Chase CD rates 2025
Life’s not getting cheaper. So, when there’s a way to earn some money simply by socking your funds away in an account for a few months, it’s probably a smart move. Opening any of the best certificates of deposit (CDs) is a relatively stress-free way to invest your money. But maybe you’re wondering about opening a CD with a bank you already have accounts at—in this specific case, with Chase.
New York-based JP Morgan Chase Bank is the largest bank in the United States as of this writing, with $3.9 trillion in assets and 4,700+ worldwide branches. It offers products such as checking and savings accounts, credit cards, loans, and competitive CDs.
While Chase CD can provide decent returns, there’s a catch: not everyone is eligible for the highest rates. Let’s look at everything you need to know about Chase CDs—and how to qualify for the best returns.
Rates are current as of Nov. 10, 2025, and are subject to change.
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Best CD Rates for December 12, 2025 ZIP Code Deposit Amount $Min. Term Length 6 months
1 months 6 months 1 year 18 months 2 years 3 years Max. Term Length 3 years
6 months 1 year 18 months 2 years 3 years 4 years 5 years 6 years FEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...
Chase Bank CD rates and products Chase’s standard CD rates are unmemorable. Its biggest returns are exclusively for those who already have a Chase Bank checking account. CD rates can vary based on your location. It also doesn’t offer specialty accounts such as bump-up, flexible, or IRA CDs.
Standard CDs Anyone can get Chase’s standard CD rates, whether or not you’ve got an established relationship with the bank. You may’ll appreciate the many different term lengths to choose from; a notably wider variety than many of its competitors.
Chase Bank standard CD features Minimum opening deposit $1,000 Early withdrawal penalty (terms less than 6 months) 90 days of interest on the amount withdrawn Early withdrawal penalty (terms 6 months to less than 24 months) 180 days of interest on the amount withdrawn Early withdrawal penalty (terms 24 months or more) 365 days of interest on the amount withdrawn
Chase Bank standard CD rates See the list of Chase’s standard CD terms and the annual percentage yield (APY) below:
Chase CD standard rates APY 1 month 0.01%* 2 months 0.01%* 3 months 0.01%* 4 months 0.01%* 5 months 0.01% 6 months 0.01%* 7 months 0.01% 8 months 0.01% 9 months 0.01%* 10 months 00.01% 11 months 0.01% 12 months 0.01%* 13 months 0.01% 14 months 0.01% 15 months 0.01% 18, 21 months 0.01% 24, 30 months 0.01% 36, 42 months 0.01% 48, 60, 84, 120 months 0.01%
1 month APY 0.01%* 2 months APY 0.01%* 3 months APY 0.01%* 4 months APY 0.01%* 5 months APY 0.01% 6 months APY 0.01%* 7 months APY 0.01% 8 months APY 0.01% 9 months APY 0.01%* 10 months APY 00.01% 11 months APY 0.01% 12 months APY 0.01%* 13 months APY 0.01% 14 months APY 0.01% 15 months APY 0.01% 18, 21 months APY 0.01% 24, 30 months APY 0.01% 36, 42 months APY 0.01% 48, 60, 84, 120 months APY 0.01%
*0.01% ladder APY
Chase CD ladder rates apply when a group of four CDs is opened at the same time for the same amount but with different terms, by a customer with a linked Chase Private Client Checking account.
Bank details checked Nov. 10, 2025.
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Discover the highest high-yield savings rates, up to 5% for December 11, 2025. Discover the highest CD rates, up to 4.18% for December 11, 2025. Discover the current mortgage rates for December 11, 2025. Discover current refi mortgage rates report for December 11, 2025. Discover current ARM mortgage rates report for December 11, 2025. Discover the current price of gold for December 11, 2025. Discover the current price of silver for December 11, 2025. Chase Bank Relationship CD rates As noted earlier, Chase’s relationship CD rates come with much higher APYs than the bank’s standard rates. You’re eligible for the relationship rate if you have a Chase checking account. While the minimum deposit to open a relationship CD is just $1,000 , some rates are the most generous for deposits of over $100,000.
Chase Bank relationship CD features Minimum opening deposit $1,000 Early withdrawal penalty (terms less than 6 months) 90 days of interest on the amount withdrawn Early withdrawal penalty (terms 6 months to less than 24 months) 180 days of interest on the amount withdrawn Early withdrawal penalty (terms 24 months or more) 365 days of interest on the amount withdrawn
Chase Bank Relationship CD rates Term length APY($0-$99,999 deposit) APY($100,000+ deposit) 1 month 0.02%* 0.02%* 2 months 1.01%* 1.01%* 3 months 1.01%* 1.01%* 4 months 2.00%* 2.00%* 5 months 3.20% 3.70% 6 months 0.75%* 0.75%** 7 months 0.75%* 0.75% 8 months 0.75%* 0.75% 9 months 0.50%* 0.50%** 10 months 2.65%* 3.15% 11 months 0.50%* 0.50% 12 months 1.75%* 1.75%** 13 months 1.75% 1.75% 14 months 1.75% 1.75% 15 months 2.00% 2.00% 18, 21 months 2.00% 2.00% 24, 30 months 2.00% 2.00% 36, 42 months 2.00% 2.00% 48, 60, 84, 120 months 2.00% 2.00%
1 month APY($0-$99,999 deposit) 0.02%* APY($100,000+ deposit) 0.02%* 2 months APY($0-$99,999 deposit) 1.01%* APY($100,000+ deposit) 1.01%* 3 months APY($0-$99,999 deposit) 1.01%* APY($100,000+ deposit) 1.01%* 4 months APY($0-$99,999 deposit) 2.00%* APY($100,000+ deposit) 2.00%* 5 months APY($0-$99,999 deposit) 3.20% APY($100,000+ deposit) 3.70% 6 months APY($0-$99,999 deposit) 0.75%* APY($100,000+ deposit) 0.75%** 7 months APY($0-$99,999 deposit) 0.75%* APY($100,000+ deposit) 0.75% 8 months APY($0-$99,999 deposit) 0.75%* APY($100,000+ deposit) 0.75% 9 months APY($0-$99,999 deposit) 0.50%* APY($100,000+ deposit) 0.50%** 10 months APY($0-$99,999 deposit) 2.65%* APY($100,000+ deposit) 3.15% 11 months APY($0-$99,999 deposit) 0.50%* APY($100,000+ deposit) 0.50% 12 months APY($0-$99,999 deposit) 1.75%* APY($100,000+ deposit) 1.75%** 13 months APY($0-$99,999 deposit) 1.75% APY($100,000+ deposit) 1.75% 14 months APY($0-$99,999 deposit) 1.75% APY($100,000+ deposit) 1.75% 15 months APY($0-$99,999 deposit) 2.00% APY($100,000+ deposit) 2.00% 18, 21 months APY($0-$99,999 deposit) 2.00% APY($100,000+ deposit) 2.00% 24, 30 months APY($0-$99,999 deposit) 2.00% APY($100,000+ deposit) 2.00% 36, 42 months APY($0-$99,999 deposit) 2.00% APY($100,000+ deposit) 2.00% 48, 60, 84, 120 months APY($0-$99,999 deposit) 2.00% APY($100,000+ deposit) 2.00%
*0.02% ladder APY
**0.05% ladder APY
Chase CD ladder rates apply when a group of four CDs is opened at the same time for the same amount but with different terms, by a customer with a linked Chase Private Client Checking account.
Bank details checked Nov. 10, 2025.
Compare the CD rates and terms available from other top institutions Read our roundups of all available CD rates from Capital One and Bank of America.
Chase Bank Business CDs Chase offers special CDs for business owners. Similar to its relationship rates, the amount you’ll earn depends on the size of your deposit. Rates vary based on your location, but here’s an example Here’s what you can expect.
Chase Bank Business CD features Minimum opening deposit $1,000 Early withdrawal penalty (terms less than 12 months) $25 plus 1% of the amount withdrawn Early withdrawal penalty (terms 12 months or more) $25 plus 3% of the amount withdrawn
CD Term $0 – $9,999.99 $10K – $24,999.99 $25K – $49,999.99 $50K – $99,999.99 $100K-$249,999.99 $250K+ 1-Month 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 2-Month 1.01% 1.01% 1.01% 1.01% 1.01% 1.01% 3-Month 1.01% 1.01% 1.01% 1.01% 1.01% 1.01% 4-Month 2.00% 2.00% 2.00% 2.00% 2.00% 2.00% 5-Month 3.20% 3.20% 3.20% 3.20% 3.70% 3.70% 6-Month 0.75% 0.75% 0.75% 0.75% 0.75% 0.75% 7-Month 0.75% 0.75% 0.75% 0.75% 0.75% 0.75% 8-Month 0.75% 0.75% 0.75% 0.75% 0.75% 0.75% 9-Month 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 10-Month 2.65% 2.65% 2.65% 2.65% 3.15% 3.15% 11-Month 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 12-Month 1.75% 1.75% 1.75% 1.75% 1.75% 1.75% 13-Month 1.75% 1.75% 1.75% 1.75% 1.75% 1.75% 14-Month 1.75% 1.75% 1.75% 1.75% 1.75% 1.75% 15+ Months 2.00% 2.00% 2.00% 2.00% 2.00% 2.00%
1-Month $0 – $9,999.99 0.02% $10K – $24,999.99 0.02% $25K – $49,999.99 0.02% $50K – $99,999.99 0.02% $100K-$249,999.99 0.02% $250K+ 0.02% 2-Month $0 – $9,999.99 1.01% $10K – $24,999.99 1.01% $25K – $49,999.99 1.01% $50K – $99,999.99 1.01% $100K-$249,999.99 1.01% $250K+ 1.01% 3-Month $0 – $9,999.99 1.01% $10K – $24,999.99 1.01% $25K – $49,999.99 1.01% $50K – $99,999.99 1.01% $100K-$249,999.99 1.01% $250K+ 1.01% 4-Month $0 – $9,999.99 2.00% $10K – $24,999.99 2.00% $25K – $49,999.99 2.00% $50K – $99,999.99 2.00% $100K-$249,999.99 2.00% $250K+ 2.00% 5-Month $0 – $9,999.99 3.20% $10K – $24,999.99 3.20% $25K – $49,999.99 3.20% $50K – $99,999.99 3.20% $100K-$249,999.99 3.70% $250K+ 3.70% 6-Month $0 – $9,999.99 0.75% $10K – $24,999.99 0.75% $25K – $49,999.99 0.75% $50K – $99,999.99 0.75% $100K-$249,999.99 0.75% $250K+ 0.75% 7-Month $0 – $9,999.99 0.75% $10K – $24,999.99 0.75% $25K – $49,999.99 0.75% $50K – $99,999.99 0.75% $100K-$249,999.99 0.75% $250K+ 0.75% 8-Month $0 – $9,999.99 0.75% $10K – $24,999.99 0.75% $25K – $49,999.99 0.75% $50K – $99,999.99 0.75% $100K-$249,999.99 0.75% $250K+ 0.75% 9-Month $0 – $9,999.99 0.50% $10K – $24,999.99 0.50% $25K – $49,999.99 0.50% $50K – $99,999.99 0.50% $100K-$249,999.99 0.50% $250K+ 0.50% 10-Month $0 – $9,999.99 2.65% $10K – $24,999.99 2.65% $25K – $49,999.99 2.65% $50K – $99,999.99 2.65% $100K-$249,999.99 3.15% $250K+ 3.15% 11-Month $0 – $9,999.99 0.50% $10K – $24,999.99 0.50% $25K – $49,999.99 0.50% $50K – $99,999.99 0.50% $100K-$249,999.99 0.50% $250K+ 0.50% 12-Month $0 – $9,999.99 1.75% $10K – $24,999.99 1.75% $25K – $49,999.99 1.75% $50K – $99,999.99 1.75% $100K-$249,999.99 1.75% $250K+ 1.75% 13-Month $0 – $9,999.99 1.75% $10K – $24,999.99 1.75% $25K – $49,999.99 1.75% $50K – $99,999.99 1.75% $100K-$249,999.99 1.75% $250K+ 1.75% 14-Month $0 – $9,999.99 1.75% $10K – $24,999.99 1.75% $25K – $49,999.99 1.75% $50K – $99,999.99 1.75% $100K-$249,999.99 1.75% $250K+ 1.75% 15+ Months $0 – $9,999.99 2.00% $10K – $24,999.99 2.00% $25K – $49,999.99 2.00% $50K – $99,999.99 2.00% $100K-$249,999.99 2.00% $250K+ 2.00%
Bank details checked Nov. 10, 2025.
SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on Quontic Bank's website3.75%6 mos$500View Details
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} #hsPjvkkafIklhGuy #sh-star-icon { height: 56px; width: 56px; position: absolute; z-index: 1; } #hsPjvkkafIklhGuy .sh-first-product .sh-row-sub-container span.sh-row-value { display: block; padding: 12px 0px; font: normal normal bold 24px/24px Roboto; letter-spacing: -0.48px; color: #0A3C5F; } #hsPjvkkafIklhGuy .sh-row-sub-container span.sh-row-value { font: normal normal bold 16px/24px Roboto; letter-spacing: -0.32px; color: #0A3C5F; display: block; cursor: pointer; } #hsPjvkkafIklhGuy .mobile-bottom-container { display: none; } #hsPjvkkafIklhGuy .logo-image-wrapper { max-width: 200px; margin: 0 auto; min-height: 90px; } #hsPjvkkafIklhGuy img.logo-image { width: 100%; height: auto; cursor: pointer; } #hsPjvkkafIklhGuy #load_more_carrier { text-align: center; font: normal normal normal 16px/20px Roboto; letter-spacing: 0px; color: #1C96F0; font-weight: 500; background-color: #FFF; height: 36px; display: flex; align-items: center; justify-content: center; box-shadow: 4px 4px #8ca6bc33; cursor: pointer; } #hsPjvkkafIklhGuy .sh-row-product-title.sh-apy-value, #hsPjvkkafIklhGuy .sh-row-product-title.sh-term-length, #hsPjvkkafIklhGuy .sh-row-product-title.sh-min-dep { cursor: pointer; } @media only screen and (max-width : 850px) { #hsPjvkkafIklhGuy .logo-image-wrapper { max-width: 137px; } #hsPjvkkafIklhGuy .sh-cta-container { padding-right: 0px; } #hsPjvkkafIklhGuy .sh-row-product-title.sh-date { margin-right: 0px; } #hsPjvkkafIklhGuy .sh-btn__text, #hsPjvkkafIklhGuy .sh-first-product .sh-btn__text { width: 138px; } #hsPjvkkafIklhGuy .sh-main-container { flex: 0 0 77%; } #hsPjvkkafIklhGuy .sh-row-container { flex: 0 0 67%; } #hsPjvkkafIklhGuy .sh-logo { flex: 0 0 20%; text-align: center; } #hsPjvkkafIklhGuy .sh-row-sub-container .sh-row-product-title { height: 20px; width: 90px; } } @media only screen and (max-width : 767px) { #hsPjvkkafIklhGuy .sh-m-hide { display: none !important; } #hsPjvkkafIklhGuy .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #hsPjvkkafIklhGuy .logo-image-wrapper { max-width: 200px; min-height: unset; } #hsPjvkkafIklhGuy .sh-row-container { flex: 0 0 100%; order: 2; } #hsPjvkkafIklhGuy .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #hsPjvkkafIklhGuy #sh-header-container { padding: 0 20px; } #hsPjvkkafIklhGuy .sh-d-hide { display: block !important; } #hsPjvkkafIklhGuy .sh-listing-content-wrapper { display: block; padding: 20px; } #hsPjvkkafIklhGuy .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #hsPjvkkafIklhGuy .sh-btn__text, #hsPjvkkafIklhGuy .sh-first-product .sh-btn__text { width: 100%; } #hsPjvkkafIklhGuy .sh-fdic-insured { padding: 0; } #hsPjvkkafIklhGuy .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #hsPjvkkafIklhGuy .sh-first-product .product-details-container { margin-top: 0px; } #hsPjvkkafIklhGuy .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #hsPjvkkafIklhGuy .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #hsPjvkkafIklhGuy .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #hsPjvkkafIklhGuy .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #hsPjvkkafIklhGuy .sh-title-container { display: flex; margin-bottom: 15px; } #hsPjvkkafIklhGuy .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #hsPjvkkafIklhGuy .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #hsPjvkkafIklhGuy .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #hsPjvkkafIklhGuy .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #hsPjvkkafIklhGuy .sh-first-product .sh-cta-container { padding-top: 0px; } #hsPjvkkafIklhGuy .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #hsPjvkkafIklhGuy .mobile-bottom-container .sh-fdic-insured { padding: 0; } } @media only screen and (max-width : 370px) { #hsPjvkkafIklhGuy .sh-first-product .sh-row-sub-container span.sh-row-value { font: normal normal bold 25px/30px Roboto; } } #hsPjvkkafIklhGuy.box750.device-desktop img.logo-image { max-width: 75%; } #hsPjvkkafIklhGuy.sh-box750.device-desktop .sh-row2-container { flex: 0 0 170px; } #hsPjvkkafIklhGuy.box750.device-desktop .sh-row-product-title { flex: 0 0 36%; } #hsPjvkkafIklhGuy.box750.device-desktop .sh-row-product-title.sh-date { margin-right: 4px; } #hsPjvkkafIklhGuy.box750.device-desktop .sh-first-product .sh-btn__text, #hsPjvkkafIklhGuy.box750.device-desktop .sh-btn__text { width: 140px; } #hsPjvkkafIklhGuy.box800.device-desktop .sh-first-product .sh-btn__text, #hsPjvkkafIklhGuy.box800.device-desktop .sh-btn__text { width: 150px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-m-hide, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-m-hide, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-m-hide { display: none !important; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .seeMoreTerms, #hsPjvkkafIklhGuy.sh-box650.device-desktop .seeMoreTerms, #hsPjvkkafIklhGuy.sh-box700.device-desktop .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .logo-image-wrapper, #hsPjvkkafIklhGuy.sh-box650.device-desktop .logo-image-wrapper, #hsPjvkkafIklhGuy.sh-box700.device-desktop .logo-image-wrapper { max-width: 200px; min-height: unset; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-row-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-row-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-row-container { flex: 0 0 100%; order: 2; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-row-sub-container .sh-title-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-row-sub-container .sh-title-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop #sh-header-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop #sh-header-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-d-hide, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-d-hide, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-d-hide { display: block !important; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-listing-content-wrapper, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-listing-content-wrapper, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-promo .sh-promo-text, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-promo .sh-promo-text, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-btn__text, #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-btn__text, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-btn__text, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-btn__text, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-btn__text, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-fdic-insured, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-fdic-insured, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .product-details-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .product-details-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .product-details-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .product-details-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-title, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-title, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-promo, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-promo, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-promo-offer-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-promo-offer-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-title-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-title-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-title-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-title-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-row2-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-row2-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-fdic-dis-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-fdic-dis-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-cta-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-cta-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-cta-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-cta-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .mobile-bottom-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .mobile-bottom-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #hsPjvkkafIklhGuy.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #hsPjvkkafIklhGuy.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-title-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-title-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #hsPjvkkafIklhGuy.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #hsPjvkkafIklhGuy.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #hsPjvkkafIklhGuy.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #hsPjvkkafIklhGuy.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #hsPjvkkafIklhGuy.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #hsPjvkkafIklhGuy.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #hsPjvkkafIklhGuy.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #hsPjvkkafIklhGuy .sh-row-container.sh-apy-value { height: 24px; } #hsPjvkkafIklhGuy .sh-title-container { height: 45px; } #hsPjvkkafIklhGuy .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #hsPjvkkafIklhGuy .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #hsPjvkkafIklhGuy .sh-first-product .sh-title-container { height: 72px; } #hsPjvkkafIklhGuy .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #hsPjvkkafIklhGuy .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #hsPjvkkafIklhGuy .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #hsPjvkkafIklhGuy .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #hsPjvkkafIklhGuy .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #hsPjvkkafIklhGuy .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #hsPjvkkafIklhGuy .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #hsPjvkkafIklhGuy.loadingMessage .sh-loading-msg { display: block; } #hsPjvkkafIklhGuy.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #hsPjvkkafIklhGuy .sh-loading-msg { font-size: 18px; } } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-container { align-items: center; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #hsPjvkkafIklhGuy .sh-row-product-title.sh-bank-name { display: none; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #hsPjvkkafIklhGuy.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; 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} #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer176 .logo-column.flex-container, #qsWidgetContainer176 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer176 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer176 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer176 .apy-label, #qsWidgetContainer176 .curDate, #qsWidgetContainer176 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer176 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer176 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer176 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; 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font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer176 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer176 #sh-star-icon { top: -2px; } #qsWidgetContainer176 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer176 #see_more_carrier, #qsWidgetContainer176 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer176 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer176 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer176 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer176 .shmktpl-sponsored, #qsWidgetContainer176 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; 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font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer176 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer176 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer176 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer176 .listing-title { font-size: 20px; font-weight: 600; } }
Compare Chase Bank to competitors Chase Bank offers decent CD rates, but only if you’ve got a Chase checking account; otherwise, its rates aren’t great. And even many of the relationship rates don’t rise as high as the APY you can find at some other institutions. Here’s how Chase Bank stacks against its competition.
Chase Bank(standard / relationship <$100,000)
Discover
Northern Bank Direct 4 months 4 months 4 months 0.01% / 2.00% N/A N/A 6 months 6 months 6 months 0.01% / 0.75% 3.50% 4.00% 9 months 9 months 9 months 0.01% / 0.50% 3.50% 3.75% 10 months 10 months 10 months 0.01% / 2.65% N/A N/A 12 months 12 months 12 months 0.01% / 1.75% 4.05% 3.25% 18 months 18 months 18 months 0.01% / 2.00% 3.70% 3.25% 24 months 24 months 24 months 0.01% / 2.00% 3.50% 3.25% Learn more Learn more Learn more View offer View offer View offer
Bank details checked Nov. 10, 2025.
Learn more about Chase Bank In addition to CDs, Chase customers have a wide variety of checking and savings accounts to choose from. Chase also issues wildly popular travel and cash back credit cards, personal loans, mortgages, and auto loans.
You can also set up investment accounts, such as individual retirement accounts (IRAs). If you own a business, several business services are available, including checking, savings, credit cards, and lending solutions.
Read our detailed Chase Bank review for more details about its valuable features.
Fortune 500 Chase is currently ranked as the #11 spot on the 2025 version of the Fortune 500 list.
Frequently asked questions How do Chase Bank CD rates compare to other banks? Chase Bank CD rates are middle-of-the-road for most customers. To get Chase’s best rates, you’ll need to have a relationship with Chase and deposit at least $100,000 — otherwise, your maximum potential APY 3.50%
What is the minimum deposit for a Chase CD? The minimum deposit for a Chase CD is $1,000.
How can I qualify for Chase relationship CD rates? Are Chase CD rates FDIC insured? Yes Chase CDs are FDIC insured up to $250,000 per account holder.
Are there any fees associated with Chase CDs? There are no fees associated with Chase CDs unless you withdraw your money before it has matured. In that case, you’ll pay between 90 and 365 days of interest (depending on the term length of your CD).
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Chase CD rates 2025 
