The current average refinance rate on a 30-year, fixed-rate home loan is 6.36%, according to data from the popular real estate marketplace Zillow. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Current refi rates dataConventional mortgages30-year6.36%20-year6.45%15-year5.61%10-year5.84%Jumbo mortgages30-year7.16%15-year6.05%FHA loans30-year7.25%15-year5.44%VA loans30-year6.25%15-year6.13%Note thatFortunereviewed the most recent Zillow data available as of Nov. 10.How mortgage refinancing worksMortgage refinancing involves replacing your existing home loan with a new one. Similar to your initial mortgage application, you’ll need to apply and meet lender criteria, including your credit profile, income verification, debt-to-income (DTI) ratio, and more. This process typically results in a small hit to your credit score due to the hard inquiry, and there’s a risk of denial if you don’t meet the lender’s requirements.What’s happening with mortgage rates in the market?Some observers had hoped that mortgage interest rates would decrease following the Federal Reserve’s cuts to the federal funds rate late last year. However, mortgage rates remained stubbornly near the 7% mark for 30-year, fixed-rate loans nationwide. Although rates dipped slightly toward the end of February, moving closer to 6.5%, they remain significantly higher than the pandemic-era lows in the range of 2% and 3%. As of the third quarter of 2024, 82.8% of homeowners with mortgages had rates below 6%, according to a Redfin report. That means a significant chunk of homeowners have been locked in, unwilling or unable to move or refinance with rates as high as they are currently. Still, homeowners got some relief starting in late August and early September of 2025, when mortgage rates started trending downward ahead of the Sept. 16-17 Fed meeting. They dropped to a low not seen in almost a year, and the Fed delivered a much anticipated reduction of a quarter percentage point to the federal funds rate. The central bank followed up with a second cut of the same amount at its October meeting.When it might make sense to refinance your mortgageRefinancing isn’t free, so it’s crucial to weigh the costs before you apply for a refi. A guideline you’ll often hear is that refinancing makes sense if you can secure a rate that’s a full percentage point lower than your current rate. For example, if you have a 7% loan, refinancing when you’re able to land a 6% rate could be a smart move to save on interest charges over the life of your loan. You might also consider a cash-out refinance to tap into your home equity—which typically requires at least 20% equity in your home. Homeowners have significant flexibility to use the cash disbursement from such a refi however they please, as there aren’t generally restrictions on what you can do with the cash portion of a cash-out refi. For example, you’re free to invest those funds, use them to cover a down payment on a vacation home or rental property, or pay off credit card debt. Refinancing can also allow you to change your loan term. For instance, someone originally took out a 15-year mortgage but finds their budget stretched may benefit from switching to a 30-year term for a smaller monthly payment. And, refinancing can be a way to switch loan types, like moving from an FHA loan to a conventional one to get rid of your FHA loan’s lifetime mortgage insurance (MIP) requirement, or from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage.Costs to refinance your mortgageRefinancing involves closing costs, typically ranging from 2% to 6% of the loan amount. For a $300,000 loan, you might pay between $6,000 and $18,000, for example. Some common costs include:Lender origination fees.Appraisal fees.Title search and insurance fees.Loan application fees.Survey fees.Attorney fees (if required in your state).Recording fees.Prepayment penalties (if applicable with your current loan).Different types of mortgage refi loansThere are a wide variety of mortgage refinance loans out there, and the right one for your needs will depend on your goals and what type of mortgage you currently have. Here are some common refi options:Rate-and-term refinance:This is probably the most popular type of refi. It lets you lower your interest rate and/or change your loan term. Note if you opt for a shorter term, while that does typically earn you a lower rate and substantial lifetime interest savings, you’ll be stuck with higher monthly mortgage payments.Cash-out refinance:A cash-out refi taps your home’s equity by replacing your existing loan balance with a new, larger one and withdrawing the difference in cash. You can use the money for a wide variety of purposes, including home improvements, consolidating high-interest debt, or other financial goals.No-closing-cost refinance:With this type of refi, the lender covers closing costs in exchange for levying a higher interest rate. If you don’t have the cash on hand to pay for closing costs and could otherwise benefit from a refinance, this option might be worth evaluating.Streamline refinance:These refis are for existing FHA, VA and USDA loan borrowers, and generally involve less documentation plus offer a more straightforward application and approval process.Refinancing with your existing lender vs. a new oneYou’re not obligated to refinance with your original lender, and shopping around can help you find the lowest interest rate available to you and perhaps the best service as well. However, your existing lender might offer incentives, such as waiving closing costs, if you stay with them. So you should at least broach the topic with your current lender.Also, know that if your mortgage has been purchased by Fannie Mae or Freddie Mac, you might be eligible for programs like Refi Now and Refi Possible.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. 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The UK has recommenced trade negotiations with South Korea, with a focus on enhancing technology and digital services sectors. British representatives have travelled to Seoul for discussions with their South Korean counterparts today, as they seek to forge a forward-looking, digitally-oriented trade deal, as reported by City AM. This marks the first round of talks under the Labour government since the trade discussions were put on hold during the transition period after the July 4 election. Speaking to City AM, Business and Trade Secretary Jonathan Reynolds said: "Both the UK and South Korea are renowned as global leaders in technology. Our high-tech economies have so much more we can do together once our trade deal is upgraded." He added: "Trade deals with partners like South Korea mean UK businesses will have more opportunities to sell their excellent goods and services around the world." Reynolds expressed satisfaction that negotiators are resuming this vital work, which contributes to building a stronger economy. According to officials, the UK-South Korea trade relationship was valued at approximately £17bn in the year leading up to June 2024, with these talks being the third set to restart following Labour's electoral victory, succeeding discussions with the Gulf Cooperation Council and Switzerland. The government is determined to secure a deal that opens significant export avenues for British companies, especially given South Korea's growing consumer demand for high-tech imports. Diplomatic ties spanning 140 years are set to be rejuvenated, with the Department for Business and Trade (DBT) emphasising the need to refresh the decade-old trade agreement between the two nations, particularly citing an absence of a digital chapter in the current framework. In 2022, the UK's thriving digital sector boasted a value of £158.3 billion, with roughly 7,000 British firms exporting to Korea - 85% of which are SMEs. Officials are optimistic that a revised agreement could potentially boost this number through modernised customs processes, alongside planned talks on simplified origin rules and the prospect of lower tariffs. TechUK's Sabina Ciofu has expressed support for a "renewed commitment" towards trade discussions, highlighting significant potential in advancing digital services and technology trade, areas where UK innovation excels globally. "With South Korea's strong focus on research and development in key technologies, including semiconductors, 6G, and ICT infrastructure, this offers a unique chance to drive forward high-tech advancements and strengthen our global digital capabilities," Ciofu conveyed to City AM. Adding to the positive sentiment, Chris Sunghwal, CEO of SeAH Wind, a South Korean energy company, commended the opportunities ahead for "enhanced relations between our two great nations". He endorsed the establishment of the new monopile factory in Teesside, hailing it as "a world class leading facility, bringing together the best of both cultures from South Korea and the UK".
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.203%, according to data available from mortgage data company Optimal Blue. That’s no change in basis points from the prior day’s report, and up approximately 4 basis points from a week ago. Read on to compare average rates for a variety of conventional and government-backed mortgage types and see whether rates have increased or decreased.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Current mortgage rates data:30-year conventionalCurrent rate6.203%One week ago6.156%One month ago6.296%30-year jumboCurrent rate6.459%One week ago6.358%One month ago6.619%30-year FHACurrent rate6.084%One week ago6.043%One month ago6.102%30-year VACurrent rate5.805%One week ago5.670%One month ago5.874%30-year USDACurrent rate6.184%One week ago6.064%One month ago5.912%15-year conventionalCurrent rate5.620%One week ago5.354%One month ago5.581%Note thatFortunereviewed Optimal Blue’s latest available data on Nov. 10, with the numbers reflecting home loans locked in as of Nov. 7. What’s happening with mortgage rates in the market?If it seems like 30-year mortgage rates have been hovering around 7% for an eternity, that’s not far off the mark. Many watching the market anticipated rates would ease when the Federal Reserve began reducing the federal funds rate last year, but that didn’t occur. There was a short-lived decline leading up to the September 2024 Fed meeting, but rates quickly rebounded afterward.In fact, by January 2025 the average rate for a 30-year, fixed-rate mortgage exceeded 7% for the first time since last May, according to Freddie Mac statistics. That’s a significant increase from the record-low average of 2.65% observed in January 2021, when the government was still attempting to boost the economy and prevent a pandemic-induced downturn.Barring another major crisis, experts say we won’t have mortgage rates in the 2% to 3% range again in our lifetimes. And, with a cloudy economic outlook as President Donald Trump pursues policies including tariffs and deportations, some analysts have worried the labor market could constrict and inflation could resurface. In this climate, U.S. homebuyers have long faced faced with high mortgage rates—though some found methods to make their purchase more manageable, such as negotiating rate buydowns with a builder when buying newly constructed homes.Those looking to buy a home or refinance a mortgage did get some cause for joy in late August and early September of 2025. Ahead of the Fed’s Sept. 16-17 meeting, mortgage rates started trending noticeably downward, hitting a low not seen in almost a year. As expected, the Fed delivered a quarter percentage point reduction in the federal funds rate at that meeting. The central bank followed up with another quarter percentage point cut to its benchmark rate at the end of October.How to get the best mortgage rate you canWhile economic conditions are beyond your control, your financial profile as an applicant also has a substantial impact on the mortgage rate you’re offered. With that in mind, aim to do the following:Ensure your credit is in excellent condition.The minimum credit score for a conventional mortgage is generally 620 (for FHA loans, you may qualify with a score of 580 or a score as low as 500 with a 10% down payment). However, if you’re hoping to get a low rate that could potentially save you five or even six figures in interest over the life of your loan, you’ll want a score considerably higher. Consider that according to lender Blue Water Mortgage, a top-tier score is one of 740 or higher.Maintain a low debt-to-income (DTI) ratio.You can calculate your DTI by dividing your monthly debt payments by your gross monthly income, then multiplying by 100. For example, someone with a $3,000 monthly income and $750 in monthly debt payments has a 25% DTI. When applying for a mortgage, it’s typically best to have a DTI of 36% or below, though you may be approved with a DTI as high as 43%.Get prequalified with multiple lenders.Consider trying a mix of large banks, local credit unions, and online lenders and compare offers. Additionally, connecting with loan officers at several different institutions can help you evaluate what you’re looking for in a lender and which one will best meet your needs. Just ensure that when you’re comparing rates, you’re doing so in a consistent way—if one estimate involves purchasing mortgage discount points and another doesn’t, it’s important to recognize there’s an upfront cost for buying down your rate with points.Mortgage interest rates historical chartSome context for the discussion about high mortgage rates is that rates in the vicinity of 7% feel high because rates in the range of 2% to 3% are still a fairly recent memory. Those rates were possible due to unprecedented government action aimed at preventing recession as the country grappled with a global pandemic.However, under more typical economic conditions, experts agree we’re unlikely to see such exceptionally low interest rates again. Historically, rates around 7% are not unusually high.Consider this St. Louis Fed (FRED) chart tracking Freddie Mac data on the 30-year, fixed-rate mortgage average. From the 1970s through the 1990s, such rates were more or less the norm, with a significant spike in the early 1980s. In fact, September, October, and November of 1981 all saw mortgage interest rates exceeding 18%.Of course, this historical perspective offers little consolation to homeowners who may want to move but are locked in with a once-in-a-lifetime low interest rate. Such situations are common enough in the current market that low pandemic-era rates keeping homeowners from moving when they otherwise would have become known as the “golden handcuffs.”Factors that impact mortgage interest ratesThe health of the U.S. economy is probably the biggest driver of mortgage rates. When lenders worry about inflation, they can bump up rates to protect their profits down the road.And on a related note, the national debt is another big factor. When the government spends more than it takes in and has to borrow, that can push interest rates higher.Demand for home loans matters too. When demand is low, lenders might drop rates to attract business. But if lots of people are seeking mortgages, lenders might raise rates to handle the extra processing work.The Federal Reserve also plays a key role, and can influence mortgage rates by changing the federal funds rate and by buying or selling assets.Much is made of changes to the federal funds rate. When it goes up or down, mortgage rates often follow suit. But it’s crucial to understand the Fed doesn’t set mortgage rates directly, and they don’t always move in perfect sync with the fed funds rate.The Fed also influences mortgage rates by means of its balance sheet. During tough economic times, it can buy assets like mortgage-backed securities (MBS) to pump money into the economy.But lately, the Fed has been shrinking its balance sheet, letting assets mature without replacing them. This tends to push mortgage rates up. So while everyone watches for cuts to the fed funds rate, what the central bank does with its balance sheet might matter even more for the mortgage rate you might get offered. Why it’s important to compare mortgage ratesComparing rates on different types of loans and shopping around with various lenders are both essential steps in obtaining the best mortgage for your situation.If your credit is excellent, opting for a conventional mortgage might be the right choice for you. However, if your score is below 600, an FHA loan may provide an opportunity where a conventional loan would not.When it comes to exploring options with different banks, credit unions, and online lenders, it can make a significant difference in your overall costs. Freddie Mac research indicates that in a market with high interest rates, homebuyers may be able to save $600 to $1,200 annually if they apply with multiple mortgage lenders.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. 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It’s still possible to earn a decent return on a certificate of deposit, but you need to act soon. Average CD yields declined significantly in 2024 as the Federal Reserve reduced interest rates—and while they remained relatively stable in the first part of 2025 as the central bank held off on making more rate changes, the Fed made its first rate reduction of the year in September, and another in October.The highest CD rates on the market offer up to4.20%annual percentage yield. By funding a certificate now, you could secure these high rates for years, depending on the choice of a CD term that best suits your goals. And, with the potential for one more Fed rate cut this year, there’s no time to lose.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164The best CD rates on November 13, 2025: Earn up to 4.20%The highest CD rate of 4.20% is offered by Bread Savings on its six-month CD. Newtek Bank also offers a six-month CD with a 4.20% APY but the minimum deposit requirement is higher.Fortunemonitors the top rates offered by leading U.S. financial institutions to help our readers obtain the best possible return on their CD investments. Here are the best available rates:Pro tipLooking for the best CD to fit your investment needs? See rates from top institutions:–Wells Fargo–Capital One–Chase–Bank of America–Discover Bank–Northern Bank Direct–Ally Bank–Newtek Bank–Popular Direct–Citibank–Sallie Mae BankCompare CD rates at top national banksIf you’re unfamiliar with the banks listed in the table above, there’s a good reason. The big banks depend less on certificates of deposit to build their capital base than smaller financial institutions. That means they see less need to compete by offering the highest rates.Established banks like Chase, PNC, and U.S. Bank acquire customers via business lines like loans and credit cards. As a result, CD interest rates offered by these banks are often lower compared to those available at smaller regional banks or online institutions. Securing a competitive rate at big banks may require opening additional deposit accounts or meeting higher minimum deposit requirements.CD rates news 2025Seasoned investors know that CD market rates closely track the monetary policy decisions of the Federal Reserve, particularly changes in the fed funds rate. Anyone who wants to invest in CD should learn to keep an eye on central bank policy changes in order to understand shifts in CD yields.The Federal Open Market Committee (FOMC) left the federal funds rate unchanged from January through August of 2025. Then, at its Sept. 16-17 meeting, the FOMC announced a quarter percentage point reduction, bringing the federal funds rate to 4.00%-4.25%. The fed funds rate currently stands at 3.75%-4.00% after a cut at the central bank's October meeting.There's one more FOMC meeting scheduled for this year, on Dec. 9-10.In 2024, the Fed cut rates three times—the last rate cut was at the December FOMC meeting—leaving rates in a range of 4.25%-4.50%. These changes came in response to cooling U.S. inflation, and the Fed aimed to support the U.S. economy with cheaper lending. This is why CD rates came off their previous two-decade highs last year.Those historically high CD yields were driven by aggressive Fed interest rate hikes in 2022 and 2023. Between March 2022 and July 2023, the FOMC hiked rates 11 times, from zero up to a range of 5.25%-5.50%. The Fed’s higher rates were an attempt to cool off the hottest inflation readings since the 1980s, which were themselves the result of economic disruptions from the pandemic.It's worth noting that current CD rates aren’t far off their recent peaks. Investors still have the opportunity to secure competitive rates on both short-term and long-term CDs. By depositing a larger lump sum into your CD account, you can generate considerable interest earnings.Historical CD ratesIn the early 1980s, CD rates soared into the double digits, a sharp contrast to lower yields in 2025. By 2019, however, the APY for a five-year CD was only a hair above 3.00%.Throughout the early 2020s, rates soared over 5.00% as the economy worked its way through the Covid-19 pandemic. Five years later, we are seeing CD rates stabilize in the 3.00%-4.00% range.How to get a good CD rateDetermining what qualifies as a "good" CD rate involves striking the right balance between high rates and your appetite for locking up money for a long period of time. Say you’re looking at a 5-year certificate yielding 5.00% APY. You should only pull the trigger if you’re sure you won’t need the funds sooner and you don’t think interest will increase.Key factors to evaluate when comparing CDs include:Term length:Ensure it aligns with your savings objectives and time frame.APY:Typically, higher rates are offered for longer terms.Minimum deposit:Confirm that you can meet the required initial balance.Penalties:Understand the costs associated with early withdrawal before maturity.Deposit insurance:Verify that the bank is Federal Deposit Insurance Corp. (FDIC)- or National Credit Union Administration (NCUA)insured to keep your money secure.Online banks typically advertise the highest CD yields, just make sure you understand the minimum balance requirements and any associated fees. Opting for a bank rather than a broker can sometimes help avoid unnecessary charges.Look into offerings from online banksFintech firms and online banks generally offer more competitive rates than national banks. Large financial institutions generate revenue from interest on loans, fees, and investments in securities.In contrast, smaller banks and online fintech companies attract customers with competitive APYs on deposit accounts. Additionally, online banks have lower overhead costs, which lets them pay better rates on deposits.Set up a CD ladderCD ladders are ideal for savers who prefer not to tie up funds for long periods. By spreading savings across CDs with varying maturity dates, you can enjoy both short-term access and higher long-term interest rates.For example, start by investing $3,000 in three staggered CDs (1-year, 2-year, and 3-year). As each CD reaches maturity, reinvest the funds into a new 3-year CD. This strategy provides yearly access to your money along with the accumulated interest.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Understand the different kinds of CDsThere are several types of CDs available to cater to different financial needs:Brokered CDsare purchased and sold through brokerage accounts rather than directly from banks or credit unions. They often provide higher APYs since they are issued by banks and then sold to brokerages.Callable CDsinclude a feature that allows the issuing institution to terminate the CD before its maturity date. Investors receive their principal and any accrued interest up to the call date if this option is exercised.Bump-up CDsallow you to request a higher APY if interest rates increase after opening the account. Typically, you can adjust the rate once or twice during the CD's term.No-penalty CDsdo not charge penalties for early withdrawals before maturity. This type is less common and may offer lower APYs compared to traditional CDs.Jumbo CDsrequire a substantial minimum deposit, often starting at $100,000 or more. They generally offer higher APYs than standard CDs.Variable-rate CDshave an APY that changes in response to prevailing interest rates. These CDs carry more risk than traditional CDs because a decrease in interest rates before maturity can result in a lower yield.Series on daily CD rates created by former Fortune editor Cassie Bottorff. This edition has been updated by Editor, Evergreen Content Glen Luke Flanagan.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
William Tunstall-Pedoe, the brains behind Amazon's voice assistant Alexa, has expressed concern that many firms attempting to incorporate AI into their operations are failing, as reported by City AM. "Pretty much every medium and large business out there is trying to bring AI into their business," he disclosed to City AM. "But a lot of these projects are failing, and the reason why they're failing is because the [machine learning] ML piece doesn't work well enough." "It isn't trustworthy enough, goes wrong every now and then in a way that potentially costs money or is outside of regulatory requirements, or is brand damaging," he further added. After selling his voice assistant startup, Evi Technologies, to Amazon in 2012, he contributed to the development of Alexa, but currently, he is focusing on a new venture, Unlikely AI. Although the deep tech startup has largely remained under wraps so far, Tunstall-Pedoe revealed it aims to address the issues that are causing many companies using large language models (LLMs) to stumble, such as bias, hallucination, accuracy and trustworthiness. "We are trying to create a platform that addresses all these problems, so in industries that are particularly high risk, and that includes finance, that includes health, anything to do with people, we're basically creating an AI platform that's trustworthy and explainable, so that businesses can apply AI in a very confident way," he elucidated. London's Unlikely AI, an emerging tech firm, has secured a substantial $20m (£15.4m) in seed funding led by Amadeus Capital and Octopus Ventures as it advances its innovative technology. The company is bolstering its workforce and recently welcomed onboard the experienced Fred Becker, a former Skype executive, as chief administrative officer, along with Tom Mason, formerly of Stability AI, taking on the role of chief technology officer. Mason commented on the potential of Unlikely AI's platform, noting its capacity for enabling firms to tackle intricate issues, such as streamlining the customer claims processes against corporate policies in a way that's predictable", offering a stability that traditional language models might not.
You can still earn a great return on a certificate of deposit, just don’t wait to deposit your money. As the Federal Reserve cut interest rates three times in 2024, average CD yields fell lower. They largely stabilized in 2025 as the Fed held off on more rate changes—but the central bank finally cuts in September and October, and another meeting still to happen this year, CD rates could conceivably decrease before the end of 2025.The best CD rates return up to 4.20% annual percentage yield. That means you could lock in high rates for years if you funded a certificate right now, depending on the term that’s best suited to your financial goals. Markets anticipate the possibility of one more more Fed rate cut this year, so there’s no time to waste.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164The best CD rates on November 11, 2025: Earn up to 4.20%The highest CD rate of 4.20% is offered by Bread Savings on its six-month CD. Besides Bread, Newtek Bank also offers a six-month CD with a 4.20% APY but requires a higher minimum deposit.Fortunemonitors the top rates offered by leading U.S. financial institutions to help readers obtain the best possible return on their CD investments. Here are the best CD rates available on the market:Pro tipLooking for the best CD to fit your investment needs? See rates from top institutions:–Wells Fargo–Capital One–Chase–Bank of America–Discover Bank–Northern Bank Direct–Ally Bank–Newtek Bank–Popular Direct–Citibank–Sallie Mae BankCompare CD rates at top national banksIf you’re unfamiliar with many of the bank names mentioned above, there’s a straightforward reason. CDs typically don’t generate substantial income for major financial institutions on their own.Large, national banks like Chase, PNC, and U.S. Bank focus on attracting customers through more profitable products, such as loans and credit cards, rather than CDs. As a result, the interest rates offered on CDs at these banks are often much lower than those available at smaller regional banks or online institutions. Additionally, to secure a good rate at these larger banks, you may be required to open other deposit accounts or deposit much higher minimums.CD rates news 2025Investors need to recognize that average CD rates rise and fall in close alignment with Federal Reserve monetary policy changes, specifically fluctuations in the fed funds rate. It’s crucial for those investing in CDs to monitor the central bank’s policy shifts to anticipate potential rate changes.Last year, the Fed cut the fed funds rate three times, leaving it at 4.25%-4.50% as of December 2024. High inflation from the post-pandemic period was cooling off, and the central bank tapered rates to help the economy stay on track. CD yields fell from two-decade highs as the Fed reduced rates.Those 20-year highs in CD yields were themselves a result of the Fed’s rate hike campaign of 2022 and 2023. Inflation gains were hotter than at any time since the early 1980s, thanks to the economic disruptions of the pandemic. Between March 2022 and July 2023, the Fed raised interest rates 11 times, from zero to 5.25%-5.50%, to help tamp down inflation.After holding pat on rate cuts for most of 2025, the Fed finally cut the federal funds rate to 4.00%-4.25% at its Sept. 16-17 meeting, then to 3.75%-4.00% when it met Oct. 28-29.The Federal Open Market Committee (FOMC) is set to meet once more this year, with the upcoming meeting slated for Dec. 9-10.Keep in mind that CD rates aren’t far from their recent peaks, and you still have the chance to lock in competitive rates on both short-term and long-term CDs. By contributing a larger lump sum to your CD investment, you can achieve considerable interest earnings.Historical CD ratesIn the early 1980s, CD rates soared into double digits, starkly contrasting rates in 2025. By 2019, however, the APY for a five-year CD was just above 3.00%.Throughout the early 2020s, top rates generally stayed below 1.00% APY. Recently, we saw a period of rising rates, with the best offerings exceeding 5.00% APY for 1-year CDs. These are beginning to fall slightly, but are still much higher than pre-pandemic times.How to get a good CD rateDetermining a “good” CD rate depends on balancing the highest rate with your ability to keep funds locked for the term. For example, a 5.00% APY CD over five years might not be ideal if you need liquidity sooner or if rates rise, leaving you with a lower return. Generally, rates above the national average are worthwhile. Compare rates across banks for your desired term to find the best option.Key factors to evaluate when comparing CDs include:Term length:Ensure it matches your savings goals and timeline.APY:Higher rates are usually offered for longer terms.Penalties:Understand the costs associated with early withdrawals.Minimum deposit:Ensure you meet the required minimum balance.Deposit insurance:Verify Federal Deposit Insurance Corp. (FDIC) or National Credit Union Administration (NCUA) coverage.Additionally, online banks typically offer higher interest rates—but check for any minimum balance requirements and associated fees. Opting for a bank rather than a broker might help avoid unnecessary fees.Look into offerings from online banksOnline banks and financial technology companies (fintechs) typically offer better rates than national banks. Large financial institutions generate revenue primarily through interest on loans, fees, and investments in securities.Alternatively, smaller banks and online fintech companies attract new customers by offering competitive APYs on deposit accounts. Additionally, online banks usually have lower overhead costs, enabling them to provide better rates to their clients.Set up a CD ladderCD ladders are ideal for savers reluctant to lock in their money for long periods of time. By splitting savings across CDs with varying maturities, you can enjoy both short-term access and higher long-term rates.For example, you could invest $3,000 in three staggered CDs (1-year, 2-year, and 3-year). As each CD matures, reinvest the money into a new 3-year CD. This strategy provides annual access to your money plus the interest earned.SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. 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margin-bottom: 15px; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop #sh-header-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop #sh-header-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-d-hide, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-d-hide, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-d-hide { display: block !important; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-listing-content-wrapper, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-listing-content-wrapper, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-promo .sh-promo-text, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-promo .sh-promo-text, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-btn__text, #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-first-product .sh-btn__text, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-btn__text, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-first-product .sh-btn__text, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-btn__text, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-fdic-insured, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-fdic-insured, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .product-details-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .product-details-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-first-product .product-details-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-first-product .product-details-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-title, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-title, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-promo, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-promo, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-promo-offer-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-promo-offer-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-title-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-title-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-first-product .sh-title-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-first-product .sh-title-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-first-product .sh-row2-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-first-product .sh-row2-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-fdic-dis-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-fdic-dis-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-cta-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-cta-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-first-product .sh-cta-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-first-product .sh-cta-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .mobile-bottom-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .mobile-bottom-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-first-product .sh-title-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-first-product .sh-title-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #oZNOvJVJEeWkqiKl.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #oZNOvJVJEeWkqiKl.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #oZNOvJVJEeWkqiKl.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #oZNOvJVJEeWkqiKl.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #oZNOvJVJEeWkqiKl.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #oZNOvJVJEeWkqiKl.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #oZNOvJVJEeWkqiKl.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #oZNOvJVJEeWkqiKl .sh-row-container.sh-apy-value { height: 24px; } #oZNOvJVJEeWkqiKl .sh-title-container { height: 45px; } #oZNOvJVJEeWkqiKl .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #oZNOvJVJEeWkqiKl .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #oZNOvJVJEeWkqiKl .sh-first-product .sh-title-container { height: 72px; } #oZNOvJVJEeWkqiKl .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #oZNOvJVJEeWkqiKl .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #oZNOvJVJEeWkqiKl .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #oZNOvJVJEeWkqiKl .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #oZNOvJVJEeWkqiKl .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #oZNOvJVJEeWkqiKl .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #oZNOvJVJEeWkqiKl .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #oZNOvJVJEeWkqiKl.loadingMessage .sh-loading-msg { display: block; } #oZNOvJVJEeWkqiKl.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #oZNOvJVJEeWkqiKl .sh-loading-msg { font-size: 18px; } } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-row-container { align-items: center; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #oZNOvJVJEeWkqiKl .sh-row-product-title.sh-bank-name { display: none; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #oZNOvJVJEeWkqiKl.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop .sh-first-product .sh-row2-container, #oZNOvJVJEeWkqiKl.sh-box650.device-desktop .sh-first-product .sh-row2-container, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #oZNOvJVJEeWkqiKl .sh-gb-banner.sh-promo { display: none !important; } #oZNOvJVJEeWkqiKl.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #oZNOvJVJEeWkqiKl.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #oZNOvJVJEeWkqiKl.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #oZNOvJVJEeWkqiKl.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #oZNOvJVJEeWkqiKl.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; 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} #oZNOvJVJEeWkqiKl.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #oZNOvJVJEeWkqiKl.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #oZNOvJVJEeWkqiKl.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; 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} #qsWidgetContainer176 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer176 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer176 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer176 .sh-first-product .sh-btn__text, #qsWidgetContainer176 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer176 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer176 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer176 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer176 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer176 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer176 .listing-title { font-size: 20px; font-weight: 600; } }Types of CDs you should know aboutDifferent types of CDs serve various needs:Brokered CDsare purchased and sold through brokerage accounts rather than directly from banks or credit unions. Brokered CDs typically offer higher APYs than traditional CDs because they are issued by banks and then sold to brokerages.Callable CDsinclude a call feature that allows the issuing institution to terminate the CD before its maturity date. If this feature is exercised, investors receive their principal and any accrued interest up to the call date.Bump-up CDsallow you to request a higher APY if interest rates rise after you’ve opened the account. You can usually adjust the rate once or twice during the CD’s term.No-penalty CDsdo not impose penalties for early withdrawals before maturity. This type is less common and may offer lower APYs than traditional CDs.Jumbo CDsrequire a minimum initial deposit, often starting at $100,000 or more. They generally offer higher APYs than standard CDs.Variable-rate CDshave an APY that changes in response to prevailing interest rates. These CDs carry more risk than traditional CDs because decreasing interest rates before maturity can lead to a lower yield.Series on daily CD rates created by former Fortune editor Cassie Bottorff. This edition has been updated by Editor, Evergreen Content Glen Luke Flanagan.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
Moneybox, the savings and investment platform, has achieved a valuation of £550m ahead of a secondary share sale, following its transition into profitability. The London-based company, established in 2015, announced that this new valuation represents an 84% increase from its valuation during a Series D funding round in March 2022. This comes on the heels of a roughly £70m investment secured with new supporters Apis Global Growth Fund III and French asset manager Amundi. Apis has pledged approximately £60m, while Amundi has agreed to an investment of £8m, as reported by City AM. Moneybox's existing investors, which include 35,000 employee shareholders, will have the opportunity to sell 10% of their holdings in the upcoming secondary share sale. Operating a wealth management app that encompasses saving, investing, home-buying, and retirement, Moneybox boasts over one million UK customers and more than £10bn in assets. The company's accounts for the year ending 31 May 2024, released on Monday, reveal an annual pretax profit of £26.5m, a significant improvement from a £4.1m loss the previous year. Revenue for Moneybox surged to £77.2m from £28.7m. "Our high customer retention, sustained growth and increasing profitability underscore the strength of our business," said Ben Stanway, co-founder and executive chair of Moneybox, on Wednesday. As part of the new agreement, Amundi will be represented on Moneybox's board by Paris-based VC firm Breega, in which it is an investor. Apis will also join as a board observer. Stanway expressed that the new investors' "expertise and support will be invaluable as we move into the next stage of our journey". "We are also delighted to be able to facilitate this secondary share sale to recognise the hard work of our team and also our investors, many of whom have supported us since inception," he further commented. This planned share sale follows similar transactions executed by UK fintech counterparts Revolut and Monzo in recent months, which have elevated the companies' valuations. On Tuesday, it was reported that digital bank payments start-up GoCardless is also gearing up for a secondary share sale to provide liquidity to its employees. Moneybox's current investors comprise Fidelity International Strategic Ventures, Oxford Capital, Breega, Burda and CNP.
The 50-minute flight from Perth to Albany, Western Australia, sets a fitting tone for the rural adventure that lies ahead. We head south in a Saab 340, a 34-seater, twin- engine turboprop. Passengers lean across the narrow aisle to chat and the sole flight attendant joins in on the small talk as she hands out tea and biscuits. Later she whips out a pen to tally how many aboard need taxis upon landing.With a population just shy of 40,000, Albany is the largest town in The Great Southern, a region in Western Australia that is dominated by livestock and crops, delicious and underrated wines, and some of the world’s most beautiful, and emptiest, stretches of coastline. The town’s interlocking influences – its swashbuckling, whale- hunting heritage and the genteel elegance of its colonial architecture – give it an unusual charm.It’s also a port, surrounded by great seafood. Our first stop is Ocean and Paddock for fish and chips and catch of the day, which might be grilled snapper, nannygai, which is native to Australian waters, or even hammerhead shark.Monocle hires a car and heads out of town; within minutes, low-lying bungalows give way to fields studded with hay bales and drowsy cattle. We speed west on National Route One, the 14,500km ring road that circumnavigates Australia, spotting kangaroos and emus as we go.Melissa Boughey and David Britten of Moombaki Wines at home on their vineyardOur next stop, an hour’s drive west of Albany, is Moombaki Wines, run by husband and wife David Britten and Melissa Boughey. They moved to The Great Southern 30 years ago and bought about 40 hectares of land – not quite enough to raise cattle but perfect for a small vineyard. They planted shiraz, malbec, cabernet sauvignon and chardonnay, as well as a copse of indigenous tingle trees, which line the driveway and add to the land’s biodiversity. “We love being in nature, growing things and appreciating the seasons,” says Boughey, who is also an artist. “You really notice everything.” Her studio overlooks the valley and its colours and textures inspire her painting. She finds a paper map of the area and sketches a route. We follow her suggestions, wandering under centuries-old trees in the Valley of the Giants and exploring beaches with wide shorelines, lapping waves and not a soul in sight.Valley of the Giants treetop walkWe stop in Denmark, a small town about half an hour’s drive from Moombaki, for that Australian classic, the ham and cheese toastie at a small café, before capping off the day at Elephant Rocks beach, so named for the huge stones that shield bathers from the intimidating waves of the Southern Ocean and provide ideal springboards from which to leap into the turquoise water.For the night, Aiyana Retreat, just outside Denmark, offers private villas and a spa; for a more rustic form of luxury, there are Upland Farm’s chic cabins nearby. We begin the next morning as one must in Australia: with impeccable flat whites and avocado toast at Ravens Coffee in Denmark. After exploring the town, we drive 10 minutes to The Lake House, a winery with a picturesque restaurant and the option to pick up a packed lunch in a hamper for a lakeside picnic. “It ticks all the boxes,” says Gary Capelli, who runs the winery with his wife, Leanne Rogers. He calls Denmark “an idyllic country town”.Olive groves at Alkoomi WinesBack in the car, we pass handwritten advertisements for organic honey and blueberries and spot more kangaroos. We opt for the scenic route through Mount Lindesay National Park. The lush pastoral countryside turns into a sparser, drier beauty as we drive, crowded with thin, fraying spines of jarrah, karri and tingle trees. All of a sudden we’re in open country – no more trees, just low-growing bush and rock – and the dirt track beneath us is the unmistakable red of the Australian outback. Then the red becomes white and we see black husks of trees, survivors of a recent bush fire. We keep going, mesmerised by the starkness. But this is four-by-four terrain and the tyres on our rental are shifting uneasily on the sandy ground, so we turn back – this is not the best place to be stranded with no phone service. Soon after turning around, we pull over to help a holidaying Scottish motorcyclist haul his glossy Honda CB500X out of the deep rut in which it has become mired – a reminder of what might have happened to us. About two hours later we reach Frankland River, a town of about 350 residents that makes Denmark look like Albany, Albany look like Perth and Perth look like Tokyo. We drop into the general store, where a man in a bush hat recommends dinner at the country club across the road. He promises that the food is good; just as well, since it’s the only option in town. We ask whether we need a reservation and he laughs us out of the shop.We’re staying smack in the middle of the vineyards in Alkoomi Wines, in a wooden chalet with a wraparound veranda, built on low stilts to prevent snakes slithering through the door. We dip warm bread into Alkoomi olive oil – we can see the grove from where we are sitting – and sample wines ranging from a springy young riesling to a rich 15-year-old shiraz with co-owner Sandy Hallett, who is the third generation of her family to run the farm. “People love to stay here because it’s remote and quiet,” she says. “You go to sleep and there’s no noise. And it’s so beautiful.”Friendly dog outside the Frankland Farmhouse DinerAfter our “schniti” (schnitzel) and “parmi” (chicken parmigiana) at the country club, we retire to the chalet. It’s a cool night; at some point the light drumming of hail begins its quiet chorus outside. But it’s a peaceful, natural sound and sleep comes deep and easy.We drive into town for breakfast at the Frankland Farmhouse Diner, Frankland River’s newest – and only – café. There are homemade sausage rolls and stacks of the local newspaper,The Franklander, on the counter. We take our coffees outside to sip in the sunshine and, during a lull in service, owner Aleksandar Sasa Bacich emerges for a chat. After 22 years working as a chef in Margaret River, Bacich bought a farmhouse in Frankland River. He has a vineyard and enough olive trees to make his own olive oil for the diner, which opened in October. “I love the pace here,” says Bacich. “In Margaret River right now, the surf is busy, everyone’s kind of stressed. It’s much more relaxed here.”Frankland Farmhouse DinerTuna crudo at Liberté restaurant in AlbanyThe drive back to Albany takes about 90 minutes and completes our triangular route. We visit Blush Retail Gallery, which exhibits artists from The Great Southern. Founder Angie Fryer-Smith, a painter herself, shows us around the space. For dinner we walk down the block to Liberté, a restaurant run by chef Amy Hamilton, who serves cocktails, wine and a seasonal menu of French-Vietnamese sharing plates. Through the bar window we watch the sun set over the bay.A morning flight delay lets us squeeze in one more beach outing – time seems to move slower here anyway. We drive along the bay to Torndirrup National Park on the peninsula, struggling to choose between delightful names: shall we investigate Bald Head, Salmon Holes or Frenchman Bay? In the end we choose Misery Beach. The name speaks to a time when whale blood dyed the sea red during hunting season. Now little is left to divulge Albany’s fierce history: Misery Beach is a stunning, secluded spot, with glassy aquamarine waters, white-gold sand and only a couple other people enjoying the splendid isolation.Beachgoers at Misery BeachThe Great Southern address bookAlbanyEat: LibertéCocktails, wine and French-Vietnamese sharing plates.162 Stirling Terrace, Albany WA 6330See: Blush Retail GalleryA contemporary art gallery showcasing artists from across the Great Southern.York House, 133 York Street, Albany WA 6330Eat: Bred CoA bakery serving sourdough, sausage rolls, pies and pastries. It mills its own flour onsite using The Great Southern grain.15 Albany Highway, Albany, WA 6330DenmarkVisit: Butter Factory StudiosAn art gallery and artists’ studios in an old butter factory.10/12 Mount Shadforth Road, Denmark WA 6333Eat: Bar TarifaFor tapas and live music.89 Strickland Street, Denmark WA 6333Drink: Moombaki WinesDrop by the cellar door for an excellent wine-tasting at a boutique family-run winery. 341 Parker Road, Kentdale WA 6333Frankland RiverStay: Alkoomi WinesWine, olive oil and vineyard chalets stays in a beautiful setting.1141 Wingebellup Road, Frankland River WA 6396Eat: Frankland Farmhouse DinerTop-notch coffee and simple fare, open for breakfast and lunch.Lot 1 Shop 6 Cranbrook-Frankland Road, Frankland River WA 6396
When Cenk Debensason is hungry, he rarely reaches for a Michelin guide for tips. “Whenever I think of food in Istanbul, I think of this,” the chef behind the celebrated Arkestra restaurant tells Monocle as he stands beside a vendor while a fish sizzles on the grill atop a simple cart. Debensason is here by the edge of the Bosphorus forbalik ekmek: mackerel with onions, parsley, sumac and cumin, served in a hunk of fluffy white bread. Alongside thesimit– sesame-crusted rings that are sweetly caramelised outside and pillowy soft within – such simple snacks are the city’s staples. But for all of the tiledlokantasi(workers’ bistros), black-tea sellers and kebab shops, Turkish fare has undergone something of a reinvention of late.Cenk DebensassonDebensason trained in France and, with his wife and business partner, Debora Ipekel, creates simple yet sophisticated spins on modern European and Turkish classics, using ingredients grown and caught around the city. The Michelin guide arrived in Istanbul in 2022 (the inspectors went to the western provinces of Izmir and Bodrum a year later) and Arkestra, based in a discreet modernist villa in the Etiler district, was one of the establishments that earned a coveted star. It marked a major step up in the city’s culinary reputation.The Arkestra kitchenWarm interiors invite guests to lingerMeanwhile at Turk, a sleek establishment with a months-long waiting list in fashionable Bomonti, Fatih Tutak fuses Turkish flavours with techniques that he learned during his 15 years working in some of Asia’s top restaurants. At Neolokal, set in the grand building that housed the Ottoman empire’s central bank, Maksut Askar riffs on the flavours of his home region of Hatay (Turkey’s gastronomic capital, according to some), adding a sustainable slant by using regional produce and providing a vegetarian menu – something that would have been hard to come by just 10 years ago.There’s a fierce wind whipping across the Bosphorus when we arrive at the packed terrace restaurant of the Sakip Sabanci Museum. This landmark building in Istanbul’s affluent northern suburbs has one of the best waterside vantage points in the city and a menu to match. It is the training restaurant for the MSA (the Mutfak Sanatlari Akademisi, or the Culinary Arts Academy), Turkey’s premier school for chefs, meaning that the food here, as affordable as it is, reaches the standards of the city’s most elite institutions.Here we meet Sitare Baras, the managing director of the MSA, and Sabiha Apaydin Gonenli, one of Turkey’s foremost sommeliers. Baras is keen to try the new dishes on the menu, so we order delicate slivers of beef tartare in a tangy sauce;icli kofte, tiny meatballs stuffed inside bulgur dough; hummus; and delicatelahmacun, crispbreads topped with meat and tomato. Dessert is a twist on an Istanbul street-food classic: candied chestnut, reimagined as a creamy mousse topped with feather-light whipped cream. “We didn’t have avant-garde chefs before the 2000s,” says Baras. “Turkish food used to be very local. We transformed the quality of the education in the country. Our graduates work in all of the biggest restaurants and a lot of them who came from Anatolia want to go back to their hometowns and raise the bar there.”MSA students working in the Sakip Sabanci Museum restaurantThe MSA’s premises in Maslak, a bustling business district on the European side of Istanbul, is a mix of nostalgia and cutting-edge efficiency. In the foyer are glass-fronted cabinets stuffed with vintage food tins and wine bottles but the training kitchens are kitted out with stop clocks and viewing windows that allow visitors to watch the trainees in action, replicating the high-octane atmosphere of a working kitchen. Here, Baras hopes that chefs will be able to hone their skills to the millimetre-fine accuracy required in the top kitchens.“We tell the students that it should be a reflex when they are cutting – their mind should be on the next stage,” says Sergin Keyder, one of the trainers, who started as a student at the school eight years ago. “At first I was working with a ruler and stickers on my cutting board. I ate carrot purée for two months.”The MSA’s diploma is internationally recognised and its former students, who number about 30,000, have gone on to work in kitchens worldwide, as well as refilling the city’s culinary talent pool. Turkish cuisine is the school’s bedrock but it also teaches other styles, reflecting the increasing appetite for variety in Istanbul. Birol Can is one of the 2025 cohort. The 27-year-old had already completed a degree in cinema and was living in his home city of Tekirdag when he decided to pursue his childhood dream and sign up at the MSA. He hopes to open a French or Italian restaurant in his hometown once he graduates.Perfect platingGreen shootsTurkish wine is also stepping up after years of obscurity. Apaydin Gonenli is a former chief of front-of-house operations at Mikla, an Istanbul institution where she was responsible for food and wine pairings. In 2019 she organised the first Root, Origin, Soil conference to showcase Turkish viticulture, an event that is now held biannually. “We were always drinking the same six Turkish grape varieties and I wondered why,” says Gonenli. “In Turkey we have about 800 unique varieties and I started promoting them. When I set out, there were 20 indigenous varieties available commercially. Now there are 60.”The bottles are now making their way into high-end restaurants and a few pioneers are popularising wine bars. Chief among them is Foxy in Istanbul’s smart Nisantasi district, a venture by Maksut Askar and wine expert Levon Bagis, where an extensive and ever-changing selection of regional varieties is available by the glass, alongside fresh twists on classic mezze.Above all – and despite the role that Michelin has played in internationalising and glamorising Turkish food – there is still something pleasingly democratic about the restaurant scene here. “Our customers come here for a good time, not to feel overwhelmed,” says Debensason, while explaining why Arkestra offers à la carte rather than the tasting menu often favoured by Michelin inspectors.On the weekday evening that Monocle visits, the atmosphere at the restaurant is fittingly fun and informal. The tables are full but Debensason and Ipekel mingle with guests, explaining new dishes and recommending wine pairings. When Monocle asks where he would head for a taste of the city, Debensason suggests Donerci Engin, an unassuming hole in the wall with plastic furniture in Beyoglu that serves nothing more complicated than a classic doner kebab. Prices might be on the rise but don’t let anyone tell you an international reputation has cost Istanbul’s food scene its authenticity or its originality.Tastes of the cityHere are some of Istanbul’s culinary attractions beyond the white tablecloths and polished dining rooms.Lunch at Ismet Baba in KuzguncukBoiled corn-on-the-cob vendor at Eminonu portOne of the city’s vitamin bars, where fresh juice is squeezed to orderPandeliThis canteen feels like a hidden palace and is the best spot in the city for a quick, inexpensive lunch with views over Eminonu port. Turkish staples have been served here for about a century and the quality has never dipped. Arrive early or reserve to secure the best table.pandeli.com.trA lunchtime plate at PandeliKarakoy historic fish marketYou need to venture to the lesser known side of Karakoy to get to this market. Cross through the underpass that runs under the Galata Bridge and you’ll find it just a few steps beyond. This is where locals come to buy the freshest catch to take home. But you can also ask one of the adjoining restaurants to cook your choice for you or get it served in a sandwich or wrap to eat by the waterside.Catch of the day at the Karakoy fish market‘Simit’ stands, citywideYou’ll findsimiteverywhere but if you want the freshest available, look for the vendors with the highest turnover. You can’t go far wrong at any of the city-centre ports, where thousands of people pass by every hour. One of the most atmospheric is the cart just outside Besiktas port, which has a lovely backdrop of the historic terminal and the Bosphorus beyond.Basta!Founded by two chefs who worked in Michelin-starred restaurants outside Turkey, this no-fuss spot has the best wraps (dürüm) in the city. The menu is tight, with options that you can count on one hand, but the flavour combinations are so well balanced that you’ll keep coming back for more. Try the lamb with harissa and yoghurt. The pavement seats make for prime people-watching spots.bastafood.comKebapci Zeki UstaProprietor Yilmaz Omeroglu uses only the freshest meat for his kebabs and meatballs. There’s no doner here, however. Zeki Usta’s specialities areadanaandurfakebabs, richly spiced and served with pillowy pitta bread. This atmospheric café is in the heart of Kuzguncuk, a quaint neighbourhood of coloured houses and ancient churches on the Asian side.Kuzguncuk, Icadiye Caddesi 31Moda Tea GardenTea is a way of life in Istanbul and you’re never too far away from a seller brewing a fresh batch. Seek out the tea gardens if you want to retreat from Istanbul’s chaos and sip your drink in peace. Our favourite is in the Moda district on the Asian side, on a bluff overlooking the Sea of Marmara.Caferaga, Park Ici Yolu, 34710 KadikoyLocals spend an afternoon at the Moda tea gardenRising to the challengeMuch has been done to improve Istanbul’s drinking-and-dining scene but there remain challenges – not least the Turkish economy, which continues to suffer from sky-high inflation that has pushed the once famously low dining prices up to levels that you might expect in London or Paris. The government is also slapping punitive taxes and restrictions on alcohol producers and retailers, including a wide-ranging ban on advertising, which even precludes wine-tasting events. “We can produce but not promote,” says Sabiha Apaydin Gonenli, wine director of Istanbul’s Mikla and co-founder of Heritage Vines of Turkey. “When I am teaching front-of-house courses, I ask my students how many grape varieties they know. Most still don’t know any Turkish varieties.”Luckily, Gonenli’s work and that of many of the city’s best chefs is helping to create a market for Turkish wine. Several vineyards are now also opening to the public, many of them in pleasingly unexpected places. Monocle recently enjoyed an afternoon at Eskibaglar winery in the mountains of Elazig in eastern Anatolia, where ancient vines have been brought back into commercial use and complemented by a smart on-site restaurant and hotel.
Telecoms tech business Filtronic has announced plans to launch a new base in the South East. The Sedgefield-based company designs and manufactures products and sub-systems for the aerospace, defence, telecoms infrastructure and space markets from its NETPark and Leeds bases, and its has accrued a number of significant contract wins in recent months, including with Elon Musk’s SpaceX firm. Now the firm has announced it is adding a new engineering design centre at the Cambridge Science Park, which is Europe's largest centre for commercial research and development. The firm said the new location positions it in one of the UK’s most dynamic technology clusters, reinforcing Filtronic’s commitment to advancing its expertise in space and defence communications. Cambridge Science Park will give Filtronic access to a network of key industry players, research institutions, and skilled radio frequency engineering talent, allowing it to action its growth plans, it said. The park will also enable Filtronic to boost its technical capabilities, foster collaboration, and ramp up product innovation in high-frequency communications. CEO Nat Edington said it will also enhance Filtronic’s ability to support new and existing clients in the region, while giving it a base for collaborative projects aimed at pushing the boundaries of RF and mmWave technology. Mr Edington said: “Opening an office at Cambridge Science Park is a pivotal step in our growth strategy. Cambridge’s thriving ecosystem of technology and innovation is an ideal environment for Filtronic as we continue to develop resilient, high-performance solutions for demanding environments. This expansion underscores our commitment to investing in the future of UK engineering and supporting the country’s ambitions in space and defence.” Last week Filtronic told investors it hopes to share news of more contracts in the space, aerospace and defence markets having secured some smaller development contract wins in recent months. Filtronic said its manufacturing output has ramped up and quality requirements are being met following a flurry of orders under its agreement with rocket and satellite giant SpaceX.
There’s still time to secure an attractive return on a certificate of deposit, but don’t delay. In the aftermath of the Federal Reserve’s three interest rate reductions in 2024, CD rates fell quickly. They largely leveled off in the first part of 2025 while the Fed temporarily suspended further rate changes—but have begun to dip in light of the central bank’s rate cuts in September and October and the possibility of another in December.The most lucrative CD rates currently available offer up to 4.20% APY. By funding a certificate now, you could potentially lock in these high rates for years to come. With markets anticipating the possibility the Fed further reducing the federal funds rate at the end of the year, any delays may result in missing out.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Best CD rates Nov. 21, 2025: Earn up to 4.20%The highest CD rate of 4.20% is offered by Bread Savings on its six-month CD. Newtek Bank also offers a 4.20% APY on its six-month CD but requires a higher minimum deposit.Fortunemonitors the top rates offered by leading U.S. financial institutions to help readers obtain the best possible return on their CD investments. Here are the highest CD rates available:Pro tipLooking for the best CD to fit your investment needs? See rates from top institutions:–Wells Fargo–Capital One–Chase–Bank of America–Discover Bank–Northern Bank Direct–Ally Bank–Newtek Bank–Popular Direct–Citibank–Sallie Mae BankCompare rates to top national banksMany of the institutions mentioned may not be familiar because certificates of deposit typically do not generate significant income independently for major financial institutions. Established banks like Chase, PNC, and U.S. Bank prioritize attracting customers through more lucrative products, such as loans and credit cards, rather than CDs. Consequently, CD interest rates offered by these banks are often lower compared to those available at smaller regional banks or online institutions. Additionally, securing a competitive rate at these larger banks may necessitate opening additional deposit accounts or meeting higher minimum deposit requirements.CD rates news 2025Investors should understand that CD rates move in lockstep with Federal Reserve monetary policy decisions. When the fed funds rate rises or falls, CD rates follow. It’s crucial for CD investors to stay attuned to shifts in central bank policy in order to effectively plan for potential rate adjustments.The federal funds rate currently stands at 3.75%-4.00% after the Federal Open Market Committee (FOMC) met Oct. 28-29 and decided on a quarter percentage point reduction. This was following on the heels of 2025’s first cut to the federal funds rate in September.In 2024, the Fed cut rates three times, leaving the federal funds rate in a range of 4.25%-4.50% as of December. The central bank reduced rates as inflation began receding following a pandemic-related spike. The rate cuts sought to support the U.S. economy with cheaper loans, and that took CD rates down from highs seen the years prior.The very rich CD yields in 2022 and 2023 were driven by a two-year-long series of Fed rate hikes. From March 2022 to July 2023, the FOMC raised the federal funds rate 11 times, taking it from zero all the way up to 5.25%-5.50%. The central bank was acting to control inflation that hit highs not seen since the 1980s, driven by the significant economic disruptions of the COVID-19 pandemic.With the Fed’s first rate cut of 2025 occurring at its September meeting, rates began to show signs of dipping. They could drop further if the Fed reduces rates again when it meets in December. The next FOMC meeting is set for Dec. 9-10.While current CD rates are softer now, they’re still not far off their recent highs. Investors still have plenty of opportunities to secure advantageous rates on both short-term and long-term CDs. By investing a larger lump sum into your CD account, you can benefit from substantial interest accumulation.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Historical CD ratesIn the early 1980s, CD rates surged into double digits, in sharp contrast with today’s lower rates. By 2019, however, the APY for a 5-year CD had surpassed 3.00%.In recent years we experienced a period of increasing rates, with the best offerings surpassing 5.00% APY for 1-year CDs in 2024. These APYs are now beginning to stabilize, and we no longer see many rates above this threshold in 2025.How to get a good CD rateDetermining what constitutes a “good” CD rate involves finding a balance between securing the highest available rate and your willingness to keep funds locked away for a specific duration. For instance, choosing a 5.00% APY CD over five years might not be ideal if you expect to need access to your funds sooner or if interest rates increase, potentially lowering your overall returns. Generally, rates that exceed the national average are considered advantageous. It’s crucial to compare rates across different banks to find the best option tailored to your specific financial goals. Key factors to consider when comparing CDs include:Term length:Ensure it aligns with your savings objectives and time frame.APY:Higher rates are typically offered for longer terms.Minimum deposit:Verify that you can meet the required initial balance.Penalties:Understand the costs associated with early withdrawal before maturity.Deposit insurance:Confirm that the bank is Federal Deposit Insurance Corp. (FDIC)- or National Credit Union Administration (NCUA)-insured for deposit protection.Additionally, online banks often provide higher interest rates, but be mindful of any minimum balance requirements and associated fees. Opting for a bank rather than a broker can sometimes help avoid unnecessary charges.Look into offerings from online banksOnline banks and fintech companies often offer more competitive rates compared to national banks. Large financial institutions primarily derive revenue from interest on loans, fees, and investments in securities.Meanwhile, smaller banks and online fintech companies attract customers by providing competitive APYs on deposit accounts. Furthermore, online banks typically operate with lower overhead costs, allowing them to pass on better rates to their clients.Set up a CD ladderCD ladders appeal to savers who prefer flexibility without committing funds for extended periods. By diversifying savings across CDs with different maturity dates, you can balance short-term accessibility with higher long-term interest rates.For instance, begin by investing $3,000 in three staggered CDs (1-year, 2-year, and 3-year terms). As each CD matures, reinvest the funds into a new 3-year CD. This approach allows annual access to your funds while benefiting from accrued higher interest from the longer term lengths.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Types of certificates of depositThere are various types of CDs designed to meet different financial needs:Brokered CDsare purchased and sold through brokerage accounts rather than directly from banks or credit unions. They often offer higher APYs because they are issued by banks and then sold to brokerages.Callable CDsinclude a feature that allows the issuing institution to terminate the CD before its maturity date. Investors receive their principal and any accrued interest up to the call date if this option is exercised.Bump-up CDsallow you to request a higher APY if interest rates increase after opening the account. Typically, you can adjust the rate once or twice during the CD’s term.No-penalty CDsdo not charge penalties for early withdrawals before maturity. This type is less common and may offer lower APYs compared to traditional CDs.Jumbo CDsrequire a substantial minimum deposit, often starting at $100,000 or more. They generally offer higher APYs than standard CDs.Variable-rate CDshave an APY that changes in response to prevailing interest rates. These CDs carry more risk than traditional CDs because a decrease in interest rates before maturity can result in a lower yield.Series on daily CD rates created by former Fortune editor Cassie Bottorff. This edition has been updated by Editor, Evergreen Content Glen Luke Flanagan.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
High-yield savings accounts are delivering up to 5.00% APY as of Nov. 21, 2025—that’s significantly higher than the FDIC’s national average of 0.40%. For someone genuinely interested in making their money work for them, this comparison tells you everything you need to know.Whether you’re looking to build an emergency fund, save toward a big expense like a dream vacation, sock away funds until you have enough to buy gold or silver, or contribute toward a retirement nest egg, earning interest with a high-yield savings account is just a smart move. You get meaningful returns and your funds remain comparatively liquid.The three highest-APY accounts we’ve identified are as follows:Earn up to 5.00% with Varo Money.Earn up to 4.51% with Axos Bank.Earn up to 4.35% with Newtek Bank.SponsoredAdvertiser DisclosureAdvertiser DisclosureMany of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Compare Personal Finance Options for 2021 Select all products of interest and compare:Product DescriptionsProduct DescriptionsChecking A transactional account that allows for numerous withdrawals and unlimited deposits. Money can be accessed via checks, ATMs, or debit card among other methods. Savings A bank account that keeps your money safe and secure, while paying you interest. MMA A Money Market Account is an interest-bearing deposit account at a bank or credit union that pays interest based on current rates in the money markets. CD A Certificate of Deposit features historically higher APYs, guaranteed returns & FDIC insurance. CDs are offered in fixed terms w/penalties for early withdrawals. 401K A 401k is a retirement-savings account that allows an employee to divert a portion of their salary into long-term investments and provides special tax benefits. Brokerage An investment account used by investors to buy and sell stocks, bonds, and mutual funds. Income from investments are taxed as capital gains. REIT A Real Estate Investment Trust owns and operates income-generating real estate. REITs allow investment in real estate without the need to own, operate, or finance properties. Robo Advisor A robo-advisor is an automated investing service that uses algorithms to provide financial advice and/or investment management help you manage your investment portfolio. Relatively inexpensive compared to a human financial advisor. Roth IRA An individual retirement account allows after-tax contributions of earned income below a certain level. Investment growth and future withdrawals are tax free. Traditional IRA An individual retirement account where you contribute pre-or after-tax dollars. Investment growth is tax-deferred until withdrawal. Financial Advisor Financial advisors help people manage their money and reach their financial goals. Annuity A financial contract with an insurance company where you make the investor makes a lump-sum payment or series of payments in exchange for regular disbursements in the future. Cash Management A cash account typically offered by nonbank financial institutions. CMAs combine features from traditional checking and savings accounts. Business Checking A business checking account is similar to a personal checking account, but allows you to separate your business and personal expenses. This can help you keep records organized and simplify your taxes. Checking AccountsSavings AccountsCertificates of DepositRetirement AccountsReal Estate InvestmentInvestment AccountsAnnuityVIEW AllBusiness CheckingVIEW LESSPlease select one or more products to compare5 ResultsProduct DescriptionsOpenbank : High Yield SavingsMember FDICDisclosureDisclosureOpenbank High Yield Savings is currently available to individuals who reside in the 50 states and the District of Columbia. *Interest Rates and Annual Percentage Yields (APYs) are accurate as of 12:01 am Eastern Time Dec 12th 2025. The products and rates we offer may vary between locations, are available in select markets only, and are subject to change without notice. Rate for this product will be based on the residential zip code entered when account is opened within online application process. This is a variable-rate account and the rate applicable may change at our discretion any time without notice. A minimum deposit of $500 is required to open a Openbank High Yield Savings account. Personal accounts only. Openbank is a division of Santander Bank, N.A. Member FDIC. There is a maximum of $250,000 of deposit insurance from the FDIC per depositor for each category of account ownership. Visit FDIC.gov for details. Deposits at Santander Bank, N.A., and Openbank are combined for the purposes of calculating FDIC insurance limits (FDIC Cert #29950) and are not separately insured.VIEW DETAILS on Openbank's website Annual Percentage Yield 4.20% as of 12/12/2025Monthly Fee$0Min Deposit to Earn APY$500Member FDICDisclosureDisclosureOpenbank High Yield Savings is currently available to individuals who reside in the 50 states and the District of Columbia. *Interest Rates and Annual Percentage Yields (APYs) are accurate as of 12:01 am Eastern Time Dec 12th 2025. The products and rates we offer may vary between locations, are available in select markets only, and are subject to change without notice. Rate for this product will be based on the residential zip code entered when account is opened within online application process. This is a variable-rate account and the rate applicable may change at our discretion any time without notice. A minimum deposit of $500 is required to open a Openbank High Yield Savings account. Personal accounts only. Openbank is a division of Santander Bank, N.A. Member FDIC. There is a maximum of $250,000 of deposit insurance from the FDIC per depositor for each category of account ownership. Visit FDIC.gov for details. Deposits at Santander Bank, N.A., and Openbank are combined for the purposes of calculating FDIC insurance limits (FDIC Cert #29950) and are not separately insured.VIEW DETAILS on Openbank's website Additional FeaturesEarn 10x the national savings averagefor Savings deposit products as published on FDIC.gov.FDIC insured:Enjoy the peace of mind that comes with being FDIC insured up to $250,000.No fees:Keep more of your money with no fees.Industry leading account security:Trusted device verification with face or fingerprint for fast, secure access.Additional FeaturesEarn 10x the national savings averagefor Savings deposit products as published on FDIC.gov.FDIC insured:Enjoy the peace of mind that comes with being FDIC insured up to $250,000.No fees:Keep more of your money with no fees.Industry leading account security:Trusted device verification with face or fingerprint for fast, secure access.Axos ONE® : SavingsFDIC InsuredDisclosureDisclosure* The Annual Percentage Yield (APY) is accurate as of 12/01/2025. The base and promotional interest rate and corresponding APY for Axos ONE Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE Savings is variable and is set at our discretion. Axos ONE Savings is a tiered variable rate account. Axos ONE Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE Checking account will earn a base rate of 0.00% APY. The Axos ONE Savings account will earn a base rate of 1.00% APY.Axos ONE accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE Checking and Axos ONE Savings, the Axos ONE Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE Checking account has received qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE Checking account is at least $1,500.Option 2Your Axos ONE Checking account has received qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE Savings account will earn a promotional rate of up to 4.31% APY for the statement cycle in which the requirements are met.The Qualification Period is from the 1st of the month through the 25th of the month. The Qualification Period for new accounts will begin on the day the account is approved. Any qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. Other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.) or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the date the interest is paid to receive the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account.VIEW DETAILS on Axos ONE®'s website Annual Percentage Yield 4.31% as of 12/12/2025Monthly Fee$0.00Min to Earn APY$0.00FDIC InsuredDisclosureDisclosure* The Annual Percentage Yield (APY) is accurate as of 12/01/2025. The base and promotional interest rate and corresponding APY for Axos ONE Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE Savings is variable and is set at our discretion. Axos ONE Savings is a tiered variable rate account. Axos ONE Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE Checking account will earn a base rate of 0.00% APY. The Axos ONE Savings account will earn a base rate of 1.00% APY.Axos ONE accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE Checking and Axos ONE Savings, the Axos ONE Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE Checking account has received qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE Checking account is at least $1,500.Option 2Your Axos ONE Checking account has received qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE Savings account will earn a promotional rate of up to 4.31% APY for the statement cycle in which the requirements are met.The Qualification Period is from the 1st of the month through the 25th of the month. The Qualification Period for new accounts will begin on the day the account is approved. Any qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. Other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.) or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the date the interest is paid to receive the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account.VIEW DETAILS on Axos ONE®'s website Additional FeaturesCelebrating 25 years of putting people first. Axos Bank continues to deliver financial services that evolve with you.Earn up to 4.31% APY on savings, and 0.51% APY on checking when you meet requirements.Get your money up to 2 days early. You’ve earned it, so start earning on it.Earn more, with no hidden hoops or restrictive caps.We’ve got you covered. Access expanded FDIC Insurance for up to $250 million.Access a network of over 95,000 fee-free ATMs.Additional FeaturesCelebrating 25 years of putting people first. Axos Bank continues to deliver financial services that evolve with you.Earn up to 4.31% APY on savings, and 0.51% APY on checking when you meet requirements.Get your money up to 2 days early. You’ve earned it, so start earning on it.Earn more, with no hidden hoops or restrictive caps.We’ve got you covered. Access expanded FDIC Insurance for up to $250 million.Access a network of over 95,000 fee-free ATMs.DCU : Primary Savings AccountNCUA InsuredDisclosureDisclosure1APY = Annual Percentage Yield. Earn 5.00% APY on balances up to and including $1,000.00. Balances over $1,000.00 earn a range of 5.00% - 0.05% APY. Requires a $5.00 minimum balance to open the account and remain on deposit to maintain membership status. Rates are variable and may change after the account is opened at any time at DCU’s discretion. Fees may reduce earnings on the account. One Primary Savings account per person, additional memberships receive one savings account. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges, for important information and disclosures.VIEW DETAILS on DCU's website Annual Percentage Yield 5.00%1as of 12/12/2025Min. Opening Deposit$5Min to Earn APY$0NCUA InsuredDisclosureDisclosure1APY = Annual Percentage Yield. Earn 5.00% APY on balances up to and including $1,000.00. Balances over $1,000.00 earn a range of 5.00% - 0.05% APY. Requires a $5.00 minimum balance to open the account and remain on deposit to maintain membership status. Rates are variable and may change after the account is opened at any time at DCU’s discretion. Fees may reduce earnings on the account. One Primary Savings account per person, additional memberships receive one savings account. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges, for important information and disclosures.VIEW DETAILS on DCU's website Additional FeaturesEarn 5.00% APY on balances up to and including $1,000. Balances over $1,000 earn a range of 5.00% - 0.05% APY1No monthly fee$5 minimum to openMembership requiredAdditional FeaturesEarn 5.00% APY on balances up to and including $1,000. Balances over $1,000 earn a range of 5.00% - 0.05% APY1No monthly fee$5 minimum to openMembership requiredQuontic : Savings AccountMember FDICVIEW DETAILS on Quontic's website Annual Percentage Yield 3.75% as of 12/12/2025Monthly Fee$0.00Min to Earn APY$100Member FDICVIEW DETAILS on Quontic's website Additional FeaturesEarn 3.75% APY with a Quontic High Yield Savings AccountInterest is compounded daily and credited to your account every monthStart earning interest from Day 1 of your first deposit with no limit on how much you can earn.Open an account online in just 3 minutesAdditional FeaturesEarn 3.75% APY with a Quontic High Yield Savings AccountInterest is compounded daily and credited to your account every monthStart earning interest from Day 1 of your first deposit with no limit on how much you can earn.Open an account online in just 3 minutesNew Customer OfferBarclays : Tiered Savings AccountMember FDICDisclosureDisclosure1Bonus Qualifications and Timeline: For new bank customers only (existing Savings and CD accounts holders not eligible)Open a new Tiered Savings accountDeposit $30,000 or more within 30 daysMaintain at least $30,000 for the next 120 daysAfter the $30,000 balance is maintained for 120 consecutive days, the $200 bonus will be added directly to the account in approximately 60 daysOffer available until 12/31/2025VIEW DETAILS on Barclays's website Bonus$200Monthly Fee$0.00Min Deposit to Earn APY$0.00Member FDICDisclosureDisclosure1Bonus Qualifications and Timeline: For new bank customers only (existing Savings and CD accounts holders not eligible)Open a new Tiered Savings accountDeposit $30,000 or more within 30 daysMaintain at least $30,000 for the next 120 daysAfter the $30,000 balance is maintained for 120 consecutive days, the $200 bonus will be added directly to the account in approximately 60 daysOffer available until 12/31/2025VIEW DETAILS on Barclays's website Additional Features$200 Bonus with qualifying activities. Terms Apply1Plus, earn 4.00% APY with a minimum balance of $250,000Earn 7X the national averageNo monthly maintenance feesSecure and easy online account accessAdditional Features$200 Bonus with qualifying activities. 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background-repeat: no-repeat; background-position: center bottom; vertical-align: middle; top: 14px; /* left: 0; */ background-size: 12px 12px; } #qHUbdFomAtOhUphc .sh-row-product-title { max-width: 170px; text-align: center; font: italic normal 300 12px/18px Roboto; letter-spacing: 0.48px; color: #08283B; opacity: 1; } #qHUbdFomAtOhUphc .fdic-insured { display: flex; flex-direction: row; align-items: center; text-align: center; color: #08283B; margin-right: 15px; } #qHUbdFomAtOhUphc .middle-border { width: 0px; height: 11px; border: 1px solid #BEBEBE; opacity: 1; margin-right: 15px; } #qHUbdFomAtOhUphc .disclosure-contnr { text-align: center; } #qHUbdFomAtOhUphc .listing-header-cntnr { margin-top: 34px; } #qHUbdFomAtOhUphc .ad-copy-bottom-section { background: #F2F9FF 0% 0% no-repeat padding-box; padding: 12px; } #qHUbdFomAtOhUphc .non_featured_list { background: #FFFFFF 0% 0% no-repeat padding-box; border-top: 1px solid #D0E0EE; margin-top: 16px; } #qHUbdFomAtOhUphc .listing.flex-container { border-bottom: 1px solid #D0E0EE; border-left: 1px solid #D0E0EE; border-right: 1px solid #D0E0EE; } #qHUbdFomAtOhUphc .prop-name { text-align: left; font: normal normal bold 12px / 18px Roboto; letter-spacing: 0px; color: #0A3C5F; text-transform: uppercase; margin-bottom: 5px; } #qHUbdFomAtOhUphc .apy-label { font: normal normal 900 24px / 28px Roboto; } #qHUbdFomAtOhUphc .curDate { font: normal normal normal 12px / 18px Roboto; margin-top: 2px; display: block; } #qHUbdFomAtOhUphc .prop-value { text-align: left; font: normal normal 900 24px / 28px Roboto; letter-spacing: 0.96px; color: #08283B; opacity: 1; } #qHUbdFomAtOhUphc .fdic-insured .text { font-size: 12px; color: #08283B; font-weight: 600; letter-spacing: 0.48px; } #qHUbdFomAtOhUphc .fdic-insured .icon { height: 20px; width: 16px; display: inline-block; background-repeat: no-repeat; background-size: 100%; vertical-align: middle; margin-right: 7px; } #qHUbdFomAtOhUphc .disclosure-contnr .text { color: #1C96F0; font-size: 12px; text-decoration: underline; font-weight: 600; cursor: pointer; letter-spacing: 0.48px; } #qHUbdFomAtOhUphc .additional-content { margin-top: 0px !important; } #qHUbdFomAtOhUphc .additional-content ul li { margin-bottom: 0; } #qHUbdFomAtOhUphc .disclosure-contnr .listing-content-wrapper { position: absolute; background: #fff; z-index: 1; padding: 20px; text-align: left; top: 0; left: 0; right: 123px; margin: auto; width: 440px; border: 1px solid #ececec; background: #eceef1; left: -133px; } #qHUbdFomAtOhUphc .listing-content-wrapper .disclosure-content { max-height: 400px; overflow-y: auto; color: #08283B; margin-top: 15px; padding-right: 10px; } #qHUbdFomAtOhUphc .see-more-text { width: unset !important; background: #E9F5FF 0% 0% no-repeat padding-box; margin-top: 0 !important; cursor: pointer; display: flex; justify-content: space-between; align-items: center; padding: 12px 24px; } #qHUbdFomAtOhUphc .description-title { text-align: left; font: normal normal bold 12px / 16px Roboto; letter-spacing: 0.48px; color: #0A3C5F; text-transform: uppercase; } #qHUbdFomAtOhUphc .shArrow { width: 12px; height: 7px; } #qHUbdFomAtOhUphc span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMxYzk2ZjAiLz4NCjwvc3ZnPg0K"); background-repeat: no-repeat; height: 11px; width: 12px; display: inline-block; vertical-align: text-top; transform: rotate(180deg); } #qHUbdFomAtOhUphc .disclosure-content ul li { flex: 0 0 47%; list-style: disc; font: normal normal normal 14px/22px Roboto; letter-spacing: 0px; color: #08283B; opacity: 1; } #qHUbdFomAtOhUphc .disclosure-content ul { flex: 0 0 100%; display: flex; flex-flow: row wrap; margin: 0; padding: 0; padding-left: 14px; justify-content: space-between; list-style-type: disc; line-height: normal; } #qHUbdFomAtOhUphc #see_more_carrier, #qHUbdFomAtOhUphc .see_less_carrier { background: #E9F5FF; height: 40px; border-radius: 6px; line-height: 40px; text-align: center; font-size: 16px; color: #1C96F0; font-weight: 600; margin-top: 24px; cursor: pointer; } #qHUbdFomAtOhUphc .footer-disclaimer-content { font-size: 11px; font-style: italic; margin-top: 16px; } #qHUbdFomAtOhUphc .apy-label p { margin-top: 0px; margin-bottom: 0px; } #qHUbdFomAtOhUphc .disclosure-content ul { padding-left: 18px; } @media (min-width : 651px) and (max-width : 1023px) { #qHUbdFomAtOhUphc { padding: 0 26px; } #qHUbdFomAtOhUphc .logo-image-wrapper { width: 136px; } #qHUbdFomAtOhUphc .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #qHUbdFomAtOhUphc .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #qHUbdFomAtOhUphc .prop-value-container .apy-container { flex: 0 0 44%; } #qHUbdFomAtOhUphc .prop-value-container .mfee-container, #qHUbdFomAtOhUphc .prop-value-container .minvalue-container { flex: 0 0 28%; } #qHUbdFomAtOhUphc .ad-copy-top-section { margin-bottom: 15px; } #qHUbdFomAtOhUphc .sh-row-product-title { max-width: 136px; } #qHUbdFomAtOhUphc .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } } @media (max-width : 650px) { #qHUbdFomAtOhUphc .ad-copy-top-section { flex-direction: column; margin-bottom: 24px; } #qHUbdFomAtOhUphc .logo-image-wrapper { width: 100%; max-width: 292px; } #qHUbdFomAtOhUphc .listing-title { font: normal normal bold 18px/24px Roboto; padding: 0px !important; margin: 24px 0 0; text-align: left; } #qHUbdFomAtOhUphc .ad-copy { margin-left: 0; } #qHUbdFomAtOhUphc .ad-copy-disclosure-mobile { position: relative; display: flex; flex-direction: row; justify-content: space-between; align-items: center; margin: 16px; } #qHUbdFomAtOhUphc .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 90%; margin: auto; } #qHUbdFomAtOhUphc .sh-row-product-title { text-align: center; margin: 10px 16px 24px; max-width: none; } #qHUbdFomAtOhUphc .see-more-text { padding: 16px 15px; } #qHUbdFomAtOhUphc .disclosure-content ul li { font: normal normal normal 12px/18px Roboto; } #qHUbdFomAtOhUphc .top-section-right { margin-left: 0px; } #qHUbdFomAtOhUphc .disclosure-contnr { flex: 1; display: flex; justify-content: flex-end; } } @media (max-width: 340px) { #qHUbdFomAtOhUphc.sizeone .header-section { padding: 6px 10px; } } #qHUbdFomAtOhUphc.sh-box650.device-desktop .row-1 { padding-left: 14px; } #qHUbdFomAtOhUphc.sh-box650.device-desktop .ad-copy, #qHUbdFomAtOhUphc.sh-box700.device-desktop .ad-copy, #qHUbdFomAtOhUphc.sh-box750.device-desktop .ad-copy, #qHUbdFomAtOhUphc.sh-box800.device-desktop .ad-copy, #qHUbdFomAtOhUphc.sh-box850.device-desktop .ad-copy, #qHUbdFomAtOhUphc.sh-box900.device-desktop .ad-copy, #qHUbdFomAtOhUphc.sh-box950.device-desktop .ad-copy { margin-left: 15px; } #qHUbdFomAtOhUphc.sh-box650.device-desktop .logo-image-wrapper, #qHUbdFomAtOhUphc.sh-box700.device-desktop .logo-image-wrapper, #qHUbdFomAtOhUphc.sh-box750.device-desktop .logo-image-wrapper, #qHUbdFomAtOhUphc.sh-box800.device-desktop .logo-image-wrapper, #qHUbdFomAtOhUphc.sh-box850.device-desktop .logo-image-wrapper, #qHUbdFomAtOhUphc.sh-box900.device-desktop .logo-image-wrapper, #qHUbdFomAtOhUphc.sh-box950.device-desktop .logo-image-wrapper { width: 136px; } #qHUbdFomAtOhUphc.sh-box650.device-desktop .listing-title, #qHUbdFomAtOhUphc.sh-box700.device-desktop .listing-title, #qHUbdFomAtOhUphc.sh-box750.device-desktop .listing-title, #qHUbdFomAtOhUphc.sh-box800.device-desktop .listing-title, #qHUbdFomAtOhUphc.sh-box850.device-desktop .listing-title, #qHUbdFomAtOhUphc.sh-box900.device-desktop .listing-title, #qHUbdFomAtOhUphc.sh-box950.device-desktop .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #qHUbdFomAtOhUphc.sh-box650.device-desktop .shmktpl-button, #qHUbdFomAtOhUphc.sh-box700.device-desktop .shmktpl-button, #qHUbdFomAtOhUphc.sh-box750.device-desktop .shmktpl-button, #qHUbdFomAtOhUphc.sh-box800.device-desktop .shmktpl-button, #qHUbdFomAtOhUphc.sh-box850.device-desktop .shmktpl-button, #qHUbdFomAtOhUphc.sh-box900.device-desktop .shmktpl-button, #qHUbdFomAtOhUphc.sh-box950.device-desktop .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #qHUbdFomAtOhUphc.sh-box650.device-desktop .prop-value-container .apy-container, #qHUbdFomAtOhUphc.sh-box700.device-desktop .prop-value-container .apy-container, #qHUbdFomAtOhUphc.sh-box750.device-desktop .prop-value-container .apy-container, #qHUbdFomAtOhUphc.sh-box800.device-desktop .prop-value-container .apy-container, #qHUbdFomAtOhUphc.sh-box850.device-desktop .prop-value-container .apy-container, #qHUbdFomAtOhUphc.sh-box900.device-desktop .prop-value-container .apy-container, #qHUbdFomAtOhUphc.sh-box950.device-desktop .prop-value-container .apy-container { flex: 0 0 44%; } #qHUbdFomAtOhUphc.sh-box650.device-desktop .prop-value-container .mfee-container, #qHUbdFomAtOhUphc.sh-box700.device-desktop .prop-value-container .mfee-container, #qHUbdFomAtOhUphc.sh-box750.device-desktop .prop-value-container .mfee-container, #qHUbdFomAtOhUphc.sh-box800.device-desktop .prop-value-container .mfee-container, #qHUbdFomAtOhUphc.sh-box850.device-desktop .prop-value-container .mfee-container, #qHUbdFomAtOhUphc.sh-box900.device-desktop .prop-value-container .mfee-container, #qHUbdFomAtOhUphc.sh-box950.device-desktop .prop-value-container .mfee-container #qHUbdFomAtOhUphc.sh-box650.device-desktop .prop-value-container .minvalue-container, #qHUbdFomAtOhUphc.sh-box700.device-desktop .prop-value-container .minvalue-container, #qHUbdFomAtOhUphc.sh-box750.device-desktop .prop-value-container .minvalue-container, #qHUbdFomAtOhUphc.sh-box800.device-desktop .prop-value-container .minvalue-container, #qHUbdFomAtOhUphc.sh-box850.device-desktop .prop-value-container .minvalue-container, #qHUbdFomAtOhUphc.sh-box900.device-desktop .prop-value-container .minvalue-container, #qHUbdFomAtOhUphc.sh-box950.device-desktop .prop-value-container .minvalue-container { flex: 0 0 28%; } #qHUbdFomAtOhUphc.sh-box650.device-desktop .sh-row-product-title, #qHUbdFomAtOhUphc.sh-box700.device-desktop .sh-row-product-title, #qHUbdFomAtOhUphc.sh-box750.device-desktop .sh-row-product-title, #qHUbdFomAtOhUphc.sh-box800.device-desktop .sh-row-product-title, #qHUbdFomAtOhUphc.sh-box850.device-desktop .sh-row-product-title, #qHUbdFomAtOhUphc.sh-box900.device-desktop .sh-row-product-title, #qHUbdFomAtOhUphc.sh-box950.device-desktop .sh-row-product-title { max-width: 136px; } #qHUbdFomAtOhUphc.sh-box650.device-desktop .disclosure-content ul li, #qHUbdFomAtOhUphc.sh-box700.device-desktop .disclosure-content ul li, #qHUbdFomAtOhUphc.sh-box750.device-desktop .disclosure-content ul li, #qHUbdFomAtOhUphc.sh-box800.device-desktop .disclosure-content ul li, #qHUbdFomAtOhUphc.sh-box850.device-desktop .disclosure-content ul li, #qHUbdFomAtOhUphc.sh-box900.device-desktop .disclosure-content ul li, #qHUbdFomAtOhUphc.sh-box950.device-desktop .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } #qHUbdFomAtOhUphc.sh-box650.device-desktop .ad-copy-top-section, #qHUbdFomAtOhUphc.sh-box700.device-desktop .ad-copy-top-section, #qHUbdFomAtOhUphc.sh-box750.device-desktop .ad-copy-top-section, #qHUbdFomAtOhUphc.sh-box800.device-desktop .ad-copy-top-section, #qHUbdFomAtOhUphc.sh-box850.device-desktop .ad-copy-top-section, #qHUbdFomAtOhUphc.sh-box900.device-desktop .ad-copy-top-section, #qHUbdFomAtOhUphc.sh-box950.device-desktop .ad-copy-top-section { margin-bottom: 15px; } @media (max-width: 767.5px) { #qHUbdFomAtOhUphc.sh-box650.device-desktop .row-1, #qHUbdFomAtOhUphc.sh-box700.device-desktop .row-1 , #qHUbdFomAtOhUphc.sh-box650.device-desktop .row-2, #qHUbdFomAtOhUphc.sh-box700.device-desktop .row-2 , #qHUbdFomAtOhUphc.sh-box500.device-desktop .row-1, #qHUbdFomAtOhUphc.sh-box550.device-desktop .row-1 , #qHUbdFomAtOhUphc.sh-box500.device-desktop .row-2, #qHUbdFomAtOhUphc.sh-box550.device-desktop .row-2{ display: unset; } #qHUbdFomAtOhUphc.sh-box650.device-desktop .ad-copy, #qHUbdFomAtOhUphc.sh-box700.device-desktop .ad-copy, #qHUbdFomAtOhUphc.sh-box550.device-desktop .ad-copy, #qHUbdFomAtOhUphc.sh-box500.device-desktop .ad-copy { margin-right: 15px; } #qHUbdFomAtOhUphc.sh-box650.device-desktop .apy-label, #qHUbdFomAtOhUphc.sh-box700.device-desktop .apy-label, #qHUbdFomAtOhUphc.sh-box550.device-desktop .apy-label, #qHUbdFomAtOhUphc.sh-box500.device-desktop .apy-label, #qHUbdFomAtOhUphc.sh-box650.device-desktop .prop-value, #qHUbdFomAtOhUphc.sh-box700.device-desktop .prop-value, #qHUbdFomAtOhUphc.sh-box550.device-desktop .prop-value, #qHUbdFomAtOhUphc.sh-box500.device-desktop .prop-value{ font: normal normal 900 18px/22px Roboto; } #qHUbdFomAtOhUphc.sh-box650.device-desktop .logo-image-wrapper, #qHUbdFomAtOhUphc.sh-box700.device-desktop .logo-image-wrapper, #qHUbdFomAtOhUphc.sh-box550.device-desktop .logo-image-wrapper, #qHUbdFomAtOhUphc.sh-box500.device-desktop .logo-image-wrapper { width: 125px;; margin-bottom: 10px; } #qHUbdFomAtOhUphc.sh-box650.device-desktop .disclosure-contnr .listing-content-wrapper,#qHUbdFomAtOhUphc.sh-box700.device-desktop .disclosure-contnr .listing-content-wrapper,#qHUbdFomAtOhUphc.sh-box550.device-desktop .disclosure-contnr .listing-content-wrapper,#qHUbdFomAtOhUphc.sh-box500.device-desktop .disclosure-contnr .listing-content-wrapper { left: -25px; } } #qHUbdFomAtOhUphc .shmktpl-title, #qHUbdFomAtOhUphc .sub-heading-container, #qHUbdFomAtOhUphc .filter-check-options-cntnr, #qHUbdFomAtOhUphc .listing-header-cntnr { display: none; } #qHUbdFomAtOhUphc.title .shmktpl-title, #qHUbdFomAtOhUphc.subHeading .sub-heading-container, #qHUbdFomAtOhUphc.multiSelectFilter .filter-check-options-cntnr, #qHUbdFomAtOhUphc.resultsText .listing-header-cntnr { display: flex; } #qHUbdFomAtOhUphc.sizeone .add-overlay-content { width: 62%; height: auto; } #qHUbdFomAtOhUphc.sizeone .disclosure-title { padding: 6px 0px; } #qHUbdFomAtOhUphc.sizeone .header-section { padding: 6px 26px; background: #FFFFFF; color: grey; align-items: center; } #qHUbdFomAtOhUphc .sponsored { font: normal normal normal 12px/16px Roboto; letter-spacing: 0.48px; color: #344856; opacity: 1; } #qHUbdFomAtOhUphc.sizeone .title-container { margin-top: 0; } #qHUbdFomAtOhUphc.sizeone .non_featured_list { margin-top: 0; } #qHUbdFomAtOhUphc.arrowchange span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwMDAiLz4NCjwvc3ZnPg0K"); } #qHUbdFomAtOhUphc.arrowchange .shmktpl-button span.btn__text::after { background-image: url("data:image/svg+xml;base64,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"); } @media (min-width : 651px) and (max-width : 1024px) { #qHUbdFomAtOhUphc .item { flex: 1 1 calc(50% - 48px); } #qHUbdFomAtOhUphc .prod-desc-popup-content { height: auto; top: 10%; overflow-y: scroll; } #qHUbdFomAtOhUphc .item:nth-of-type(4n+3), #qHUbdFomAtOhUphc .item:nth-of-type(4n+3) + * { background-color: #E9F5FF; } #qHUbdFomAtOhUphc .item:nth-of-type(4n+1), #qHUbdFomAtOhUphc .item:nth-of-type(4n+1) + * { background-color: #fff; } #qHUbdFomAtOhUphc .shmktpl-button span.btn__text::after { top: 13px; right: -3px; background-size: 10px 10px; } #qHUbdFomAtOhUphc .ad-copy-column.flex-container { flex: 0 0 78%; } } @media (max-width : 650px) { #qHUbdFomAtOhUphc .desktop, #qHUbdFomAtOhUphc .desktop-inline { display: none; } #qHUbdFomAtOhUphc .mobile { display: block !important; } #qHUbdFomAtOhUphc { padding: 0 18px; } #qHUbdFomAtOhUphc .shmktpl-title { font-size: 24px; line-height: 29px; } #qHUbdFomAtOhUphc .shmktpl-subtitle { font-size: 16px; line-height: 19px; } #qHUbdFomAtOhUphc .add-overlay-content { width: 80%; height: auto; } #qHUbdFomAtOhUphc .logo-column.flex-container { flex: 0 0 100%; text-align: center; } #qHUbdFomAtOhUphc .row-1 { flex-flow: column; padding: 16px; } #qHUbdFomAtOhUphc .prop-conatiner { flex: 0 0 100%; flex-direction: row; flex-flow: row; display: flex; width: 100%; align-items: center; margin-top: 20px; } #qHUbdFomAtOhUphc .prop-conatiner .prop-name { flex: 0 0 49%; margin-bottom: 0px; } #qHUbdFomAtOhUphc .prop-conatiner .prop-value { flex: 0 0 49%; text-align: right; font: normal normal 900 22px / 26px Roboto; letter-spacing: 0.88px; } #qHUbdFomAtOhUphc .apy-label { font: normal normal 900 22px/26px Roboto; letter-spacing: 0.88px; } #qHUbdFomAtOhUphc .prop-conatiner.apy-container { display: flex; align-items: flex-start; } #qHUbdFomAtOhUphc .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; padding: 0; flex-flow: column; } #qHUbdFomAtOhUphc .prop-value { margin-top: 0; } #qHUbdFomAtOhUphc .listing-header-cntnr { display: flex; justify-content: space-between; margin-top: 24px; } #qHUbdFomAtOhUphc .non_featured_list { margin-top: 18px; } #qHUbdFomAtOhUphc .prod-desc-popup-content { top: 10%; position: absolute; min-width: 80%; width: 90%; overflow: scroll; height: 100%; } #qHUbdFomAtOhUphc .item { flex: 0 0 91%; padding-bottom: 0; padding: 16px; } #qHUbdFomAtOhUphc .item:nth-child(3n), #qHUbdFomAtOhUphc .desktop-bg { background: none; } #qHUbdFomAtOhUphc .prod-desc-popup-content { padding: 0; } #qHUbdFomAtOhUphc .prod-desc-content-cntnr .prod-desc-header { padding-bottom: 0; padding: 16px; } #qHUbdFomAtOhUphc .item:nth-child(even) { background: #E9F5FF 0% 0% no-repeat padding-box; } #qHUbdFomAtOhUphc .fdic-seemoreless-cntr { display: flex; justify-content: space-between; align-items: center; margin: 0; flex-flow: row wrap; } #qHUbdFomAtOhUphc .fdic-seemoreless-cntr .fdic-insured { color: #08283B; flex: 0 0 44%; text-align: left; } #qHUbdFomAtOhUphc .fdic-seemoreless-cntr .listing-description { display: flex; flex: 0 0 100%; flex-flow: column; background: #F2F9FF 0% 0% no-repeat padding-box; } #qHUbdFomAtOhUphc .listing-description .disclosure-content { margin-top: 0px; padding: 16px 14px; } #qHUbdFomAtOhUphc .disclosure-content ul { padding-left: 14px; line-height: 28px; } #qHUbdFomAtOhUphc .disclosure-content ul li { flex: 0 0 100%; padding: 0; margin: 0; font-size: 12px; } #qHUbdFomAtOhUphc .additional-features { flex: 0 0 100%; } #qHUbdFomAtOhUphc .disclosure-contnr .listing-content-wrapper { top: -85px; left: 0; width: 90%; } #qHUbdFomAtOhUphc.sizeone .listing-header-cntnr { display: none; } #qHUbdFomAtOhUphc.sizeone .add-overlay-content { width: 80%; } } @media (max-width: 340px) { #qHUbdFomAtOhUphc .fdic-seemoreless-cntr .fdic-insured { flex: 0 0 43%; } #qHUbdFomAtOhUphc .prod-desc-popup-content { position: fixed; } } #qHUbdFomAtOhUphc.listingAlignment .shmktpl-button span.btn__text { line-height: 40px; color: #fff; margin-right: 10px; } #qHUbdFomAtOhUphc.listingAlignment .shmktpl-button span.btn__text::after { width: 24px; } @media (max-width: 1024px) and (min-width:768px) { #qHUbdFomAtOhUphc.listingAlignment .logo-image-wrapper img { width: 100%; } #qHUbdFomAtOhUphc.listingAlignment { padding: 0px; } #qHUbdFomAtOhUphc.listingAlignment .listing-title { font-size: 14px; } #qHUbdFomAtOhUphc.listingAlignment .listing-title span { font-size: 14px; } #qHUbdFomAtOhUphc.listingAlignment .row-1 { padding: 26px 10px; } #qHUbdFomAtOhUphc.listingAlignment .prop-name { font-size: 10px; } #qHUbdFomAtOhUphc.listingAlignment .prop-value { font-size: 14px } #qHUbdFomAtOhUphc.listingAlignment .shmktpl-button span.btn__text { font-size: 10px; margin-right: 10px; } } @media all and (max-width: 600px) { #qHUbdFomAtOhUphc.listingAlignment .logo-column.flex-container { flex: unset; } #qHUbdFomAtOhUphc.listingAlignment .prop-conatiner { flex: unset; } #qHUbdFomAtOhUphc.listingAlignment .ad-copy-column.flex-container { flex: unset; } #qHUbdFomAtOhUphc.listingAlignment .cta-column.flex-container { flex: unset; } #qHUbdFomAtOhUphc.listingAlignment .disclosure-content ul li::before { content: unset; } #qHUbdFomAtOhUphc.listingAlignment .disclosure-content ul li { list-style: disc; } } #qHUbdFomAtOhUphc.ctaAlignment .shmktpl-button { width: 100%; font-size: 14px; } #qHUbdFomAtOhUphc.ctaAlignment .shmktpl-button .btn__text { margin-right: 10px; } #qHUbdFomAtOhUphc.ctaAlignment .shmktpl-button span.btn__text::after { right: -2px; background-size: 6px 13px; } @media (min-width: 651px) and (max-width: 1024px) { #qHUbdFomAtOhUphc.ctaAlignment .shmktpl-button span.btn__text::after { right: -7px; } #qHUbdFomAtOhUphc.ctaAlignment .shmktpl-button span.btn__text::after { background-size: 6px 10px; } #qHUbdFomAtOhUphc.ctaAlignment .shmktpl-button { font-size: 13px; } } @media (max-width: 650px) { #qHUbdFomAtOhUphc.ctaAlignment .logo-column.flex-container { flex: unset !important; justify-content: center; } #qHUbdFomAtOhUphc.ctaAlignment .cta-column.flex-container { display: block !important; } #qHUbdFomAtOhUphc.ctaAlignment .shmktpl-button { font-size: 16px; } #qHUbdFomAtOhUphc.ctaAlignment .shmktpl-button .btn__text { margin-right: unset; } #qHUbdFomAtOhUphc.ctaAlignment .shmktpl-button span.btn__text::after { right: unset; background-size: 12px 12px; } } #qHUbdFomAtOhUphc .sh-no-listing-msg { padding: 20px 0px; } #qHUbdFomAtOhUphc .sh-widget-footer-MBT { display: none; } #qHUbdFomAtOhUphc.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; } #qHUbdFomAtOhUphc.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #qHUbdFomAtOhUphc.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } #qHUbdFomAtOhUphc .sh-widget-footer-QS { display: none; } #qHUbdFomAtOhUphc.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #qHUbdFomAtOhUphc.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #qHUbdFomAtOhUphc.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } @-moz-document url-prefix() { #qHUbdFomAtOhUphc .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #qHUbdFomAtOhUphc .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } #qHUbdFomAtOhUphc .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px; line-height: 24px; margin-top: -1px; margin-left: -9px; margin-right: -10px; background: #FF4500; position: relative; border-radius: 0px 0px 0px 0px; display: inline-block; font-family: Roboto, sans-serif; color: #fff; padding: 0px 1px 0 15px; margin-bottom: -6px; } #qHUbdFomAtOhUphc .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { color: #fff; font-size: 14px; } #qHUbdFomAtOhUphc .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { height: 0; width: 0; border-top: 8px solid #FF4500; border-left: 8px solid transparent; bottom: -8px; content: ""; position: absolute; left: 0px; } #qHUbdFomAtOhUphc .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { right: 1px; transform: translateX(100%); border-left-width: 100%; border-right-color: transparent; content: ""; position: absolute; display: block; border: 12px solid #FF4500; border-right-color: transparent; top: 0px } @media (min-width : 768px) and (max-width : 1024px) { @-moz-document url-prefix() { #qHUbdFomAtOhUphc .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #qHUbdFomAtOhUphc .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } } @media (min-width : 768px) and (max-width : 900px) { #qHUbdFomAtOhUphc .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { font-size: 14px; } } @media (max-width : 767px) { #qHUbdFomAtOhUphc .listing .listing-content-wrapper .sh-promo-ribbon { border-radius: 0px; margin-top: -1px; box-sizing: unset !important; height: 100% !important; width:100%; padding: 8px 9px; margin-bottom: 8px; } #qHUbdFomAtOhUphc .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { display: block; text-align: center; line-height: 16px; font-size: 14px; } #qHUbdFomAtOhUphc .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { height: 0; width: 0; border-top: 8px solid #FF4500; border-right: 8px solid transparent; right: 9px; top: unset; bottom: -8px; border-left: 0px; border-bottom: 0px; } @-moz-document url-prefix() { #qHUbdFomAtOhUphc .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #qHUbdFomAtOhUphc .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } } } #qHUbdFomAtOhUphc.customizeColorEffect .listing-title, #qHUbdFomAtOhUphc.customizeColorEffect .prop-name, #qHUbdFomAtOhUphc.customizeColorEffect .prop-value, #qHUbdFomAtOhUphc.customizeColorEffect .curDate, #qHUbdFomAtOhUphc.customizeColorEffect span.current-date, #qHUbdFomAtOhUphc.customizeColorEffect .disclosure-content ul li, #qHUbdFomAtOhUphc.customizeColorEffect .title { color: #1E2B22; font-family: Open Sans, sans-serif; } #qHUbdFomAtOhUphc.customizeColorEffect .add-text, #qHUbdFomAtOhUphc.customizeColorEffect .see-more-text, #qHUbdFomAtOhUphc.customizeColorEffect .disclosure-contnr .text { color: #5B7B66; } #qHUbdFomAtOhUphc.customizeColorEffect .shmktpl-button { background: #EB0017 0% 0% no-repeat padding-box; } #qHUbdFomAtOhUphc.customizeColorEffect .listing.flex-container { border-bottom: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; } #qHUbdFomAtOhUphc.sizeone.customizeColorEffect .header-section { border-bottom: 1px solid #D6D5D5; border-top: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; } #qHUbdFomAtOhUphc.customizeColorEffect .non_featured_list { border-top: 1px solid #D6D5D5; } #qHUbdFomAtOhUphc.sizeone.customizeColorEffect .header-section, #qHUbdFomAtOhUphc.customizeColorEffect .row-2 { background: #E9F0EC; } #qHUbdFomAtOhUphc.customizeColorEffect .listing-title { display: unset; } #qHUbdFomAtOhUphc.customizeColorEffect span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiM1QjdCNjYiLz4NCjwvc3ZnPg0K); } #qHUbdFomAtOhUphc.customizeColorEffect .listing-title .prod-name:hover, #qHUbdFomAtOhUphc.customizeColorEffect .listing-title:hover, #qHUbdFomAtOhUphc.customizeColorEffect .add-text:hover, #qHUbdFomAtOhUphc.customizeColorEffect .disclosure-contnr .text:hover, #qHUbdFomAtOhUphc.customizeColorEffect .see-more-text:hover { color: #EB0017; } #qHUbdFomAtOhUphc.customizeColorEffect .shmktpl-button:hover { background: #EB0017; } #qHUbdFomAtOhUphc.customizeColorEffect .see-more-text:hover span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiNFQjAwMTciLz4NCjwvc3ZnPg0K); } @media (max-width: 650px) { #qHUbdFomAtOhUphc.customizeColorEffect .fdic-seemoreless-cntr .listing-description { background: #E9F0EC 0% 0% no-repeat padding-box; } #qHUbdFomAtOhUphc.customizeColorEffect .listing-title { display: block; } #qHUbdFomAtOhUphc.customizeColorEffect .fdic-seemoreless-cntr .see-more-text { color: #5B7B66; } #qHUbdFomAtOhUphc.customizeColorEffect .fdic-seemoreless-cntr .see-more-text:hover { color: #EB0017; } } #qHUbdFomAtOhUphc .sh-right-arrow { display: none; } #qHUbdFomAtOhUphc.ctaWithArrow .sh-right-arrow { display: inline-block; background-image: url('data:image/svg+xml;base64,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'); 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} #qsWidgetContainer175 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer175 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer175 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer175 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer175 .listing-title { font-size: 20px; font-weight: 600; } }Highest savings account rates Nov. 21, 2025Fortunehas partnered with the financial industry consultants at Curinos to give you an accurate look at the highest savings account rates on the market. Varo Money leads the pack, followed by Axos Bank and Newtek Bank. Read on to see our full list of HYSAs and find the one that’s right for your needs.What the Fortune/Curinos partnership means for youCurinos brings over thirty years of financial data expertise to the table. We get daily reports from Curinos on savings and CD rates from financial institutions nationwide and use this info to compile our list. You can rest assured that Fortune is providing data-driven recommendations designed to help you make an informed choice.History of savings account ratesWhile the average savings account rate has increased from the lows seen from 2020 to 2022, it’s still far below the APYs available on the most generous high-yield savings accounts on our list.Check Out Our Daily Rates ReportsDiscover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Why should you choose a high-yield savings account?First, we’ll note that “high-yield savings account” isn’t technically its own account type. It’s the term we apply to any savings account offering rates meaningfully above the industry standard. In other words, it’s a helpful shorthand.In many cases, traditional savings accounts are offered by brick-and-mortar banks while high-yield savings accounts are available from banks and credit unions that operate mostly or entirely online. By not having to pay for physical branch infrastructure, and sometimes by only offering a slimmed-down slate of products, online branches can often reward their customers with higher APYs.Pro tipLearn more about different types of savings accounts.If you’re comfortable with online banking, moving to a high-yield account can increase the interest you earn in a meaningful way. Depending on how much you deposit and your specific account’s APY, you’re looking at potentially hundreds more annually than you’d get from a traditional savings account.How much interest can you earn with a higher APY?Consider this scenario: You have $5,000 that stays put for an entire year. And let’s assume for the sake of the hypothetical that your APY remains unchanged for that period. The earnings difference between a 5.00% APY and a 0.40% APY makes the case for switching clearly.Initial DepositEstimated Interest0.40% APY$5,000$225.00% APY$5,000$2560.40% APYInitial Deposit$5,000Estimated Interest$225.00% APYInitial Deposit$5,000Estimated Interest$256What should you look for in a high-yield savings account?When shopping around for a HYSA, these factors deserve your attention:Competitive rates.Search for APYs that meaningfully increase your earnings potential.Low or zero minimums.Many high-yield accounts don’t require large opening deposits, which is a plus for folks who are just starting out on their savings journey.No maintenance costs.Avoid accounts that charge monthly fees eating into your accumulated interest.Withdrawal flexibility.You want to know you’ll be able to transfer your money when you need it. Be aware of withdrawal restrictions and foreign ATM charges.Deposit guarantees.Verify FDIC coverage if opening an account with a bank, or NCUA coverage with a credit union.Note, you will owe taxes on the interest you earn.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byThe best savings account rates from our partners for December 12, 2025Account Type Savings & MMAsSavings & MMAsMMAs OnlySavings OnlyZIP Code Deposit Amount $FEATURED OFFERSAPYMIN. BALANCE FOR APYEST. EARNINGSLoading...3.40 %December 12, 2025$ 0$ 850Over 1 YearSavings AccountCapital OneMember FDICPromoted OfferOpen a 360 Performance Savings account and grow your money today.OPEN ACCOUNTOFFER DETAILSQUICK LOOKCapital One Bank is among the 10 largest U.S. banks by assets. While it offers branches in seven Eastern and two Southern states, customers can access accounts online from just about anywhere. The bank offers high rates on its savings and CD accounts, and a free checking account that pays interest. There are no balance minimums or monthly fees, and you won’t need to worry about overdraft fees either.READ BANK REVIEW3.75 %December 12, 2025$ 100$ 938Over 1 YearSavings AccountCIT BankMember FDICPromoted Offer Earn up to $300 cash bonus with minimum deposit. Terms apply.OPEN ACCOUNTOFFER DETAILSQUICK LOOKCIT Bank is an online institution that offers competitive annual percentage yields (APYs) on its Savings Connect savings account. It also offers a checking account, a money market account and CDs. CIT Bank offers a competitive yield with its Savings Connect account. It also offers an assortment of CDs to choose from. But some of these CDs, such as the one-year term, weren’t paying a competitive yield during Bankrate’s review.READ BANK REVIEW3.65 %December 12, 2025$ 0$ 912Over 1 YearSavings AccountMarcus by Goldman SachsMember FDICPromoted OfferBacked by the financial expertise of Goldman Sachs.OPEN ACCOUNTOFFER DETAILSQUICK LOOKMarcus by Goldman Sachs is an online bank that rewards savers with higher-than-average rates and few fees. Plus, its accounts have low or no minimum deposit requirements. But while it’s easy to move your money in and out of your accounts via electronic transfer to another account you own, you won’t be able to deposit or withdraw cash.READ BANK REVIEW12345...69Frequently asked questionsAre savings account rates going to fall?Potentially. Banks typically adjust rates in response to Federal Reserve decisions. With the Fed beginning its rate-cutting cycle in late 2025—favorable for borrowers, less so for savers—there’s a reasonable expectation that savings rates could decrease.Can I lose money in a high-yield savings account?Before opening an account, confirm it carries FDIC or NCUA protection—this safeguards your money up to a $250,000 maximum per financial institution. Also, take confidence in knowing that unlike stocks, your savings account won’t experience swings dependent on the market, though inflation beating your account’s APY could potentially erode your purchasing power.Is a high-yield savings account still worth it?Yes. Even with recent rate cuts, many high-yield accounts still offer up to or even over 4.00% APY. These accounts remain the straightforward, safe way to generate substantial interest on your money while still leaving it available for you to access. For those willing to tie up funds for a set period of time, a CD might possibly offer better returns.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
Not so long ago, the Brazilian town of Balneário Camboriú was best known as a quiet coastal outpost where holidaymakers from neighbouring states would come to enjoy the beach. In recent years, however, it has undergone an abrupt change and has the skyline to prove it. It’s here that you’ll find the country’s 10 tallest buildings under construction – remarkable for a city with a population of about 139,000 (though that rises to almost a million in peak season).As you approach Balneário Camboriú, you’ll see a long line of oceanfront skyscrapers on the horizon. It’s an impressive sight – no wonder the city is known as Brazil’s mini-Dubai. Driving the property boom is a combination of fresh opportunities, the arrival of new wealth, enviable security (by Brazilian standards) and a bit of luck too. “Balneário Camboriú is sui generis,” TV presenter and journalist Dagmara Spautz tells monocle. “It’s unique. I can’t say that its qualities would be good somewhere else. The city built itself like this and it works.”Night lightsMayor Fabricio OliveiraBalneário Camboriú is in the wealthy southern state of Santa Catarina, which has low levels of unemployment and an enviable safety record – a significant draw for those from urban centres in the north with high crime rates. When monocle visits the office of its mayor, Fabricio Oliveira, he offers an explanation for the boom that his city is currently experiencing. “In recent years, there has been a repositioning of Balneário Camboriú, especially since the pandemic,” he says. “With some infrastructure and action, we have managed to establish it as a cultural and economic hub, bringing in international events such as Fight Week, a martial arts tournament. For our New Year celebrations, we partnered with the uae, which sent more than 1,000 drones for Brazil’s largest-ever show of its kind. We have also worked on the expansion of our beach, creating economic benefits. We have shown that we are an entrepreneurial city that is capable of change and innovation.”Like many residents, the mayor was not born in Balneário Camboriú. “I am from Curitiba,” he says. “I came here in 1986. I sold ice cream on the beach and worked in a nightclub, then became a city councillor. I always knew that it was a place of opportunity, no matter your surname.”Estate agent Bruno CassolaBruno Cassola, one of the city’s most in-demand estate agents, was preparing to move his business to a new office to cope with the influx of Brazilians seeking to buy a home here. “Balneário Camboriú is small but there are so many things happening that it gives off the vibe of somewhere bigger,” he says. His clients range from industrialists from wealthy southern cities, such as Joinville and Blumenau, to people who have made money in the country’s flourishing agribusiness sector. This explains why Balneário Camboriú now has the most expensive property per square metre in Brazil.The region’s leading construction company is FG Empreendimentos. You can see the fruits of its labour across the city – as well as its poster campaign that highlights its partnership with the Aveiro clan, Cristiano Ronaldo’s family. “The Aveiros are wonderful,” says Jean Graciola, ceo of FG. “And Cristiano is such a cool guy. We started the partnership with them in 2021. They wanted an apartment here and the partnership has worked very well.” Graciola is responsible for many of the tallest buildings in Balneário Camboriú, including the 290-metre One Tower, which has 84 floors, and FG’s Triumph Tower, now approved for construction, which, at a planned 544 metres, will be the world’s tallest residential skyscraper.The city’s Expocentro exhibition centre is helping to make Balneário Camboriú an important host city for trade events. “We have a huge area and can do six events simultaneously,” says former commercial manager Cristine Fabbris. “This city used to be a summer destination but now it’s buzzing all year round, thanks to places such as Expocentro. The average business-tourist spend is three times that of a leisure tourist.”Vanessa Lima, who moved here from Porto Alegre in the neighbouring state of Rio Grande do Sul, is the founder of Boutique do Pão de Ló. She launched her bakery in 2013 with a food truck and recently opened a branch of her business in a space designed by architect Vanessa Larré. The new outpost (there are others in Itajaí, Itapema and neighbouring Praia Brava) is doing well. “Balneário Camboriú is a city that’s growing,” she says. “We opened a few months before the pandemic, which was challenging, but the growth has been incredible.” Vanessa’s husband and business partner, Tomás Santos, says that one of the reasons why the city works so well is that it’s open to those from other places. “We have people from everywhere in Brazil so they are receptive to new ideas,” he says.Larré is one of the city’s key architects and is adapting her practice to designing for high-rise buildings. “I really enjoy living here and especially appreciate the security,” she says. “I have a teenage daughter and I am glad that she’s able to be out and about, having fun with her friends. It’s a safe city. The place is also very alive. There are always people in bars and restaurants.”Larré’s office is at Casahall Design District, an open-air mall with shops, architecture offices and Brazilian design brands such as Artefacto that want to ensure that they have a presence in a city that’s experiencing a property boom. Larré’s next project is the interiors of a high-profile residential building by Tonino Lamborghini of the Italian automotive empire. “We have done projects in São Paulo, Miami and Qatar but, because of the high-demand, we mainly stay in Balneário,” she says.The city is attracting people from other countries too, such as Serbian chef Bojan Petrovic who, with his partner, Venise Manif Petrovic, opened Maka, a Latin-American restaurant in a charming boulevard full of bars and restaurants. Manif Petrovic is entranced by the city. “It has the soul of a big city but it’s safe, clean and growing gastronomically,” she says.Venise Manif Petrovic and Bojan Petrovic of Maka restaurantTV presenter and journalist Dagmara SpautzBut this city that everyone is talking about can also be a divisive subject because of its politics: it voted overwhelmingly for hard-right candidate Jair Bolsonaro in the 2022 presidential elections. “Santa Catarina is a conservative state,” says Dagmara Spautz. “Bolsonaro had about 70 per cent of the vote here.”Balneário Camboriú’s skylineBut one thing that Balneário Camboriú has in abundance is a sense of pride. It’s not a perfect city but in a country known for its social inequality and sense of insecurity, it is like no other. — L
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This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.FastBreak™ : Guaranteed AnnuityPROMO:Best for High DepositsProduct DisclosureProduct DisclosureAnnuity rates are subject to change at any time, and the rate mentioned may no longer be current. Please visit Gainbridge.io for current rates, full product disclosures, and disclaimer. Withdrawals above the 10 percent free withdrawal amount subject to a withdrawal charge and market value adjustment. FastBreak™ is issued by Gainbridge Life Insurance Company in Zionsville, Indiana. FastBreak™ is not a tax-deferred annuity; instead, it is taxed annually. FastBreak™ : Guaranteed AnnuityPROMO:Best for High DepositsAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on FastBreak™'s website4.90%36 mos$1000View DetailsAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on FastBreak™'s website5.00%60 mos$1000View DetailsQuontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. 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border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #DfWIWbQfhpYVZvBh .sh-first-product .sh-cta-container { padding-top: 0px; } #DfWIWbQfhpYVZvBh .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #DfWIWbQfhpYVZvBh .mobile-bottom-container .sh-fdic-insured { padding: 0; } } @media only screen and (max-width : 370px) { #DfWIWbQfhpYVZvBh .sh-first-product .sh-row-sub-container span.sh-row-value { font: normal normal bold 25px/30px Roboto; } } #DfWIWbQfhpYVZvBh.box750.device-desktop img.logo-image { max-width: 75%; } #DfWIWbQfhpYVZvBh.sh-box750.device-desktop .sh-row2-container { flex: 0 0 170px; } #DfWIWbQfhpYVZvBh.box750.device-desktop .sh-row-product-title { flex: 0 0 36%; } #DfWIWbQfhpYVZvBh.box750.device-desktop .sh-row-product-title.sh-date { margin-right: 4px; } #DfWIWbQfhpYVZvBh.box750.device-desktop .sh-first-product .sh-btn__text, #DfWIWbQfhpYVZvBh.box750.device-desktop .sh-btn__text { width: 140px; } #DfWIWbQfhpYVZvBh.box800.device-desktop .sh-first-product .sh-btn__text, #DfWIWbQfhpYVZvBh.box800.device-desktop .sh-btn__text { width: 150px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-m-hide, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-m-hide, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-m-hide { display: none !important; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .seeMoreTerms, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .seeMoreTerms, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .logo-image-wrapper, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .logo-image-wrapper, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .logo-image-wrapper { max-width: 200px; min-height: unset; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-row-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-row-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-row-container { flex: 0 0 100%; order: 2; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-row-sub-container .sh-title-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-row-sub-container .sh-title-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop #sh-header-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop #sh-header-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-d-hide, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-d-hide, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-d-hide { display: block !important; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-listing-content-wrapper, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-listing-content-wrapper, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-promo .sh-promo-text, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-promo .sh-promo-text, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-btn__text, #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-first-product .sh-btn__text, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-btn__text, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-first-product .sh-btn__text, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-btn__text, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-fdic-insured, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-fdic-insured, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .product-details-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .product-details-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-first-product .product-details-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-first-product .product-details-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-title, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-title, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-promo, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-promo, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-promo-offer-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-promo-offer-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-title-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-title-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-first-product .sh-title-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-first-product .sh-title-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-first-product .sh-row2-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-first-product .sh-row2-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-fdic-dis-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-fdic-dis-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-cta-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-cta-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-first-product .sh-cta-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-first-product .sh-cta-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .mobile-bottom-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .mobile-bottom-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-first-product .sh-title-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-first-product .sh-title-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #DfWIWbQfhpYVZvBh.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #DfWIWbQfhpYVZvBh.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #DfWIWbQfhpYVZvBh.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #DfWIWbQfhpYVZvBh.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #DfWIWbQfhpYVZvBh.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #DfWIWbQfhpYVZvBh.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #DfWIWbQfhpYVZvBh.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #DfWIWbQfhpYVZvBh .sh-row-container.sh-apy-value { height: 24px; } #DfWIWbQfhpYVZvBh .sh-title-container { height: 45px; } #DfWIWbQfhpYVZvBh .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #DfWIWbQfhpYVZvBh .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #DfWIWbQfhpYVZvBh .sh-first-product .sh-title-container { height: 72px; } #DfWIWbQfhpYVZvBh .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #DfWIWbQfhpYVZvBh .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #DfWIWbQfhpYVZvBh .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #DfWIWbQfhpYVZvBh .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #DfWIWbQfhpYVZvBh .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #DfWIWbQfhpYVZvBh .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #DfWIWbQfhpYVZvBh .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #DfWIWbQfhpYVZvBh.loadingMessage .sh-loading-msg { display: block; } #DfWIWbQfhpYVZvBh.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #DfWIWbQfhpYVZvBh .sh-loading-msg { font-size: 18px; } } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-row-container { align-items: center; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #DfWIWbQfhpYVZvBh .sh-row-product-title.sh-bank-name { display: none; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #DfWIWbQfhpYVZvBh.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop .sh-first-product .sh-row2-container, #DfWIWbQfhpYVZvBh.sh-box650.device-desktop .sh-first-product .sh-row2-container, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #DfWIWbQfhpYVZvBh .sh-gb-banner.sh-promo { display: none !important; } #DfWIWbQfhpYVZvBh.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #DfWIWbQfhpYVZvBh.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #DfWIWbQfhpYVZvBh.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #DfWIWbQfhpYVZvBh.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; height: unset; flex: 0 0 150px; padding-top: unset; box-sizing: unset; background-color: transparent; position: relative; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: unset; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: unset; margin-right: 15px; width: 100%; padding: 1px 0 10px 0; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font: normal normal bold 24px/24px Roboto; padding: 12px 0px; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-cta-container{ padding: 12px 0px; box-sizing: unset; border-bottom: unset; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-title-container{ display: none; margin: unset; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-promo{ width: 100%; margin: -10px 0 20px; text-align: left; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-promo .sh-promo-text{ font: normal normal normal 16px/24px Roboto; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-fdic-insured{ padding: 20px 0 7px 0; } #DfWIWbQfhpYVZvBh.sh-box700.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg, #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg{ vertical-align: unset; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-listing-content-wrapper{ display: block; padding: 20px; margin-bottom: 16px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .logo-image-wrapper{ max-width: 200px; min-height: unset; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges img.logo-image{ max-width: inherit; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-d-hide { display: block !important; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-title{ font: normal normal bold 16px / 24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-fdic-dis-container{ display: flex; justify-content: space-between; max-width: 400px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-fdic-insured{ padding: 0; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-m-hide { display: none !important; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .product-details-container{ display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container{ flex-flow: row wrap; align-items: flex-start; margin-bottom: 0; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-row-container{ flex: 0 0 100%; order: 2; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: 42px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: 0; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 27%; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #DfWIWbQfhpYVZvBh.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer176 .logo-column.flex-container, #qsWidgetContainer176 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer176 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer176 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer176 .apy-label, #qsWidgetContainer176 .curDate, #qsWidgetContainer176 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer176 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer176 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer176 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer176 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer176 .prop-value-container { align-items: stretch; } #qsWidgetContainer176 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer176 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer176 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer176 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer176 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer176 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer176 #sh-star-icon { top: -2px; } #qsWidgetContainer176 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer176 #see_more_carrier, #qsWidgetContainer176 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer176 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer176 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer176 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer176 .shmktpl-sponsored, #qsWidgetContainer176 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; } #qsWidgetContainer176 .sh-logo { flex-shrink: 1; } #qsWidgetContainer176 .shmktpl-sponsored { text-transform: uppercase; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-content-wrapper { box-shadow: none; gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer176 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer176 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer176 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer176 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer176 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer176 .sh-first-product .sh-btn__text, #qsWidgetContainer176 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer176 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer176 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer176 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer176 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer176 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer176 .listing-title { font-size: 20px; font-weight: 600; } }Compare Valley Direct to competitors Valley Direct offers generous return rates with its CDs, but its lack of term options is conspicuous. Here’s a look at some of the APYs you’ll find with a couple competing banks. Valley DirectCapital OneIvy Bank3 months3 months3 months4.00%N/A4.00%6 months6 months6 monthsN/A3.50%3.75%9 months9 months9 monthsN/A3.50%N/A12 months12 months12 months3.50%4.05%3.75%18 months18 months18 monthsN/A3.70%N/ALearn moreLearn moreLearn moreView offerat MoneyLionView offerat MoneyLionView offerat MoneyLionBank details checked Nov. 10, 2025Learn more about Valley DirectValley Direct is a digital arm of Valley National Bank, established in 1927. It handles exclusively CDs and high-yield savings accounts—you won’t find basic account options like checking or personal loans. You’ll need to open a Valley National Bank account to enjoy those features. While Valley Direct is online-only, you can service your account in-person at one of Valley Bank’s hundreds of branches around New Jersey, New York, Florida, and Alabama. Need a new checking account?Review our top picks for the best checking accounts of December 2025.Frequently asked questionsWhat is the minimum deposit required for a CD at Valley Direct?The minimum deposit required for a CD at Valley Direct is $500What CD terms does Valley Direct offer?Valley Direct offers just two CD term options: 6 and 12 months.What are the early withdrawal penalties for Valley Direct CDs?The early withdrawal penalties for Valley Direct CDs vary between 90- and 540-days interest on the amount withdrawn, depending on the term length you select.What happens when my Valley Direct CD matures?When your Valley Direct CD matures, you will receive a 10-day period during which you can reinvest your money into another CD or withdraw your money. If you do nothing, your CD will auto-renew for the same term length at the current APY.Are Valley Direct CDs FDIC insured?Yes, Valley Direct CDs are FDIC insured up to $250,000 per account holder per account ownership category.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
Tiffany’s X 1905ThessalonikiA classicmageirio, Tiffany’s served homely dishes to Thessaloniki’s diners for some 40 years before closing in 2013. Now, Tiffany’s X 1905 (pictured above) is bringing it back – with a twist. “We didn’t want to copy the original but to invent a modern version,” says restaurateur Nikos Nyfoudis, who draws inspiration from Crete, Kefalonia, London (where he lived for 13 years) and his native Thessaloniki. Oenologist Anestis Haitidis procured about 550 varietals for the wine list, for pairing with thekontosouvli(spit-roasted pork), Tinos pickled artichokes and braised lamb with yoghurt. For dessert, try thekiounefe– a pastry shell filled with mozzarella cheese.tiffanys1905.grDa CostaSomersetSince Hauser & Wirth opened its Bruton outpost a decade ago, tasteful types have flocked to the Somerset village to see the best art that England’s southwest has to offer. But leafy Bruton boasts more than just contemporary culture. Named after co-founder Iwan Wirth’s maternal grandfather, Da Costa is a new addition to the gallery and to Bruton’s culinary scene. The restaurant serves northern Italian fare made with seasonal ingredients – think salt-baked beetroot risotto and cured trout with smoked ricotta and blood orange. Tiramasù will wrap up your food tour of the Italian Alps via the West Country.da-costa.co.ukJasonHelsinkiFinland’s Jari Vesivalo, a chef with decades of experience in his capital’s Michelin-starred kitchens, has shifted gear to open a casual joint, Jason. “The goal in the kitchen is to make good food without unnecessary gimmicks,” says Vesivalo of the 50-cover venue in a dark-hued art nouveau building. Monocle is treated to seasonal dishes on our visit: mushrooms with sour plum and white soy, and pike perch served with lobster butter sauce. “Our portions are hearty and we don’t align every salad leaf on the plate,” says Vesivalo with a chuckle. “But I still organise the kitchen like I used to.”ravintolajason.fiLuna RestaurantBolzanoLuna Restaurant has opened in Bolzano’s Parkhotel Mondschein, parts of which date back as far as 1320.Head chef Mathieu Domagala’s menu features carpaccio of pink shrimp from Porto Santo Spirito, tagliatelle with duck ragù and salted cod with Taggiasca olives, with all vegetables courtesy of the kitchen garden. To finish? A zu Plun Rum babà. Merano-based Biquadra’s design pays homage to the building’s history with a rich red colour palette, accented with brass and offset by velvet seats and travertine tables.parkhotelmondschein.comSommaSingaporeAfter the success of his seaside bistro Fico, Singapore-based Italian chef Mirko Febbrile embarked on a fresh fine-dining venture: Somma. Within the city-state’s New Bahru retail and hospitality complex, this collaboration with The Lo & Behold Group takes inspiration from Febbrile’s home province, Puglia. The intimate 36-cover restaurant offers a tasting menu, while the bar is more casual, with options from taralli crackers to handmade pasta with river crab. Cocktails include Italian aperitivos and experimental creations: the whiskey-based Bolognese Muse is unmissable.somma.worldEel BarNew YorkNew York’s Lower East Side doesn’t exactly need another new restaurant. But when the team behind much-loved Iberian-style bolthole Cervo’s announced that its new venue, Eel Bar, was opening around the corner, locals regained their apetite. “We knew that we wanted to be in this neighbourhood,” says partner Nialls Fallon. Inside, diners share olives and anchovies, fried and marinated mussels, and hunks of pan de cristal. It can be hard to snag a table in this wood-clad dining room but you can sink a cocktail at the bar while you wait.eelbarnyc.com
Lanzarote is known as the “island of 1,000 volcanoes” and its dramatic landscapes are vivid reminders of nature’s power. “Don’t worry – only one of the volcanoes is considered active,” says longtime resident Adrián Nicolás von Boettinger, as he leads Monocle through Lagomar, an architectural marvel built into an old rock quarry. At first glance, Lagomar’s façade barely registers as part of a building. The semi-subterranean structure features rooms, tunnels and terraces; only the balconies, stairs and footbridges, which cut into the rock surface, offer a sense of structure, while looking like beads of icing flowing down the side of an uneven cake.Lagomar encapsulates how Lanzarote, the easternmost of the Canary Islands, has grabbed the design world’s attention since the 1960s with its idiosyncratic combination of oddity and invention. Its lava-hewn landscapes are arresting spectacles that can help to unlock architects’ imaginations; the inhospitable landscape, however, also prompts sobering civic discussions. The island has long been grappling with questions of how to live within its limitations and make the most of tourism without being overwhelmed.With his sister, Tatyana, Von Boettinger took over the Lagomar property from their parents, architects from Germany and Uruguay, who bought the cliffside home in a state of disrepair in 1989. “There was so much mystique surrounding the building that they put down a deposit for it without even stepping inside,” says Tatyana, who adds that it was once home to Egyptian film star Omar Sharif.View from LagomarAfter a gun-toting squatter was politely paid to leave the premises, the site underwent several years of structural improvements. In 1997 the house finally reopened as an architectural museum; more recently it was renovated as a restaurant, bar and music venue (plans for an artist’s residency are also in the works). It’s a microcosm of the island’s identity crisis: a vision for the future that’s firmly anchored to the past.Lagomar is unique but in some ways it isn’t alone. Since the 1960s the island has walked a tourism tightrope in order to transform an agrarian society into a modern one, while trying to balance economic and ecological sustainability. From the 1960s to the late 1980s, artist and sculptor César Manrique was the island’s visionary-in-chief and, in effect, its architectural art director. Aghast by the postwar construction boom on neighbouring islands Tenerife and Gran Canaria, Manrique championed an ethos for Lanzarote that honoured the landscape, preserved tradition and resisted harmful development. He also designed scores of the traditionally inspired structures hewn into the island’s almost extra-terrestrial looking rocks.Decorative tilesStairwell at Mirador del RioManrique’s less-is-more vision often sat uncomfortably with the island’s financial and political ambitions. The tourism sector, in particular, bridled at the idea of being constrained by an artist’s whims. Over the years, many hotels of varying standards were built and entire coastal towns turned into holiday resorts – much to the chagrin of Manrique, who agitated for restraint until his death in 1992.To some, the artist and sculptor’s message was nuanced and prescient; to others, however, it was plain confusing. The house where he lived between 1968 and 1988, built into a petrified lava field, is now the base of his eponymous foundation. Among its exhibits is a video of Manrique warning about the island’s existential decay and criticising various beachfront hotels, mostly in front of the kind of visitors who stay in such places. It’s unclear whether his fervent approach was persuasive or just made those listening feel unwelcome.“It’s not tourists that people are tired of,” says restaurateur Georgia Coles. “We love them and live off them. The problem is the tired model of tourism.” Today is the soft-opening of her new venture, La Lapa, and the first-day fluster is palpable. Coles steadies the ship, keeping an eye on the hungry guests in the dining room, while telling Monocle about some of the local tensions in the front bar. “In summer the taps in some of Lanzarote’s towns run dry but then we see hotels’ water supply safeguarded,” she says. “Residents can feel like their concerns are secondary.”This delicate balance – between local and visitors’ interests, between too many tourists and too few – is on everyone’s lips. “Lanzarote teaches you how to live with very little,” says Zoe Barceló, an art director from Alicante who started a new life here with his partner, Geo Giner, a fashion designer from Barcelona. They tell us about their previous work lives, in which demanding deadlines meant more than 10 hours of screen time a day. “This is sort of a pre-retirement,” says Giner with a grin, gesturing at his surroundings. Looking for a rental property, the couple found a run-down toolshed andperrera(a house for hunting dogs). They have transformed both into an impressively appointed modern home and studio.“We have seen more people coming to the island looking for peace, sometimes silence,” says Giner. But life didn’t stay quiet for long for the pair, whose new landscape-inspired clothing brand, Latitud Fuego, taps into the surf culture that’s thriving in coastal towns such as Caleta de Famara. Selling pieces sourced mainly from Portugal but embroidered by a Lanzarote-based artist, they started with 200 garments, which quickly sold out. The couple also juggle consulting work with other small businesses, helping to upgrade menus, signage and merchandise. “Manrique remains an inspiration,” says Barceló. “His legacy gives the island a conscience.”Gina and BarcelóFor those working Lanzarote’s crater-strewn land, Manrique-style ideas of minimal intervention are more than just theoretical, given how difficult it is to cultivate crops here. Self-taught winemakers Eamon López O’Rourke and Laura Fábregas Camacho are the married couple behind a winery called Cohombrillo. The 13-hectare site hosts bi-weekly tastings in a garage. “Our techniques help us to make do with very little,” says O’Rourke. “We try to stay attuned to the limitations and wisdom of the land. Lately, we have been getting a lot of visitors from Japan who are curious about how we cultivate the volcanic soil.” He points to a pallet loaded with 300 bottles earmarked for export to Asia, underlining what that means for business.María José Alcántara Palop is the director of MIAC, a fort turned-modern art museum, as well as of Lanzarote’s biennale. The current edition, which runs until 30 June, features excursions around volcanoes that morph into panel discussions and performances staged inside “teleclubs” – rural bars known for bringing the first televisions to the island’s remote villages. “Lanzarote needs more artists and more spaces – to be more courageous and insistent, even in the face of resistance from a bureaucracy that’s stuck in its ways,” says Palop, who worked with Manrique when he was younger. “He taught us to be bold, to honour the island’s singularity. He envisioned Lanzarote as a beacon for creativity.”Room at Villa TenorYves Drieghe and Bert Pieters swapped their 20 sq m rooftop garden in Belgium for a 20,000 sq m hillside farm near the town of Los Valles. They refurbished the farmhouse, transforming it into a residence for writers, painters and makers that they named Hektor. Guests are encouraged to adhere to the island’s logic. “Small is beautiful,” says Drieghe. “Nature and the locals require respect.” The farm has gradually also become a kind of animal shelter, with a donkey, a duck, two pigs, some sheep and Frits the dog wandering the grounds.Older generations of residents have been welcoming of new arrivals, as long as they respect the island and its people. “In our case, we held up a mirror to the beauty of their community and what they did so well,” says Drieghe, pointing to farming practices that harness the soil’s mineral richness despite the paucity of rainfall. “Meanwhile, artists bring with them new visions about what the island is and what it could be.”Kamezi restuarantPrior to this, Drieghe and Pieters ran an agency overseeing big projects, a small magazine shop and a café. “It’s no wonder we were stressed,” says Pieters, laughing. They apply their new stripped down life philosophy to the artists staying in Hektor, who don’t have to submit works at the end of their residency. “We have removed all of the pressure,” says Drieghe. “The same goes for us: there’s no intention to expand.”Lanzarote address bookStayThe Martínez family turned the estate of César Manrique’s grandfather into the 20-key César Lanzarote hotel, operated by the Annua Signature group. There’s also Casa de Las Flores, Palacio ICO and Buenavista Lanzarote. Serviced residences such as Villa Tenor offer more privacy.EatKamez í was awarded the island’s first Michelin star. Its Basque founder and architect Koldo Agurren designed a row of sea-facing domed structures where guests can enjoy a drink before tucking into a dinner prepared by no fewer than 16 chefs. Other high-end restaurants, such as SeBe and La Tegala, have more of the playful flair that the Canaries are known for. La Lapa in Arrecife is a fresh take on a traditional seafood café. Further south, Bodega de Uga offers an excellent wine selection and satisfying meaty dishes.DrinkWinemaker Cohombrillo’s tasting sessions offer more than just insights into wine and cheese: they also reveal aspects of the island’s character. Hand-picked grapes are carried down the mountain on foot. “I call our type of viticulture ‘heroic winemaking’, because it has an enhanced human touch,” says co-founder Laura Fábregas Camacho. Also visit micro-brewery and bar Cervezas Nao in Arrecife.SeeA tour of Manrique’s architectural masterpieces is essential. With architect Jesús Soto, he made fantasy a reality in standout works including Jameos Del Agua, Mirador del Río, the MIAC museum’s sea-facing restaurant and the Monumento al Campesino.Getting your bearingsThe easternmost of the Canary Islands, Lanzarote (population: 163,000) is 125km off the north coast of Africa and 1,000km south of Spain. Its capital, Arrecife, is in the south. The airport serves 84 European destinations. Taxis are fine for towns but the best way to see the island is by renting a car.
The Australian government has announced what it described as world-leading legislation that would institute a minimum age for children using social media. Australian youths will have to be aged 16 or older to use online social networks, with the nation’s government planning to hold platforms responsible and accountable to ensure compliance. “Social media is doing harm to our kids and I’m calling time on it,” Australian prime minister Anthony Albanese said. The legislation will be introduced in the nation’s parliament during its final two weeks in session this year, with the parliamentary sitting fortnight beginning on November 18. Mr Albanese told reporters that the age limit would take effect 12 months after the law was passed. Platforms including X, TikTok, Instagram, and Facebook would need to use that year to work out how to exclude Australian children younger than 16. “I’ve spoken to thousands of parents, grandparents, aunties and uncles. They, like me, are worried sick about the safety of our kids online,” Mr Albanese said. Social media platforms would be penalised for breaching the age limit, but underage children and their parents would not. “The onus will be on social media platforms to demonstrate they are taking reasonable steps to prevent access. The onus won’t be on parents or young people,” Mr Albanese said. Head of safety at Meta Antigone Davis, the company behind Facebook and Instagram, said its platforms would respect any age limitations the government wants to introduce. “However, what’s missing is a deeper discussion on how we implement protections, otherwise we risk making ourselves feel better like we have taken action, but teens and parents will not find themselves in a better place,” Ms Davis said in a statement. She added that stronger tools in app stores and operating systems for parents to control what apps their children can use would be a “simple and effective solution.” X did not immediately respond to a request for comment on Thursday. TikTok declined to comment. More than 140 Australian and international academics with expertise in fields related to technology and child welfare signed an open letter to Mr Albanese last month opposing a social media age limit as “too blunt an instrument to address risks effectively.” Jackie Hallan, a director at the youth mental health service ReachOut, opposed the ban. She said 73% of young people across Australia accessing mental health support did so through social media. “We’re uncomfortable with the ban. We think young people are likely to circumvent a ban and our concern is that it really drives the behaviour underground and then if things go wrong, young people are less likely to get support from parents and carers because they’re worried about getting in trouble,” Ms Hallan told the Australian Broadcasting Corporation (ABC). Child psychologist Philip Tam said a minimum age of 12 or 13 would have been more enforceable. “My real fear honestly is that the problem of social media will simply be driven underground,” Mr Tam said.
A new business group has been launched with the aim of improving skills within the region's tech sector. Called the West Midlands Digital Skills Consortium, it comprises a host of businesses and organisations with the aim of boosting knowledge and offering advice and guidance to employers. Founding members include business body TechWM, West Midlands Combined Authority and tech giant IBM, working under the leadership of digital skills director Victoria Pargetter-Garner from TechWM. The consortium said the initiative was aiming to address what it called "the urgent need for a skilled tech workforce" in the West Midlands. It is hoping to bridge the region's digital skills gap and help local businesses and SMEs to thrive in a rapidly evolving economy. Email newsletters BusinessLive is your home for business news from across the West Midlands including Birmingham, the Black Country, Solihull, Coventry and Staffordshire. Click through here to sign up for our email newsletter and also view the broad range of other bulletins we offer including weekly sector-specific updates. We will also send out 'Breaking News' emails for any stories which must be seen right away. LinkedIn For all the latest stories, views and polls, follow our BusinessLive West Midlands LinkedIn page here. Lord Kulveer Ranger, chairman of digital skills on the West Midlands tech and digital advisory board, will collaborate with the consortium to ensure its goals align with the broader tech strategy for the region. A working group of key members will meet regularly to discuss progress and make recommendations that will be fed back to the combined authority, academic institutions and training providers. The consortium said one of its major objectives was to develop a pipeline of digital talent. It will collaborate with educational institutions and training providers to design programmes in high-demand digital skills, such as coding, data analytics, cybersecurity and AI. The consortium is working with global tech firm IBM to offer a range of free digital programmes and training opportunities and also provide SMEs with guidance on how to attract, retain and develop tech talent. The West Midlands Digital Skills Consortium has been launched during Birmingham Tech Week which is holding events across the city all of this week. Speaking at the launch, Mayor Richard Parker said: "Our region's growing digital sector is key to creating new job opportunities, especially for young people. "Supporting young people into these careers is essential to tackling youth unemployment and I'm committed to working with the tech sector to meet their needs. "I also encourage businesses to step up by offering work experience, training and apprenticeships to help young people get started." Ms Pargetter-Garner added: "The launch of the Digital Skills Consortium is a pivotal moment for the West Midlands. "This initiative not only positions our region at the cutting edge of technological advancement but also reinforces our commitment to creating a future-ready workforce.
If the brochures are to be believed, Frank Sinatra crooned and caroused his way around much of Palm Springs. It’s a claim to fame that hotels and bars in this Californian desert city still trade on – especially at the Purple Room, a cabaret lounge built in 1960 at which Ol’ Blue Eyes would sometimes get up on stage.“Palm Springs was the playground of the stars,” says Michael Holmes, who revived the Purple Room almost a decade ago and caters to healthy crowds every night. “At the time, actors weren’t allowed to be more than 100 miles [161km] away from the studio when they were in production – and this is 100 miles from Hollywood.”Poolside perchHolmes, an accomplished jazz singer who also performs a stage show dressed as Judy Garland, first came to Palm Springs to flee a cold Chicago winter. This oasis city of perfect blue skies has long been a place that people escape to. In the 1930s it was the desert hideout for stars seeking refuge from the Los Angeles press. Then it was a seasonal bolthole for sun-seeking retirees. More recently it has been a pit stop for festival-goers on their way to Coachella.Palm Springs holds a special place in the American imagination – people say that they can feel their shoulders drop as they cross its city limits – but having a captive audience has meant that some of the hotels and places to eat were resting on their laurels. The past few years, however, have brought a fresh breeze that’s ruffling the city’s fronds. The extraordinary collection of mid-century buildings – homes created for California’s elite by leading American modernists such as John Lautner and Albert Frey – now attract a global audience. In February, more than 130,000 people descended on Palm Springs during its annual Modernism Week, when the people living in many of these restored houses open their doors to the public. In 2022, Palm Springs provided the backdrop for the martini-swilling fictional utopia of the filmDon’t Worry Darling. These houses, with their crisp roof lines and 1950s panache, have soared in value as people decamp to the desert to seek open spaces and a place where the sun shines every day.With this renewed interest has come a swath of new hoteliers and restaurateurs catering to a changing crowd. During the week that Monocle spent in Palm Springs, a new hotel by Life House opens and a Hyatt Thompson downtown is nearing completion.The most inspiring stay is Sensei Porcupine Creek, a hotel at the end of a winding street of mid-century modern bungalows in Rancho Mirage, a community in Greater Palm Springs. The resort, on the estate of technology entrepreneur Larry Ellison, sits on 93 hectares of desert garden interwoven with a manicured golf course. Amid this otherworldly landscape of succulents and meandering trails perfumed by the musk of the creosote bush is Ellison’s extensive sculpture collection, including a stack of Keith Haring’s red, yellow and blue figures – a shock of colour peeking out from behind the palm trees.Sensei Porcupine Creek CEO Alexandra WalterspielSensei Porcupine CreekDespite all the space, there are only 22 places to stay on the property, comprising standalone villas dotted through the grounds and suites in the single-storey estate house, which also contains a Nobu restaurant. The bedrooms are understated, verging on spartan, with light wooden interiors and vast windows that frame the gardens beyond. Staff say that the design is about drawing the eye to the estate’s abundant nature rather than the hotel itself, even if it is choreographed: the waterfalls that bubble through the grounds subtly change their cascade according to the time of day, calming to a restful flow after dark.Keith Haring’s bright figures“There’s science to all of it,” says Julie Oliff, the Swiss-born general manager, as she drives Monocle along one of Sensei’s canyon trails in a golf cart. Stretching out below us is the hotel’s canopy of 4,000 palm trees and one of its bright-blue tennis courts, where a bobcat is known to sleep in the midday heat. Like many of her colleagues, Oliff came to Sensei from running premium hotels around the US and takes a high-minded view of the work they are doing in the Coachella Valley. “Our mission is to guide the world to greater wellbeing,” she says.Clean lines at Sensei Porcupine CreekEllison co-founded Sensei with David Agus, an author and physician whose book on healthy living sits on the hotel’s bedside tables. Sensei offers guests an “intention-setting” session with a member of its dedicated wellness team to find out what they would like to get out of their stay, whether in terms of fitness or rest. In practice, this means having your blood pressure and some biometrics checked and signing up for yoga, exercise or meditation.“Wellness is a term that has been used too loosely and way too often, just as ‘boutique hotels’ was about 25 years ago,” says Alexandra Walterspiel, Sensei’s German-born president and CEO. “We just help guests to find opportunity in carving out time for themselves.” That said, Sensei is still a resort that keeps an excellent wine list and will serve a club sandwich poolside. It’s also a premium hotel that sets a new bar for an overnight stay in this valley.Villa Royale’s John JanulisBack in town, the most sought-after table is at Bar Cecil, a corner restaurant where trays of oysters and martinis are whisked through a candlelit dining room. Over the din of a Tuesday evening, co-founder John Janulis explains that there’s fierce competition to get a reservation here. He came to Palm Springs to restore and reopen the once-derelict Villa Royale and believes that now is a moment of great opportunity for those who want to refresh hospitality in town. “It’s the most unique city in America,” says Janulis. “For a lot of people, coming to Palm Springs means instant vacation.”What’s your poison?Mid-century allureTasty spread at Bar CecilEntrepreneurs such as Janulis say that it’s not a case of reinventing Palm Springs but re-energising what is already there. Even the Ace Hotel and Swim Club, which opened 15 years ago and was the first to tap into the Coachella crowd, is soon to be remodelled. “The property was originally a Howard Johnson motor lodge and we turned it into a desert retreat,” says Roman Alonso, founder of LA-based Commune Design, which was responsible for the original Ace and is coming back to spruce it up. He says that Palm Springs is being born again.Service in the sunThe past few years have seen several sensitive restorations take place that have breathed fresh life into old lodgings. Azure Sky, which reopened in 2022, took the bones of an old motel and brought a sense of spaciousness and light back into the rooms. Casa Cody, in downtown Palm Springs, is a hotel that hosted Hollywood stars throughout the 1930s and once belonged to Harriet Cody, a cousin of cowboy showman Buffalo Bill. “We wanted to keep the residential feel of the estate in the design and the renovation,” says Carolyn Schneider, co-founder of the Casetta Group, which added muted colours to Cody’s old home that emphasise the bright bougainvillaea spilling over the walls and roofs. Orange and grapefruit trees give shade to the gardens.Awash with naturePreservation is a relatively new phenomenon in Palm Springs. After the mid-century boom, the city stagnated. By the 1990s its architectural marvels had been mostly forgotten. “They were intact but neglected,” says Peter Moruzzi, an architectural historian who formed the Palm Springs Modern Committee in 1999 to safeguard mid-century masterpieces around town that were threatened with demolition, starting with Albert Frey’s Fire Station No 1.Peter Moruzzi’s restored mid-century houseMoruzzi and his partner, Lauren LeBaron, first came to the city in 1991. “I instantly loved the mountains, the air, the palm trees,” says Moruzzi. “Then we noticed all this mid-century stuff just sitting there, still in pretty good shape.” The couple have meticulously restored a 1950s “tract home”, built for the middle classes in the modernist designs favoured by Hollywood stars. Every February they let the public in during Modernism Week, to sit beside their twinkling pool, in the shade of two crossed palms, and admire the oddity that is the indoor barbecue. “A short-lived fad of the time,” says Moruzzi. These houses were undervalued in the 1990s, when nobody cared about Palm Springs modernism, but nearby houses now sell for millions of dollars. “We get a lot of guests booking to stay here because they would like to buy a house in Palm Springs,” says Bruno Santos, the general manager of Colony Palms, a grand old hotel with verdant verandas and green-striped parasols. It opened in 1936 and was reputedly owned by mobster and bootlegger Al Wertheimer, who ran a speakeasy and gambling den in the basement; a mural has survived from the time showing a bacchanalian scene of cavorting women.The Colony Palms was restored by Steve Hermann, a Montecito-based designer turned hotelier who has recently expanded L’Horizon, his other hotel in town, with bungalows that take cues from mid-century design. Spend enough time in Palm Springs and the pools and palms start to blur together; one blue-skied David Hockney painting after the next. Like the shifting lines that dance across a swimming pool in the midday sun, the city is moving with the times while retaining its sense of mid-century allure. Celebrated artist Phillip K Smith III, a self-professed “desert rat”, grew up in the Coachella Valley and returned to Palm Springs after studying at the Rhode Island School of Design. “I missed the brown mountains, the horizon,” Smith tells Monocle. His sculptural light pieces change colour almost imperceptibly, creating an effect similar to that of a gentle sunrise or sunset in these parts. “The desert I’m talking about doesn’t necessarily have tennis courts, golf courses and pools,” he says. “It’s about going there to disconnect.”Artist Phillip K Smith IIIFrom the windows of his studio, Smith can watch a grand light show as the mountains change from red to black. “It is a totally natural phenomenon that happens every day,” he says. “All you have to do it is to stop and look.”Palm Springs address bookStaySensei Porcupine CreekA retreat-like stay on vast grounds where privacy and peacefulness are prized.sensei.comEatBar CecilConvivial corner restaurant with sought-after reservations that’s a tribute to Cecil Beaton.barcecil.comDrinkThe Copper RoomIt’s worth the trip out of town to this lovingly-restored lounge at the old Yucca Valley Airport.thecopperroom1957.comSee‘Albert Frey: Inventive Modernist’The Palm Springs Art Museum has a long-awaited exhibition dedicated to the architect who defined the city. Until August.psmuseum.org
At 8:30 a.m. Eastern Time on November 17, 2025, silver was valued at $50.85 per ounce. That’s a $0.51 downtick from the same time yesterday—but more than a $19 gain over the past year. Silver price per ounce% ChangePrice of silver on Friday$51.36-0.99%Price of silver 1 month ago$54.24-6.25%Price of silver 1 year ago$31.17+63.13%Price of silver on FridaySilver price per ounce$51.36% Change-0.99%Price of silver 1 month agoSilver price per ounce$54.24% Change-6.25%Price of silver 1 year agoSilver price per ounce$31.17% Change+63.13%Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Historical silver performance Silver is not a get-rich-quick investment. It tends to far underperform traditional stocks over the long term. Since 1921, silver has declined around 96% against the S&P 500. In other words, if you had invested the same amount of money in both stocks and silver at the same time, your silver would now be worth 96% less than your stocks. Instead, silver is considered a comparatively safe and reliable asset that can help you to preserve the value of your money. You’ll sometimes hear it described as a “store of value.” It tends to retain its value during periods of inflation—so converting your money into silver is something like a cryogenic chamber to store your funds when inflation is weighing on your mind.Silver tends to be more volatile than gold. While gold is largely used as a store of value, silver is also widely used in industry (think electronics, medical devices, etc.). This means the value of silver is more directly susceptible to industry demands.What does “spot silver” mean? Put simply, the “spot silver” price is the current rate at which one could in theory instantly sell or buy silver. But, it’s crucial to note individual buyers will often have to pay above spot when buying silver, as there are other costs affecting the final price—think markups, shipping fees, and insurance. The spot price of silver is a benchmark that investors use to monitor real-time demand and trends. If the spot price is higher, the demand is greater. What is “price spread” in silver trading? Silver’s “price spread” is the disparity between its buying and selling price. There are two terms you should know: Ask price (what you’ll pay to purchase silver). Bid price (what you’ll earn when selling your silver). As you’d expect, the bid price is lower than the ask price. The narrower the bid-ask spread, the higher the demand for silver. SponsoredAdvertiser DisclosureAdvertiser DisclosureMany of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Compare Personal Finance Options for 2021 Select all products of interest and compare:Product DescriptionsProduct DescriptionsChecking A transactional account that allows for numerous withdrawals and unlimited deposits. Money can be accessed via checks, ATMs, or debit card among other methods. Savings A bank account that keeps your money safe and secure, while paying you interest. MMA A Money Market Account is an interest-bearing deposit account at a bank or credit union that pays interest based on current rates in the money markets. CD A Certificate of Deposit features historically higher APYs, guaranteed returns & FDIC insurance. CDs are offered in fixed terms w/penalties for early withdrawals. 401K A 401k is a retirement-savings account that allows an employee to divert a portion of their salary into long-term investments and provides special tax benefits. Brokerage An investment account used by investors to buy and sell stocks, bonds, and mutual funds. Income from investments are taxed as capital gains. REIT A Real Estate Investment Trust owns and operates income-generating real estate. REITs allow investment in real estate without the need to own, operate, or finance properties. Robo Advisor A robo-advisor is an automated investing service that uses algorithms to provide financial advice and/or investment management help you manage your investment portfolio. Relatively inexpensive compared to a human financial advisor. Roth IRA An individual retirement account allows after-tax contributions of earned income below a certain level. Investment growth and future withdrawals are tax free. Traditional IRA An individual retirement account where you contribute pre-or after-tax dollars. Investment growth is tax-deferred until withdrawal. Financial Advisor Financial advisors help people manage their money and reach their financial goals. Annuity A financial contract with an insurance company where you make the investor makes a lump-sum payment or series of payments in exchange for regular disbursements in the future. Cash Management A cash account typically offered by nonbank financial institutions. CMAs combine features from traditional checking and savings accounts. Business Checking A business checking account is similar to a personal checking account, but allows you to separate your business and personal expenses. This can help you keep records organized and simplify your taxes. Checking AccountsSavings AccountsCertificates of DepositRetirement AccountsReal Estate InvestmentInvestment AccountsAnnuityVIEW AllBusiness CheckingVIEW LESSPlease select one or more products to compare6 ResultsProduct DescriptionsDatalign Advisory : Financial AdvisorVIEW DETAILS on Datalign Advisory's website FeesAdvisor fees may varyMinimum Investment$0Best ForFinding Vetted Financial AdvisorsVIEW DETAILS on Datalign Advisory's website Additional FeaturesConnect with an advisor based on your preferences and financial profileNationwide coverage, with in-person and remote advisory availableBoth asset-based and fee-based advisors availableAdditional FeaturesConnect with an advisor based on your preferences and financial profileNationwide coverage, with in-person and remote advisory availableBoth asset-based and fee-based advisors availablePublic : BrokerageDisclosureDisclosure*Terms and Conditions apply.**This yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. Because the YTW of each bond is a function of that bond’s market price, which can fluctuate, your yield at time of purchase may be different from the yield shown here and your YTW is not “locked in” until the time of purchase. A bond’s YTW is not guaranteed; you can earn less than that YTW if you do not hold the bonds to maturity or the issuer defaults.***Rate as of 1/7/25. APY is variable and subject to changeAll investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 7% yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. A bond’s yield is a function of its market price, which can fluctuate; therefore a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more. VIEW DETAILS on Public's website BonusEarn up to $10,000*Account Minimum$0Commission$0 on US listed stocks & ETFsDisclosureDisclosure*Terms and Conditions apply.**This yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. Because the YTW of each bond is a function of that bond’s market price, which can fluctuate, your yield at time of purchase may be different from the yield shown here and your YTW is not “locked in” until the time of purchase. A bond’s YTW is not guaranteed; you can earn less than that YTW if you do not hold the bonds to maturity or the issuer defaults.***Rate as of 1/7/25. APY is variable and subject to changeAll investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 7% yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. A bond’s yield is a function of its market price, which can fluctuate; therefore a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more. VIEW DETAILS on Public's website Additional FeaturesInvest in stocks, bonds, options, ETFs, crypto and moreReceive rebates on stock & ETF options contractsLock in a 7% yield with a Bond Account**Member of FINRA, US-based companyEarn 4.1%*** APY on your cash with a high-yield cash accountEarn up to $10,000 when you transfer your portfolio to Public*Additional FeaturesInvest in stocks, bonds, options, ETFs, crypto and moreReceive rebates on stock & ETF options contractsLock in a 7% yield with a Bond Account**Member of FINRA, US-based companyEarn 4.1%*** APY on your cash with a high-yield cash accountEarn up to $10,000 when you transfer your portfolio to Public*YieldStreet : Alternative InvestmentVIEW DETAILS on YieldStreet's website Minimum Investment$2500Investment Term3 mons- 8 yrsBest ForAlternative InvestmentsVIEW DETAILS on YieldStreet's website Additional FeaturesInnovative income-generating products with typically low stock market correlationInvest in assets backed by collateralShort term investments - 3 months to 8 yearsStrict risk management for your capital is at the heart of what we doAccess diversification strategies used by many institutional investorsAdditional FeaturesInnovative income-generating products with typically low stock market correlationInvest in assets backed by collateralShort term investments - 3 months to 8 yearsStrict risk management for your capital is at the heart of what we doAccess diversification strategies used by many institutional investorsMoomoo : Investment AccountDisclosureDisclosure 1. The deposit bonus is available only to clients who have never made a deposit or transfer before 5/29/2025. Offer is only valid for US residents with a valid SSN who are at least 18 years old. After receiving the free stocks, you will need to maintain your average assets based on the requirements for 60 days to unlock the stocks. Additional terms and conditions apply, learn more at https://www.moomoo.com/us/support/topic4_410. Get up to $1,000 in NVDA stocks with the qualifying deposit amount:Deposit $100, get $20 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $50,000, get $1,000 in NVDA stock + 8.1% APY on uninvested cash2. Level 2 data (NYSE ArcaBank) is free for Moomoo Financial Inc. accounts with a minimum 30-day average account value of $100+. Other conditions apply, to learn more, visit moomoo.com/us/support/topic3_435VIEW DETAILS on Moomoo's website Sign Up Bonus8.1% APY on uninvested cash and get up to $1,000 in NVDA stock1Account Minimum$100Best ForUser-Friendly Tools, Data, and InsightsDisclosureDisclosure 1. The deposit bonus is available only to clients who have never made a deposit or transfer before 5/29/2025. Offer is only valid for US residents with a valid SSN who are at least 18 years old. After receiving the free stocks, you will need to maintain your average assets based on the requirements for 60 days to unlock the stocks. Additional terms and conditions apply, learn more at https://www.moomoo.com/us/support/topic4_410. Get up to $1,000 in NVDA stocks with the qualifying deposit amount:Deposit $100, get $20 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $50,000, get $1,000 in NVDA stock + 8.1% APY on uninvested cash2. Level 2 data (NYSE ArcaBank) is free for Moomoo Financial Inc. accounts with a minimum 30-day average account value of $100+. Other conditions apply, to learn more, visit moomoo.com/us/support/topic3_435VIEW DETAILS on Moomoo's website Additional Features$0 commission options trading13 options strategiesTrade seamlessly on mobile and desktopSupports crypto tradingFree real time level 2 data for funded accounts2Additional Features$0 commission options trading13 options strategiesTrade seamlessly on mobile and desktopSupports crypto tradingFree real time level 2 data for funded accounts2Robinhood : BrokerageDisclosureDisclosureThis advertisement contains information and materials provided by Robinhood Financial LLC, Robinhood Securities LLC and its affiliates ("Robinhood") and Publisher, a third party not affiliated with Robinhood. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. Securities offered through Robinhood Financial LLC, a member of FINRA and SIPC and a wholly-owned subsidiary of Robinhood Markets, Inc. Cryptocurrency trading offered through Robinhood Crypto LLC. Robinhood Crypto and Publisher are not a members of FINRA or SIPC and cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC insurance.VIEW DETAILS on Robinhood's website Sign Up Bonus1 Free StockAccount MinimumNoneCommission FeesNoneDisclosureDisclosureThis advertisement contains information and materials provided by Robinhood Financial LLC, Robinhood Securities LLC and its affiliates ("Robinhood") and Publisher, a third party not affiliated with Robinhood. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. Securities offered through Robinhood Financial LLC, a member of FINRA and SIPC and a wholly-owned subsidiary of Robinhood Markets, Inc. Cryptocurrency trading offered through Robinhood Crypto LLC. Robinhood Crypto and Publisher are not a members of FINRA or SIPC and cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC insurance.VIEW DETAILS on Robinhood's website Additional FeaturesTrade stocks and ETFs 24 hours a day, 5 days a week1 Free stock after linking your bank account ($5 - $200 value)Low brokerage margin rates starting at 5.50%$0 commission on stocks & ETFsBuy, sell and store popular cryptocurrenciesEasily transfer accounts, including deposits and brokerageAdditional FeaturesTrade stocks and ETFs 24 hours a day, 5 days a week1 Free stock after linking your bank account ($5 - $200 value)Low brokerage margin rates starting at 5.50%$0 commission on stocks & ETFsBuy, sell and store popular cryptocurrenciesEasily transfer accounts, including deposits and brokerageZoe Financial : Financial AdvisorVIEW DETAILS on Zoe Financial's website FeesAdvisor fees may varyMinimum Investment$0Best ForFinding Vetted Financial AdvisorsVIEW DETAILS on Zoe Financial's website Additional FeaturesMatch with fiduciary financial advisors tailored to your needs.Plan your financial future with a trusted financial advisor.Find a fiduciary advisor who puts your interests first.Compare advisors near you—it's fast, easy, and free!Find your personalized advisor matches in just a few clicks.Connect with advisors who specialize in retirement, investments, and more.Additional FeaturesMatch with fiduciary financial advisors tailored to your needs.Plan your financial future with a trusted financial advisor.Find a fiduciary advisor who puts your interests first.Compare advisors near you—it's fast, easy, and free!Find your personalized advisor matches in just a few clicks.Connect with advisors who specialize in retirement, investments, and more.VIEW LESS LISTINGSPowered By:Powered By:/* Loader */ #QbUIANGHbCwQTpMw .spinner { display: none; 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} #QbUIANGHbCwQTpMw .top-section-right { margin-left: 5px; } #QbUIANGHbCwQTpMw .cta-column.flex-container { flex: 0 0 20%; align-items: center; justify-content: center; } #QbUIANGHbCwQTpMw .ad-copy { margin-left: 24px; } #QbUIANGHbCwQTpMw .ad-copy-top-section { display: flex; justify-content: space-between; margin-bottom: 24px; } #QbUIANGHbCwQTpMw .listing-title { color: #1C96F0; text-align: left; font: normal normal bold 20px/24px Roboto; letter-spacing: 0px; } #QbUIANGHbCwQTpMw .disclosure-desk-sec { display: flex; flex-direction: row; text-align: center; align-items: center; } #QbUIANGHbCwQTpMw .ad-copy-disclosure { position: relative; display: flex; flex-direction: row; align-items: center; margin-top: 15px; } #QbUIANGHbCwQTpMw .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; } #QbUIANGHbCwQTpMw .prop-conatiner { display: flex; flex: 0 0 31%; flex-direction: column; } #QbUIANGHbCwQTpMw .shmktpl-button { display: flex; align-items: center; justify-content: center; margin-bottom: 10px; cursor: pointer; width: 170px; font: normal normal bold 18px / 20px Roboto; letter-spacing: 0px; background: #1C96F0 0% 0% no-repeat padding-box; border-radius: 6px; height: 40px; color: #fff; text-align: center; position: relative; } #QbUIANGHbCwQTpMw .shmktpl-button span.btn__text::after { display: none; position: absolute; content: ""; background-image: url("data:image/svg+xml;base64,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"); height: 12px; width: 32px; background-repeat: no-repeat; background-position: center bottom; vertical-align: middle; top: 14px; /* left: 0; */ background-size: 12px 12px; } #QbUIANGHbCwQTpMw .sh-row-product-title { max-width: 170px; text-align: center; font: italic normal 300 12px/18px Roboto; letter-spacing: 0.48px; color: #08283B; opacity: 1; } #QbUIANGHbCwQTpMw .fdic-insured { display: flex; flex-direction: row; align-items: center; text-align: center; color: #08283B; margin-right: 15px; } #QbUIANGHbCwQTpMw .middle-border { width: 0px; height: 11px; border: 1px solid #BEBEBE; opacity: 1; margin-right: 15px; } #QbUIANGHbCwQTpMw .disclosure-contnr { text-align: center; } #QbUIANGHbCwQTpMw .listing-header-cntnr { margin-top: 34px; } #QbUIANGHbCwQTpMw .ad-copy-bottom-section { background: #F2F9FF 0% 0% no-repeat padding-box; padding: 12px; } #QbUIANGHbCwQTpMw .non_featured_list { background: #FFFFFF 0% 0% no-repeat padding-box; border-top: 1px solid #D0E0EE; margin-top: 16px; } #QbUIANGHbCwQTpMw .listing.flex-container { border-bottom: 1px solid #D0E0EE; border-left: 1px solid #D0E0EE; border-right: 1px solid #D0E0EE; } #QbUIANGHbCwQTpMw .prop-name { text-align: left; font: normal normal bold 12px / 18px Roboto; letter-spacing: 0px; color: #0A3C5F; text-transform: uppercase; margin-bottom: 5px; } #QbUIANGHbCwQTpMw .apy-label { font: normal normal 900 24px / 28px Roboto; } #QbUIANGHbCwQTpMw .curDate { font: normal normal normal 12px / 18px Roboto; margin-top: 2px; display: block; } #QbUIANGHbCwQTpMw .prop-value { text-align: left; font: normal normal 900 24px / 28px Roboto; letter-spacing: 0.96px; color: #08283B; opacity: 1; } #QbUIANGHbCwQTpMw .fdic-insured .text { font-size: 12px; color: #08283B; font-weight: 600; letter-spacing: 0.48px; } #QbUIANGHbCwQTpMw .fdic-insured .icon { height: 20px; width: 16px; display: inline-block; background-repeat: no-repeat; background-size: 100%; vertical-align: middle; margin-right: 7px; } #QbUIANGHbCwQTpMw .disclosure-contnr .text { color: #1C96F0; font-size: 12px; text-decoration: underline; font-weight: 600; cursor: pointer; letter-spacing: 0.48px; } #QbUIANGHbCwQTpMw .additional-content { margin-top: 0px !important; } #QbUIANGHbCwQTpMw .additional-content ul li { margin-bottom: 0; } #QbUIANGHbCwQTpMw .disclosure-contnr .listing-content-wrapper { position: absolute; background: #fff; z-index: 1; padding: 20px; text-align: left; top: 0; left: 0; right: 123px; margin: auto; width: 440px; border: 1px solid #ececec; background: #eceef1; left: -133px; } #QbUIANGHbCwQTpMw .listing-content-wrapper .disclosure-content { max-height: 400px; overflow-y: auto; color: #08283B; margin-top: 15px; padding-right: 10px; } #QbUIANGHbCwQTpMw .see-more-text { width: unset !important; background: #E9F5FF 0% 0% no-repeat padding-box; margin-top: 0 !important; cursor: pointer; display: flex; justify-content: space-between; align-items: center; padding: 12px 24px; } #QbUIANGHbCwQTpMw .description-title { text-align: left; font: normal normal bold 12px / 16px Roboto; letter-spacing: 0.48px; color: #0A3C5F; text-transform: uppercase; } #QbUIANGHbCwQTpMw .shArrow { width: 12px; height: 7px; } #QbUIANGHbCwQTpMw span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMxYzk2ZjAiLz4NCjwvc3ZnPg0K"); background-repeat: no-repeat; height: 11px; width: 12px; display: inline-block; vertical-align: text-top; transform: rotate(180deg); } #QbUIANGHbCwQTpMw .disclosure-content ul li { flex: 0 0 47%; list-style: disc; font: normal normal normal 14px/22px Roboto; letter-spacing: 0px; color: #08283B; opacity: 1; } #QbUIANGHbCwQTpMw .disclosure-content ul { flex: 0 0 100%; display: flex; flex-flow: row wrap; margin: 0; padding: 0; padding-left: 14px; justify-content: space-between; list-style-type: disc; line-height: normal; } #QbUIANGHbCwQTpMw #see_more_carrier, #QbUIANGHbCwQTpMw .see_less_carrier { background: #E9F5FF; height: 40px; border-radius: 6px; line-height: 40px; text-align: center; font-size: 16px; color: #1C96F0; font-weight: 600; margin-top: 24px; cursor: pointer; } #QbUIANGHbCwQTpMw .footer-disclaimer-content { font-size: 11px; font-style: italic; margin-top: 16px; } #QbUIANGHbCwQTpMw .apy-label p { margin-top: 0px; margin-bottom: 0px; } #QbUIANGHbCwQTpMw .disclosure-content ul { padding-left: 18px; } @media (min-width : 651px) and (max-width : 1023px) { #QbUIANGHbCwQTpMw { padding: 0 26px; } #QbUIANGHbCwQTpMw .logo-image-wrapper { width: 136px; } #QbUIANGHbCwQTpMw .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #QbUIANGHbCwQTpMw .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #QbUIANGHbCwQTpMw .prop-value-container .apy-container { flex: 0 0 44%; } #QbUIANGHbCwQTpMw .prop-value-container .mfee-container, #QbUIANGHbCwQTpMw .prop-value-container .minvalue-container { flex: 0 0 28%; } #QbUIANGHbCwQTpMw .ad-copy-top-section { margin-bottom: 15px; } #QbUIANGHbCwQTpMw .sh-row-product-title { max-width: 136px; } #QbUIANGHbCwQTpMw .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } } @media (max-width : 650px) { #QbUIANGHbCwQTpMw .ad-copy-top-section { flex-direction: column; margin-bottom: 24px; } #QbUIANGHbCwQTpMw .logo-image-wrapper { width: 100%; max-width: 292px; } #QbUIANGHbCwQTpMw .listing-title { font: normal normal bold 18px/24px Roboto; padding: 0px !important; margin: 24px 0 0; text-align: left; } #QbUIANGHbCwQTpMw .ad-copy { margin-left: 0; } #QbUIANGHbCwQTpMw .ad-copy-disclosure-mobile { position: relative; display: flex; flex-direction: row; justify-content: space-between; align-items: center; margin: 16px; } #QbUIANGHbCwQTpMw .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 90%; margin: auto; } #QbUIANGHbCwQTpMw .sh-row-product-title { text-align: center; margin: 10px 16px 24px; max-width: none; } #QbUIANGHbCwQTpMw .see-more-text { padding: 16px 15px; } #QbUIANGHbCwQTpMw .disclosure-content ul li { font: normal normal normal 12px/18px Roboto; } #QbUIANGHbCwQTpMw .top-section-right { margin-left: 0px; } #QbUIANGHbCwQTpMw .disclosure-contnr { flex: 1; display: flex; justify-content: flex-end; } } @media (max-width: 340px) { #QbUIANGHbCwQTpMw.sizeone .header-section { padding: 6px 10px; } } #QbUIANGHbCwQTpMw.sh-box650.device-desktop .row-1 { padding-left: 14px; } #QbUIANGHbCwQTpMw.sh-box650.device-desktop .ad-copy, #QbUIANGHbCwQTpMw.sh-box700.device-desktop .ad-copy, #QbUIANGHbCwQTpMw.sh-box750.device-desktop .ad-copy, #QbUIANGHbCwQTpMw.sh-box800.device-desktop .ad-copy, #QbUIANGHbCwQTpMw.sh-box850.device-desktop .ad-copy, #QbUIANGHbCwQTpMw.sh-box900.device-desktop .ad-copy, #QbUIANGHbCwQTpMw.sh-box950.device-desktop .ad-copy { margin-left: 15px; } #QbUIANGHbCwQTpMw.sh-box650.device-desktop .logo-image-wrapper, #QbUIANGHbCwQTpMw.sh-box700.device-desktop .logo-image-wrapper, #QbUIANGHbCwQTpMw.sh-box750.device-desktop .logo-image-wrapper, #QbUIANGHbCwQTpMw.sh-box800.device-desktop .logo-image-wrapper, #QbUIANGHbCwQTpMw.sh-box850.device-desktop .logo-image-wrapper, #QbUIANGHbCwQTpMw.sh-box900.device-desktop .logo-image-wrapper, #QbUIANGHbCwQTpMw.sh-box950.device-desktop .logo-image-wrapper { width: 136px; } #QbUIANGHbCwQTpMw.sh-box650.device-desktop .listing-title, #QbUIANGHbCwQTpMw.sh-box700.device-desktop .listing-title, #QbUIANGHbCwQTpMw.sh-box750.device-desktop .listing-title, #QbUIANGHbCwQTpMw.sh-box800.device-desktop .listing-title, #QbUIANGHbCwQTpMw.sh-box850.device-desktop .listing-title, #QbUIANGHbCwQTpMw.sh-box900.device-desktop .listing-title, #QbUIANGHbCwQTpMw.sh-box950.device-desktop .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #QbUIANGHbCwQTpMw.sh-box650.device-desktop .shmktpl-button, #QbUIANGHbCwQTpMw.sh-box700.device-desktop .shmktpl-button, #QbUIANGHbCwQTpMw.sh-box750.device-desktop .shmktpl-button, #QbUIANGHbCwQTpMw.sh-box800.device-desktop .shmktpl-button, #QbUIANGHbCwQTpMw.sh-box850.device-desktop .shmktpl-button, #QbUIANGHbCwQTpMw.sh-box900.device-desktop .shmktpl-button, #QbUIANGHbCwQTpMw.sh-box950.device-desktop .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #QbUIANGHbCwQTpMw.sh-box650.device-desktop .prop-value-container .apy-container, #QbUIANGHbCwQTpMw.sh-box700.device-desktop .prop-value-container .apy-container, #QbUIANGHbCwQTpMw.sh-box750.device-desktop .prop-value-container .apy-container, #QbUIANGHbCwQTpMw.sh-box800.device-desktop .prop-value-container .apy-container, #QbUIANGHbCwQTpMw.sh-box850.device-desktop .prop-value-container .apy-container, #QbUIANGHbCwQTpMw.sh-box900.device-desktop .prop-value-container .apy-container, #QbUIANGHbCwQTpMw.sh-box950.device-desktop .prop-value-container .apy-container { flex: 0 0 44%; } #QbUIANGHbCwQTpMw.sh-box650.device-desktop .prop-value-container .mfee-container, #QbUIANGHbCwQTpMw.sh-box700.device-desktop .prop-value-container .mfee-container, #QbUIANGHbCwQTpMw.sh-box750.device-desktop .prop-value-container .mfee-container, #QbUIANGHbCwQTpMw.sh-box800.device-desktop .prop-value-container .mfee-container, #QbUIANGHbCwQTpMw.sh-box850.device-desktop .prop-value-container .mfee-container, #QbUIANGHbCwQTpMw.sh-box900.device-desktop .prop-value-container .mfee-container, #QbUIANGHbCwQTpMw.sh-box950.device-desktop .prop-value-container .mfee-container #QbUIANGHbCwQTpMw.sh-box650.device-desktop .prop-value-container .minvalue-container, #QbUIANGHbCwQTpMw.sh-box700.device-desktop .prop-value-container .minvalue-container, #QbUIANGHbCwQTpMw.sh-box750.device-desktop .prop-value-container .minvalue-container, #QbUIANGHbCwQTpMw.sh-box800.device-desktop .prop-value-container .minvalue-container, #QbUIANGHbCwQTpMw.sh-box850.device-desktop .prop-value-container .minvalue-container, #QbUIANGHbCwQTpMw.sh-box900.device-desktop .prop-value-container .minvalue-container, #QbUIANGHbCwQTpMw.sh-box950.device-desktop .prop-value-container .minvalue-container { flex: 0 0 28%; } #QbUIANGHbCwQTpMw.sh-box650.device-desktop .sh-row-product-title, #QbUIANGHbCwQTpMw.sh-box700.device-desktop .sh-row-product-title, #QbUIANGHbCwQTpMw.sh-box750.device-desktop .sh-row-product-title, #QbUIANGHbCwQTpMw.sh-box800.device-desktop .sh-row-product-title, #QbUIANGHbCwQTpMw.sh-box850.device-desktop .sh-row-product-title, #QbUIANGHbCwQTpMw.sh-box900.device-desktop .sh-row-product-title, #QbUIANGHbCwQTpMw.sh-box950.device-desktop .sh-row-product-title { max-width: 136px; } #QbUIANGHbCwQTpMw.sh-box650.device-desktop .disclosure-content ul li, #QbUIANGHbCwQTpMw.sh-box700.device-desktop .disclosure-content ul li, #QbUIANGHbCwQTpMw.sh-box750.device-desktop .disclosure-content ul li, #QbUIANGHbCwQTpMw.sh-box800.device-desktop .disclosure-content ul li, #QbUIANGHbCwQTpMw.sh-box850.device-desktop .disclosure-content ul li, #QbUIANGHbCwQTpMw.sh-box900.device-desktop .disclosure-content ul li, #QbUIANGHbCwQTpMw.sh-box950.device-desktop .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } #QbUIANGHbCwQTpMw.sh-box650.device-desktop .ad-copy-top-section, #QbUIANGHbCwQTpMw.sh-box700.device-desktop .ad-copy-top-section, #QbUIANGHbCwQTpMw.sh-box750.device-desktop .ad-copy-top-section, #QbUIANGHbCwQTpMw.sh-box800.device-desktop .ad-copy-top-section, #QbUIANGHbCwQTpMw.sh-box850.device-desktop .ad-copy-top-section, #QbUIANGHbCwQTpMw.sh-box900.device-desktop .ad-copy-top-section, #QbUIANGHbCwQTpMw.sh-box950.device-desktop .ad-copy-top-section { margin-bottom: 15px; } @media (max-width: 767.5px) { #QbUIANGHbCwQTpMw.sh-box650.device-desktop .row-1, #QbUIANGHbCwQTpMw.sh-box700.device-desktop .row-1 , #QbUIANGHbCwQTpMw.sh-box650.device-desktop .row-2, #QbUIANGHbCwQTpMw.sh-box700.device-desktop .row-2 , #QbUIANGHbCwQTpMw.sh-box500.device-desktop .row-1, #QbUIANGHbCwQTpMw.sh-box550.device-desktop .row-1 , #QbUIANGHbCwQTpMw.sh-box500.device-desktop .row-2, #QbUIANGHbCwQTpMw.sh-box550.device-desktop .row-2{ display: unset; } #QbUIANGHbCwQTpMw.sh-box650.device-desktop .ad-copy, #QbUIANGHbCwQTpMw.sh-box700.device-desktop .ad-copy, #QbUIANGHbCwQTpMw.sh-box550.device-desktop .ad-copy, #QbUIANGHbCwQTpMw.sh-box500.device-desktop .ad-copy { margin-right: 15px; } #QbUIANGHbCwQTpMw.sh-box650.device-desktop .apy-label, #QbUIANGHbCwQTpMw.sh-box700.device-desktop .apy-label, #QbUIANGHbCwQTpMw.sh-box550.device-desktop .apy-label, #QbUIANGHbCwQTpMw.sh-box500.device-desktop .apy-label, #QbUIANGHbCwQTpMw.sh-box650.device-desktop .prop-value, #QbUIANGHbCwQTpMw.sh-box700.device-desktop .prop-value, #QbUIANGHbCwQTpMw.sh-box550.device-desktop .prop-value, #QbUIANGHbCwQTpMw.sh-box500.device-desktop .prop-value{ font: normal normal 900 18px/22px Roboto; } #QbUIANGHbCwQTpMw.sh-box650.device-desktop .logo-image-wrapper, #QbUIANGHbCwQTpMw.sh-box700.device-desktop .logo-image-wrapper, #QbUIANGHbCwQTpMw.sh-box550.device-desktop .logo-image-wrapper, #QbUIANGHbCwQTpMw.sh-box500.device-desktop .logo-image-wrapper { width: 125px;; margin-bottom: 10px; } #QbUIANGHbCwQTpMw.sh-box650.device-desktop .disclosure-contnr .listing-content-wrapper,#QbUIANGHbCwQTpMw.sh-box700.device-desktop .disclosure-contnr .listing-content-wrapper,#QbUIANGHbCwQTpMw.sh-box550.device-desktop .disclosure-contnr .listing-content-wrapper,#QbUIANGHbCwQTpMw.sh-box500.device-desktop .disclosure-contnr .listing-content-wrapper { left: -25px; } } #QbUIANGHbCwQTpMw .shmktpl-title, #QbUIANGHbCwQTpMw .sub-heading-container, #QbUIANGHbCwQTpMw .filter-check-options-cntnr, #QbUIANGHbCwQTpMw .listing-header-cntnr { display: none; } #QbUIANGHbCwQTpMw.title .shmktpl-title, #QbUIANGHbCwQTpMw.subHeading .sub-heading-container, #QbUIANGHbCwQTpMw.multiSelectFilter .filter-check-options-cntnr, #QbUIANGHbCwQTpMw.resultsText .listing-header-cntnr { display: flex; } #QbUIANGHbCwQTpMw.sizeone .add-overlay-content { width: 62%; height: auto; } #QbUIANGHbCwQTpMw.sizeone .disclosure-title { padding: 6px 0px; } #QbUIANGHbCwQTpMw.sizeone .header-section { padding: 6px 26px; background: #FFFFFF; color: grey; align-items: center; } #QbUIANGHbCwQTpMw .sponsored { font: normal normal normal 12px/16px Roboto; letter-spacing: 0.48px; color: #344856; opacity: 1; } #QbUIANGHbCwQTpMw.sizeone .title-container { margin-top: 0; } #QbUIANGHbCwQTpMw.sizeone .non_featured_list { margin-top: 0; } #QbUIANGHbCwQTpMw.arrowchange span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwMDAiLz4NCjwvc3ZnPg0K"); } #QbUIANGHbCwQTpMw.arrowchange .shmktpl-button span.btn__text::after { background-image: url("data:image/svg+xml;base64,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"); } @media (min-width : 651px) and (max-width : 1024px) { #QbUIANGHbCwQTpMw .item { flex: 1 1 calc(50% - 48px); } #QbUIANGHbCwQTpMw .prod-desc-popup-content { height: auto; top: 10%; overflow-y: scroll; } #QbUIANGHbCwQTpMw .item:nth-of-type(4n+3), #QbUIANGHbCwQTpMw .item:nth-of-type(4n+3) + * { background-color: #E9F5FF; } #QbUIANGHbCwQTpMw .item:nth-of-type(4n+1), #QbUIANGHbCwQTpMw .item:nth-of-type(4n+1) + * { background-color: #fff; } #QbUIANGHbCwQTpMw .shmktpl-button span.btn__text::after { top: 13px; right: -3px; background-size: 10px 10px; } #QbUIANGHbCwQTpMw .ad-copy-column.flex-container { flex: 0 0 78%; } } @media (max-width : 650px) { #QbUIANGHbCwQTpMw .desktop, #QbUIANGHbCwQTpMw .desktop-inline { display: none; } #QbUIANGHbCwQTpMw .mobile { display: block !important; } #QbUIANGHbCwQTpMw { padding: 0 18px; } #QbUIANGHbCwQTpMw .shmktpl-title { font-size: 24px; line-height: 29px; } #QbUIANGHbCwQTpMw .shmktpl-subtitle { font-size: 16px; line-height: 19px; } #QbUIANGHbCwQTpMw .add-overlay-content { width: 80%; height: auto; } #QbUIANGHbCwQTpMw .logo-column.flex-container { flex: 0 0 100%; text-align: center; } #QbUIANGHbCwQTpMw .row-1 { flex-flow: column; padding: 16px; } #QbUIANGHbCwQTpMw .prop-conatiner { flex: 0 0 100%; flex-direction: row; flex-flow: row; display: flex; width: 100%; align-items: center; margin-top: 20px; } #QbUIANGHbCwQTpMw .prop-conatiner .prop-name { flex: 0 0 49%; margin-bottom: 0px; } #QbUIANGHbCwQTpMw .prop-conatiner .prop-value { flex: 0 0 49%; text-align: right; font: normal normal 900 22px / 26px Roboto; letter-spacing: 0.88px; } #QbUIANGHbCwQTpMw .apy-label { font: normal normal 900 22px/26px Roboto; letter-spacing: 0.88px; } #QbUIANGHbCwQTpMw .prop-conatiner.apy-container { display: flex; align-items: flex-start; } #QbUIANGHbCwQTpMw .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; padding: 0; flex-flow: column; } #QbUIANGHbCwQTpMw .prop-value { margin-top: 0; } #QbUIANGHbCwQTpMw .listing-header-cntnr { display: flex; justify-content: space-between; margin-top: 24px; } #QbUIANGHbCwQTpMw .non_featured_list { margin-top: 18px; } #QbUIANGHbCwQTpMw .prod-desc-popup-content { top: 10%; position: absolute; min-width: 80%; width: 90%; overflow: scroll; height: 100%; } #QbUIANGHbCwQTpMw .item { flex: 0 0 91%; padding-bottom: 0; padding: 16px; } #QbUIANGHbCwQTpMw .item:nth-child(3n), #QbUIANGHbCwQTpMw .desktop-bg { background: none; } #QbUIANGHbCwQTpMw .prod-desc-popup-content { padding: 0; } #QbUIANGHbCwQTpMw .prod-desc-content-cntnr .prod-desc-header { padding-bottom: 0; padding: 16px; } #QbUIANGHbCwQTpMw .item:nth-child(even) { background: #E9F5FF 0% 0% no-repeat padding-box; } #QbUIANGHbCwQTpMw .fdic-seemoreless-cntr { display: flex; justify-content: space-between; align-items: center; margin: 0; flex-flow: row wrap; } #QbUIANGHbCwQTpMw .fdic-seemoreless-cntr .fdic-insured { color: #08283B; flex: 0 0 44%; text-align: left; } #QbUIANGHbCwQTpMw .fdic-seemoreless-cntr .listing-description { display: flex; flex: 0 0 100%; flex-flow: column; background: #F2F9FF 0% 0% no-repeat padding-box; } #QbUIANGHbCwQTpMw .listing-description .disclosure-content { margin-top: 0px; padding: 16px 14px; } #QbUIANGHbCwQTpMw .disclosure-content ul { padding-left: 14px; line-height: 28px; } #QbUIANGHbCwQTpMw .disclosure-content ul li { flex: 0 0 100%; padding: 0; margin: 0; font-size: 12px; } #QbUIANGHbCwQTpMw .additional-features { flex: 0 0 100%; } #QbUIANGHbCwQTpMw .disclosure-contnr .listing-content-wrapper { top: -85px; left: 0; width: 90%; } #QbUIANGHbCwQTpMw.sizeone .listing-header-cntnr { display: none; } #QbUIANGHbCwQTpMw.sizeone .add-overlay-content { width: 80%; } } @media (max-width: 340px) { #QbUIANGHbCwQTpMw .fdic-seemoreless-cntr .fdic-insured { flex: 0 0 43%; } #QbUIANGHbCwQTpMw .prod-desc-popup-content { position: fixed; } } #QbUIANGHbCwQTpMw.listingAlignment .shmktpl-button span.btn__text { line-height: 40px; color: #fff; margin-right: 10px; } #QbUIANGHbCwQTpMw.listingAlignment .shmktpl-button span.btn__text::after { width: 24px; } @media (max-width: 1024px) and (min-width:768px) { #QbUIANGHbCwQTpMw.listingAlignment .logo-image-wrapper img { width: 100%; } #QbUIANGHbCwQTpMw.listingAlignment { padding: 0px; } #QbUIANGHbCwQTpMw.listingAlignment .listing-title { font-size: 14px; } #QbUIANGHbCwQTpMw.listingAlignment .listing-title span { font-size: 14px; } #QbUIANGHbCwQTpMw.listingAlignment .row-1 { padding: 26px 10px; } #QbUIANGHbCwQTpMw.listingAlignment .prop-name { font-size: 10px; } #QbUIANGHbCwQTpMw.listingAlignment .prop-value { font-size: 14px } #QbUIANGHbCwQTpMw.listingAlignment .shmktpl-button span.btn__text { font-size: 10px; margin-right: 10px; } } @media all and (max-width: 600px) { #QbUIANGHbCwQTpMw.listingAlignment .logo-column.flex-container { flex: unset; } #QbUIANGHbCwQTpMw.listingAlignment .prop-conatiner { flex: unset; } #QbUIANGHbCwQTpMw.listingAlignment .ad-copy-column.flex-container { flex: unset; } #QbUIANGHbCwQTpMw.listingAlignment .cta-column.flex-container { flex: unset; } #QbUIANGHbCwQTpMw.listingAlignment .disclosure-content ul li::before { content: unset; } #QbUIANGHbCwQTpMw.listingAlignment .disclosure-content ul li { list-style: disc; } } #QbUIANGHbCwQTpMw.ctaAlignment .shmktpl-button { width: 100%; font-size: 14px; } #QbUIANGHbCwQTpMw.ctaAlignment .shmktpl-button .btn__text { margin-right: 10px; } #QbUIANGHbCwQTpMw.ctaAlignment .shmktpl-button span.btn__text::after { right: -2px; background-size: 6px 13px; } @media (min-width: 651px) and (max-width: 1024px) { #QbUIANGHbCwQTpMw.ctaAlignment .shmktpl-button span.btn__text::after { right: -7px; } #QbUIANGHbCwQTpMw.ctaAlignment .shmktpl-button span.btn__text::after { background-size: 6px 10px; } #QbUIANGHbCwQTpMw.ctaAlignment .shmktpl-button { font-size: 13px; } } @media (max-width: 650px) { #QbUIANGHbCwQTpMw.ctaAlignment .logo-column.flex-container { flex: unset !important; justify-content: center; } #QbUIANGHbCwQTpMw.ctaAlignment .cta-column.flex-container { display: block !important; } #QbUIANGHbCwQTpMw.ctaAlignment .shmktpl-button { font-size: 16px; } #QbUIANGHbCwQTpMw.ctaAlignment .shmktpl-button .btn__text { margin-right: unset; } #QbUIANGHbCwQTpMw.ctaAlignment .shmktpl-button span.btn__text::after { right: unset; background-size: 12px 12px; } } #QbUIANGHbCwQTpMw .sh-no-listing-msg { padding: 20px 0px; } #QbUIANGHbCwQTpMw .sh-widget-footer-MBT { display: none; } #QbUIANGHbCwQTpMw.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; } #QbUIANGHbCwQTpMw.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #QbUIANGHbCwQTpMw.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } #QbUIANGHbCwQTpMw .sh-widget-footer-QS { display: none; } #QbUIANGHbCwQTpMw.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #QbUIANGHbCwQTpMw.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #QbUIANGHbCwQTpMw.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } @-moz-document url-prefix() { #QbUIANGHbCwQTpMw .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #QbUIANGHbCwQTpMw .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } #QbUIANGHbCwQTpMw .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px; line-height: 24px; margin-top: -1px; margin-left: -9px; margin-right: -10px; background: #FF4500; position: relative; border-radius: 0px 0px 0px 0px; display: inline-block; font-family: Roboto, sans-serif; color: #fff; padding: 0px 1px 0 15px; margin-bottom: -6px; } #QbUIANGHbCwQTpMw .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { color: #fff; font-size: 14px; } #QbUIANGHbCwQTpMw .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { height: 0; width: 0; border-top: 8px solid #FF4500; border-left: 8px solid transparent; bottom: -8px; content: ""; position: absolute; left: 0px; } #QbUIANGHbCwQTpMw .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { right: 1px; transform: translateX(100%); border-left-width: 100%; border-right-color: transparent; content: ""; position: absolute; display: block; border: 12px solid #FF4500; border-right-color: transparent; top: 0px } @media (min-width : 768px) and (max-width : 1024px) { @-moz-document url-prefix() { #QbUIANGHbCwQTpMw .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #QbUIANGHbCwQTpMw .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } } @media (min-width : 768px) and (max-width : 900px) { #QbUIANGHbCwQTpMw .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { font-size: 14px; } } @media (max-width : 767px) { #QbUIANGHbCwQTpMw .listing .listing-content-wrapper .sh-promo-ribbon { border-radius: 0px; margin-top: -1px; box-sizing: unset !important; height: 100% !important; width:100%; padding: 8px 9px; margin-bottom: 8px; } #QbUIANGHbCwQTpMw .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { display: block; text-align: center; line-height: 16px; font-size: 14px; } #QbUIANGHbCwQTpMw .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { height: 0; width: 0; border-top: 8px solid #FF4500; border-right: 8px solid transparent; right: 9px; top: unset; bottom: -8px; border-left: 0px; border-bottom: 0px; } @-moz-document url-prefix() { #QbUIANGHbCwQTpMw .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #QbUIANGHbCwQTpMw .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } } } #QbUIANGHbCwQTpMw.customizeColorEffect .listing-title, #QbUIANGHbCwQTpMw.customizeColorEffect .prop-name, #QbUIANGHbCwQTpMw.customizeColorEffect .prop-value, #QbUIANGHbCwQTpMw.customizeColorEffect .curDate, #QbUIANGHbCwQTpMw.customizeColorEffect span.current-date, #QbUIANGHbCwQTpMw.customizeColorEffect .disclosure-content ul li, #QbUIANGHbCwQTpMw.customizeColorEffect .title { color: #1E2B22; font-family: Open Sans, sans-serif; } #QbUIANGHbCwQTpMw.customizeColorEffect .add-text, #QbUIANGHbCwQTpMw.customizeColorEffect .see-more-text, #QbUIANGHbCwQTpMw.customizeColorEffect .disclosure-contnr .text { color: #5B7B66; } #QbUIANGHbCwQTpMw.customizeColorEffect .shmktpl-button { background: #EB0017 0% 0% no-repeat padding-box; } #QbUIANGHbCwQTpMw.customizeColorEffect .listing.flex-container { border-bottom: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; } #QbUIANGHbCwQTpMw.sizeone.customizeColorEffect .header-section { border-bottom: 1px solid #D6D5D5; border-top: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; } #QbUIANGHbCwQTpMw.customizeColorEffect .non_featured_list { border-top: 1px solid #D6D5D5; } #QbUIANGHbCwQTpMw.sizeone.customizeColorEffect .header-section, #QbUIANGHbCwQTpMw.customizeColorEffect .row-2 { background: #E9F0EC; } #QbUIANGHbCwQTpMw.customizeColorEffect .listing-title { display: unset; } #QbUIANGHbCwQTpMw.customizeColorEffect span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiM1QjdCNjYiLz4NCjwvc3ZnPg0K); } #QbUIANGHbCwQTpMw.customizeColorEffect .listing-title .prod-name:hover, #QbUIANGHbCwQTpMw.customizeColorEffect .listing-title:hover, #QbUIANGHbCwQTpMw.customizeColorEffect .add-text:hover, #QbUIANGHbCwQTpMw.customizeColorEffect .disclosure-contnr .text:hover, #QbUIANGHbCwQTpMw.customizeColorEffect .see-more-text:hover { color: #EB0017; } #QbUIANGHbCwQTpMw.customizeColorEffect .shmktpl-button:hover { background: #EB0017; } #QbUIANGHbCwQTpMw.customizeColorEffect .see-more-text:hover span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiNFQjAwMTciLz4NCjwvc3ZnPg0K); } @media (max-width: 650px) { #QbUIANGHbCwQTpMw.customizeColorEffect .fdic-seemoreless-cntr .listing-description { background: #E9F0EC 0% 0% no-repeat padding-box; 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} #qsWidgetContainer179 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer179 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer179 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer179 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer179 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer179 .listing-title { font-size: 20px; font-weight: 600; } }How to invest in silver Investing in silver can take many different forms. You can choose to collect physical silver, or you can (more commonly) invest in silver exchange-traded funds (ETFs).The latter allows you to buy shares in a fund that holds silver—meaning you won’t have to store and insure it yourself. Popular silver investment options include: Silver bullion.Sold as bars or rounds, you can purchase these by weight and purity. Silver coins.While coins and rounds may look similar, coins are government-minted currency. There are many silver coin options that tend to price higher than standard bullion, including American Silver Eagle and Silver Maple Leaf coins due to factors such as rarity and government backing. Silver jewelry.Silver crafted into jewelry prices above silver bullion of equal purity. Silver mining stocks.Purchasing stock in a company that mines silver allows you to bet on silver without owning any metals yourself. Silver investments, such as silver bullion and coins, follow the “three nines fine” rule to be traded on exchange platforms. If it’s less than 99.9% pure, it’s typically considered a collectible or industrial-grade. The best silver IRA companies can walk you through the specifics.Is it a good time to invest in silver? Silver is doing well in 2025, rising nearly 25% year-to-date. It’s currently priced higher than any time in the previous decade. Still, the answer as to whether now is a good time to invest in silver is subjective. For example, if you’re worried about increased inflation, adding precious metals to your portfolio can be a smart choice. Or, if you’re looking toward an impending surge in silver demand (perhaps from increasing popularity in green initiatives that require silver, such as solar equipment) that could drive up value, buying silver might make sense. Current precious metals prices as of 8:30 a.m. ET on November 17, 2025 Precious metal Price per ounceGold$4,077.15Silver$50.85Platinum$1,546.25Palladium$1,402.50GoldPrice per ounce$4,077.15SilverPrice per ounce$50.85PlatinumPrice per ounce$1,546.25PalladiumPrice per ounce$1,402.50Gold, platinum, and palladium are also investor favorites. Platinum and palladium typically act similarly to silver in volatility. They’ve got a smaller global market compared to gold, meaning even seemingly trifling market changes can result in big price fluctuations. Gold, meanwhile, tends to be less volatile overall than these metals.Pro tipWant to stick with gold over other precious metals? See our recommendations for the best gold IRA companies. The takeaway With the U.S. economy experiencing unique uncertainty of late, precious metals may be an investment on your radar. Silver has outpaced gold in 2025 in terms of growth, and some experts suspect a boom in the coming years that could result in silver pricing at an all-time high over again. Silver is a very accessible investment, especially compared to the price of gold. Even if you’re reluctant to hold physical coins or bars, you can choose to buy silver ETFs or silver mining stocks to ride the expert-predicted silver wave. Frequently asked questionsWhat percentage of my portfolio should I allocate to silver?Experts recommend between 10% and 15% of your portfolio to be in silver—with no more than 20% in total invested in precious metals. Can silver be held in an IRA?Yes, you use your IRA to invest in IRA-approved silver products, such as coins and bars. The silver must be 99.9% pure and stored with an IRS-approved custodian. This means constitutional or junk silver, referring to coins minted in the U.S. prior to 1965 and containing a substantial silver content (often around 90%), are not eligible to include in a silver IRA. That said, silver that doesn’t meet this purity threshold can still be a smart investment in jewelry or coins with numismatic value—you just can’t use funds from your IRA to buy it.What’s driving silver prices in 2025? Silver has been increasing in value due to a combination of scarcity and both industrial and investor demand.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
North East drinks and vending tech specialist Vianet said it is looking ahead with optimism, having seen half-year revenues and earnings rise following investments in its US business. The Stockton firm published a trading update for the six months ended September 30, including revenues increasing from £7.19m to £7.69m, and Ebitda rising by 26.6% from £1.22m to £1.55m. The group said recurring revenues account for 84% of total income, supported by healthy gross margins of 67% slightly down on comparable period’s 69%, and said the growth comes after a strategic investment of £250,000 in its Beverage Metrics Inc operation in America, underscoring its commitment to strategic and geographical expansion. The note to shareholders highlighted an adjusted operating profit rise of 10.1% to £1.43m, and cash generation after working capital of £1.92m, up from £1.28m. Net debt has been more than halved from £2.09m to £1m and cash balances have increased to £2.25m from £1.32m. The group said expansion into new industry vertical is advancing well, particularly in the forecourt sector, where it is seizing promising opportunities among manufacturers and retailers. In its unattended retail division, the company's transition from 3G to 4G has led to a substantial pipeline for 4G LTE readers, but the slow pace of 3G shutdown by mobile network operators has impacted short-term pipeline conversion. James Dickson, chair and CEO of Vianet, said: “We are witnessing a notable improvement in the group’s performance, driven by our strategic investments in sales, technology, new market verticals, and expanded product lines. These initiatives, along with our strategic partnerships, have established a strong foundation for growth, unlocking exciting commercial opportunities across all areas of our business. "Our collaboration with Suresite, alongside the recent exit of a competitor is creating substantial new opportunities within the unattended retail sector, particularly in expanding our market share and subscription revenues. While the slow pace of the 3G network shutdown presents certain short-term challenges, it has not impeded our ability to build a strong pipeline. We remain optimistic about our capacity to double the size of this business within the next 18-24 months. “Our US acquisition, Beverage Metrics Inc, acquired in May 2023, is now fully integrated, enhancing our leading beverage management solution and driving growth in both the UK and US hospitality markets. With our US operations continuing to progress towards profitability, we are encouraged by the advancements and high engagement levels in key customer pilot programs in this significant market.
At 8:15 a.m. Eastern Time on November 14, 2025, silver exchanged hands at $51.36 per ounce. That’s a $2.28 downtick from 24 hours ago, but it’s more than a $20 gain over the past year.Silver price per ounce% ChangePrice of silver yesterday$53.64-4.25%Price of silver 1 month ago$52.32-1.83%Price of silver 1 year ago$30.44+68.72%Price of silver yesterdaySilver price per ounce$53.64% Change-4.25%Price of silver 1 month agoSilver price per ounce$52.32% Change-1.83%Price of silver 1 year agoSilver price per ounce$30.44% Change+68.72%Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Historical silver performance Examine historical data and you’ll see that long-term silver returns just can’t compare to stock market gains. Since 1921, silver has underperformed the S&P 500 by roughly 96%. In other words, matching your investment equally between silver and stocks then would leave the silver portion approximately 96% lower in value on November 14, 2025.Silver’s strength lies in preservation of value—shielding you from inflation, in other words. Dubbed a “store of value,” it often holds purchasing power when inflation accelerates.Silver is more price-sensitive than gold due to its industrial uses (electronics, medical gear, and more), whereas gold primarily serves as a safe-haven asset.What does “spot silver” mean? “Spot silver” is the live rate at which silver can theoretically be bought or sold instantly. Actual buyers typically pay above spot to cover markups, shipping, insurance, and other expenses.The spot price is a real-time gauge of demand: A higher spot value points to stronger market interest.What is “price spread” in silver trading? The “price spread” is the gap between ask (buy) and bid (sell) prices. Here’s what those terms mean. Ask price:what you pay to purchase silver. Bid price:what you receive when you sell. Narrow spreads indicate that silver is in high demand. SponsoredAdvertiser DisclosureAdvertiser DisclosureMany of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Compare Personal Finance Options for 2021 Select all products of interest and compare:Product DescriptionsProduct DescriptionsChecking A transactional account that allows for numerous withdrawals and unlimited deposits. Money can be accessed via checks, ATMs, or debit card among other methods. Savings A bank account that keeps your money safe and secure, while paying you interest. MMA A Money Market Account is an interest-bearing deposit account at a bank or credit union that pays interest based on current rates in the money markets. CD A Certificate of Deposit features historically higher APYs, guaranteed returns & FDIC insurance. CDs are offered in fixed terms w/penalties for early withdrawals. 401K A 401k is a retirement-savings account that allows an employee to divert a portion of their salary into long-term investments and provides special tax benefits. Brokerage An investment account used by investors to buy and sell stocks, bonds, and mutual funds. Income from investments are taxed as capital gains. REIT A Real Estate Investment Trust owns and operates income-generating real estate. REITs allow investment in real estate without the need to own, operate, or finance properties. Robo Advisor A robo-advisor is an automated investing service that uses algorithms to provide financial advice and/or investment management help you manage your investment portfolio. Relatively inexpensive compared to a human financial advisor. Roth IRA An individual retirement account allows after-tax contributions of earned income below a certain level. Investment growth and future withdrawals are tax free. Traditional IRA An individual retirement account where you contribute pre-or after-tax dollars. Investment growth is tax-deferred until withdrawal. Financial Advisor Financial advisors help people manage their money and reach their financial goals. Annuity A financial contract with an insurance company where you make the investor makes a lump-sum payment or series of payments in exchange for regular disbursements in the future. Cash Management A cash account typically offered by nonbank financial institutions. CMAs combine features from traditional checking and savings accounts. Business Checking A business checking account is similar to a personal checking account, but allows you to separate your business and personal expenses. This can help you keep records organized and simplify your taxes. Checking AccountsSavings AccountsCertificates of DepositRetirement AccountsReal Estate InvestmentInvestment AccountsAnnuityVIEW AllBusiness CheckingVIEW LESSPlease select one or more products to compare6 ResultsProduct DescriptionsDatalign Advisory : Financial AdvisorVIEW DETAILS on Datalign Advisory's website FeesAdvisor fees may varyMinimum Investment$0Best ForFinding Vetted Financial AdvisorsVIEW DETAILS on Datalign Advisory's website Additional FeaturesConnect with an advisor based on your preferences and financial profileNationwide coverage, with in-person and remote advisory availableBoth asset-based and fee-based advisors availableAdditional FeaturesConnect with an advisor based on your preferences and financial profileNationwide coverage, with in-person and remote advisory availableBoth asset-based and fee-based advisors availableZoe Financial : Financial AdvisorVIEW DETAILS on Zoe Financial's website FeesAdvisor fees may varyMinimum Investment$0Best ForFinding Vetted Financial AdvisorsVIEW DETAILS on Zoe Financial's website Additional FeaturesMatch with fiduciary financial advisors tailored to your needs.Plan your financial future with a trusted financial advisor.Find a fiduciary advisor who puts your interests first.Compare advisors near you—it's fast, easy, and free!Find your personalized advisor matches in just a few clicks.Connect with advisors who specialize in retirement, investments, and more.Additional FeaturesMatch with fiduciary financial advisors tailored to your needs.Plan your financial future with a trusted financial advisor.Find a fiduciary advisor who puts your interests first.Compare advisors near you—it's fast, easy, and free!Find your personalized advisor matches in just a few clicks.Connect with advisors who specialize in retirement, investments, and more.YieldStreet : Alternative InvestmentVIEW DETAILS on YieldStreet's website Minimum Investment$2500Investment Term3 mons- 8 yrsBest ForAlternative InvestmentsVIEW DETAILS on YieldStreet's website Additional FeaturesInnovative income-generating products with typically low stock market correlationInvest in assets backed by collateralShort term investments - 3 months to 8 yearsStrict risk management for your capital is at the heart of what we doAccess diversification strategies used by many institutional investorsAdditional FeaturesInnovative income-generating products with typically low stock market correlationInvest in assets backed by collateralShort term investments - 3 months to 8 yearsStrict risk management for your capital is at the heart of what we doAccess diversification strategies used by many institutional investorsRobinhood : BrokerageDisclosureDisclosureThis advertisement contains information and materials provided by Robinhood Financial LLC, Robinhood Securities LLC and its affiliates ("Robinhood") and Publisher, a third party not affiliated with Robinhood. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. Securities offered through Robinhood Financial LLC, a member of FINRA and SIPC and a wholly-owned subsidiary of Robinhood Markets, Inc. Cryptocurrency trading offered through Robinhood Crypto LLC. Robinhood Crypto and Publisher are not a members of FINRA or SIPC and cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC insurance.VIEW DETAILS on Robinhood's website Sign Up Bonus1 Free StockAccount MinimumNoneCommission FeesNoneDisclosureDisclosureThis advertisement contains information and materials provided by Robinhood Financial LLC, Robinhood Securities LLC and its affiliates ("Robinhood") and Publisher, a third party not affiliated with Robinhood. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. Securities offered through Robinhood Financial LLC, a member of FINRA and SIPC and a wholly-owned subsidiary of Robinhood Markets, Inc. Cryptocurrency trading offered through Robinhood Crypto LLC. Robinhood Crypto and Publisher are not a members of FINRA or SIPC and cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC insurance.VIEW DETAILS on Robinhood's website Additional FeaturesTrade stocks and ETFs 24 hours a day, 5 days a week1 Free stock after linking your bank account ($5 - $200 value)Low brokerage margin rates starting at 5.50%$0 commission on stocks & ETFsBuy, sell and store popular cryptocurrenciesEasily transfer accounts, including deposits and brokerageAdditional FeaturesTrade stocks and ETFs 24 hours a day, 5 days a week1 Free stock after linking your bank account ($5 - $200 value)Low brokerage margin rates starting at 5.50%$0 commission on stocks & ETFsBuy, sell and store popular cryptocurrenciesEasily transfer accounts, including deposits and brokerageMoomoo : Investment AccountDisclosureDisclosure 1. The deposit bonus is available only to clients who have never made a deposit or transfer before 5/29/2025. Offer is only valid for US residents with a valid SSN who are at least 18 years old. After receiving the free stocks, you will need to maintain your average assets based on the requirements for 60 days to unlock the stocks. Additional terms and conditions apply, learn more at https://www.moomoo.com/us/support/topic4_410. Get up to $1,000 in NVDA stocks with the qualifying deposit amount:Deposit $100, get $20 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $50,000, get $1,000 in NVDA stock + 8.1% APY on uninvested cash2. Level 2 data (NYSE ArcaBank) is free for Moomoo Financial Inc. accounts with a minimum 30-day average account value of $100+. Other conditions apply, to learn more, visit moomoo.com/us/support/topic3_435VIEW DETAILS on Moomoo's website Sign Up Bonus8.1% APY on uninvested cash and get up to $1,000 in NVDA stock1Account Minimum$100Best ForUser-Friendly Tools, Data, and InsightsDisclosureDisclosure 1. The deposit bonus is available only to clients who have never made a deposit or transfer before 5/29/2025. Offer is only valid for US residents with a valid SSN who are at least 18 years old. After receiving the free stocks, you will need to maintain your average assets based on the requirements for 60 days to unlock the stocks. Additional terms and conditions apply, learn more at https://www.moomoo.com/us/support/topic4_410. Get up to $1,000 in NVDA stocks with the qualifying deposit amount:Deposit $100, get $20 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $50,000, get $1,000 in NVDA stock + 8.1% APY on uninvested cash2. Level 2 data (NYSE ArcaBank) is free for Moomoo Financial Inc. accounts with a minimum 30-day average account value of $100+. Other conditions apply, to learn more, visit moomoo.com/us/support/topic3_435VIEW DETAILS on Moomoo's website Additional Features$0 commission options trading13 options strategiesTrade seamlessly on mobile and desktopSupports crypto tradingFree real time level 2 data for funded accounts2Additional Features$0 commission options trading13 options strategiesTrade seamlessly on mobile and desktopSupports crypto tradingFree real time level 2 data for funded accounts2Public : BrokerageDisclosureDisclosure*Terms and Conditions apply.**This yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. Because the YTW of each bond is a function of that bond’s market price, which can fluctuate, your yield at time of purchase may be different from the yield shown here and your YTW is not “locked in” until the time of purchase. A bond’s YTW is not guaranteed; you can earn less than that YTW if you do not hold the bonds to maturity or the issuer defaults.***Rate as of 1/7/25. APY is variable and subject to changeAll investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 7% yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. A bond’s yield is a function of its market price, which can fluctuate; therefore a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more. VIEW DETAILS on Public's website BonusEarn up to $10,000*Account Minimum$0Commission$0 on US listed stocks & ETFsDisclosureDisclosure*Terms and Conditions apply.**This yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. Because the YTW of each bond is a function of that bond’s market price, which can fluctuate, your yield at time of purchase may be different from the yield shown here and your YTW is not “locked in” until the time of purchase. A bond’s YTW is not guaranteed; you can earn less than that YTW if you do not hold the bonds to maturity or the issuer defaults.***Rate as of 1/7/25. APY is variable and subject to changeAll investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 7% yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. A bond’s yield is a function of its market price, which can fluctuate; therefore a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more. VIEW DETAILS on Public's website Additional FeaturesInvest in stocks, bonds, options, ETFs, crypto and moreReceive rebates on stock & ETF options contractsLock in a 7% yield with a Bond Account**Member of FINRA, US-based companyEarn 4.1%*** APY on your cash with a high-yield cash accountEarn up to $10,000 when you transfer your portfolio to Public*Additional FeaturesInvest in stocks, bonds, options, ETFs, crypto and moreReceive rebates on stock & ETF options contractsLock in a 7% yield with a Bond Account**Member of FINRA, US-based companyEarn 4.1%*** APY on your cash with a high-yield cash accountEarn up to $10,000 when you transfer your portfolio to Public*VIEW LESS LISTINGSPowered By:Powered By:/* Loader */ #BfIoXpqmxeNMiGqm .spinner { display: none; } #BfIoXpqmxeNMiGqm.listingsLoading .spinner { display: block; } #BfIoXpqmxeNMiGqm.listingsLoading .widget-render-result { display: none; } #BfIoXpqmxeNMiGqm.listingsLoaded .widget-render-result { display: block; } #BfIoXpqmxeNMiGqm.listingsLoaded .spinner { display: none; 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} #BfIoXpqmxeNMiGqm .top-section-right { margin-left: 5px; } #BfIoXpqmxeNMiGqm .cta-column.flex-container { flex: 0 0 20%; align-items: center; justify-content: center; } #BfIoXpqmxeNMiGqm .ad-copy { margin-left: 24px; } #BfIoXpqmxeNMiGqm .ad-copy-top-section { display: flex; justify-content: space-between; margin-bottom: 24px; } #BfIoXpqmxeNMiGqm .listing-title { color: #1C96F0; text-align: left; font: normal normal bold 20px/24px Roboto; letter-spacing: 0px; } #BfIoXpqmxeNMiGqm .disclosure-desk-sec { display: flex; flex-direction: row; text-align: center; align-items: center; } #BfIoXpqmxeNMiGqm .ad-copy-disclosure { position: relative; display: flex; flex-direction: row; align-items: center; margin-top: 15px; } #BfIoXpqmxeNMiGqm .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; } #BfIoXpqmxeNMiGqm .prop-conatiner { display: flex; flex: 0 0 31%; flex-direction: column; } #BfIoXpqmxeNMiGqm .shmktpl-button { display: flex; align-items: center; justify-content: center; margin-bottom: 10px; cursor: pointer; width: 170px; font: normal normal bold 18px / 20px Roboto; letter-spacing: 0px; background: #1C96F0 0% 0% no-repeat padding-box; border-radius: 6px; height: 40px; color: #fff; text-align: center; position: relative; } #BfIoXpqmxeNMiGqm .shmktpl-button span.btn__text::after { display: none; position: absolute; content: ""; background-image: url("data:image/svg+xml;base64,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"); height: 12px; width: 32px; background-repeat: no-repeat; background-position: center bottom; vertical-align: middle; top: 14px; /* left: 0; */ background-size: 12px 12px; } #BfIoXpqmxeNMiGqm .sh-row-product-title { max-width: 170px; text-align: center; font: italic normal 300 12px/18px Roboto; letter-spacing: 0.48px; color: #08283B; opacity: 1; } #BfIoXpqmxeNMiGqm .fdic-insured { display: flex; flex-direction: row; align-items: center; text-align: center; color: #08283B; margin-right: 15px; } #BfIoXpqmxeNMiGqm .middle-border { width: 0px; height: 11px; border: 1px solid #BEBEBE; opacity: 1; margin-right: 15px; } #BfIoXpqmxeNMiGqm .disclosure-contnr { text-align: center; } #BfIoXpqmxeNMiGqm .listing-header-cntnr { margin-top: 34px; } #BfIoXpqmxeNMiGqm .ad-copy-bottom-section { background: #F2F9FF 0% 0% no-repeat padding-box; padding: 12px; } #BfIoXpqmxeNMiGqm .non_featured_list { background: #FFFFFF 0% 0% no-repeat padding-box; border-top: 1px solid #D0E0EE; margin-top: 16px; } #BfIoXpqmxeNMiGqm .listing.flex-container { border-bottom: 1px solid #D0E0EE; border-left: 1px solid #D0E0EE; border-right: 1px solid #D0E0EE; } #BfIoXpqmxeNMiGqm .prop-name { text-align: left; font: normal normal bold 12px / 18px Roboto; letter-spacing: 0px; color: #0A3C5F; text-transform: uppercase; margin-bottom: 5px; } #BfIoXpqmxeNMiGqm .apy-label { font: normal normal 900 24px / 28px Roboto; } #BfIoXpqmxeNMiGqm .curDate { font: normal normal normal 12px / 18px Roboto; margin-top: 2px; display: block; } #BfIoXpqmxeNMiGqm .prop-value { text-align: left; font: normal normal 900 24px / 28px Roboto; letter-spacing: 0.96px; color: #08283B; opacity: 1; } #BfIoXpqmxeNMiGqm .fdic-insured .text { font-size: 12px; color: #08283B; font-weight: 600; letter-spacing: 0.48px; } #BfIoXpqmxeNMiGqm .fdic-insured .icon { height: 20px; width: 16px; display: inline-block; background-repeat: no-repeat; background-size: 100%; vertical-align: middle; margin-right: 7px; } #BfIoXpqmxeNMiGqm .disclosure-contnr .text { color: #1C96F0; font-size: 12px; text-decoration: underline; font-weight: 600; cursor: pointer; letter-spacing: 0.48px; } #BfIoXpqmxeNMiGqm .additional-content { margin-top: 0px !important; } #BfIoXpqmxeNMiGqm .additional-content ul li { margin-bottom: 0; } #BfIoXpqmxeNMiGqm .disclosure-contnr .listing-content-wrapper { position: absolute; background: #fff; z-index: 1; padding: 20px; text-align: left; top: 0; left: 0; right: 123px; margin: auto; width: 440px; border: 1px solid #ececec; background: #eceef1; left: -133px; } #BfIoXpqmxeNMiGqm .listing-content-wrapper .disclosure-content { max-height: 400px; overflow-y: auto; color: #08283B; margin-top: 15px; padding-right: 10px; } #BfIoXpqmxeNMiGqm .see-more-text { width: unset !important; background: #E9F5FF 0% 0% no-repeat padding-box; margin-top: 0 !important; cursor: pointer; display: flex; justify-content: space-between; align-items: center; padding: 12px 24px; } #BfIoXpqmxeNMiGqm .description-title { text-align: left; font: normal normal bold 12px / 16px Roboto; letter-spacing: 0.48px; color: #0A3C5F; text-transform: uppercase; } #BfIoXpqmxeNMiGqm .shArrow { width: 12px; height: 7px; } #BfIoXpqmxeNMiGqm span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMxYzk2ZjAiLz4NCjwvc3ZnPg0K"); background-repeat: no-repeat; height: 11px; width: 12px; display: inline-block; vertical-align: text-top; transform: rotate(180deg); } #BfIoXpqmxeNMiGqm .disclosure-content ul li { flex: 0 0 47%; list-style: disc; font: normal normal normal 14px/22px Roboto; letter-spacing: 0px; color: #08283B; opacity: 1; } #BfIoXpqmxeNMiGqm .disclosure-content ul { flex: 0 0 100%; display: flex; flex-flow: row wrap; margin: 0; padding: 0; padding-left: 14px; justify-content: space-between; list-style-type: disc; line-height: normal; } #BfIoXpqmxeNMiGqm #see_more_carrier, #BfIoXpqmxeNMiGqm .see_less_carrier { background: #E9F5FF; height: 40px; border-radius: 6px; line-height: 40px; text-align: center; font-size: 16px; color: #1C96F0; font-weight: 600; margin-top: 24px; cursor: pointer; } #BfIoXpqmxeNMiGqm .footer-disclaimer-content { font-size: 11px; font-style: italic; margin-top: 16px; } #BfIoXpqmxeNMiGqm .apy-label p { margin-top: 0px; margin-bottom: 0px; } #BfIoXpqmxeNMiGqm .disclosure-content ul { padding-left: 18px; } @media (min-width : 651px) and (max-width : 1023px) { #BfIoXpqmxeNMiGqm { padding: 0 26px; } #BfIoXpqmxeNMiGqm .logo-image-wrapper { width: 136px; } #BfIoXpqmxeNMiGqm .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #BfIoXpqmxeNMiGqm .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #BfIoXpqmxeNMiGqm .prop-value-container .apy-container { flex: 0 0 44%; } #BfIoXpqmxeNMiGqm .prop-value-container .mfee-container, #BfIoXpqmxeNMiGqm .prop-value-container .minvalue-container { flex: 0 0 28%; } #BfIoXpqmxeNMiGqm .ad-copy-top-section { margin-bottom: 15px; } #BfIoXpqmxeNMiGqm .sh-row-product-title { max-width: 136px; } #BfIoXpqmxeNMiGqm .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } } @media (max-width : 650px) { #BfIoXpqmxeNMiGqm .ad-copy-top-section { flex-direction: column; margin-bottom: 24px; } #BfIoXpqmxeNMiGqm .logo-image-wrapper { width: 100%; max-width: 292px; } #BfIoXpqmxeNMiGqm .listing-title { font: normal normal bold 18px/24px Roboto; padding: 0px !important; margin: 24px 0 0; text-align: left; } #BfIoXpqmxeNMiGqm .ad-copy { margin-left: 0; } #BfIoXpqmxeNMiGqm .ad-copy-disclosure-mobile { position: relative; display: flex; flex-direction: row; justify-content: space-between; align-items: center; margin: 16px; } #BfIoXpqmxeNMiGqm .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 90%; margin: auto; } #BfIoXpqmxeNMiGqm .sh-row-product-title { text-align: center; margin: 10px 16px 24px; max-width: none; } #BfIoXpqmxeNMiGqm .see-more-text { padding: 16px 15px; } #BfIoXpqmxeNMiGqm .disclosure-content ul li { font: normal normal normal 12px/18px Roboto; } #BfIoXpqmxeNMiGqm .top-section-right { margin-left: 0px; } #BfIoXpqmxeNMiGqm .disclosure-contnr { flex: 1; display: flex; justify-content: flex-end; } } @media (max-width: 340px) { #BfIoXpqmxeNMiGqm.sizeone .header-section { padding: 6px 10px; } } #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .row-1 { padding-left: 14px; } #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .ad-copy, #BfIoXpqmxeNMiGqm.sh-box700.device-desktop .ad-copy, #BfIoXpqmxeNMiGqm.sh-box750.device-desktop .ad-copy, #BfIoXpqmxeNMiGqm.sh-box800.device-desktop .ad-copy, #BfIoXpqmxeNMiGqm.sh-box850.device-desktop .ad-copy, #BfIoXpqmxeNMiGqm.sh-box900.device-desktop .ad-copy, #BfIoXpqmxeNMiGqm.sh-box950.device-desktop .ad-copy { margin-left: 15px; } #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .logo-image-wrapper, #BfIoXpqmxeNMiGqm.sh-box700.device-desktop .logo-image-wrapper, #BfIoXpqmxeNMiGqm.sh-box750.device-desktop .logo-image-wrapper, #BfIoXpqmxeNMiGqm.sh-box800.device-desktop .logo-image-wrapper, #BfIoXpqmxeNMiGqm.sh-box850.device-desktop .logo-image-wrapper, #BfIoXpqmxeNMiGqm.sh-box900.device-desktop .logo-image-wrapper, #BfIoXpqmxeNMiGqm.sh-box950.device-desktop .logo-image-wrapper { width: 136px; } #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .listing-title, #BfIoXpqmxeNMiGqm.sh-box700.device-desktop .listing-title, #BfIoXpqmxeNMiGqm.sh-box750.device-desktop .listing-title, #BfIoXpqmxeNMiGqm.sh-box800.device-desktop .listing-title, #BfIoXpqmxeNMiGqm.sh-box850.device-desktop .listing-title, #BfIoXpqmxeNMiGqm.sh-box900.device-desktop .listing-title, #BfIoXpqmxeNMiGqm.sh-box950.device-desktop .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .shmktpl-button, #BfIoXpqmxeNMiGqm.sh-box700.device-desktop .shmktpl-button, #BfIoXpqmxeNMiGqm.sh-box750.device-desktop .shmktpl-button, #BfIoXpqmxeNMiGqm.sh-box800.device-desktop .shmktpl-button, #BfIoXpqmxeNMiGqm.sh-box850.device-desktop .shmktpl-button, #BfIoXpqmxeNMiGqm.sh-box900.device-desktop .shmktpl-button, #BfIoXpqmxeNMiGqm.sh-box950.device-desktop .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .prop-value-container .apy-container, #BfIoXpqmxeNMiGqm.sh-box700.device-desktop .prop-value-container .apy-container, #BfIoXpqmxeNMiGqm.sh-box750.device-desktop .prop-value-container .apy-container, #BfIoXpqmxeNMiGqm.sh-box800.device-desktop .prop-value-container .apy-container, #BfIoXpqmxeNMiGqm.sh-box850.device-desktop .prop-value-container .apy-container, #BfIoXpqmxeNMiGqm.sh-box900.device-desktop .prop-value-container .apy-container, #BfIoXpqmxeNMiGqm.sh-box950.device-desktop .prop-value-container .apy-container { flex: 0 0 44%; } #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .prop-value-container .mfee-container, #BfIoXpqmxeNMiGqm.sh-box700.device-desktop .prop-value-container .mfee-container, #BfIoXpqmxeNMiGqm.sh-box750.device-desktop .prop-value-container .mfee-container, #BfIoXpqmxeNMiGqm.sh-box800.device-desktop .prop-value-container .mfee-container, #BfIoXpqmxeNMiGqm.sh-box850.device-desktop .prop-value-container .mfee-container, #BfIoXpqmxeNMiGqm.sh-box900.device-desktop .prop-value-container .mfee-container, #BfIoXpqmxeNMiGqm.sh-box950.device-desktop .prop-value-container .mfee-container #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .prop-value-container .minvalue-container, #BfIoXpqmxeNMiGqm.sh-box700.device-desktop .prop-value-container .minvalue-container, #BfIoXpqmxeNMiGqm.sh-box750.device-desktop .prop-value-container .minvalue-container, #BfIoXpqmxeNMiGqm.sh-box800.device-desktop .prop-value-container .minvalue-container, #BfIoXpqmxeNMiGqm.sh-box850.device-desktop .prop-value-container .minvalue-container, #BfIoXpqmxeNMiGqm.sh-box900.device-desktop .prop-value-container .minvalue-container, #BfIoXpqmxeNMiGqm.sh-box950.device-desktop .prop-value-container .minvalue-container { flex: 0 0 28%; } #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .sh-row-product-title, #BfIoXpqmxeNMiGqm.sh-box700.device-desktop .sh-row-product-title, #BfIoXpqmxeNMiGqm.sh-box750.device-desktop .sh-row-product-title, #BfIoXpqmxeNMiGqm.sh-box800.device-desktop .sh-row-product-title, #BfIoXpqmxeNMiGqm.sh-box850.device-desktop .sh-row-product-title, #BfIoXpqmxeNMiGqm.sh-box900.device-desktop .sh-row-product-title, #BfIoXpqmxeNMiGqm.sh-box950.device-desktop .sh-row-product-title { max-width: 136px; } #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .disclosure-content ul li, #BfIoXpqmxeNMiGqm.sh-box700.device-desktop .disclosure-content ul li, #BfIoXpqmxeNMiGqm.sh-box750.device-desktop .disclosure-content ul li, #BfIoXpqmxeNMiGqm.sh-box800.device-desktop .disclosure-content ul li, #BfIoXpqmxeNMiGqm.sh-box850.device-desktop .disclosure-content ul li, #BfIoXpqmxeNMiGqm.sh-box900.device-desktop .disclosure-content ul li, #BfIoXpqmxeNMiGqm.sh-box950.device-desktop .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .ad-copy-top-section, #BfIoXpqmxeNMiGqm.sh-box700.device-desktop .ad-copy-top-section, #BfIoXpqmxeNMiGqm.sh-box750.device-desktop .ad-copy-top-section, #BfIoXpqmxeNMiGqm.sh-box800.device-desktop .ad-copy-top-section, #BfIoXpqmxeNMiGqm.sh-box850.device-desktop .ad-copy-top-section, #BfIoXpqmxeNMiGqm.sh-box900.device-desktop .ad-copy-top-section, #BfIoXpqmxeNMiGqm.sh-box950.device-desktop .ad-copy-top-section { margin-bottom: 15px; } @media (max-width: 767.5px) { #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .row-1, #BfIoXpqmxeNMiGqm.sh-box700.device-desktop .row-1 , #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .row-2, #BfIoXpqmxeNMiGqm.sh-box700.device-desktop .row-2 , #BfIoXpqmxeNMiGqm.sh-box500.device-desktop .row-1, #BfIoXpqmxeNMiGqm.sh-box550.device-desktop .row-1 , #BfIoXpqmxeNMiGqm.sh-box500.device-desktop .row-2, #BfIoXpqmxeNMiGqm.sh-box550.device-desktop .row-2{ display: unset; } #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .ad-copy, #BfIoXpqmxeNMiGqm.sh-box700.device-desktop .ad-copy, #BfIoXpqmxeNMiGqm.sh-box550.device-desktop .ad-copy, #BfIoXpqmxeNMiGqm.sh-box500.device-desktop .ad-copy { margin-right: 15px; } #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .apy-label, #BfIoXpqmxeNMiGqm.sh-box700.device-desktop .apy-label, #BfIoXpqmxeNMiGqm.sh-box550.device-desktop .apy-label, #BfIoXpqmxeNMiGqm.sh-box500.device-desktop .apy-label, #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .prop-value, #BfIoXpqmxeNMiGqm.sh-box700.device-desktop .prop-value, #BfIoXpqmxeNMiGqm.sh-box550.device-desktop .prop-value, #BfIoXpqmxeNMiGqm.sh-box500.device-desktop .prop-value{ font: normal normal 900 18px/22px Roboto; } #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .logo-image-wrapper, #BfIoXpqmxeNMiGqm.sh-box700.device-desktop .logo-image-wrapper, #BfIoXpqmxeNMiGqm.sh-box550.device-desktop .logo-image-wrapper, #BfIoXpqmxeNMiGqm.sh-box500.device-desktop .logo-image-wrapper { width: 125px;; margin-bottom: 10px; } #BfIoXpqmxeNMiGqm.sh-box650.device-desktop .disclosure-contnr .listing-content-wrapper,#BfIoXpqmxeNMiGqm.sh-box700.device-desktop .disclosure-contnr .listing-content-wrapper,#BfIoXpqmxeNMiGqm.sh-box550.device-desktop .disclosure-contnr .listing-content-wrapper,#BfIoXpqmxeNMiGqm.sh-box500.device-desktop .disclosure-contnr .listing-content-wrapper { left: -25px; } } #BfIoXpqmxeNMiGqm .shmktpl-title, #BfIoXpqmxeNMiGqm .sub-heading-container, #BfIoXpqmxeNMiGqm .filter-check-options-cntnr, #BfIoXpqmxeNMiGqm .listing-header-cntnr { display: none; } #BfIoXpqmxeNMiGqm.title .shmktpl-title, #BfIoXpqmxeNMiGqm.subHeading .sub-heading-container, #BfIoXpqmxeNMiGqm.multiSelectFilter .filter-check-options-cntnr, #BfIoXpqmxeNMiGqm.resultsText .listing-header-cntnr { display: flex; } #BfIoXpqmxeNMiGqm.sizeone .add-overlay-content { width: 62%; height: auto; } #BfIoXpqmxeNMiGqm.sizeone .disclosure-title { padding: 6px 0px; } #BfIoXpqmxeNMiGqm.sizeone .header-section { padding: 6px 26px; background: #FFFFFF; color: grey; align-items: center; } #BfIoXpqmxeNMiGqm .sponsored { font: normal normal normal 12px/16px Roboto; letter-spacing: 0.48px; color: #344856; opacity: 1; } #BfIoXpqmxeNMiGqm.sizeone .title-container { margin-top: 0; } #BfIoXpqmxeNMiGqm.sizeone .non_featured_list { margin-top: 0; } #BfIoXpqmxeNMiGqm.arrowchange span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwMDAiLz4NCjwvc3ZnPg0K"); } #BfIoXpqmxeNMiGqm.arrowchange .shmktpl-button span.btn__text::after { background-image: url("data:image/svg+xml;base64,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"); } @media (min-width : 651px) and (max-width : 1024px) { #BfIoXpqmxeNMiGqm .item { flex: 1 1 calc(50% - 48px); } #BfIoXpqmxeNMiGqm .prod-desc-popup-content { height: auto; top: 10%; overflow-y: scroll; } #BfIoXpqmxeNMiGqm .item:nth-of-type(4n+3), #BfIoXpqmxeNMiGqm .item:nth-of-type(4n+3) + * { background-color: #E9F5FF; } #BfIoXpqmxeNMiGqm .item:nth-of-type(4n+1), #BfIoXpqmxeNMiGqm .item:nth-of-type(4n+1) + * { background-color: #fff; } #BfIoXpqmxeNMiGqm .shmktpl-button span.btn__text::after { top: 13px; right: -3px; background-size: 10px 10px; } #BfIoXpqmxeNMiGqm .ad-copy-column.flex-container { flex: 0 0 78%; } } @media (max-width : 650px) { #BfIoXpqmxeNMiGqm .desktop, #BfIoXpqmxeNMiGqm .desktop-inline { display: none; } #BfIoXpqmxeNMiGqm .mobile { display: block !important; } #BfIoXpqmxeNMiGqm { padding: 0 18px; } #BfIoXpqmxeNMiGqm .shmktpl-title { font-size: 24px; line-height: 29px; } #BfIoXpqmxeNMiGqm .shmktpl-subtitle { font-size: 16px; line-height: 19px; } #BfIoXpqmxeNMiGqm .add-overlay-content { width: 80%; height: auto; } #BfIoXpqmxeNMiGqm .logo-column.flex-container { flex: 0 0 100%; text-align: center; } #BfIoXpqmxeNMiGqm .row-1 { flex-flow: column; padding: 16px; } #BfIoXpqmxeNMiGqm .prop-conatiner { flex: 0 0 100%; flex-direction: row; flex-flow: row; display: flex; width: 100%; align-items: center; margin-top: 20px; } #BfIoXpqmxeNMiGqm .prop-conatiner .prop-name { flex: 0 0 49%; margin-bottom: 0px; } #BfIoXpqmxeNMiGqm .prop-conatiner .prop-value { flex: 0 0 49%; text-align: right; font: normal normal 900 22px / 26px Roboto; letter-spacing: 0.88px; } #BfIoXpqmxeNMiGqm .apy-label { font: normal normal 900 22px/26px Roboto; letter-spacing: 0.88px; } #BfIoXpqmxeNMiGqm .prop-conatiner.apy-container { display: flex; align-items: flex-start; } #BfIoXpqmxeNMiGqm .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; padding: 0; flex-flow: column; } #BfIoXpqmxeNMiGqm .prop-value { margin-top: 0; } #BfIoXpqmxeNMiGqm .listing-header-cntnr { display: flex; justify-content: space-between; margin-top: 24px; } #BfIoXpqmxeNMiGqm .non_featured_list { margin-top: 18px; } #BfIoXpqmxeNMiGqm .prod-desc-popup-content { top: 10%; position: absolute; min-width: 80%; width: 90%; overflow: scroll; height: 100%; } #BfIoXpqmxeNMiGqm .item { flex: 0 0 91%; padding-bottom: 0; padding: 16px; } #BfIoXpqmxeNMiGqm .item:nth-child(3n), #BfIoXpqmxeNMiGqm .desktop-bg { background: none; } #BfIoXpqmxeNMiGqm .prod-desc-popup-content { padding: 0; } #BfIoXpqmxeNMiGqm .prod-desc-content-cntnr .prod-desc-header { padding-bottom: 0; padding: 16px; } #BfIoXpqmxeNMiGqm .item:nth-child(even) { background: #E9F5FF 0% 0% no-repeat padding-box; } #BfIoXpqmxeNMiGqm .fdic-seemoreless-cntr { display: flex; justify-content: space-between; align-items: center; margin: 0; flex-flow: row wrap; } #BfIoXpqmxeNMiGqm .fdic-seemoreless-cntr .fdic-insured { color: #08283B; flex: 0 0 44%; text-align: left; } #BfIoXpqmxeNMiGqm .fdic-seemoreless-cntr .listing-description { display: flex; flex: 0 0 100%; flex-flow: column; background: #F2F9FF 0% 0% no-repeat padding-box; } #BfIoXpqmxeNMiGqm .listing-description .disclosure-content { margin-top: 0px; padding: 16px 14px; } #BfIoXpqmxeNMiGqm .disclosure-content ul { padding-left: 14px; line-height: 28px; } #BfIoXpqmxeNMiGqm .disclosure-content ul li { flex: 0 0 100%; padding: 0; margin: 0; font-size: 12px; } #BfIoXpqmxeNMiGqm .additional-features { flex: 0 0 100%; } #BfIoXpqmxeNMiGqm .disclosure-contnr .listing-content-wrapper { top: -85px; left: 0; width: 90%; } #BfIoXpqmxeNMiGqm.sizeone .listing-header-cntnr { display: none; } #BfIoXpqmxeNMiGqm.sizeone .add-overlay-content { width: 80%; } } @media (max-width: 340px) { #BfIoXpqmxeNMiGqm .fdic-seemoreless-cntr .fdic-insured { flex: 0 0 43%; } #BfIoXpqmxeNMiGqm .prod-desc-popup-content { position: fixed; } } #BfIoXpqmxeNMiGqm.listingAlignment .shmktpl-button span.btn__text { line-height: 40px; color: #fff; margin-right: 10px; } #BfIoXpqmxeNMiGqm.listingAlignment .shmktpl-button span.btn__text::after { width: 24px; } @media (max-width: 1024px) and (min-width:768px) { #BfIoXpqmxeNMiGqm.listingAlignment .logo-image-wrapper img { width: 100%; } #BfIoXpqmxeNMiGqm.listingAlignment { padding: 0px; } #BfIoXpqmxeNMiGqm.listingAlignment .listing-title { font-size: 14px; } #BfIoXpqmxeNMiGqm.listingAlignment .listing-title span { font-size: 14px; } #BfIoXpqmxeNMiGqm.listingAlignment .row-1 { padding: 26px 10px; } #BfIoXpqmxeNMiGqm.listingAlignment .prop-name { font-size: 10px; } #BfIoXpqmxeNMiGqm.listingAlignment .prop-value { font-size: 14px } #BfIoXpqmxeNMiGqm.listingAlignment .shmktpl-button span.btn__text { font-size: 10px; margin-right: 10px; } } @media all and (max-width: 600px) { #BfIoXpqmxeNMiGqm.listingAlignment .logo-column.flex-container { flex: unset; } #BfIoXpqmxeNMiGqm.listingAlignment .prop-conatiner { flex: unset; } #BfIoXpqmxeNMiGqm.listingAlignment .ad-copy-column.flex-container { flex: unset; } #BfIoXpqmxeNMiGqm.listingAlignment .cta-column.flex-container { flex: unset; } #BfIoXpqmxeNMiGqm.listingAlignment .disclosure-content ul li::before { content: unset; } #BfIoXpqmxeNMiGqm.listingAlignment .disclosure-content ul li { list-style: disc; } } #BfIoXpqmxeNMiGqm.ctaAlignment .shmktpl-button { width: 100%; font-size: 14px; } #BfIoXpqmxeNMiGqm.ctaAlignment .shmktpl-button .btn__text { margin-right: 10px; } #BfIoXpqmxeNMiGqm.ctaAlignment .shmktpl-button span.btn__text::after { right: -2px; background-size: 6px 13px; } @media (min-width: 651px) and (max-width: 1024px) { #BfIoXpqmxeNMiGqm.ctaAlignment .shmktpl-button span.btn__text::after { right: -7px; } #BfIoXpqmxeNMiGqm.ctaAlignment .shmktpl-button span.btn__text::after { background-size: 6px 10px; } #BfIoXpqmxeNMiGqm.ctaAlignment .shmktpl-button { font-size: 13px; } } @media (max-width: 650px) { #BfIoXpqmxeNMiGqm.ctaAlignment .logo-column.flex-container { flex: unset !important; justify-content: center; } #BfIoXpqmxeNMiGqm.ctaAlignment .cta-column.flex-container { display: block !important; } #BfIoXpqmxeNMiGqm.ctaAlignment .shmktpl-button { font-size: 16px; } #BfIoXpqmxeNMiGqm.ctaAlignment .shmktpl-button .btn__text { margin-right: unset; } #BfIoXpqmxeNMiGqm.ctaAlignment .shmktpl-button span.btn__text::after { right: unset; background-size: 12px 12px; } } #BfIoXpqmxeNMiGqm .sh-no-listing-msg { padding: 20px 0px; } #BfIoXpqmxeNMiGqm .sh-widget-footer-MBT { display: none; } #BfIoXpqmxeNMiGqm.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; } #BfIoXpqmxeNMiGqm.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #BfIoXpqmxeNMiGqm.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } #BfIoXpqmxeNMiGqm .sh-widget-footer-QS { display: none; } #BfIoXpqmxeNMiGqm.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #BfIoXpqmxeNMiGqm.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #BfIoXpqmxeNMiGqm.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } @-moz-document url-prefix() { #BfIoXpqmxeNMiGqm .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #BfIoXpqmxeNMiGqm .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } #BfIoXpqmxeNMiGqm .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px; line-height: 24px; margin-top: -1px; margin-left: -9px; margin-right: -10px; background: #FF4500; position: relative; border-radius: 0px 0px 0px 0px; display: inline-block; font-family: Roboto, sans-serif; color: #fff; padding: 0px 1px 0 15px; margin-bottom: -6px; } #BfIoXpqmxeNMiGqm .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { color: #fff; font-size: 14px; } #BfIoXpqmxeNMiGqm .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { height: 0; width: 0; border-top: 8px solid #FF4500; border-left: 8px solid transparent; bottom: -8px; content: ""; position: absolute; left: 0px; } #BfIoXpqmxeNMiGqm .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { right: 1px; transform: translateX(100%); border-left-width: 100%; border-right-color: transparent; content: ""; position: absolute; display: block; border: 12px solid #FF4500; border-right-color: transparent; top: 0px } @media (min-width : 768px) and (max-width : 1024px) { @-moz-document url-prefix() { #BfIoXpqmxeNMiGqm .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #BfIoXpqmxeNMiGqm .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } } @media (min-width : 768px) and (max-width : 900px) { #BfIoXpqmxeNMiGqm .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { font-size: 14px; } } @media (max-width : 767px) { #BfIoXpqmxeNMiGqm .listing .listing-content-wrapper .sh-promo-ribbon { border-radius: 0px; margin-top: -1px; box-sizing: unset !important; height: 100% !important; width:100%; padding: 8px 9px; margin-bottom: 8px; } #BfIoXpqmxeNMiGqm .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { display: block; text-align: center; line-height: 16px; font-size: 14px; } #BfIoXpqmxeNMiGqm .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { height: 0; width: 0; border-top: 8px solid #FF4500; border-right: 8px solid transparent; right: 9px; top: unset; bottom: -8px; border-left: 0px; border-bottom: 0px; } @-moz-document url-prefix() { #BfIoXpqmxeNMiGqm .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #BfIoXpqmxeNMiGqm .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } } } #BfIoXpqmxeNMiGqm.customizeColorEffect .listing-title, #BfIoXpqmxeNMiGqm.customizeColorEffect .prop-name, #BfIoXpqmxeNMiGqm.customizeColorEffect .prop-value, #BfIoXpqmxeNMiGqm.customizeColorEffect .curDate, #BfIoXpqmxeNMiGqm.customizeColorEffect span.current-date, #BfIoXpqmxeNMiGqm.customizeColorEffect .disclosure-content ul li, #BfIoXpqmxeNMiGqm.customizeColorEffect .title { color: #1E2B22; font-family: Open Sans, sans-serif; } #BfIoXpqmxeNMiGqm.customizeColorEffect .add-text, #BfIoXpqmxeNMiGqm.customizeColorEffect .see-more-text, #BfIoXpqmxeNMiGqm.customizeColorEffect .disclosure-contnr .text { color: #5B7B66; } #BfIoXpqmxeNMiGqm.customizeColorEffect .shmktpl-button { background: #EB0017 0% 0% no-repeat padding-box; } #BfIoXpqmxeNMiGqm.customizeColorEffect .listing.flex-container { border-bottom: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; } #BfIoXpqmxeNMiGqm.sizeone.customizeColorEffect .header-section { border-bottom: 1px solid #D6D5D5; border-top: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; } #BfIoXpqmxeNMiGqm.customizeColorEffect .non_featured_list { border-top: 1px solid #D6D5D5; } #BfIoXpqmxeNMiGqm.sizeone.customizeColorEffect .header-section, #BfIoXpqmxeNMiGqm.customizeColorEffect .row-2 { background: #E9F0EC; } #BfIoXpqmxeNMiGqm.customizeColorEffect .listing-title { display: unset; } #BfIoXpqmxeNMiGqm.customizeColorEffect span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiM1QjdCNjYiLz4NCjwvc3ZnPg0K); } #BfIoXpqmxeNMiGqm.customizeColorEffect .listing-title .prod-name:hover, #BfIoXpqmxeNMiGqm.customizeColorEffect .listing-title:hover, #BfIoXpqmxeNMiGqm.customizeColorEffect .add-text:hover, #BfIoXpqmxeNMiGqm.customizeColorEffect .disclosure-contnr .text:hover, #BfIoXpqmxeNMiGqm.customizeColorEffect .see-more-text:hover { color: #EB0017; } #BfIoXpqmxeNMiGqm.customizeColorEffect .shmktpl-button:hover { background: #EB0017; } #BfIoXpqmxeNMiGqm.customizeColorEffect .see-more-text:hover span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiNFQjAwMTciLz4NCjwvc3ZnPg0K); } @media (max-width: 650px) { #BfIoXpqmxeNMiGqm.customizeColorEffect .fdic-seemoreless-cntr .listing-description { background: #E9F0EC 0% 0% no-repeat padding-box; 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} #qsWidgetContainer179 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer179 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer179 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer179 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer179 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer179 .listing-title { font-size: 20px; font-weight: 600; } }How to invest in silver You can invest in silver physically or via ETFs. ETFs let you own shares in a fund backed by physical silver, relieving you of storage and insurance duties. Some main silver investment forms include: Bullion bars and rounds.Purchased by weight and purity. Minted coins.Government-issued currency like American Silver Eagles and Silver Maple Leafs, with added value as collectibles. Jewelry.Crafted items that trade at prices above bullion with identical purity.Mining stocks.Silver mining company shares that can provide an indirect investment route and help to limit your exposure to silver prices. On most trading platforms, silver bullion and coins must be 99.9% pure (the “three nines fine” standard) while lower-purity silver is classified as industrial or collectible. Read our guide to the best silver IRA companies for more tips to investing in precious metals.Is it a good time to invest in silver? Silver has rallied nearly 25% in 2025, climbing to decade-high territory. Whether now is the right moment to buy comes down to your goals (and your intuition). Precious metals can hedge against inflation, and anticipated industrial demand—particularly in green technologies—may potentially further propel prices. But don’t invest in silver expecting an outsized return. Current precious metals prices as of 8:15 a.m. ET on November 14, 2025 Precious metal Price per ounceGold$4,089.30Silver$51.36Platinum$1,545.60Palladium$1,401.96GoldPrice per ounce$4,089.30SilverPrice per ounce$51.36PlatinumPrice per ounce$1,545.60PalladiumPrice per ounce$1,401.96When it comes to precious metals, gold remains the go-to safe haven. Platinum and palladium mirror silver’s volatility given their smaller markets. Gold’s larger market cap makes it comparatively steadier.Pro tipThinking gold? See our guide to the best gold IRA companies.The takeaway In a volatile economy, precious metals deserve consideration for a place on your radar.Silver’s 2025 gains have outpaced gold, and many analysts anticipate continued strength—expecting possible new highs for silver.Finally, silver’s lower price point compared to gold makes it an approachable way for investors wanting to get started with precious metals. Whether you opt for physical metal, ETFs, or mining stocks, there are lots of paths to set yourself up for success looking toward the next silver upswing.Frequently asked questionsWhat percentage of my portfolio should I allocate to silver?Financial advisors typically recommend keeping no more than 10% to 15% in silver, with overall precious metals exposure capped at around 20%.Can silver be held in an IRA?Yes. IRA-eligible silver bars and coins (99.9% pure) held by an IRS-approved custodian qualify.Junk or constitutional silver (minted pre-1965 and often having around 90% purity) isn’t IRA-eligible but still holds collectible value outside retirement accounts.What’s driving silver prices in 2025? Scarcity of supply and growing demand—from both industrial applications and investors—have likely fueled silver’s upward trajectory this year. Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
There’s still time to secure an attractive return on a certificate of deposit, but don’t delay. In the aftermath of the Federal Reserve’s three interest rate reductions in 2024, CD rates fell quickly. They largely leveled off in the first part of 2025 while the Fed temporarily suspended further rate changes—but have begun to dip in light of the central bank’s rate cuts in September and October and the possibility of another in December.The most lucrative CD rates currently available offer up to 4.20% APY. By funding a certificate now, you could potentially lock in these high rates for years to come. With markets anticipating the possibility the Fed further reducing the federal funds rate at the end of the year, any delays may result in missing out.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164The best CD rates on November 14, 2025: Earn up to 4.20%The highest CD rate of 4.20% is offered by Bread Savings on its six-month CD. Newtek Bank also offers a six-month CD with a 4.20% APY, but requires a higher minimum deposit.Fortunemonitors the top rates offered by leading U.S. financial institutions to help readers obtain the best possible return on their CD investments. Here are the highest CD rates available:Pro tipLooking for the best CD to fit your investment needs? See rates from top institutions:–Wells Fargo–Capital One–Chase–Bank of America–Discover Bank–Northern Bank Direct–Ally Bank–Newtek Bank–Popular Direct–Citibank–Sallie Mae BankCompare rates to top national banksMany of the institutions mentioned may not be familiar because certificates of deposit typically do not generate significant income independently for major financial institutions. Established banks like Chase, PNC, and U.S. Bank prioritize attracting customers through more lucrative products, such as loans and credit cards, rather than CDs. Consequently, CD interest rates offered by these banks are often lower compared to those available at smaller regional banks or online institutions. Additionally, securing a competitive rate at these larger banks may necessitate opening additional deposit accounts or meeting higher minimum deposit requirements.CD rates news 2025Investors should understand that CD rates move in lockstep with Federal Reserve monetary policy decisions. When the fed funds rate rises or falls, CD rates follow. It’s crucial for CD investors to stay attuned to shifts in central bank policy in order to effectively plan for potential rate adjustments.The federal funds rate currently stands at 3.75%-4.00% after the Federal Open Market Committee (FOMC) met Oct. 28-29 and decided on a quarter percentage point reduction. This was following on the heels of 2025's first cut to the federal funds rate in September.In 2024, the Fed cut rates three times, leaving the federal funds rate in a range of 4.25%-4.50% as of December. The central bank reduced rates as inflation began receding following a pandemic-related spike. The rate cuts sought to support the U.S. economy with cheaper loans, and that took CD rates down from highs seen the years prior.The very rich CD yields in 2022 and 2023 were driven by a two-year-long series of Fed rate hikes. From March 2022 to July 2023, the FOMC raised the federal funds rate 11 times, taking it from zero all the way up to 5.25%-5.50%. The central bank was acting to control inflation that hit highs not seen since the 1980s, driven by the significant economic disruptions of the COVID-19 pandemic.With the Fed's first rate cut of 2025 occurring at its September meeting, rates began to show signs of dipping. They could drop further if the Fed reduces rates again when it meets in December. The next FOMC meeting is set for Dec. 9-10.While current CD rates are softer now, they’re still not far off their recent highs. Investors still have plenty of opportunities to secure advantageous rates on both short-term and long-term CDs. By investing a larger lump sum into your CD account, you can benefit from substantial interest accumulation.Historical CD ratesIn the early 1980s, CD rates surged into double digits, in sharp contrast with lower rates in 2025. By 2019, however, the APY for a 5-year CD had surpassed 3.00%.In recent years we experienced a period of increasing rates, with the best offerings surpassing 5.00% APY for 1-year CDs in 2024. These APYs are now beginning to stabilize, and we no longer see many rates above this threshold in 2025.How to get a good CD rateDetermining what constitutes a "good" CD rate involves finding a balance between securing the highest available rate and your willingness to keep funds locked away for a specific duration. For instance, choosing a 5.00% APY CD over five years might not be ideal if you expect to need access to your funds sooner or if interest rates increase, potentially lowering your overall returns. Generally, rates that exceed the national average are considered advantageous. It's crucial to compare rates across different banks to find the best option tailored to your specific financial goals. Key factors to consider when comparing CDs include:Term length:Ensure it aligns with your savings objectives and time frame.APY:Higher rates are typically offered for longer terms.Minimum deposit:Verify that you can meet the required initial balance.Penalties:Understand the costs associated with early withdrawal before maturity.Deposit insurance:Confirm that the bank is Federal Deposit Insurance Corp. (FDIC)- or National Credit Union Administration (NCUA)-insured for deposit protection.Additionally, online banks often provide higher interest rates, but be mindful of any minimum balance requirements and associated fees. Opting for a bank rather than a broker can sometimes help avoid unnecessary charges.Look into offerings from online banksOnline banks and fintech companies often offer more competitive rates compared to national banks. Large financial institutions primarily derive revenue from interest on loans, fees, and investments in securities.Meanwhile, smaller banks and online fintech companies attract customers by providing competitive APYs on deposit accounts. Furthermore, online banks typically operate with lower overhead costs, allowing them to pass on better rates to their clients.Set up a CD ladderCD ladders appeal to savers who prefer flexibility without committing funds for extended periods. By diversifying savings across CDs with different maturity dates, you can balance short-term accessibility with higher long-term interest rates.For instance, begin by investing $3,000 in three staggered CDs (1-year, 2-year, and 3-year terms). As each CD matures, reinvest the funds into a new 3-year CD. This approach allows annual access to your funds while benefiting from accrued higher interest from the longer term lengths.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Types of certificates of depositThere are various types of CDs designed to meet different financial needs:Brokered CDsare purchased and sold through brokerage accounts rather than directly from banks or credit unions. They often offer higher APYs because they are issued by banks and then sold to brokerages.Callable CDsinclude a feature that allows the issuing institution to terminate the CD before its maturity date. Investors receive their principal and any accrued interest up to the call date if this option is exercised.Bump-up CDsallow you to request a higher APY if interest rates increase after opening the account. Typically, you can adjust the rate once or twice during the CD's term.No-penalty CDsdo not charge penalties for early withdrawals before maturity. This type is less common and may offer lower APYs compared to traditional CDs.Jumbo CDsrequire a substantial minimum deposit, often starting at $100,000 or more. They generally offer higher APYs than standard CDs.Variable-rate CDshave an APY that changes in response to prevailing interest rates. These CDs carry more risk than traditional CDs because a decrease in interest rates before maturity can result in a lower yield.Series on daily CD rates created by former Fortune editor Cassie Bottorff. This edition has been updated by Editor, Evergreen Content Glen Luke Flanagan.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. 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Life’s not getting cheaper. So, when there’s a way to earn some money simply by socking your funds away in an account for a few months, it’s probably a smart move. Opening any of the best certificates of deposit (CDs) is a relatively stress-free way to invest your money. But maybe you’re wondering about opening a CD with a bank you already have accounts at—in this specific case, with Chase.New York-based JP Morgan Chase Bank is the largest bank in the United States as of this writing, with $3.9 trillion in assets and 4,700+ worldwide branches. It offers products such as checking and savings accounts, credit cards, loans, and competitive CDs.While Chase CD can provide decent returns, there’s a catch: not everyone is eligible for the highest rates. Let’s look at everything you need to know about Chase CDs—and how to qualify for the best returns.Rates are current as of Nov. 10, 2025, and are subject to change.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Chase Bank CD rates and productsChase’s standard CD rates are unmemorable. Its biggest returns are exclusively for those who already have a Chase Bank checking account. CD rates can vary based on your location. It also doesn’t offer specialty accounts such as bump-up, flexible, or IRA CDs.Standard CDsAnyone can get Chase’s standard CD rates, whether or not you’ve got an established relationship with the bank. You may’ll appreciate the many different term lengths to choose from; a notably wider variety than many of its competitors.Chase Bank standard CD featuresMinimum opening deposit$1,000Early withdrawal penalty (terms less than 6 months)90 days of interest on the amount withdrawnEarly withdrawal penalty (terms 6 months to less than 24 months)180 days of interest on the amount withdrawnEarly withdrawal penalty (terms 24 months or more)365 days of interest on the amount withdrawnChase Bank standard CD ratesSee the list of Chase’s standard CD terms and the annual percentage yield (APY) below:Chase CD standard ratesAPY1 month0.01%*2 months0.01%*3 months0.01%*4 months0.01%*5 months0.01%6 months0.01%*7 months0.01%8 months0.01%9 months0.01%*10 months00.01%11 months0.01%12 months0.01%*13 months0.01%14 months0.01%15 months0.01%18, 21 months0.01%24, 30 months0.01%36, 42 months0.01%48, 60, 84, 120 months0.01%1 monthAPY0.01%*2 monthsAPY0.01%*3 monthsAPY0.01%*4 monthsAPY0.01%*5 monthsAPY0.01%6 monthsAPY0.01%*7 monthsAPY0.01%8 monthsAPY0.01%9 monthsAPY0.01%*10 monthsAPY00.01%11 monthsAPY0.01%12 monthsAPY0.01%*13 monthsAPY0.01%14 monthsAPY0.01%15 monthsAPY0.01%18, 21 monthsAPY0.01%24, 30 monthsAPY0.01%36, 42 monthsAPY0.01%48, 60, 84, 120 monthsAPY0.01%*0.01% ladder APYChase CD ladder rates apply when a group of four CDs is opened at the same time for the same amount but with different terms, by a customer with a linked Chase Private Client Checking account.Bank details checked Nov. 10, 2025.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Chase Bank Relationship CD ratesAs noted earlier, Chase’s relationship CD rates come with much higher APYs than the bank’s standard rates. You’re eligible for the relationship rate if you have a Chase checking account. While the minimum deposit to open a relationship CD is just $1,000 , some rates are the most generous for deposits of over $100,000.Chase Bank relationship CD featuresMinimum opening deposit$1,000Early withdrawal penalty (terms less than 6 months)90 days of interest on the amount withdrawnEarly withdrawal penalty (terms 6 months to less than 24 months)180 days of interest on the amount withdrawnEarly withdrawal penalty (terms 24 months or more)365 days of interest on the amount withdrawnChase Bank Relationship CD ratesTerm lengthAPY($0-$99,999 deposit)APY($100,000+ deposit)1 month0.02%*0.02%*2 months1.01%*1.01%*3 months1.01%*1.01%*4 months2.00%*2.00%*5 months3.20%3.70%6 months0.75%*0.75%**7 months0.75%*0.75%8 months0.75%*0.75%9 months0.50%*0.50%**10 months2.65%*3.15%11 months0.50%*0.50%12 months1.75%*1.75%**13 months1.75%1.75%14 months1.75%1.75%15 months2.00%2.00%18, 21 months2.00%2.00%24, 30 months2.00%2.00%36, 42 months2.00%2.00%48, 60, 84, 120 months2.00%2.00%1 monthAPY($0-$99,999 deposit)0.02%*APY($100,000+ deposit)0.02%*2 monthsAPY($0-$99,999 deposit)1.01%*APY($100,000+ deposit)1.01%*3 monthsAPY($0-$99,999 deposit)1.01%*APY($100,000+ deposit)1.01%*4 monthsAPY($0-$99,999 deposit)2.00%*APY($100,000+ deposit)2.00%*5 monthsAPY($0-$99,999 deposit)3.20%APY($100,000+ deposit)3.70%6 monthsAPY($0-$99,999 deposit)0.75%*APY($100,000+ deposit)0.75%**7 monthsAPY($0-$99,999 deposit)0.75%*APY($100,000+ deposit)0.75%8 monthsAPY($0-$99,999 deposit)0.75%*APY($100,000+ deposit)0.75%9 monthsAPY($0-$99,999 deposit)0.50%*APY($100,000+ deposit)0.50%**10 monthsAPY($0-$99,999 deposit)2.65%*APY($100,000+ deposit)3.15%11 monthsAPY($0-$99,999 deposit)0.50%*APY($100,000+ deposit)0.50%12 monthsAPY($0-$99,999 deposit)1.75%*APY($100,000+ deposit)1.75%**13 monthsAPY($0-$99,999 deposit)1.75%APY($100,000+ deposit)1.75%14 monthsAPY($0-$99,999 deposit)1.75%APY($100,000+ deposit)1.75%15 monthsAPY($0-$99,999 deposit)2.00%APY($100,000+ deposit)2.00%18, 21 monthsAPY($0-$99,999 deposit)2.00%APY($100,000+ deposit)2.00%24, 30 monthsAPY($0-$99,999 deposit)2.00%APY($100,000+ deposit)2.00%36, 42 monthsAPY($0-$99,999 deposit)2.00%APY($100,000+ deposit)2.00%48, 60, 84, 120 monthsAPY($0-$99,999 deposit)2.00%APY($100,000+ deposit)2.00%*0.02% ladder APY**0.05% ladder APYChase CD ladder rates apply when a group of four CDs is opened at the same time for the same amount but with different terms, by a customer with a linked Chase Private Client Checking account.Bank details checked Nov. 10, 2025.Compare the CD rates and terms available from other top institutionsRead our roundups of all available CD rates from Capital One and Bank of America.Chase Bank Business CDsChase offers special CDs for business owners. Similar to its relationship rates, the amount you’ll earn depends on the size of your deposit. Rates vary based on your location, but here’s an example Here’s what you can expect.Chase Bank Business CD featuresMinimum opening deposit$1,000Early withdrawal penalty (terms less than 12 months)$25 plus 1% of the amount withdrawnEarly withdrawal penalty (terms 12 months or more)$25 plus 3% of the amount withdrawnCD Term$0 – $9,999.99$10K – $24,999.99$25K – $49,999.99$50K – $99,999.99$100K-$249,999.99$250K+1-Month0.02%0.02%0.02%0.02%0.02%0.02%2-Month1.01%1.01%1.01%1.01%1.01%1.01%3-Month1.01%1.01%1.01%1.01%1.01%1.01%4-Month2.00%2.00%2.00%2.00%2.00%2.00%5-Month3.20%3.20%3.20%3.20%3.70%3.70%6-Month0.75%0.75%0.75%0.75%0.75%0.75%7-Month0.75%0.75%0.75%0.75%0.75%0.75%8-Month0.75%0.75%0.75%0.75%0.75%0.75%9-Month0.50%0.50%0.50%0.50%0.50%0.50%10-Month2.65%2.65%2.65%2.65%3.15%3.15%11-Month0.50%0.50%0.50%0.50%0.50%0.50%12-Month1.75%1.75%1.75%1.75%1.75%1.75%13-Month1.75%1.75%1.75%1.75%1.75%1.75%14-Month1.75%1.75%1.75%1.75%1.75%1.75%15+ Months2.00%2.00%2.00%2.00%2.00%2.00%1-Month$0 – $9,999.990.02%$10K – $24,999.990.02%$25K – $49,999.990.02%$50K – $99,999.990.02%$100K-$249,999.990.02%$250K+0.02%2-Month$0 – $9,999.991.01%$10K – $24,999.991.01%$25K – $49,999.991.01%$50K – $99,999.991.01%$100K-$249,999.991.01%$250K+1.01%3-Month$0 – $9,999.991.01%$10K – $24,999.991.01%$25K – $49,999.991.01%$50K – $99,999.991.01%$100K-$249,999.991.01%$250K+1.01%4-Month$0 – $9,999.992.00%$10K – $24,999.992.00%$25K – $49,999.992.00%$50K – $99,999.992.00%$100K-$249,999.992.00%$250K+2.00%5-Month$0 – $9,999.993.20%$10K – $24,999.993.20%$25K – $49,999.993.20%$50K – $99,999.993.20%$100K-$249,999.993.70%$250K+3.70%6-Month$0 – $9,999.990.75%$10K – $24,999.990.75%$25K – $49,999.990.75%$50K – $99,999.990.75%$100K-$249,999.990.75%$250K+0.75%7-Month$0 – $9,999.990.75%$10K – $24,999.990.75%$25K – $49,999.990.75%$50K – $99,999.990.75%$100K-$249,999.990.75%$250K+0.75%8-Month$0 – $9,999.990.75%$10K – $24,999.990.75%$25K – $49,999.990.75%$50K – $99,999.990.75%$100K-$249,999.990.75%$250K+0.75%9-Month$0 – $9,999.990.50%$10K – $24,999.990.50%$25K – $49,999.990.50%$50K – $99,999.990.50%$100K-$249,999.990.50%$250K+0.50%10-Month$0 – $9,999.992.65%$10K – $24,999.992.65%$25K – $49,999.992.65%$50K – $99,999.992.65%$100K-$249,999.993.15%$250K+3.15%11-Month$0 – $9,999.990.50%$10K – $24,999.990.50%$25K – $49,999.990.50%$50K – $99,999.990.50%$100K-$249,999.990.50%$250K+0.50%12-Month$0 – $9,999.991.75%$10K – $24,999.991.75%$25K – $49,999.991.75%$50K – $99,999.991.75%$100K-$249,999.991.75%$250K+1.75%13-Month$0 – $9,999.991.75%$10K – $24,999.991.75%$25K – $49,999.991.75%$50K – $99,999.991.75%$100K-$249,999.991.75%$250K+1.75%14-Month$0 – $9,999.991.75%$10K – $24,999.991.75%$25K – $49,999.991.75%$50K – $99,999.991.75%$100K-$249,999.991.75%$250K+1.75%15+ Months$0 – $9,999.992.00%$10K – $24,999.992.00%$25K – $49,999.992.00%$50K – $99,999.992.00%$100K-$249,999.992.00%$250K+2.00%Bank details checked Nov. 10, 2025.SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on Quontic Bank's website3.75%6 mos$500View DetailsPowered By:/* Loader */ #hsPjvkkafIklhGuy .sh-spinner { display: none; } #hsPjvkkafIklhGuy.listingsLoading .sh-spinner { display: block; } #hsPjvkkafIklhGuy.listingsLoading .sh-widget-render-result { display: none; } #hsPjvkkafIklhGuy.listingsLoaded .sh-widget-render-result { display: block; } #hsPjvkkafIklhGuy.listingsLoaded .sh-spinner { display: none; } #hsPjvkkafIklhGuy.listingsLoading .search-result-container .sh-spinner { display: block; } #hsPjvkkafIklhGuy.listingsLoaded.listingsLoading .sh-spinner { display: block; } #hsPjvkkafIklhGuy .sh-spinner { display: block; margin: 30px auto; width: 48px; height: 48px; } #hsPjvkkafIklhGuy .sh-spinner:after { content: " "; display: block; width: 32px; height: 32px; margin: 1px; border-radius: 50%; border: 10px solid #105485; border-color: transparent #105485 transparent #105485; -webkit-animation: lds-dual-ring 1.2s linear infinite; animation: lds-dual-ring 1.2s linear infinite; 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border-radius: 4px; } #hsPjvkkafIklhGuy .sh-row2-container { flex: 0 0 170px; text-align: center; } #hsPjvkkafIklhGuy .sh-row-product-title { font: normal normal normal 12px/24px Roboto; letter-spacing: 0px; color: #8CA6BC; font-weight: 500; } #hsPjvkkafIklhGuy .seeMoreTerms { text-decoration: underline; font: normal normal normal 12px/14px Roboto; letter-spacing: 0.48px; color: #1C96F0; cursor: pointer; display: inline-block; margin: 15px 0 0 0; } #hsPjvkkafIklhGuy .seeMoreTerms.expanded:after { transform: rotate(180deg); } #hsPjvkkafIklhGuy .seeMoreTerms:after { background-image: url(data:image/svg+xml;base64,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); content: ''; height: 5px; width: 9px; display: inline-block; position: relative; top: -2px; left: 5px; } #hsPjvkkafIklhGuy .sh-first-product .sh-btn__text:hover { background-color: #1871B8; color: #FFFFFF; } #hsPjvkkafIklhGuy .sh-title { font: normal normal bold 18px/24px Roboto; color: #1C96F0; margin: 0 0 23px 0; } #hsPjvkkafIklhGuy .sh-promo-title, #hsPjvkkafIklhGuy .sh-promo-text, #hsPjvkkafIklhGuy .sh-main-title, #hsPjvkkafIklhGuy .sh-product-name { cursor: pointer; } #hsPjvkkafIklhGuy .sh-promo { margin: -10px 0 20px; } #hsPjvkkafIklhGuy .sh-promo .sh-promo-title { background: #D2EAFC 0% 0% no-repeat padding-box; border-radius: 10px; text-align: right; font: normal normal bold 12px/14px Roboto; letter-spacing: 0.48px; color: #1C96F0; padding: 3px 8px; } #hsPjvkkafIklhGuy .sh-promo .sh-promo-text { font: normal normal normal 16px/24px Roboto; vertical-align: middle; letter-spacing: 0px; } #hsPjvkkafIklhGuy .sh-cta-container { padding-right: 20px; padding-top: 12px; padding-bottom: 12px; } #hsPjvkkafIklhGuy .sh-logo { flex: 0 0 27%; text-align: center; } #hsPjvkkafIklhGuy .sh-main-container { flex: 0 0 72%; } #hsPjvkkafIklhGuy .product-details-container { display: flex; justify-content: space-between; border-bottom: 1px solid #D0E0EE; flex-flow: row wrap; } #hsPjvkkafIklhGuy .sh-row-sub-container { flex: 0 0 27%; text-align: center; display: flex; align-items: center; justify-content: center; } #hsPjvkkafIklhGuy .sh-row-product-title { flex: 0 0 27%; text-align: center; display: flex; justify-content: center; } #hsPjvkkafIklhGuy .sh-row-container { display: flex; justify-content: space-between; flex: 0 0 65%; } #hsPjvkkafIklhGuy .sh-row-product-title { font: normal normal 500 12px/14px Roboto; color: #8CA6BC; height: 15px; } #hsPjvkkafIklhGuy .sh-title-container { flex: 0 0 100%; display: none; justify-content: space-between; background-color: #F4F6F6; height: 30px; } #hsPjvkkafIklhGuy .sh-first-product .sh-title-container { display: flex; } #hsPjvkkafIklhGuy .sh-listing { position: relative; } #hsPjvkkafIklhGuy #sh-star-icon { height: 56px; width: 56px; position: absolute; z-index: 1; } #hsPjvkkafIklhGuy .sh-first-product .sh-row-sub-container span.sh-row-value { display: block; padding: 12px 0px; font: normal normal bold 24px/24px Roboto; letter-spacing: -0.48px; color: #0A3C5F; } #hsPjvkkafIklhGuy .sh-row-sub-container span.sh-row-value { font: normal normal bold 16px/24px Roboto; letter-spacing: -0.32px; color: #0A3C5F; display: block; cursor: pointer; } #hsPjvkkafIklhGuy .mobile-bottom-container { display: none; } #hsPjvkkafIklhGuy .logo-image-wrapper { max-width: 200px; margin: 0 auto; min-height: 90px; } #hsPjvkkafIklhGuy img.logo-image { width: 100%; height: auto; cursor: pointer; } #hsPjvkkafIklhGuy #load_more_carrier { text-align: center; font: normal normal normal 16px/20px Roboto; letter-spacing: 0px; color: #1C96F0; font-weight: 500; background-color: #FFF; height: 36px; display: flex; align-items: center; justify-content: center; box-shadow: 4px 4px #8ca6bc33; cursor: pointer; } #hsPjvkkafIklhGuy .sh-row-product-title.sh-apy-value, #hsPjvkkafIklhGuy .sh-row-product-title.sh-term-length, #hsPjvkkafIklhGuy .sh-row-product-title.sh-min-dep { cursor: pointer; } @media only screen and (max-width : 850px) { #hsPjvkkafIklhGuy .logo-image-wrapper { max-width: 137px; } #hsPjvkkafIklhGuy .sh-cta-container { padding-right: 0px; } #hsPjvkkafIklhGuy .sh-row-product-title.sh-date { margin-right: 0px; } #hsPjvkkafIklhGuy .sh-btn__text, #hsPjvkkafIklhGuy .sh-first-product .sh-btn__text { width: 138px; } #hsPjvkkafIklhGuy .sh-main-container { flex: 0 0 77%; } #hsPjvkkafIklhGuy .sh-row-container { flex: 0 0 67%; } #hsPjvkkafIklhGuy .sh-logo { flex: 0 0 20%; text-align: center; } #hsPjvkkafIklhGuy .sh-row-sub-container .sh-row-product-title { height: 20px; width: 90px; } } @media only screen and (max-width : 767px) { #hsPjvkkafIklhGuy .sh-m-hide { display: none !important; } #hsPjvkkafIklhGuy .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #hsPjvkkafIklhGuy .logo-image-wrapper { max-width: 200px; min-height: unset; } #hsPjvkkafIklhGuy .sh-row-container { flex: 0 0 100%; order: 2; } #hsPjvkkafIklhGuy .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #hsPjvkkafIklhGuy #sh-header-container { padding: 0 20px; } #hsPjvkkafIklhGuy .sh-d-hide { display: block !important; } #hsPjvkkafIklhGuy .sh-listing-content-wrapper { display: block; padding: 20px; } #hsPjvkkafIklhGuy .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #hsPjvkkafIklhGuy .sh-btn__text, #hsPjvkkafIklhGuy .sh-first-product .sh-btn__text { width: 100%; } #hsPjvkkafIklhGuy .sh-fdic-insured { padding: 0; } #hsPjvkkafIklhGuy .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #hsPjvkkafIklhGuy .sh-first-product .product-details-container { margin-top: 0px; } #hsPjvkkafIklhGuy .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #hsPjvkkafIklhGuy .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #hsPjvkkafIklhGuy .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #hsPjvkkafIklhGuy .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #hsPjvkkafIklhGuy .sh-title-container { display: flex; margin-bottom: 15px; } #hsPjvkkafIklhGuy .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #hsPjvkkafIklhGuy .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #hsPjvkkafIklhGuy .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #hsPjvkkafIklhGuy .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #hsPjvkkafIklhGuy .sh-first-product .sh-cta-container { padding-top: 0px; } #hsPjvkkafIklhGuy .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #hsPjvkkafIklhGuy .mobile-bottom-container .sh-fdic-insured { padding: 0; } } @media only screen and (max-width : 370px) { #hsPjvkkafIklhGuy .sh-first-product .sh-row-sub-container span.sh-row-value { font: normal normal bold 25px/30px Roboto; } } #hsPjvkkafIklhGuy.box750.device-desktop img.logo-image { max-width: 75%; } #hsPjvkkafIklhGuy.sh-box750.device-desktop .sh-row2-container { flex: 0 0 170px; } #hsPjvkkafIklhGuy.box750.device-desktop .sh-row-product-title { flex: 0 0 36%; } #hsPjvkkafIklhGuy.box750.device-desktop .sh-row-product-title.sh-date { margin-right: 4px; } #hsPjvkkafIklhGuy.box750.device-desktop .sh-first-product .sh-btn__text, #hsPjvkkafIklhGuy.box750.device-desktop .sh-btn__text { width: 140px; } #hsPjvkkafIklhGuy.box800.device-desktop .sh-first-product .sh-btn__text, #hsPjvkkafIklhGuy.box800.device-desktop .sh-btn__text { width: 150px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-m-hide, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-m-hide, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-m-hide { display: none !important; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .seeMoreTerms, #hsPjvkkafIklhGuy.sh-box650.device-desktop .seeMoreTerms, #hsPjvkkafIklhGuy.sh-box700.device-desktop .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .logo-image-wrapper, #hsPjvkkafIklhGuy.sh-box650.device-desktop .logo-image-wrapper, #hsPjvkkafIklhGuy.sh-box700.device-desktop .logo-image-wrapper { max-width: 200px; min-height: unset; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-row-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-row-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-row-container { flex: 0 0 100%; order: 2; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-row-sub-container .sh-title-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-row-sub-container .sh-title-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop #sh-header-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop #sh-header-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-d-hide, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-d-hide, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-d-hide { display: block !important; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-listing-content-wrapper, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-listing-content-wrapper, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-promo .sh-promo-text, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-promo .sh-promo-text, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-btn__text, #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-btn__text, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-btn__text, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-btn__text, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-btn__text, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-fdic-insured, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-fdic-insured, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .product-details-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .product-details-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .product-details-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .product-details-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-title, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-title, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-promo, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-promo, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-promo-offer-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-promo-offer-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-title-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-title-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-title-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-title-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-row2-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-row2-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-fdic-dis-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-fdic-dis-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-cta-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-cta-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-cta-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-cta-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .mobile-bottom-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .mobile-bottom-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #hsPjvkkafIklhGuy.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #hsPjvkkafIklhGuy.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-title-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-title-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #hsPjvkkafIklhGuy.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #hsPjvkkafIklhGuy.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #hsPjvkkafIklhGuy.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #hsPjvkkafIklhGuy.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #hsPjvkkafIklhGuy.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #hsPjvkkafIklhGuy.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #hsPjvkkafIklhGuy.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #hsPjvkkafIklhGuy .sh-row-container.sh-apy-value { height: 24px; } #hsPjvkkafIklhGuy .sh-title-container { height: 45px; } #hsPjvkkafIklhGuy .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #hsPjvkkafIklhGuy .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #hsPjvkkafIklhGuy .sh-first-product .sh-title-container { height: 72px; } #hsPjvkkafIklhGuy .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #hsPjvkkafIklhGuy .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #hsPjvkkafIklhGuy .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #hsPjvkkafIklhGuy .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #hsPjvkkafIklhGuy .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #hsPjvkkafIklhGuy .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #hsPjvkkafIklhGuy .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #hsPjvkkafIklhGuy.loadingMessage .sh-loading-msg { display: block; } #hsPjvkkafIklhGuy.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #hsPjvkkafIklhGuy .sh-loading-msg { font-size: 18px; } } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-container { align-items: center; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #hsPjvkkafIklhGuy .sh-row-product-title.sh-bank-name { display: none; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #hsPjvkkafIklhGuy.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #hsPjvkkafIklhGuy.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #hsPjvkkafIklhGuy.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #hsPjvkkafIklhGuy.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #hsPjvkkafIklhGuy.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #hsPjvkkafIklhGuy.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #hsPjvkkafIklhGuy.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #hsPjvkkafIklhGuy.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #hsPjvkkafIklhGuy.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #hsPjvkkafIklhGuy.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #hsPjvkkafIklhGuy.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop .sh-first-product .sh-row2-container, #hsPjvkkafIklhGuy.sh-box650.device-desktop .sh-first-product .sh-row2-container, #hsPjvkkafIklhGuy.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #hsPjvkkafIklhGuy .sh-gb-banner.sh-promo { display: none !important; } #hsPjvkkafIklhGuy.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #hsPjvkkafIklhGuy.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #hsPjvkkafIklhGuy.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #hsPjvkkafIklhGuy.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; height: unset; flex: 0 0 150px; padding-top: unset; box-sizing: unset; background-color: transparent; position: relative; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: unset; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: unset; margin-right: 15px; width: 100%; padding: 1px 0 10px 0; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font: normal normal bold 24px/24px Roboto; padding: 12px 0px; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-cta-container{ padding: 12px 0px; box-sizing: unset; border-bottom: unset; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-title-container{ display: none; margin: unset; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-promo{ width: 100%; margin: -10px 0 20px; text-align: left; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-promo .sh-promo-text{ font: normal normal normal 16px/24px Roboto; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-fdic-insured{ padding: 20px 0 7px 0; } #hsPjvkkafIklhGuy.sh-box700.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg, #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg{ vertical-align: unset; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-listing-content-wrapper{ display: block; padding: 20px; margin-bottom: 16px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .logo-image-wrapper{ max-width: 200px; min-height: unset; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges img.logo-image{ max-width: inherit; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-d-hide { display: block !important; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-title{ font: normal normal bold 16px / 24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-fdic-dis-container{ display: flex; justify-content: space-between; max-width: 400px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-fdic-insured{ padding: 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-m-hide { display: none !important; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .product-details-container{ display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container{ flex-flow: row wrap; align-items: flex-start; margin-bottom: 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-row-container{ flex: 0 0 100%; order: 2; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: 42px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 27%; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #hsPjvkkafIklhGuy.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer176 .logo-column.flex-container, #qsWidgetContainer176 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer176 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer176 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer176 .apy-label, #qsWidgetContainer176 .curDate, #qsWidgetContainer176 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer176 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer176 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer176 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; 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font-weight: 600; } }Compare Chase Bank to competitorsChase Bank offers decent CD rates, but only if you’ve got a Chase checking account; otherwise, its rates aren’t great. And even many of the relationship rates don’t rise as high as the APY you can find at some other institutions. Here’s how Chase Bank stacks against its competition. Chase Bank(standard / relationship <$100,000)DiscoverNorthern Bank Direct4 months4 months4 months0.01% / 2.00%N/AN/A6 months6 months6 months0.01% / 0.75%3.50%4.00%9 months9 months9 months0.01% / 0.50%3.50%3.75%10 months10 months10 months0.01% / 2.65%N/AN/A12 months12 months12 months0.01% / 1.75%4.05%3.25%18 months18 months18 months0.01% / 2.00%3.70%3.25%24 months24 months24 months0.01% / 2.00%3.50%3.25%Learn moreLearn moreLearn moreView offerat MoneyLionView offerat MoneyLionView offerat Northern Bank DirectBank details checked Nov. 10, 2025.Learn more about Chase BankIn addition to CDs, Chase customers have a wide variety of checking and savings accounts to choose from. Chase also issues wildly popular travel and cash back credit cards, personal loans, mortgages, and auto loans.You can also set up investment accounts, such as individual retirement accounts (IRAs). If you own a business, several business services are available, including checking, savings, credit cards, and lending solutions.Read our detailed Chase Bank review for more details about its valuable features.Fortune 500Chase is currently ranked as the #11 spot on the 2025 version of the Fortune 500 list.Frequently asked questionsHow do Chase Bank CD rates compare to other banks?Chase Bank CD rates are middle-of-the-road for most customers. To get Chase’s best rates, you’ll need to have a relationship with Chase and deposit at least $100,000 — otherwise, your maximum potential APY 3.50%What is the minimum deposit for a Chase CD?The minimum deposit for a Chase CD is $1,000.How can I qualify for Chase relationship CD rates?Are Chase CD rates FDIC insured?Yes Chase CDs are FDIC insured up to $250,000 per account holder.Are there any fees associated with Chase CDs?There are no fees associated with Chase CDs unless you withdraw your money before it has matured. In that case, you’ll pay between 90 and 365 days of interest (depending on the term length of your CD).Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
The company that tried to build an electric battery gigafactory in the North East and create thousands of jobs will be formally put out of business after its administrators signalled moves to liquidate the firm. It had been hoped that Britishvolt would create 3,000 direct jobs and another 5,000 in its supply chains after it outlined plans in 2020 for a massive factory on site of the former Blyth Power Station coal yards. But the company went into administration last year after failing to raise the funds needed to keep it going. Attempts by Australian firm Recharge Industries to take over the project also foundered after it was unable to pay the full £8.6m needed to take over the company. In the meantime, Northumberland County Council took back control of the site and has sold it to American investment giant Blackstone, which will invest up to £10bn into the site to create a campus of data centres through its subsidiary QTS. The new plan will create far fewer jobs - with hundreds of people expected to work in the data centres once they are operational - but the council has agreed a £110m payment that will be earmarked for job creation schemes in the county, particularly the area around the new Northumberland rail line. New documents have been published by administrators EY which confirm that Power by Britishvolt Limited is being moved to a creditors’ voluntary liquidation. Those documents reveal that the administrators have paid HMRC and former employees, and that there are sufficient funds to pay Britishvolt’s unsecured creditors. The termination of Britishvolt as a company brings to an end one of the more unusual business stories of recent years. Not long after Britishvolt announced it wanted to set up a gigafactory at Cambois, the project hit its first problem when its founding chairman had to step down over revelations about his past.
Think back to the last time that you checked in to your favourite hotel. Were you welcomed by an affable, familiar smile or proffered a QR code to scan? Were you excited about the unveiling of a proprietary messaging system? At first glance, better technology in the hotel bedroom can be a good thing for streamlined and more efficient communication. For some guests, it’s a way to cut to the chase and avoid pesky interpersonal interactions. But how does it feel to totally replace the faces and the voices of familiar eager-to-please staff members for backlit screens? That’s where most hospitality-tech evangelists come unstuck. The desire for human connection and a local perspective is something that artificial intelligence (AI) and algorithms are having real trouble replicating. As a full-time concierge at a top Paris hotel, I should know.Illustration: Studio PongLately, the push for technology to streamline human communication in the luxury-travel industry has escalated. This is especially evident in messaging systems now used by several high-end hotel chains that cater to those guests who shun traditional communication methods in favour of efficiency. The problem? By giving completely anti-social guests what they want – and looking to justify the costly set-up of new technology by suggesting that this is progress – hoteliers are at risk not only of enabling but also cultivating rudeness and bad behaviour. AI has already started handling simple guest requests. Some tools appeal to the convenience-oriented traveller who thinks that calling a human at the front desk is somehow outdated or banal. It’s not always bad for staff either, especially if it saves time. The only real difference between a good hotel and a great one – décor, location and your own preferences notwithstanding – is the level of service. And in my decades in the job this is rarely, if ever, a matter simply of efficiency. It’s mostly about moments of personal connection that help guests to feel seen and looked after.Perhaps it’s time for a small step back from the precipice. Technology can be convenient, of course, but this shouldn’t be confused with hospitality. Sometimes good service involves making an effort for others.The best hotels must balance the capacity to streamline services with preserving meaningful interactions. People travel for face-to-face time – not Facetime – and that should be the way forward.Adrian Moore is a Paris-based Clefs d’Or concierge and co-author of the book ‘Chefs’ Fridges’ published by Harper Collins.
Shares of GB Group, the London-listed tech firm, soared 11 percent on Thursday morning following the announcement that its interim trading figures had surpassed expectations. The identity verification and location intelligence service provider reported first-half revenues of approximately £137m, a modest increase from the previous year's £132.4m and slightly above Peel Hunt analysts' projection of £135.5m, as reported by City AM. Adjusted operating profits showed a robust 21 percent uptick year-on-year, reaching £29m and topping analyst forecasts by two percent. On a constant currency basis, the combination of GB Groups two main sectors, identity and location, demonstrated a growth of 6.8 percent. Dev Dhiman, who stepped into the chief executive role earlier this year, had set forth four strategic priorities for the Chester-based company: simplifying operations; achieving global alignment; fostering a culture oriented towards performance; and speeding up the pace of innovation. "We have made encouraging progress in each of these areas," Dhiman said, "and this is translating into our performance with strong pipeline execution, ramp-up with a number of important customers, and some significant customer win-backs reinforcing our market leadership position in identity fraud and location software," he elaborated on the company's advancements.
A leading North East technology firm has effectively put itself up for sale and is considering closure after saying efforts to recover from the Covid pandemic have not been successful. Zytronic, which specialises in touch-screen technology from its base at Blaydon, is implementing a strategic review after saying that efforts to turn around the business in recent years “have not delivered meaningful results”. The company has issued a trading update in which it said sales in the last year fell from £8.6m to £7.2m. It said that it “does not anticipate a material recovery in volumes over the short to medium term” and has launched a review of its operations after concluding that efforts to get back to pre-Covid trading haven’t worked. Zytronic is exploring a number of options that include a new business plan that aims to increase market share in key sectors, the potential sale of the company, and what it calls “an orderly solvent liquidation of the company’s assets”. It is also likely to reduce the size of its manufacturing operations. Having been listed on the AIM stock market since 2000, the company is also considering de-listing and continuing as a private company, partly to reduce the costs of being a listed firm. The company said that its transformation plan would focus on expansion of certain technologies, establishing a collaborative design and sales process, and reducing its manufacturing footprint. It said: “The company has witnessed a sustained lack of recovery in business performance to its pre-Covid operating level and management’s efforts to battle against a difficult macroeconomic environment have not delivered meaningful results. After observing disappointing volumes in FY24, the board has come to the opinion that it is unlikely that a significant improvement will be forthcoming without a strategic catalyst.” Zytronic’s revenues have fallen significantly since 2019, when they stood at just over £20m. A small improvement in turnover in 2022 has not been sustained, with two further falls since then. In last year’s accounts, which were published in February and showed a loss of £2m, then chair Chris Potts outlined how one of its main customers going into bankruptcy had hit orders, and said that the “lack of sustained recovery is linked to the continuing impact of international events on the business.”
If you’re on holiday in Nusfjord, you’ll likely have come far. You’ll probably have changed planes in Oslo, boarded another in Bodø and ended up careening over the crags of Norway’s northwestern coast in your little Dash 8 turboprop, where the dark islands look like whales breaching in the brine. Then you’ll have dipped a wing toward the Lofoten archipelago, where the bays are turquoise and the summer grass is green. You’re in the cock’s comb, almost at the top of mainland Norway and well into the Arctic Circle, to find Nusfjord: a beautiful nook in the world’s second-longest coastline (Norway is still some 100,000 kilometres behind the weathersome cliffs of Canada). This neck of the Nordic woods and its latitudinal brethren are hot because they’re cool: as southern Europe’s sizzle has turned to crackle, eyes are looking northward for a calmer balm and some old-fashionedweather. So, if you’re here and you don’t speak much Norwegian, you’ll likely have come far.Phew, you have arrived.Cabin feverMountain highNusfjord was a fabled fishing village for a thousand years, a haven on a wild coastline where boats could be safely moored and cabins built to house the hundreds of fishermen who’d rowed for days and weeks on high seas to reach this specific spot, staying for months to catch, dry, store and sell their cod. Renata Johansen, born and raised in the village, puts it better. “Every January to March theskreihas been coming down from the northern sea with his girlfriend to find the marriage bed with the perfect temperature for making babies,” she says. “What was irresistible for the fish was irresistible for the fishermen, too.” Plate expectationsJohansen is the front-of-house manager for what Nusfjord is now, which is still what you want on reaching a haven but in a very different way: a beautiful resort in which the rooms are calm, luxurious revamps of those old cabins and the administrative office for the weighing and selling of fish is now the very fine Restaurant Karoline. The rest of the village offers a swoon-inducing on-site bakery, thelandhandlerietshop and café for sandwiches, coffee and local crafts, an art gallery patronised by Norway’s Queen Sonja, a museum, a pub-and-pizza joint and a sauna that’s best enjoyed after a jump in the bloody freezing sea. It’ll toughen you up but not to the point that you’ll be like Johansen or one of her family. “Growing up here, the only child labour that was allowed in Norway is cutting the tongue out of the cod’s head. I bought myself a nice boat and a big motor with the money but we don’t offer it as an activity here for guests nowadays,” she says with a chuckle. Hitting the sweet spotWe’re soon out on the water – high above the cod – with Fred Ravneberg, Nusfjord’s general manager, his big laugh, a couple more members of his team and Caroline Krefting, whose family own Nusfjord. “In fact most of what you can see – even the mountain,” she says, with a smile that’s both proud and shy of any boastfulness. We’re out on the RIB boat for a tour that’ll take in the incredible sea eagles that nest and hunt around the bay and the Nusfjord estate’s small, private island with its very own small, private house, whose nickname seems to have stuck on the resort’s official literature: The Isolated Fisherman. But first, why get there slowly when you can rip around on that twin-engine RIB? A boat in the shape of a waterski and which appears to have been designed – and certainly today piloted – with the same thrills and spills in mind. It’s fast as hell and loves to get airborne off the waves. Lifejackets are hugged as the cold spray rains down. Greater still is the pure animal buzz of the big birds; the pair of sea eagles riding high on the updrafts above us, before swooping down on the waves to snatch a talon-full of what might well have been the leftovers of my fish. On we bounce and fly and bounce. The eagles regard us with a patient eye, then turn on their tail feathers for home and their young.In the swim of thingsView of the fjordSalteriet Galleri NusfjordCall of the wildArtisanal goods“We started this adventure eight years ago and now I feel both very grateful and very proud,” says Krefting. She is smiling into the sun’s dazzle as it dances off the sea, through the island pines and sitting room windows of the cosy cottage that, in June at least, does little justice to the name of The Isolated Fisherman. “Being here gives me a new perspective on life every time,” says Krefting. “In January we were skiing up on the mountain with wild views at 1,000 metres; where else can you see the sea from a mountaintop and almost ski down to it? And now we’re here right next to that sea and it’s another experience, to do with the season and the weather and the magic of this place.” Drinks at Oriana KroAfter the Krefting family bought Nusfjord, Caroline and her mother-in-law have ensured the accommodation and resort-wide fixtures and fittings have gone from a cheap-ish hotel-standard approach that made nothing of the cabins’ original layouts to a high-quality, low-volume, classily reserved Nordic style – all quiet luxury, cool and calm. Nusfjord, despite not having a road until the 1950s (it’s the sort of perfectly preserved picture of a place that you might stamp on a Norwegian biscuit-tin), had been inundated with camera-wielding coach-trips until the rethink and refurb. Now the village is still open for people to have a look and a coffee and poke about but some subtle yet firm pressure has helped bid the coachesadjø. There seems to be an honesty and a tenderness to the relationship between Krefting and, for example, Nusfjord-born Johansen’s family. Krefting talks of the “great warmth, great stories, great laughs” that go with the territory here and that she feels fortunate to have been involved with. “We also just had this goal which is about authentic experiences,” she says, “and that you don’t need to choose between comfort and nature – I hope we’ve woven both together here.”Cosy accommodationPeak performanceFlying highSerene watersThe weaving has indeed wrought a happy tapestry. Nusfjord’s village-first, hotel-later atmosphere is achieved through the open-air museum style of the resort but also by the charming staff, almost all of whom live here. Of course Nusfjord’s Nordic spa boasts a suite of treatments but maybe it expects you to have also broken a sweat outside of its sauna. Anyone for an adventure?“Haha! You’re in!” says Ravneberg, big laugh on full beam, on our fishing trip aboardElltor, the resort’s handsome boat. “Now wind him in, nice and smooth.” Out of the mill-pond-still of Nusfjord’s bay, we’re reeling again on the swells of the Norwegian Sea. A light breakfast seemed a wise choice: eyes on the horizon, breathe through your nose and focus on being flattered as a half-decent fisherman by a man who knows more than you about the ways of cod, coalfish, hake and halibut – and not because they were presented on a bed of samphire under Restaurant Karoline’s candlelight last night. There’s some angling banter about how I must have got lucky last night to be so lucky with the rod this morning, which we’ll let fly away on the Arctic breeze. Suffice to say, a respectful haul was had. Gutted, cleaned and into the ice they go, in order to be delivered to a beaming chef on dry land later. Fish soup, sir, caught by yourself? Ooh,ja vennligst.Lunch with a view of the surroundsWarmth in the wild at Nusfjord SpaFamily prideThe nature is really the thing. For all the laid-on activities, as lively or contemplative as they might be, the best thing photographer Ivar and I did was walk to the summit of the huge hill that looks over the village. It’s a decent hike, complete with knee-deep June snow in parts. The reward is the view at the top, the beer at the bottom and the kinship of walking together. Dinner at Restaurant Karoline – mostly fished, reared or grown nearby – was manna, a rum nightcap was nectar and the cabin and the bed – just right, just perfect – were heaven. That and the journey because you may well have come a long way but phew: you have arrived.nusfjordarcticresort.comWhat to packYou’ll want to indulge in all things Nusfjord on your trip, and that means dressing for the Nordic summer during the year’s middle months and being ready for almost anything for the rest of the year. The summer in Nusfjord typically means 10C to 15C but it can easily get up to 20C or dip into single figures when the wind has an edge. Take a bathing costume for the hot tub and a dip in the Arctic Sea (the sauna at Nusfjord is also swimmers-on); waterproof hiking boots; and a good rain jacket and hiking trousers (not the swishy kind, for the sake of Odin’s beard). And pack an eye mask: 24-hour sunlight can be as maddening as it is intriguing.What to seeThe Lofoten archipelago is a place of jaw-dropping beauty. Leknes, where we landed, would be a good spot to hire a car or you may wish to start further east into Norway to drive the length of the snaking peninsula, to end at the western tip and the succinctly-named Å. Along the route you’ll see many stunning beaches where you might do a double-take at the sight of plucky surfers in inch-thick wetsuits. Unstad beach is a popular spot to watch before getting a lesson courtesy of the Lofoten Surfsenter, where “Jack Frost”, the Lebowski-like local guru and proprietor, will regale you with tales of surfing among the ice floes in winter.Three books to get you in the mood‘A Woman in the Polar Night’byChristiane RitterThe 1930s memoir of an Austrian woman who left urban comforts behind to live with her explorer husband for a year in a shack in Arctic Spitsbergen. This classic of travel-writing witnesses months of near madness before her conversion to the Arctic’s lunar beauty.‘The Ice Palace’byTarjei VesaasA strange and allegorical coming-of-age tale about two girls on the brink of becoming young women in postwar rural Norway. Are Siss and Unn separate girls or halves of the same character? A sharp shock of powerful storytelling – the equivalent of a psychological ice-bath.‘Kon Tiki Man’byThor HeyerdahlThis is about the late, great Norwegian explorer and ethnographer rather than about his home country but there is much of the Nordic temperament in Heyerdahl’s unfussy prose. It describes an 8,000km cross-Pacific odyssey that he undertook on a hand-built raft in 1947.
Scouring the internet to find the best certificates of deposit (CDs) to grow your savings? You might at first glance neglect Sallie Mae, the financial institution best known for issuing student loans—but that would be a mistake.Sallie Mae CDs offer APY that’s near the top of the market. It’s not a perfect destination for everyone’s money (it’s not a full-service bank, after all) but may be an excellent fit for those seeking to earn a generous amount of interest. Here’s everything you need to know about Sallie Mae CD rates.Rates are current as of Nov. 7, 2025 and are subject to change.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Sallie Mae CD rates and productsSallie Mae offers only standard CDs. You won’t find specialty CDs like bump-up, flexible, business, or IRA CDs. If you’re looking for something distinct, your best bet is to open a CD elsewhere.You can choose from 11 different CD terms from six months to five years. Sallie Mae also provides some unconventional term lengths, such as 11- and 13-month accounts. This can come in handy if you plan to build a CD ladder, as you’ll have more options when staggering your maturity dates.The only real caveat when it comes to Sallie Mae CDs is its minimum opening deposit of $2,500. This is a little more than we’ve found to be typical. Some banks require no minimum deposit at all.Sallie Mae also offers CDs with different term lengths and APYs through its partner, Raisin, but this requires that you open an account with Raisin.Sallie Mae standard CD featuresMinimum opening deposit$2,500Early withdrawal penalty– Terms of 12 months or less: 90 days’ simple interest on the amount withdrawn– Terms longer than 12 months: 180 days’ simple interest on the amount withdrawnPartial withdrawals permittedYes (but you’ll incur a penalty)Additional deposits permittedNoAutomatic renewalYes, for the same termRenewal grace period10 daysSallie Mae standard CD ratesTerm lengthAPY6 months3.90%9 months3.90%11 months3.90%12 months4.00%13 months3.95%15 months4.10%18 months3.95%24 months3.50%30 months3.80%36 months3.90%60 months4.00%6 monthsAPY3.90%9 monthsAPY3.90%11 monthsAPY3.90%12 monthsAPY4.00%13 monthsAPY3.95%15 monthsAPY4.10%18 monthsAPY3.95%24 monthsAPY3.50%30 monthsAPY3.80%36 monthsAPY3.90%60 monthsAPY4.00%Bank details checked Nov. 7, 2025SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on Quontic Bank's website3.75%6 mos$500View DetailsPowered By:/* Loader */ #qRouLrZsgqRoGGjh .sh-spinner { display: none; } #qRouLrZsgqRoGGjh.listingsLoading .sh-spinner { display: block; } #qRouLrZsgqRoGGjh.listingsLoading .sh-widget-render-result { display: none; } #qRouLrZsgqRoGGjh.listingsLoaded .sh-widget-render-result { display: block; } #qRouLrZsgqRoGGjh.listingsLoaded .sh-spinner { display: none; } #qRouLrZsgqRoGGjh.listingsLoading .search-result-container .sh-spinner { display: block; } #qRouLrZsgqRoGGjh.listingsLoaded.listingsLoading .sh-spinner { display: block; } #qRouLrZsgqRoGGjh .sh-spinner { display: block; margin: 30px auto; width: 48px; height: 48px; } #qRouLrZsgqRoGGjh .sh-spinner:after { content: " "; display: block; width: 32px; height: 32px; margin: 1px; border-radius: 50%; border: 10px solid #105485; border-color: transparent #105485 transparent #105485; -webkit-animation: lds-dual-ring 1.2s linear infinite; animation: lds-dual-ring 1.2s linear infinite; 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margin-bottom: 15px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop #sh-header-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop #sh-header-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-d-hide, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-d-hide, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-d-hide { display: block !important; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-listing-content-wrapper, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-listing-content-wrapper, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-promo .sh-promo-text, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-promo .sh-promo-text, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-btn__text, #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-btn__text, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-btn__text, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-btn__text, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-btn__text, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-fdic-insured, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-fdic-insured, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .product-details-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .product-details-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .product-details-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .product-details-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-title, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-title, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-promo, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-promo, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-promo-offer-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-promo-offer-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-title-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-title-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-title-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-title-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-row2-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-row2-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-fdic-dis-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-fdic-dis-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-cta-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-cta-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-cta-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-cta-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .mobile-bottom-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .mobile-bottom-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-title-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-title-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #qRouLrZsgqRoGGjh.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #qRouLrZsgqRoGGjh.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #qRouLrZsgqRoGGjh.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #qRouLrZsgqRoGGjh.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #qRouLrZsgqRoGGjh.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #qRouLrZsgqRoGGjh.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #qRouLrZsgqRoGGjh.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #qRouLrZsgqRoGGjh .sh-row-container.sh-apy-value { height: 24px; } #qRouLrZsgqRoGGjh .sh-title-container { height: 45px; } #qRouLrZsgqRoGGjh .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #qRouLrZsgqRoGGjh .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #qRouLrZsgqRoGGjh .sh-first-product .sh-title-container { height: 72px; } #qRouLrZsgqRoGGjh .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #qRouLrZsgqRoGGjh .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #qRouLrZsgqRoGGjh .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #qRouLrZsgqRoGGjh .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #qRouLrZsgqRoGGjh .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #qRouLrZsgqRoGGjh .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #qRouLrZsgqRoGGjh .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #qRouLrZsgqRoGGjh.loadingMessage .sh-loading-msg { display: block; } #qRouLrZsgqRoGGjh.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #qRouLrZsgqRoGGjh .sh-loading-msg { font-size: 18px; } } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-container { align-items: center; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #qRouLrZsgqRoGGjh .sh-row-product-title.sh-bank-name { display: none; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #qRouLrZsgqRoGGjh.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #qRouLrZsgqRoGGjh.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #qRouLrZsgqRoGGjh.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #qRouLrZsgqRoGGjh.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #qRouLrZsgqRoGGjh.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #qRouLrZsgqRoGGjh.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #qRouLrZsgqRoGGjh.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #qRouLrZsgqRoGGjh.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-row2-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-row2-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #qRouLrZsgqRoGGjh .sh-gb-banner.sh-promo { display: none !important; } #qRouLrZsgqRoGGjh.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #qRouLrZsgqRoGGjh.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #qRouLrZsgqRoGGjh.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #qRouLrZsgqRoGGjh.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; 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font-weight: 600; } }Compare Sallie Mae to competitorsSallie Mae’s CD rates are nothing to sneeze at. But again, there are higher rates out there for select terms. Here’s a look at some of its competitors, all of which have far lower minimum opening deposit requirements.Sallie Mae BankDiscoverNorthern Bank Direct6 months6 months6 months3.90%3.50%4.00%9 months9 months9 months3.90%3.50%3.75%12 months12 months12 months4.00%4.05%3.25%18 months18 months18 months3.95%3.70%3.25%24 months24 months24 months3.50%3.50%3.25%60 months60 months60 months4.00%3.50%3.25%Learn moreLearn moreLearn moreView offerat BankrateView offerat MoneyLionView offerat Northern Bank DirectBank details checked Nov. 7, 2025Learn more about Sallie MaeSallie Mae is a financial institution primarily focused on student loans, advertising private, undergrad, graduate, and career training options. It was originally created by the U.S. Congress in 1972 and called the Student Loan Marketing Association. It became privatized in 2004.Sallie Mae now offers more than just student loans and CDs—you can also open high-yield savings accounts and a money market account. It’s far from a full-service bank, however, so those who want to manage all their accounts under one roof (think mortgage, checking, auto loan, etc.) may not find Sallie Mae to be a good fit.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Frequently asked questionsDoes Sallie Mae offer bump-up, jumbo, or IRA CDs?Sallie Mae doesn’t offer bump-up, jumbo, or IRA CDs. It keeps things uncomplicated by offering only standard CDs.When does interest compound on Sallie Mae CDs?Interest compounds daily on Sallie Mae CDs.Are Sallie Mae CDs FDIC insured?Sallie Mae CDs are FDIC insured up to $250,000.What is the minimum deposit required for a Sallie Mae CD?The minimum deposit required for a Sallie Mae CD is $2,500.What customer support options are available for Sallie Mae CD holders?If you need help with your Sallie Mae CD, you can call 877-346-2756 from Monday through Friday between 9 a.m. and 6 p.m. Eastern Time. You can also write to Sallie Mae Bank at: 175 S West Temple, Ste. 600, Salt Lake City, UT 84101.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
The current average refinance rate on a 30-year, fixed-rate home loan is 6.38%, according to data from the popular real estate marketplace Zillow. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Current refi rates dataConventional mortgages30-year6.38%20-year6.20%15-year5.63%10-year5.42%Jumbo mortgages30-year6.97%15-year6.13%FHA loans30-year6.05%15-year5.25%VA loans30-year6.09%15-year5.77%Note thatFortunereviewed the most recent Zillow data available as of Nov. 20.How mortgage refinancing worksBoiled down to the basics, a mortgage refinance replaces your existing home loan with a new one. As when you applied for a mortgage to purchase your home, you’ll need to apply and meet lender criteria regarding your credit profile, proof of income, your debt-to-income (DTI) ratio, and more. This process typically results in a small hit to your credit score due to a hard inquiry. And, be aware there’s a risk of denial if you don’t meet the lender’s requirements.What’s happening with mortgage rates in the market?Some market watchers had hoped that mortgage interest rates would fall as the Federal Reserve made several cuts to the federal funds rate late last year. However, that didn’t happen, and mortgage rates remained stubbornly near the 7% mark—considering the nationwide average for 30-year, fixed-rate loans—for months. Rates have long remained well above the pandemic-era lows, when some homeowners were able to get rates in the 2% or 3% ranges. A report from Redfin showed that as of the third quarter of 2024, 82.8% of homeowners with a mortgage had a rate below 6%. Many have been essentially locked in with their existing home loans, unable or unwilling to move or refinance in the current environment.But homeowners finally got a little relief starting in late August and early September of 2025. Mortgage rates dropped in a noticeable way ahead of the Sept. 16-17 Fed meeting, where the central bank delivered a widely anticipated rate cut of a quarter percentage point. Then, the Fed followed up with a second cut of a quarter percentage point at the end of October.When it might make sense to refinance your mortgageAs we’ll cover more in the section below this one, it’s not free to refi your home loan. So, when does it make sense to accept the upfront costs and refinance? One rule of thumb many experts use is that if you can get a new rate a full percentage point lower than the one you have right now, it’s probably worth refinancing. Using recent market conditions as an example, someone who took out a home loan at 7% should strongly consider a refi if market conditions are in a place where that homeowner could now get a 6% rate.It may also be strategic to refinance if you want to tap your home equity through a cash-out refi. Be aware you’ll typically need to have at least 20% equity in your home to be able to do this. So, for those who got into their home with the 5% minimum down payment generally available on conventional mortgages, it could take a while before you’re in a place to leverage a cash-out refi. Yet another case where a refi can help is to change your loan term. For example, maybe you applied for a 15-year mortgage when you bought the home, knowing that in exchange for higher monthly payments you’d save a boatload on interest charges over time. But then, your circumstances changed and now your monthly payments are stretching your budget. Refinancing to a 30-year loan might give you much-needed flexibility to make lower payments in that situation.You may also wish to refi if you’re hoping to switch loan types. Maybe you have an FHA loan with lifetime mortgage insurance (called MIP on this type of loan) requirements, and you want to switch to a conventional loan to get rid of this. Or perhaps you took out an adjustable-rate mortgage (ARM) but now you’ve decided to stay in the home for a longer time and don’t want to deal with the chance of rate hikes during the adjustment period. In that case, refinancing to a fixed-rate home loan could make sense. Costs to refinance your mortgageMuch like the traditional home loan you likely took out to buy your house, refinancing a mortgage involves closing costs that can run about 2% to 6% of the loan amount. For instance, if you do a rate-and-term refi on a $300,000 loan, you might pay anywhere from $6,000 to $18,000 in refi closing costs.Here are some costs you might see listed on your refinance loan estimate:Lender origination fees.Appraisal fees.Title search and insurance fees.Loan application fees.Survey fees.Attorney fees (if required in your state).Recording fees.Prepayment penalties (if your current loan servicer charges one).Different types of mortgage refi loansThere are many types of mortgage refinance loans available, and the one you need will depend on your goals and also on your existing mortgage. Here are some common refi options to consider:Rate-and-term refinance:This is likely the most popular refi option and offers a chance to lower your interest rate and/or get a different loan term. Just know if you opt for a shorter loan term, while that typically earns you a lower rate and also hefty lifetime interest savings, you’ll be committing to higher monthly payments.Cash-out refinance:With a cash-out refi, you tap your home’s equity by replacing your existing loan balance with a larger one and taking the difference in cash. You can use the money for home improvements, consolidating high-interest debt, or virtually any other financial goal.No-closing-cost refinance:With this type of refi, the lender covers closing costs but charges you a higher interest rate. If you don’t have cash upfront for closing costs and think you could otherwise benefit from a refinance, this option may be worth a look. But approach it with careful scrutiny.Streamline refinance:These are generally available to existing FHA, VA and USDA loan borrowers, and will typically involve less documentation and a more straightforward application and approval process.Refinancing with your existing lender vs. a new oneYou’re not obligated to stick with the lender you got your original mortgage from when you refi. In fact, it’s probably worth shopping around for the lowest rate and best service you can find. However, some lenders may offer incentives if you stay with them, such as waiving a portion of the closing costs. Since these upfront charges can be something of a barrier to those who want to refinance, incentives can make a refi more feasible, and it’s worth broaching the conversation with your lender.Lastly, know that if your mortgage was purchased by Fannie Mae or Freddie Mac, you might be eligible for programs like Refi Now and Refi Possible.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
Click here to enjoy Monocle’s complete city guide to Milan
High-pressure design studios in Milan and Paris are at the heart of the fashion industry. But when temperatures rise, even the busiest designers choose to slow down, don swimwear and decamp to the Mediterranean – a pause very much encouraged by luxury Italian manufacturers’ religious commitment to the extended August break.Brands have also been discovering that there are new ways to meet clients while lounging by the beach and have been embarking on a series of less expected, sunny collaborations with their favourite beach clubs, seaside hotels and even restaurants. Designers aren’t just creating exclusive summer collections for these destinations – they are now also custom-making parasols and sunloungers in their favourite shades or adding cocktails to a hotel’s menu. We round up some of our favourite fashion and hospitality tie-ins.1.Zeus+DioneLake VouliagmeniAthensLegend has it that nymphs once inhabited the waters of Athens’ Lake Vouliagmeni, drawing unsuspecting men beneath its serene surface. A quiet pull endures today – one glance at the lake’s majestic landscape, framed by a large rock formation, lush greenery and glassy waters, is enough to lure you in. “When we visited the lake we saw the dramatic rock and the beautiful still waters,” says Dimitra Kolotoura, co-founder of Zeus+Dione, Athens’ flagship fashion label. “It started a fascinating design process for our creative director, Marios Schwab.”Recently, the popular summer destination has become accessible again having been given a fresh look by creative consultant Athan Mytilinaios. Naturally, the Zeus+Dione team started spending more time in this corner of the Athenian Riviera, swimming in the clear waters or feasting on the seafood at Abra Ovata, the site’s Mediterranean restaurant. As a result, Kolotoura, Schwab and Mytilinaios joined forces to custom-design sunbeds, loungers, umbrellas and cushions for both the beach club and the restaurant. “Zeus+Dione is a custodian of Greek craftsmanship and a fantastic ambassador of Greek culture,” says Mytilinaios, explaining why it made sense to bring a fashion label on board.Kolotoura is adamant that Zeus+Dione has never been a traditional fashion label so working with new mediums was part of the appeal. She tapped wood engraver Pantazis Tselios to create a one- of-a-kind motif that was printed on the sunloungers and umbrellas all around Lake Vouliagmeni’s beach club. “We’re used to working with people who have an ability to create with their hands,” she says, pointing to the intricate pattern, which pays homage to Byzantine art as well as the lake’s natural landscape. A closer look reveals details including rock, seaweed and Mediterranean flora carved into the wood. The finished pattern was then printed on durable technical fabric, used to upholster the club’s furniture. Lake Vouliagmeni formed naturally some 2,000 years ago when a cavern collapsed following an earthquake. It is now protected under the Natura 2000 network of conservation areas across Europe and its beach club differs from the traditional approach. “The place is about Zen and wellness, which is why we wanted to work with a brand that understands that good things take time,” says Mytilinaios.For Zeus+Dione, the partnership offered a chance to tell its story away from the shop floor. “When someone visits the venue, they can discover how it aligns with our values and what we stand for,” says Kolotoura, who plans to unveil new phases of the collaboration next year. “Fashion wants to sell experience,” says Mytilinaios. “But there’s a limited number of experiences that you can offer if you only stay within your own realm.”zeusndione.com;lakevouliagmeni.gr2.Louis VuittonTaormina cocktail barSicily & Saint-TropezThis summer, Louis Vuitton is diving deeper into hospitality by opening a series of culinary outposts around the Med. In the Sicilian town of Taormina, the French luxury house’s shop on Corso Umberto is opening its rooftop for guests to enjoy a cocktail at the new Le Bar Louis Vuitton. With views of the sea and the medieval town, the venue also offers contemporary takes on Sicilian classics courtesy of chef Dionisio Randazzo, who heads the nearby Nunziatina restaurant.Meanwhile, in Saint-Tropez, the brand is once again taking over the White 1921 hotel. For the third year in a row chefs Maxime Frédéric and Arnaud Donckele are working together to infuse different cultural flavours in the menus. “Louis Vuitton is all about travel so the dishes have touches of Bangkok, France and Italy,” says Donckele. The result is a sun-soaked atmosphere in which French culinary excellence meets Mediterranean flavours, just a few steps away from the Louis Vuitton shop. “It’s a vibe: gastronomy with friendly service and music,” says Donckele. “We’re thinking about a lifestyle.”louisvuitton.com3.CDLPHotel PassalacquaLake ComoWhen Andreas Palm, co-founder of essentials and resort-wear label CDLP, first met Valentina de Santis, the CEO of Hotel Passalacqua, the pair were still students in Minneapolis. They couldn’t have predicted that, 20 years later, they would be sitting by Lake Como, orchestrating fashion and hospitality projects together.Palm, who is based in Stockholm, began his career in hospitality and spent a few years organising guests’ trips to the Grand Hotel Tremezzo, the second Como hotel property belonging to De Santis and her family. When CDLP first ventured into swim and resort wear, it designed an exclusive capsule for the hotel. “This was before collaborations between fashion brands and hotels were so common,” says De Santis. “But we had so much fun. Andreas is so creative so I just follow his process.”This summer the duo decided to continue the fun – and think bigger – with a fully fledged swim and resort-wear collection for men, which will be sold at the hotel’s boutique and on its e-commerce site, Sense of Lake. There’s also a sleek campaign featuring celebrated menswear stylist Robert Rabensteiner sporting the line. Think printed shirts inspired by vintage postcards, tailored swimming trunks made from recycled ocean waste and pool sets that can be worn for a relaxed sunset dinner. “If someone loses their luggage, they’ll find everything they need in this collection,” says Palm.This type of tie-in might now be a lot more common in the worlds of fashion and hospitality but, for De Santis, there needs to be a personal story behind each project for it to be successful. “There isn’t really a strategy behind these collaborations, if I’m honest,” she says. “But each one has a lot of heart in it and, in this case, there’s a friendship behind it all. We don’t want to follow trends or create something according to guests’ expectations. The hotels are also our homes so we do what we love and aim to surprise our visitors. Giving a personality to a hotel and making people dream is important.”Palm echoes her ideas, stressing that cultural value outweighs commercial motivation. “People are tired of collaborations that are just meant to drive sales,” he says. “It’s getting a bit boring. We want to work with people who we feel that we are aligned with in terms of values and aesthetics, and build something that will stand the test of time.” The eye-catching prints featured on some of the shirts and scarves in the collection are inspired by vintage postcards and represent quite a departure for the Swedish label, which is known for its understated aesthetic and monochromatic colour palettes. But to capture the visual richness of the Hotel Passalacqua, it was worth veering into new territory. “We always want to take things to a new level with this type of collaboration,” says Palm. “People are ready to go a little wild on holiday. You’re in a different mood if you’re in the Amalfi or Lake Como, rather than spending a regular Tuesday at home. It’s like stepping into a role – the holiday version of yourself.”Our holiday selves also happen to be more willing to splurge, creating fertile ground for brands to meet new customers and encourage them to take sartorial risks. “A hotel director who I was speaking to called holiday spending ‘funny money’,” says Palm, who plans to celebrate the summer season and the launch of the collection with boat rides and long lunches with friends at the Passalacqua garden. “I think this is the most beautiful hotel in the world,” he says.cdlp.com;senseoflake.com4.Jacquemus Jondal beach clubIbizaBorn and raised in the south of France, designer Simon Porte Jacquemus is the fashion industry’s resident Mediterranean: always in favour of breezy linens, sunny stripes and dance parties that end at sunrise. The sun is inscribed in his eponymous label’s DNA and over time he has perfected the summer uniform with signature striped shirts, lightweight dresses and raffia handbags.This year, to celebrate the arrival of warmer days, the Paris-based brand is leaving its home turf and flying to Ibiza – more specifically, to Casa Jondal on the island’s rocky southern coast. As part of a new, hospitality-focused collaboration, Jacquemus is fitting out the chic beach club with banana-yellow parasols and sunloungers that have playful polka-dot details echoing the brand’s spring/summer 2025 collection. Our favourite addition? An area reserved for playing pétanque, the French summer ball game par excellence.Since founding his business in 2009, the French designer has been cleverly tapping into the power of sunny locations for his runway shows, inviting guests to Provençal lavender fields, modernist houses in Capri or art museums in Saint-Paul-de-Vence. Extending this approach beyond the runway and into the realm of hospitality offers an opportunity to experience the label’s Mediterranean charm off-season too.At Casa Jondal, you can spend the day under the club’s bright-yellow parasols, settle in for a sundowner with a tequila-based cocktail or enjoy signature seafood dishes such as fried squid, red prawn carpaccio and caviar.You can also visit the temporary boutique on the beach and browse an exclusive resort collection of menswear, womenswear and accessories, including raffia hats and shirts featuring the same banana-yellow shade as the sunloungers. A series of novelty items including caps, keyrings and mugs double up as souvenirs of a beach holiday well spent.jacquemus.com5.Ulla JohnsonQuinta da Comporta CarvalhalNew York-based designer Ulla Johnson has always embraced a sunny, bohemian spirit, no matter which season she is designing for. Her summer ranges in particular are filled with breezy dresses, lightweightbroderie anglaisefabrics and elegant swimwear, inspired by Johnson’s travels and the artisan communities that she works with across the globe, in countries from Peru and Brazil to the Philippines.This summer the designer is indulging her love of travel even further with a takeover that is soon to come to wellness resort Quinta da Comporta in Portugal during the first two weeks of July. The project includes ikat-print and hand-loomed robes and towels, which will be available for guests to use around the hotel and purchase at its boutique, alongside Ulla Johnson’s ready-to-wear range.There’s also a new cocktail and health tonic concocted by Johnson – ideal for enjoying after a visit to the Oryza Spa or following a dip in the infinity pool.ullajohnson.com;quintadacomporta.com
While the bulk of homebuyers choose fixed-rate mortgages, there are cases where you might want to look closely at an adjustable-rate mortgage instead. For example, ARMs can be a smart option for folks buying a property to rent out or flip, or intending to move within a few years—meaning you’d move before the ARM’s introductory fixed-rate period ends and adjustments begin.Read on and we’ll explain how an ARM works, when you might want to consider an ARM over a fixed-rate loan, and look at current ARM rates from a few top lenders.You can see the previous business day’s ARM rates report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Average ARM mortgage ratesFortune reviewed the most recent data available as of Nov. 14. These are sample rates provided by the institutions. Each one is based off specific assumptions about a hypothetical borrower’s credit profile and location. Estimates may include an assumption of mortgage discount points. If you choose to apply, know that the rate you receive may vary from the sample rates shown here.Bank of America 7/6 ARMU.S. Bank 7/6 ARMZillow Home Loans 7/6 ARMInterest Rate5.625%5.875%6.125%APR6.452%6.537%6.668%Interest RateBank of America 7/6 ARM5.625%U.S. Bank 7/6 ARM5.875%Zillow Home Loans 7/6 ARM6.125%APRBank of America 7/6 ARM6.452%U.S. Bank 7/6 ARM6.537%Zillow Home Loans 7/6 ARM6.668%A 7/6 ARM is one with a fixed rate for seven years, then adjustment periods every six months.Fixed-rate vs. adjustable-rate mortgagesAbout 92% of households with mortgages have fixed-rate home loans. Unlike ARMs, where the interest rate can fluctuate after an initial fixed-rate period, your rate is the same for the life of the loan when you have a fixed-rate mortgage. It’s easy to see why that’s a popular option.However, ARMs can make sense in certain situations. In other words, you might find you’re among the roughly 8% of mortgage holders who decide this type of loan offers an opportunity. When you might consider an adjustable-rate mortgageHere are three categories of homebuyer for whom ARMs can be helpful:Buyers of temporary or “starter homes.”If you’re fairly confident you won’t be in your home for long, an ARM might be a strategic choice since you can take advantage of the low fixed-period interest rate and then sell the home before the adjustment period hits. Investors.Many real estate investors like ARMs for a similar reason. They may secure a low interest rate upfront, and as the adjustment period approaches in three, five, or seven years, can adjust the rent to reflect the new mortgage payment or flip the property and buy the next one. Buyers during periods of high interest rates.Finally, many buyers go out on a limb with an adjustable-rate mortgage during periods of high interest since it’s more likely to offer a lower rate upfront andon the back end, assuming things cool off by the time your fixed period expires. Pro tipSaving up for a down payment? Make sure you have a high-yield savings account.How adjustable-rate mortgages workARMs typically start off with a low, fixed interest rate for a set period of time—such as three, five, seven or 10 years—and after the “fixed period” expires, the “adjustment period” begins. Here’s where things get interesting. During the adjustment period, the interest rate on your ARM can fluctuate based on several key factors, including: Benchmark rates.ARMs commonly get their base interest rate from a benchmark called the Secured Overnight Financing Rate (SOFR). The U.S. Treasury publishes a new SOFR each morning as a way to tell banks and lenders “hey, here’s the cost of borrowing cash today.” That, in turn, helps lenders set market-appropriate interest rates for various products from auto loans to mortgages. Margins.The margin is a fixed percentage that your lender adds to the index to come up with your ARM interest rate. So if you have an ARM tied to the SOFR and the SOFR is 5% while your margin is 2%, your ARM rate will be 7%. Margins typically range between 2% and 3.5% and can vary based on the lender, loan and your creditworthiness. Margins are also set in stone as part of the loan agreement, so it’s best to shop around to see which lenders can offer more competitive margins. Rate caps.Finally, rate caps put a limit on how much your rate can rise throughout the course of the loan. “Initial” adjustment caps control how much the rate can rise the first time, “subsequent” adjustment caps dictate how it can rise after the initial cap, and “lifetime” adjustment caps put a limit on how much your interest rate can increase in total. The most common ARM length may be the 5/1, meaning the loan has a fixed interest rate for five years, and once that expires, the interest rate will start changing every one year for 25 years (most ARMs have 30-year terms). Another common ARM length is the 10/6, meaning you’ll have a 10-year fixed period and a 20-year adjustment period during which the interest rate will change every six months. You may also see 3/1 ARMs, 7/1 ARMs and 10/1 ARMs. Learn more:Why the Secured Overnight Financing Rate might matter for your mortgage.Refinancing from an ARM to a fixed-rate mortgageSometimes, even if it was advantageous to buy your property using an ARM, you eventually realize a fixed-rate mortgage would be preferable looking ahead. For instance, maybe you’ve decided your first home is going to be a long-term home after all. You’re not alone if that’s the situation—research from 2024 found that a substantial number of Millennial and Gen Z homeowners can’t afford to upgrade and are making do with their starter homes.Regardless of the specific reason, know that it is possible to refi from an ARM to a fixed-rate mortgage. In fact, it’s probably a fairly common reason for ARM holders to refinance. Refinancing from an ARM to a fixed-rate mortgage isn’t rocket science, and works pretty much like refinancing from fixed-to-fixed. You’ll apply with multiple lenders to find the best rates, provide the necessary documentation, close on your new loan and pay your old loan in full.Pros and cons of adjustable-rate mortgagesLike any other mortgage type, ARMs come with a mix of pros and cons. While your lender can ultimately decide which mortgage type is right for you, knowing the basics can help you budget and navigate the early steps of the process: N/AProsPossibility for a lower interest rate upfront.Lenders typically offer lower interest rates for ARMs than fixed-rate mortgages during the initial (aka fixed) period. Lower borrower requirements.Because monthly payments start out lower, many lenders may ease requirements for ARM borrowers compared to fixed-rate borrowers (e.g. potentially accepting borrowers with 50% DTI). Monthly payments may decrease.If interest rates drop between now and when your fixed period ends, you may find yourself paying an even lower monthly payment. ConsBut, monthly payments may go up.Once your fixed rate expires, your interest rate can rise as high as the lifetime cap allows (often up to 5 percentage points higher than your starting rate). To illustrate, if the interest rate on a $400,000 principal rose from 7% to 12% overnight, the monthly payment would rise from something like $2,661 to around $4,114—a leap of $1,453, or 54.6% to put it another way.Difficult to rate shop.When discount points are removed from the equation, fixed-rate mortgage offers from Lenders No. 1 and No. 2 will be relatively easy to compare apples to apples. ARMs, however, have numerous moving parts and it can be difficult to find the right deal upfront. Less peace of mind.Even as the cost of taxes and insurance rises, fixed-rate borrowers have the peace of mind knowing that their fundamental mortgage payment will never change. ARM borrowers may enjoy lower rates upfront and possibly lower rates long term, but they won’t enjoy that long-term sense of stability.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
Communications tech firm Filtronic says it is in advanced discussions for yet more contracts in the space, aerospace and defence markets. The growing County Durham business - which has operations in Leeds - told investors it hopes to share news of new work soon and has also secured some smaller development contract wins in recent months. Bosses pointed to wins in the space market, coming on the back of recent investment in plastic encapsulation machinery at its Sedgefield base which followed encouragement by its lead defence customer. Ahead of the firm's annual general meeting, Filtronic said its manufacturing output has ramped up and quality requirements are being met following a flurry of orders under its agreement with rocket and satellite giant SpaceX. The work has been to support the US firm's gateway link rollouts as it grows its Starlink constellation of low earth orbit satellites that can deliver internet connectivity in hard to reach places. Filtronic's components - E-band Solid State Power Amplifiers - have also been used to retrofit existing gateway links to increase bandwidth and lower latency in the systems. Bosses said the first half 2025 performance is expected to be stronger than the second as the retrofit work completes and it focuses extending the network. In an update to the London Stock Exchange, Filtronic said: "Engineering developments on our technology roadmap have been progressing well. We recently launched our W-band SSPA at the European Microwave exhibition whilst the development of our Gallium Nitride V-band chipsets have delivered a very encouraging set of results. "These chips will be key to transceiver and SSPA product development at this frequency, with a strong inflow of market interest in the SSPA which has application in the space market where it is highly likely to be a widely adopted frequency band by key players for communication links. We have enjoyed recent success in recruitment of engineers into our team as we have exciting work for talented people. "This is key to unlocking growth potential in the business to service the technology roadmap, opportunity pipeline and customer developments. This has enabled us to run multiple projects in parallel including the developments for the European Space Agency, QinetiQ and BAE."
OshomBali, IndonesiaBali is the jewel in Indonesian tourism’s crown but the island’s popularity has come at the cost of the serenity that it’s known for. Look hard, though, and you’ll still find pockets of the blissful solitude that made it a global destination. Oshom is a new hotel that overlooks Nyanyi beach. This waterfront property is in the recently launched Nuanu Creative City, about 90 minutes’ drive from Denpasar Airport. You’ll find all of the amenities that you’d expect from a top health retreat, such as well-appointed rooms and a saltwater pool.oshombali.comVipp GuesthouseTodos Santos, MexicoFamily-owned Danish design brand Vipp, known for its slick homeware, has cut the ribbon on its first North American guesthouse on Mexico’s Pacific coast. Having opened a string of small properties around Europe, Vipp’s hospitality can now be enjoyed in Todos Santos on the Baja California Peninsula. Informed by the area’s natural beauty, the brutalist four-bedroom property is decked out with natural materials in sandy tones. Wedged between the Sierra de la Laguna mountain range and the Pacific Ocean, the views extend over a landscape dotted with cacti on one side and waves on the other.vipp.comArlberg Club HouseLech, Austria“Lech’s a town that values powder over pomp,” says Patrick Krummenacher, who co-owns Hotel Arlberg with his husband, Benjamin Schneider. They have repurposed the old tourism office to create Arlberg Club House. The restaurant’s menu departs from alpine staples, instead serving Mediterranean dishes such as gnocchi with caviar and lobster bisque. A shop offers Austrian Mühlbauer hats and skiwear from Aspen’s Aztech Mountain. You can also find cashmere from Iris von Arnim and Meta Campania’s workwear-inspired collection by Bottega Veneta alumnus Jon Strassburg.arlbergclubhouse.comSolo PalacioAsturias, SpainIf you’re seeking Spanish sun but without the crowds, Asturias should be on your radar. The cooler climate of this mountainous region is a pleasant alternative to the sweltering south. Head to the Las Ubiñas-La Mesa Nature Reserve, where you’ll find the 11-key Solo Palacio hotel in a converted 15th-century palace. Madrileña Sofía Tejerina began restoring the property in 2023, incorporating thewabi sabiphilosophy of embracing imperfections. “Tourists are looking for alternatives to Spain’s sunny beaches,” says Tejerina. “Here guests can find a pleasant microclimate away from Spain’s cities.” Asturian and Japanese touches extend to the restaurant, where you’ll find dishes such as tempura vegetables with soy mayonnaise and noodles with sobresada (Spanish cured sausage).solopalacio.comGundariFolegandros, GreeceGundari sits atop a cliff at the southern end of the Cycladic isle of Folegandros. Echoing the island’s wild, rocky landscape, Gundari’s interiors feature earthy browns and limestone chosen by Australian owner Ricardo Larriera. The 25 suites and two villas are designed by Athens-based architects Block722. All have windows framing ocean views but some include subterranean rooms carved into the cliff where infinity pools and dark-wood joinery enjoy shelter from the summer Meltemi winds. Chef Lefteris Lazarou brings city flair from his Michelin-starred Athens kitchen while one of the capital’s best bars, Line, helps with the cocktails. Best of all, the swarms of tourists are nowhere to be seen – just the Aegean Sea stretching away to Crete.gundari.com
Alphabet, Google's parent company, has announced a surge in revenue for the third quarter, largely driven by its robust Google Cloud division. The tech giant revealed in its latest financial report that revenues hit a remarkable $88.3bn (£67.8bn), marking a 15% uptick from the previous quarter, as reported by City AM. Yet the increment in Alphabet's cornerstone advertising business didn't keep pace with the rest of the group. Year-on-year, the firm witnessed a more modest ad revenue rise of 10.4%. Both search advertising and Youtube ad earnings saw an identical climb of 12.2%, taking ad revenues to $49.9bn (£38.3bn) while Youtube raked in $8.9bn (£6.8bn). According to Hargreaves Lansdown senior equity analyst Matt Britzman: "This is arguably Alphabet's biggest question mark, as the major unknown is what happens to Google search in the world of AI. This quarter was important as it marked the first full period where Google's AI overviews were up and running in the US." Tech analyst at Quilter Cheviot, Ben Barringer, commented: "While threats are very present in the background, Alphabet continues to innovate and improve its offerings to customers in what is a buoyant digital advertising market". Alphabet has also been facing upward financial pressure due to increased spending on AI technology. With a 62% year-on-year increase, capital expenditures have soared to $13.1bn (£10.1bn). Alphabet's CFO, Anat Ashkenazi, disclosed expectations for substantial hikes in capital expenditure come 2025, as the company aims to balance hefty AI investments against cost control measures. Barringer went on to say: "As we look forward, we are working to balance our investments in AI and other growth areas with the cost discipline needed to fund those investments." Alphabet's net income reportedly surged to $26.3bn (£20.2bn), marking a 33.6 per cent increase from the third quarter of the previous year. Following the announcement, Alphabet's shares saw a 5 per cent rise in after-hours trading. Ben Barringer, Tech Analyst at Quilter Cheviot, commented: "Given the medium and long-term threats at play for Alphabet- the Department of Justice and AI agents these are a very clean set of numbers.Britzman concluded by saying: "[Alphabet] hasn't disappointed. cloud growth was strong, and better than expected, which continues to support the argument that the major cloud providers are well-placed to benefit from the AI revolution."
In its decades-long reign as the Salone del Mobile’s unofficial watering hole, Bar Basso has been where the design world gets drunk. Opened in 1933, it has been managed since 1967 by the Stocchetto family, who introduced Milan to cocktail hour. Its owner, Maurizio Stocchetto, can often be found at the bar, cheerfully recounting the area’s history. Bar Basso is a neighbourhood institution but, for a week in April, it also becomes the go-to social hub for an international set of designers. Here’s how this bar on Via Plinio became Milan’s centre of gravity during Design Week.1960s:Bar Basso passed from its founder, Giuseppe Basso, to bartenders Mirko Stocchetto and Renato Hausammann in 1967. Originally from Venice, the duo had cut their teeth behind the bar of Hotel de la Poste in Cortina and were intent on introducing cocktail culture to Milan.1970s:The bar has always adhered to old-school bartending methods: drinks are measured out by eye. While mixing a negroni in the late 1970s, Mirko poured in prosecco instead of gin. Thus the negroni sbagliato (“wrong negroni”) was born. Mirko also designed a supersized goblet for the cocktail, the 33cm-tallbicchierone. It was later licensed for production by Germany’s WMF.1990s:When Jasper Morrison and James Irvine started designing furniture for Cappellini, the two designers often stayed at Irvine’s flat in Milan and drove to and from the factory in Brianza. “On the way there, we would stop for coffee at Bar Basso; on the way back, we’d stop for an aperitivo,” says Morrison. They befriended Mirko’s son Maurizio, who allowed them to organise parties there during Salone. When Bar Basso acquired a late licence, these became open to everyone. A turning point was when the friends started issuing drink tokens as invitations. “They were popular as you could hand them over to the barman without having to queue to pay,” says Morrison.Bar Basso2010s:In partnership withToiletpapermagazine, artist Maurizio Cattelan threw a party at an unglamorous, Chinese-owned bar across the roundabout from Bar Basso, dubbing it Lo Sbagliato. Today it’s known as Caffé degli Artisti but Cattelan’s art works are still above the bar. Bar Basso, meanwhile, received a touch-up in 2016 by Valentina Ciuffi, who had just started her creative agency Studio Vedèt (and now runs Milan Design Week showcase Alcova). “I lived down the street and frequented the bar, and I had the idea that I’d make a website for it,” says Ciuffi. “Maurizio was sceptical of anything digital. It took one, two, maybe three aperitivos for him to agree.” Onbarbasso.com, Studio Vedèt has organised exhibitions dedicated to the venue’s regulars, cocktails, staff and eclectic signage.2020s:The unofficial house bar of the Salone del Mobile has now become a brand in itself, hosting Design Week events. In 2022, Bar Basso teamed up with Berlin-based lifestyle brand Highsnobiety on a line of merchandise and the bar has even had a pop-up in Berlin. Bar Basso itself, however, remains happily frozen in time, with its walnut panelling and chandeliers unchanged since the 1960s. “It makes you reflect on our profession,” says regular Marcel Wanders. “Designers talk about changing everything but, at the end of the day, we want to sit down at a place that hasn’t changed in 80 years.”
Ladbible Group's CEO Solly Solomou and Onthebeach founder Simon Cooper have thrown their support behind the venture capital firm Fearless Adventures. Wilmslow-based Fearless Adventures, which is steered by Dominic McGregor, the former business associate of Dragons' Den personality Steven Bartlett, has welcomed investment from Mr Solomou through his London-based family office, Solo. Mr Cooper is set to take on the role of chairman, as reported by City AM. The latest seven-figure investment in Fearless, established by Mr McGregor alongside David Newns and Charlie Yates in 2021, follows an earlier boost from Musicmagpie's Steve Oliver. Tech luminaries such as Simba Sleep's James Cox and entrepreneur Alex Packham have also previously backed the venture. Fearless Adventures boasts a diverse portfolio including Pets Purest, Shipster and Swim Society, and has recently initiated a £5m fund aimed at investing in up to 12 businesses over the next 18 months, with a focus on e-commerce and technology sectors Mr McGregor expressed excitement about the new additions, stating: "We are thrilled to welcome Simon Cooper and Solly Solomou to the Fearless Adventures family. Their investment and involvement are strong endorsements of our vision and potential. "With their guidance, we are confident in our ability to drive growth, innovation, and success in our sector." Mr Cooper, who stepped down as CEO of Manchester-based Onthebeach in 2023, said: "I am excited to be part of Fearless Adventures and support its dynamic team. The company's innovative approach and commitment to excellence align perfectly with my values and experience. I look forward to contributing to its continued success and growth." Mr Solomou added: "Fearless Adventures is at the forefront of its industry, and I am delighted to be part of its journey. The team's passion and dedication are truly inspiring, and I believe we can achieve great things together."
After The Monocle Quality of Life Conference concluded in Istanbul in October, we took a crack team of readers on an adventure south. Everyone was a little depleted from a series of too-fun dinners, some dancefloor exuberance and taking in the joys of being in the boisterous city.The delayed departure of the Istanbul to Bodrum flight wasn’t exactly what we had hoped for. But, secluded in the lounge, people started introducing themselves to one another and began revealing elements of their lives. We were a globally disparate pack – from Dubai, China, the Philippines, the US, Switzerland and the Netherlands – but we were all united by our mission to reach the beach resort of Macakizi. Landing at Milas-Bodrum Airport, we were met by a fleet of identical Land Rover Defenders, their drivers a well-turned-out and soothing team. We headed off into a dusky glow, as a bougainvillea-pink sun eased below the horizon. After brief and restorative dives from the jetty into the sea, everyone gathered for dinner at the hotel. By now we were a team, sitting together in the night air as conversations bounced back and forth across the table and laughter echoed. Over the next two days there were boat trips and snoozing, healthy lunches and books devoured. People relaxed. Characters shone. It all flowed from a couple of days spent in a well-run hotel where the luxuries were discreet and the service exemplary. I have been feeding off of that brief sojourn’s warm glow ever since; you can plan a stay too after reading our report.This is why we travel. Whether your adventure involves driving along the Albanian coast, crisscrossing Greek mountains or finding quiet roads and outposts in remote Australia (all in this magazine), the simple act of setting off on a journey holds the potential to reset your mind, make you feel at ease, fill you with new ideas and introduce you to places and people who might just change your life (or prove to be perfect company after a Monocle conference).While planning 2024’s outing ofThe Escapist, we sought out new perspectives and destinations, lifted the lid on the business of travel and met the hospitality architects changing our hotels for the better. We also interviewed the industry chiefs in attendance at the International Luxury Travel Market in Cannes to find out where trends will be taking us and looked at everything from upscale train brands to aircraft design. In short,TheEscapistis a bulging suitcase of reports and ideas.But this isn’t our only deep dive into travel. In Monocle, you’ll find The Concierge pages, where we guide you to the best places to stay, dine and visit across the globe. And, very soon, we’ll be unveiling a new world of travel atmonocle.comas we explore how to guide you around the world with ease. But for now, sit back, read the pages and start dreaming. Life awaits.
A fintech firm has secured a £1.35m investment following a pitch competition. Inicio AI has developed a tool called Budgie AI which aims to provide consumers with financial support and remove the need to speak to a human. It works with clients such as Northumbrian Water, credit agency TransUnion and IT services provider Wavenet. Called One to Win, the competition is backed by investors and key figures in the West Midlands' tech industry including Rigby Group, SCC, Haatch and the West Midlands Co-Investment Fund. Judges said the winning business needed to demonstrate game-changing innovation and convince them of its future growth prospects. The reward is believed to be the largest single prize for any pitch competition in the UK and Coventry-based Inicio AI was chosen ahead of 140 other applicants. Email newsletters BusinessLive is your home for business news from across the West Midlands including Birmingham, the Black Country, Solihull, Coventry and Staffordshire. Click through here to sign up for our email newsletter and also view the broad range of other bulletins we offer including weekly sector-specific updates. We will also send out 'Breaking News' emails for any stories which must be seen right away. LinkedIn For all the latest stories, views and polls, follow our BusinessLive West Midlands LinkedIn page here. The main prize was £1 million but the panel was so impressed with Inicio AI that a further £350,000 was awarded to the firm, with judges Yiannis Maos and Hephzi Pemberton backing it as angel investors. The pitching event took place as part of the annual Birmingham Tech Week and the judging panel included Steve Rigby, chief executive of Rigby Group which owns BIrmingham IT firm SCC, and Yiannis Maos, chief executive of Tech Week organiser TechWM. The two other finalists were Birmingham-based ChangeMaker3D, a 3D concrete printing company aiming to reduce carbon emissions and material costs, and Skyfarer, a Coventry startup focusing on revolutionising the use of drones, particularly for medical uses. Rachel Curtis, founder and chief executive of Inicio AI, said: "I am completely overwhelmed and blown away to be named the recipient of the One To Win prize. "The £1.35 million will truly change the game for us as a business. In fact, it's officially closed our funding round - something that I feel excited, relieved and so grateful to announce. "This funding will allow us to accelerate our growth plans and bring our solution to so many people who need it that much more quickly. "To receive this backing, after the hard graft of the last three years, makes me feel immensely proud and I can't thank the judges enough for believing in us." The winner was announced at a black tie dinner and awards evening held at the ICC in Birmingham to mark the end of this year's tech week. Mr Maos added: "The One to Win competition is a testament to our ongoing efforts to nurture, support and promote the thriving tech ecosystem in the West Midlands. "We firmly believe that our region is a hidden gem in the global tech landscape and we've been working tirelessly to showcase its immense potential.
In the summer of 2007, Monocle launched its inaugural Quality of Life Survey as we searched for the best cities in the world to call home. Though other city-ranking indexes existed, we felt that they came to some poor conclusions. Had their compilers, we wondered, ever looked up from their spreadsheets of metrics to ask a few simple questions: is this city, which sounds good on paper, a fun place to live? Is it accepting of outsiders? Can you go to a bar at 01.00? Is it easy and pleasant to get around by foot, tram or bicycle? We were suspicious that the authors of these reports, well-meaning statisticians, hadn’t visited all of the cities that they lauded. So we saw an opportunity to create a survey that homed in on true liveability – what it was really like to reside in a place. Yes, we would gather statistics but we would also ask our network of correspondents and editors to tell us what was really happening in their hometowns.Not surprisingly, some cities have always flourished in our survey – often medium-sized metropilses that have invested wisely in infrastructure for generations, have nature on their side and sit in wealthy nations. So, this year, we wanted to put more cities in the spotlight – places that might struggle to get to the front of the pack if you take in every data point but are clear winners when you consider one key metric. I won’t spoil all of the fun here but for 2025 we have chosen 10 winners – yes, we have an overall champion but also nine more cities that deserve to be garlanded for their safe streets (without having your every move watched on CCTV), start-up culture and nightlife. Congratulations to all of the upstarts that made the podium this year.While we’re on the topic of Quality of Life, are you coming to our annual conference on this very subject? It’s taking place in Barcelona from Thursday 4 to Saturday 6 September. There’s a welcome reception on the first day, followed by a day of talks and panels looking at how we can improve our cities, retail, hospitality and the world of work – and a fun dinner that night. Then, for the final day, after breakfast, we have organised trips to ateliers, galleries and more, all with special access. There’ll be no lanyards; you’ll be looked after by Monocle staff; and, by the end of the event, you will have met numerous people with ambitious ideas and great perspectives on the world. You can sign up atmonocle.com/eventsor email my colleague – and head of events – Hannah Grundy athg@monocle.com.In 2023 we organised another one of our talk series, The Weekender, in Asheville, North Carolina. We had a great few days exploring the city as we met chefs, campaigners and ceramicists, and we had a pop-up shop at Citizen Vinyl. Being in this lush outpost in the Blue Ridge Mountains was a special experience. It’s why last September’s news that whole parts of the city had been washed away in the floods that followed Hurricane Helene really hit home at Monocle. For this issue, Alexis Self visited the city to see how it has responded and how the determination of people to rebuild has come to the fore, even as huge challenges remain. Perhaps that’s something else we should evaluate when creating our city survey: the ability of a community to come together, to find common purpose.This being summer – in the northern hemisphere, at least – we have also ensured that this issue has plenty of moments of pure joy. We have dedicated our Expo to 21 things to make your summer pop (from the perfect sliders to the best outdoor cinema) and, in our culture pages, have compiled a sunny checklist of music, books and films to entertain you on your poolside lounger.And there’s one final story, also in culture, that’s important to highlight: our report on kiosks. Magazines such as Monocle only thrive in cities that care about having an informed and entertained citizenry. It’s painful to watch as city halls hand the licences for their kiosks to people who just want to use them to sell soft drinks. The reason why kiosks fail is that they don’t have inspirational owners. If you don’t believe me, meet the people who keep their city’s kiosks thriving. We need these media stars.Finally, thank you for reading Monocle – whether purchased from a newsstand or as a subscriber (well, you do get a discount on your conference ticket). As always, feel free to drop me an email –at@monocle.com– with ideas, feedback or just your Barcelona confirmation.
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.224%, according to data available from mortgage data company Optimal Blue. That’s down roughly 2 basis points from the prior day’s report, and less than a full basis point of change compared to a week ago. Read on to compare average rates for a variety of conventional and government-backed mortgage types and see whether rates have increased or decreased.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Current mortgage rates data:30-year conventionalCurrent rate6.224%One week ago6.229%One month ago6.167%30-year jumboCurrent rate6.451%One week ago6.671%One month ago6.310%30-year FHACurrent rate6.044%One week ago6.088%One month ago6.033%30-year VACurrent rate5.799%One week ago5.829%One month ago5.748%30-year USDACurrent rate5.973%One week ago5.998%One month ago6.044%15-year conventionalCurrent rate5.435%One week ago5.511%One month ago5.415%Note thatFortunereviewed Optimal Blue’s latest available data on Nov. 24, with the numbers reflecting home loans locked in as of Nov. 21. What’s happening with mortgage rates in the market?If it seems like 30-year mortgage rates have been hovering around 7% for an eternity, that’s not far off the mark. Many watching the market anticipated rates would ease when the Federal Reserve began reducing the federal funds rate last year, but that didn’t occur. There was a short-lived decline leading up to the September 2024 Fed meeting, but rates quickly rebounded afterward.In fact, by January 2025 the average rate for a 30-year, fixed-rate mortgage exceeded 7% for the first time since last May, according to Freddie Mac statistics. That’s a significant increase from the record-low average of 2.65% observed in January 2021, when the government was still attempting to boost the economy and prevent a pandemic-induced downturn.Barring another major crisis, experts say we won’t have mortgage rates in the 2% to 3% range again in our lifetimes. And, with a cloudy economic outlook as President Donald Trump pursues policies including tariffs and deportations, some analysts have worried the labor market could constrict and inflation could resurface. In this climate, U.S. homebuyers have long faced faced with high mortgage rates—though some found methods to make their purchase more manageable, such as negotiating rate buydowns with a builder when buying newly constructed homes.Those looking to buy a home or refinance a mortgage did get some cause for joy in late August and early September of 2025. Ahead of the Fed’s Sept. 16-17 meeting, mortgage rates started trending noticeably downward, hitting a low not seen in almost a year. As expected, the Fed delivered a quarter percentage point reduction in the federal funds rate at that meeting. The central bank followed up with another quarter percentage point cut to its benchmark rate at the end of October.How to get the best mortgage rate you canWhile economic conditions are beyond your control, your financial profile as an applicant also has a substantial impact on the mortgage rate you’re offered. With that in mind, aim to do the following:Ensure your credit is in excellent condition.The minimum credit score for a conventional mortgage is generally 620 (for FHA loans, you may qualify with a score of 580 or a score as low as 500 with a 10% down payment). However, if you’re hoping to get a low rate that could potentially save you five or even six figures in interest over the life of your loan, you’ll want a score considerably higher. Consider that according to lender Blue Water Mortgage, a top-tier score is one of 740 or higher.Maintain a low debt-to-income (DTI) ratio.You can calculate your DTI by dividing your monthly debt payments by your gross monthly income, then multiplying by 100. For example, someone with a $3,000 monthly income and $750 in monthly debt payments has a 25% DTI. When applying for a mortgage, it’s typically best to have a DTI of 36% or below, though you may be approved with a DTI as high as 43%.Get prequalified with multiple lenders.Consider trying a mix of large banks, local credit unions, and online lenders and compare offers. Additionally, connecting with loan officers at several different institutions can help you evaluate what you’re looking for in a lender and which one will best meet your needs. Just ensure that when you’re comparing rates, you’re doing so in a consistent way—if one estimate involves purchasing mortgage discount points and another doesn’t, it’s important to recognize there’s an upfront cost for buying down your rate with points.Mortgage interest rates historical chartSome context for the discussion about high mortgage rates is that rates in the vicinity of 7% feel high because rates in the range of 2% to 3% are still a fairly recent memory. Those rates were possible due to unprecedented government action aimed at preventing recession as the country grappled with a global pandemic.However, under more typical economic conditions, experts agree we’re unlikely to see such exceptionally low interest rates again. Historically, rates around 7% are not unusually high.Consider this St. Louis Fed (FRED) chart tracking Freddie Mac data on the 30-year, fixed-rate mortgage average. From the 1970s through the 1990s, such rates were more or less the norm, with a significant spike in the early 1980s. In fact, September, October, and November of 1981 all saw mortgage interest rates exceeding 18%.Of course, this historical perspective offers little consolation to homeowners who may want to move but are locked in with a once-in-a-lifetime low interest rate. Such situations are common enough in the current market that low pandemic-era rates keeping homeowners from moving when they otherwise would have become known as the “golden handcuffs.”Factors that impact mortgage interest ratesThe health of the U.S. economy is probably the biggest driver of mortgage rates. When lenders worry about inflation, they can bump up rates to protect their profits down the road.And on a related note, the national debt is another big factor. When the government spends more than it takes in and has to borrow, that can push interest rates higher.Demand for home loans matters too. When demand is low, lenders might drop rates to attract business. But if lots of people are seeking mortgages, lenders might raise rates to handle the extra processing work.The Federal Reserve also plays a key role, and can influence mortgage rates by changing the federal funds rate and by buying or selling assets.Much is made of changes to the federal funds rate. When it goes up or down, mortgage rates often follow suit. But it’s crucial to understand the Fed doesn’t set mortgage rates directly, and they don’t always move in perfect sync with the fed funds rate.The Fed also influences mortgage rates by means of its balance sheet. During tough economic times, it can buy assets like mortgage-backed securities (MBS) to pump money into the economy.But lately, the Fed has been shrinking its balance sheet, letting assets mature without replacing them. This tends to push mortgage rates up. So while everyone watches for cuts to the fed funds rate, what the central bank does with its balance sheet might matter even more for the mortgage rate you might get offered. Why it’s important to compare mortgage ratesComparing rates on different types of loans and shopping around with various lenders are both essential steps in obtaining the best mortgage for your situation.If your credit is excellent, opting for a conventional mortgage might be the right choice for you. However, if your score is below 600, an FHA loan may provide an opportunity where a conventional loan would not.When it comes to exploring options with different banks, credit unions, and online lenders, it can make a significant difference in your overall costs. Freddie Mac research indicates that in a market with high interest rates, homebuyers may be able to save $600 to $1,200 annually if they apply with multiple mortgage lenders.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
In Taiwan, breakfast can be a rushed affair. On the curb in front of a street-food vendor, you’ll see scooters hastily parked as their riders, helmets still fastened, queue beside smart office workers and uniformed students, waiting for their turn to order. Now and then, a retiree or an idle auntie claims a low plastic stool, savouring their choice with unhurried ease. But for many, breakfast is eaten on the go as they sweep through the city.Century egg and pork-floss sandwichLion’s head meatball flatbread and ‘dan bing’ at Miss Qin’s Soy Milk ShopBeef and spring-onion ‘dan bing’The Taiwanese breakfast shop is a product of the region’s postwar history: its origins lie with the steady flow of wheat that came as part of Cold War-era aid programmes from the US and also with the arrival of mainland Chinese refugees who knew precisely what to do with it. Until then, rice, not wheat, was the island’s staple stodge and the latter was a foreign commodity, largely unfamiliar to most. For breakfast, wheat flour was used to make long, deep-fried dough sticks, flaky flatbreads or pillowy buns. Sometimes the flatbreads were rolled up with spring onions and an egg to form adan bing, a morning staple. The first breakfast shops in Taiwan were street stalls, stacked with layers of bamboo steamer baskets and bouquets of fried dough sticks. Eventually, bricks-and-mortar locations began to crop up, though many maintain a certain simplicity: they tend to be humble, utilitarian spaces where food is prepared on a single stainless-steel flat-top griddle facing the street.“Dan bingis usually pan-fried but we deep-fry ours,” Cheng Hsu-Chong, the second-generation owner of the Chongqing Soy Milk and Fried Egg breakfast shop, tells Monocle. The 50 year-old institution on the edge of a traditional market has neither a front wall nor a door. Why deep fry? “It’s faster,” he says. “And it tastes better.”Queue outside Fu Hang Soy MilkThe main action takes place at a vendor cart in front of the shop, where Cheng’s son is poised over a fryer. He drops a thin flatbread speckled with spring onions into the bubbling oil, then cracks an egg into the fryer. As the bread crisps and expands, he folds it around the egg, lifting it from the oil, before adding a diced pickled daikon radish. With a swift motion, he hands it over to the cashier, who finishes it with a few generous shakes of ground white pepper. Thedan bingis paired with a hot cup of sweetened, freshly brewed soy milk, a popular drink at Taiwanese breakfast shops.Interior of Lao Jiang’s HouseThe precise origins of thedan bing, which is more like a light puff pastry than fried dough, remains as murky as the bubbling oil from which ours has just emerged. In Mandarin,danmeans “egg” andbingmeans “flatbread”. It is thought to have originated in Taiwan as an extra-thin riff on the spring-onion pancake. Variations exist, some more crêpe-like than others.Order counter at Lao Jiang’s HouseDiner at Fu Hang Soy Milk“Many people use the batter method but we just roll it out from dough,” says Qin Hui Lin, the owner of Miss Qin’s Soy Milk Shop. “It’s what I grew up with.” Qin’s parents came to Taiwan by way of the eastern Chinese province of Jiangsu during China’s civil war and she grew up eatingdan bingstuffed with chopped-up fermented long beans, served with finely minced chilli and a thickened soy sauce flavoured with bean curd. It’s one of the specialities at her family’s shop, which began as a modest stall under an awning 76 years ago and has since expanded into two adjacent shopfronts. One of them, positioned on a street corner, has a deli-style counter, while the other is for those who want to eat in. A solid wall divides the two areas.Qin’s son, who is now in charge, refreshed the shop recently with a new coat of paint and professionally taken photos of the dishes, displayed both on the menus and in the décor. The food bears plenty of influences from the family’s Jiangsu heritage. Among the highlights are the lion’s head meatballs, a dish that consists of pork with soy sauce and spices. “The meatballs were originally just for the staff but our customers liked them too and now they’re one of our signatures,” says Qin. Traditionally served in a broth with cabbage leaves, they’re now sold by Qin in a sesame-dotted flatbread that resembles a meatball sub. “You have to keep adapting,” she says.Deep-fried version at Chongqing Soy Milk and Fried EggDespite such willingness to adapt, most breakfast shops have remained little changed for decades. That said, a new wave of younger entrepreneurs is taking a different approach. You’ll find Lao Jiang’s House, which is open 24 hours a day, seven days a week, not in an old market but on the edges of Taipei’s financial district. The owners are five friends who quit their day jobs to start the business after the coronavirus-related lockdowns.“Most of us have worked at traditional breakfast shops at some point,” says co-owner Din Tsung-Hsiung. “We just wanted to create something a little different.” Servicing mostly white-collar workers during rush hour and late-night club-goers on the weekends, Lao Jiang’s House has a menu that offers all of the classics but with subtle updates. For example, there’s adan bingstuffed with spring-onion-scented beef instead of just egg and another with a rice-paper exterior. “It’s stuff that we want to eat ourselves,” says Din.What to order‘Dan bing’Thin flatbread flecked with spring onion, wrapped around an egg and cut into bite-sized pieces.Soy milkServed warm, this breakfast-shop staple is made from freshly ground soy beans and comes in sweetened or salted varieties.‘You tiao’Fried dough stick with a golden-brown, crispy exterior and a light, airy centre.‘Shao bing’Sesame-crusted flatbread.‘Fan tuan’Rolls made using sticky rice and packed with pickled vegetables, meat and egg.What makes Lao Jiang’s House stand out is its décor. With white tiles, light-wood trimmings and solid timber tables, it looks more like a Western coffee shop than a traditional breakfast shop. The space has been carefully designed to encourage diners to linger. Across Taiwan, the idea of a more design-forward breakfast space – albeit with the same level of comfort as the original breakfast shops – is gaining traction. Few do it as effortlessly as Nite-Nite Breakfast, a newcomer that has quietly entered the scene. Tucked away in the Neihu district, it has floor-to-ceiling glass windows and is branded with a smiley-face logo with bright-yellow accents. The dining area is spacious and flooded with natural light, a deliberate counterpoint to Nite-Nite’s often cramped competitors.Lao Jiang’s House“Most breakfast shops are on busy street corners. We chose this spot to help people to unwind,” says Jane Hu, a marketing manager – a position that few old-school breakfast shops employ. When Monocle visits on a Monday afternoon, the shop is full of diners sitting down for their meal. The menu is full of unexpected flavour combinations. There’s amapo tofu dan bing, stuffed with tofu, minced meat and fermented chilli sauce; we’re also tempted by an egg sandwich featuring pork floss – dehydrated pork with a candy-floss-like texture – and century egg, a preserved duck egg with a distinctive blackish hue.Traditionalists might scoff at new establishments of this kind (as well as at the tendency of their clientele to take photos of their food) but they are attracting footfall. Perhaps this evolution of the breakfast shop is a quiet rebellion against the sameness of so much brunch culture, with its bland avocado toasts, or the relentless pace of Taipei’s commuter hours? That’s something to discuss over adan bing, anyway.Address bookChongqing Soy Milk and Fried EggKnown for its deep-fried ‘dan bing’.32, Lane 335, Section 3, Chongqing North RoadFu Hang Soy MilkA traditional favourite with long queues.108, 2nd Floor, Section 1, Zhongxiao East RoadLao Jiang’s HouseOpen around the clock, all week.110 Yanji StreetMiss Qin’s Soy MilkTry the signature ‘dan bing’ with long beans.7-6, Yanji StreetNite-Nite BreakfastA quiet place with quirky flavour combos.37, Lane 127, Gangqian Road
1.Rosewood AmsterdamAmsterdamWhat took 10 years to build but 10 minutes to become the most talked-about opening of 2025 (so far)? The Rosewood Amsterdam, of course. Extending across a city-block-sized building on Prinsengracht, the striking hotel, which was once an orphanage and then a courthouse, was reworked by Studio Piet Boon for its spring opening. Current city regulations suggest that this will be the last new hotel to be developed within the capital and it could hardly have picked a finer establishment: think coffered ceilings, velvety nooks and a rich palette of warm bronzes, greys and inky blues across the 134 guest rooms and the Asaya Spa.For those planning a longer stay, there’s a set of five vast canal-side residences. The Netherlands’ favourite garden designer, Piet Oudolf, has rolled up his sleeves to plant the courtyard garden, while drinks and dinner are covered by the Advocatuur bar and Eeuwen restaurant. Is Rosewood resting on its laurels and taking a well-earned break? Not quite: all eyes are already on London for the slated September opening of The Chancery in the former US embassy on Grosvenor Square.rosewoodhotels.com2.Los FelicesIbizaTucked away in Ibiza’s Cala de Bou, The Concept Hotels Los Felices is a technicolour homage to the glamour of Palm Springs. The 113-key property is the inspiration of Diego Calvo, an Ibiza native who feels that hospitality can sometimes be too conservative (you could probably glean this from the colour scheme that he has chosen). “I see myself as a rebel,” he tells Monocle. “I wanted to create a hotel that is a destination in itself.”Los Felices is certainly that. It’s a riot of colour and playful nostalgia, designed by Il Mio Design, an Italian studio based in Madrid that has collaborated with Calvo on all of his projects to date. Here, 1960s motifs are combined with the world of high fashion; each of the guest rooms is named after a designer and decked out with photos from their campaigns, as well as a piece created by them.The pool area is the hotel’s pièce de resistance, a space that is as inviting as it is photogenic. Bespoke flooring, parasol collections created exclusively for Los Felices and floating sunbeds by Canacana Design add vibrant Mediterranean flair that is a world away from whitewashed Ibiza minimalism. And it’s all the more summery and fun for it.theconcepthotels.com3.Taberna BaskGhentIn a fast-changing corner of Ghent’s green belt – a bucolic network of open nature and canals – Belgian restaurateurs Sam D’Huyvetter and Nina de Cuyper are channelling the spirit of San Sebastián’spintxosbars at Taberna Bask. “We saw it as a challenge to create a space where neighbours, families and curious passers-by alike feel welcome without the fuss of having to book ahead,” says D’Huyvetter.Applying Basque thinking to the Belgian terroir, the couple serve homemade morcilla, chorizo and coppa made from family-owned pigs, daily sourdough and imaginative creations including guinea fowl croquetas and red mullet withchipirónsquid. Built with vintage finds, this corner spot strikes a balance between Belgian conviviality and soft ochre walls and warm lighting which evoke a Spanish late afternoon.tabernabask.beImages: Louise De Groote
Homeowners with some tolerance for uncertainty might find that an adjustable-rate mortgage is worth considering as a way to get a low introductory rate before the adjustments kick in. This loan type can be a particularly good choice if you’re aiming to rent out for flip the property, or when you know you intend to move before the loan’s fixed-rate period ends.Keep reading and we’ll explain how ARMs work, consider when an ARM is worth considering as an alternative to a fixed-rate mortgage, and look at ARM rates from a few top lenders.You can see the previous business day’s ARM rates report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.ARM mortgage rates at top lendersFortune reviewed the most recent data available as of Nov. 12. These are sample rates provided by the institutions. Each one is based off specific assumptions about a hypothetical borrower’s credit profile and location. Estimates may include an assumption of mortgage discount points. If you choose to apply, know that the rate you receive may vary from the sample rates shown here.Bank of America 7/6 ARMU.S. Bank 7/6 ARMZillow Home Loans 7/6 ARMInterest Rate5.625%5.875%6.125%APR6.465%6.536%6.669%Interest RateBank of America 7/6 ARM5.625%U.S. Bank 7/6 ARM5.875%Zillow Home Loans 7/6 ARM6.125%APRBank of America 7/6 ARM6.465%U.S. Bank 7/6 ARM6.536%Zillow Home Loans 7/6 ARM6.669%A 7/6 ARM is one with a fixed rate for seven years, then adjustment periods every six months.Fixed-rate vs. adjustable-rate mortgagesFixed-rate mortgages dominate U.S. households, comprising about 92% of all home loans. Unlike adjustable-rate mortgages (ARMs), which allow interest rates to change after an initial period, fixed-rate loans offer consistency throughout their term—which likely explains their popularity.That said, ARMs can be advantageous under specific circumstances. Around 8% of borrowers choose them for their unique benefits.When you might consider an adjustable-rate mortgageThree groups of homebuyers can commonly benefit from considering ARMs:Homeowners who intend to move soon:If you’re confident you’ll be moving in a few years, perhaps because this is a starter home, an ARM may let you enjoy a low introductory rate without worrying about future adjustments.Real estate investors:Landlords buying a property to rent out or house flippers intending to sell a property quickly may use ARMs with the intent of adjusting the monthly rent if interest rates increase or selling before the adjustment period kicks in.Buyers in high-interest environments:During times of elevated interest rates, ARMs can sometimes offer lower rates during the introductory period, and the potential for relief later if market conditions improve.Pro tipSaving up for a down payment? Make sure you have a high-yield savings account.How adjustable-rate mortgages workARMs begin with an introductory fixed rate that often lasts three, five, seven, or 10 years before the loan transitions into its adjustment periods. How much your rate changes during an adjustment period can depend on a variety of factors, including:Benchmarks like SOFR:An ARM’s rate is typically tied to a benchmark, commonly SOFR. This particular benchmark reflects the cost for banks to borrow money overnight. The U.S. Treasury publishes an updated each morning. Margins:Fixed margins are added by lenders on top of the benchmark to determine your ARM rate. These can often range between 2% to 3.5%.Caps:Adjustment caps limit how much rates can increase at specific intervals or over time. You may hear about initial adjustment caps, subsequent caps, and lifetime caps.Common ARM formats include 5/1 (an introductory rate that lasts for five years followed by annual adjustments) and 10/6 (a 10-year intro period followed by adjustments every six months) structures. Other structures on the market include 3/1 ARMs, 7/1 ARMs and 10/1 ARMs. Learn more:Why the Secured Overnight Financing Rate might matter for your mortgage.Refinancing from an ARM to a fixed-rate mortgageLife happens. Plans change. If it turns out you’re going to be in your starter home longer than expected, and you initially took out an ARM, you might opt to refinance to a fixed-rate loan.First, know you’re not alone. A large chunk of Millennial and Gen Z homeowners can’t afford to upgrade and are continuing on in their starter homesTo refinance from an ARM to a fixed-rate mortgage, the process is more or less the same as refinancing from one fixed-rate loan to another. You’ll shop around with various lenders, provide the application documents necessary to show your credit profile and income meet the lender’s requirements, and you’ll use the new loan to pay your old one off in full. Pros and cons of adjustable-rate mortgagesWork with a trusted loan officer to ensure you’re selecting the best mortgage type for your needs. To get you started, here are some basic factors to consider in evaluating if an ARM is right for you.N/AProsPossibly lower initial rate compared with fixed-rate loans.Potentially easier qualification standards for some borrowers. Chance to save if market conditions improve and rates go down.ConsPayments could spike after adjustments begin.Comparing offers is more complex than with common fixed-rate loans.Homeowners face more unpredictability than with a fixed-rate loan.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. 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If you’re the type of homebuyer who is willing to deal with a little uncertainty in exchange for the possibility of getting a low rate, an adjustable-rate mortgage might be right for you. These can be particularly good options for homebuyers planning to rent out or flip an investment property, or who know they intend to move before the loan’s introductory fixed-rate period ends.Read on and we’ll break down how ARMs work, consider when they might be worth considering over the far more common fixed-rate home loan, and look at ARM rates from a few top lenders.You can see the previous business day’s ARM rates report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.ARM mortgage rates at top lendersFortune reviewed the most recent data available as of Nov. 11. These are sample rates provided by the institutions. Each one is based off specific assumptions about a hypothetical borrower’s credit profile and location. Estimates may include an assumption of mortgage discount points. If you choose to apply, know that the rate you receive may vary from the sample rates shown here.Bank of America 7/6 ARMU.S. Bank 7/6 ARMZillow Home Loans 7/6 ARMInterest Rate5.750%6.000%6.125%APR6.523%6.588%6.677%Interest RateBank of America 7/6 ARM5.750%U.S. Bank 7/6 ARM6.000%Zillow Home Loans 7/6 ARM6.125%APRBank of America 7/6 ARM6.523%U.S. Bank 7/6 ARM6.588%Zillow Home Loans 7/6 ARM6.677%A 7/6 ARM is one with a fixed rate for seven years, then adjustment periods every six months.Fixed-rate vs. adjustable-rate mortgagesFixed-rate home loans account for about 92% of all mortgages in U.S. households. Unlike ARMs—where interest rates can increase or decrease after an initial fixed period—a fixed-rate mortgage guarantees the same rate for the entire loan term. This consistency gives them an obvious appeal.However, there are situations where ARMs might be worth considering. Roughly 8% of borrowers choose these loans because they see unique advantages.When you might consider an adjustable-rate mortgageThree types of buyers often find ARMs beneficial:Starter home buyers:If you plan to move within a few years, an ARM may let you capitalize on a low initial rate without having to worry about future adjustments, as you intend to sell the home before the fixed period ends.Investors:Real estate investors who intend to flip a house or rent it out may use ARMs to minimize upfront costs, then sell the property or adjust the rent amount when rates change.Buyers facing high-interest markets:During periods of elevated interest rates, ARMs might offer lower upfront costs and may even provide relief later if market conditions improve.Pro tipSaving up for a down payment? Make sure you have a high-yield savings account.How adjustable-rate mortgages workARMs typically feature a low fixed interest rate for a predetermined period—such as three, five, seven, or 10 years—followed by periods of adjustment. Factors affecting ARM rates during the adjustments include:Benchmark indices:ARM rates are often tied to benchmarks like the SOFR. The U.S. Treasury publishes an updated SOFR each day, reflecting the overnight costs faced by banks for borrowing cash. Margins:Lenders add margins (fixed percentages) to benchmarks when calculating your ARM’s final rate. These can often range from 2% to 3.5%.Caps:Rate caps limit increases during specific intervals or throughout the loan term (e.g., initial adjustment caps, subsequent caps).In most instances ARMs will be 30-year loans. Popular ARM structures include 5/1 and 10/6—meaning a fixed rate for five years and then annual adjustments, and a fixed rate for 10 years and adjustment periods every six months, respectively. There are also 3/1 ARMs, 7/1 ARMs and 10/1 ARMs. Learn more:Why the Secured Overnight Financing Rate might matter for your mortgage.Refinancing from an ARM to a fixed-rate mortgageIf your plans change, you can likely decide to refinance into a fixed-rate mortgage. For instance, say you decide to stay in your home longer than you initially thought you would.You’re not alone if that’s the situation you find yourself in, as many Millennial and Gen Z homeowners can’t afford to upgrade and are getting by with their starter homes.Much like refinancing from one fixed-rate loan to another (which is often done to obtain a better rate or to tap equity) refinancing from an ARM to a fixed-rate loan involves shopping around with lenders, providing documentation to show you meet their requirements, and paying off your existing mortgage.Pros and cons of adjustable-rate mortgagesARMs come with positives and negatives you should weigh before applying for this type of mortgage. And, working with a trusted loan officer can help you determine if this is really the right loan type for you. Here are some basics to consider. N/AProsChance for a lower rate at first.During the fixed introductory period, you may find an ARM offers you a lower rate than you could get on a fixed-rate mortgage.Potential for easier qualification.Some borrowers may find they’re more likely to qualify for an adjustable-rate mortgage than for a fixed-rate loan. Possible savings down the road.This is not guaranteed, but if market rates decrease during adjustment periods, your monthly payment might go down accordingly.ConsPossibility for payments to rise.Remember, adjustment periods are dependent on what’s happening with the market. Just like there’s a chance for your rate and thus your monthly payment to go down, the converse could happen.Hard to comparison shop.Complex terms can make comparison shopping for a good rate on an ARM more difficult than with common fixed-rate mortgage types. Less predictability.Once you take out a fixed-rate mortgage, you’re locked into that rate as long as you have the loan. This can give you a little more stability in terms of monthly payment (though you may still face changes to things like homeowners insurance or your HOA dues). With ARMs, you need a certain level of risk tolerance.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
Right now, top high-yield savings accounts are offering up to 5.00% APY as of Nov. 20, 2025—and that blows away the FDIC’s national average of 0.40%. For savers who actually want their money to earn something, that’s worth paying attention to.Whether you’re socking away an emergency fund, saving for something big like a vacation, putting away money ahead of buying gold or silver, or thinking long-term about retirement goals, a high-yield savings account deserves serious consideration. It’s a no-fuss way to get real returns.The three highest-APY accounts we’ve identified are as follows:Earn up to 5.00% with Varo Money.Earn up to 4.51% with Axos Bank.Earn up to 4.35% with Newtek Bank.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.SponsoredAdvertiser DisclosureAdvertiser DisclosureCompare Personal Finance Options for 2021 Select all products of interest and compare:Product DescriptionsProduct DescriptionsChecking A transactional account that allows for numerous withdrawals and unlimited deposits. Money can be accessed via checks, ATMs, or debit card among other methods. Savings A bank account that keeps your money safe and secure, while paying you interest. MMA A Money Market Account is an interest-bearing deposit account at a bank or credit union that pays interest based on current rates in the money markets. CD A Certificate of Deposit features historically higher APYs, guaranteed returns & FDIC insurance. CDs are offered in fixed terms w/penalties for early withdrawals. 401K A 401k is a retirement-savings account that allows an employee to divert a portion of their salary into long-term investments and provides special tax benefits. Brokerage An investment account used by investors to buy and sell stocks, bonds, and mutual funds. Income from investments are taxed as capital gains. REIT A Real Estate Investment Trust owns and operates income-generating real estate. REITs allow investment in real estate without the need to own, operate, or finance properties. Robo Advisor A robo-advisor is an automated investing service that uses algorithms to provide financial advice and/or investment management help you manage your investment portfolio. Relatively inexpensive compared to a human financial advisor. Roth IRA An individual retirement account allows after-tax contributions of earned income below a certain level. Investment growth and future withdrawals are tax free. Traditional IRA An individual retirement account where you contribute pre-or after-tax dollars. Investment growth is tax-deferred until withdrawal. Financial Advisor Financial advisors help people manage their money and reach their financial goals. Annuity A financial contract with an insurance company where you make the investor makes a lump-sum payment or series of payments in exchange for regular disbursements in the future. Cash Management A cash account typically offered by nonbank financial institutions. CMAs combine features from traditional checking and savings accounts. Business Checking A business checking account is similar to a personal checking account, but allows you to separate your business and personal expenses. This can help you keep records organized and simplify your taxes. 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justify-content: center; margin-bottom: 10px; cursor: pointer; width: 170px; font: normal normal bold 18px / 20px Roboto; letter-spacing: 0px; background: #1C96F0 0% 0% no-repeat padding-box; border-radius: 6px; height: 40px; color: #fff; text-align: center; position: relative; } #EiKKkzoWNGOShBik .shmktpl-button span.btn__text::after { display: none; position: absolute; content: ""; background-image: url("data:image/svg+xml;base64,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"); height: 12px; width: 32px; background-repeat: no-repeat; background-position: center bottom; vertical-align: middle; top: 14px; /* left: 0; */ background-size: 12px 12px; } #EiKKkzoWNGOShBik .sh-row-product-title { max-width: 170px; text-align: center; font: italic normal 300 12px/18px Roboto; letter-spacing: 0.48px; color: #08283B; opacity: 1; } #EiKKkzoWNGOShBik .fdic-insured { display: flex; flex-direction: row; align-items: center; text-align: center; color: #08283B; margin-right: 15px; } #EiKKkzoWNGOShBik .middle-border { width: 0px; height: 11px; border: 1px solid #BEBEBE; opacity: 1; margin-right: 15px; } #EiKKkzoWNGOShBik .disclosure-contnr { text-align: center; } #EiKKkzoWNGOShBik .listing-header-cntnr { margin-top: 34px; } #EiKKkzoWNGOShBik .ad-copy-bottom-section { background: #F2F9FF 0% 0% no-repeat padding-box; padding: 12px; } #EiKKkzoWNGOShBik .non_featured_list { background: #FFFFFF 0% 0% no-repeat padding-box; border-top: 1px solid #D0E0EE; margin-top: 16px; } #EiKKkzoWNGOShBik .listing.flex-container { border-bottom: 1px solid #D0E0EE; border-left: 1px solid #D0E0EE; border-right: 1px solid #D0E0EE; } #EiKKkzoWNGOShBik .prop-name { text-align: left; font: normal normal bold 12px / 18px Roboto; letter-spacing: 0px; color: #0A3C5F; text-transform: uppercase; margin-bottom: 5px; } #EiKKkzoWNGOShBik .apy-label { font: normal normal 900 24px / 28px Roboto; } #EiKKkzoWNGOShBik .curDate { font: normal normal normal 12px / 18px Roboto; margin-top: 2px; display: block; } #EiKKkzoWNGOShBik .prop-value { text-align: left; font: normal normal 900 24px / 28px Roboto; letter-spacing: 0.96px; color: #08283B; opacity: 1; } #EiKKkzoWNGOShBik .fdic-insured .text { font-size: 12px; color: #08283B; font-weight: 600; letter-spacing: 0.48px; } #EiKKkzoWNGOShBik .fdic-insured .icon { height: 20px; width: 16px; display: inline-block; background-repeat: no-repeat; background-size: 100%; vertical-align: middle; margin-right: 7px; } #EiKKkzoWNGOShBik .disclosure-contnr .text { color: #1C96F0; font-size: 12px; text-decoration: underline; font-weight: 600; cursor: pointer; letter-spacing: 0.48px; } #EiKKkzoWNGOShBik .additional-content { margin-top: 0px !important; } #EiKKkzoWNGOShBik .additional-content ul li { margin-bottom: 0; } #EiKKkzoWNGOShBik .disclosure-contnr .listing-content-wrapper { position: absolute; background: #fff; z-index: 1; padding: 20px; text-align: left; top: 0; left: 0; right: 123px; margin: auto; width: 440px; border: 1px solid #ececec; background: #eceef1; left: -133px; } #EiKKkzoWNGOShBik .listing-content-wrapper .disclosure-content { max-height: 400px; overflow-y: auto; color: #08283B; margin-top: 15px; padding-right: 10px; } #EiKKkzoWNGOShBik .see-more-text { width: unset !important; background: #E9F5FF 0% 0% no-repeat padding-box; margin-top: 0 !important; cursor: pointer; display: flex; justify-content: space-between; align-items: center; padding: 12px 24px; } #EiKKkzoWNGOShBik .description-title { text-align: left; font: normal normal bold 12px / 16px Roboto; letter-spacing: 0.48px; color: #0A3C5F; text-transform: uppercase; } #EiKKkzoWNGOShBik .shArrow { width: 12px; height: 7px; } #EiKKkzoWNGOShBik span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMxYzk2ZjAiLz4NCjwvc3ZnPg0K"); background-repeat: no-repeat; height: 11px; width: 12px; display: inline-block; vertical-align: text-top; transform: rotate(180deg); } #EiKKkzoWNGOShBik .disclosure-content ul li { flex: 0 0 47%; list-style: disc; font: normal normal normal 14px/22px Roboto; letter-spacing: 0px; color: #08283B; opacity: 1; } #EiKKkzoWNGOShBik .disclosure-content ul { flex: 0 0 100%; display: flex; flex-flow: row wrap; margin: 0; padding: 0; padding-left: 14px; justify-content: space-between; list-style-type: disc; line-height: normal; } #EiKKkzoWNGOShBik #see_more_carrier, #EiKKkzoWNGOShBik .see_less_carrier { background: #E9F5FF; height: 40px; border-radius: 6px; line-height: 40px; text-align: center; font-size: 16px; color: #1C96F0; font-weight: 600; margin-top: 24px; cursor: pointer; } #EiKKkzoWNGOShBik .footer-disclaimer-content { font-size: 11px; font-style: italic; margin-top: 16px; } #EiKKkzoWNGOShBik .apy-label p { margin-top: 0px; margin-bottom: 0px; } #EiKKkzoWNGOShBik .disclosure-content ul { padding-left: 18px; } @media (min-width : 651px) and (max-width : 1023px) { #EiKKkzoWNGOShBik { padding: 0 26px; } #EiKKkzoWNGOShBik .logo-image-wrapper { width: 136px; } #EiKKkzoWNGOShBik .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #EiKKkzoWNGOShBik .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #EiKKkzoWNGOShBik .prop-value-container .apy-container { flex: 0 0 44%; } #EiKKkzoWNGOShBik .prop-value-container .mfee-container, #EiKKkzoWNGOShBik .prop-value-container .minvalue-container { flex: 0 0 28%; } #EiKKkzoWNGOShBik .ad-copy-top-section { margin-bottom: 15px; } #EiKKkzoWNGOShBik .sh-row-product-title { max-width: 136px; } #EiKKkzoWNGOShBik .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } } @media (max-width : 650px) { #EiKKkzoWNGOShBik .ad-copy-top-section { flex-direction: column; margin-bottom: 24px; } #EiKKkzoWNGOShBik .logo-image-wrapper { width: 100%; max-width: 292px; } #EiKKkzoWNGOShBik .listing-title { font: normal normal bold 18px/24px Roboto; padding: 0px !important; margin: 24px 0 0; text-align: left; } #EiKKkzoWNGOShBik .ad-copy { margin-left: 0; } #EiKKkzoWNGOShBik .ad-copy-disclosure-mobile { position: relative; display: flex; flex-direction: row; justify-content: space-between; align-items: center; margin: 16px; } #EiKKkzoWNGOShBik .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 90%; margin: auto; } #EiKKkzoWNGOShBik .sh-row-product-title { text-align: center; margin: 10px 16px 24px; max-width: none; } #EiKKkzoWNGOShBik .see-more-text { padding: 16px 15px; } #EiKKkzoWNGOShBik .disclosure-content ul li { font: normal normal normal 12px/18px Roboto; } #EiKKkzoWNGOShBik .top-section-right { margin-left: 0px; } #EiKKkzoWNGOShBik .disclosure-contnr { flex: 1; display: flex; justify-content: flex-end; } } @media (max-width: 340px) { #EiKKkzoWNGOShBik.sizeone .header-section { padding: 6px 10px; } } #EiKKkzoWNGOShBik.sh-box650.device-desktop .row-1 { padding-left: 14px; } #EiKKkzoWNGOShBik.sh-box650.device-desktop .ad-copy, #EiKKkzoWNGOShBik.sh-box700.device-desktop .ad-copy, #EiKKkzoWNGOShBik.sh-box750.device-desktop .ad-copy, #EiKKkzoWNGOShBik.sh-box800.device-desktop .ad-copy, #EiKKkzoWNGOShBik.sh-box850.device-desktop .ad-copy, #EiKKkzoWNGOShBik.sh-box900.device-desktop .ad-copy, #EiKKkzoWNGOShBik.sh-box950.device-desktop .ad-copy { margin-left: 15px; } #EiKKkzoWNGOShBik.sh-box650.device-desktop .logo-image-wrapper, #EiKKkzoWNGOShBik.sh-box700.device-desktop .logo-image-wrapper, #EiKKkzoWNGOShBik.sh-box750.device-desktop .logo-image-wrapper, #EiKKkzoWNGOShBik.sh-box800.device-desktop .logo-image-wrapper, #EiKKkzoWNGOShBik.sh-box850.device-desktop .logo-image-wrapper, #EiKKkzoWNGOShBik.sh-box900.device-desktop .logo-image-wrapper, #EiKKkzoWNGOShBik.sh-box950.device-desktop .logo-image-wrapper { width: 136px; } #EiKKkzoWNGOShBik.sh-box650.device-desktop .listing-title, #EiKKkzoWNGOShBik.sh-box700.device-desktop .listing-title, #EiKKkzoWNGOShBik.sh-box750.device-desktop .listing-title, #EiKKkzoWNGOShBik.sh-box800.device-desktop .listing-title, #EiKKkzoWNGOShBik.sh-box850.device-desktop .listing-title, #EiKKkzoWNGOShBik.sh-box900.device-desktop .listing-title, #EiKKkzoWNGOShBik.sh-box950.device-desktop .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #EiKKkzoWNGOShBik.sh-box650.device-desktop .shmktpl-button, #EiKKkzoWNGOShBik.sh-box700.device-desktop .shmktpl-button, #EiKKkzoWNGOShBik.sh-box750.device-desktop .shmktpl-button, #EiKKkzoWNGOShBik.sh-box800.device-desktop .shmktpl-button, #EiKKkzoWNGOShBik.sh-box850.device-desktop .shmktpl-button, #EiKKkzoWNGOShBik.sh-box900.device-desktop .shmktpl-button, #EiKKkzoWNGOShBik.sh-box950.device-desktop .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #EiKKkzoWNGOShBik.sh-box650.device-desktop .prop-value-container .apy-container, #EiKKkzoWNGOShBik.sh-box700.device-desktop .prop-value-container .apy-container, #EiKKkzoWNGOShBik.sh-box750.device-desktop .prop-value-container .apy-container, #EiKKkzoWNGOShBik.sh-box800.device-desktop .prop-value-container .apy-container, #EiKKkzoWNGOShBik.sh-box850.device-desktop .prop-value-container .apy-container, #EiKKkzoWNGOShBik.sh-box900.device-desktop .prop-value-container .apy-container, #EiKKkzoWNGOShBik.sh-box950.device-desktop .prop-value-container .apy-container { flex: 0 0 44%; } #EiKKkzoWNGOShBik.sh-box650.device-desktop .prop-value-container .mfee-container, #EiKKkzoWNGOShBik.sh-box700.device-desktop .prop-value-container .mfee-container, #EiKKkzoWNGOShBik.sh-box750.device-desktop .prop-value-container .mfee-container, #EiKKkzoWNGOShBik.sh-box800.device-desktop .prop-value-container .mfee-container, #EiKKkzoWNGOShBik.sh-box850.device-desktop .prop-value-container .mfee-container, #EiKKkzoWNGOShBik.sh-box900.device-desktop .prop-value-container .mfee-container, #EiKKkzoWNGOShBik.sh-box950.device-desktop .prop-value-container .mfee-container #EiKKkzoWNGOShBik.sh-box650.device-desktop .prop-value-container .minvalue-container, #EiKKkzoWNGOShBik.sh-box700.device-desktop .prop-value-container .minvalue-container, #EiKKkzoWNGOShBik.sh-box750.device-desktop .prop-value-container .minvalue-container, #EiKKkzoWNGOShBik.sh-box800.device-desktop .prop-value-container .minvalue-container, #EiKKkzoWNGOShBik.sh-box850.device-desktop .prop-value-container .minvalue-container, #EiKKkzoWNGOShBik.sh-box900.device-desktop .prop-value-container .minvalue-container, #EiKKkzoWNGOShBik.sh-box950.device-desktop .prop-value-container .minvalue-container { flex: 0 0 28%; } #EiKKkzoWNGOShBik.sh-box650.device-desktop .sh-row-product-title, #EiKKkzoWNGOShBik.sh-box700.device-desktop .sh-row-product-title, #EiKKkzoWNGOShBik.sh-box750.device-desktop .sh-row-product-title, #EiKKkzoWNGOShBik.sh-box800.device-desktop .sh-row-product-title, #EiKKkzoWNGOShBik.sh-box850.device-desktop .sh-row-product-title, #EiKKkzoWNGOShBik.sh-box900.device-desktop .sh-row-product-title, #EiKKkzoWNGOShBik.sh-box950.device-desktop .sh-row-product-title { max-width: 136px; } #EiKKkzoWNGOShBik.sh-box650.device-desktop .disclosure-content ul li, #EiKKkzoWNGOShBik.sh-box700.device-desktop .disclosure-content ul li, #EiKKkzoWNGOShBik.sh-box750.device-desktop .disclosure-content ul li, #EiKKkzoWNGOShBik.sh-box800.device-desktop .disclosure-content ul li, #EiKKkzoWNGOShBik.sh-box850.device-desktop .disclosure-content ul li, #EiKKkzoWNGOShBik.sh-box900.device-desktop .disclosure-content ul li, #EiKKkzoWNGOShBik.sh-box950.device-desktop .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } #EiKKkzoWNGOShBik.sh-box650.device-desktop .ad-copy-top-section, #EiKKkzoWNGOShBik.sh-box700.device-desktop .ad-copy-top-section, #EiKKkzoWNGOShBik.sh-box750.device-desktop .ad-copy-top-section, #EiKKkzoWNGOShBik.sh-box800.device-desktop .ad-copy-top-section, #EiKKkzoWNGOShBik.sh-box850.device-desktop .ad-copy-top-section, #EiKKkzoWNGOShBik.sh-box900.device-desktop .ad-copy-top-section, #EiKKkzoWNGOShBik.sh-box950.device-desktop .ad-copy-top-section { margin-bottom: 15px; } @media (max-width: 767.5px) { #EiKKkzoWNGOShBik.sh-box650.device-desktop .row-1, #EiKKkzoWNGOShBik.sh-box700.device-desktop .row-1 , #EiKKkzoWNGOShBik.sh-box650.device-desktop .row-2, #EiKKkzoWNGOShBik.sh-box700.device-desktop .row-2 , #EiKKkzoWNGOShBik.sh-box500.device-desktop .row-1, #EiKKkzoWNGOShBik.sh-box550.device-desktop .row-1 , #EiKKkzoWNGOShBik.sh-box500.device-desktop .row-2, #EiKKkzoWNGOShBik.sh-box550.device-desktop .row-2{ display: unset; } #EiKKkzoWNGOShBik.sh-box650.device-desktop .ad-copy, #EiKKkzoWNGOShBik.sh-box700.device-desktop .ad-copy, #EiKKkzoWNGOShBik.sh-box550.device-desktop .ad-copy, #EiKKkzoWNGOShBik.sh-box500.device-desktop .ad-copy { margin-right: 15px; } #EiKKkzoWNGOShBik.sh-box650.device-desktop .apy-label, #EiKKkzoWNGOShBik.sh-box700.device-desktop .apy-label, #EiKKkzoWNGOShBik.sh-box550.device-desktop .apy-label, #EiKKkzoWNGOShBik.sh-box500.device-desktop .apy-label, #EiKKkzoWNGOShBik.sh-box650.device-desktop .prop-value, #EiKKkzoWNGOShBik.sh-box700.device-desktop .prop-value, #EiKKkzoWNGOShBik.sh-box550.device-desktop .prop-value, #EiKKkzoWNGOShBik.sh-box500.device-desktop .prop-value{ font: normal normal 900 18px/22px Roboto; } #EiKKkzoWNGOShBik.sh-box650.device-desktop .logo-image-wrapper, #EiKKkzoWNGOShBik.sh-box700.device-desktop .logo-image-wrapper, #EiKKkzoWNGOShBik.sh-box550.device-desktop .logo-image-wrapper, #EiKKkzoWNGOShBik.sh-box500.device-desktop .logo-image-wrapper { width: 125px;; margin-bottom: 10px; } #EiKKkzoWNGOShBik.sh-box650.device-desktop .disclosure-contnr .listing-content-wrapper,#EiKKkzoWNGOShBik.sh-box700.device-desktop .disclosure-contnr .listing-content-wrapper,#EiKKkzoWNGOShBik.sh-box550.device-desktop .disclosure-contnr .listing-content-wrapper,#EiKKkzoWNGOShBik.sh-box500.device-desktop .disclosure-contnr .listing-content-wrapper { left: -25px; } } #EiKKkzoWNGOShBik .shmktpl-title, #EiKKkzoWNGOShBik .sub-heading-container, #EiKKkzoWNGOShBik .filter-check-options-cntnr, #EiKKkzoWNGOShBik .listing-header-cntnr { display: none; } #EiKKkzoWNGOShBik.title .shmktpl-title, #EiKKkzoWNGOShBik.subHeading .sub-heading-container, #EiKKkzoWNGOShBik.multiSelectFilter .filter-check-options-cntnr, #EiKKkzoWNGOShBik.resultsText .listing-header-cntnr { display: flex; } #EiKKkzoWNGOShBik.sizeone .add-overlay-content { width: 62%; height: auto; } #EiKKkzoWNGOShBik.sizeone .disclosure-title { padding: 6px 0px; } #EiKKkzoWNGOShBik.sizeone .header-section { padding: 6px 26px; background: #FFFFFF; color: grey; align-items: center; } #EiKKkzoWNGOShBik .sponsored { font: normal normal normal 12px/16px Roboto; letter-spacing: 0.48px; color: #344856; opacity: 1; } #EiKKkzoWNGOShBik.sizeone .title-container { margin-top: 0; } #EiKKkzoWNGOShBik.sizeone .non_featured_list { margin-top: 0; } #EiKKkzoWNGOShBik.arrowchange span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwMDAiLz4NCjwvc3ZnPg0K"); } #EiKKkzoWNGOShBik.arrowchange .shmktpl-button span.btn__text::after { background-image: url("data:image/svg+xml;base64,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"); } @media (min-width : 651px) and (max-width : 1024px) { #EiKKkzoWNGOShBik .item { flex: 1 1 calc(50% - 48px); } #EiKKkzoWNGOShBik .prod-desc-popup-content { height: auto; top: 10%; overflow-y: scroll; } #EiKKkzoWNGOShBik .item:nth-of-type(4n+3), #EiKKkzoWNGOShBik .item:nth-of-type(4n+3) + * { background-color: #E9F5FF; } #EiKKkzoWNGOShBik .item:nth-of-type(4n+1), #EiKKkzoWNGOShBik .item:nth-of-type(4n+1) + * { background-color: #fff; } #EiKKkzoWNGOShBik .shmktpl-button span.btn__text::after { top: 13px; right: -3px; background-size: 10px 10px; } #EiKKkzoWNGOShBik .ad-copy-column.flex-container { flex: 0 0 78%; } } @media (max-width : 650px) { #EiKKkzoWNGOShBik .desktop, #EiKKkzoWNGOShBik .desktop-inline { display: none; } #EiKKkzoWNGOShBik .mobile { display: block !important; } #EiKKkzoWNGOShBik { padding: 0 18px; } #EiKKkzoWNGOShBik .shmktpl-title { font-size: 24px; line-height: 29px; } #EiKKkzoWNGOShBik .shmktpl-subtitle { font-size: 16px; line-height: 19px; } #EiKKkzoWNGOShBik .add-overlay-content { width: 80%; height: auto; } #EiKKkzoWNGOShBik .logo-column.flex-container { flex: 0 0 100%; text-align: center; } #EiKKkzoWNGOShBik .row-1 { flex-flow: column; padding: 16px; } #EiKKkzoWNGOShBik .prop-conatiner { flex: 0 0 100%; flex-direction: row; flex-flow: row; display: flex; width: 100%; align-items: center; margin-top: 20px; } #EiKKkzoWNGOShBik .prop-conatiner .prop-name { flex: 0 0 49%; margin-bottom: 0px; } #EiKKkzoWNGOShBik .prop-conatiner .prop-value { flex: 0 0 49%; text-align: right; font: normal normal 900 22px / 26px Roboto; letter-spacing: 0.88px; } #EiKKkzoWNGOShBik .apy-label { font: normal normal 900 22px/26px Roboto; letter-spacing: 0.88px; } #EiKKkzoWNGOShBik .prop-conatiner.apy-container { display: flex; align-items: flex-start; } #EiKKkzoWNGOShBik .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; padding: 0; flex-flow: column; } #EiKKkzoWNGOShBik .prop-value { margin-top: 0; } #EiKKkzoWNGOShBik .listing-header-cntnr { display: flex; justify-content: space-between; margin-top: 24px; } #EiKKkzoWNGOShBik .non_featured_list { margin-top: 18px; } #EiKKkzoWNGOShBik .prod-desc-popup-content { top: 10%; position: absolute; min-width: 80%; width: 90%; overflow: scroll; height: 100%; } #EiKKkzoWNGOShBik .item { flex: 0 0 91%; padding-bottom: 0; padding: 16px; } #EiKKkzoWNGOShBik .item:nth-child(3n), #EiKKkzoWNGOShBik .desktop-bg { background: none; } #EiKKkzoWNGOShBik .prod-desc-popup-content { padding: 0; } #EiKKkzoWNGOShBik .prod-desc-content-cntnr .prod-desc-header { padding-bottom: 0; padding: 16px; } #EiKKkzoWNGOShBik .item:nth-child(even) { background: #E9F5FF 0% 0% no-repeat padding-box; } #EiKKkzoWNGOShBik .fdic-seemoreless-cntr { display: flex; justify-content: space-between; align-items: center; margin: 0; flex-flow: row wrap; } #EiKKkzoWNGOShBik .fdic-seemoreless-cntr .fdic-insured { color: #08283B; flex: 0 0 44%; text-align: left; } #EiKKkzoWNGOShBik .fdic-seemoreless-cntr .listing-description { display: flex; flex: 0 0 100%; flex-flow: column; background: #F2F9FF 0% 0% no-repeat padding-box; } #EiKKkzoWNGOShBik .listing-description .disclosure-content { margin-top: 0px; padding: 16px 14px; } #EiKKkzoWNGOShBik .disclosure-content ul { padding-left: 14px; line-height: 28px; } #EiKKkzoWNGOShBik .disclosure-content ul li { flex: 0 0 100%; padding: 0; margin: 0; font-size: 12px; } #EiKKkzoWNGOShBik .additional-features { flex: 0 0 100%; } #EiKKkzoWNGOShBik .disclosure-contnr .listing-content-wrapper { top: -85px; left: 0; width: 90%; } #EiKKkzoWNGOShBik.sizeone .listing-header-cntnr { display: none; } #EiKKkzoWNGOShBik.sizeone .add-overlay-content { width: 80%; } } @media (max-width: 340px) { #EiKKkzoWNGOShBik .fdic-seemoreless-cntr .fdic-insured { flex: 0 0 43%; } #EiKKkzoWNGOShBik .prod-desc-popup-content { position: fixed; } } #EiKKkzoWNGOShBik.listingAlignment .shmktpl-button span.btn__text { line-height: 40px; color: #fff; margin-right: 10px; } #EiKKkzoWNGOShBik.listingAlignment .shmktpl-button span.btn__text::after { width: 24px; } @media (max-width: 1024px) and (min-width:768px) { #EiKKkzoWNGOShBik.listingAlignment .logo-image-wrapper img { width: 100%; } #EiKKkzoWNGOShBik.listingAlignment { padding: 0px; } #EiKKkzoWNGOShBik.listingAlignment .listing-title { font-size: 14px; } #EiKKkzoWNGOShBik.listingAlignment .listing-title span { font-size: 14px; } #EiKKkzoWNGOShBik.listingAlignment .row-1 { padding: 26px 10px; } #EiKKkzoWNGOShBik.listingAlignment .prop-name { font-size: 10px; } #EiKKkzoWNGOShBik.listingAlignment .prop-value { font-size: 14px } #EiKKkzoWNGOShBik.listingAlignment .shmktpl-button span.btn__text { font-size: 10px; margin-right: 10px; } } @media all and (max-width: 600px) { #EiKKkzoWNGOShBik.listingAlignment .logo-column.flex-container { flex: unset; } #EiKKkzoWNGOShBik.listingAlignment .prop-conatiner { flex: unset; } #EiKKkzoWNGOShBik.listingAlignment .ad-copy-column.flex-container { flex: unset; } #EiKKkzoWNGOShBik.listingAlignment .cta-column.flex-container { flex: unset; } #EiKKkzoWNGOShBik.listingAlignment .disclosure-content ul li::before { content: unset; } #EiKKkzoWNGOShBik.listingAlignment .disclosure-content ul li { list-style: disc; } } #EiKKkzoWNGOShBik.ctaAlignment .shmktpl-button { width: 100%; font-size: 14px; } #EiKKkzoWNGOShBik.ctaAlignment .shmktpl-button .btn__text { margin-right: 10px; } #EiKKkzoWNGOShBik.ctaAlignment .shmktpl-button span.btn__text::after { right: -2px; background-size: 6px 13px; } @media (min-width: 651px) and (max-width: 1024px) { #EiKKkzoWNGOShBik.ctaAlignment .shmktpl-button span.btn__text::after { right: -7px; } #EiKKkzoWNGOShBik.ctaAlignment .shmktpl-button span.btn__text::after { background-size: 6px 10px; } #EiKKkzoWNGOShBik.ctaAlignment .shmktpl-button { font-size: 13px; } } @media (max-width: 650px) { #EiKKkzoWNGOShBik.ctaAlignment .logo-column.flex-container { flex: unset !important; justify-content: center; } #EiKKkzoWNGOShBik.ctaAlignment .cta-column.flex-container { display: block !important; } #EiKKkzoWNGOShBik.ctaAlignment .shmktpl-button { font-size: 16px; } #EiKKkzoWNGOShBik.ctaAlignment .shmktpl-button .btn__text { margin-right: unset; } #EiKKkzoWNGOShBik.ctaAlignment .shmktpl-button span.btn__text::after { right: unset; background-size: 12px 12px; } } #EiKKkzoWNGOShBik .sh-no-listing-msg { padding: 20px 0px; } #EiKKkzoWNGOShBik .sh-widget-footer-MBT { display: none; } #EiKKkzoWNGOShBik.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; } #EiKKkzoWNGOShBik.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #EiKKkzoWNGOShBik.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } #EiKKkzoWNGOShBik .sh-widget-footer-QS { display: none; } #EiKKkzoWNGOShBik.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #EiKKkzoWNGOShBik.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #EiKKkzoWNGOShBik.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } @-moz-document url-prefix() { #EiKKkzoWNGOShBik .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #EiKKkzoWNGOShBik .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } #EiKKkzoWNGOShBik .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px; line-height: 24px; margin-top: -1px; margin-left: -9px; margin-right: -10px; background: #FF4500; position: relative; border-radius: 0px 0px 0px 0px; display: inline-block; font-family: Roboto, sans-serif; color: #fff; padding: 0px 1px 0 15px; margin-bottom: -6px; } #EiKKkzoWNGOShBik .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { color: #fff; font-size: 14px; } #EiKKkzoWNGOShBik .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { height: 0; width: 0; border-top: 8px solid #FF4500; border-left: 8px solid transparent; bottom: -8px; content: ""; position: absolute; left: 0px; } #EiKKkzoWNGOShBik .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { right: 1px; transform: translateX(100%); border-left-width: 100%; border-right-color: transparent; content: ""; position: absolute; display: block; border: 12px solid #FF4500; border-right-color: transparent; top: 0px } @media (min-width : 768px) and (max-width : 1024px) { @-moz-document url-prefix() { #EiKKkzoWNGOShBik .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #EiKKkzoWNGOShBik .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } } @media (min-width : 768px) and (max-width : 900px) { #EiKKkzoWNGOShBik .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { font-size: 14px; } } @media (max-width : 767px) { #EiKKkzoWNGOShBik .listing .listing-content-wrapper .sh-promo-ribbon { border-radius: 0px; margin-top: -1px; box-sizing: unset !important; height: 100% !important; width:100%; padding: 8px 9px; margin-bottom: 8px; } #EiKKkzoWNGOShBik .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { display: block; text-align: center; line-height: 16px; font-size: 14px; } #EiKKkzoWNGOShBik .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { height: 0; width: 0; border-top: 8px solid #FF4500; border-right: 8px solid transparent; right: 9px; top: unset; bottom: -8px; border-left: 0px; border-bottom: 0px; } @-moz-document url-prefix() { #EiKKkzoWNGOShBik .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #EiKKkzoWNGOShBik .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } } } #EiKKkzoWNGOShBik.customizeColorEffect .listing-title, #EiKKkzoWNGOShBik.customizeColorEffect .prop-name, #EiKKkzoWNGOShBik.customizeColorEffect .prop-value, #EiKKkzoWNGOShBik.customizeColorEffect .curDate, #EiKKkzoWNGOShBik.customizeColorEffect span.current-date, #EiKKkzoWNGOShBik.customizeColorEffect .disclosure-content ul li, #EiKKkzoWNGOShBik.customizeColorEffect .title { color: #1E2B22; font-family: Open Sans, sans-serif; } #EiKKkzoWNGOShBik.customizeColorEffect .add-text, #EiKKkzoWNGOShBik.customizeColorEffect .see-more-text, #EiKKkzoWNGOShBik.customizeColorEffect .disclosure-contnr .text { color: #5B7B66; } #EiKKkzoWNGOShBik.customizeColorEffect .shmktpl-button { background: #EB0017 0% 0% no-repeat padding-box; } #EiKKkzoWNGOShBik.customizeColorEffect .listing.flex-container { border-bottom: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; } #EiKKkzoWNGOShBik.sizeone.customizeColorEffect .header-section { border-bottom: 1px solid #D6D5D5; border-top: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; } #EiKKkzoWNGOShBik.customizeColorEffect .non_featured_list { border-top: 1px solid #D6D5D5; } #EiKKkzoWNGOShBik.sizeone.customizeColorEffect .header-section, #EiKKkzoWNGOShBik.customizeColorEffect .row-2 { background: #E9F0EC; } #EiKKkzoWNGOShBik.customizeColorEffect .listing-title { display: unset; } #EiKKkzoWNGOShBik.customizeColorEffect span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiM1QjdCNjYiLz4NCjwvc3ZnPg0K); } #EiKKkzoWNGOShBik.customizeColorEffect .listing-title .prod-name:hover, #EiKKkzoWNGOShBik.customizeColorEffect .listing-title:hover, #EiKKkzoWNGOShBik.customizeColorEffect .add-text:hover, #EiKKkzoWNGOShBik.customizeColorEffect .disclosure-contnr .text:hover, #EiKKkzoWNGOShBik.customizeColorEffect .see-more-text:hover { color: #EB0017; } #EiKKkzoWNGOShBik.customizeColorEffect .shmktpl-button:hover { background: #EB0017; } #EiKKkzoWNGOShBik.customizeColorEffect .see-more-text:hover span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiNFQjAwMTciLz4NCjwvc3ZnPg0K); } @media (max-width: 650px) { #EiKKkzoWNGOShBik.customizeColorEffect .fdic-seemoreless-cntr .listing-description { background: #E9F0EC 0% 0% no-repeat padding-box; 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font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer175 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer175 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer175 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer175 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer175 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer175 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer175 .listing:first-child { margin-top: 0; } #qsWidgetContainer175 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer175 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer175 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer175 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer175 .logo-column.flex-container, #qsWidgetContainer175 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer175 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer175 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer175 .apy-label, #qsWidgetContainer175 .curDate, #qsWidgetContainer175 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer175 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer175 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer175 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer175 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer175 .prop-value-container { align-items: stretch; } #qsWidgetContainer175 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer175 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer175 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer175 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer175 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer175 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer175 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer175 #sh-star-icon { top: -2px; } #qsWidgetContainer175 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer175 #see_more_carrier, #qsWidgetContainer175 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer175 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer175 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer175 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer175 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer175 .shmktpl-sponsored, #qsWidgetContainer175 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; } #qsWidgetContainer175 .sh-logo { flex-shrink: 1; } #qsWidgetContainer175 .shmktpl-sponsored { text-transform: uppercase; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-listing-content-wrapper { box-shadow: none; gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer175 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer175 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer175 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer175 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer175 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer175 .sh-first-product .sh-btn__text, #qsWidgetContainer175 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer175 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer175 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer175 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer175 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer175 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer175 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer175 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer175 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer175 .listing-title { font-size: 20px; font-weight: 600; } }The highest savings account rates on November 20, 2025Fortunehas partnered with the financial industry consultants at Curinos to give you an accurate look at the highest savings account rates on the market. Varo Money tops the list, followed by Axos Bank and Newtek Bank. Read on to see our full list of HYSAs and find the one that’s right for your needs.What the Fortune/Curinos partnership means for youWe partner with Curinos—an industry leader that has operated in the financial services space for over three decades—to track daily rates across savings accounts and CDs from a wide range of institutions. That consistent stream of reports helps us build a genuinely useful resource to point you toward accounts worth your attention.History of savings account ratesWhile the average savings account rate has increased from the lows seen from 2020 to 2022, it’s still far below the APYs available on the most generous high-yield savings accounts on our list.Why should you choose a high-yield savings account?Let’s first clarify that “high-yield savings account” isn’t an official product category. It’s shorthand for any savings account at a bank or credit union offering rates that significantly outpace the industry average.In many cases, high-yield savings accounts are offered by online banks rather than those with brick-and-mortar branches. By not having to pay for branch infrastructure, and oftentimes by offering a slimmed-down selection of products, online banks can provide higher rates to their customers.Pro tipLearn more about different types of savings accounts.If you’re comfortable with online banking, switching to a high-yield account can substantially boost the interest you earn on your savings. Depending on your balance and account’s specific APY, you could potentially pocket hundreds more each year versus sticking with a traditional savings account.How much interest can you earn with a higher APY?Here’s a hypothetical to illustrate why HYSAs are worthwhile. Imagine $5,000 sitting untouched for a year. The estimates below show what one might earn in an account with a 5.00% APY compared to one with a mere 0.40% APY (assuming the APY stays consistent over this period).Initial DepositEstimated Interest0.40% APY$5,000$225.00% APY$5,000$2560.40% APYInitial Deposit$5,000Estimated Interest$225.00% APYInitial Deposit$5,000Estimated Interest$256It’s a relatively easy change to make, and one that offers a real, tangible financial benefit.What should you look for in a high-yield savings account?When you’re shopping around, prioritize these elements:Solid interest rates.Hunt for APYs that’ll actually make a difference in what you earn.Low or zero minimums.Most high-yield accounts won’t force you to start with thousands, which helps if you’re beginning your savings journey.Lack of fees.Steer clear of accounts charging monthly maintenance fees that’ll gnaw away at your interest.Accessible funds.Confirm you can withdraw or transfer money freely—be cognizant of withdrawal restrictions or foreign ATM charges.Protected deposits.Make sure you’ve got FDIC insurance for bank accounts or NCUA insurance for credit union accounts.Do be aware you’ll owe taxes on the interest you earn.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byThe best savings account rates from our partners for December 12, 2025Account Type Savings & MMAsSavings & MMAsMMAs OnlySavings OnlyZIP Code Deposit Amount $FEATURED OFFERSAPYMIN. BALANCE FOR APYEST. EARNINGSLoading...3.40 %December 12, 2025$ 0$ 850Over 1 YearSavings AccountCapital OneMember FDICPromoted OfferOpen a 360 Performance Savings account and grow your money today.OPEN ACCOUNTOFFER DETAILSQUICK LOOKCapital One Bank is among the 10 largest U.S. banks by assets. While it offers branches in seven Eastern and two Southern states, customers can access accounts online from just about anywhere. The bank offers high rates on its savings and CD accounts, and a free checking account that pays interest. There are no balance minimums or monthly fees, and you won’t need to worry about overdraft fees either.READ BANK REVIEW3.75 %December 12, 2025$ 100$ 938Over 1 YearSavings AccountCIT BankMember FDICPromoted Offer Earn up to $300 cash bonus with minimum deposit. Terms apply.OPEN ACCOUNTOFFER DETAILSQUICK LOOKCIT Bank is an online institution that offers competitive annual percentage yields (APYs) on its Savings Connect savings account. It also offers a checking account, a money market account and CDs. CIT Bank offers a competitive yield with its Savings Connect account. It also offers an assortment of CDs to choose from. But some of these CDs, such as the one-year term, weren’t paying a competitive yield during Bankrate’s review.READ BANK REVIEW3.65 %December 12, 2025$ 0$ 912Over 1 YearSavings AccountMarcus by Goldman SachsMember FDICPromoted OfferBacked by the financial expertise of Goldman Sachs.OPEN ACCOUNTOFFER DETAILSQUICK LOOKMarcus by Goldman Sachs is an online bank that rewards savers with higher-than-average rates and few fees. Plus, its accounts have low or no minimum deposit requirements. But while it’s easy to move your money in and out of your accounts via electronic transfer to another account you own, you won’t be able to deposit or withdraw cash.READ BANK REVIEW12345...69Frequently asked questionsAre savings account rates going to fall?Potentially. When the Federal Reserve adjusts its benchmark federal funds rate, financial institutions follow along in many instances. Since the Fed kicked off some recent rate cuts in late 2025—good news for borrowers, less so for savers—there’s a legitimate possibility of some savings account rates going down as well.Can I lose money in a high-yield savings account?As long as your account is insured by the FDIC or NCUA, your deposits are protected up to a $250,000 maximum per institution. And, unlike stock investments, your savings account balance isn’t at the mercy of market swings, though inflation running ahead of your APY could eat away at your purchasing power.Is a high-yield savings account still worth it?Yes. Despite recent Fed rate cuts, numerous high-yield savings accounts still deliver near or even over 4.00% APY. These accounts are effectively the best option for earning substantial interest on your money while keeping it readily accessible. However, if you’re open to locking your funds away for a set period of a time, a CD could be worth considering as an alternative.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
With its four “fingers” stretching out into the Aegean, the Peloponnese is a defining part of Greece’s geography: its hand-like shape helps to make the country’s outline immediately recognisable on a map. Yet its shores have long been under-explored by those international visitors who, after landing in Athens, hop straight onto a ferry bound for one of the country’s islands. Perhaps unsurprisingly, this largely unspoilt area has instead served as the setting of many a Greek childhood summer – and, in recent years, it has been luring back nostalgic domestic entrepreneurs seeking to give it a well-deserved update.The Mple Kanarini restaurant in KalamataThe drive from Athens to Corinth, which sits on one side of the isthmus dividing the mainland from this sizeable peninsula, is only an hour long. But the scenery soon becomes more rural and the roads wilder. Most will know this territory as the home of Sparta, the much mythologised rival to Athens in antiquity. But the Peloponnese’s role in Greek history begins long before that, as the seat of the Mycenian civilisation during the last phase of the Bronze Age. Many cities that signify Greekness abroad can be found here, including Olympia, the birthplace of world’s most renowned sporting event, and Kalamata, known for its olives.Fresh catch at Porto HeliDining at the Kinsterna Hotel in MonemvasiaWhile many who head to the Cyclades relish the chance to avoid driving on holiday, the Peloponnese rewards an old-school roadtrip approach. You’ll have to get behind the wheel to reach some of the remote villages and thick pine forests, which later descend into semi-deserted coves.Outside the Patrick Leigh Fermor HouseView from Lela’s Taverna in KardamiliThe region is a combination of starkly different terrains. You can start your day in the mountainous wilderness of Arcadia and soon be scattering your towel on the pebbly shores of the Argolic Gulf. The Mani peninsula, the Peloponnese’s middle finger, is said to have the area’s most spectacularly crystalline waters. Though grand hotels clinging on to steep hills can make for dramatic accommodation options, this is a place of rustic guesthouses, where the sun filters through olive groves and afternoons are soundtracked by the hypnotic buzz of cicadas. Lunches at old-school tavernas are practically mandatory, though many ambitious chefs are rethinking the region’s traditional fare. Here is our pick of the essential stop-offs to explore.Room at the Opora hotelKonstantinos Markidis, owner of the Opora Country Living hotelStay: Kinsterna Hotel, MonemvasiaThis hotel near the town of Monemvasia is housed in a 17th-century mansion that looks out to the Aegean. The surrounding farm, vineyard and olive groves supply the kitchen with oil, wine and fresh produce.kinsternahotel.grStay: Opora Country Living, NafplioOwner Konstantinos Markidis decided to renovate his family’s traditional stone farmhouse in 2015. Tucked away in the hills, this guesthouse has a handful of self-contained rooms, as well as a delightful pool.oporacountryliving.comStay: Amanzoe, Porto HeliHigh up on a hill on the Argolis peninsula, this Aman property is designed with Hellenic simplicity in mind. Made up of marble-clad villas and column-lined, Parthenon-like pavilions, it nods aesthetically to the Acropolis and its temples.aman.comStay: Laspi, PefkaliA brutalist-inspired construction made up of two villas on a hillside on the northern Peloponnese coastline. Inside, the raw concrete is balanced out by warm interiors.laspi.lifeEat: Mple Kanarini, KalamataAfter a stint working abroad, chef Konstantinos Vasiliadis returned to his hometown of Kalamata to celebrate the bounty of the southern Peloponnese. Signature dishes, such as stuffed courgette flowers in tomato sauce, reimagine traditional staples.Kritis 34, KalamataEat: Lela’s Taverna, KardamiliGiorgos Giannakeas has been running this restaurant alongside his brother since taking over from their mother, Lela, who established it in 1983. The menu now offers more contemporary options but the taverna’s spirit of easy hospitality has not changed.lelastaverna.comSpa: Euphoria Retreat, MystrasThe region’s celebrated Byzantine churches provided inspiration for the centrepiece of this spa resort: a cave-like thermal pool painted in shades of blue and green.euphoriaretreat.comGetting here: Though the cities of Kalamata and Patras have airports, Athens is far better connected. The drive from Attica can become part of a well-planned roadtrip.
North East technology company Kromek has reported record results but remains loss-making and has lined up new funding from one of its main shareholders. The County Durham firm makes radiation and bio-detection equipment and has made headlines for the use of its products at high profile diplomatic events, as well as on the battlefield in Ukraine. It has often been named as one of the country’s most innovative companies due to its high number of patents, but it has struggled to fully commercialise its technology and is yet to declare a profit since being founded as a spin-out from Durham University research in 2003. In new results for year ending April 30, Kromek said its revenue increased 12% to £19.4m and it achieved positive adjusted Ebitda of £3.1m. But it remained loss-making, though the loss before was more than halved from £7.3m last year to £3.5m. Its cash position worsened to stand at £500,000 but it also announced a new £4.9m loan from Polymer N2, an investment vehicle controlled by Dr Graeme Speirs, an existing shareholder who already provides finance to the firm. Kromek CEO Dr Arnab Basu said: "This has been a pivotal 12 months for Kromek where we recorded a third consecutive year of revenue growth and delivered on all our KPIs. We achieved record revenues, more than halved our losses and our positive adjusted Ebitda exceeded market expectations. “We have actively enhanced our operational efficiencies and seen excellent progress in both advanced imaging and CBRN detection where demand remains strong across both market segments. We expect to be broadly cash neutral in H1 and are comfortable that we have sufficient capital to deliver further growth in 2025. "Looking ahead, we anticipate demand for our CBRN products will continue to be driven by global geopolitical insecurity and the persistence of nuclear threats…Consequently, Kromek is well positioned to deliver future growth and value for shareholders." Kromek said it had seen significant progress in its medical imaging operations, including a $2.1m order in the US from an existing customer. It added that global insecurity continued to drive demand in its nuclear security products and in biological threat detection.
Few places provide a better swimming experience than Paris’s Piscine Pontoise. With its yellow walls, blue decorative motifs and glass roof, this art deco pool in the 5th arrondissement is a jewel of the city’s architectural heritage. Designed by architect Lucien Pollet, whose works include the Piscine Molitor (now an M Gallery hotel) and Piscine Pailleron (in the 19th), the Pontoise has been open to the public since 1934 and has earned a place on the city’s list of historical monuments. But wear and tear had left the pool in a state of disrepair and the city of Paris closed its doors in 2019 for some much-needed renovations.Pierre Marchand Architectes, a studio specialising in heritage buildings and restoration, took on the work. “We wanted to bring back the core elements that made this pool unique,” says Pierre Marchand. “Mainly the notion of light and transparency, which had been completely lost due to the glass-roof damage.” The project was a balancing act between technical upgrades and the building’s historic integrity. “The pool is 33 metres long,” says Marchand. “It’s an atypical length but a stylistic choice from Pollet, which we had to work around.”Beyond the structural work, the aesthetic renovation of the Piscine Pontoise required the expertise of paint-restoration specialist, who uncovered the layers of paint to ensure a perfect match. They also brought back the original letterings of the pool’s signage, which Marchand incorporated into the new space. “We voluntarily kept the old expressions ‘Messieurs’ and ‘Dames’ instead of the contemporary ‘Hommes’ and ‘Femmes’,” he says. “We were also allowed by the council to have our own colour and signage, instead of the standard City of Paris ones”.The result is a bright and welcoming space complete with a gym, sauna and squash court. For Marchand, extending the life of the pool in the heart of the Latin Quarter meant ensuring the continuity of the life around it. “The pool is a small building but people have an emotional attachment to it because it has been a meeting point for so many years,” he says. A swim at the Piscine Pontoise is a dive into the small pleasures of the French capital, enjoyed by generations of Parisians. “A 1930s bathing suit isn’t required,” adds Marchand with a grin. “But you are welcome to use them for historic effect.”Opening times:06.30 to 22.45 on weekdays and 09.00 to 18.45 on weekendsRenovation budget:Between €10m and €12mDepth of the pool:1.4 metres to 2.8 metresAverage water temperature:27.6CShades of yellow used:Jaune Rousseau for the masonry and Jaune Delaunay for the changing roomsOther colours used:Bleu Garonne for the woodwork and Vert Souvenir for the ironworkFilms shot at the pool:Le Fabuleux Destin d’Amélie Poulain by Jean-Pierre Jeunet; Trois Couleurs: Bleu by Krzysztof Kieslowski; Tanguy by Étienne Chatiliez; and Nelly et Monsieur Arnaud by Claude Sautet
The Swiss are rightly proud of the efficiency and speed of their SBB railway system – but journeys along the nation’s breathtaking Alpine routes are best enjoyed at a slower pace. Constructed in 1925, the Furka Steam Railway is a living relic of European train travel’s golden age. Sometimes, rushing it would be to miss the point.The 18km mountain pass is about 2,000 metres above sea level and begins in the village of Realp in the canton of Uri. It chugs through rugged pastures and frozen mountain lakes before finishing in Oberwald in Valais. Along the way, you’ll glimpse striking views of the Rhône Glacier, the Saint-Gotthard Massif and the Urseren Valley, all from the comfort of your seat.The mountain pass reopened in 2010 after almost three decades, thanks to the construction of a 14km tunnel through a high-altitude section of the trail that’s prone to extreme weather conditions. Painstakingly restored by the Furka Cogwheel Steam Railway Association, the picturesque route is run by an independent body called the Dampfbahn Furka-Bergstrecke and operates between June and October.The red locomotive passes by the Grand Hotel Glacier du Rhône in Gletsch, which is expected to reopen in 2026 (as well as the 19th-century belle époque Hôtel Belvédère, perched on a hairpin bend, which closed in 2016 after almost 150 years). The hope for the region is that, after a fresh lick of paint, the former might encourage more scene seekers to venture this way. In the meantime, if you do make the trip, we recommend that you buy a First Class ticket, order a glass of wine and toast a Swiss success that proves that there’s more to railway excellence than simply reaching your destination on time.dfb.ch; glacier-du-rhone.ch
The journey from Athens to Zagorohoria is a scenic five-hour drive. The Mediterranean landscape of scrubland and low-slung trees gives way to expanses of cotton fields, while hills carpeted with rich, green pine forests rise in the distance. At roadside stalls, fruit sellers court the business of passing drivers. “How do you know about Zagorohoria?” asks one stallholder as we choose a bunch of sweet grapes from his display.Most travellers head to Greece for its sun-drenched shores and clear waters but in recent years an increasing number of visitors have started to venture further inland. About 80 per cent of Greece’s land is covered by mountains and many people are beginning to discover the country’s high- altitude expanses. The region of Zagorohoria (or Zagori) lies in the Pindus mountain range along the nation’s northwestern border with Albania. The area, with its 46 ancient villages, was recently added to Unesco’s World Heritage list as an “outstanding example of traditional human settlements”.Zagorohoria is best reached via Ioannina, a vibrant university town. We park along the lakefront promenade, where rows of lively tavernas, cheese shops and cafés are filled with students sippingfreddo espressos. Ioannina has a long history of silversmithing, with craftsmen having made intricate buckles, plates and jewellery in the city for more than 400 years. You can still find evidence of this tradition on Averof Street, where shops offer antique artefacts and contemporary takes on old designs. Jeweller Dimitris Zhnas has been making bracelets, necklaces and rings here for more than 30 years. “I also incorporate precious and semi-precious stones into my pieces,” he says.Boat trip on the lake of IoanninaOne of the mustard-yellow houses dotting IoanninaFurther into the city, bazaars overflow with trinkets and cowbells. On one corner we find Telis, a shop famed for its knives and farming tools. “My grandfather opened the shop in this exact location 90 years ago,” says owner Rania Pitenis, who runs the business with her husband, Evangelos Gkogko. “Evangelos makes the knives’ handles from Greek wood,” she says. “And the blades come from a carbon-steel stock first bought by my grandfather.”Ninety-year-old blades from TelisTelis’s creations are prized in restaurants across Greece, from the Peloponnese to the Cyclades, though the workshop remains rooted in Ioannina’s rural heritage. Before the Second World War, Telis was well known for knives. But as others began to import them, Pitenis’s father’s focus shifted to sheep shears. “It is still a big part of our business,” says Pitenis. “Our spring production is dedicated to making tools for shepherds.” Just a five-minute walk from Telis is Select, a bakery that has been serving sweet and savoury pies since 1964. Visitors of all ages line up for freshly madebougatsa– a layered-phyllo pie filled with custard and dusted with cinnamon and icing sugar – andtyropita, a pastry made with feta.As we head back to the car, one of Ioannina’s mosques comes into view. During Ottoman rule, the city was known as Europe’s Eastern gate. After an easy 40-minute drive, we reach Kato Pedina, our first stop in Zagorohoria. “The region enjoyed a degree of autonomy in the Ottoman period,” says hotelier Georgios Kountouris. “The villagers formed an agreement with the pasha, which allowed the area’s unique culture and traditions to flourish.” In 2010, Kountouris and his family relocated to Zagorohoria from Athens and turned their 300-year-old family home into a hotel named Apeiros Chora. It is a striking example of the region’s distinctive architecture, built entirely from stone with a grey-slate roof made to endure the region’s harsh winters. “It took five years to restore the structure to its original state,” says Kountouris. “We were very lucky to find local stone masons to work with.”The fertile farms surrounding Kato Pedina produced much of Zagorohoria’s food during the 18th century, which brought wealth to the area. Schools, carpet-making workshops and embroidery studios thrived. But like many rural Greek villages, it experienced significant emigration after the Second World War. Villagers left for bigger cities in search of work, and mansions fell into ruin. “Traditional ventures such as winemaking, beekeeping and dairy production were no longer financially viable, so repurposing the original mansion into a hotel seemed as though it was the only path forward,” says Kountouris.Owners of Kanela&GaryfalloTourism is now a vital contributor to Zagorohoria’s economy. People with ties to the region are slowly returning to help preserve its cultural, architectural and culinary heritage by opening new businesses. “This is the land of my ancestors,” says Vassilis Katsoupas, who left a career in the environmental field and his life in Canada to open Kanela&Garyfallo, a mushroom-focused restaurant in Vitsa, just 15 minutes from Kato Pedina. Portions are generous and sharing is advised. “You need to study mushrooms carefully; knowing how to distinguish between edible and poisonous species is just as important as knowing how to cook them,” says Katsoupas. When Monocle visits, dishes include crunchy cabbage salad with pomegranate, apple and arbutus honey, and rich risotto with morels, porcini, trumpets and black truffles. “Fungi are so important to the environment here. The truffles are a local delicacy but most of them are exported,” he adds.Back at Apeiros Chora, Kountouris pours us his amber-hued agedtsipouro, a potent Greek spirit, for a nightcap. “The house was lived in until the start of the Second World War. To protect it, my grandfather gave one of the rooms to a priest,” he says, pointing at a religious icon in the lounge. “A relative bought us this icon. We discovered that someone had taken it but returned it to our family after a spell of bad luck. They thought it was cursed,” he adds jokingly. Kountouris suggests visiting a nearby church the next day. “It’s not open to the public but I can get the keys.”Breakfast at Apeiros ChoraGreek welcomeA traditional village in ZagorohoriaIn the morning we follow him down the hill to a small 16th-century chapel. More than 200 churches and monasteries are scattered among Zagorohoria’s villages. Inside this example, intricate frescoes gleam in the dim light. Kountouris gestures to the cupola. “Look, the Greek philosophers,” he says. “Local priests believe that they paved the way for Christianity.”After we leave the fertile, open valley of Kato Pedina, the roads become narrower. We have to slow down as we climb the ribboned route towards the imposing peaks of the Pindus mountains.“For many years, Zagorohoria felt isolated from Greece’s largest cities due to poor road connections,” says Vasilis Iosifidis, owner of Aristi Mountain Resort and Salvia restaurant. Born in Thessaloniki, Iosifidis returned to Greece after living in Germany and now divides his time between his hometown and the small village of Aristi. “I have always been a passionate hiker and the trails here are one-of-a-kind,” he says.Local greens at SalviaThis isolation has shaped Zagorohoria’s culinary traditions. At Salvia, chef Yannis Liokas combines regional ingredients with the resort’s own vegetables. The menu celebrates the region’s flavours with seasonal soups, smoked trout and roasts. The dining room hums with conversations in French, English and Yiddish, reflecting the growing international interest in this once-isolated region. Zagorohoria has many smaller guesthouses but few hotels, with the biggest being the 26-key Aristi Mountain Resort. This is in keeping with the region’s focus on preserving its character and Unesco heritage listing, as well as creating a more intimate and authentic travel experience for visitors.Embroidered pillows at Aristi Mountain Resort“Most of the tourists in the area are Greek but there are also Israelis, Germans, Dutch and French people,” says Chloe Economides of Avragonio hotel. Avragonio is a family affair nestled beneath the imposing 700-metre-high Astraka cliffs in the village of Megalo Papigo. Possibly the region’s best-known towns, Megalo (Big) and Mikro (Small) Papigo embody its charm and have become year-round destinations for curious travellers. The hotel’s suites feature fireplaces, handwoven textiles and sweeping views of Astraka. From here, hiking trails take more adventurous visitors to the bottom of Vikos Gorge, the world’s deepest canyon relative to its width.The climb to Megalo PapigoThe Vikos GorgeWe exit the car just outside the village to begin our exploration on foot. Colourful wooden doors line the cobblestone streets. We take a path suggested by Giorgia, Chloe’s mother, which leads us to rock pools where locals and visitors cool themselves in the refreshing water. This brief adventure leaves us longing for a hearty meal.Papigo is home to numerous restaurants, such as Nikos&Ioulia, which offers sweeping views over the gorge. When we visit, Ioulia warmly describes the day’s offerings: slow-roastedkatsiki, wild greens,briamand a sumptuousportokalopita– appropriate rewards for completing a strenuous hike in the mountains.The next day, breakfast at Avragonio fuels us for the roadtrip to Metsovo, a three-hour drive east of Zagorohoria. As the road from Papigo begins its descent, the towering cliffs of Astraka disappear behind us and the glistening blue-green waters of the Voidomatis river come into view. A few brave tourists stand in the almost-glacial waters, while a rafting boat appears from around a bend in the gorge.Just past Aristi, we veer off the main road, which takes us to a series of famous 18th- and 19th-century stone bridges. Their moss-covered arches – once vital lifelines connecting isolated villages – now stand as silent monuments to the area’s architectural legacy. After a while, the view opens onto the sweeping plains surrounding the Aoos Springs Dam and the landscape transforms into a serene tableau of rolling meadows and still waters.The scent of black pine and damp grass fills the car. Shepherds sit on hillside rocks, their flocks grazing nearby. Their dogs’ protective nail-studded collars signal that we’re in wolf and bear country. We slow several times to allow animals to wander across the road. At various points, a motionless cow needs coaxing out of the way with the help of our horn, while goats stare defiantly at the car and a few sheep, donkeys and tortoises amble past.Grand Forest Metsovo pool“I call it the Greek safari,” says Maria Koulakidou, sales manager at the Grand Forest Metsovo hotel. We are welcomed into the building with hot mountain tea and invited to relax on dark-blue sofas adorned with embroidered pillows in traditional motifs. “You’ll find handmade furniture throughout the hotel, as well as pieces inspired by regional craftsmanship and Greek art,” says co-owner Ellie Barmpagiannis. Floor-to-ceiling windows frame the tranquil valley views. “I always return to the mountains when I want to feel grounded,” says Barmpagiannis. As the day comes to a close, we head to the hotel pool to enjoy a swim and reflect on the path that led us here. Next time you crave an escape, why not follow in the footsteps of the Greeks: venture north and take the road less travelled.Zagorohoria address bookStay: Apeiros ChoraThis boutique hotel is run by the seventh and eighth generations of the Kountouris family. It comprises four rooms and two suites in a restored mansion in the centre of Kato Pedina. Artefacts are on display throughout the house.apeiroschora.grStay: Aristi Mountain Resort&VillasThe largest hotel in the area, with views of the Vikos Gorge. It features a spa, two swimming pools and a restaurant. There is also an exhibition featuring the work of Greek and German artists inside.aristi.euStay: AvragonioThis guesthouse is a restoration of the Economidies’ old family property in Megalo Papigo. The buildings offer unobstructed views of the Astraka cliffs and a fireplace to cosy up beside on winter nights. In summer, you can head to the infinity pool and cocktail bar.avragonio.grEat: Kanela&GaryfalloA mushroom-specialised restaurant in the small village of Vitsa. Its seasonal menu features foraged mushrooms and fresh regional ingredients.kanela-garyfallo.grEat: LithosThis restaurant offers a daily menu, with pairings of organic wines and beers from the region.lithos-dilofo.grDrink: Katogi AveroffIn the brown-bear habitat of Metsovo, Katogi Averoff winery offers tasting tours of lesser-known indigenous grape varieties such as vlachiko, vlachavona, gudaba and pyknoassa. The building is also a museum and testament to the rich history of the area.katogiaveroff.grShop: TelisFounded more than 90 years ago in Ioannina, this shop is now run by Rania Pitenis and her husband, Evangelos Gkogko, who still makes every knife by hand.telisgiannena.grVisit: Rizario Exhibition CenterIn the small village of Monodendri in Zagorohoria, this museum hosts numerous photographic exhibitions of internationally renowned artists with ties to Greece. Showcases focus on Greece’s cultural and craft heritage, featuring work by artists such as Robert McCabe and Nobel Prize-winning writer Giorgos Seferis.rizarios.gr
A few years ago I had dinner at a trendy, much-hyped Helsinki restaurant and was served a solitary carrot. It was a steamed carrot, cooked to perfection, but with nothing on the side and no sauce. “This ispeakNew Nordic,” I thought, referring to the food movement that belaboured hyperlocal ingredients and elevated long-forgotten and highly esoteric Nordic staples, from wild herbs and foraged berries to obscure mushrooms. At its best, it was brilliant. But it was often a little pretentious.In hindsight that carrot probablywaspeak New Nordic. So influential was the movement that restaurants from Singapore to New York, which had little to do with the cuisine’s roots, described themselves as New Nordic-influenced. Usually, that meant obscure regional ingredients cooked in an ambitious fine-dining style, where plates were presented like abstract art and chefs had an obsession with tweezers and microherbs. Luckily, it seems that the Nordics are beginning to move on. New Nordic food at the influential Noma restaurant in Copenhagen(Photo: Jason Loucas)The Nordic restaurant scene has undergone a profound transformation in recent years. Most of the popular places that have opened in my native Helsinki, such as Maukku, Jason and Mat Distrikt, are casual bistros with chalkboard menus that serve hearty, down-to-earth food, often inspired by either French, Japanese or Italian cuisines. Gone are the days when top restaurants in Stockholm opted for tasteless Swedish truffles instead of their clearly superior counterparts from Piemonte. The decline of New Nordic cuisine is related to the waning popularity of fine dining. It’s a trend across the Western world that is related to both the downturn in our economies and the move towards a more relaxed working culture. But diners have also started to reject New Nordic’s dogmatic and fussy approach to food. With naming names, I have eaten in Michelin-starred New Nordic restaurants where presenting the menu felt more like a lecture than a treat. When a cuisine becomes a movement, it can sometimes lose sight of the basics. Dining out should be a fun and social experience. People like food for its taste, not for its intellectual or philosophical underpinnings. Nolla restaurant, Helsinki(Photos: Emma Ranne, Riikka Katinkoski)My favourite restaurant in Helsinki, Nolla, is case in point. It’s a relaxed bistro with fun and interesting owners who are full of stories and laughter, and the menu is a wonderful mix of Serbian, Finnish, Portuguese and Catalan flavours. It also happens to be a world pioneer in zero-waste cooking, which isn’t even trumpeted on its menus. Why? Because that’s not why people eat in restaurants. Another Helsinki example is French bistro BasBas. It has been voted the city’s most popular restaurant so many times that you now need to book your table weeks in advance. The restaurant floor contains so much energy that your spirits are lifted as soon as you walk through the doors. The menu isn’t conceptual or stuffed with the names of wild herbs that no one knows. Not all of the food comes from within a radius of five kilometres either – and that’s okay because people still eat here.The New Nordic movement had its place and will have its legacy. It put Scandinavia on the culinary map. Copenhagen’s Noma, the epicentre of the movement, was doubtlessly one of the world’s best restaurants for many years. Yet, for all of Noma’s influence, Nordic diners now crave something different – and their appetites are taking them elsewhere. As for me? I’ll skip the carrots for now, thank you.
Bristol-based high-performance chipmaker Graphcore has announced plans to increase its workforce by 20 per cent as it develops the next generation of AI computers. The technology firm, which is headquartered in the South West, said the 75 roles would span a wide range of disciplines, including silicon design, hardware, datacenter infrastructure, software and AI research. Positions are on offer in Bristol, Cambridge, London, Gdańsk in Poland, and Hsinchu City in Taiwan. The announcement comes just months after Graphcore was acquired by Japanese tech firm SoftBank - a major global investor in artificial intelligence. Neither SoftBank nor Graphcore disclosed the value of the deal at the time, but it was understood to be in the region of $600m. Following the takeover, the Bristol business pledged to “continue to invest in the creation of high-skilled jobs spanning a range of disciplines”, particularly in the UK. “Graphcore is a place where people can come to do their very best work,” said Graphcore chief executive Nigel Toon. “Whether your expertise is in silicon, systems, software, AI research or any of the other functions that we are expanding, this is a chance to work at the leading-edge of your field.” Graphcore is playing a central role in SoftBank Group’s work to further the development of Artificial General Intelligence (AGI).
A North Tyneside tech firm which is tackling the global issue of lost fishing nets is expanding into the oil and gas sector. Succorfish ‘s main piece of kit is MyGearTag, an acoustic location device that uses modem technology to help fishing boats find lost nets, pots and traps over a range of up to three kilometres. Now the firm is moving into the global oil and gas sector after working with sealing provider Eastern Seals in Ashington, to adapt the device so it can be used hundreds of metres under water. MyGearTag’s casing, which is crafted from recycled fishing nets and weighs 500g, can now withstand the pressure levels found in the waters around the bases of oil and gas rigs, after being tested at Cramlington’s UKAS-accredited oil and gas testing facility IKM. Succorfish, which has a 20-strong in-house design, software engineering, development and customer service team, is now in discussions with a number of service providers in the oil and gas sector about the practical applications for the technology, which could include identifying where storage spaces on the seabed are based, monitoring for moving rig anchor lines and marking the location of lost equipment. Chad Hooper, founder and CEO at Succorfish, said: “While the commercial fishing industry was our primary consideration, we recognised that MyGearTag also has a wide range of potential uses in the oil and gas sector, and we’re now moving to see how we can take advantage of these opportunities. Monitoring equipment is obviously in use in deep offshore waters, but it is large, heavy and expensive, and there is nothing available that compares to MyGearTag in terms of its size, cost, low power use and effectiveness. “Making the most of the manufacturing and testing expertise available on our doorstep was an essential part of this adapted product’s development, with the input provided by Eastern Seals and IKM being essential to the process.” MyGearTag was developed in partnership with Newcastle University’s Faculty of Electrical and Electronic Engineering and the pan-European NETTAG+ project, with grant funding provided by UK Research & Innovation and the European Union. It is manufactured in the UK and assembled at Succorfish’s North Tyneside base, and was originally designed to help address the significant costs and environmental harm caused by lost ‘ghost’ fishing nets, which are estimated to cost fisheries businesses around the world around $2.6bn every year. MyGearTag recently went into full manufacturing production, with distribution and reseller agreements being finalised with a number of potential partners around the world.
Looking for a low-risk investment for your hard-earned savings? Options like stocks and crypto have a tempting upside—the potential to grow your money dramatically—but their volatility and the risk of losing money can make your palms sweat.There’s a less stressful way to grow your cash reserve slowly but steadily, and that’s certificates of deposit (CDs). Capital One CD rates are some of the most competitive in the industry, offering a secure investment option with an attractive return. Headquartered in Tysons, Virginia, Capital One is a banking behemoth with an annual net revenue of $39.1 billion with more than 100 million customers.Below, we’ll dig into everything you need to know about Capital One CD rates.Rates are current as of Nov. 7, 2025 and are subject to change.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Capital One CD rates and productsCapital One offers several CD terms for various savings goals, each with a solid APY and the ability to customize your interest payout schedule to suit your needs (though you won’t find options like bump-up, jumbo, or IRA CDs). Here’s a closer look at what Capital One offers with its 360 CDs.Standard CDsCapital One has 12 different CD terms which vary from six to 60 months. Interest accrues daily and deposits monthly to your account.Capital One standard CD featuresMinimum opening deposit$0Early withdrawal penalty (terms 12 months or less)3 months of interestEarly withdrawal penalty (terms greater than 12 months)6 months of interestCapital One CD rates6-month term3.50%9-month term3.50%12-month term4.05%18-month term3.70%24-month term3.50%30-month term3.50%36-month term3.50%48-month term3.50%60-month term3.50%Bank details reviewed Nov. 7, 2025.Compare the CD rates and terms available from other top institutionsRead our roundups of all available CD rates from Chase and Bank of America.Compare Capital One to competitorsWhile Capital One’s CD rates are excellent, other banks may in some cases be even better. Below is a table comparing Capital One with CDs from two competitors.Capital One 360Synchrony BankNorthern Bank Direct6 months6 months6 months3.50%3.75%4.00%12 months12 months12 months4.05%3.90%3.25%18 months18 months18 months3.70%3.70%3.25%24 months24 months24 months3.50%3.50%3.25%36 months36 months36 months3.50%3.75%3.25%48 months48 months48 months3.50%3.50%3.25%60 months60 months60 months3.50%4.00%3.25%Learn moreLearn moreLearn moreView offerat BankrateView offerat DiscoverView offerat Northern Bank DirectBank details reviewed Nov. 7, 2025.Learn more about Capital OneIn addition to its 360 CDs, Capital One offers a variety of products for individual customers, businesses, and commercial entities. These include checking, savings, loans, credit cards, and investment accounts.Not sure what type of account is best for your savings?Read our comparison of CDs vs. high-yield savings accounts to help you decide.SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. 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} #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-m-hide, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-m-hide, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-m-hide { display: none !important; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .seeMoreTerms, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .seeMoreTerms, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .logo-image-wrapper, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .logo-image-wrapper, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .logo-image-wrapper { max-width: 200px; min-height: unset; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-row-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-row-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-row-container { flex: 0 0 100%; order: 2; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-row-sub-container .sh-title-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-row-sub-container .sh-title-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop #sh-header-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop #sh-header-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-d-hide, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-d-hide, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-d-hide { display: block !important; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-listing-content-wrapper, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-listing-content-wrapper, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-promo .sh-promo-text, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-promo .sh-promo-text, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-btn__text, #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-btn__text, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-btn__text, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-btn__text, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-btn__text, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-fdic-insured, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-fdic-insured, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .product-details-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .product-details-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .product-details-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .product-details-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-title, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-title, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-promo, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-promo, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-promo-offer-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-promo-offer-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-title-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-title-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-title-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-title-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-row2-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-row2-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-fdic-dis-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-fdic-dis-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-cta-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-cta-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-cta-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-cta-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .mobile-bottom-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .mobile-bottom-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-title-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-title-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #IdBqfqTilBxCKAzg.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #IdBqfqTilBxCKAzg.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #IdBqfqTilBxCKAzg.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #IdBqfqTilBxCKAzg.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #IdBqfqTilBxCKAzg.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #IdBqfqTilBxCKAzg.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #IdBqfqTilBxCKAzg.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #IdBqfqTilBxCKAzg .sh-row-container.sh-apy-value { height: 24px; } #IdBqfqTilBxCKAzg .sh-title-container { height: 45px; } #IdBqfqTilBxCKAzg .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #IdBqfqTilBxCKAzg .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #IdBqfqTilBxCKAzg .sh-first-product .sh-title-container { height: 72px; } #IdBqfqTilBxCKAzg .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #IdBqfqTilBxCKAzg .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #IdBqfqTilBxCKAzg .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #IdBqfqTilBxCKAzg .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #IdBqfqTilBxCKAzg .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #IdBqfqTilBxCKAzg .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #IdBqfqTilBxCKAzg .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #IdBqfqTilBxCKAzg.loadingMessage .sh-loading-msg { display: block; } #IdBqfqTilBxCKAzg.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #IdBqfqTilBxCKAzg .sh-loading-msg { font-size: 18px; } } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-container { align-items: center; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #IdBqfqTilBxCKAzg .sh-row-product-title.sh-bank-name { display: none; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #IdBqfqTilBxCKAzg.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #IdBqfqTilBxCKAzg.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #IdBqfqTilBxCKAzg.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #IdBqfqTilBxCKAzg.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #IdBqfqTilBxCKAzg.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #IdBqfqTilBxCKAzg.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #IdBqfqTilBxCKAzg.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #IdBqfqTilBxCKAzg.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-row2-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-row2-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #IdBqfqTilBxCKAzg .sh-gb-banner.sh-promo { display: none !important; } #IdBqfqTilBxCKAzg.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #IdBqfqTilBxCKAzg.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #IdBqfqTilBxCKAzg.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #IdBqfqTilBxCKAzg.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; height: unset; flex: 0 0 150px; padding-top: unset; box-sizing: unset; background-color: transparent; position: relative; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: unset; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: unset; margin-right: 15px; width: 100%; padding: 1px 0 10px 0; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font: normal normal bold 24px/24px Roboto; padding: 12px 0px; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-cta-container{ padding: 12px 0px; box-sizing: unset; border-bottom: unset; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-title-container{ display: none; margin: unset; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-promo{ width: 100%; margin: -10px 0 20px; text-align: left; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-promo .sh-promo-text{ font: normal normal normal 16px/24px Roboto; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-fdic-insured{ padding: 20px 0 7px 0; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg, #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg{ vertical-align: unset; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-listing-content-wrapper{ display: block; padding: 20px; margin-bottom: 16px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .logo-image-wrapper{ max-width: 200px; min-height: unset; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges img.logo-image{ max-width: inherit; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-d-hide { display: block !important; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-title{ font: normal normal bold 16px / 24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-fdic-dis-container{ display: flex; justify-content: space-between; max-width: 400px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-fdic-insured{ padding: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-m-hide { display: none !important; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .product-details-container{ display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container{ flex-flow: row wrap; align-items: flex-start; margin-bottom: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-row-container{ flex: 0 0 100%; order: 2; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: 42px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 27%; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer176 .logo-column.flex-container, #qsWidgetContainer176 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer176 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer176 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer176 .apy-label, #qsWidgetContainer176 .curDate, #qsWidgetContainer176 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer176 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer176 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer176 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer176 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer176 .prop-value-container { align-items: stretch; } #qsWidgetContainer176 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer176 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer176 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer176 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer176 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer176 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer176 #sh-star-icon { top: -2px; } #qsWidgetContainer176 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer176 #see_more_carrier, #qsWidgetContainer176 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer176 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer176 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer176 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer176 .shmktpl-sponsored, #qsWidgetContainer176 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; } #qsWidgetContainer176 .sh-logo { flex-shrink: 1; } #qsWidgetContainer176 .shmktpl-sponsored { text-transform: uppercase; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-content-wrapper { box-shadow: none; gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer176 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer176 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer176 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer176 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer176 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer176 .sh-first-product .sh-btn__text, #qsWidgetContainer176 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer176 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer176 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer176 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer176 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer176 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer176 .listing-title { font-size: 20px; font-weight: 600; } }Frequently asked questionsWhat is the minimum deposit for a Capital One CD?Capital One CDs require no minimum deposit. This is a convenient feature that you won’t find with many other banks.How often is interest compounded on Capital One CDs?Interest is compounded monthly on Capital One CDs.Can I withdraw money from a Capital One CD before maturity?You can withdraw money from a Capital One CD before maturity, but you’ll almost certainly be penalized for it. You’ll owe between three and six months of interest, depending on the length of your account term. The only exception is Capital One’s 10-day grace period upon opening your account.Are Capital One CDs FDIC insured?Capital One CDs are FDIC insured, up to $250,000 per member.Can I add more money to my Capital One CD after opening?You cannot add more money to your Capital One CD after opening. You must wait until the account matures.Are Capital One CD rates better than savings accounts?Capital One CD rates will in many cases be higher than what some savings accounts on the market offer. The tradeoff is that they’re more restrictive than a savings account. While most institutions permit you to make at least six withdrawals from your savings account each month, you won’t be allowed to touch the money in your CD for several months (or years, depending on the term you choose) without incurring a penalty.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
The best high-yield savings accounts are hitting rates up to 5.00% APY as of Nov. 25, 2025—and that’s genuinely impressive compared to the FDIC’s recorded national average of 0.40%. If you’re serious about making your money work harder, opting for a high-yield account over a traditional savings account is one of the best moves you can make.Whether you’re focused on building an emergency fund, saving up for that dream vacation, thinking about investing in precious metals, or planning for retirement, putting your cash into a high-yield savings account just makes sense. You’re not taking on any real risk, but you’re potentially earning hundreds more per year than you would in a traditional account.The three highest-APY accounts we’ve identified are as follows:Earn up to 5.00% with Varo Money.Earn up to 4.51% with Axos Bank.Earn up to 4.35% with Newtek Bank.#qsWidgetContainer175, #qsWidgetContainer175 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer175 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer175 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer175 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer175 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer175 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer175 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer175 .listing:first-child { margin-top: 0; } #qsWidgetContainer175 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer175 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer175 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer175 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer175 .logo-column.flex-container, #qsWidgetContainer175 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer175 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer175 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer175 .apy-label, #qsWidgetContainer175 .curDate, #qsWidgetContainer175 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer175 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer175 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer175 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; 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font-weight: 600; } }Highest savings account rates Nov. 25, 2025Fortunehas partnered with the financial industry consultants at Curinos to give you an accurate look at the highest savings account rates on the market. The top rate is available from Varo Money, with Axos Bank and Newtek Bank following close behind. Read on to see our full list of HYSAs and find the one that’s right for your needs.What the Fortune/Curinos partnership means for youWe rely on Curinos—a firm with over thirty years tracking financial services data—to keep tabs on what rates banks are offering. Each business day, we get a report from Curinos with updated data on savings and CD APYs from a wide range of financial institutions. We build our list by doing the legwork so you don’t have to.History of savings account ratesWhile the average savings account rate has increased from the lows seen from 2020 to 2022, it’s still far below the APYs available on the most generous high-yield savings accounts on our list.Why should you choose a high-yield savings account?Real quick, let’s note “high-yield savings account” isn’t technically its own special account category. It’s just what we call any savings account offering rates that are noticeably higher than what you’ll find at your average bank. Financial professionals use the term to distinguish them from the rest of the pack.The difference usually comes down to this: traditional banks with branch locations tend to offer lower rates because they’re paying for physical infrastructure. Online banks offering high-yield accounts have stripped things down—no branches, fewer services—which means they can pass those savings on to you in the form of higher earning rates.Pro tipLearn more about the different types of savings accounts.If you’re comfortable banking online and you want to maximize what you earn, switching to a high-yield savings account could transform your returns. We’re talking about potentially hundreds of dollars more annually, depending on how much you deposit and what APY your HYSA offers.How much interest can you earn with a higher APY?Here’s a hypothetical: take $5,000 sitting untouched for a year. In an account earning 5.00% APY, you’d make significantly more than you would in a 0.40% APY account, as shown by the estimates below.Initial DepositEstimated Interest0.40% APY$5,000$225.00% APY$5,000$2560.40% APYInitial Deposit$5,000Estimated Interest$225.00% APYInitial Deposit$5,000Estimated Interest$256Moving your money from a traditional account to a high-yield option is one of the easiest financial moves you can make—and should pay off in spades.What should you look for in a high-yield savings account?When you’re evaluating accounts, keep these priorities in mind:Strong interest rates. Hunt for a competitive APY that will genuinely boost your earnings, not just a minor difference.Low or no minimums.Many high-yield accounts don’t require you to bring a big chunk of cash upfront, which is great if you’re just getting started on your saving journey.No monthly fees.Avoid accounts that charge you just to hold your money—those fees eat directly into your interest.Easy access to your funds.Make sure you can withdraw or transfer money when you need it, and pay attention to withdrawal limits or foreign ATM charges.Security.Confirm your account is FDIC-insured if it’s at a bank, or NCUA-insured if it’s a credit union. That’s your safety net.One important thing to be aware of is that you’ll owe taxes on whatever interest you earn.#qsWidgetContainer175, #qsWidgetContainer175 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer175 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer175 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer175 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer175 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer175 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; 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font-weight: 600; } }Check Out Our Daily Rates ReportsDiscover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Frequently asked questionsAre savings account rates going to fall?It’s possible. When the Federal Reserve adjusts its benchmark rate, banks typically follow suit. Since the Fed started cutting rates in late 2025—which is good news for people looking to borrow, but less so for savers—there’s a possibility some banks will decrease savings account rates accordingly.Can I lose money in a high-yield savings account?Before you open an account, make absolutely sure it’s FDIC or NCUA insured. That protection covers your deposits up to a $250,000 maximum per institution. Unlike funds invested in the stock market, your money in a savings account isn’t at risk of wild swings. That said, if inflation runs ahead of your APY, you could lose purchasing power over time.Is a high-yield savings account still worth it?Yes. Even with recent Fed rate cuts, plenty of high-yield savings accounts are still offering APYs approaching or even above 4.00%. They remain one of the smartest, lowest-risk ways to earn noteworthy interest on your money while keeping it accessible. If you’re willing to lock your money away, a CD might potentially give you a better rate—but for flexibility, a high-yield savings account is tough to beat.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
A Durham technology firm providing systems in warehouse management and logistics has been bought by a global software giant. Indigo Software, which was founded in 1980 and based in Belmont Business Park in Durham, has been bought by Aptean Inc, which operates across a range of sectors and geographies from its base in Georgia, America. Indigo Software provides warehouse management and supply chain software solutions designed for manufacturers, wholesalers, distributors, retailers and logistics companies. With industry expertise in the food and beverage, fashion, automotive and chemical sectors, its UK clients include Greene King, Puma, Regatta and Tommee Tippee. Aptean said the deal for the Durham firm would add new capabilities to its warehouse management and supply chain management services. The value of the deal has not been disclosed. Duane George, president of EMEA and APAC at Aptean, said: “Indigo Software possesses over 40 years of experience delivering mission-critical warehouse management solutions across the United Kingdom. The Indigo Software platform delivers an integrated suite of purpose-built solutions designed to handle even the most complex warehousing operations. We are thrilled to welcome the Indigo Software team and customers.” Darren Baxter, CEO at Indigo Software, said: “Aptean shares our commitment to delivering best-in-class supply chain solutions. Together with Aptean, we are excited to offer our customers even more solutions to help streamline their warehousing operations.” Newcastle law firm Hay & Kilner LLP advised the Indigo shareholders and tax advice was provided by RSM’s Newcastle office. Aptean Inc was advised by Skadden, Arps, Slate, Meagher & Flom LLP and Deloitte.
Pensionbee, the online retirement savings provider, reported positive adjusted earnings in the last quarter and raised £20m for its US expansion. The London-based fintech firm saw a revenue increase in the third quarter, jumping to £9m from £6m the previous year. The company anticipates breaking even on an adjusted EBITDA basis by 2024. For the third quarter, it recorded its second consecutive quarter of positive adjusted EBITDA at £1m, as reported by City AM. The firm also reported £5.5bn in assets under administration (AuA), marking a 41 per cent increase from £3.9bn in September 2023. This year, Pensionbee has seen £538m in net flows from new customers and £153m from existing ones, with customer numbers reaching 260,000 at the end of the third quarter, an addition of 37,000 year on year. Since its listing on the London Stock Exchange in 2021, Pensionbee's stock price has more than doubled as it continues to scale up and improve profitability. The firm aims to capture approximately two per cent of the UK's £1.2 trillion pensions market over the next five to 10 years, targeting 1m customers and £20bn to £25bn in AuA. In separate news on Thursday, Pensionbee announced that it had raised £20m through a share placing to invest in its nascent US business, which was launched in July with support from a partnership with State Street's investment management division. The US defined contribution pension market, representing approximately 80 per cent of the global total, boasts a value close to $22.5 trillion. "We are pleased to see a positive consumer response to our marketing approach and to have developed local features to facilitate easier rollovers," commented PensionBee's chief executive Romi Savova, the entrepreneur who launched the firm in 2014. "The opportunity we have ahead of us, to help millions of Americans enjoy a happy retirement, is transformational for the next decade of PensionBee's growth."
Based in Jackson, Mississippi, HOPE Credit Union describes its mission as helping under-resourced families in the Deep South and strengthening charter schools. The credit union provides various initiatives toward those ends. It’s a full-service financial institution offering a range of deposit accounts, with the star of the show being its checking account that earns an almost unbelievably high annual percentage yield (APY). HOPE won’t be a fit for everyone though. There are some restrictions that mean you may not be eligible—and a lack of transparency in some areas that some potential customers could find off-putting. Here’s what you need to know to decide if HOPE Credit Union is a good match for your banking needs. Rates and fees are current as of Nov. 20, 2025 and are subject to change.SponsoredAdvertiser DisclosureAdvertiser DisclosureCompare Personal Finance Options for 2021 Select all products of interest and compare:Product DescriptionsProduct DescriptionsChecking A transactional account that allows for numerous withdrawals and unlimited deposits. Money can be accessed via checks, ATMs, or debit card among other methods. Savings A bank account that keeps your money safe and secure, while paying you interest. MMA A Money Market Account is an interest-bearing deposit account at a bank or credit union that pays interest based on current rates in the money markets. CD A Certificate of Deposit features historically higher APYs, guaranteed returns & FDIC insurance. CDs are offered in fixed terms w/penalties for early withdrawals. 401K A 401k is a retirement-savings account that allows an employee to divert a portion of their salary into long-term investments and provides special tax benefits. Brokerage An investment account used by investors to buy and sell stocks, bonds, and mutual funds. Income from investments are taxed as capital gains. REIT A Real Estate Investment Trust owns and operates income-generating real estate. REITs allow investment in real estate without the need to own, operate, or finance properties. Robo Advisor A robo-advisor is an automated investing service that uses algorithms to provide financial advice and/or investment management help you manage your investment portfolio. Relatively inexpensive compared to a human financial advisor. Roth IRA An individual retirement account allows after-tax contributions of earned income below a certain level. Investment growth and future withdrawals are tax free. Traditional IRA An individual retirement account where you contribute pre-or after-tax dollars. Investment growth is tax-deferred until withdrawal. Financial Advisor Financial advisors help people manage their money and reach their financial goals. Annuity A financial contract with an insurance company where you make the investor makes a lump-sum payment or series of payments in exchange for regular disbursements in the future. Cash Management A cash account typically offered by nonbank financial institutions. CMAs combine features from traditional checking and savings accounts. Business Checking A business checking account is similar to a personal checking account, but allows you to separate your business and personal expenses. This can help you keep records organized and simplify your taxes. 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} #MLvKrDwsMUeRZwND input.chk-btn:not(:checked) + label:hover { box-shadow: 0px 1px 3px; } #MLvKrDwsMUeRZwND input.chk-btn + label:active, #MLvKrDwsMUeRZwND input.chk-btn:checked + label { box-shadow: 0px 0px 3px inset; background: #1C96F0; color: #FFFFFF; } #MLvKrDwsMUeRZwND .filter-check-options-cntnr { display: flex; flex-flow: row wrap; width: 100%; align-items: center; justify-content: flex-start; margin-top: 24px; } #MLvKrDwsMUeRZwND .check-elem { display: flex; margin: 5px; } #MLvKrDwsMUeRZwND .check-elem.view-btn, #MLvKrDwsMUeRZwND .check-elem.view-less-btn { background: #E9F5FF; padding: 10px 20px; border-radius: 6px; color: #1C96F0; font-size: 14px; font-weight: bold; cursor: pointer; } #MLvKrDwsMUeRZwND .check-elem.view-btn { background: #E9F5FF; padding: 10px 20px; border-radius: 6px; color: #1C96F0; font-size: 14px; font-weight: bold; } #MLvKrDwsMUeRZwND .shmktpl-title { font-size: 42px; line-height: 51px; font-weight: 500; } #MLvKrDwsMUeRZwND .shmktpl-subtitle { font-size: 20px; color: #0A3B5F; line-height: 24px; } #MLvKrDwsMUeRZwND .sub-heading-container { display: flex; justify-content: space-between; margin-top: 10px; } #MLvKrDwsMUeRZwND .prod-desc-text { font-size: 12px; text-decoration: underline; color: #1C96F0; cursor: pointer; line-height: 16px; } #MLvKrDwsMUeRZwND .hide { display: none; } #MLvKrDwsMUeRZwND .overlay-background-blur { position: fixed; top: 0px; left: 0px; width: 100%; height: 100%; background: rgba(53, 49, 69, 0.4); z-index: 1; } #MLvKrDwsMUeRZwND .prod-desc-popup-content { top: 5%; margin-top: 20px; padding-bottom: 0; position: fixed; z-index: 1000; left: 0; right: 0; min-width: 600px; width: 80%; height: 90%; overflow-y: scroll; margin: auto; text-align: left; background-color: #fff; border: solid 1px #dcdcde; font-size: 12px; -webkit-box-shadow: -2px 2px 2px 0px rgba(220,220,222,0.75); -moz-box-shadow: -2px 2px 2px 0px rgba(220, 220, 222, 0.75); box-shadow: -2px 2px 2px 0px rgba(220, 220, 222, 0.75); -webkit-border-radius: .125rem; -moz-border-radius: .125rem; border-radius: .125rem; color: #000; line-height: 30px; box-shadow: 0px 0px 8px #0C1B2428; } #MLvKrDwsMUeRZwND .overlay-close-btn { background-image: url("data:image/svg+xml;base64,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"); height: 24px; width: 24px; right: 0; position: absolute; top: 12px; right: 12px; cursor: pointer; } #MLvKrDwsMUeRZwND .prod-desc-content-cntnr { font-size: 20px; color: #0A3C5F; } #MLvKrDwsMUeRZwND .prod-desc-content-cntnr .prod-desc-header { font-size: 20px; color: #0A3C5F; padding: 16px 25px; border-bottom: 1px solid #D0E0EE; } #MLvKrDwsMUeRZwND .product-list { display: flex; flex-flow: row wrap; } #MLvKrDwsMUeRZwND .item { flex: 1 1 calc(33.3% - 48px); align-items: unset; padding: 12px 24px; flex-flow: column; align-content: center; } #MLvKrDwsMUeRZwND .description { font-size: 12px; line-height: 18px; } #MLvKrDwsMUeRZwND .title { font-size: 12px; color: #0A3C5F; font-weight: bold; } #MLvKrDwsMUeRZwND .description-title { text-transform: uppercase; } .row-odd, .row-even { display: flex; margin-top: 12px; justify-content: space-between; } .desktop-bg { background: #E9F5FF; } .add-overlay-content { width: 400px; margin: auto; right: 3%; padding: 16px 24px; border: 2px solid #D0E0EE; border-radius: 6px; position: absolute; background: #eceef1; color: black; font-size: 12px; top: 50px; z-index: 5; } .disclosure-title { font-size: 20px; color: #0A3C5F; font-weight: normal; padding: 16px 0px; border-bottom: 1px solid #D0E0EE; } .filter-disclosure-content { font-size: 14px; color: #08283B; line-height: 22px; margin-top: 10px; max-height: 150px; overflow-y: scroll; padding-right: 10px; } .header-section { display: none; justify-content: space-between; padding: 26px 0px; border-bottom: 1px solid #D0E0EE; } .add-text { font-size: 12px; color: #1C96F0; text-decoration: underline; cursor: pointer; } .title-container { margin-top: 22px; } @media (max-width : 575px) { .filter-disclosure-content { max-height: 250px; } .add-overlay-content { width: 80%; } } #MLvKrDwsMUeRZwND input.chk-btn + label { padding: 10px 11px; } #MLvKrDwsMUeRZwND .check-elem { margin: 3px; } #MLvKrDwsMUeRZwND.minFilter .check-elem.annuity { display: none !important; } #MLvKrDwsMUeRZwND.minFilter .check-elem.businesschecking { display: none !important; } #MLvKrDwsMUeRZwND.minFilter .check-elem.view-btn { display: none; } #MLvKrDwsMUeRZwND.minFilter input.chk-btn + label { padding: 10px 11px; } #MLvKrDwsMUeRZwND .sh-msg { display: none; font-size: 20px; text-align: center; margin-top: 20px; } @media (max-width: 375px) { #MLvKrDwsMUeRZwND input.chk-btn + label { padding: 10px 8px; } #MLvKrDwsMUeRZwND.minFilter input.chk-btn + label { padding: 10px 8px; } } @media (max-width: 360px) { #MLvKrDwsMUeRZwND input.chk-btn + label { padding: 10px 3px; font-size: 12px; } #MLvKrDwsMUeRZwND.minFilter input.chk-btn + label { padding: 10px 4px; font-size: 12px; } } #MLvKrDwsMUeRZwND .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #MLvKrDwsMUeRZwND.loadingMessage .sh-loading-msg { display: block; } #MLvKrDwsMUeRZwND.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media (max-width: 650px){ #MLvKrDwsMUeRZwND .sh-loading-msg { font-size: 18px; } } #MLvKrDwsMUeRZwND .mobile { display: none; } #MLvKrDwsMUeRZwND .sh-hide { display: none; } #MLvKrDwsMUeRZwND .desktop { display: block; } #MLvKrDwsMUeRZwND .desktop-inline { display: inline-block; } #MLvKrDwsMUeRZwND .row-1, #MLvKrDwsMUeRZwND .row-2 { display: flex; } #MLvKrDwsMUeRZwND .row-1 { padding: 24px 23px 24px 24px; justify-content: space-between; } #MLvKrDwsMUeRZwND .row-2 { background: #F2F9FF 0% 0% no-repeat padding-box; width: 100%; } #MLvKrDwsMUeRZwND .row-2 .listing-description { padding: 24px 23px; width: 100%; } #MLvKrDwsMUeRZwND .logo-image-wrapper { margin: auto; width: 196px; } #MLvKrDwsMUeRZwND .logo-column { display: flex; align-items: center; } #MLvKrDwsMUeRZwND .logo-image-wrapper img { width: 100%; height: auto; } #MLvKrDwsMUeRZwND .ad-copy { margin-left: 24px; } #MLvKrDwsMUeRZwND .total-results { color: #0A3B5F; font-weight: bold; font-size: 14px; } #MLvKrDwsMUeRZwND .listing-description .disclosure-content { margin-top: 0px; } #MLvKrDwsMUeRZwND .logo-column.flex-container { flex: 0 0 20%; } #MLvKrDwsMUeRZwND .ad-copy-column.flex-container { flex: 0 0 78%; } #MLvKrDwsMUeRZwND .top-section-right { margin-left: 5px; } #MLvKrDwsMUeRZwND .cta-column.flex-container { flex: 0 0 20%; align-items: center; justify-content: center; } #MLvKrDwsMUeRZwND .ad-copy { margin-left: 24px; } #MLvKrDwsMUeRZwND .ad-copy-top-section { display: flex; justify-content: space-between; margin-bottom: 24px; } #MLvKrDwsMUeRZwND .listing-title { color: #1C96F0; text-align: left; font: normal normal bold 20px/24px Roboto; letter-spacing: 0px; } #MLvKrDwsMUeRZwND .disclosure-desk-sec { display: flex; flex-direction: row; text-align: center; align-items: center; } #MLvKrDwsMUeRZwND .ad-copy-disclosure { position: relative; display: flex; flex-direction: row; align-items: center; margin-top: 15px; } #MLvKrDwsMUeRZwND .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; } #MLvKrDwsMUeRZwND .prop-conatiner { display: flex; flex: 0 0 31%; flex-direction: column; } #MLvKrDwsMUeRZwND .shmktpl-button { display: flex; align-items: center; justify-content: center; margin-bottom: 10px; cursor: pointer; width: 170px; font: normal normal bold 18px / 20px Roboto; letter-spacing: 0px; background: #1C96F0 0% 0% no-repeat padding-box; border-radius: 6px; height: 40px; color: #fff; text-align: center; position: relative; } #MLvKrDwsMUeRZwND .shmktpl-button span.btn__text::after { display: none; position: absolute; content: ""; background-image: url("data:image/svg+xml;base64,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"); height: 12px; width: 32px; background-repeat: no-repeat; background-position: center bottom; vertical-align: middle; top: 14px; /* left: 0; */ background-size: 12px 12px; } #MLvKrDwsMUeRZwND .sh-row-product-title { max-width: 170px; text-align: center; font: italic normal 300 12px/18px Roboto; letter-spacing: 0.48px; color: #08283B; opacity: 1; } #MLvKrDwsMUeRZwND .fdic-insured { display: flex; flex-direction: row; align-items: center; text-align: center; color: #08283B; margin-right: 15px; } #MLvKrDwsMUeRZwND .middle-border { width: 0px; height: 11px; border: 1px solid #BEBEBE; opacity: 1; margin-right: 15px; } #MLvKrDwsMUeRZwND .disclosure-contnr { text-align: center; } #MLvKrDwsMUeRZwND .listing-header-cntnr { margin-top: 34px; } #MLvKrDwsMUeRZwND .ad-copy-bottom-section { background: #F2F9FF 0% 0% no-repeat padding-box; padding: 12px; } #MLvKrDwsMUeRZwND .non_featured_list { background: #FFFFFF 0% 0% no-repeat padding-box; border-top: 1px solid #D0E0EE; margin-top: 16px; } #MLvKrDwsMUeRZwND .listing.flex-container { border-bottom: 1px solid #D0E0EE; border-left: 1px solid #D0E0EE; border-right: 1px solid #D0E0EE; } #MLvKrDwsMUeRZwND .prop-name { text-align: left; font: normal normal bold 12px / 18px Roboto; letter-spacing: 0px; color: #0A3C5F; text-transform: uppercase; margin-bottom: 5px; } #MLvKrDwsMUeRZwND .apy-label { font: normal normal 900 24px / 28px Roboto; } #MLvKrDwsMUeRZwND .curDate { font: normal normal normal 12px / 18px Roboto; margin-top: 2px; display: block; } #MLvKrDwsMUeRZwND .prop-value { text-align: left; font: normal normal 900 24px / 28px Roboto; letter-spacing: 0.96px; color: #08283B; opacity: 1; } #MLvKrDwsMUeRZwND .fdic-insured .text { font-size: 12px; color: #08283B; font-weight: 600; letter-spacing: 0.48px; } #MLvKrDwsMUeRZwND .fdic-insured .icon { height: 20px; width: 16px; display: inline-block; background-repeat: no-repeat; background-size: 100%; vertical-align: middle; margin-right: 7px; } #MLvKrDwsMUeRZwND .disclosure-contnr .text { color: #1C96F0; font-size: 12px; text-decoration: underline; font-weight: 600; cursor: pointer; letter-spacing: 0.48px; } #MLvKrDwsMUeRZwND .additional-content { margin-top: 0px !important; } #MLvKrDwsMUeRZwND .additional-content ul li { margin-bottom: 0; } #MLvKrDwsMUeRZwND .disclosure-contnr .listing-content-wrapper { position: absolute; background: #fff; z-index: 1; padding: 20px; text-align: left; top: 0; left: 0; right: 123px; margin: auto; width: 440px; border: 1px solid #ececec; background: #eceef1; left: -133px; } #MLvKrDwsMUeRZwND .listing-content-wrapper .disclosure-content { max-height: 400px; overflow-y: auto; color: #08283B; margin-top: 15px; padding-right: 10px; } #MLvKrDwsMUeRZwND .see-more-text { width: unset !important; background: #E9F5FF 0% 0% no-repeat padding-box; margin-top: 0 !important; cursor: pointer; display: flex; justify-content: space-between; align-items: center; padding: 12px 24px; } #MLvKrDwsMUeRZwND .description-title { text-align: left; font: normal normal bold 12px / 16px Roboto; letter-spacing: 0.48px; color: #0A3C5F; text-transform: uppercase; } #MLvKrDwsMUeRZwND .shArrow { width: 12px; height: 7px; } #MLvKrDwsMUeRZwND span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMxYzk2ZjAiLz4NCjwvc3ZnPg0K"); background-repeat: no-repeat; height: 11px; width: 12px; display: inline-block; vertical-align: text-top; transform: rotate(180deg); } #MLvKrDwsMUeRZwND .disclosure-content ul li { flex: 0 0 47%; list-style: disc; font: normal normal normal 14px/22px Roboto; letter-spacing: 0px; color: #08283B; opacity: 1; } #MLvKrDwsMUeRZwND .disclosure-content ul { flex: 0 0 100%; display: flex; flex-flow: row wrap; margin: 0; padding: 0; padding-left: 14px; justify-content: space-between; list-style-type: disc; line-height: normal; } #MLvKrDwsMUeRZwND #see_more_carrier, #MLvKrDwsMUeRZwND .see_less_carrier { background: #E9F5FF; height: 40px; border-radius: 6px; line-height: 40px; text-align: center; font-size: 16px; color: #1C96F0; font-weight: 600; margin-top: 24px; cursor: pointer; } #MLvKrDwsMUeRZwND .footer-disclaimer-content { font-size: 11px; font-style: italic; margin-top: 16px; } #MLvKrDwsMUeRZwND .apy-label p { margin-top: 0px; margin-bottom: 0px; } #MLvKrDwsMUeRZwND .disclosure-content ul { padding-left: 18px; } @media (min-width : 651px) and (max-width : 1023px) { #MLvKrDwsMUeRZwND { padding: 0 26px; } #MLvKrDwsMUeRZwND .logo-image-wrapper { width: 136px; } #MLvKrDwsMUeRZwND .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #MLvKrDwsMUeRZwND .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #MLvKrDwsMUeRZwND .prop-value-container .apy-container { flex: 0 0 44%; } #MLvKrDwsMUeRZwND .prop-value-container .mfee-container, #MLvKrDwsMUeRZwND .prop-value-container .minvalue-container { flex: 0 0 28%; } #MLvKrDwsMUeRZwND .ad-copy-top-section { margin-bottom: 15px; } #MLvKrDwsMUeRZwND .sh-row-product-title { max-width: 136px; } #MLvKrDwsMUeRZwND .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } } @media (max-width : 650px) { #MLvKrDwsMUeRZwND .ad-copy-top-section { flex-direction: column; margin-bottom: 24px; } #MLvKrDwsMUeRZwND .logo-image-wrapper { width: 100%; max-width: 292px; } #MLvKrDwsMUeRZwND .listing-title { font: normal normal bold 18px/24px Roboto; padding: 0px !important; margin: 24px 0 0; text-align: left; } #MLvKrDwsMUeRZwND .ad-copy { margin-left: 0; } #MLvKrDwsMUeRZwND .ad-copy-disclosure-mobile { position: relative; display: flex; flex-direction: row; justify-content: space-between; align-items: center; margin: 16px; } #MLvKrDwsMUeRZwND .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 90%; margin: auto; } #MLvKrDwsMUeRZwND .sh-row-product-title { text-align: center; margin: 10px 16px 24px; max-width: none; } #MLvKrDwsMUeRZwND .see-more-text { padding: 16px 15px; } #MLvKrDwsMUeRZwND .disclosure-content ul li { font: normal normal normal 12px/18px Roboto; } #MLvKrDwsMUeRZwND .top-section-right { margin-left: 0px; } #MLvKrDwsMUeRZwND .disclosure-contnr { flex: 1; display: flex; justify-content: flex-end; } } @media (max-width: 340px) { #MLvKrDwsMUeRZwND.sizeone .header-section { padding: 6px 10px; } } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .row-1 { padding-left: 14px; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .ad-copy { margin-left: 15px; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .logo-image-wrapper { width: 136px; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .listing-title, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .listing-title, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .listing-title, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .listing-title, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .listing-title, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .listing-title, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .shmktpl-button, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .shmktpl-button, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .shmktpl-button, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .shmktpl-button, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .shmktpl-button, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .shmktpl-button, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .prop-value-container .apy-container, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .prop-value-container .apy-container, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .prop-value-container .apy-container, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .prop-value-container .apy-container, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .prop-value-container .apy-container, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .prop-value-container .apy-container, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .prop-value-container .apy-container { flex: 0 0 44%; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .prop-value-container .mfee-container, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .prop-value-container .mfee-container, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .prop-value-container .mfee-container, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .prop-value-container .mfee-container, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .prop-value-container .mfee-container, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .prop-value-container .mfee-container, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .prop-value-container .mfee-container #MLvKrDwsMUeRZwND.sh-box650.device-desktop .prop-value-container .minvalue-container, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .prop-value-container .minvalue-container, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .prop-value-container .minvalue-container, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .prop-value-container .minvalue-container, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .prop-value-container .minvalue-container, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .prop-value-container .minvalue-container, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .prop-value-container .minvalue-container { flex: 0 0 28%; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .sh-row-product-title, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .sh-row-product-title, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .sh-row-product-title, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .sh-row-product-title, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .sh-row-product-title, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .sh-row-product-title, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .sh-row-product-title { max-width: 136px; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .disclosure-content ul li, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .disclosure-content ul li, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .disclosure-content ul li, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .disclosure-content ul li, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .disclosure-content ul li, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .disclosure-content ul li, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .ad-copy-top-section, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .ad-copy-top-section, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .ad-copy-top-section, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .ad-copy-top-section, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .ad-copy-top-section, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .ad-copy-top-section, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .ad-copy-top-section { margin-bottom: 15px; } @media (max-width: 767.5px) { #MLvKrDwsMUeRZwND.sh-box650.device-desktop .row-1, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .row-1 , #MLvKrDwsMUeRZwND.sh-box650.device-desktop .row-2, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .row-2 , #MLvKrDwsMUeRZwND.sh-box500.device-desktop .row-1, #MLvKrDwsMUeRZwND.sh-box550.device-desktop .row-1 , #MLvKrDwsMUeRZwND.sh-box500.device-desktop .row-2, #MLvKrDwsMUeRZwND.sh-box550.device-desktop .row-2{ display: unset; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box550.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box500.device-desktop .ad-copy { margin-right: 15px; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .apy-label, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .apy-label, #MLvKrDwsMUeRZwND.sh-box550.device-desktop .apy-label, #MLvKrDwsMUeRZwND.sh-box500.device-desktop .apy-label, #MLvKrDwsMUeRZwND.sh-box650.device-desktop .prop-value, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .prop-value, #MLvKrDwsMUeRZwND.sh-box550.device-desktop .prop-value, #MLvKrDwsMUeRZwND.sh-box500.device-desktop .prop-value{ font: normal normal 900 18px/22px Roboto; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box550.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box500.device-desktop .logo-image-wrapper { width: 125px;; margin-bottom: 10px; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .disclosure-contnr .listing-content-wrapper,#MLvKrDwsMUeRZwND.sh-box700.device-desktop .disclosure-contnr .listing-content-wrapper,#MLvKrDwsMUeRZwND.sh-box550.device-desktop .disclosure-contnr .listing-content-wrapper,#MLvKrDwsMUeRZwND.sh-box500.device-desktop .disclosure-contnr .listing-content-wrapper { left: -25px; } } #MLvKrDwsMUeRZwND .shmktpl-title, #MLvKrDwsMUeRZwND .sub-heading-container, #MLvKrDwsMUeRZwND .filter-check-options-cntnr, #MLvKrDwsMUeRZwND .listing-header-cntnr { display: none; } #MLvKrDwsMUeRZwND.title .shmktpl-title, #MLvKrDwsMUeRZwND.subHeading .sub-heading-container, #MLvKrDwsMUeRZwND.multiSelectFilter .filter-check-options-cntnr, #MLvKrDwsMUeRZwND.resultsText .listing-header-cntnr { display: flex; } #MLvKrDwsMUeRZwND.sizeone .add-overlay-content { width: 62%; height: auto; } #MLvKrDwsMUeRZwND.sizeone .disclosure-title { padding: 6px 0px; } #MLvKrDwsMUeRZwND.sizeone .header-section { padding: 6px 26px; background: #FFFFFF; color: grey; align-items: center; } #MLvKrDwsMUeRZwND .sponsored { font: normal normal normal 12px/16px Roboto; letter-spacing: 0.48px; color: #344856; opacity: 1; } #MLvKrDwsMUeRZwND.sizeone .title-container { margin-top: 0; } #MLvKrDwsMUeRZwND.sizeone .non_featured_list { margin-top: 0; } #MLvKrDwsMUeRZwND.arrowchange span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwMDAiLz4NCjwvc3ZnPg0K"); } #MLvKrDwsMUeRZwND.arrowchange .shmktpl-button span.btn__text::after { background-image: url("data:image/svg+xml;base64,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"); } @media (min-width : 651px) and (max-width : 1024px) { #MLvKrDwsMUeRZwND .item { flex: 1 1 calc(50% - 48px); } #MLvKrDwsMUeRZwND .prod-desc-popup-content { height: auto; top: 10%; overflow-y: scroll; } #MLvKrDwsMUeRZwND .item:nth-of-type(4n+3), #MLvKrDwsMUeRZwND .item:nth-of-type(4n+3) + * { background-color: #E9F5FF; } #MLvKrDwsMUeRZwND .item:nth-of-type(4n+1), #MLvKrDwsMUeRZwND .item:nth-of-type(4n+1) + * { background-color: #fff; } #MLvKrDwsMUeRZwND .shmktpl-button span.btn__text::after { top: 13px; right: -3px; background-size: 10px 10px; } #MLvKrDwsMUeRZwND .ad-copy-column.flex-container { flex: 0 0 78%; } } @media (max-width : 650px) { #MLvKrDwsMUeRZwND .desktop, #MLvKrDwsMUeRZwND .desktop-inline { display: none; } #MLvKrDwsMUeRZwND .mobile { display: block !important; } #MLvKrDwsMUeRZwND { padding: 0 18px; } #MLvKrDwsMUeRZwND .shmktpl-title { font-size: 24px; line-height: 29px; } #MLvKrDwsMUeRZwND .shmktpl-subtitle { font-size: 16px; line-height: 19px; } #MLvKrDwsMUeRZwND .add-overlay-content { width: 80%; height: auto; } #MLvKrDwsMUeRZwND .logo-column.flex-container { flex: 0 0 100%; text-align: center; } #MLvKrDwsMUeRZwND .row-1 { flex-flow: column; padding: 16px; } #MLvKrDwsMUeRZwND .prop-conatiner { flex: 0 0 100%; flex-direction: row; flex-flow: row; display: flex; width: 100%; align-items: center; margin-top: 20px; } #MLvKrDwsMUeRZwND .prop-conatiner .prop-name { flex: 0 0 49%; margin-bottom: 0px; } #MLvKrDwsMUeRZwND .prop-conatiner .prop-value { flex: 0 0 49%; text-align: right; font: normal normal 900 22px / 26px Roboto; letter-spacing: 0.88px; } #MLvKrDwsMUeRZwND .apy-label { font: normal normal 900 22px/26px Roboto; letter-spacing: 0.88px; } #MLvKrDwsMUeRZwND .prop-conatiner.apy-container { display: flex; align-items: flex-start; } #MLvKrDwsMUeRZwND .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; padding: 0; flex-flow: column; } #MLvKrDwsMUeRZwND .prop-value { margin-top: 0; } #MLvKrDwsMUeRZwND .listing-header-cntnr { display: flex; justify-content: space-between; margin-top: 24px; } #MLvKrDwsMUeRZwND .non_featured_list { margin-top: 18px; } #MLvKrDwsMUeRZwND .prod-desc-popup-content { top: 10%; position: absolute; min-width: 80%; width: 90%; overflow: scroll; height: 100%; } #MLvKrDwsMUeRZwND .item { flex: 0 0 91%; padding-bottom: 0; padding: 16px; } #MLvKrDwsMUeRZwND .item:nth-child(3n), #MLvKrDwsMUeRZwND .desktop-bg { background: none; } #MLvKrDwsMUeRZwND .prod-desc-popup-content { padding: 0; } #MLvKrDwsMUeRZwND .prod-desc-content-cntnr .prod-desc-header { padding-bottom: 0; padding: 16px; } #MLvKrDwsMUeRZwND .item:nth-child(even) { background: #E9F5FF 0% 0% no-repeat padding-box; } #MLvKrDwsMUeRZwND .fdic-seemoreless-cntr { display: flex; justify-content: space-between; align-items: center; margin: 0; flex-flow: row wrap; } #MLvKrDwsMUeRZwND .fdic-seemoreless-cntr .fdic-insured { color: #08283B; flex: 0 0 44%; text-align: left; } #MLvKrDwsMUeRZwND .fdic-seemoreless-cntr .listing-description { display: flex; flex: 0 0 100%; flex-flow: column; background: #F2F9FF 0% 0% no-repeat padding-box; } #MLvKrDwsMUeRZwND .listing-description .disclosure-content { margin-top: 0px; padding: 16px 14px; } #MLvKrDwsMUeRZwND .disclosure-content ul { padding-left: 14px; line-height: 28px; } #MLvKrDwsMUeRZwND .disclosure-content ul li { flex: 0 0 100%; padding: 0; margin: 0; font-size: 12px; } #MLvKrDwsMUeRZwND .additional-features { flex: 0 0 100%; } #MLvKrDwsMUeRZwND .disclosure-contnr .listing-content-wrapper { top: -85px; left: 0; width: 90%; } #MLvKrDwsMUeRZwND.sizeone .listing-header-cntnr { display: none; } #MLvKrDwsMUeRZwND.sizeone .add-overlay-content { width: 80%; } } @media (max-width: 340px) { #MLvKrDwsMUeRZwND .fdic-seemoreless-cntr .fdic-insured { flex: 0 0 43%; } #MLvKrDwsMUeRZwND .prod-desc-popup-content { position: fixed; } } #MLvKrDwsMUeRZwND.listingAlignment .shmktpl-button span.btn__text { line-height: 40px; color: #fff; margin-right: 10px; } #MLvKrDwsMUeRZwND.listingAlignment .shmktpl-button span.btn__text::after { width: 24px; } @media (max-width: 1024px) and (min-width:768px) { #MLvKrDwsMUeRZwND.listingAlignment .logo-image-wrapper img { width: 100%; } #MLvKrDwsMUeRZwND.listingAlignment { padding: 0px; } #MLvKrDwsMUeRZwND.listingAlignment .listing-title { font-size: 14px; } #MLvKrDwsMUeRZwND.listingAlignment .listing-title span { font-size: 14px; } #MLvKrDwsMUeRZwND.listingAlignment .row-1 { padding: 26px 10px; } #MLvKrDwsMUeRZwND.listingAlignment .prop-name { font-size: 10px; } #MLvKrDwsMUeRZwND.listingAlignment .prop-value { font-size: 14px } #MLvKrDwsMUeRZwND.listingAlignment .shmktpl-button span.btn__text { font-size: 10px; margin-right: 10px; } } @media all and (max-width: 600px) { #MLvKrDwsMUeRZwND.listingAlignment .logo-column.flex-container { flex: unset; } #MLvKrDwsMUeRZwND.listingAlignment .prop-conatiner { flex: unset; } #MLvKrDwsMUeRZwND.listingAlignment .ad-copy-column.flex-container { flex: unset; } #MLvKrDwsMUeRZwND.listingAlignment .cta-column.flex-container { flex: unset; } #MLvKrDwsMUeRZwND.listingAlignment .disclosure-content ul li::before { content: unset; } #MLvKrDwsMUeRZwND.listingAlignment .disclosure-content ul li { list-style: disc; } } #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button { width: 100%; font-size: 14px; } #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button .btn__text { margin-right: 10px; } #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button span.btn__text::after { right: -2px; background-size: 6px 13px; } @media (min-width: 651px) and (max-width: 1024px) { #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button span.btn__text::after { right: -7px; } #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button span.btn__text::after { background-size: 6px 10px; } #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button { font-size: 13px; } } @media (max-width: 650px) { #MLvKrDwsMUeRZwND.ctaAlignment .logo-column.flex-container { flex: unset !important; justify-content: center; } #MLvKrDwsMUeRZwND.ctaAlignment .cta-column.flex-container { display: block !important; } #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button { font-size: 16px; } #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button .btn__text { margin-right: unset; } #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button span.btn__text::after { right: unset; background-size: 12px 12px; } } #MLvKrDwsMUeRZwND .sh-no-listing-msg { padding: 20px 0px; } #MLvKrDwsMUeRZwND .sh-widget-footer-MBT { display: none; } #MLvKrDwsMUeRZwND.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; } #MLvKrDwsMUeRZwND.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #MLvKrDwsMUeRZwND.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } #MLvKrDwsMUeRZwND .sh-widget-footer-QS { display: none; } #MLvKrDwsMUeRZwND.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #MLvKrDwsMUeRZwND.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #MLvKrDwsMUeRZwND.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } @-moz-document url-prefix() { #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px; line-height: 24px; margin-top: -1px; margin-left: -9px; margin-right: -10px; background: #FF4500; position: relative; border-radius: 0px 0px 0px 0px; display: inline-block; font-family: Roboto, sans-serif; color: #fff; padding: 0px 1px 0 15px; margin-bottom: -6px; } #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { color: #fff; font-size: 14px; } #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { height: 0; width: 0; border-top: 8px solid #FF4500; border-left: 8px solid transparent; bottom: -8px; content: ""; position: absolute; left: 0px; } #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { right: 1px; transform: translateX(100%); border-left-width: 100%; border-right-color: transparent; content: ""; position: absolute; display: block; border: 12px solid #FF4500; border-right-color: transparent; top: 0px } @media (min-width : 768px) and (max-width : 1024px) { @-moz-document url-prefix() { #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } } @media (min-width : 768px) and (max-width : 900px) { #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { font-size: 14px; } } @media (max-width : 767px) { #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon { border-radius: 0px; margin-top: -1px; box-sizing: unset !important; height: 100% !important; width:100%; padding: 8px 9px; margin-bottom: 8px; } #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { display: block; text-align: center; line-height: 16px; font-size: 14px; } #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { height: 0; width: 0; border-top: 8px solid #FF4500; border-right: 8px solid transparent; right: 9px; top: unset; bottom: -8px; border-left: 0px; border-bottom: 0px; } @-moz-document url-prefix() { #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } } } #MLvKrDwsMUeRZwND.customizeColorEffect .listing-title, #MLvKrDwsMUeRZwND.customizeColorEffect .prop-name, #MLvKrDwsMUeRZwND.customizeColorEffect .prop-value, #MLvKrDwsMUeRZwND.customizeColorEffect .curDate, #MLvKrDwsMUeRZwND.customizeColorEffect span.current-date, #MLvKrDwsMUeRZwND.customizeColorEffect .disclosure-content ul li, #MLvKrDwsMUeRZwND.customizeColorEffect .title { color: #1E2B22; font-family: Open Sans, sans-serif; } #MLvKrDwsMUeRZwND.customizeColorEffect .add-text, #MLvKrDwsMUeRZwND.customizeColorEffect .see-more-text, #MLvKrDwsMUeRZwND.customizeColorEffect .disclosure-contnr .text { color: #5B7B66; } #MLvKrDwsMUeRZwND.customizeColorEffect .shmktpl-button { background: #EB0017 0% 0% no-repeat padding-box; } #MLvKrDwsMUeRZwND.customizeColorEffect .listing.flex-container { border-bottom: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; } #MLvKrDwsMUeRZwND.sizeone.customizeColorEffect .header-section { border-bottom: 1px solid #D6D5D5; border-top: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; } #MLvKrDwsMUeRZwND.customizeColorEffect .non_featured_list { border-top: 1px solid #D6D5D5; } #MLvKrDwsMUeRZwND.sizeone.customizeColorEffect .header-section, #MLvKrDwsMUeRZwND.customizeColorEffect .row-2 { background: #E9F0EC; } #MLvKrDwsMUeRZwND.customizeColorEffect .listing-title { display: unset; } #MLvKrDwsMUeRZwND.customizeColorEffect span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiM1QjdCNjYiLz4NCjwvc3ZnPg0K); } #MLvKrDwsMUeRZwND.customizeColorEffect .listing-title .prod-name:hover, #MLvKrDwsMUeRZwND.customizeColorEffect .listing-title:hover, #MLvKrDwsMUeRZwND.customizeColorEffect .add-text:hover, #MLvKrDwsMUeRZwND.customizeColorEffect .disclosure-contnr .text:hover, #MLvKrDwsMUeRZwND.customizeColorEffect .see-more-text:hover { color: #EB0017; } #MLvKrDwsMUeRZwND.customizeColorEffect .shmktpl-button:hover { background: #EB0017; } #MLvKrDwsMUeRZwND.customizeColorEffect .see-more-text:hover span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiNFQjAwMTciLz4NCjwvc3ZnPg0K); } @media (max-width: 650px) { #MLvKrDwsMUeRZwND.customizeColorEffect .fdic-seemoreless-cntr .listing-description { background: #E9F0EC 0% 0% no-repeat padding-box; } #MLvKrDwsMUeRZwND.customizeColorEffect .listing-title { display: block; } #MLvKrDwsMUeRZwND.customizeColorEffect .fdic-seemoreless-cntr .see-more-text { color: #5B7B66; } #MLvKrDwsMUeRZwND.customizeColorEffect .fdic-seemoreless-cntr .see-more-text:hover { color: #EB0017; } } #MLvKrDwsMUeRZwND .sh-right-arrow { display: none; } #MLvKrDwsMUeRZwND.ctaWithArrow .sh-right-arrow { display: inline-block; background-image: url('data:image/svg+xml;base64,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'); background-repeat: no-repeat; width: 16px; height: 16px; vertical-align: middle; margin-left: 7px; } #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-gb-banner.sh-promo-ribbon { display: none; } #MLvKrDwsMUeRZwND.gbBanner .listing .listing-content-wrapper .sh-gb-banner.sh-promo-ribbon { display: inline-block; } #MLvKrDwsMUeRZwND.hidePromoText .listing .listing-content-wrapper .sh-promo-ribbon{ display: none; } #MLvKrDwsMUeRZwND{position:relative;}.add-overlay-content{right: 4%;}#MLvKrDwsMUeRZwND .shmktpl-button span.btn__text::after{display:none;} #MLvKrDwsMUeRZwND .listing-content-wrapper .disclosure-content a {color: #1C96F0; text-decoration: underline;} @media (min-width:768px){ #MLvKrDwsMUeRZwND .shmktpl-button:hover{background:#0E86DE;} #MLvKrDwsMUeRZwND .add-text:hover {color:#0E86DE;} #MLvKrDwsMUeRZwND .listing-title .prod-name:hover{color:#0E86DE;} #MLvKrDwsMUeRZwND .disclosure-contnr .text:hover{color:#0E86DE;} #MLvKrDwsMUeRZwND .see-more-text{width:68px} #MLvKrDwsMUeRZwND .see-more-text:hover{color:#0E86DE;} #MLvKrDwsMUeRZwND .see-more-text:hover span.down-arrow{background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwRTg2REUiLz4NCjwvc3ZnPg0K);}} #qsWidgetContainer175, #qsWidgetContainer175 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer175 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer175 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer175 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer175 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer175 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer175 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer175 .listing:first-child { margin-top: 0; } #qsWidgetContainer175 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer175 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer175 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer175 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer175 .logo-column.flex-container, #qsWidgetContainer175 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer175 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer175 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer175 .apy-label, #qsWidgetContainer175 .curDate, #qsWidgetContainer175 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer175 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer175 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer175 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer175 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer175 .prop-value-container { align-items: stretch; } #qsWidgetContainer175 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer175 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer175 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer175 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer175 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer175 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer175 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer175 #sh-star-icon { top: -2px; } #qsWidgetContainer175 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer175 #see_more_carrier, #qsWidgetContainer175 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer175 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer175 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer175 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer175 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer175 .shmktpl-sponsored, #qsWidgetContainer175 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; } #qsWidgetContainer175 .sh-logo { flex-shrink: 1; } #qsWidgetContainer175 .shmktpl-sponsored { text-transform: uppercase; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-listing-content-wrapper { box-shadow: none; gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer175 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer175 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer175 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer175 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer175 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer175 .sh-first-product .sh-btn__text, #qsWidgetContainer175 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer175 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer175 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer175 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer175 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer175 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer175 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer175 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer175 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer175 .listing-title { font-size: 20px; font-weight: 600; } }HOPE Credit UnionHOPE Credit UnionChecking accountsStarting at $0 per monthSavings accountsOpen with as little as $15CD ratesEarn up to 3.74% annual percentage yield (APY)Money marketOpen with as little as $1,000Advertiser DisclosureView offerat MoneyLionCompany insightsYear Founded: 1994Company Headquarters: Jackson, MSCEO: William J. BynumWho is HOPE Credit Union good for? HOPE Credit Union is likely a good option for those who live in the region the institution refers to as the Deep South and who are looking for a full-service financial institution with the potential for a generous checking account APY. The credit union has locations in Alabama, Arkansas, Louisiana, Mississippi, and Tennessee—and some of its accounts are available only to members living in this area. This credit union offers several checking accounts and savings options, including CDs and a money market account. And while anyone can join HOPE with a $10 donation, only the HOPE Savings Account is available to those who don’t live in these states, according to a customer service representative. In short, if you’ve got a HOPE Credit Union branch nearby, it could be a great option. Who shouldn’t use HOPE Credit Union? HOPE Credit Union may not be ideal if you’re after the highest interest rate possible on your savings. The APYs on its savings accounts aren’t competitive with any of our picks for the best high-yield savings accounts, for instance.N/AProsFantastic top checking account APYTwo free checking accountsLow minimum requirement for monthly fee waiversConsUnimpressive savings account APYsLimited physical branchesOverdraft protection is discretionaryHOPE Credit Union rates and productsHOPE Credit Union offers several checking accounts, including a rewards checking and a student checking account. It also provides a couple savings accounts, a money market account, and CDs with terms between six and 60 months. Checking accountsUp to 5.12% APYSavings accountsUp to 1.51% APYShare certificatesUp to 3.74% APY Money Market Up to 2.08% APYCredit union details checked Nov. 20, 2025. Checking accountsHOPE Credit Union offers four checking accounts and one debit card account. Two checking accounts, the Easy Checking and Easy Checking Plus, charge annual fees which can be skirted by maintaining a reasonable minimum balance. The debit card option, called HOPE Choice Card, charges a $4 monthly fee which cannot be waived. The other two account options, HOPE Rewards Checking and Student Checking, are free checking accounts with no monthly maintenance fee. Most tantalizing is the HOPE Rewards Checking, which comes with top-tier APY. Customers can earn: 5.12% APY for balances of up to $10,000 0.50% APY for balances over $10,000 To achieve these returns, you’ll need to make 12 debit card transactions, log in to your HOPE digital banking account at least once, opt for e-statements, and receive at least one direct deposit or ACH into your account each month. Any month you don’t complete these requirements, you’ll earn a much less impressive 0.10% APY. You’ve also got the option to add a savings account onto your Rewards Checking account, called a HOPE Rewards Checking Plus account. This unlocks higher APY potential for your savings (we’ll discuss that in a minute). HOPE Credit Union checking account featuresAccount opening bonusN/AMinimum opening deposit$0 –$25Monthly fees$0 –$9.95Monthly fees$0 –$9.95Top APY5.12%Transaction limitationsUnlimitedOverdraft fees$25Credit union details checked Nov. 20, 2025.Easy Checking account featuresAccount opening bonus:N/A Minimum opening deposit:$25 Minimum balance:$25Monthly fees:$9.95 (waived with $200+ balance) APY:N/A Transaction limitations:Unlimited Paper checks:Yes Overdraft fees:$25 Easy Checking Plus account featuresAccount opening bonus:None Minimum opening deposit:$0Minimum balance:$0Monthly fees:$7.95 (waived with $250+ balance) APY:None Transaction limitations:Unlimited Paper checks:Yes Overdraft fees:$25HOPE Rewards checking account featuresAccount opening bonus:None Minimum opening deposit:$0Monthly fees:$0APY:Up to 5.12% for balances of up to $10,000 (0.50% for balances over $10,000) with qualifying activityNon-HCU ATM fee waiver:Up to $20 per month Transaction limitations:Unlimited Paper checks:Yes Overdraft fees:$25 HOPE Student checking account features (only for ages 18-25)Account opening bonus:None Minimum opening deposit:$0 Monthly fees:$0 Top APY:None Transaction limitations:Unlimited Non-HCU ATM fee waiver:Up to $5 per month for the first 12 months Paper checks:Yes Overdraft fees:$25 HOPE Choice Card account featuresAccount opening bonus:None Minimum opening deposit:$0 Monthly fees:$4 Top APY:None Transaction limitations:Unlimited Paper checks:Yes Overdraft fees:$25 SponsoredAdvertiser DisclosureAdvertiser DisclosureCompare Personal Finance Options for 2021 Select all products of interest and compare:Product DescriptionsProduct DescriptionsChecking A transactional account that allows for numerous withdrawals and unlimited deposits. Money can be accessed via checks, ATMs, or debit card among other methods. Savings A bank account that keeps your money safe and secure, while paying you interest. MMA A Money Market Account is an interest-bearing deposit account at a bank or credit union that pays interest based on current rates in the money markets. CD A Certificate of Deposit features historically higher APYs, guaranteed returns & FDIC insurance. CDs are offered in fixed terms w/penalties for early withdrawals. 401K A 401k is a retirement-savings account that allows an employee to divert a portion of their salary into long-term investments and provides special tax benefits. Brokerage An investment account used by investors to buy and sell stocks, bonds, and mutual funds. Income from investments are taxed as capital gains. REIT A Real Estate Investment Trust owns and operates income-generating real estate. REITs allow investment in real estate without the need to own, operate, or finance properties. Robo Advisor A robo-advisor is an automated investing service that uses algorithms to provide financial advice and/or investment management help you manage your investment portfolio. Relatively inexpensive compared to a human financial advisor. Roth IRA An individual retirement account allows after-tax contributions of earned income below a certain level. Investment growth and future withdrawals are tax free. Traditional IRA An individual retirement account where you contribute pre-or after-tax dollars. Investment growth is tax-deferred until withdrawal. Financial Advisor Financial advisors help people manage their money and reach their financial goals. Annuity A financial contract with an insurance company where you make the investor makes a lump-sum payment or series of payments in exchange for regular disbursements in the future. Cash Management A cash account typically offered by nonbank financial institutions. CMAs combine features from traditional checking and savings accounts. Business Checking A business checking account is similar to a personal checking account, but allows you to separate your business and personal expenses. This can help you keep records organized and simplify your taxes. Checking AccountsSavings AccountsCertificates of DepositRetirement AccountsReal Estate InvestmentInvestment AccountsAnnuityVIEW AllBusiness CheckingVIEW LESSPlease select one or more products to compare /* Loader */ #skxVEFdbQMDqArmS .spinner { display: none; } #skxVEFdbQMDqArmS.listingsLoading .spinner { display: block; } #skxVEFdbQMDqArmS.listingsLoading .widget-render-result { display: none; } #skxVEFdbQMDqArmS.listingsLoaded .widget-render-result { display: block; } #skxVEFdbQMDqArmS.listingsLoaded .spinner { display: none; } #skxVEFdbQMDqArmS.listingsLoading .search-result-container .spinner { display: block; } #skxVEFdbQMDqArmS.listingsLoaded.listingsLoading .spinner { display: block; } #skxVEFdbQMDqArmS .spinner { display: block; margin: 30px auto; width: 48px; height: 48px; } #skxVEFdbQMDqArmS .spinner:after { content: " "; display: block; width: 32px; height: 32px; margin: 1px; border-radius: 50%; border: 10px solid #105485; border-color: transparent #105485 transparent #105485; 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height: 12px; width: 32px; background-repeat: no-repeat; background-position: center bottom; vertical-align: middle; top: 14px; /* left: 0; */ background-size: 12px 12px; } #skxVEFdbQMDqArmS .sh-row-product-title { max-width: 170px; text-align: center; font: italic normal 300 12px/18px Roboto; letter-spacing: 0.48px; color: #08283B; opacity: 1; } #skxVEFdbQMDqArmS .fdic-insured { display: flex; flex-direction: row; align-items: center; text-align: center; color: #08283B; margin-right: 15px; } #skxVEFdbQMDqArmS .middle-border { width: 0px; height: 11px; border: 1px solid #BEBEBE; opacity: 1; margin-right: 15px; } #skxVEFdbQMDqArmS .disclosure-contnr { text-align: center; } #skxVEFdbQMDqArmS .listing-header-cntnr { margin-top: 34px; } #skxVEFdbQMDqArmS .ad-copy-bottom-section { background: #F2F9FF 0% 0% no-repeat padding-box; padding: 12px; } #skxVEFdbQMDqArmS .non_featured_list { background: #FFFFFF 0% 0% no-repeat padding-box; border-top: 1px solid #D0E0EE; margin-top: 16px; } #skxVEFdbQMDqArmS .listing.flex-container { border-bottom: 1px solid #D0E0EE; border-left: 1px solid #D0E0EE; border-right: 1px solid #D0E0EE; } #skxVEFdbQMDqArmS .prop-name { text-align: left; font: normal normal bold 12px / 18px Roboto; letter-spacing: 0px; color: #0A3C5F; text-transform: uppercase; margin-bottom: 10px; } #skxVEFdbQMDqArmS .apy-label { font: normal normal 900 24px/28px Roboto; } #skxVEFdbQMDqArmS .curDate { font: normal normal normal 12px / 18px Roboto; margin-top: 2px; display: block; } #skxVEFdbQMDqArmS .prop-value { text-align: left; font: normal normal 900 24px / 28px Roboto; letter-spacing: 0.96px; color: #08283B; opacity: 1; } #skxVEFdbQMDqArmS .fdic-insured .text { font-size: 12px; color: #08283B; font-weight: 600; letter-spacing: 0.48px; } #skxVEFdbQMDqArmS .fdic-insured .icon { height: 20px; width: 16px; display: inline-block; background-repeat: no-repeat; background-size: 100%; vertical-align: middle; margin-right: 7px; } #skxVEFdbQMDqArmS .disclosure-contnr .text { color: #1C96F0; font-size: 12px; text-decoration: underline; font-weight: 600; cursor: pointer; letter-spacing: 0.48px; } #skxVEFdbQMDqArmS .additional-content { margin-top: 0px !important; } #skxVEFdbQMDqArmS .additional-content ul li { margin-bottom: 0; } #skxVEFdbQMDqArmS .disclosure-contnr .listing-content-wrapper { position: absolute; background: #fff; z-index: 1; padding: 20px; text-align: left; top: 0; left: 0; right: 123px; margin: auto; width: 440px; border: 1px solid #ececec; background: #eceef1; left: -133px; } #skxVEFdbQMDqArmS .listing-content-wrapper .disclosure-content { max-height: 400px; overflow-y: auto; color: #08283B; margin-top: 15px; padding-right: 10px; } #skxVEFdbQMDqArmS .see-more-text { width: unset !important; background: #E9F5FF 0% 0% no-repeat padding-box; margin-top: 0 !important; cursor: pointer; display: flex; justify-content: space-between; align-items: center; padding: 12px 24px; } #skxVEFdbQMDqArmS .description-title { text-align: left; font: normal normal bold 12px / 16px Roboto; letter-spacing: 0.48px; color: #0A3C5F; text-transform: uppercase; } #skxVEFdbQMDqArmS .shArrow { width: 12px; height: 7px; } #skxVEFdbQMDqArmS span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMxYzk2ZjAiLz4NCjwvc3ZnPg0K"); background-repeat: no-repeat; height: 11px; width: 12px; display: inline-block; vertical-align: text-top; transform: rotate(180deg); } #skxVEFdbQMDqArmS .disclosure-content ul li { flex: 0 0 47%; list-style: disc; font: normal normal normal 14px/22px Roboto; letter-spacing: 0px; color: #08283B; opacity: 1; } #skxVEFdbQMDqArmS .disclosure-content ul { flex: 0 0 100%; display: flex; flex-flow: row wrap; margin: 0; padding: 0; padding-left: 14px; justify-content: space-between; list-style-type: disc; line-height: normal; } #skxVEFdbQMDqArmS #see_more_carrier, #skxVEFdbQMDqArmS .see_less_carrier { background: #E9F5FF; height: 40px; border-radius: 6px; line-height: 40px; text-align: center; font-size: 16px; color: #1C96F0; font-weight: 600; margin-top: 24px; cursor: pointer; } #skxVEFdbQMDqArmS .footer-disclaimer-content { font-size: 11px; font-style: italic; margin-top: 16px; } #skxVEFdbQMDqArmS .apy-label p { margin-top: 0px; margin-bottom: 0px; } #skxVEFdbQMDqArmS .disclosure-content ul { padding-left: 18px; } @media (min-device-width : 651px) and (max-device-width : 1023px) { #skxVEFdbQMDqArmS { padding: 0 26px; } #skxVEFdbQMDqArmS .logo-image-wrapper { width: 136px; } #skxVEFdbQMDqArmS .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #skxVEFdbQMDqArmS .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #skxVEFdbQMDqArmS .prop-value-container .apy-container { flex: 0 0 44%; } #skxVEFdbQMDqArmS .prop-value-container .mfee-container, #skxVEFdbQMDqArmS .prop-value-container .minvalue-container { flex: 0 0 28%; } #skxVEFdbQMDqArmS .ad-copy-top-section { margin-bottom: 15px; } #skxVEFdbQMDqArmS .sh-row-product-title { max-width: 136px; } #skxVEFdbQMDqArmS .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } } @media (max-width : 650px) { #skxVEFdbQMDqArmS .ad-copy-top-section { flex-direction: column; margin-bottom: 24px; } #skxVEFdbQMDqArmS .apy-label { font: normal normal 900 22px/26px Roboto; letter-spacing: 0.88px; } #skxVEFdbQMDqArmS .logo-image-wrapper { width: 100%; max-width: 292px; } #skxVEFdbQMDqArmS .listing-title { font: normal normal bold 18px/24px Roboto; padding: 0px !important; margin: 24px 0 0; text-align: left; } #skxVEFdbQMDqArmS .ad-copy { margin-left: 0; } #skxVEFdbQMDqArmS .ad-copy-disclosure-mobile { position: relative; display: flex; flex-direction: row; justify-content: space-between; align-items: center; margin: 16px; } #skxVEFdbQMDqArmS .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 90%; margin: auto; } #skxVEFdbQMDqArmS .sh-row-product-title { text-align: center; margin: 10px 16px 24px; max-width: none; } #skxVEFdbQMDqArmS .see-more-text { padding: 16px 15px; } #skxVEFdbQMDqArmS .disclosure-content ul li { font: normal normal normal 12px/18px Roboto; } #skxVEFdbQMDqArmS .top-section-right { margin-left: 0px; } #skxVEFdbQMDqArmS .disclosure-contnr { flex: 1; display: flex; justify-content: flex-end; } } @media (max-width: 340px) { #skxVEFdbQMDqArmS.sizeone .header-section { padding: 6px 10px; } } #skxVEFdbQMDqArmS.sh-box650.device-desktop .row-1 { padding-left: 14px; } #skxVEFdbQMDqArmS.sh-box650.device-desktop .ad-copy, #skxVEFdbQMDqArmS.sh-box700.device-desktop .ad-copy, #skxVEFdbQMDqArmS.sh-box750.device-desktop .ad-copy, #skxVEFdbQMDqArmS.sh-box800.device-desktop .ad-copy, #skxVEFdbQMDqArmS.sh-box850.device-desktop .ad-copy, #skxVEFdbQMDqArmS.sh-box900.device-desktop .ad-copy, #skxVEFdbQMDqArmS.sh-box950.device-desktop .ad-copy { margin-left: 15px; } #skxVEFdbQMDqArmS.sh-box650.device-desktop .logo-image-wrapper, #skxVEFdbQMDqArmS.sh-box700.device-desktop .logo-image-wrapper, #skxVEFdbQMDqArmS.sh-box750.device-desktop .logo-image-wrapper, #skxVEFdbQMDqArmS.sh-box800.device-desktop .logo-image-wrapper, #skxVEFdbQMDqArmS.sh-box850.device-desktop .logo-image-wrapper, #skxVEFdbQMDqArmS.sh-box900.device-desktop .logo-image-wrapper, #skxVEFdbQMDqArmS.sh-box950.device-desktop .logo-image-wrapper { width: 136px; } #skxVEFdbQMDqArmS.sh-box650.device-desktop .listing-title, #skxVEFdbQMDqArmS.sh-box700.device-desktop .listing-title, #skxVEFdbQMDqArmS.sh-box750.device-desktop .listing-title, #skxVEFdbQMDqArmS.sh-box800.device-desktop .listing-title, #skxVEFdbQMDqArmS.sh-box850.device-desktop .listing-title, #skxVEFdbQMDqArmS.sh-box900.device-desktop .listing-title, #skxVEFdbQMDqArmS.sh-box950.device-desktop .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #skxVEFdbQMDqArmS.sh-box650.device-desktop .shmktpl-button, #skxVEFdbQMDqArmS.sh-box700.device-desktop .shmktpl-button, #skxVEFdbQMDqArmS.sh-box750.device-desktop .shmktpl-button, #skxVEFdbQMDqArmS.sh-box800.device-desktop .shmktpl-button, #skxVEFdbQMDqArmS.sh-box850.device-desktop .shmktpl-button, #skxVEFdbQMDqArmS.sh-box900.device-desktop .shmktpl-button, #skxVEFdbQMDqArmS.sh-box950.device-desktop .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #skxVEFdbQMDqArmS.sh-box650.device-desktop .prop-value-container .apy-container, #skxVEFdbQMDqArmS.sh-box700.device-desktop .prop-value-container .apy-container, #skxVEFdbQMDqArmS.sh-box750.device-desktop .prop-value-container .apy-container, #skxVEFdbQMDqArmS.sh-box800.device-desktop .prop-value-container .apy-container, #skxVEFdbQMDqArmS.sh-box850.device-desktop .prop-value-container .apy-container, #skxVEFdbQMDqArmS.sh-box900.device-desktop .prop-value-container .apy-container, #skxVEFdbQMDqArmS.sh-box950.device-desktop .prop-value-container .apy-container { flex: 0 0 44%; } #skxVEFdbQMDqArmS.sh-box650.device-desktop .prop-value-container .mfee-container, #skxVEFdbQMDqArmS.sh-box700.device-desktop .prop-value-container .mfee-container, #skxVEFdbQMDqArmS.sh-box750.device-desktop .prop-value-container .mfee-container, #skxVEFdbQMDqArmS.sh-box800.device-desktop .prop-value-container .mfee-container, #skxVEFdbQMDqArmS.sh-box850.device-desktop .prop-value-container .mfee-container, #skxVEFdbQMDqArmS.sh-box900.device-desktop .prop-value-container .mfee-container, #skxVEFdbQMDqArmS.sh-box950.device-desktop .prop-value-container .mfee-container #skxVEFdbQMDqArmS.sh-box650.device-desktop .prop-value-container .minvalue-container, #skxVEFdbQMDqArmS.sh-box700.device-desktop .prop-value-container .minvalue-container, #skxVEFdbQMDqArmS.sh-box750.device-desktop .prop-value-container .minvalue-container, #skxVEFdbQMDqArmS.sh-box800.device-desktop .prop-value-container .minvalue-container, #skxVEFdbQMDqArmS.sh-box850.device-desktop .prop-value-container .minvalue-container, #skxVEFdbQMDqArmS.sh-box900.device-desktop .prop-value-container .minvalue-container, #skxVEFdbQMDqArmS.sh-box950.device-desktop .prop-value-container .minvalue-container { flex: 0 0 28%; } #skxVEFdbQMDqArmS.sh-box650.device-desktop .sh-row-product-title, #skxVEFdbQMDqArmS.sh-box700.device-desktop .sh-row-product-title, #skxVEFdbQMDqArmS.sh-box750.device-desktop .sh-row-product-title, #skxVEFdbQMDqArmS.sh-box800.device-desktop .sh-row-product-title, #skxVEFdbQMDqArmS.sh-box850.device-desktop .sh-row-product-title, #skxVEFdbQMDqArmS.sh-box900.device-desktop .sh-row-product-title, #skxVEFdbQMDqArmS.sh-box950.device-desktop .sh-row-product-title { max-width: 136px; } #skxVEFdbQMDqArmS.sh-box650.device-desktop .disclosure-content ul li, #skxVEFdbQMDqArmS.sh-box700.device-desktop .disclosure-content ul li, #skxVEFdbQMDqArmS.sh-box750.device-desktop .disclosure-content ul li, #skxVEFdbQMDqArmS.sh-box800.device-desktop .disclosure-content ul li, #skxVEFdbQMDqArmS.sh-box850.device-desktop .disclosure-content ul li, #skxVEFdbQMDqArmS.sh-box900.device-desktop .disclosure-content ul li, #skxVEFdbQMDqArmS.sh-box950.device-desktop .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } #skxVEFdbQMDqArmS.sh-box650.device-desktop .ad-copy-top-section, #skxVEFdbQMDqArmS.sh-box700.device-desktop .ad-copy-top-section, #skxVEFdbQMDqArmS.sh-box750.device-desktop .ad-copy-top-section, #skxVEFdbQMDqArmS.sh-box800.device-desktop .ad-copy-top-section, #skxVEFdbQMDqArmS.sh-box850.device-desktop .ad-copy-top-section, #skxVEFdbQMDqArmS.sh-box900.device-desktop .ad-copy-top-section, #skxVEFdbQMDqArmS.sh-box950.device-desktop .ad-copy-top-section { margin-bottom: 15px; } @media (max-width : 767.5px) { #skxVEFdbQMDqArmS.sh-box650.device-desktop .row-1, #skxVEFdbQMDqArmS.sh-box700.device-desktop .row-1 , #skxVEFdbQMDqArmS.sh-box650.device-desktop .row-2, #skxVEFdbQMDqArmS.sh-box700.device-desktop .row-2 , #skxVEFdbQMDqArmS.sh-box500.device-desktop .row-1, #skxVEFdbQMDqArmS.sh-box550.device-desktop .row-1 , #skxVEFdbQMDqArmS.sh-box500.device-desktop .row-2, #skxVEFdbQMDqArmS.sh-box550.device-desktop .row-2{ display: unset; } #skxVEFdbQMDqArmS.sh-box650.device-desktop .ad-copy, #skxVEFdbQMDqArmS.sh-box700.device-desktop .ad-copy, #skxVEFdbQMDqArmS.sh-box550.device-desktop .ad-copy, #skxVEFdbQMDqArmS.sh-box500.device-desktop .ad-copy { margin-right: 15px; } #skxVEFdbQMDqArmS.sh-box650.device-desktop .apy-label, #skxVEFdbQMDqArmS.sh-box700.device-desktop .apy-label, #skxVEFdbQMDqArmS.sh-box550.device-desktop .apy-label, #skxVEFdbQMDqArmS.sh-box500.device-desktop .apy-label, #skxVEFdbQMDqArmS.sh-box650.device-desktop .prop-value, #skxVEFdbQMDqArmS.sh-box700.device-desktop .prop-value, #skxVEFdbQMDqArmS.sh-box550.device-desktop .prop-value, #skxVEFdbQMDqArmS.sh-box500.device-desktop .prop-value{ font: normal normal 900 18px/22px Roboto; } #skxVEFdbQMDqArmS.sh-box650.device-desktop .logo-image-wrapper, #skxVEFdbQMDqArmS.sh-box700.device-desktop .logo-image-wrapper, #skxVEFdbQMDqArmS.sh-box550.device-desktop .logo-image-wrapper, #skxVEFdbQMDqArmS.sh-box500.device-desktop .logo-image-wrapper { width: 125px;; margin-bottom: 10px; } #skxVEFdbQMDqArmS.sh-box650.device-desktop .disclosure-contnr .listing-content-wrapper,#skxVEFdbQMDqArmS.sh-box700.device-desktop .disclosure-contnr .listing-content-wrapper,#skxVEFdbQMDqArmS.sh-box550.device-desktop .disclosure-contnr .listing-content-wrapper,#skxVEFdbQMDqArmS.sh-box500.device-desktop .disclosure-contnr .listing-content-wrapper { left: -25px; } } #skxVEFdbQMDqArmS .shmktpl-title, #skxVEFdbQMDqArmS .sub-heading-container, #skxVEFdbQMDqArmS .filter-check-options-cntnr, #skxVEFdbQMDqArmS .listing-header-cntnr { display: none; } #skxVEFdbQMDqArmS.title .shmktpl-title, #skxVEFdbQMDqArmS.subHeading .sub-heading-container, #skxVEFdbQMDqArmS.multiSelectFilter .filter-check-options-cntnr, #skxVEFdbQMDqArmS.resultsText .listing-header-cntnr { display: flex; } #skxVEFdbQMDqArmS.sizeone .add-overlay-content { width: 62%; height: auto; } #skxVEFdbQMDqArmS.sizeone .disclosure-title { padding: 6px 0px; } #skxVEFdbQMDqArmS.sizeone .header-section { padding: 6px 24px; background: #FFFFFF; color: grey; align-items: center; } #skxVEFdbQMDqArmS .sponsored { font: normal normal normal 12px/16px Roboto; letter-spacing: 0.48px; color: #344856; opacity: 1; } #skxVEFdbQMDqArmS.sizeone .title-container { margin-top: 0; } #skxVEFdbQMDqArmS.sizeone .non_featured_list { margin-top: 0; } #skxVEFdbQMDqArmS.arrowchange span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwMDAiLz4NCjwvc3ZnPg0K"); } #skxVEFdbQMDqArmS.arrowchange .shmktpl-button span.btn__text::after { background-image: url("data:image/svg+xml;base64,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"); } @media (min-width : 651px) and (max-width : 1024px) { #skxVEFdbQMDqArmS .item { flex: 1 1 calc(50% - 48px); } #skxVEFdbQMDqArmS .prod-desc-popup-content { height: auto; top: 10%; overflow-y: scroll; } #skxVEFdbQMDqArmS .item:nth-of-type(4n+3), #skxVEFdbQMDqArmS .item:nth-of-type(4n+3) + * { background-color: #E9F5FF; } #skxVEFdbQMDqArmS .item:nth-of-type(4n+1), #skxVEFdbQMDqArmS .item:nth-of-type(4n+1) + * { background-color: #fff; } #skxVEFdbQMDqArmS .shmktpl-button span.btn__text::after { top: 13px; right: -3px; background-size: 10px 10px; } #skxVEFdbQMDqArmS .ad-copy-column.flex-container { flex: 0 0 78%; } } @media (max-width : 650px) { #skxVEFdbQMDqArmS .desktop, #skxVEFdbQMDqArmS .desktop-inline { display: none; } #skxVEFdbQMDqArmS .mobile { display: block !important; } #skxVEFdbQMDqArmS { padding: 0 18px; } #skxVEFdbQMDqArmS .shmktpl-title { font-size: 24px; line-height: 29px; } #skxVEFdbQMDqArmS .shmktpl-subtitle { font-size: 16px; line-height: 19px; } #skxVEFdbQMDqArmS .add-overlay-content { width: 80%; height: auto; } #skxVEFdbQMDqArmS .logo-column.flex-container { flex: 0 0 100%; text-align: center; } #skxVEFdbQMDqArmS .row-1 { flex-flow: column; padding: 16px; } #skxVEFdbQMDqArmS .prop-conatiner { flex: 0 0 100%; flex-direction: row; flex-flow: row; display: flex; width: 100%; align-items: center; margin-top: 20px; } #skxVEFdbQMDqArmS .prop-conatiner .prop-name { flex: 0 0 49%; margin-bottom: 0px; } #skxVEFdbQMDqArmS .prop-conatiner .prop-value { flex: 0 0 49%; text-align: right; font: normal normal 900 22px / 26px Roboto; letter-spacing: 0.88px; } #skxVEFdbQMDqArmS .prop-conatiner.apy-container { display: flex; align-items: flex-start; } #skxVEFdbQMDqArmS .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; padding: 0; flex-flow: column; } #skxVEFdbQMDqArmS .prop-value { margin-top: 0; } #skxVEFdbQMDqArmS .listing-header-cntnr { display: flex; justify-content: space-between; margin-top: 24px; } #skxVEFdbQMDqArmS .non_featured_list { margin-top: 18px; } #skxVEFdbQMDqArmS .prod-desc-popup-content { top: 10%; position: absolute; min-width: 80%; width: 90%; overflow: scroll; height: 100%; } #skxVEFdbQMDqArmS .item { flex: 0 0 91%; padding-bottom: 0; padding: 16px; } #skxVEFdbQMDqArmS .item:nth-child(3n), #skxVEFdbQMDqArmS .desktop-bg { background: none; } #skxVEFdbQMDqArmS .prod-desc-popup-content { padding: 0; } #skxVEFdbQMDqArmS .prod-desc-content-cntnr .prod-desc-header { padding-bottom: 0; padding: 16px; } #skxVEFdbQMDqArmS .item:nth-child(even) { background: #E9F5FF 0% 0% no-repeat padding-box; } #skxVEFdbQMDqArmS .fdic-seemoreless-cntr { display: flex; justify-content: space-between; align-items: center; margin: 0; flex-flow: row wrap; } #skxVEFdbQMDqArmS .fdic-seemoreless-cntr .fdic-insured { color: #08283B; flex: 0 0 44%; text-align: left; } #skxVEFdbQMDqArmS .fdic-seemoreless-cntr .listing-description { display: flex; flex: 0 0 100%; flex-flow: column; background: #F2F9FF 0% 0% no-repeat padding-box; } #skxVEFdbQMDqArmS .listing-description .disclosure-content { margin-top: 0px; padding: 16px 14px; } #skxVEFdbQMDqArmS .disclosure-content ul { padding-left: 14px; line-height: 28px; } #skxVEFdbQMDqArmS .disclosure-content ul li { flex: 0 0 100%; padding: 0; margin: 0; font-size: 12px; } #skxVEFdbQMDqArmS .additional-features { flex: 0 0 100%; } #skxVEFdbQMDqArmS .disclosure-contnr .listing-content-wrapper { top: -85px; left: 0; width: 90%; } #skxVEFdbQMDqArmS.sizeone .listing-header-cntnr { display: none; } #skxVEFdbQMDqArmS.sizeone .add-overlay-content { width: 80%; } } @media (max-width: 340px) { #skxVEFdbQMDqArmS .fdic-seemoreless-cntr .fdic-insured { flex: 0 0 43%; } #skxVEFdbQMDqArmS .prod-desc-popup-content { position: fixed; } } #skxVEFdbQMDqArmS.listingAlignment .shmktpl-button span.btn__text { line-height: 40px; color: #fff; margin-right: 10px; } #skxVEFdbQMDqArmS.listingAlignment .shmktpl-button span.btn__text::after { width: 24px; } @media (max-width: 1024px) and (min-width:768px) { #skxVEFdbQMDqArmS.listingAlignment .logo-image-wrapper img { width: 100%; } #skxVEFdbQMDqArmS.listingAlignment { padding: 0px; } #skxVEFdbQMDqArmS.listingAlignment .listing-title { font-size: 14px; } #skxVEFdbQMDqArmS.listingAlignment .listing-title span { font-size: 14px; } #skxVEFdbQMDqArmS.listingAlignment .row-1 { padding: 26px 10px; } #skxVEFdbQMDqArmS.listingAlignment .prop-name { font-size: 10px; } #skxVEFdbQMDqArmS.listingAlignment .prop-value { font-size: 14px } #skxVEFdbQMDqArmS.listingAlignment .shmktpl-button span.btn__text { font-size: 10px; margin-right: 10px; } } @media all and (max-width: 600px) { #skxVEFdbQMDqArmS.listingAlignment .logo-column.flex-container { flex: unset; } #skxVEFdbQMDqArmS.listingAlignment .prop-conatiner { flex: unset; } #skxVEFdbQMDqArmS.listingAlignment .ad-copy-column.flex-container { flex: unset; } #skxVEFdbQMDqArmS.listingAlignment .cta-column.flex-container { flex: unset; } #skxVEFdbQMDqArmS.listingAlignment .disclosure-content ul li::before { content: unset; } #skxVEFdbQMDqArmS.listingAlignment .disclosure-content ul li { list-style: disc; } } #skxVEFdbQMDqArmS.ctaAlignment .shmktpl-button { width: 100%; font-size: 14px; } #skxVEFdbQMDqArmS.ctaAlignment .shmktpl-button .btn__text { margin-right: 10px; } #skxVEFdbQMDqArmS.ctaAlignment .shmktpl-button span.btn__text::after { right: -2px; background-size: 6px 13px; } @media (min-width: 651px) and (max-width: 1024px) { #skxVEFdbQMDqArmS.ctaAlignment .shmktpl-button span.btn__text::after { right: -7px; } #skxVEFdbQMDqArmS.ctaAlignment .shmktpl-button span.btn__text::after { background-size: 6px 10px; } #skxVEFdbQMDqArmS.ctaAlignment .shmktpl-button { font-size: 13px; } } @media (max-width: 650px) { #skxVEFdbQMDqArmS.ctaAlignment .logo-column.flex-container { flex: unset !important; justify-content: center; } #skxVEFdbQMDqArmS.ctaAlignment .cta-column.flex-container { display: block !important; } #skxVEFdbQMDqArmS.ctaAlignment .shmktpl-button { font-size: 16px; } #skxVEFdbQMDqArmS.ctaAlignment .shmktpl-button .btn__text { margin-right: unset; } #skxVEFdbQMDqArmS.ctaAlignment .shmktpl-button span.btn__text::after { right: unset; background-size: 12px 12px; } } #skxVEFdbQMDqArmS .sh-no-listing-msg { padding: 20px 0px; } #skxVEFdbQMDqArmS .sh-widget-footer-MBT { display: none; } #skxVEFdbQMDqArmS.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; } #skxVEFdbQMDqArmS.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #skxVEFdbQMDqArmS.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } #skxVEFdbQMDqArmS .sh-widget-footer-QS { display: none; } #skxVEFdbQMDqArmS.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #skxVEFdbQMDqArmS.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #skxVEFdbQMDqArmS.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } @-moz-document url-prefix() { #skxVEFdbQMDqArmS .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; min-width: 440px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #skxVEFdbQMDqArmS .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; min-width: 440px !important; } } } #skxVEFdbQMDqArmS .listing .listing-content-wrapper .sh-promo-ribbon { min-width: 440px; height: 24px; line-height: 24px; margin-top: -1px; margin-left: -9px; margin-right: -10px; background: #2c93e4; position: relative; border-radius: 0px 0px 0px 0px; display: inline-block; font-family: Roboto, sans-serif; color: #fff; padding: 0px 1px 0 15px; margin-bottom: -6px; } #skxVEFdbQMDqArmS .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { color: #fff; font-size: 12px; } #skxVEFdbQMDqArmS .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { height: 0; width: 0; border-top: 8px solid #1d70b1; border-left: 8px solid transparent; bottom: -8px; content: ""; position: absolute; left: 0px; } #skxVEFdbQMDqArmS .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { right: 1px; transform: translateX(100%); border-left-width: 100%; border-right-color: transparent; content: ""; position: absolute; display: block; border: 12px solid #2c93e4; border-right-color: transparent; top: 0px } @media (min-width : 768px) and (max-width : 1024px) { @-moz-document url-prefix() { #skxVEFdbQMDqArmS .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #skxVEFdbQMDqArmS .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } } @media (min-width : 768px) and (max-width : 900px) { #skxVEFdbQMDqArmS .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { font-size: 10px; } } @media (max-width : 767px) { #skxVEFdbQMDqArmS .listing .listing-content-wrapper .sh-promo-ribbon { border-radius: 0px; margin-top: -1px; height: auto !important; min-width: 100% !important; padding: 8px 9px; margin-bottom: 8px; box-sizing: content-box; } #skxVEFdbQMDqArmS .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { display: block; text-align: center; line-height: 16px; font-size: 12px; } #skxVEFdbQMDqArmS .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { height: 0; width: 0; border-top: 8px solid #546F8E; border-right: 8px solid transparent; right: 9px; top: unset; bottom: -8px; border-left: 0px; border-bottom: 0px; } @-moz-document url-prefix() { #skxVEFdbQMDqArmS .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; min-width: 100% !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #skxVEFdbQMDqArmS .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; min-width: 100% !important; } } } } #skxVEFdbQMDqArmS.customizeColorEffect .listing-title, #skxVEFdbQMDqArmS.customizeColorEffect .prop-name, #skxVEFdbQMDqArmS.customizeColorEffect .prop-value, #skxVEFdbQMDqArmS.customizeColorEffect .curDate, #skxVEFdbQMDqArmS.customizeColorEffect span.current-date, #skxVEFdbQMDqArmS.customizeColorEffect .disclosure-content ul li, #skxVEFdbQMDqArmS.customizeColorEffect .title { color: #1E2B22; font-family: Open Sans, sans-serif; } #skxVEFdbQMDqArmS.customizeColorEffect .add-text, #skxVEFdbQMDqArmS.customizeColorEffect .see-more-text, #skxVEFdbQMDqArmS.customizeColorEffect .disclosure-contnr .text { color: #5B7B66; } #skxVEFdbQMDqArmS.customizeColorEffect .shmktpl-button { background: #EB0017 0% 0% no-repeat padding-box; } #skxVEFdbQMDqArmS.customizeColorEffect .listing.flex-container { border-bottom: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; } #skxVEFdbQMDqArmS.sizeone.customizeColorEffect .header-section { border-bottom: 1px solid #D6D5D5; border-top: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; } #skxVEFdbQMDqArmS.customizeColorEffect .non_featured_list { border-top: 1px solid #D6D5D5; } #skxVEFdbQMDqArmS.sizeone.customizeColorEffect .header-section, #skxVEFdbQMDqArmS.customizeColorEffect .row-2 { background: #E9F0EC; } #skxVEFdbQMDqArmS.customizeColorEffect .listing-title { display: unset; } #skxVEFdbQMDqArmS.customizeColorEffect span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiM1QjdCNjYiLz4NCjwvc3ZnPg0K); } #skxVEFdbQMDqArmS.customizeColorEffect .listing-title .prod-name:hover, #skxVEFdbQMDqArmS.customizeColorEffect .listing-title:hover, #skxVEFdbQMDqArmS.customizeColorEffect .add-text:hover, #skxVEFdbQMDqArmS.customizeColorEffect .disclosure-contnr .text:hover, #skxVEFdbQMDqArmS.customizeColorEffect .see-more-text:hover { color: #EB0017; } #skxVEFdbQMDqArmS.customizeColorEffect .shmktpl-button:hover { background: #EB0017; } #skxVEFdbQMDqArmS.customizeColorEffect .see-more-text:hover span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiNFQjAwMTciLz4NCjwvc3ZnPg0K); } @media (max-width: 650px) { #skxVEFdbQMDqArmS.customizeColorEffect .fdic-seemoreless-cntr .listing-description { background: #E9F0EC 0% 0% no-repeat padding-box; } #skxVEFdbQMDqArmS.customizeColorEffect .listing-title { display: block; } #skxVEFdbQMDqArmS.customizeColorEffect .fdic-seemoreless-cntr .see-more-text { color: #5B7B66; } #skxVEFdbQMDqArmS.customizeColorEffect .fdic-seemoreless-cntr .see-more-text:hover { color: #EB0017; } } #skxVEFdbQMDqArmS .sh-right-arrow { display: none; } #skxVEFdbQMDqArmS.ctaWithArrow .sh-right-arrow { display: inline-block; background-image: url('data:image/svg+xml;base64,PHN2ZyB3aWR0aD0iOCIgaGVpZ2h0PSIxNCIgdmlld0JveD0iMCAwIDggMTQiIGZpbGw9Im5vbmUiIHhtbG5zPSJodHRwOi8vd3d3LnczLm9yZy8yMDAwL3N2ZyI+CjxnIGlkPSJhcnJvdy1wb2ludC10by1yaWdodCIgY2xpcC1wYXRoPSJ1cmwoI2NsaXAwXzIzXzYyNCkiPgo8cGF0aCBpZD0iUGF0aCAxMDYiIGQ9Ik03LjMyODEyIDcuNjU5NDZMMS41OTMxMiAxMy4zOTM1QzEuNDE3OTUgMTMuNTY4NiAxLjE4MDM2IDEzLjY2NyAwLjkzMjYyNSAxMy42NjdDMC42ODQ4ODkgMTMuNjY3IDAuNDQ3MzAxIDEzLjU2ODYgMC4yNzIxMjUgMTMuMzkzNUMwLjA5Njk0OTggMTMuMjE4MyAtMC4wMDE0NjQ4NCAxMi45ODA3IC0wLjAwMTQ2NDg0IDEyLjczM0MtMC4wMDE0NjQ4NSAxMi40ODUyIDAuMDk2OTQ5OCAxMi4yNDc2IDAuMjcyMTI1IDEyLjA3MjVMNS4zNDYxMiA2Ljk5ODQ2TDAuMjczMTI1IDEuOTI1NDZDMC4wOTc5NDkyIDEuNzUwMjggLTAuMDAwNDY1MzkzIDEuNTEyNyAtMC4wMDA0NjUzOTMgMS4yNjQ5NkMtMC4wMDA0NjUzOTMgMS4wMTcyMiAwLjA5Nzk0OTIgMC43Nzk2MzUgMC4yNzMxMjUgMC42MDQ0NkMwLjQ0ODMgMC40MjkyODQgMC42ODU4ODkgMC4zMzA4NzIgMC45MzM2MjQgMC4zMzA4NzJDMS4xODEzNiAwLjMzMDg3MiAxLjQxODk1IDAuNDI5Mjg0IDEuNTk0MTIgMC42MDQ0Nkw3LjMyOTEyIDYuMzM4NDZDNy40MTU4NyA2LjQyNTE5IDcuNDg0NjggNi41MjgxNiA3LjUzMTYzIDYuNjQxNDlDNy41Nzg1OCA2Ljc1NDgyIDcuNjAyNzUgNi44NzYyOSA3LjYwMjc1IDYuOTk4OTZDNy42MDI3NSA3LjEyMTYzIDcuNTc4NTggNy4yNDMxIDcuNTMxNjMgNy4zNTY0M0M3LjQ4NDY4IDcuNDY5NzYgNy40MTQ4NyA3LjU3MjczIDcuMzI4MTIgNy42NTk0NloiIGZpbGw9IndoaXRlIi8+CjwvZz4KPGRlZnM+CjxjbGlwUGF0aCBpZD0iY2xpcDBfMjNfNjI0Ij4KPHJlY3Qgd2lkdGg9IjcuNjAyIiBoZWlnaHQ9IjEzLjMzNyIgZmlsbD0id2hpdGUiIHRyYW5zZm9ybT0idHJhbnNsYXRlKDAgMC4zMzE0ODIpIi8+CjwvY2xpcFBhdGg+CjwvZGVmcz4KPC9zdmc+Cg=='); background-repeat: no-repeat; width: 16px; height: 16px; vertical-align: middle; margin-left: 7px; } #skxVEFdbQMDqArmS.hidePromoText .listing .listing-content-wrapper .sh-promo-ribbon{ display: none; } #skxVEFdbQMDqArmS .listing-content-wrapper .disclosure-content a { color: #1C96F0; text-decoration: underline; } #skxVEFdbQMDqArmS .add-overlay-content {right: 4%;top: 0%;}#skxVEFdbQMDqArmS .shmktpl-button span.btn__text::after{display:none;} @media (min-width:768px){ #skxVEFdbQMDqArmS .shmktpl-button:hover{background:#0E86DE;} #skxVEFdbQMDqArmS .add-text:hover {color:#0E86DE;} #skxVEFdbQMDqArmS .listing-title .prod-name:hover{color:#0E86DE;} #skxVEFdbQMDqArmS .disclosure-contnr .text:hover{color:#0E86DE;} #skxVEFdbQMDqArmS .see-more-text{width:68px} #skxVEFdbQMDqArmS .see-more-text:hover{color:#0E86DE;} #skxVEFdbQMDqArmS .see-more-text:hover span.down-arrow{background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwRTg2REUiLz4NCjwvc3ZnPg0K);}} #qsWidgetContainer174, #qsWidgetContainer174 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer174 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer174 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer174 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer174 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer174 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer174 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer174 .listing:first-child { margin-top: 0; } #qsWidgetContainer174 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer174 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer174 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer174 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer174 .logo-column.flex-container, #qsWidgetContainer174 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer174 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer174 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer174 .apy-label, #qsWidgetContainer174 .curDate, #qsWidgetContainer174 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer174 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer174 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer174 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer174 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer174 .prop-value-container { align-items: stretch; } #qsWidgetContainer174 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer174 .prop-conatiner:not(:first-child):before { background-color: #fff; 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} #qsWidgetContainer174 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer174 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer174 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer174 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer174 .listing-title { font-size: 20px; font-weight: 600; } }Savings accountsHOPE Credit Union offers two types of “share accounts” (the traditional credit union lingo for a savings account): A standard savings account and a “Holiday Club” account. HOPE share accounts offer an APY of 0.25% as long as you’ve got a balance of at least $100. But again, by opening both a HOPE Rewards Checking and a savings account, you can qualify for what’s called a HOPE Rewards Saving Plus account—which earns up to 1.51% APY. Still, no matter which savings account you open, it’s not competitive when pitted against many of the best high-yield savings accounts. If you want to maximize the interest you earn on your savings, you’ll want to keep those funds elsewhere. HOPE also offers a special nonprofit bonus rate savings account which is exclusively for nonprofit organizations.HOPE Credit Union savings account featuresMinimum opening deposit$10 –$15 Monthly fees$0APY0.25%–1.51%Transaction limitationsUp to 6 transactions per month Savings account featuresMinimum opening deposit:$15 Minimum balance:$15 Monthly fees:$0 Top APY:0.25% Minimum balance to earn interest:$100 Transaction limitations:3 teller and 3 ATM transactions per month Holiday Club account featuresMinimum opening deposit:$10 Minimum balance:$0Monthly fees:$0 Top APY:N/A Transaction limitations:Funds are dispersed on October 31 each year ($10 fee for early withdrawals) Money market accountsA money market account is essentially like a savings account with checking account features. It allows you to spend money directly from your account instead of first transferring it to a checking account. HOPE Credit Union’s MMA allows you to spend with both paper checks and electronic transactions. You won’t get an ATM card, however. Its MMA earns an unimpressive rate on balances under $100,000. And while it earns an exponentially higher rate for accounts with $100,000 or more, it’s still not as high as you can find with many of the best money market accounts.HOPE Credit Union MMA featuresMinimum opening deposit$1,000Minimum balance$1,000Monthly fees$9.95 (waived with $1,000 minimum balance)APY range – 0.25% on balances less than $100,000 – 2.08% on balances above $100,000Transaction limitations6 free withdrawals per monthPro tipLearn more about savings vs. money market accounts.Share certificatesLike most credit unions, HOPE Credit Union calls itsCDs “share certificates.” It offers standard, jumbo and IRA CDs. For the most part, its standard and IRA CDs don’t offer competitive rates. But if you can swing a jumbo CD (which requires a whopping $95,000 deposit), rates become very competitive. You can also select a “Transformational CD,” which comes with a meager 0.25%-0.35% APY. It’s meant to help struggling communities access the funds they need. In other words, you’re accepting a lower return for a good deed. As you’d expect, there are early withdrawal penalties if you access your funds before the end of your CD term. However, HOPE does not reveal the penalty you’ll pay until you cancel. This is an extremely customer-unfriendly policy that may make the financial institution a nonstarter despite a collection of competitive return rates.HOPE Credit Union share certificate featuresMinimum opening deposit– $1,000 for standard CDs – $95,000 for jumbo CDs – $500 for an IRA CDAvailable term lengths6, 12, 18, 24, 36, 60 monthsAPY range0.25%-3.74%Early withdrawal penaltyDisclosed upon cancellation Standard CDsTerm lengthAPY6 months0.75%12 months2.78%24 months2.11%36 months2.10%60 months2.22%6 monthsAPY0.75%12 monthsAPY2.78%24 monthsAPY2.11%36 monthsAPY2.10%60 monthsAPY2.22%Credit union details checked Nov. 20, 2025. Jumbo CDs Term lengthAPY6 months0.75%12 months3.64%24 months3.54%36 months3.53%60 months3.74%6 monthsAPY0.75%12 monthsAPY3.64%24 monthsAPY3.54%36 monthsAPY3.53%60 monthsAPY3.74%Credit union details checked Nov. 20, 2025. IRA CDs Term lengthAPY18 months2.11%60 months 2.22%18 monthsAPY2.11%60 months APY2.22%Credit union details checked Nov. 20, 2025. ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Other services HOPE Credit Union offersIndividual retirement accounts (IRAs):You can open either a traditional or Roth IRA with a $25 minimum deposit. Small business banking:If you have a small business, HOPE Credit Union offers business checking and lending accounts. Personal loans:HOPE Credit Union offers several personal loans, including short-term loans, credit builder loans, and loans secured by a share certificate. Auto loans:You can apply to finance your next car at HOPE Credit Union at a competitive rate. Mortgages:In addition to traditional mortgages, HOPE Credit Union also has loans specifically meant for low- or moderate-income families. Home equity loans:HOPE Credit Union offers the option to borrow against the equity of your home. Credit cards:Three credit cards are available, including a rewards card and a secured card. Insurance:HOPE Credit Union offers insurance for your life, vehicle, and home. Online banking HOPE Credit Union comes with most of the features you’d expect from an online banking platform. From remote deposit to transferring funds to paying your bills, the standard bases are covered. HOPE also offers a mobile app for both Apple and Android. The HOPE Credit Union platform and customer supportYou can reach HOPE Credit Union via phone at 866-321-4673 or by sending an email via the website’s Contact page. HOPE’s automated phone system is available 24/7 and you can reach live representatives Monday through Friday from 8 a.m. to 5 p.m. Central Time. HOPE has branches across Alabama, Arkansas, Louisiana, Mississippi, and Tennessee. Is HOPE Credit Union secure?HOPE Credit Union is as secure as you can expect from a financial institution. Your funds are protected by National Credit Union Administration (NCUA) insurance up to $250,000 per account type, per depositor. In other words, if the credit union fails, your funds will be returned to you up to the limit. HOPE offers fraud alerts and implements multi-factor authentication to keep your account safe, making it more difficult for hackers to access your information. HOPE Credit Union user reviewsThe customer most likely to write an online review is the one with a negative experience. For this reason, online reviews of financial institutions tend to be poor. With that in mind, HOPE Credit Union tends to get mixed reviews from the online community. For example, Reddit users comment positively on the high APYs available for certain deposit accounts, while others disparage the institution for what they think is overall incompetence and a poor response to fraudulent activity. It’s also worth mentioning that, while HOPE Credit Union isn’t accredited with the Better Business Bureau, it receives an F grade due to 11 complaints being filed—all of which the credit union failed to respond to. Compare HOPE Credit Union to alternativesThose seeking high-yield deposit accounts that are available with less geographic restriction may wish to consider Alliant Credit Union or Discover Bank.HOPE Credit UnionAlliant Credit UnionDiscover BankTop savings APYTop savings APYTop savings APY1.51%3.10%3.40%Top checking APYTop checking APYTop checking APY5.12%0.25%N/A (but up to 1% cash back when using your debit card)Top CD APYTop CD APYTop CD APY3.74%4.10%3.50%View offerat MoneyLionView offerat MoneyLionView offerat DiscoverBank/credit union details checked Nov. 20, 2025.Is HOPE Credit Union right for you?HOPE Credit Union may be right for you if you live in Alabama, Arkansas, Louisiana, Mississippi, or Tennessee. Its Reward Checking account APY is virtually unbeatable, giving you an excellent return for the account balance you use to do all of your spending. Just remember, if you don’t live in an eligible state, you’re relegated to the basic HOPE Savings Account—which has no real benefits to write your mother about. Frequently asked questionsCan anyone join HOPE Credit Union nationwide?Yes, anyone can join HOPE Credit Union nationwide with a membership fee consisting of a $10 donation. But remember, this only entitles you to open a basic savings account unless you live in a qualifying area, namely: Alabama, Arkansas, Louisiana, Mississippi, or Tennessee.Does HOPE Credit Union have a mobile app?Yes, HOPE Credit Union has an app in both the Google Play Store and the Apple App Store.Is HOPE Credit Union FDIC insured?No, credit unions are instead insured by the National Credit Union Administration (NCUA) up to $250,000 per account holder per ownership category. What is HOPE Credit Union’s Overdraft Guardian service?HOPE Credit Union’s Overdraft Guardian service will cover you up to $300 (depending on the type of deposit account you’ve got) when you try to spend more than you’ve got. As long as you bring your account current the same day, you can use this once per month to avoid fees. How do I contact HOPE Credit Union customer service?HOPE Credit Union customer service can be reached at 866-321-4673 from Monday to Friday between 8 a.m. and 5 p.m. Central Time. You can also send a message on the Contact page to request a follow-up email or call.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
A Devon-based digital firm has been acquired by a national software and payments company for an undisclosed sum. Kingsbridge-headquartered GOb2b, a business-to-business ecommerce specialist, has become part of London's ClearCourse following the deal. GOb2b provides its customers with software solutions to help manage high volumes of stock, pricing options and card payments. The firm works with businesses including tyre specialist Yokohama and consumer products group Viatek. GOb2b said the deal would allow it to access ClearCourse's networks and resources, while the London company will be able sell its payments solution to the Devon firm's customer base. Former chief executive Paul Dorey will remain involved with GOb2b on a consultancy basis, the company said. He said: “Both businesses have a strong, complementary product offering that offers exciting potential for integration. Our focus now is on making the most of these synergies to propel us on the next phase of our growth journey." FRP Corporate Finance advised GOb2b on the deal. The transaction was led by partner Simon Davies and director Richard Boyden, supported by senior manager Madhavi Morjaria. Mr Davies said: “GOb2b has built a robust customer base which has exciting growth potential, thanks to its ability to seamlessly onboard new customers while nurturing its existing relationships.
Virgin Media O2 has confirmed the divestment of a portion of its stake in Cornerstone, the mobile towers joint venture, to infrastructure investment firm Equitix for a sum of £186m. The transaction reduces the telecommunications company's holding to just above 25%, following the sale of an 8.33% share. This is part of a larger 16.66% interest in a parent entity that possesses half of Cornerstone, as reported by City AM. Equitix's Chief Investment Officer Achal Bhuwania described Cornerstone as "the UK's largest telecom tower portfolio" and a piece of "critical national infrastructure which is central to our mandate to invest in core infrastructure." This move is reflective of a broader pattern within the telecom sector where businesses are looking to reduce debt and generate capital for significant investment initiatives. Last year, Virgin Media O2 engaged in a comparable transaction, offloading a 16.67% stake in Cornerstone to GLIL Infrastructure, a firm supported by British pension funds, netting £360m. Lutz Schuler, CEO of Virgin Media O2, remarked that this additional divestiture "follows the same logic and strategic rationale as our previous deal, allowing us to successfully monetise our infrastructure while retaining a controlling share in an important asset". He further noted that the company's deployment of 5G and fibre networks is advancing rapidly, with investments totalling £1.5bn directed towards network enhancements this year alone. In the third quarter, the fibre network expansion extended to an extra 281,100 premises, marking a 44% increase from the previous year, while 5G now covers 68% of the UK population. However, the telecom company, jointly owned by Liberty Global and Spain's Telefonica, also disclosed today a 2.4 per cent decrease in third quarter revenue, now standing at £2.7bn, attributed to a drop in handset sales. Adjusted earnings before interest, tax, depreciation and amortisation (EBITDA) also suffered, falling 4.1 per cent year-on-year to £1bn, a decline the company ascribed to increasing investments in key growth sectors.
The best certificates of deposit (CDs) are usually offered by online-only banks. It’s not often that a full-service bank can tango with digital financial institutions that offer some of the best returns in the business. First National Bank of America is one of the rare exceptions. Still, there are some aspects to the bank that may make it less appealing for some situations. Let’s look at what you need to know about First National Bank of America CD rates. Rates are current as of Nov. 10, 2025 and are subject to change.SponsoredAdvertiser DisclosureAdvertiser DisclosureMany of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Compare Personal Finance Options for 2021 Select all products of interest and compare:Product DescriptionsProduct DescriptionsChecking A transactional account that allows for numerous withdrawals and unlimited deposits. Money can be accessed via checks, ATMs, or debit card among other methods. Savings A bank account that keeps your money safe and secure, while paying you interest. MMA A Money Market Account is an interest-bearing deposit account at a bank or credit union that pays interest based on current rates in the money markets. CD A Certificate of Deposit features historically higher APYs, guaranteed returns & FDIC insurance. CDs are offered in fixed terms w/penalties for early withdrawals. 401K A 401k is a retirement-savings account that allows an employee to divert a portion of their salary into long-term investments and provides special tax benefits. Brokerage An investment account used by investors to buy and sell stocks, bonds, and mutual funds. Income from investments are taxed as capital gains. REIT A Real Estate Investment Trust owns and operates income-generating real estate. REITs allow investment in real estate without the need to own, operate, or finance properties. Robo Advisor A robo-advisor is an automated investing service that uses algorithms to provide financial advice and/or investment management help you manage your investment portfolio. Relatively inexpensive compared to a human financial advisor. Roth IRA An individual retirement account allows after-tax contributions of earned income below a certain level. Investment growth and future withdrawals are tax free. Traditional IRA An individual retirement account where you contribute pre-or after-tax dollars. Investment growth is tax-deferred until withdrawal. Financial Advisor Financial advisors help people manage their money and reach their financial goals. Annuity A financial contract with an insurance company where you make the investor makes a lump-sum payment or series of payments in exchange for regular disbursements in the future. Cash Management A cash account typically offered by nonbank financial institutions. CMAs combine features from traditional checking and savings accounts. Business Checking A business checking account is similar to a personal checking account, but allows you to separate your business and personal expenses. This can help you keep records organized and simplify your taxes. Checking AccountsSavings AccountsCertificates of DepositRetirement AccountsReal Estate InvestmentInvestment AccountsAnnuityVIEW AllBusiness CheckingVIEW LESSPlease select one or more products to compare6 ResultsProduct DescriptionsPublic : BrokerageDisclosureDisclosure*Terms and Conditions apply.**This yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. Because the YTW of each bond is a function of that bond’s market price, which can fluctuate, your yield at time of purchase may be different from the yield shown here and your YTW is not “locked in” until the time of purchase. A bond’s YTW is not guaranteed; you can earn less than that YTW if you do not hold the bonds to maturity or the issuer defaults.***Rate as of 1/7/25. APY is variable and subject to changeAll investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 7% yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. A bond’s yield is a function of its market price, which can fluctuate; therefore a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more. VIEW DETAILS on Public's website BonusEarn up to $10,000*Account Minimum$0Commission$0 on US listed stocks & ETFsDisclosureDisclosure*Terms and Conditions apply.**This yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. Because the YTW of each bond is a function of that bond’s market price, which can fluctuate, your yield at time of purchase may be different from the yield shown here and your YTW is not “locked in” until the time of purchase. A bond’s YTW is not guaranteed; you can earn less than that YTW if you do not hold the bonds to maturity or the issuer defaults.***Rate as of 1/7/25. APY is variable and subject to changeAll investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 7% yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. A bond’s yield is a function of its market price, which can fluctuate; therefore a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more. VIEW DETAILS on Public's website Additional FeaturesInvest in stocks, bonds, options, ETFs, crypto and moreReceive rebates on stock & ETF options contractsLock in a 7% yield with a Bond Account**Member of FINRA, US-based companyEarn 4.1%*** APY on your cash with a high-yield cash accountEarn up to $10,000 when you transfer your portfolio to Public*Additional FeaturesInvest in stocks, bonds, options, ETFs, crypto and moreReceive rebates on stock & ETF options contractsLock in a 7% yield with a Bond Account**Member of FINRA, US-based companyEarn 4.1%*** APY on your cash with a high-yield cash accountEarn up to $10,000 when you transfer your portfolio to Public*Moomoo : Investment AccountDisclosureDisclosure 1. The deposit bonus is available only to clients who have never made a deposit or transfer before 5/29/2025. Offer is only valid for US residents with a valid SSN who are at least 18 years old. After receiving the free stocks, you will need to maintain your average assets based on the requirements for 60 days to unlock the stocks. Additional terms and conditions apply, learn more at https://www.moomoo.com/us/support/topic4_410. Get up to $1,000 in NVDA stocks with the qualifying deposit amount:Deposit $100, get $20 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $50,000, get $1,000 in NVDA stock + 8.1% APY on uninvested cash2. Level 2 data (NYSE ArcaBank) is free for Moomoo Financial Inc. accounts with a minimum 30-day average account value of $100+. Other conditions apply, to learn more, visit moomoo.com/us/support/topic3_435VIEW DETAILS on Moomoo's website Sign Up Bonus8.1% APY on uninvested cash and get up to $1,000 in NVDA stock1Account Minimum$100Best ForUser-Friendly Tools, Data, and InsightsDisclosureDisclosure 1. The deposit bonus is available only to clients who have never made a deposit or transfer before 5/29/2025. Offer is only valid for US residents with a valid SSN who are at least 18 years old. After receiving the free stocks, you will need to maintain your average assets based on the requirements for 60 days to unlock the stocks. Additional terms and conditions apply, learn more at https://www.moomoo.com/us/support/topic4_410. Get up to $1,000 in NVDA stocks with the qualifying deposit amount:Deposit $100, get $20 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $50,000, get $1,000 in NVDA stock + 8.1% APY on uninvested cash2. Level 2 data (NYSE ArcaBank) is free for Moomoo Financial Inc. accounts with a minimum 30-day average account value of $100+. Other conditions apply, to learn more, visit moomoo.com/us/support/topic3_435VIEW DETAILS on Moomoo's website Additional Features$0 commission options trading13 options strategiesTrade seamlessly on mobile and desktopSupports crypto tradingFree real time level 2 data for funded accounts2Additional Features$0 commission options trading13 options strategiesTrade seamlessly on mobile and desktopSupports crypto tradingFree real time level 2 data for funded accounts2YieldStreet : Alternative InvestmentVIEW DETAILS on YieldStreet's website Minimum Investment$2500Investment Term3 mons- 8 yrsBest ForAlternative InvestmentsVIEW DETAILS on YieldStreet's website Additional FeaturesInnovative income-generating products with typically low stock market correlationInvest in assets backed by collateralShort term investments - 3 months to 8 yearsStrict risk management for your capital is at the heart of what we doAccess diversification strategies used by many institutional investorsAdditional FeaturesInnovative income-generating products with typically low stock market correlationInvest in assets backed by collateralShort term investments - 3 months to 8 yearsStrict risk management for your capital is at the heart of what we doAccess diversification strategies used by many institutional investorsRobinhood : BrokerageDisclosureDisclosureThis advertisement contains information and materials provided by Robinhood Financial LLC, Robinhood Securities LLC and its affiliates ("Robinhood") and Publisher, a third party not affiliated with Robinhood. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. Securities offered through Robinhood Financial LLC, a member of FINRA and SIPC and a wholly-owned subsidiary of Robinhood Markets, Inc. Cryptocurrency trading offered through Robinhood Crypto LLC. Robinhood Crypto and Publisher are not a members of FINRA or SIPC and cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC insurance.VIEW DETAILS on Robinhood's website Sign Up Bonus1 Free StockAccount MinimumNoneCommission FeesNoneDisclosureDisclosureThis advertisement contains information and materials provided by Robinhood Financial LLC, Robinhood Securities LLC and its affiliates ("Robinhood") and Publisher, a third party not affiliated with Robinhood. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. Securities offered through Robinhood Financial LLC, a member of FINRA and SIPC and a wholly-owned subsidiary of Robinhood Markets, Inc. Cryptocurrency trading offered through Robinhood Crypto LLC. Robinhood Crypto and Publisher are not a members of FINRA or SIPC and cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC insurance.VIEW DETAILS on Robinhood's website Additional FeaturesTrade stocks and ETFs 24 hours a day, 5 days a week1 Free stock after linking your bank account ($5 - $200 value)Low brokerage margin rates starting at 5.50%$0 commission on stocks & ETFsBuy, sell and store popular cryptocurrenciesEasily transfer accounts, including deposits and brokerageAdditional FeaturesTrade stocks and ETFs 24 hours a day, 5 days a week1 Free stock after linking your bank account ($5 - $200 value)Low brokerage margin rates starting at 5.50%$0 commission on stocks & ETFsBuy, sell and store popular cryptocurrenciesEasily transfer accounts, including deposits and brokerageDatalign Advisory : Financial AdvisorVIEW DETAILS on Datalign Advisory's website FeesAdvisor fees may varyMinimum Investment$0Best ForFinding Vetted Financial AdvisorsVIEW DETAILS on Datalign Advisory's website Additional FeaturesConnect with an advisor based on your preferences and financial profileNationwide coverage, with in-person and remote advisory availableBoth asset-based and fee-based advisors availableAdditional FeaturesConnect with an advisor based on your preferences and financial profileNationwide coverage, with in-person and remote advisory availableBoth asset-based and fee-based advisors availableZoe Financial : Financial AdvisorVIEW DETAILS on Zoe Financial's website FeesAdvisor fees may varyMinimum Investment$0Best ForFinding Vetted Financial AdvisorsVIEW DETAILS on Zoe Financial's website Additional FeaturesMatch with fiduciary financial advisors tailored to your needs.Plan your financial future with a trusted financial advisor.Find a fiduciary advisor who puts your interests first.Compare advisors near you—it's fast, easy, and free!Find your personalized advisor matches in just a few clicks.Connect with advisors who specialize in retirement, investments, and more.Additional FeaturesMatch with fiduciary financial advisors tailored to your needs.Plan your financial future with a trusted financial advisor.Find a fiduciary advisor who puts your interests first.Compare advisors near you—it's fast, easy, and free!Find your personalized advisor matches in just a few clicks.Connect with advisors who specialize in retirement, investments, and more.VIEW LESS LISTINGSPowered By:Powered By:/* Loader */ #TSmaQsAcopmyNwSx .spinner { display: none; 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border-left: 1px solid #D0E0EE; border-right: 1px solid #D0E0EE; } #TSmaQsAcopmyNwSx .prop-name { text-align: left; font: normal normal bold 12px / 18px Roboto; letter-spacing: 0px; color: #0A3C5F; text-transform: uppercase; margin-bottom: 5px; } #TSmaQsAcopmyNwSx .apy-label { font: normal normal 900 24px / 28px Roboto; } #TSmaQsAcopmyNwSx .curDate { font: normal normal normal 12px / 18px Roboto; margin-top: 2px; display: block; } #TSmaQsAcopmyNwSx .prop-value { text-align: left; font: normal normal 900 24px / 28px Roboto; letter-spacing: 0.96px; color: #08283B; opacity: 1; } #TSmaQsAcopmyNwSx .fdic-insured .text { font-size: 12px; color: #08283B; font-weight: 600; letter-spacing: 0.48px; } #TSmaQsAcopmyNwSx .fdic-insured .icon { height: 20px; width: 16px; display: inline-block; background-repeat: no-repeat; background-size: 100%; vertical-align: middle; margin-right: 7px; } #TSmaQsAcopmyNwSx .disclosure-contnr .text { color: #1C96F0; font-size: 12px; text-decoration: underline; font-weight: 600; cursor: pointer; letter-spacing: 0.48px; } #TSmaQsAcopmyNwSx .additional-content { margin-top: 0px !important; } #TSmaQsAcopmyNwSx .additional-content ul li { margin-bottom: 0; } #TSmaQsAcopmyNwSx .disclosure-contnr .listing-content-wrapper { position: absolute; background: #fff; z-index: 1; padding: 20px; text-align: left; top: 0; left: 0; right: 123px; margin: auto; width: 440px; border: 1px solid #ececec; background: #eceef1; left: -133px; } #TSmaQsAcopmyNwSx .listing-content-wrapper .disclosure-content { max-height: 400px; overflow-y: auto; color: #08283B; margin-top: 15px; padding-right: 10px; } #TSmaQsAcopmyNwSx .see-more-text { width: unset !important; background: #E9F5FF 0% 0% no-repeat padding-box; margin-top: 0 !important; cursor: pointer; display: flex; justify-content: space-between; align-items: center; padding: 12px 24px; } #TSmaQsAcopmyNwSx .description-title { text-align: left; font: normal normal bold 12px / 16px Roboto; letter-spacing: 0.48px; color: #0A3C5F; text-transform: uppercase; } #TSmaQsAcopmyNwSx .shArrow { width: 12px; height: 7px; } #TSmaQsAcopmyNwSx span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMxYzk2ZjAiLz4NCjwvc3ZnPg0K"); background-repeat: no-repeat; height: 11px; width: 12px; display: inline-block; vertical-align: text-top; transform: rotate(180deg); } #TSmaQsAcopmyNwSx .disclosure-content ul li { flex: 0 0 47%; list-style: disc; font: normal normal normal 14px/22px Roboto; letter-spacing: 0px; color: #08283B; opacity: 1; } #TSmaQsAcopmyNwSx .disclosure-content ul { flex: 0 0 100%; display: flex; flex-flow: row wrap; margin: 0; padding: 0; padding-left: 14px; justify-content: space-between; list-style-type: disc; line-height: normal; } #TSmaQsAcopmyNwSx #see_more_carrier, #TSmaQsAcopmyNwSx .see_less_carrier { background: #E9F5FF; height: 40px; border-radius: 6px; line-height: 40px; text-align: center; font-size: 16px; color: #1C96F0; font-weight: 600; margin-top: 24px; cursor: pointer; } #TSmaQsAcopmyNwSx .footer-disclaimer-content { font-size: 11px; font-style: italic; margin-top: 16px; } #TSmaQsAcopmyNwSx .apy-label p { margin-top: 0px; margin-bottom: 0px; } #TSmaQsAcopmyNwSx .disclosure-content ul { padding-left: 18px; } @media (min-width : 651px) and (max-width : 1023px) { #TSmaQsAcopmyNwSx { padding: 0 26px; } #TSmaQsAcopmyNwSx .logo-image-wrapper { width: 136px; } #TSmaQsAcopmyNwSx .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #TSmaQsAcopmyNwSx .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #TSmaQsAcopmyNwSx .prop-value-container .apy-container { flex: 0 0 44%; } #TSmaQsAcopmyNwSx .prop-value-container .mfee-container, #TSmaQsAcopmyNwSx .prop-value-container .minvalue-container { flex: 0 0 28%; } #TSmaQsAcopmyNwSx .ad-copy-top-section { margin-bottom: 15px; } #TSmaQsAcopmyNwSx .sh-row-product-title { max-width: 136px; } #TSmaQsAcopmyNwSx .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } } @media (max-width : 650px) { #TSmaQsAcopmyNwSx .ad-copy-top-section { flex-direction: column; margin-bottom: 24px; } #TSmaQsAcopmyNwSx .logo-image-wrapper { width: 100%; max-width: 292px; } #TSmaQsAcopmyNwSx .listing-title { font: normal normal bold 18px/24px Roboto; padding: 0px !important; margin: 24px 0 0; text-align: left; } #TSmaQsAcopmyNwSx .ad-copy { margin-left: 0; } #TSmaQsAcopmyNwSx .ad-copy-disclosure-mobile { position: relative; display: flex; flex-direction: row; justify-content: space-between; align-items: center; margin: 16px; } #TSmaQsAcopmyNwSx .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 90%; margin: auto; } #TSmaQsAcopmyNwSx .sh-row-product-title { text-align: center; margin: 10px 16px 24px; max-width: none; } #TSmaQsAcopmyNwSx .see-more-text { padding: 16px 15px; } #TSmaQsAcopmyNwSx .disclosure-content ul li { font: normal normal normal 12px/18px Roboto; } #TSmaQsAcopmyNwSx .top-section-right { margin-left: 0px; } #TSmaQsAcopmyNwSx .disclosure-contnr { flex: 1; display: flex; justify-content: flex-end; } } @media (max-width: 340px) { #TSmaQsAcopmyNwSx.sizeone .header-section { padding: 6px 10px; } } #TSmaQsAcopmyNwSx.sh-box650.device-desktop .row-1 { padding-left: 14px; } #TSmaQsAcopmyNwSx.sh-box650.device-desktop .ad-copy, #TSmaQsAcopmyNwSx.sh-box700.device-desktop .ad-copy, #TSmaQsAcopmyNwSx.sh-box750.device-desktop .ad-copy, #TSmaQsAcopmyNwSx.sh-box800.device-desktop .ad-copy, #TSmaQsAcopmyNwSx.sh-box850.device-desktop .ad-copy, #TSmaQsAcopmyNwSx.sh-box900.device-desktop .ad-copy, #TSmaQsAcopmyNwSx.sh-box950.device-desktop .ad-copy { margin-left: 15px; } #TSmaQsAcopmyNwSx.sh-box650.device-desktop .logo-image-wrapper, #TSmaQsAcopmyNwSx.sh-box700.device-desktop .logo-image-wrapper, #TSmaQsAcopmyNwSx.sh-box750.device-desktop .logo-image-wrapper, #TSmaQsAcopmyNwSx.sh-box800.device-desktop .logo-image-wrapper, #TSmaQsAcopmyNwSx.sh-box850.device-desktop .logo-image-wrapper, #TSmaQsAcopmyNwSx.sh-box900.device-desktop .logo-image-wrapper, #TSmaQsAcopmyNwSx.sh-box950.device-desktop .logo-image-wrapper { width: 136px; } #TSmaQsAcopmyNwSx.sh-box650.device-desktop .listing-title, #TSmaQsAcopmyNwSx.sh-box700.device-desktop .listing-title, #TSmaQsAcopmyNwSx.sh-box750.device-desktop .listing-title, #TSmaQsAcopmyNwSx.sh-box800.device-desktop .listing-title, #TSmaQsAcopmyNwSx.sh-box850.device-desktop .listing-title, #TSmaQsAcopmyNwSx.sh-box900.device-desktop .listing-title, #TSmaQsAcopmyNwSx.sh-box950.device-desktop .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #TSmaQsAcopmyNwSx.sh-box650.device-desktop .shmktpl-button, #TSmaQsAcopmyNwSx.sh-box700.device-desktop .shmktpl-button, #TSmaQsAcopmyNwSx.sh-box750.device-desktop .shmktpl-button, #TSmaQsAcopmyNwSx.sh-box800.device-desktop .shmktpl-button, #TSmaQsAcopmyNwSx.sh-box850.device-desktop .shmktpl-button, #TSmaQsAcopmyNwSx.sh-box900.device-desktop .shmktpl-button, #TSmaQsAcopmyNwSx.sh-box950.device-desktop .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #TSmaQsAcopmyNwSx.sh-box650.device-desktop .prop-value-container .apy-container, #TSmaQsAcopmyNwSx.sh-box700.device-desktop .prop-value-container .apy-container, #TSmaQsAcopmyNwSx.sh-box750.device-desktop .prop-value-container .apy-container, #TSmaQsAcopmyNwSx.sh-box800.device-desktop .prop-value-container .apy-container, #TSmaQsAcopmyNwSx.sh-box850.device-desktop .prop-value-container .apy-container, #TSmaQsAcopmyNwSx.sh-box900.device-desktop .prop-value-container .apy-container, #TSmaQsAcopmyNwSx.sh-box950.device-desktop .prop-value-container .apy-container { flex: 0 0 44%; } #TSmaQsAcopmyNwSx.sh-box650.device-desktop .prop-value-container .mfee-container, #TSmaQsAcopmyNwSx.sh-box700.device-desktop .prop-value-container .mfee-container, #TSmaQsAcopmyNwSx.sh-box750.device-desktop .prop-value-container .mfee-container, #TSmaQsAcopmyNwSx.sh-box800.device-desktop .prop-value-container .mfee-container, #TSmaQsAcopmyNwSx.sh-box850.device-desktop .prop-value-container .mfee-container, #TSmaQsAcopmyNwSx.sh-box900.device-desktop .prop-value-container .mfee-container, #TSmaQsAcopmyNwSx.sh-box950.device-desktop .prop-value-container .mfee-container #TSmaQsAcopmyNwSx.sh-box650.device-desktop .prop-value-container .minvalue-container, #TSmaQsAcopmyNwSx.sh-box700.device-desktop .prop-value-container .minvalue-container, #TSmaQsAcopmyNwSx.sh-box750.device-desktop .prop-value-container .minvalue-container, #TSmaQsAcopmyNwSx.sh-box800.device-desktop .prop-value-container .minvalue-container, #TSmaQsAcopmyNwSx.sh-box850.device-desktop .prop-value-container .minvalue-container, #TSmaQsAcopmyNwSx.sh-box900.device-desktop .prop-value-container .minvalue-container, #TSmaQsAcopmyNwSx.sh-box950.device-desktop .prop-value-container .minvalue-container { flex: 0 0 28%; } #TSmaQsAcopmyNwSx.sh-box650.device-desktop .sh-row-product-title, #TSmaQsAcopmyNwSx.sh-box700.device-desktop .sh-row-product-title, #TSmaQsAcopmyNwSx.sh-box750.device-desktop .sh-row-product-title, #TSmaQsAcopmyNwSx.sh-box800.device-desktop .sh-row-product-title, #TSmaQsAcopmyNwSx.sh-box850.device-desktop .sh-row-product-title, #TSmaQsAcopmyNwSx.sh-box900.device-desktop .sh-row-product-title, #TSmaQsAcopmyNwSx.sh-box950.device-desktop .sh-row-product-title { max-width: 136px; } #TSmaQsAcopmyNwSx.sh-box650.device-desktop .disclosure-content ul li, #TSmaQsAcopmyNwSx.sh-box700.device-desktop .disclosure-content ul li, #TSmaQsAcopmyNwSx.sh-box750.device-desktop .disclosure-content ul li, #TSmaQsAcopmyNwSx.sh-box800.device-desktop .disclosure-content ul li, #TSmaQsAcopmyNwSx.sh-box850.device-desktop .disclosure-content ul li, #TSmaQsAcopmyNwSx.sh-box900.device-desktop .disclosure-content ul li, #TSmaQsAcopmyNwSx.sh-box950.device-desktop .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } #TSmaQsAcopmyNwSx.sh-box650.device-desktop .ad-copy-top-section, #TSmaQsAcopmyNwSx.sh-box700.device-desktop .ad-copy-top-section, #TSmaQsAcopmyNwSx.sh-box750.device-desktop .ad-copy-top-section, #TSmaQsAcopmyNwSx.sh-box800.device-desktop .ad-copy-top-section, #TSmaQsAcopmyNwSx.sh-box850.device-desktop .ad-copy-top-section, #TSmaQsAcopmyNwSx.sh-box900.device-desktop .ad-copy-top-section, #TSmaQsAcopmyNwSx.sh-box950.device-desktop .ad-copy-top-section { margin-bottom: 15px; } @media (max-width: 767.5px) { #TSmaQsAcopmyNwSx.sh-box650.device-desktop .row-1, #TSmaQsAcopmyNwSx.sh-box700.device-desktop .row-1 , #TSmaQsAcopmyNwSx.sh-box650.device-desktop .row-2, #TSmaQsAcopmyNwSx.sh-box700.device-desktop .row-2 , #TSmaQsAcopmyNwSx.sh-box500.device-desktop .row-1, #TSmaQsAcopmyNwSx.sh-box550.device-desktop .row-1 , #TSmaQsAcopmyNwSx.sh-box500.device-desktop .row-2, #TSmaQsAcopmyNwSx.sh-box550.device-desktop .row-2{ display: unset; } #TSmaQsAcopmyNwSx.sh-box650.device-desktop .ad-copy, #TSmaQsAcopmyNwSx.sh-box700.device-desktop .ad-copy, #TSmaQsAcopmyNwSx.sh-box550.device-desktop .ad-copy, #TSmaQsAcopmyNwSx.sh-box500.device-desktop .ad-copy { margin-right: 15px; } #TSmaQsAcopmyNwSx.sh-box650.device-desktop .apy-label, #TSmaQsAcopmyNwSx.sh-box700.device-desktop .apy-label, #TSmaQsAcopmyNwSx.sh-box550.device-desktop .apy-label, #TSmaQsAcopmyNwSx.sh-box500.device-desktop .apy-label, #TSmaQsAcopmyNwSx.sh-box650.device-desktop .prop-value, #TSmaQsAcopmyNwSx.sh-box700.device-desktop .prop-value, #TSmaQsAcopmyNwSx.sh-box550.device-desktop .prop-value, #TSmaQsAcopmyNwSx.sh-box500.device-desktop .prop-value{ font: normal normal 900 18px/22px Roboto; } #TSmaQsAcopmyNwSx.sh-box650.device-desktop .logo-image-wrapper, #TSmaQsAcopmyNwSx.sh-box700.device-desktop .logo-image-wrapper, #TSmaQsAcopmyNwSx.sh-box550.device-desktop .logo-image-wrapper, #TSmaQsAcopmyNwSx.sh-box500.device-desktop .logo-image-wrapper { width: 125px;; margin-bottom: 10px; } #TSmaQsAcopmyNwSx.sh-box650.device-desktop .disclosure-contnr .listing-content-wrapper,#TSmaQsAcopmyNwSx.sh-box700.device-desktop .disclosure-contnr .listing-content-wrapper,#TSmaQsAcopmyNwSx.sh-box550.device-desktop .disclosure-contnr .listing-content-wrapper,#TSmaQsAcopmyNwSx.sh-box500.device-desktop .disclosure-contnr .listing-content-wrapper { left: -25px; } } #TSmaQsAcopmyNwSx .shmktpl-title, #TSmaQsAcopmyNwSx .sub-heading-container, #TSmaQsAcopmyNwSx .filter-check-options-cntnr, #TSmaQsAcopmyNwSx .listing-header-cntnr { display: none; } #TSmaQsAcopmyNwSx.title .shmktpl-title, #TSmaQsAcopmyNwSx.subHeading .sub-heading-container, #TSmaQsAcopmyNwSx.multiSelectFilter .filter-check-options-cntnr, #TSmaQsAcopmyNwSx.resultsText .listing-header-cntnr { display: flex; } #TSmaQsAcopmyNwSx.sizeone .add-overlay-content { width: 62%; height: auto; } #TSmaQsAcopmyNwSx.sizeone .disclosure-title { padding: 6px 0px; } #TSmaQsAcopmyNwSx.sizeone .header-section { padding: 6px 26px; background: #FFFFFF; color: grey; align-items: center; } #TSmaQsAcopmyNwSx .sponsored { font: normal normal normal 12px/16px Roboto; letter-spacing: 0.48px; color: #344856; opacity: 1; } #TSmaQsAcopmyNwSx.sizeone .title-container { margin-top: 0; } #TSmaQsAcopmyNwSx.sizeone .non_featured_list { margin-top: 0; } #TSmaQsAcopmyNwSx.arrowchange span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwMDAiLz4NCjwvc3ZnPg0K"); } #TSmaQsAcopmyNwSx.arrowchange .shmktpl-button span.btn__text::after { background-image: url("data:image/svg+xml;base64,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"); } @media (min-width : 651px) and (max-width : 1024px) { #TSmaQsAcopmyNwSx .item { flex: 1 1 calc(50% - 48px); } #TSmaQsAcopmyNwSx .prod-desc-popup-content { height: auto; top: 10%; overflow-y: scroll; } #TSmaQsAcopmyNwSx .item:nth-of-type(4n+3), #TSmaQsAcopmyNwSx .item:nth-of-type(4n+3) + * { background-color: #E9F5FF; } #TSmaQsAcopmyNwSx .item:nth-of-type(4n+1), #TSmaQsAcopmyNwSx .item:nth-of-type(4n+1) + * { background-color: #fff; } #TSmaQsAcopmyNwSx .shmktpl-button span.btn__text::after { top: 13px; right: -3px; background-size: 10px 10px; } #TSmaQsAcopmyNwSx .ad-copy-column.flex-container { flex: 0 0 78%; } } @media (max-width : 650px) { #TSmaQsAcopmyNwSx .desktop, #TSmaQsAcopmyNwSx .desktop-inline { display: none; } #TSmaQsAcopmyNwSx .mobile { display: block !important; } #TSmaQsAcopmyNwSx { padding: 0 18px; } #TSmaQsAcopmyNwSx .shmktpl-title { font-size: 24px; line-height: 29px; } #TSmaQsAcopmyNwSx .shmktpl-subtitle { font-size: 16px; line-height: 19px; } #TSmaQsAcopmyNwSx .add-overlay-content { width: 80%; height: auto; } #TSmaQsAcopmyNwSx .logo-column.flex-container { flex: 0 0 100%; text-align: center; } #TSmaQsAcopmyNwSx .row-1 { flex-flow: column; padding: 16px; } #TSmaQsAcopmyNwSx .prop-conatiner { flex: 0 0 100%; flex-direction: row; flex-flow: row; display: flex; width: 100%; align-items: center; margin-top: 20px; } #TSmaQsAcopmyNwSx .prop-conatiner .prop-name { flex: 0 0 49%; margin-bottom: 0px; } #TSmaQsAcopmyNwSx .prop-conatiner .prop-value { flex: 0 0 49%; text-align: right; font: normal normal 900 22px / 26px Roboto; letter-spacing: 0.88px; } #TSmaQsAcopmyNwSx .apy-label { font: normal normal 900 22px/26px Roboto; letter-spacing: 0.88px; } #TSmaQsAcopmyNwSx .prop-conatiner.apy-container { display: flex; align-items: flex-start; } #TSmaQsAcopmyNwSx .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; padding: 0; flex-flow: column; } #TSmaQsAcopmyNwSx .prop-value { margin-top: 0; } #TSmaQsAcopmyNwSx .listing-header-cntnr { display: flex; justify-content: space-between; margin-top: 24px; } #TSmaQsAcopmyNwSx .non_featured_list { margin-top: 18px; } #TSmaQsAcopmyNwSx .prod-desc-popup-content { top: 10%; position: absolute; min-width: 80%; width: 90%; overflow: scroll; height: 100%; } #TSmaQsAcopmyNwSx .item { flex: 0 0 91%; padding-bottom: 0; padding: 16px; } #TSmaQsAcopmyNwSx .item:nth-child(3n), #TSmaQsAcopmyNwSx .desktop-bg { background: none; } #TSmaQsAcopmyNwSx .prod-desc-popup-content { padding: 0; } #TSmaQsAcopmyNwSx .prod-desc-content-cntnr .prod-desc-header { padding-bottom: 0; padding: 16px; } #TSmaQsAcopmyNwSx .item:nth-child(even) { background: #E9F5FF 0% 0% no-repeat padding-box; } #TSmaQsAcopmyNwSx .fdic-seemoreless-cntr { display: flex; justify-content: space-between; align-items: center; margin: 0; flex-flow: row wrap; } #TSmaQsAcopmyNwSx .fdic-seemoreless-cntr .fdic-insured { color: #08283B; flex: 0 0 44%; text-align: left; } #TSmaQsAcopmyNwSx .fdic-seemoreless-cntr .listing-description { display: flex; flex: 0 0 100%; flex-flow: column; background: #F2F9FF 0% 0% no-repeat padding-box; } #TSmaQsAcopmyNwSx .listing-description .disclosure-content { margin-top: 0px; padding: 16px 14px; } #TSmaQsAcopmyNwSx .disclosure-content ul { padding-left: 14px; line-height: 28px; } #TSmaQsAcopmyNwSx .disclosure-content ul li { flex: 0 0 100%; padding: 0; margin: 0; font-size: 12px; } #TSmaQsAcopmyNwSx .additional-features { flex: 0 0 100%; } #TSmaQsAcopmyNwSx .disclosure-contnr .listing-content-wrapper { top: -85px; left: 0; width: 90%; } #TSmaQsAcopmyNwSx.sizeone .listing-header-cntnr { display: none; } #TSmaQsAcopmyNwSx.sizeone .add-overlay-content { width: 80%; } } @media (max-width: 340px) { #TSmaQsAcopmyNwSx .fdic-seemoreless-cntr .fdic-insured { flex: 0 0 43%; } #TSmaQsAcopmyNwSx .prod-desc-popup-content { position: fixed; } } #TSmaQsAcopmyNwSx.listingAlignment .shmktpl-button span.btn__text { line-height: 40px; color: #fff; margin-right: 10px; } #TSmaQsAcopmyNwSx.listingAlignment .shmktpl-button span.btn__text::after { width: 24px; } @media (max-width: 1024px) and (min-width:768px) { #TSmaQsAcopmyNwSx.listingAlignment .logo-image-wrapper img { width: 100%; } #TSmaQsAcopmyNwSx.listingAlignment { padding: 0px; } #TSmaQsAcopmyNwSx.listingAlignment .listing-title { font-size: 14px; } #TSmaQsAcopmyNwSx.listingAlignment .listing-title span { font-size: 14px; } #TSmaQsAcopmyNwSx.listingAlignment .row-1 { padding: 26px 10px; } #TSmaQsAcopmyNwSx.listingAlignment .prop-name { font-size: 10px; } #TSmaQsAcopmyNwSx.listingAlignment .prop-value { font-size: 14px } #TSmaQsAcopmyNwSx.listingAlignment .shmktpl-button span.btn__text { font-size: 10px; margin-right: 10px; } } @media all and (max-width: 600px) { #TSmaQsAcopmyNwSx.listingAlignment .logo-column.flex-container { flex: unset; } #TSmaQsAcopmyNwSx.listingAlignment .prop-conatiner { flex: unset; } #TSmaQsAcopmyNwSx.listingAlignment .ad-copy-column.flex-container { flex: unset; } #TSmaQsAcopmyNwSx.listingAlignment .cta-column.flex-container { flex: unset; } #TSmaQsAcopmyNwSx.listingAlignment .disclosure-content ul li::before { content: unset; } #TSmaQsAcopmyNwSx.listingAlignment .disclosure-content ul li { list-style: disc; } } #TSmaQsAcopmyNwSx.ctaAlignment .shmktpl-button { width: 100%; font-size: 14px; } #TSmaQsAcopmyNwSx.ctaAlignment .shmktpl-button .btn__text { margin-right: 10px; } #TSmaQsAcopmyNwSx.ctaAlignment .shmktpl-button span.btn__text::after { right: -2px; background-size: 6px 13px; } @media (min-width: 651px) and (max-width: 1024px) { #TSmaQsAcopmyNwSx.ctaAlignment .shmktpl-button span.btn__text::after { right: -7px; } #TSmaQsAcopmyNwSx.ctaAlignment .shmktpl-button span.btn__text::after { background-size: 6px 10px; } #TSmaQsAcopmyNwSx.ctaAlignment .shmktpl-button { font-size: 13px; } } @media (max-width: 650px) { #TSmaQsAcopmyNwSx.ctaAlignment .logo-column.flex-container { flex: unset !important; justify-content: center; } #TSmaQsAcopmyNwSx.ctaAlignment .cta-column.flex-container { display: block !important; } #TSmaQsAcopmyNwSx.ctaAlignment .shmktpl-button { font-size: 16px; } #TSmaQsAcopmyNwSx.ctaAlignment .shmktpl-button .btn__text { margin-right: unset; } #TSmaQsAcopmyNwSx.ctaAlignment .shmktpl-button span.btn__text::after { right: unset; background-size: 12px 12px; } } #TSmaQsAcopmyNwSx .sh-no-listing-msg { padding: 20px 0px; } #TSmaQsAcopmyNwSx .sh-widget-footer-MBT { display: none; } #TSmaQsAcopmyNwSx.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; } #TSmaQsAcopmyNwSx.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #TSmaQsAcopmyNwSx.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } #TSmaQsAcopmyNwSx .sh-widget-footer-QS { display: none; } #TSmaQsAcopmyNwSx.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #TSmaQsAcopmyNwSx.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #TSmaQsAcopmyNwSx.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } @-moz-document url-prefix() { #TSmaQsAcopmyNwSx .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #TSmaQsAcopmyNwSx .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } #TSmaQsAcopmyNwSx .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px; line-height: 24px; margin-top: -1px; margin-left: -9px; margin-right: -10px; background: #FF4500; position: relative; border-radius: 0px 0px 0px 0px; display: inline-block; font-family: Roboto, sans-serif; color: #fff; padding: 0px 1px 0 15px; margin-bottom: -6px; } #TSmaQsAcopmyNwSx .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { color: #fff; font-size: 14px; } #TSmaQsAcopmyNwSx .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { height: 0; width: 0; border-top: 8px solid #FF4500; border-left: 8px solid transparent; bottom: -8px; content: ""; position: absolute; left: 0px; } #TSmaQsAcopmyNwSx .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { right: 1px; transform: translateX(100%); border-left-width: 100%; border-right-color: transparent; content: ""; position: absolute; display: block; border: 12px solid #FF4500; border-right-color: transparent; top: 0px } @media (min-width : 768px) and (max-width : 1024px) { @-moz-document url-prefix() { #TSmaQsAcopmyNwSx .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #TSmaQsAcopmyNwSx .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } } @media (min-width : 768px) and (max-width : 900px) { #TSmaQsAcopmyNwSx .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { font-size: 14px; } } @media (max-width : 767px) { #TSmaQsAcopmyNwSx .listing .listing-content-wrapper .sh-promo-ribbon { border-radius: 0px; margin-top: -1px; box-sizing: unset !important; height: 100% !important; width:100%; padding: 8px 9px; margin-bottom: 8px; } #TSmaQsAcopmyNwSx .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { display: block; text-align: center; line-height: 16px; font-size: 14px; } #TSmaQsAcopmyNwSx .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { height: 0; width: 0; border-top: 8px solid #FF4500; border-right: 8px solid transparent; right: 9px; top: unset; bottom: -8px; border-left: 0px; border-bottom: 0px; } @-moz-document url-prefix() { #TSmaQsAcopmyNwSx .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #TSmaQsAcopmyNwSx .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } } } #TSmaQsAcopmyNwSx.customizeColorEffect .listing-title, #TSmaQsAcopmyNwSx.customizeColorEffect .prop-name, #TSmaQsAcopmyNwSx.customizeColorEffect .prop-value, #TSmaQsAcopmyNwSx.customizeColorEffect .curDate, #TSmaQsAcopmyNwSx.customizeColorEffect span.current-date, #TSmaQsAcopmyNwSx.customizeColorEffect .disclosure-content ul li, #TSmaQsAcopmyNwSx.customizeColorEffect .title { color: #1E2B22; font-family: Open Sans, sans-serif; } #TSmaQsAcopmyNwSx.customizeColorEffect .add-text, #TSmaQsAcopmyNwSx.customizeColorEffect .see-more-text, #TSmaQsAcopmyNwSx.customizeColorEffect .disclosure-contnr .text { color: #5B7B66; } #TSmaQsAcopmyNwSx.customizeColorEffect .shmktpl-button { background: #EB0017 0% 0% no-repeat padding-box; } #TSmaQsAcopmyNwSx.customizeColorEffect .listing.flex-container { border-bottom: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; } #TSmaQsAcopmyNwSx.sizeone.customizeColorEffect .header-section { border-bottom: 1px solid #D6D5D5; border-top: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; } #TSmaQsAcopmyNwSx.customizeColorEffect .non_featured_list { border-top: 1px solid #D6D5D5; } #TSmaQsAcopmyNwSx.sizeone.customizeColorEffect .header-section, #TSmaQsAcopmyNwSx.customizeColorEffect .row-2 { background: #E9F0EC; } #TSmaQsAcopmyNwSx.customizeColorEffect .listing-title { display: unset; } #TSmaQsAcopmyNwSx.customizeColorEffect span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiM1QjdCNjYiLz4NCjwvc3ZnPg0K); } #TSmaQsAcopmyNwSx.customizeColorEffect .listing-title .prod-name:hover, #TSmaQsAcopmyNwSx.customizeColorEffect .listing-title:hover, #TSmaQsAcopmyNwSx.customizeColorEffect .add-text:hover, #TSmaQsAcopmyNwSx.customizeColorEffect .disclosure-contnr .text:hover, #TSmaQsAcopmyNwSx.customizeColorEffect .see-more-text:hover { color: #EB0017; } #TSmaQsAcopmyNwSx.customizeColorEffect .shmktpl-button:hover { background: #EB0017; } #TSmaQsAcopmyNwSx.customizeColorEffect .see-more-text:hover span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiNFQjAwMTciLz4NCjwvc3ZnPg0K); } @media (max-width: 650px) { #TSmaQsAcopmyNwSx.customizeColorEffect .fdic-seemoreless-cntr .listing-description { background: #E9F0EC 0% 0% no-repeat padding-box; } #TSmaQsAcopmyNwSx.customizeColorEffect .listing-title { display: block; } #TSmaQsAcopmyNwSx.customizeColorEffect .fdic-seemoreless-cntr .see-more-text { color: #5B7B66; } #TSmaQsAcopmyNwSx.customizeColorEffect .fdic-seemoreless-cntr .see-more-text:hover { color: #EB0017; } } #TSmaQsAcopmyNwSx .sh-right-arrow { display: none; } #TSmaQsAcopmyNwSx.ctaWithArrow .sh-right-arrow { display: inline-block; background-image: url('data:image/svg+xml;base64,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'); background-repeat: no-repeat; width: 16px; height: 16px; vertical-align: middle; margin-left: 7px; } #TSmaQsAcopmyNwSx .listing .listing-content-wrapper .sh-gb-banner.sh-promo-ribbon { display: none; } #TSmaQsAcopmyNwSx.gbBanner .listing .listing-content-wrapper .sh-gb-banner.sh-promo-ribbon { display: inline-block; } #TSmaQsAcopmyNwSx.hidePromoText .listing .listing-content-wrapper .sh-promo-ribbon{ display: none; } #TSmaQsAcopmyNwSx{position:relative;}.add-overlay-content{right: 4%;}#TSmaQsAcopmyNwSx .shmktpl-button span.btn__text::after{display:none;} #TSmaQsAcopmyNwSx .listing-content-wrapper .disclosure-content a {color: #1C96F0; text-decoration: underline;} @media (min-width:768px){ #TSmaQsAcopmyNwSx .shmktpl-button:hover{background:#0E86DE;} #TSmaQsAcopmyNwSx .add-text:hover {color:#0E86DE;} #TSmaQsAcopmyNwSx .listing-title .prod-name:hover{color:#0E86DE;} #TSmaQsAcopmyNwSx .disclosure-contnr .text:hover{color:#0E86DE;} #TSmaQsAcopmyNwSx .see-more-text{width:68px} #TSmaQsAcopmyNwSx .see-more-text:hover{color:#0E86DE;} #TSmaQsAcopmyNwSx .see-more-text:hover span.down-arrow{background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwRTg2REUiLz4NCjwvc3ZnPg0K);}} #qsWidgetContainer179, #qsWidgetContainer179 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer179 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer179 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer179 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer179 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer179 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer179 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer179 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer179 .listing:first-child { margin-top: 0; } #qsWidgetContainer179 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer179 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer179 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer179 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer179 .logo-column.flex-container, #qsWidgetContainer179 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer179 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer179 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer179 .apy-label, #qsWidgetContainer179 .curDate, #qsWidgetContainer179 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer179 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer179 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer179 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer179 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer179 .prop-value-container { align-items: stretch; } #qsWidgetContainer179 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer179 .prop-conatiner:not(:first-child):before { background-color: #fff; 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} #qsWidgetContainer179 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer179 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer179 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer179 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer179 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer179 .listing-title { font-size: 20px; font-weight: 600; } }First National Bank of America CD rates and productsFirst National Bank of America keeps its CDs vanilla, issuing basic (but extremely lucrative) standard CDs and IRA CDs. You won’t find more specialty options like no-penalty, bump-up, or business CDs. In total, First National Bank of America offers a total of 13 term lengths to choose from. You’ll be subject to a minimum deposit of $1,000, no matter which account type you open. Just note that rates may vary if you deposit more than $1 million. Standard CDsWith an abundance of term lengths from three months to 10 years, it’s possible to construct a lucrative CD ladder with First National Bank of America’s standard CDs. First National Bank of America standard CD featuresMinimum opening deposit$1,000Early withdrawal penalty– For terms of 1 to 11 months: 90 days of interest – For terms of 12 to 23 months: 180 days of interest – For terms of 24 to 47 months: 360 days of interest – For terms of 60 to 84 months: 540 days of interest – For terms of 96 to 120 months: 720 days of interestAdditional deposits allowedNoAutomatic renewalYes, to the same termGrace period10 daysFirst National Bank of America standard CD rates Term lengthAPY3 months4.00%6 months4.00%12 months3.95%18 months3.81%24 months3.70%36 months3.65%48 months3.65%60 months3.75%72 months3.90%84 months3.90%96 months3.90%108 months3.90%120 months3.90%3 monthsAPY4.00%6 monthsAPY4.00%12 monthsAPY3.95%18 monthsAPY3.81%24 monthsAPY3.70%36 monthsAPY3.65%48 monthsAPY3.65%60 monthsAPY3.75%72 monthsAPY3.90%84 monthsAPY3.90%96 monthsAPY3.90%108 monthsAPY3.90%120 monthsAPY3.90%Bank details checked Nov. 10, 2025IRA CDsFirst National Bank of America offers IRA CDs that offer identical return rates for identical term lengths, compared to many of the standard CDs. However, First National’s IRA CDs start at 12 months (three- and six-month terms are for standard rates only). Importantly, IRA CDs cannot be opened online. You must open your account in-person at a branch location, of which there are only three—all located in Michigan. First National Bank of America IRA CD featuresMinimum opening deposit$1,000Early withdrawal penalty– For terms of 1 to 11 months: 90 days of interest – For terms of 12 to 23 months: 180 days of interest – For terms of 24 to 47 months: 360 days of interest – For terms of 60 to 84 months: 540 days of interest – For terms of 96 to 120 months: 720 days of interestAdditional deposits allowedNoAutomatic renewalYes, to the same termGrace period10 daysFirst National Bank of America IRA CD rates Term lengthAPY12 months3.95%18 months3.81%24 months3.70%36 months3.65%48 months3.65%60 months3.75%72 months3.90%84 months3.90%96 months3.90%108 months3.90%120 months3.90%12 monthsAPY3.95%18 monthsAPY3.81%24 monthsAPY3.70%36 monthsAPY3.65%48 monthsAPY3.65%60 monthsAPY3.75%72 monthsAPY3.90%84 monthsAPY3.90%96 monthsAPY3.90%108 monthsAPY3.90%120 monthsAPY3.90%Bank details checked Nov. 10, 2025ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Compare First National Bank of America to competitors First National Bank of America CDs are excellent—but it’s possible to find higher APYs for specific terms. Here’s a look at CD rates offered by competitors. First National Bank of AmericaCapital OneIvy Bank3 months3 months3 months4.00%N/A4.00%6 months6 months6 months4.00%3.50%3.75%9 months9 months9 monthsN/A3.50%N/A12 months 12 months 12 months 3.95%4.05%3.75%18 months 18 months 18 months 3.81%3.70%N/ALearn moreLearn moreLearn moreView offerat MoneyLionView offerat BankrateView offerat MoneyLionBank details checked Nov. 10, 2025Learn more about First National Bank of AmericaEstablished as the First National Bank of Lansing in 1955, First National Bank of America is a full-service bank that offers everything from checking and high-yield savings accounts to money market accounts and home loans. It also offers many of the same accounts dedicated to business owners. However, not all accounts can be opened online—and First National Bank of America only has three branches, all located in Michigan. If you don’t live near a physical location, before you decide to migrate your banking over to First National Bank of America, make sure it can offer you everything you need from wherever you live. Frequently asked questionsWhat CD terms does First National Bank of America offer?First National Bank of America offers 13 term lengths: 3, 6, 12, 18, 24, 36, 48, 60, 72, 84, 96, 108, and 120 months.What are the early withdrawal penalties for First National Bank of America CDs?The early withdrawal penalty you’ll pay for withdrawing a First National Bank of America CDs before maturity depends on the term length. You’ll pay between 90 and 720 days of interest.What happens when my First National Bank of America CD matures?When your First National Bank of America CD matures, you have a 10-day grace period to withdraw your money or put your money into a different CD. Otherwise, your account will renew automatically. Are First National Bank of America CDs FDIC insured?Yes, First National Bank of America CDs are FDIC insured up to $250,000 per account holder per account ownership category.What is the minimum deposit required for a CD at First National Bank of America?The minimum deposit required for a CD at First National Bank of America is $1,000. Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
1.OobatzParisDan Pearson moved to Paris to study international relations but found that there were other ways to win hearts and minds. The chef first made mouths water with a pizza pop-up at the Michelin-starred La Rigmarole. Now he’s back with Oobatz in the 11th arrondissement. The line-up features six pizzas, each made with market-fresh ingredients before its 90 seconds in the Swedish pizza oven at 480C. Monocle’s favourite has a marinara base, with pork and veal polpette and creamy caciocavallo. Call ahead as tables are tough to snag.2.Dodeka PiataAthensTrue to its name, Dodeka Piata (“12 plates”) offers a dozen dishes in celebration of the Greek concept of mezedes (sharing plates). The new restaurant in Koukaki is overseen by chef Pavlos Kyriakis and features mosaic-tiled floors and white linen tablecloths, with wooden chairs replacing the straw seats of a taverna. The menu is modest in volume but the smoked tzatziki and tyrokafteri, a spicy whipped cheese dip, will leave you satisfied. The pork gyros with paprika and onion are exceptional.36 Odissea Androutsou, Athens 117 413.Uno di Questi GiorniBolognaThis restaurant from the duo behind Bologna’s much-loved Ahimè has been four years in the making. Whenever co-founders Lorenzo Vecchia and Gian Bucci were asked about the opening date, they’d reply “Uno di questi giorni” (“One of these days”); the name stuck. Designed by Trieste-based studio Metroarea, the interiors feature exposed wooden beams, contemporary lighting and cream-coloured sofas. But the real showpiece is the large open grill, where everything from Jerusalem artichokes to Po Delta oysters are cooked as part of the grill-only menu.unodiquestigiorni.it4.EsraAmsterdamYou’ll find this 26-cover Turkish offering in Amsterdam’s formerly industrial eastern docklands. Its appeal lies in the ever-changing menu of its London-born Turkish Cypriot owner, Selin Kiazim (pictured, on right, with co-owner Steph De Goeijen). “The food scene in Amsterdam is always evolving,” she says. “Esra’s menu switches with the seasons, sometimes even after a day.” Past menus have featured pollock with pistachio cream, and herring roe and Turkish eriste egg noodles with pickled maitake mushrooms and sheep’s cheese sauce. The wine list features appellations from Georgia, Croatia and Greece.esra.amsterdam5.Bar SuperBarcelonaBar Brutal and its bottle shop Can Cisa brought Barcelona’s most enterprising drinkers round to biodynamic wine when it opened in 2013. Its new sibling, Bar Super, is located next to the Mercat de Santa Caterina in El Born. Given its prime location, twin restaurateurs Max and Stefano Colombo, as well as winemaker Joan Ramon Escoda rely on cuina de mercat (market produce), to which they add the Venetian sensibilities that they channelled into their debut opening, Xemei, an Italian osteria in Poble Sec. At Bar Super, expect fresh prawns, succulent tuna carpaccio and colourful varieties of beetroot. The wine list features Catalan appellations from winemaker friends, as well as an in-house bitter made in collaboration with Genoese bodega La Ricolla.barsuper.com6.GhostBaliGhost Kitchen and Record Bar mixes wood-fired cooking with a warm vinyl soundtrack. Executive chef Tim Stapleforth blends Balinese flavours and fresh produce with what he grew up eating in Queensland. Standouts include the babi guling crumpet, a play on the Balinese hog roast.No 99 Jalan Pantai Berawa
A North East cyber security business has become the first to secure investment from the Venture Sunderland Fund. FAT32 has secured a £625,000 finance deal, which includes £350,000 from the fund which was launched earlier this month by fund managers Northstar Ventures. The Sunderland business is making changes in the regulatory tech industry, helping to transform cyber-security compliance from a lengthy chore to an effortless process, with potential cost savings of up to 70%. The business says customers using its flagship OneClickComply tool can complete compliance tasks up to 20 times faster than traditional methods, putting it in a strong position to perform well in a cyber-security market estimated to be worth £11bn in 2023 – a figure set to almost double to £20bn by 2029. FAT32 was formed by Connor Greig, Conor Sizeland and David Warren, who share a passion for emerging technologies and have used their collective experience in software engineering and cyber security to create the solution. The founding team are supported by chairman Kelvin Harrison, former chair of Sunderland-based Clixifix and advisor, Jamie Whitcombe-Jones, ex CISO at Allianz. Northstar Ventures’ investment comprises £350,000 from the Venture Sunderland Fund and £200,000 from the North East Innovation Fund, supported by the European Regional Development Fund, with the rest coming from angel investors. The funds will aid development of the firm’s software while also support the expansion of the team. Co-founder Connor Greig said the company has ambitious aims to generate high-skilled jobs in Sunderland, adding to the growth of the of the cyber security cluster in the wider region. He said: “FAT32 is delighted to be the first investment from the Venture Sunderland Fund. We are truly passionate about levelling up the North East by creating skilled digital jobs in the region and are thrilled to be working with Northstar Ventures to do just that. “Cyber security is a pressing challenge that affects us all, and keeping on top of it is increasingly difficult due to the ever-evolving threat landscape. That’s why at FAT32, we have automated cyber security compliance to make it easy and affordable for all businesses. Our platform is the first to combine continuous monitoring with automated remediation. We highlight non-compliance issues and fix them automatically, helping companies navigate their compliance journey within a click, with no cyber experience required.”
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.215%, according to data available from mortgage data company Optimal Blue. That’s up roughly 4 basis points from the prior day’s report, and up almost 2 basis points from a week ago. Read on to compare average rates for a variety of conventional and government-backed mortgage types and see whether rates have increased or decreased.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Current mortgage rates data:30-year conventionalCurrent rate6.215%One week ago6.200%One month ago6.218%30-year jumboCurrent rate6.611%One week ago6.508%One month ago6.483%30-year FHACurrent rate6.061%One week ago6.068%One month ago6.124%30-year VACurrent rate5.851%One week ago5.747%One month ago5.876%30-year USDACurrent rate6.048%One week ago6.106%One month ago6.021%15-year conventionalCurrent rate5.566%One week ago5.489%One month ago5.497%Note thatFortunereviewed Optimal Blue’s latest available data on Nov. 14, with the numbers reflecting home loans locked in as of Nov. 13. What’s happening with mortgage rates in the market?If it feels like 30-year mortgage rates have been stuck near 7% forever, that’s not far from the truth. Many observers were hoping that rates would soften when the Federal Reserve started cutting the federal funds rate in September 2024, but that didn’t happen. There was a brief dip preceding that meeting, but rates shot back up afterward.In fact, by January 2025 the average rate on a 30-year, fixed-rate mortgage topped 7% for the first time since last May, according to Freddie Mac data. That’s a far cry from the historic average low of 2.65% we saw in January 2021, when the government was still trying to stimulate the economy and stave off a pandemic-induced recession. Barring another massive catastrophe, experts agree we won’t see rates in the 2% to 3% range in our lifetimes. And right now, with President Donald Trump pursuing policies such as tariffs and deportations, some observers have feared the labor market could tighten and inflation could reignite. Against that backdrop, U.S. homebuyers have been stuck with high mortgage rates—though some found ways to make their purchase more affordable, such as negotiating rate buydowns with a builder when purchasing newly constructed housing.But, homebuyers (and homeowners considering refinancing) finally got some relief starting in late August and early September of 2025. Leading up to the Fed’s Sept. 16-17 meeting, mortgage rates started trending noticeably downward in anticipation that the central bank would reduce the federal funds rate.The Fed did indeed deliver the expected cut, reducing its benchmark rate by a quarter percentage point—the first cut of 2025. Then, it made a second cut of the same amount at the end of October.With another meeting set for December, the potential remains for at least one more reduction in the federal funds rate during 2025.How to get the best mortgage rate possibleWhile economic conditions are out of your control, your financial profile as an applicant has a major impact on the mortgage rate you get. With that in mind, strive to do the following:Ensure your credit is in excellent shape.The minimum credit score to get a conventional mortgage is generally 620 (for FHA loans, you may be able to qualify with a score of 580 or a score as low as 500 and a 10% down payment). But, if you’re hoping to get a low rate that could potentially save you five or even six figures in interest over the life of your loan, you’ll want a score quite a bit higher. For example, lender Blue Water Mortgage notes that a score of 740 or higher is considered top tier. Keep your debt-to-income (DTI) ratio low.You can calculate your DTI by dividing your monthly debt payments by your gross monthly income, then multiplying by 100. For example, someone with a $3,000 monthly income and $750 in monthly debt payments has a 25% DTI. It’s typically best when applying for a mortgage to have a DTI of 36% or below, though you may get approved with a DTI as high as 43%.Get prequalified with multiple lenders.You may wish to try a mix of large banks, local credit unions, and online lenders and compare offers. Plus, getting connected with loan officers at several different institutions can help you evaluate what you’re looking for in a lender and which one will be best able to meet your needs. Just make sure when you’re comparing rates that you’re doing it in a way that’s apples to apples—if one estimate relies on you purchasing mortgage discount points and another does not, it’s important to realize there’s an upfront cost for buying down your rate with points.Mortgage interest rates historical chartRates feel high because practically everyone recalls the ultra-low rates that prevailed over the last 15 years or so. A unique set of historical circumstances drove that market: The long period when the Fed held its key rate at zero to recover from the Great Recession, followed by the unprecedented policies put in place as the country battled the global Covid-19 pandemic.Now that more normal economic conditions prevail, experts agree we’re unlikely to see such dramatically low interest rates again. Taking the long view, rates around 7% are not abnormally high. Consider this St. Louis Fed chart tracking Freddie Mac data on the 30-year, fixed-rate mortgage average. In the 1990s, 7% rates were more or less the norm. Compared to rates in the 1970s and 80s, 7% rates look like a deal. In fact, September, October, and November of 1981 all saw mortgage interest rates above 18%.Historical context is scant comfort for homeowners who want to move but feel locked in with a once-in-a-lifetime low interest rate. Such situations are common enough in the current market that low pandemic-era rates keeping homeowners put when they’d otherwise move have become known as the “golden handcuffs.”Factors that impact mortgage interest ratesThe current state of the U.S. economy is the biggest factor impacting mortgage interest rates. If lenders fear inflation, they raise mortgage rates to protect their long-term profits. Another big-picture factor is the national debt. When the federal government runs large deficits and has to borrow to make up the difference, that can put upward pressure on interest rates.Demand for home loans plays a key role. If demand for loans is low, lenders may lower rates to attract more borrowers. On the other hand, high demand means lenders might decide to raise rates as a way of covering costs for handling a higher volume of loans.And of course, we must consider the Federal Reserve’s actions. The Fed can influence interest rates on financial products such as mortgages both through deciding to hike or cut the federal funds rate and through what actions it decides to take regarding its balance sheet.The federal funds rate gets significant media attention, as increases or decreases to this benchmark rate (which is the rate banks charge each other for borrowing money overnight) often coincide with increases or decreases to the interest rates for home loans and other forms of credit. That said, the Fed does not set rates for mortgages or other credit products directly, and such interest rates do not always track perfectly with the fed funds rate.Another way the Fed influences mortgage rates is via its balance sheet. In times of economic distress, the central bank buys financial assets and holds them on their balance sheet, injecting liquidity into the economy. Mortgage-backed securities (MBS) are a key type of asset for the Fed in such situations. However, the Fed has been slimming down its balance sheet, allowing assets to mature without buying new ones to replace those that have aged off it. That puts an upward pressure on mortgage interest rates. In other words, even though a lot of attention is focused on when the central bank decides to cut or hike the federal funds rate, what the Fed does with its balance sheet may be even more important for those hoping to snag a lower mortgage rate. Why it’s important to compare mortgage ratesComparing rates on different types of loans and shopping around with different lenders are both important steps in getting the best mortgage for your situation.If your credit is in stellar shape, opting for a conventional mortgage might be the best choice for you. But, if your score is sub-600, an FHA loan may give you a chance a conventional loan would not.When it comes to shopping around with different banks, credit unions, and online lenders, it can make a tangible difference in how much you pay. Freddie Mac research shows that in a market with high interest rates, homebuyers may be able to save $600 to $1,200 annually if they apply with multiple mortgage lenders.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
Ride-hailing app Bolt has been defeated in a legal battle over the classification of its drivers as 'workers', a decision that could potentially cost the company £200m and pave the way for thousands to receive employment benefits. Around 10,000 current and former private hire drivers brought the Estonian firm before the Employment Tribunal, demanding minimum wage and employment benefits, as reported by City AM. Bolt, however, contested these claims, insisting that the drivers do not meet the criteria for 'workers' and their contract with them is for self-employed independent contractors. This marks the latest case concerning the status of gig-economy workers for Bolt following a Tribunal hearing in September. In today's hearing, the judge had to determine whether the drivers were 'workers' under the National Minimum Wage Act, and if so, during what periods under this Act. A judgement was delivered this morning, with the Tribunal ruling against Bolt's assertion that the represented drivers are self-employed contractors running their own businesses. The claimants' lawyers estimate that the compensation due to their clients could exceed £200m. The court ruled that the terms and conditions applied by Bolt to the drivers' relationship with the company, coupled with the control the firm exercises over the drivers' work, classify them as workers. As 'workers', the drivers will now be eligible for workers' rights and protection under employment law. A subsequent hearing is anticipated to occur as soon as next year, where the Employment Tribunal will determine the amount of compensation each driver should receive for unpaid holiday pay and lost income. While this ruling is in effect, Bolt may consider appealing the decision, a course of action yet to be determined. In a parallel case in 2021, the UK Supreme Court decreed that Uber drivers are workers, not self-employed contractors. A spokesperson for Bolt commented: "Drivers are at the heart of what we do, and we have always supported the overwhelming majority's choice to remain self-employed independent contractors, protecting their flexibility, personal control, and earning potential.."
Shares in Audioboom soared almost 19% Tuesday, with the podcast streaming company reporting a record-breaking revenue and profit - projecting to "significantly outperform" market projections, particularly given the boost from the US election fever. In its third-quarter report, the London-based firm recorded a remarkable revenue of $18.8m (£14.4m), a significant increase from the previous year's $14m (£10.7m), as reported by City AM. Audioboom also enjoyed a fruitful third quarter in terms of adjusted EBITDA (earnings before interest, tax, depreciation, and amortisation) turning a profit of $1m (£766,200), marking the fourth consecutive quarter of EBITDA profitability. A chief contributor to this financial surge has been Audioboom's advertising platform, Showcase, which brought in its highest quarterly revenue ever at $7m (£5.4m), representing an almost double increase from last year. Stuart Last, Audioboom's Chief Executive, commented: "I am delighted with Audioboom's performance in Q3 2024, headlined by strong revenue and adjusted EBITDA growth, and underpinned by a robust business model." He further remarked on the outlook for the company, saying, "With our seasonally strongest quarter ahead, we are set to significantly outperform market expectations for adjusted EBITDA." Last expressed enthusiasm for the final quarter, citing heightened ad demand linked to sporting events and holiday seasons, with the impending US election poised to amplify this scope: "The final quarter is always an exciting time for the business, buoyed by strong advertising demand around sports seasons and the holidays."
As well as a thriving capital, Nairobi is a layover city for those on the way to Lamu Island or the plains of Masai Mara. Travellers zipping in and out often find themselves with lengthy layovers: domestic and international flights aren’t always well timed and the two airports – Jomo Kenyatta and Wilson – are a 30-minute drive from each other, making for tense stopovers.To buy time, some travellers book into generic airport hotels. But those in the know opt for The Retreat, a collection of day rooms at Giraffe Manor. The hotel is located in the leafy suburb of Langata and known, as the name suggests, for its wildlife. Here, layovers can be maximised and enjoyed rather than endured.The Retreat was created specifically for those who have a couple of hours to kill between flights. Upstairs, a collection of suites overlooks the gardens. Travellers can take a nap or spend time in the communal areas; swimming in the pool, lounging around the fireplace or eating at the hotel restaurant, Daisy’s. The spa is probably the biggest pre- and post-flight draw, with a sauna, steam room and gym, as well as treatments for tight neck muscles and dry skin.After checking in and freshening up, there are ample ways to maximise a layover and whittle away the hours in Kenya’s capital, a buzzing metropolis worth exploring in its own right. The city’s art scene is booming thanks to the Nairobi Contemporary Art Institute highlighting the work of East African artists. Gallery hopping and long meals at restaurants such as the highly recommended Cultiva are best enjoyed once you’ve scrubbed up post long-haul flight.For those passing through Nairobi, finding the right base camp from which to recharge can set the tone of a trip. Perhaps in-between hotels would work elsewhere too.thesafaricollection.com
Subtitling and dubbing services firm Zoo Digital has hailed a rise in revenues and narrowed losses as it recovers from the impact of Hollywood strikes last year. The Sheffield-based firm says it cut operating losses from $10.9m (£8.5m) to $2.5m (£1.9m) in the six months to the end of September, as revenues in the same period increased 29% to $27.6m (£21.5m). Interim results published to the London Stock Exchange detail how Zoo has cut salary costs by $4.5m (£3.5m) and grown its freelancer network as part of a streamlining exercise in the face of the industry downturn. It said the measures put it on a strong footing to return to cashflow breakeven. Bosses said the entertainment industry recovery is expected to continue steadily, and throughout 2025 and that while the firm had traded in line with full year expectations throughout the first half of its 2025 year, the visibility of fourth quarter orders was "limited". During the period Zoo launched an Italian operation in Milan and said it now had Indian production centres up and running. Since the period end it has also secured additional debt finance, giving it $5.6m in total. Stuart Green, CEO of Zoo Digital, said: "These results demonstrate that Zoo is recovering well from the impact of the Hollywood strikes and aligning with our customers' evolving content strategies. Taking action to deliver efficiencies, including relocating some operations to India; embracing innovations such as artificial intelligence; and the pursuit of opportunities in new regions, have seen Zoo become a more agile and efficient business, ready for the next chapter of our growth story.
IT provider TSG has expanded its UK footprint with the acquisition of an accounting software firm in the South East. Gateshead-based TSG's purchase of Aylesbury-based Dayta is described as a multimillion-pound deal which will expand its reach into the education market. Dayta is a provider of accountancy software and financial management systems to schools and multi-academy trusts throughout the country. Its 17 staff will join TSG's workforce of more than 250, across offices on Tyneside, in Glasgow and London, with a number of new jobs said to be in the offing following the deal. The move follows a management buyout at TSG, announced earlier this year, in which CEO Rory McKeand and senior leaders at the firm partnered with investor Pictet Alternative Advisors which injected a significant amount into the business. That deal saw the exit of founders Sir Graham Wylie and executive chairman David Stonehouse, as well as other shareholders. In recent years the tech firm has seen the company record double-digit growth in both turnover and profits in recent years. TSG says it is in the market to make further strategic acquisitions that could help spur more growth. Mr McKeand said: "We’re delighted to have completed this key strategic acquisition in order to grow our existing footprint in the education sector. Dayta has a strong pedigree serving education customers, with a growing client portfolio of schools and multi-academy trusts that we will work with to strengthen our position in this key market. "Dayta is a high quality business that is well known for its technology expertise and high levels of customer service. Their business aligns neatly with the values of our company and its customers will be able to empower its educators and learners through our TSG Academy, which has worked with more than 500 organisations and delivered training to over 4,000 individuals. All Dayta customers will have access to our unique TSG Academy training to enable them to understand and get the best out of their technology. "Now that the acquisition is complete, there will be a seamless integration of Dayta’s clients into our business and no interruption in the high levels of service provided to them." Samantha Ayres, director at Dayta, said: "We are thrilled to get this deal over the line. We know TSG well and there’s a fantastic synergy between the two organisations. Our business was established with the aim of helping organisations streamline their operations through technology, a priority shared by TSG. They’re a Microsoft and cloud-focused national IT services provider of outstanding quality and we’re happy to be a part of their future growth trajectory."
It’s still possible to earn a decent return on a certificate of deposit, but you need to act soon. Average CD yields declined significantly in 2024 as the Federal Reserve reduced interest rates—and while they remained relatively stable in the first part of 2025 as the central bank held off on making more rate changes, the Fed made its first rate reduction of the year in September, and another in October.The highest CD rates on the market offer up to 4.20% annual percentage yield. By funding a certificate now, you could secure these high rates for years, depending on the choice of a CD term that best suits your goals. And, with the potential for one more Fed rate cut this year, there’s no time to lose.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164The best CD rates on November 20, 2025: Earn up to 4.20%The highest CD rate of 4.20% is offered by Bread Savings on its six-month CD. Newtek Bank also offers a six-month CD with a 4.20% APY, but requires a higher minimum deposit.Fortunemonitors the top rates offered by leading U.S. financial institutions to help our readers obtain the best possible return on their CD investments. Here are the best available rates:Pro tipLooking for the best CD to fit your investment needs? See rates from top institutions:–Wells Fargo–Capital One–Chase–Bank of America–Discover Bank–Northern Bank Direct–Ally Bank–Newtek Bank–Popular Direct–Citibank–Sallie Mae BankCompare CD rates at top national banksIf you’re unfamiliar with the banks listed in the table above, there’s a good reason. The big banks depend less on certificates of deposit to build their capital base than smaller financial institutions. That means they see less need to compete by offering the highest rates.Established banks like Chase, PNC, and U.S. Bank acquire customers via business lines like loans and credit cards. As a result, CD interest rates offered by these banks are often lower compared to those available at smaller regional banks or online institutions. Securing a competitive rate at big banks may require opening additional deposit accounts or meeting higher minimum deposit requirements.CD rates news 2025Seasoned investors know that CD market rates closely track the monetary policy decisions of the Federal Reserve, particularly changes in the fed funds rate. Anyone who wants to invest in CD should learn to keep an eye on central bank policy changes in order to understand shifts in CD yields.The Federal Open Market Committee (FOMC) left the federal funds rate unchanged from January through August of 2025. Then, at its Sept. 16-17 meeting, the FOMC announced a quarter percentage point reduction, bringing the federal funds rate to 4.00%-4.25%. The fed funds rate currently stands at 3.75%-4.00% after a cut at the central bank's October meeting.There's one more FOMC meeting scheduled for this year, on Dec. 9-10.In 2024, the Fed cut rates three times—the last rate cut was at the December FOMC meeting—leaving rates in a range of 4.25%-4.50%. These changes came in response to cooling U.S. inflation, and the Fed aimed to support the U.S. economy with cheaper lending. This is why CD rates came off their previous two-decade highs last year.Those historically high CD yields were driven by aggressive Fed interest rate hikes in 2022 and 2023. Between March 2022 and July 2023, the FOMC hiked rates 11 times, from zero up to a range of 5.25%-5.50%. The Fed’s higher rates were an attempt to cool off the hottest inflation readings since the 1980s, which were themselves the result of economic disruptions from the pandemic.It's worth noting that current CD rates aren’t far off their recent peaks. Investors still have the opportunity to secure competitive rates on both short-term and long-term CDs. By depositing a larger lump sum into your CD account, you can generate considerable interest earnings.Historical CD ratesIn the early 1980s, CD rates soared into the double digits, a sharp contrast to lower yields in 2025. By 2019, however, the APY for a five-year CD was only a hair above 3.00%.Throughout the early 2020s, rates soared over 5.00% as the economy worked its way through the Covid-19 pandemic. Five years later, we are seeing CD rates stabilize in the 3.00%-4.00% range.How to get a good CD rateDetermining what qualifies as a "good" CD rate involves striking the right balance between high rates and your appetite for locking up money for a long period of time. Say you’re looking at a 5-year certificate yielding 5.00% APY. You should only pull the trigger if you’re sure you won’t need the funds sooner and you don’t think interest will increase.Key factors to evaluate when comparing CDs include:Term length:Ensure it aligns with your savings objectives and time frame.APY:Typically, higher rates are offered for longer terms.Minimum deposit:Confirm that you can meet the required initial balance.Penalties:Understand the costs associated with early withdrawal before maturity.Deposit insurance:Verify that the bank is Federal Deposit Insurance Corp. (FDIC)- or National Credit Union Administration (NCUA)insured to keep your money secure.Online banks typically advertise the highest CD yields, just make sure you understand the minimum balance requirements and any associated fees. Opting for a bank rather than a broker can sometimes help avoid unnecessary charges.Look into offerings from online banksFintech firms and online banks generally offer more competitive rates than national banks. Large financial institutions generate revenue from interest on loans, fees, and investments in securities.In contrast, smaller banks and online fintech companies attract customers with competitive APYs on deposit accounts. Additionally, online banks have lower overhead costs, which lets them pay better rates on deposits.Set up a CD ladderCD ladders are ideal for savers who prefer not to tie up funds for long periods. By spreading savings across CDs with varying maturity dates, you can enjoy both short-term access and higher long-term interest rates.For example, start by investing $3,000 in three staggered CDs (1-year, 2-year, and 3-year). As each CD reaches maturity, reinvest the funds into a new 3-year CD. This strategy provides yearly access to your money along with the accumulated interest.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Understand the different kinds of CDsThere are several types of CDs available to cater to different financial needs:Brokered CDsare purchased and sold through brokerage accounts rather than directly from banks or credit unions. They often provide higher APYs since they are issued by banks and then sold to brokerages.Callable CDsinclude a feature that allows the issuing institution to terminate the CD before its maturity date. Investors receive their principal and any accrued interest up to the call date if this option is exercised.Bump-up CDsallow you to request a higher APY if interest rates increase after opening the account. Typically, you can adjust the rate once or twice during the CD's term.No-penalty CDsdo not charge penalties for early withdrawals before maturity. This type is less common and may offer lower APYs compared to traditional CDs.Jumbo CDsrequire a substantial minimum deposit, often starting at $100,000 or more. They generally offer higher APYs than standard CDs.Variable-rate CDshave an APY that changes in response to prevailing interest rates. These CDs carry more risk than traditional CDs because a decrease in interest rates before maturity can result in a lower yield.Series on daily CD rates created by former Fortune editor Cassie Bottorff. This edition has been updated by Editor, Evergreen Content Glen Luke Flanagan.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
Gold was trading at $4,108 per ounce at 10:25 a.m. Eastern Time on November 11, 2025. This is a $19 gain from yesterday at the same hour and over $1,510 higher than a year ago.Gold price per ounce% ChangePrice of gold yesterday$4,089-0.46%Price of gold 1 month ago$3,989-2.90%Price of gold 1 year ago$2,598-36.76%Price of gold yesterdayGold price per ounce$4,089% Change-0.46%Price of gold 1 month agoGold price per ounce$3,989% Change-2.90%Price of gold 1 year agoGold price per ounce$2,598% Change-36.76%For investors wanting an asset less affected by inflation, gold may be a wise choice. Historically, Gold is an asset that appreciates over time. Rather than collecting the actual physical gold manifestations, many people use a gold IRA, which also offers the convenience of not having to store physical gold, which can come with its own cost. Regardless of how you purchase gold, it can help serve as a steady part of a portfolio during market volatility.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Historical gold price chartGold isn’t a guaranteed answer in every financial environment. In a strong economy, stocks can deliver better returns both in the short and long term. From 1971 to 2024, traditional stocks averaged 10.7% annual returns, while gold averaged 7.9%.Still, gold is a reliable, risk-averse asset during economic uncertainty. That’s why some investors see it more as a store of value instead of a typical investment like stocks or bonds.What does “spot gold” mean?The spot price is the current rate for buying or selling gold immediately in over-the-counter trades. This helps investors track gold demand and market trends. A higher spot price means stronger demand. Unlike futures, the spot price is for immediate settlement.When the price for future delivery is above the spot price, it’s called contango, which is common for commodities with storage costs. If the futures price is lower, it’s called backwardation.Many factors can cause the spot price to fluctuate. Investors should be prepared for this volatility.What is price spread in gold trading?The price spread is the gap between the buying and selling price of an asset.In gold trading, the ask price is the cost to buy, and the bid price is what you’d get for selling. The bid is always less than the ask.A smaller spread means a more liquid market. Tight spreads typically indicate higher gold demand.How to invest in goldIf you picture gold investing as a suitcase filled with gold bars, that’s only part of the story. While buying physical bars, coins, or jewelry is an option, most gold trading happens via exchange-traded funds (ETFs).James Taska, a fee-based financial advisor, says, “There is a great debate as to whether paper gold is as useful as the physical. From a financial advisor’s viewpoint, it is much easier to rebalance a client’s allocation of gold if it is owned as an exchange-traded fund (ETF), and the spread when attempting to buy/sell gold can be quite variable and wide.”Popular ways to invest in gold include:Gold bars and rounds:Also known as bullion, sold by weight, with purity and manufacturer details marked.Gold coins:Collectible coins like the American Gold Eagle, often priced higher than bars due to rarity.Gold jewelry:Priced above gold content for design and craftsmanship.Gold futures contracts:Agreements to buy gold at a future date, allowing speculation without handling the metal.Gold funds:Mutual funds or ETFs invested in gold, with values tied to the underlying assets.Is it a good time to invest in gold?Deciding if now is the right time to invest in gold is subjective. However, gold can help diversify your portfolio and reduce market risk.Gold remains a stable asset amid market volatility. Prices have reached record highs, up more than 25% since early 2025, driven by inflation and uncertainty. Many experts recommend adding gold for diversification.Current precious metals pricesas of 10:25 a.m. ET on November 11, 2025Precious MetalPrice per ounceGold$4,108Silver$51Platinum$1,582Palladium$1,438GoldPrice per ounce$4,108SilverPrice per ounce$51PlatinumPrice per ounce$1,582PalladiumPrice per ounce$1,438Silver, platinum, and palladium are also common portfolio additions. Gold is typically less volatile than silver, which can see major price swings within a day. Silver’s use in industry makes it more responsive to economic trends.Platinum and palladium behave similarly to silver. These rare metals can diversify a portfolio but are usually more volatile than gold.SponsoredAdvertiser DisclosureAdvertiser DisclosureMany of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Compare Personal Finance Options for 2021 Select all products of interest and compare:Product DescriptionsProduct DescriptionsChecking A transactional account that allows for numerous withdrawals and unlimited deposits. Money can be accessed via checks, ATMs, or debit card among other methods. Savings A bank account that keeps your money safe and secure, while paying you interest. MMA A Money Market Account is an interest-bearing deposit account at a bank or credit union that pays interest based on current rates in the money markets. CD A Certificate of Deposit features historically higher APYs, guaranteed returns & FDIC insurance. CDs are offered in fixed terms w/penalties for early withdrawals. 401K A 401k is a retirement-savings account that allows an employee to divert a portion of their salary into long-term investments and provides special tax benefits. Brokerage An investment account used by investors to buy and sell stocks, bonds, and mutual funds. Income from investments are taxed as capital gains. REIT A Real Estate Investment Trust owns and operates income-generating real estate. REITs allow investment in real estate without the need to own, operate, or finance properties. Robo Advisor A robo-advisor is an automated investing service that uses algorithms to provide financial advice and/or investment management help you manage your investment portfolio. Relatively inexpensive compared to a human financial advisor. Roth IRA An individual retirement account allows after-tax contributions of earned income below a certain level. Investment growth and future withdrawals are tax free. Traditional IRA An individual retirement account where you contribute pre-or after-tax dollars. Investment growth is tax-deferred until withdrawal. Financial Advisor Financial advisors help people manage their money and reach their financial goals. Annuity A financial contract with an insurance company where you make the investor makes a lump-sum payment or series of payments in exchange for regular disbursements in the future. Cash Management A cash account typically offered by nonbank financial institutions. CMAs combine features from traditional checking and savings accounts. Business Checking A business checking account is similar to a personal checking account, but allows you to separate your business and personal expenses. This can help you keep records organized and simplify your taxes. Checking AccountsSavings AccountsCertificates of DepositRetirement AccountsReal Estate InvestmentInvestment AccountsAnnuityVIEW AllBusiness CheckingVIEW LESSPlease select one or more products to compare6 ResultsProduct DescriptionsDatalign Advisory : Financial AdvisorVIEW DETAILS on Datalign Advisory's website FeesAdvisor fees may varyMinimum Investment$0Best ForFinding Vetted Financial AdvisorsVIEW DETAILS on Datalign Advisory's website Additional FeaturesConnect with an advisor based on your preferences and financial profileNationwide coverage, with in-person and remote advisory availableBoth asset-based and fee-based advisors availableAdditional FeaturesConnect with an advisor based on your preferences and financial profileNationwide coverage, with in-person and remote advisory availableBoth asset-based and fee-based advisors availableRobinhood : BrokerageDisclosureDisclosureThis advertisement contains information and materials provided by Robinhood Financial LLC, Robinhood Securities LLC and its affiliates ("Robinhood") and Publisher, a third party not affiliated with Robinhood. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. Securities offered through Robinhood Financial LLC, a member of FINRA and SIPC and a wholly-owned subsidiary of Robinhood Markets, Inc. Cryptocurrency trading offered through Robinhood Crypto LLC. Robinhood Crypto and Publisher are not a members of FINRA or SIPC and cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC insurance.VIEW DETAILS on Robinhood's website Sign Up Bonus1 Free StockAccount MinimumNoneCommission FeesNoneDisclosureDisclosureThis advertisement contains information and materials provided by Robinhood Financial LLC, Robinhood Securities LLC and its affiliates ("Robinhood") and Publisher, a third party not affiliated with Robinhood. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. Securities offered through Robinhood Financial LLC, a member of FINRA and SIPC and a wholly-owned subsidiary of Robinhood Markets, Inc. Cryptocurrency trading offered through Robinhood Crypto LLC. Robinhood Crypto and Publisher are not a members of FINRA or SIPC and cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC insurance.VIEW DETAILS on Robinhood's website Additional FeaturesTrade stocks and ETFs 24 hours a day, 5 days a week1 Free stock after linking your bank account ($5 - $200 value)Low brokerage margin rates starting at 5.50%$0 commission on stocks & ETFsBuy, sell and store popular cryptocurrenciesEasily transfer accounts, including deposits and brokerageAdditional FeaturesTrade stocks and ETFs 24 hours a day, 5 days a week1 Free stock after linking your bank account ($5 - $200 value)Low brokerage margin rates starting at 5.50%$0 commission on stocks & ETFsBuy, sell and store popular cryptocurrenciesEasily transfer accounts, including deposits and brokerageMoomoo : Investment AccountDisclosureDisclosure 1. The deposit bonus is available only to clients who have never made a deposit or transfer before 5/29/2025. Offer is only valid for US residents with a valid SSN who are at least 18 years old. After receiving the free stocks, you will need to maintain your average assets based on the requirements for 60 days to unlock the stocks. Additional terms and conditions apply, learn more at https://www.moomoo.com/us/support/topic4_410. Get up to $1,000 in NVDA stocks with the qualifying deposit amount:Deposit $100, get $20 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $50,000, get $1,000 in NVDA stock + 8.1% APY on uninvested cash2. Level 2 data (NYSE ArcaBank) is free for Moomoo Financial Inc. accounts with a minimum 30-day average account value of $100+. Other conditions apply, to learn more, visit moomoo.com/us/support/topic3_435VIEW DETAILS on Moomoo's website Sign Up Bonus8.1% APY on uninvested cash and get up to $1,000 in NVDA stock1Account Minimum$100Best ForUser-Friendly Tools, Data, and InsightsDisclosureDisclosure 1. The deposit bonus is available only to clients who have never made a deposit or transfer before 5/29/2025. Offer is only valid for US residents with a valid SSN who are at least 18 years old. After receiving the free stocks, you will need to maintain your average assets based on the requirements for 60 days to unlock the stocks. Additional terms and conditions apply, learn more at https://www.moomoo.com/us/support/topic4_410. Get up to $1,000 in NVDA stocks with the qualifying deposit amount:Deposit $100, get $20 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $50,000, get $1,000 in NVDA stock + 8.1% APY on uninvested cash2. Level 2 data (NYSE ArcaBank) is free for Moomoo Financial Inc. accounts with a minimum 30-day average account value of $100+. Other conditions apply, to learn more, visit moomoo.com/us/support/topic3_435VIEW DETAILS on Moomoo's website Additional Features$0 commission options trading13 options strategiesTrade seamlessly on mobile and desktopSupports crypto tradingFree real time level 2 data for funded accounts2Additional Features$0 commission options trading13 options strategiesTrade seamlessly on mobile and desktopSupports crypto tradingFree real time level 2 data for funded accounts2Public : BrokerageDisclosureDisclosure*Terms and Conditions apply.**This yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. Because the YTW of each bond is a function of that bond’s market price, which can fluctuate, your yield at time of purchase may be different from the yield shown here and your YTW is not “locked in” until the time of purchase. A bond’s YTW is not guaranteed; you can earn less than that YTW if you do not hold the bonds to maturity or the issuer defaults.***Rate as of 1/7/25. APY is variable and subject to changeAll investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 7% yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. A bond’s yield is a function of its market price, which can fluctuate; therefore a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more. VIEW DETAILS on Public's website BonusEarn up to $10,000*Account Minimum$0Commission$0 on US listed stocks & ETFsDisclosureDisclosure*Terms and Conditions apply.**This yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. Because the YTW of each bond is a function of that bond’s market price, which can fluctuate, your yield at time of purchase may be different from the yield shown here and your YTW is not “locked in” until the time of purchase. A bond’s YTW is not guaranteed; you can earn less than that YTW if you do not hold the bonds to maturity or the issuer defaults.***Rate as of 1/7/25. APY is variable and subject to changeAll investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 7% yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. A bond’s yield is a function of its market price, which can fluctuate; therefore a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more. VIEW DETAILS on Public's website Additional FeaturesInvest in stocks, bonds, options, ETFs, crypto and moreReceive rebates on stock & ETF options contractsLock in a 7% yield with a Bond Account**Member of FINRA, US-based companyEarn 4.1%*** APY on your cash with a high-yield cash accountEarn up to $10,000 when you transfer your portfolio to Public*Additional FeaturesInvest in stocks, bonds, options, ETFs, crypto and moreReceive rebates on stock & ETF options contractsLock in a 7% yield with a Bond Account**Member of FINRA, US-based companyEarn 4.1%*** APY on your cash with a high-yield cash accountEarn up to $10,000 when you transfer your portfolio to Public*Zoe Financial : Financial AdvisorVIEW DETAILS on Zoe Financial's website FeesAdvisor fees may varyMinimum Investment$0Best ForFinding Vetted Financial AdvisorsVIEW DETAILS on Zoe Financial's website Additional FeaturesMatch with fiduciary financial advisors tailored to your needs.Plan your financial future with a trusted financial advisor.Find a fiduciary advisor who puts your interests first.Compare advisors near you—it's fast, easy, and free!Find your personalized advisor matches in just a few clicks.Connect with advisors who specialize in retirement, investments, and more.Additional FeaturesMatch with fiduciary financial advisors tailored to your needs.Plan your financial future with a trusted financial advisor.Find a fiduciary advisor who puts your interests first.Compare advisors near you—it's fast, easy, and free!Find your personalized advisor matches in just a few clicks.Connect with advisors who specialize in retirement, investments, and more.YieldStreet : Alternative InvestmentVIEW DETAILS on YieldStreet's website Minimum Investment$2500Investment Term3 mons- 8 yrsBest ForAlternative InvestmentsVIEW DETAILS on YieldStreet's website Additional FeaturesInnovative income-generating products with typically low stock market correlationInvest in assets backed by collateralShort term investments - 3 months to 8 yearsStrict risk management for your capital is at the heart of what we doAccess diversification strategies used by many institutional investorsAdditional FeaturesInnovative income-generating products with typically low stock market correlationInvest in assets backed by collateralShort term investments - 3 months to 8 yearsStrict risk management for your capital is at the heart of what we doAccess diversification strategies used by many institutional investorsVIEW LESS LISTINGSPowered By:Powered By:/* Loader */ #yYkWjKIpgwLjvPtS .spinner { display: none; 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} #yYkWjKIpgwLjvPtS .shArrow { width: 12px; height: 7px; } #yYkWjKIpgwLjvPtS span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMxYzk2ZjAiLz4NCjwvc3ZnPg0K"); background-repeat: no-repeat; height: 11px; width: 12px; display: inline-block; vertical-align: text-top; transform: rotate(180deg); } #yYkWjKIpgwLjvPtS .disclosure-content ul li { flex: 0 0 47%; list-style: disc; font: normal normal normal 14px/22px Roboto; letter-spacing: 0px; color: #08283B; opacity: 1; } #yYkWjKIpgwLjvPtS .disclosure-content ul { flex: 0 0 100%; display: flex; flex-flow: row wrap; margin: 0; padding: 0; padding-left: 14px; justify-content: space-between; list-style-type: disc; line-height: normal; } #yYkWjKIpgwLjvPtS #see_more_carrier, #yYkWjKIpgwLjvPtS .see_less_carrier { background: #E9F5FF; height: 40px; border-radius: 6px; line-height: 40px; text-align: center; font-size: 16px; color: #1C96F0; font-weight: 600; margin-top: 24px; cursor: pointer; } #yYkWjKIpgwLjvPtS .footer-disclaimer-content { font-size: 11px; font-style: italic; margin-top: 16px; } #yYkWjKIpgwLjvPtS .apy-label p { margin-top: 0px; margin-bottom: 0px; } #yYkWjKIpgwLjvPtS .disclosure-content ul { padding-left: 18px; } @media (min-width : 651px) and (max-width : 1023px) { #yYkWjKIpgwLjvPtS { padding: 0 26px; } #yYkWjKIpgwLjvPtS .logo-image-wrapper { width: 136px; } #yYkWjKIpgwLjvPtS .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #yYkWjKIpgwLjvPtS .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #yYkWjKIpgwLjvPtS .prop-value-container .apy-container { flex: 0 0 44%; } #yYkWjKIpgwLjvPtS .prop-value-container .mfee-container, #yYkWjKIpgwLjvPtS .prop-value-container .minvalue-container { flex: 0 0 28%; } #yYkWjKIpgwLjvPtS .ad-copy-top-section { margin-bottom: 15px; } #yYkWjKIpgwLjvPtS .sh-row-product-title { max-width: 136px; } #yYkWjKIpgwLjvPtS .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } } @media (max-width : 650px) { #yYkWjKIpgwLjvPtS .ad-copy-top-section { flex-direction: column; margin-bottom: 24px; } #yYkWjKIpgwLjvPtS .logo-image-wrapper { width: 100%; max-width: 292px; } #yYkWjKIpgwLjvPtS .listing-title { font: normal normal bold 18px/24px Roboto; padding: 0px !important; margin: 24px 0 0; text-align: left; } #yYkWjKIpgwLjvPtS .ad-copy { margin-left: 0; } #yYkWjKIpgwLjvPtS .ad-copy-disclosure-mobile { position: relative; display: flex; flex-direction: row; justify-content: space-between; align-items: center; margin: 16px; } #yYkWjKIpgwLjvPtS .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 90%; margin: auto; } #yYkWjKIpgwLjvPtS .sh-row-product-title { text-align: center; margin: 10px 16px 24px; max-width: none; } #yYkWjKIpgwLjvPtS .see-more-text { padding: 16px 15px; } #yYkWjKIpgwLjvPtS .disclosure-content ul li { font: normal normal normal 12px/18px Roboto; } #yYkWjKIpgwLjvPtS .top-section-right { margin-left: 0px; } #yYkWjKIpgwLjvPtS .disclosure-contnr { flex: 1; display: flex; justify-content: flex-end; } } @media (max-width: 340px) { #yYkWjKIpgwLjvPtS.sizeone .header-section { padding: 6px 10px; } } #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .row-1 { padding-left: 14px; } #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .ad-copy, #yYkWjKIpgwLjvPtS.sh-box700.device-desktop .ad-copy, #yYkWjKIpgwLjvPtS.sh-box750.device-desktop .ad-copy, #yYkWjKIpgwLjvPtS.sh-box800.device-desktop .ad-copy, #yYkWjKIpgwLjvPtS.sh-box850.device-desktop .ad-copy, #yYkWjKIpgwLjvPtS.sh-box900.device-desktop .ad-copy, #yYkWjKIpgwLjvPtS.sh-box950.device-desktop .ad-copy { margin-left: 15px; } #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .logo-image-wrapper, #yYkWjKIpgwLjvPtS.sh-box700.device-desktop .logo-image-wrapper, #yYkWjKIpgwLjvPtS.sh-box750.device-desktop .logo-image-wrapper, #yYkWjKIpgwLjvPtS.sh-box800.device-desktop .logo-image-wrapper, #yYkWjKIpgwLjvPtS.sh-box850.device-desktop .logo-image-wrapper, #yYkWjKIpgwLjvPtS.sh-box900.device-desktop .logo-image-wrapper, #yYkWjKIpgwLjvPtS.sh-box950.device-desktop .logo-image-wrapper { width: 136px; } #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .listing-title, #yYkWjKIpgwLjvPtS.sh-box700.device-desktop .listing-title, #yYkWjKIpgwLjvPtS.sh-box750.device-desktop .listing-title, #yYkWjKIpgwLjvPtS.sh-box800.device-desktop .listing-title, #yYkWjKIpgwLjvPtS.sh-box850.device-desktop .listing-title, #yYkWjKIpgwLjvPtS.sh-box900.device-desktop .listing-title, #yYkWjKIpgwLjvPtS.sh-box950.device-desktop .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .shmktpl-button, #yYkWjKIpgwLjvPtS.sh-box700.device-desktop .shmktpl-button, #yYkWjKIpgwLjvPtS.sh-box750.device-desktop .shmktpl-button, #yYkWjKIpgwLjvPtS.sh-box800.device-desktop .shmktpl-button, #yYkWjKIpgwLjvPtS.sh-box850.device-desktop .shmktpl-button, #yYkWjKIpgwLjvPtS.sh-box900.device-desktop .shmktpl-button, #yYkWjKIpgwLjvPtS.sh-box950.device-desktop .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .prop-value-container .apy-container, #yYkWjKIpgwLjvPtS.sh-box700.device-desktop .prop-value-container .apy-container, #yYkWjKIpgwLjvPtS.sh-box750.device-desktop .prop-value-container .apy-container, #yYkWjKIpgwLjvPtS.sh-box800.device-desktop .prop-value-container .apy-container, #yYkWjKIpgwLjvPtS.sh-box850.device-desktop .prop-value-container .apy-container, #yYkWjKIpgwLjvPtS.sh-box900.device-desktop .prop-value-container .apy-container, #yYkWjKIpgwLjvPtS.sh-box950.device-desktop .prop-value-container .apy-container { flex: 0 0 44%; } #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .prop-value-container .mfee-container, #yYkWjKIpgwLjvPtS.sh-box700.device-desktop .prop-value-container .mfee-container, #yYkWjKIpgwLjvPtS.sh-box750.device-desktop .prop-value-container .mfee-container, #yYkWjKIpgwLjvPtS.sh-box800.device-desktop .prop-value-container .mfee-container, #yYkWjKIpgwLjvPtS.sh-box850.device-desktop .prop-value-container .mfee-container, #yYkWjKIpgwLjvPtS.sh-box900.device-desktop .prop-value-container .mfee-container, #yYkWjKIpgwLjvPtS.sh-box950.device-desktop .prop-value-container .mfee-container #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .prop-value-container .minvalue-container, #yYkWjKIpgwLjvPtS.sh-box700.device-desktop .prop-value-container .minvalue-container, #yYkWjKIpgwLjvPtS.sh-box750.device-desktop .prop-value-container .minvalue-container, #yYkWjKIpgwLjvPtS.sh-box800.device-desktop .prop-value-container .minvalue-container, #yYkWjKIpgwLjvPtS.sh-box850.device-desktop .prop-value-container .minvalue-container, #yYkWjKIpgwLjvPtS.sh-box900.device-desktop .prop-value-container .minvalue-container, #yYkWjKIpgwLjvPtS.sh-box950.device-desktop .prop-value-container .minvalue-container { flex: 0 0 28%; } #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .sh-row-product-title, #yYkWjKIpgwLjvPtS.sh-box700.device-desktop .sh-row-product-title, #yYkWjKIpgwLjvPtS.sh-box750.device-desktop .sh-row-product-title, #yYkWjKIpgwLjvPtS.sh-box800.device-desktop .sh-row-product-title, #yYkWjKIpgwLjvPtS.sh-box850.device-desktop .sh-row-product-title, #yYkWjKIpgwLjvPtS.sh-box900.device-desktop .sh-row-product-title, #yYkWjKIpgwLjvPtS.sh-box950.device-desktop .sh-row-product-title { max-width: 136px; } #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .disclosure-content ul li, #yYkWjKIpgwLjvPtS.sh-box700.device-desktop .disclosure-content ul li, #yYkWjKIpgwLjvPtS.sh-box750.device-desktop .disclosure-content ul li, #yYkWjKIpgwLjvPtS.sh-box800.device-desktop .disclosure-content ul li, #yYkWjKIpgwLjvPtS.sh-box850.device-desktop .disclosure-content ul li, #yYkWjKIpgwLjvPtS.sh-box900.device-desktop .disclosure-content ul li, #yYkWjKIpgwLjvPtS.sh-box950.device-desktop .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .ad-copy-top-section, #yYkWjKIpgwLjvPtS.sh-box700.device-desktop .ad-copy-top-section, #yYkWjKIpgwLjvPtS.sh-box750.device-desktop .ad-copy-top-section, #yYkWjKIpgwLjvPtS.sh-box800.device-desktop .ad-copy-top-section, #yYkWjKIpgwLjvPtS.sh-box850.device-desktop .ad-copy-top-section, #yYkWjKIpgwLjvPtS.sh-box900.device-desktop .ad-copy-top-section, #yYkWjKIpgwLjvPtS.sh-box950.device-desktop .ad-copy-top-section { margin-bottom: 15px; } @media (max-width: 767.5px) { #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .row-1, #yYkWjKIpgwLjvPtS.sh-box700.device-desktop .row-1 , #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .row-2, #yYkWjKIpgwLjvPtS.sh-box700.device-desktop .row-2 , #yYkWjKIpgwLjvPtS.sh-box500.device-desktop .row-1, #yYkWjKIpgwLjvPtS.sh-box550.device-desktop .row-1 , #yYkWjKIpgwLjvPtS.sh-box500.device-desktop .row-2, #yYkWjKIpgwLjvPtS.sh-box550.device-desktop .row-2{ display: unset; } #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .ad-copy, #yYkWjKIpgwLjvPtS.sh-box700.device-desktop .ad-copy, #yYkWjKIpgwLjvPtS.sh-box550.device-desktop .ad-copy, #yYkWjKIpgwLjvPtS.sh-box500.device-desktop .ad-copy { margin-right: 15px; } #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .apy-label, #yYkWjKIpgwLjvPtS.sh-box700.device-desktop .apy-label, #yYkWjKIpgwLjvPtS.sh-box550.device-desktop .apy-label, #yYkWjKIpgwLjvPtS.sh-box500.device-desktop .apy-label, #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .prop-value, #yYkWjKIpgwLjvPtS.sh-box700.device-desktop .prop-value, #yYkWjKIpgwLjvPtS.sh-box550.device-desktop .prop-value, #yYkWjKIpgwLjvPtS.sh-box500.device-desktop .prop-value{ font: normal normal 900 18px/22px Roboto; } #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .logo-image-wrapper, #yYkWjKIpgwLjvPtS.sh-box700.device-desktop .logo-image-wrapper, #yYkWjKIpgwLjvPtS.sh-box550.device-desktop .logo-image-wrapper, #yYkWjKIpgwLjvPtS.sh-box500.device-desktop .logo-image-wrapper { width: 125px;; margin-bottom: 10px; } #yYkWjKIpgwLjvPtS.sh-box650.device-desktop .disclosure-contnr .listing-content-wrapper,#yYkWjKIpgwLjvPtS.sh-box700.device-desktop .disclosure-contnr .listing-content-wrapper,#yYkWjKIpgwLjvPtS.sh-box550.device-desktop .disclosure-contnr .listing-content-wrapper,#yYkWjKIpgwLjvPtS.sh-box500.device-desktop .disclosure-contnr .listing-content-wrapper { left: -25px; } } #yYkWjKIpgwLjvPtS .shmktpl-title, #yYkWjKIpgwLjvPtS .sub-heading-container, #yYkWjKIpgwLjvPtS .filter-check-options-cntnr, #yYkWjKIpgwLjvPtS .listing-header-cntnr { display: none; } #yYkWjKIpgwLjvPtS.title .shmktpl-title, #yYkWjKIpgwLjvPtS.subHeading .sub-heading-container, #yYkWjKIpgwLjvPtS.multiSelectFilter .filter-check-options-cntnr, #yYkWjKIpgwLjvPtS.resultsText .listing-header-cntnr { display: flex; } #yYkWjKIpgwLjvPtS.sizeone .add-overlay-content { width: 62%; height: auto; } #yYkWjKIpgwLjvPtS.sizeone .disclosure-title { padding: 6px 0px; } #yYkWjKIpgwLjvPtS.sizeone .header-section { padding: 6px 26px; background: #FFFFFF; color: grey; align-items: center; } #yYkWjKIpgwLjvPtS .sponsored { font: normal normal normal 12px/16px Roboto; letter-spacing: 0.48px; color: #344856; opacity: 1; } #yYkWjKIpgwLjvPtS.sizeone .title-container { margin-top: 0; } #yYkWjKIpgwLjvPtS.sizeone .non_featured_list { margin-top: 0; } #yYkWjKIpgwLjvPtS.arrowchange span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwMDAiLz4NCjwvc3ZnPg0K"); } #yYkWjKIpgwLjvPtS.arrowchange .shmktpl-button span.btn__text::after { background-image: url("data:image/svg+xml;base64,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"); } @media (min-width : 651px) and (max-width : 1024px) { #yYkWjKIpgwLjvPtS .item { flex: 1 1 calc(50% - 48px); } #yYkWjKIpgwLjvPtS .prod-desc-popup-content { height: auto; top: 10%; overflow-y: scroll; } #yYkWjKIpgwLjvPtS .item:nth-of-type(4n+3), #yYkWjKIpgwLjvPtS .item:nth-of-type(4n+3) + * { background-color: #E9F5FF; } #yYkWjKIpgwLjvPtS .item:nth-of-type(4n+1), #yYkWjKIpgwLjvPtS .item:nth-of-type(4n+1) + * { background-color: #fff; } #yYkWjKIpgwLjvPtS .shmktpl-button span.btn__text::after { top: 13px; right: -3px; background-size: 10px 10px; } #yYkWjKIpgwLjvPtS .ad-copy-column.flex-container { flex: 0 0 78%; } } @media (max-width : 650px) { #yYkWjKIpgwLjvPtS .desktop, #yYkWjKIpgwLjvPtS .desktop-inline { display: none; } #yYkWjKIpgwLjvPtS .mobile { display: block !important; } #yYkWjKIpgwLjvPtS { padding: 0 18px; } #yYkWjKIpgwLjvPtS .shmktpl-title { font-size: 24px; line-height: 29px; } #yYkWjKIpgwLjvPtS .shmktpl-subtitle { font-size: 16px; line-height: 19px; } #yYkWjKIpgwLjvPtS .add-overlay-content { width: 80%; height: auto; } #yYkWjKIpgwLjvPtS .logo-column.flex-container { flex: 0 0 100%; text-align: center; } #yYkWjKIpgwLjvPtS .row-1 { flex-flow: column; padding: 16px; } #yYkWjKIpgwLjvPtS .prop-conatiner { flex: 0 0 100%; flex-direction: row; flex-flow: row; display: flex; width: 100%; align-items: center; margin-top: 20px; } #yYkWjKIpgwLjvPtS .prop-conatiner .prop-name { flex: 0 0 49%; margin-bottom: 0px; } #yYkWjKIpgwLjvPtS .prop-conatiner .prop-value { flex: 0 0 49%; text-align: right; font: normal normal 900 22px / 26px Roboto; letter-spacing: 0.88px; } #yYkWjKIpgwLjvPtS .apy-label { font: normal normal 900 22px/26px Roboto; letter-spacing: 0.88px; } #yYkWjKIpgwLjvPtS .prop-conatiner.apy-container { display: flex; align-items: flex-start; } #yYkWjKIpgwLjvPtS .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; padding: 0; flex-flow: column; } #yYkWjKIpgwLjvPtS .prop-value { margin-top: 0; } #yYkWjKIpgwLjvPtS .listing-header-cntnr { display: flex; justify-content: space-between; margin-top: 24px; } #yYkWjKIpgwLjvPtS .non_featured_list { margin-top: 18px; } #yYkWjKIpgwLjvPtS .prod-desc-popup-content { top: 10%; position: absolute; min-width: 80%; width: 90%; overflow: scroll; height: 100%; } #yYkWjKIpgwLjvPtS .item { flex: 0 0 91%; padding-bottom: 0; padding: 16px; } #yYkWjKIpgwLjvPtS .item:nth-child(3n), #yYkWjKIpgwLjvPtS .desktop-bg { background: none; } #yYkWjKIpgwLjvPtS .prod-desc-popup-content { padding: 0; } #yYkWjKIpgwLjvPtS .prod-desc-content-cntnr .prod-desc-header { padding-bottom: 0; padding: 16px; } #yYkWjKIpgwLjvPtS .item:nth-child(even) { background: #E9F5FF 0% 0% no-repeat padding-box; } #yYkWjKIpgwLjvPtS .fdic-seemoreless-cntr { display: flex; justify-content: space-between; align-items: center; margin: 0; flex-flow: row wrap; } #yYkWjKIpgwLjvPtS .fdic-seemoreless-cntr .fdic-insured { color: #08283B; flex: 0 0 44%; text-align: left; } #yYkWjKIpgwLjvPtS .fdic-seemoreless-cntr .listing-description { display: flex; flex: 0 0 100%; flex-flow: column; background: #F2F9FF 0% 0% no-repeat padding-box; } #yYkWjKIpgwLjvPtS .listing-description .disclosure-content { margin-top: 0px; padding: 16px 14px; } #yYkWjKIpgwLjvPtS .disclosure-content ul { padding-left: 14px; line-height: 28px; } #yYkWjKIpgwLjvPtS .disclosure-content ul li { flex: 0 0 100%; padding: 0; margin: 0; font-size: 12px; } #yYkWjKIpgwLjvPtS .additional-features { flex: 0 0 100%; } #yYkWjKIpgwLjvPtS .disclosure-contnr .listing-content-wrapper { top: -85px; left: 0; width: 90%; } #yYkWjKIpgwLjvPtS.sizeone .listing-header-cntnr { display: none; } #yYkWjKIpgwLjvPtS.sizeone .add-overlay-content { width: 80%; } } @media (max-width: 340px) { #yYkWjKIpgwLjvPtS .fdic-seemoreless-cntr .fdic-insured { flex: 0 0 43%; } #yYkWjKIpgwLjvPtS .prod-desc-popup-content { position: fixed; } } #yYkWjKIpgwLjvPtS.listingAlignment .shmktpl-button span.btn__text { line-height: 40px; color: #fff; margin-right: 10px; } #yYkWjKIpgwLjvPtS.listingAlignment .shmktpl-button span.btn__text::after { width: 24px; } @media (max-width: 1024px) and (min-width:768px) { #yYkWjKIpgwLjvPtS.listingAlignment .logo-image-wrapper img { width: 100%; } #yYkWjKIpgwLjvPtS.listingAlignment { padding: 0px; } #yYkWjKIpgwLjvPtS.listingAlignment .listing-title { font-size: 14px; } #yYkWjKIpgwLjvPtS.listingAlignment .listing-title span { font-size: 14px; } #yYkWjKIpgwLjvPtS.listingAlignment .row-1 { padding: 26px 10px; } #yYkWjKIpgwLjvPtS.listingAlignment .prop-name { font-size: 10px; } #yYkWjKIpgwLjvPtS.listingAlignment .prop-value { font-size: 14px } #yYkWjKIpgwLjvPtS.listingAlignment .shmktpl-button span.btn__text { font-size: 10px; margin-right: 10px; } } @media all and (max-width: 600px) { #yYkWjKIpgwLjvPtS.listingAlignment .logo-column.flex-container { flex: unset; } #yYkWjKIpgwLjvPtS.listingAlignment .prop-conatiner { flex: unset; } #yYkWjKIpgwLjvPtS.listingAlignment .ad-copy-column.flex-container { flex: unset; } #yYkWjKIpgwLjvPtS.listingAlignment .cta-column.flex-container { flex: unset; } #yYkWjKIpgwLjvPtS.listingAlignment .disclosure-content ul li::before { content: unset; } #yYkWjKIpgwLjvPtS.listingAlignment .disclosure-content ul li { list-style: disc; } } #yYkWjKIpgwLjvPtS.ctaAlignment .shmktpl-button { width: 100%; font-size: 14px; } #yYkWjKIpgwLjvPtS.ctaAlignment .shmktpl-button .btn__text { margin-right: 10px; } #yYkWjKIpgwLjvPtS.ctaAlignment .shmktpl-button span.btn__text::after { right: -2px; background-size: 6px 13px; } @media (min-width: 651px) and (max-width: 1024px) { #yYkWjKIpgwLjvPtS.ctaAlignment .shmktpl-button span.btn__text::after { right: -7px; } #yYkWjKIpgwLjvPtS.ctaAlignment .shmktpl-button span.btn__text::after { background-size: 6px 10px; } #yYkWjKIpgwLjvPtS.ctaAlignment .shmktpl-button { font-size: 13px; } } @media (max-width: 650px) { #yYkWjKIpgwLjvPtS.ctaAlignment .logo-column.flex-container { flex: unset !important; justify-content: center; } #yYkWjKIpgwLjvPtS.ctaAlignment .cta-column.flex-container { display: block !important; } #yYkWjKIpgwLjvPtS.ctaAlignment .shmktpl-button { font-size: 16px; } #yYkWjKIpgwLjvPtS.ctaAlignment .shmktpl-button .btn__text { margin-right: unset; } #yYkWjKIpgwLjvPtS.ctaAlignment .shmktpl-button span.btn__text::after { right: unset; background-size: 12px 12px; } } #yYkWjKIpgwLjvPtS .sh-no-listing-msg { padding: 20px 0px; } #yYkWjKIpgwLjvPtS .sh-widget-footer-MBT { display: none; } #yYkWjKIpgwLjvPtS.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; } #yYkWjKIpgwLjvPtS.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #yYkWjKIpgwLjvPtS.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } #yYkWjKIpgwLjvPtS .sh-widget-footer-QS { display: none; } #yYkWjKIpgwLjvPtS.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #yYkWjKIpgwLjvPtS.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #yYkWjKIpgwLjvPtS.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } @-moz-document url-prefix() { #yYkWjKIpgwLjvPtS .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #yYkWjKIpgwLjvPtS .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } #yYkWjKIpgwLjvPtS .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px; line-height: 24px; margin-top: -1px; margin-left: -9px; margin-right: -10px; background: #FF4500; position: relative; border-radius: 0px 0px 0px 0px; display: inline-block; font-family: Roboto, sans-serif; color: #fff; padding: 0px 1px 0 15px; margin-bottom: -6px; } #yYkWjKIpgwLjvPtS .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { color: #fff; font-size: 14px; } #yYkWjKIpgwLjvPtS .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { height: 0; width: 0; border-top: 8px solid #FF4500; border-left: 8px solid transparent; bottom: -8px; content: ""; position: absolute; left: 0px; } #yYkWjKIpgwLjvPtS .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { right: 1px; transform: translateX(100%); border-left-width: 100%; border-right-color: transparent; content: ""; position: absolute; display: block; border: 12px solid #FF4500; border-right-color: transparent; top: 0px } @media (min-width : 768px) and (max-width : 1024px) { @-moz-document url-prefix() { #yYkWjKIpgwLjvPtS .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #yYkWjKIpgwLjvPtS .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } } @media (min-width : 768px) and (max-width : 900px) { #yYkWjKIpgwLjvPtS .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { font-size: 14px; } } @media (max-width : 767px) { #yYkWjKIpgwLjvPtS .listing .listing-content-wrapper .sh-promo-ribbon { border-radius: 0px; margin-top: -1px; box-sizing: unset !important; height: 100% !important; width:100%; padding: 8px 9px; margin-bottom: 8px; } #yYkWjKIpgwLjvPtS .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { display: block; text-align: center; line-height: 16px; font-size: 14px; } #yYkWjKIpgwLjvPtS .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { height: 0; width: 0; border-top: 8px solid #FF4500; border-right: 8px solid transparent; right: 9px; top: unset; bottom: -8px; border-left: 0px; border-bottom: 0px; } @-moz-document url-prefix() { #yYkWjKIpgwLjvPtS .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #yYkWjKIpgwLjvPtS .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } } } #yYkWjKIpgwLjvPtS.customizeColorEffect .listing-title, #yYkWjKIpgwLjvPtS.customizeColorEffect .prop-name, #yYkWjKIpgwLjvPtS.customizeColorEffect .prop-value, #yYkWjKIpgwLjvPtS.customizeColorEffect .curDate, #yYkWjKIpgwLjvPtS.customizeColorEffect span.current-date, #yYkWjKIpgwLjvPtS.customizeColorEffect .disclosure-content ul li, #yYkWjKIpgwLjvPtS.customizeColorEffect .title { color: #1E2B22; font-family: Open Sans, sans-serif; } #yYkWjKIpgwLjvPtS.customizeColorEffect .add-text, #yYkWjKIpgwLjvPtS.customizeColorEffect .see-more-text, #yYkWjKIpgwLjvPtS.customizeColorEffect .disclosure-contnr .text { color: #5B7B66; } #yYkWjKIpgwLjvPtS.customizeColorEffect .shmktpl-button { background: #EB0017 0% 0% no-repeat padding-box; } #yYkWjKIpgwLjvPtS.customizeColorEffect .listing.flex-container { border-bottom: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; } #yYkWjKIpgwLjvPtS.sizeone.customizeColorEffect .header-section { border-bottom: 1px solid #D6D5D5; border-top: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; } #yYkWjKIpgwLjvPtS.customizeColorEffect .non_featured_list { border-top: 1px solid #D6D5D5; } #yYkWjKIpgwLjvPtS.sizeone.customizeColorEffect .header-section, #yYkWjKIpgwLjvPtS.customizeColorEffect .row-2 { background: #E9F0EC; } #yYkWjKIpgwLjvPtS.customizeColorEffect .listing-title { display: unset; } #yYkWjKIpgwLjvPtS.customizeColorEffect span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiM1QjdCNjYiLz4NCjwvc3ZnPg0K); } #yYkWjKIpgwLjvPtS.customizeColorEffect .listing-title .prod-name:hover, #yYkWjKIpgwLjvPtS.customizeColorEffect .listing-title:hover, #yYkWjKIpgwLjvPtS.customizeColorEffect .add-text:hover, #yYkWjKIpgwLjvPtS.customizeColorEffect .disclosure-contnr .text:hover, #yYkWjKIpgwLjvPtS.customizeColorEffect .see-more-text:hover { color: #EB0017; } #yYkWjKIpgwLjvPtS.customizeColorEffect .shmktpl-button:hover { background: #EB0017; } #yYkWjKIpgwLjvPtS.customizeColorEffect .see-more-text:hover span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiNFQjAwMTciLz4NCjwvc3ZnPg0K); } @media (max-width: 650px) { #yYkWjKIpgwLjvPtS.customizeColorEffect .fdic-seemoreless-cntr .listing-description { background: #E9F0EC 0% 0% no-repeat padding-box; } #yYkWjKIpgwLjvPtS.customizeColorEffect .listing-title { display: block; } #yYkWjKIpgwLjvPtS.customizeColorEffect .fdic-seemoreless-cntr .see-more-text { color: #5B7B66; } #yYkWjKIpgwLjvPtS.customizeColorEffect .fdic-seemoreless-cntr .see-more-text:hover { color: #EB0017; } } #yYkWjKIpgwLjvPtS .sh-right-arrow { display: none; } #yYkWjKIpgwLjvPtS.ctaWithArrow .sh-right-arrow { display: inline-block; background-image: url('data:image/svg+xml;base64,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'); background-repeat: no-repeat; width: 16px; height: 16px; vertical-align: middle; margin-left: 7px; } #yYkWjKIpgwLjvPtS .listing .listing-content-wrapper .sh-gb-banner.sh-promo-ribbon { display: none; } #yYkWjKIpgwLjvPtS.gbBanner .listing .listing-content-wrapper .sh-gb-banner.sh-promo-ribbon { display: inline-block; } #yYkWjKIpgwLjvPtS.hidePromoText .listing .listing-content-wrapper .sh-promo-ribbon{ display: none; } #yYkWjKIpgwLjvPtS{position:relative;}.add-overlay-content{right: 4%;}#yYkWjKIpgwLjvPtS .shmktpl-button span.btn__text::after{display:none;} #yYkWjKIpgwLjvPtS .listing-content-wrapper .disclosure-content a {color: #1C96F0; text-decoration: underline;} @media (min-width:768px){ #yYkWjKIpgwLjvPtS .shmktpl-button:hover{background:#0E86DE;} #yYkWjKIpgwLjvPtS .add-text:hover {color:#0E86DE;} #yYkWjKIpgwLjvPtS .listing-title .prod-name:hover{color:#0E86DE;} #yYkWjKIpgwLjvPtS .disclosure-contnr .text:hover{color:#0E86DE;} #yYkWjKIpgwLjvPtS .see-more-text{width:68px} #yYkWjKIpgwLjvPtS .see-more-text:hover{color:#0E86DE;} #yYkWjKIpgwLjvPtS .see-more-text:hover span.down-arrow{background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwRTg2REUiLz4NCjwvc3ZnPg0K);}} #qsWidgetContainer179, #qsWidgetContainer179 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer179 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer179 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer179 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer179 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer179 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer179 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer179 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer179 .listing:first-child { margin-top: 0; } #qsWidgetContainer179 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer179 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer179 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer179 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer179 .logo-column.flex-container, #qsWidgetContainer179 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer179 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer179 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer179 .apy-label, #qsWidgetContainer179 .curDate, #qsWidgetContainer179 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer179 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer179 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer179 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer179 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer179 .prop-value-container { align-items: stretch; } #qsWidgetContainer179 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer179 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer179 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer179 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer179 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer179 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer179 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer179 #sh-star-icon { top: -2px; } #qsWidgetContainer179 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer179 #see_more_carrier, #qsWidgetContainer179 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer179 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer179 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer179 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer179 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer179 .shmktpl-sponsored, #qsWidgetContainer179 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; } #qsWidgetContainer179 .sh-logo { flex-shrink: 1; } #qsWidgetContainer179 .shmktpl-sponsored { text-transform: uppercase; } #qsWidgetContainer179 .cdBankingDesignChanges .sh-listing-content-wrapper { box-shadow: none; gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer179 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer179 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer179 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer179 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer179 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer179 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer179 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer179 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer179 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer179 .sh-first-product .sh-btn__text, #qsWidgetContainer179 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer179 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer179 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer179 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer179 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer179 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer179 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer179 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer179 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer179 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer179 .listing-title { font-size: 20px; font-weight: 600; } }The takeawayThe U.S. economy has been unsettled for years, with persistent inflation making an impact. Gold can serve as an inflation hedge in your portfolio. With multiple ways to buy, gold is accessible to most investors. Whether through a gold IRA or a more active investment approach, gold can help achieve both short- and long-term goals.Frequently asked questionsWhat is the best way to own gold?Many investors choose gold ETFs, which provide a managed, easily traded basket of assets.Is gold a good investment?Gold is a popular choice for those seeking diversification and inflation protection. There are many straightforward ways to invest.Should I buy gold coins or gold bars?Gold coins are collectibles and may be valued higher per ounce than bars. Their collectible and historical value can appeal to some investors. U.S. minted coins can also help guard against counterfeit bars.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. 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Tucked behind a red velvet rope in an inky side room off the main lobby, Le Bristol After Dark is delightfully unexpected – as if stumbling into a secret speakeasy in a palace. The nightclub stands in stark contrast to the famed 100-year-old hotel entrance – a grand space with ornate chandeliers, plush fringed couches and a painting of Marie Antoinette. In comparison, the club is lit with pink-and-purple neon lights, disco balls shining overhead. Partygoers sip Ruinart champagne and DJs spin disco and lounge tracks until the early hours of the morning. The perfect balance of tradition and trend is what allows Le Bristol to maintain its reputation as one of Paris’s most legendary hotels. Set in an historic building and a hop away from Parisian icons such as Palais Garnier and the Tuileries Garden, the iconic property has hosted everyone from Coco Chanel to Elsa Schiaparelli and Salvador Dalí. Now celebrating its centennial, Monocle meets president and managing director Luca Allegri to discuss how the hotel maintains its relevance in an ever-evolving hospitality landscape. Head in the game: Luca Allegri100 years of business is no easy feat. How do you stay timeless in a world that’s moving so quickly? We try to surprise our guests with new ideas – art, for example. [American contemporary artist] George Condo, a longtime guest, collaborated with us on the renovation of the Imperial Suite. We asked whether he could leave a small piece of art with us when the suite was ready. We have also hosted a pop-up with Gabriela Hearst, who has been staying with us since she was at Chloé. When she launched her own brand [10 years ago], we began a partnership with a retail installation. [Now, a decade later, another pop-up has been launched in a space created by Benji Gavron and Antoine Dumas of Gavron Dumas Studio.] There are some clients who only come to the hotel for Le Bristol After Dark. [The club] is a way for us to show that, while we have been around for a century, we are also contemporary. How do you maintain a strong heritage aesthetic while always offering something new?The owners are heavily involved in decorating the hotel, which allows them to preserve its DNA while bringing some novel elements to the style. We are very privileged to have plenty of space, which has enabled us to increase the number of junior suites and bathrooms (two per suite). After speaking to our clients, we learned that this was what they wanted the most.Out in front: Le Bristol’s façadeOff the wall: The hotel’s lobby(Image: Claire Cocano)Window of opportunity: Striped awnings offer shadeWhat kind of experience do you want to create for your guests?A distinctly Parisian one. We are located in the heart of a neighbourhood with the most popular galleries and attractions in Paris, so we also attract the city’s residents with our food-and-beverage offerings. We have launched our own in-house bakery with a mill in the basement, where we produce our own flour for bread. We now have a chocolate factory, pasta-making facilities and a cellar too, [which is] likely the largest wine cellar of all the Parisian palace hotels. It’s about giving guests a unique experience with a level of personalisation that they won’t find elsewhere.We want to give our visitors an incredible experience not only in Paris but throughout the rest of France as well. I’m the son of a concierge, so I understand firsthand how crucial this role can be. Interacting with clients and creating meaningful moments are the most important aspects of our jobs. On Wednesday afternoons, we host cocktail parties where we invite some of our frequent guests to meet different team members, such as the concierge, the guest relations or the rooms divisions [managers]. They mingle and meet other clients too – sometimes they even become friends. How are you managing your staff and their experiences in a way that might differ to other notable hotels? Leading by example is very important. We have members of staff that have been with us for 30 to 40 years. When employees reach a milestone – such as 20 or 30 years of service – we invite them to celebrate by bringing their family to the hotel or organising a party. We’re a family-run business, so we like to give [the staff] a sense of belonging and community. Le Bristol is not just a hotel or home for the owners – it’s also a home for the staff. How have you adapted to changes in guest preferences to ensure the hotel’s continued relevance?Some 30 to 35 per cent of our clients are returning guests and we want to show them that their future stays are as important as their past stays. For example, we have a family from New York that has been staying in the same suite for the past 25 years. To show them how much we appreciate their loyalty, we approached them during the renovation of the suite to share the plans with them. We then designed the layout of the room together and they changed the placement of the bed. For us, adapting is a way of honouring such loyalty.
Many banks and credit unions offer excellent certificates of deposit (CDs), providing multiple account types with high return rates from a variety of term lengths. Truist isn’t one of them. Though Truist does provide a couple decent options, for the most part, the annual percentage yields (APY) on its CDs are unmemorable. Add to this the fact that its CDs are comparatively inconvenient to open, and it’s clear many savers will find other institutions a better pick. Here’s what you need to know about Truist CD rates. Rates are current as of Nov. 11, 2025 and are subject to change.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Truist CD rates and products Truist issues standard personal and business CDs as well as CD specials—a small number of term lengths that offer the biggest returns. It doesn’t offer specialty options like jumbo, flex, or IRA CDs.When it comes to its standard CDs, Truist plays close to the vest with specific term lengths (and even rates), specifying that you’ll have to call your local branch to know the details.Even more frustrating, you’ll have to visit a Truist branch to open any CDs. Opening your account online is impossible.CD specialsTruist CD specials are the only CDs that offer noteworthy earning rates. You’ll have just two term options as of this writing: five and 12 months. Minimum opening deposit– $2,500 for terms between 7 and 31 days– $1,000 for terms between 32 and 60 monthsEarly withdrawal penalty– Terms of less than 3 months: All interest earned or $25, whichever is greater – Terms of 3 to 12 months: 3 months simple interest earned on the principal amount withdrawn or $25, whichever is greater – Terms of 13 to 23 months: 6 months simple interest earned on the principal amount withdrawn or $25, whichever is greater – Terms of 24 months or more: 12 months simple interest earned on the principal amount withdrawn or $25, whichever is greater Partial withdrawals permittedFor a feeAdditional deposits permittedNoRenewal grace period– Terms less than 32 days: 1 day – Terms of 32 days or more: 10 days Minimum opening deposit– $2,500 for terms between 7 and 31 days– $1,000 for terms between 32 and 60 monthsEarly withdrawal penalty– Terms of less than 3 months: All interest earned or $25, whichever is greater – Terms of 3 to 12 months: 3 months simple interest earned on the principal amount withdrawn or $25, whichever is greater – Terms of 13 to 23 months: 6 months simple interest earned on the principal amount withdrawn or $25, whichever is greater – Terms of 24 months or more: 12 months simple interest earned on the principal amount withdrawn or $25, whichever is greater Partial withdrawals permittedFor a feeAdditional deposits permittedNoRenewal grace period– Terms less than 32 days: 1 day – Terms of 32 days or more: 10 days Truist CD special ratesTerm lengthAPY3 months3.25%12 months2.70%3 monthsAPY3.25%12 monthsAPY2.70%Bank details checked Nov. 11, 2025.SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on Quontic Bank's website3.75%6 mos$500View DetailsPowered By:/* Loader */ #bUQHTZhWMbspcriI .sh-spinner { display: none; } #bUQHTZhWMbspcriI.listingsLoading .sh-spinner { display: block; } #bUQHTZhWMbspcriI.listingsLoading .sh-widget-render-result { display: none; } #bUQHTZhWMbspcriI.listingsLoaded .sh-widget-render-result { display: block; } #bUQHTZhWMbspcriI.listingsLoaded .sh-spinner { display: none; } #bUQHTZhWMbspcriI.listingsLoading .search-result-container .sh-spinner { display: block; } #bUQHTZhWMbspcriI.listingsLoaded.listingsLoading .sh-spinner { display: block; } #bUQHTZhWMbspcriI .sh-spinner { display: block; margin: 30px auto; width: 48px; height: 48px; } #bUQHTZhWMbspcriI .sh-spinner:after { content: " "; display: block; width: 32px; height: 32px; margin: 1px; border-radius: 50%; border: 10px solid #105485; border-color: transparent #105485 transparent #105485; -webkit-animation: lds-dual-ring 1.2s linear infinite; animation: lds-dual-ring 1.2s linear infinite; 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height: 24px; width: 24px; right: 0; position: absolute; top: 12px; right: 12px; cursor: pointer; } #bUQHTZhWMbspcriI #sh-main-disclosure, #bUQHTZhWMbspcriI .bUQHTZhWMbspcriI_disclosure { background: #FFFFFF 0% 0% no-repeat padding-box; box-shadow: 4px 4px 0px #08283b33; border: 2px solid #D0E0EE; border-radius: 6px; position: absolute; width: 90%; left: 5%; padding: 15px 25px 25px 25px; box-sizing: border-box; z-index: 10; text-align: left; } #bUQHTZhWMbspcriI .sh-ad-title, #bUQHTZhWMbspcriI .sh-disclosure-title { font: normal normal normal 20px/24px Roboto; padding-bottom: 12px; color: #0A3C5F; border-bottom: 1px solid #D0E0EE; margin-bottom: 10px; } #bUQHTZhWMbspcriI .sh-disclosure-content { font: normal normal normal 14px/22px Roboto; color: #08283B; } #bUQHTZhWMbspcriI .sh-listing-content-wrapper { display: flex; justify-content: space-between; padding: 30px 15px 20px 15px; position: relative; background-color: #FFFFFF; margin-bottom: 24px; box-shadow: 4px 4px #8ca6bc33; } #bUQHTZhWMbspcriI .sh-fdic-insured { display: flex; align-items: center; justify-content: center; padding: 20px 0 7px 0; } #bUQHTZhWMbspcriI .sh-fdic-insured .sh-text { font: normal normal 500 12px/14px Roboto; letter-spacing: 0.48px; color: #0A3C5F; padding-left: 5px; } #bUQHTZhWMbspcriI .sh-fdic-insured .sh-icon { height: 20px; width: 16px; display: inline-block; background-repeat: no-repeat; background-size: 100%; vertical-align: middle; } #bUQHTZhWMbspcriI .sh-btn__text { background-color: #FFFFFF; width: 174px; display: block; height: 32px; text-align: center; font: normal normal bold 14px/32px Roboto; color: #1C96F0; text-transform: uppercase; border-radius: 4px; border: 1px solid #1C96F0; box-sizing: border-box; } #bUQHTZhWMbspcriI .sh-btn__text:hover { border-color: #1871B8; color: #1871B8; } #bUQHTZhWMbspcriI .sh-first-product .sh-btn__text { background-color: #1C96F0; border: 0; width: 174px; display: block; height: 40px; text-align: center; font: normal normal bold 16px/41px Roboto; letter-spacing: 0px; color: #FFFFFF; text-transform: uppercase; border-radius: 4px; } #bUQHTZhWMbspcriI .sh-row2-container { flex: 0 0 170px; text-align: center; } #bUQHTZhWMbspcriI .sh-row-product-title { font: normal normal normal 12px/24px Roboto; letter-spacing: 0px; color: #8CA6BC; font-weight: 500; } #bUQHTZhWMbspcriI .seeMoreTerms { text-decoration: underline; font: normal normal normal 12px/14px Roboto; letter-spacing: 0.48px; color: #1C96F0; cursor: pointer; display: inline-block; margin: 15px 0 0 0; } #bUQHTZhWMbspcriI .seeMoreTerms.expanded:after { transform: rotate(180deg); } #bUQHTZhWMbspcriI .seeMoreTerms:after { background-image: url(data:image/svg+xml;base64,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); content: ''; height: 5px; width: 9px; display: inline-block; position: relative; top: -2px; left: 5px; } #bUQHTZhWMbspcriI .sh-first-product .sh-btn__text:hover { background-color: #1871B8; color: #FFFFFF; } #bUQHTZhWMbspcriI .sh-title { font: normal normal bold 18px/24px Roboto; color: #1C96F0; margin: 0 0 23px 0; } #bUQHTZhWMbspcriI .sh-promo-title, #bUQHTZhWMbspcriI .sh-promo-text, #bUQHTZhWMbspcriI .sh-main-title, #bUQHTZhWMbspcriI .sh-product-name { cursor: pointer; } #bUQHTZhWMbspcriI .sh-promo { margin: -10px 0 20px; } #bUQHTZhWMbspcriI .sh-promo .sh-promo-title { background: #D2EAFC 0% 0% no-repeat padding-box; border-radius: 10px; text-align: right; font: normal normal bold 12px/14px Roboto; letter-spacing: 0.48px; color: #1C96F0; padding: 3px 8px; } #bUQHTZhWMbspcriI .sh-promo .sh-promo-text { font: normal normal normal 16px/24px Roboto; vertical-align: middle; letter-spacing: 0px; } #bUQHTZhWMbspcriI .sh-cta-container { padding-right: 20px; padding-top: 12px; padding-bottom: 12px; } #bUQHTZhWMbspcriI .sh-logo { flex: 0 0 27%; text-align: center; } #bUQHTZhWMbspcriI .sh-main-container { flex: 0 0 72%; } #bUQHTZhWMbspcriI .product-details-container { display: flex; justify-content: space-between; border-bottom: 1px solid #D0E0EE; flex-flow: row wrap; } #bUQHTZhWMbspcriI .sh-row-sub-container { flex: 0 0 27%; text-align: center; display: flex; align-items: center; justify-content: center; } #bUQHTZhWMbspcriI .sh-row-product-title { flex: 0 0 27%; text-align: center; display: flex; justify-content: center; } #bUQHTZhWMbspcriI .sh-row-container { display: flex; justify-content: space-between; flex: 0 0 65%; } #bUQHTZhWMbspcriI .sh-row-product-title { font: normal normal 500 12px/14px Roboto; color: #8CA6BC; height: 15px; } #bUQHTZhWMbspcriI .sh-title-container { flex: 0 0 100%; display: none; justify-content: space-between; background-color: #F4F6F6; height: 30px; } #bUQHTZhWMbspcriI .sh-first-product .sh-title-container { display: flex; } #bUQHTZhWMbspcriI .sh-listing { position: relative; } #bUQHTZhWMbspcriI #sh-star-icon { height: 56px; width: 56px; position: absolute; z-index: 1; } #bUQHTZhWMbspcriI .sh-first-product .sh-row-sub-container span.sh-row-value { display: block; padding: 12px 0px; font: normal normal bold 24px/24px Roboto; letter-spacing: -0.48px; color: #0A3C5F; } #bUQHTZhWMbspcriI .sh-row-sub-container span.sh-row-value { font: normal normal bold 16px/24px Roboto; letter-spacing: -0.32px; color: #0A3C5F; display: block; cursor: pointer; } #bUQHTZhWMbspcriI .mobile-bottom-container { display: none; } #bUQHTZhWMbspcriI .logo-image-wrapper { max-width: 200px; margin: 0 auto; min-height: 90px; } #bUQHTZhWMbspcriI img.logo-image { width: 100%; height: auto; cursor: pointer; } #bUQHTZhWMbspcriI #load_more_carrier { text-align: center; font: normal normal normal 16px/20px Roboto; letter-spacing: 0px; color: #1C96F0; font-weight: 500; background-color: #FFF; height: 36px; display: flex; align-items: center; justify-content: center; box-shadow: 4px 4px #8ca6bc33; cursor: pointer; } #bUQHTZhWMbspcriI .sh-row-product-title.sh-apy-value, #bUQHTZhWMbspcriI .sh-row-product-title.sh-term-length, #bUQHTZhWMbspcriI .sh-row-product-title.sh-min-dep { cursor: pointer; } @media only screen and (max-width : 850px) { #bUQHTZhWMbspcriI .logo-image-wrapper { max-width: 137px; } #bUQHTZhWMbspcriI .sh-cta-container { padding-right: 0px; } #bUQHTZhWMbspcriI .sh-row-product-title.sh-date { margin-right: 0px; } #bUQHTZhWMbspcriI .sh-btn__text, #bUQHTZhWMbspcriI .sh-first-product .sh-btn__text { width: 138px; } #bUQHTZhWMbspcriI .sh-main-container { flex: 0 0 77%; } #bUQHTZhWMbspcriI .sh-row-container { flex: 0 0 67%; } #bUQHTZhWMbspcriI .sh-logo { flex: 0 0 20%; text-align: center; } #bUQHTZhWMbspcriI .sh-row-sub-container .sh-row-product-title { height: 20px; width: 90px; } } @media only screen and (max-width : 767px) { #bUQHTZhWMbspcriI .sh-m-hide { display: none !important; } #bUQHTZhWMbspcriI .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #bUQHTZhWMbspcriI .logo-image-wrapper { max-width: 200px; min-height: unset; } #bUQHTZhWMbspcriI .sh-row-container { flex: 0 0 100%; order: 2; } #bUQHTZhWMbspcriI .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #bUQHTZhWMbspcriI #sh-header-container { padding: 0 20px; } #bUQHTZhWMbspcriI .sh-d-hide { display: block !important; } #bUQHTZhWMbspcriI .sh-listing-content-wrapper { display: block; padding: 20px; } #bUQHTZhWMbspcriI .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #bUQHTZhWMbspcriI .sh-btn__text, #bUQHTZhWMbspcriI .sh-first-product .sh-btn__text { width: 100%; } #bUQHTZhWMbspcriI .sh-fdic-insured { padding: 0; } #bUQHTZhWMbspcriI .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #bUQHTZhWMbspcriI .sh-first-product .product-details-container { margin-top: 0px; } #bUQHTZhWMbspcriI .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #bUQHTZhWMbspcriI .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #bUQHTZhWMbspcriI .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #bUQHTZhWMbspcriI .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #bUQHTZhWMbspcriI .sh-title-container { display: flex; margin-bottom: 15px; } #bUQHTZhWMbspcriI .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #bUQHTZhWMbspcriI .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #bUQHTZhWMbspcriI .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #bUQHTZhWMbspcriI .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #bUQHTZhWMbspcriI .sh-first-product .sh-cta-container { padding-top: 0px; } #bUQHTZhWMbspcriI .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #bUQHTZhWMbspcriI .mobile-bottom-container .sh-fdic-insured { padding: 0; } } @media only screen and (max-width : 370px) { #bUQHTZhWMbspcriI .sh-first-product .sh-row-sub-container span.sh-row-value { font: normal normal bold 25px/30px Roboto; } } #bUQHTZhWMbspcriI.box750.device-desktop img.logo-image { max-width: 75%; } #bUQHTZhWMbspcriI.sh-box750.device-desktop .sh-row2-container { flex: 0 0 170px; } #bUQHTZhWMbspcriI.box750.device-desktop .sh-row-product-title { flex: 0 0 36%; } #bUQHTZhWMbspcriI.box750.device-desktop .sh-row-product-title.sh-date { margin-right: 4px; } #bUQHTZhWMbspcriI.box750.device-desktop .sh-first-product .sh-btn__text, #bUQHTZhWMbspcriI.box750.device-desktop .sh-btn__text { width: 140px; } #bUQHTZhWMbspcriI.box800.device-desktop .sh-first-product .sh-btn__text, #bUQHTZhWMbspcriI.box800.device-desktop .sh-btn__text { width: 150px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-m-hide, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-m-hide, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-m-hide { display: none !important; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .seeMoreTerms, #bUQHTZhWMbspcriI.sh-box650.device-desktop .seeMoreTerms, #bUQHTZhWMbspcriI.sh-box700.device-desktop .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .logo-image-wrapper, #bUQHTZhWMbspcriI.sh-box650.device-desktop .logo-image-wrapper, #bUQHTZhWMbspcriI.sh-box700.device-desktop .logo-image-wrapper { max-width: 200px; min-height: unset; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-row-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-row-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-row-container { flex: 0 0 100%; order: 2; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-row-sub-container .sh-title-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-row-sub-container .sh-title-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop #sh-header-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop #sh-header-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-d-hide, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-d-hide, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-d-hide { display: block !important; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-listing-content-wrapper, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-listing-content-wrapper, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-promo .sh-promo-text, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-promo .sh-promo-text, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-btn__text, #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-first-product .sh-btn__text, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-btn__text, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-first-product .sh-btn__text, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-btn__text, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-fdic-insured, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-fdic-insured, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .product-details-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop .product-details-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-first-product .product-details-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-first-product .product-details-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-title, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-title, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-promo, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-promo, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-promo-offer-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-promo-offer-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-title-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-title-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-first-product .sh-title-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-first-product .sh-title-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-first-product .sh-row2-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-first-product .sh-row2-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-fdic-dis-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-fdic-dis-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-cta-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-cta-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-first-product .sh-cta-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-first-product .sh-cta-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .mobile-bottom-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop .mobile-bottom-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #bUQHTZhWMbspcriI.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #bUQHTZhWMbspcriI.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-first-product .sh-title-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-first-product .sh-title-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #bUQHTZhWMbspcriI.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #bUQHTZhWMbspcriI.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #bUQHTZhWMbspcriI.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #bUQHTZhWMbspcriI.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #bUQHTZhWMbspcriI.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #bUQHTZhWMbspcriI.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #bUQHTZhWMbspcriI.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #bUQHTZhWMbspcriI .sh-row-container.sh-apy-value { height: 24px; } #bUQHTZhWMbspcriI .sh-title-container { height: 45px; } #bUQHTZhWMbspcriI .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #bUQHTZhWMbspcriI .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #bUQHTZhWMbspcriI .sh-first-product .sh-title-container { height: 72px; } #bUQHTZhWMbspcriI .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #bUQHTZhWMbspcriI .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #bUQHTZhWMbspcriI .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #bUQHTZhWMbspcriI .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #bUQHTZhWMbspcriI .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #bUQHTZhWMbspcriI .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #bUQHTZhWMbspcriI .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #bUQHTZhWMbspcriI.loadingMessage .sh-loading-msg { display: block; } #bUQHTZhWMbspcriI.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #bUQHTZhWMbspcriI .sh-loading-msg { font-size: 18px; } } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-row-container { align-items: center; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #bUQHTZhWMbspcriI .sh-row-product-title.sh-bank-name { display: none; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #bUQHTZhWMbspcriI.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #bUQHTZhWMbspcriI.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #bUQHTZhWMbspcriI.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #bUQHTZhWMbspcriI.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #bUQHTZhWMbspcriI.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #bUQHTZhWMbspcriI.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #bUQHTZhWMbspcriI.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #bUQHTZhWMbspcriI.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #bUQHTZhWMbspcriI.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #bUQHTZhWMbspcriI.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #bUQHTZhWMbspcriI.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #bUQHTZhWMbspcriI.sh-box600.device-desktop .sh-first-product .sh-row2-container, #bUQHTZhWMbspcriI.sh-box650.device-desktop .sh-first-product .sh-row2-container, #bUQHTZhWMbspcriI.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #bUQHTZhWMbspcriI .sh-gb-banner.sh-promo { display: none !important; } #bUQHTZhWMbspcriI.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #bUQHTZhWMbspcriI.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #bUQHTZhWMbspcriI.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #bUQHTZhWMbspcriI.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; height: unset; flex: 0 0 150px; padding-top: unset; box-sizing: unset; background-color: transparent; position: relative; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: unset; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: unset; margin-right: 15px; width: 100%; padding: 1px 0 10px 0; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font: normal normal bold 24px/24px Roboto; padding: 12px 0px; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-cta-container{ padding: 12px 0px; box-sizing: unset; border-bottom: unset; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-title-container{ display: none; margin: unset; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-promo{ width: 100%; margin: -10px 0 20px; text-align: left; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-promo .sh-promo-text{ font: normal normal normal 16px/24px Roboto; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-fdic-insured{ padding: 20px 0 7px 0; } #bUQHTZhWMbspcriI.sh-box700.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg, #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg{ vertical-align: unset; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-listing-content-wrapper{ display: block; padding: 20px; margin-bottom: 16px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .logo-image-wrapper{ max-width: 200px; min-height: unset; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges img.logo-image{ max-width: inherit; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-d-hide { display: block !important; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-title{ font: normal normal bold 16px / 24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-fdic-dis-container{ display: flex; justify-content: space-between; max-width: 400px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-fdic-insured{ padding: 0; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-m-hide { display: none !important; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .product-details-container{ display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container{ flex-flow: row wrap; align-items: flex-start; margin-bottom: 0; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-row-container{ flex: 0 0 100%; order: 2; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: 42px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: 0; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 27%; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #bUQHTZhWMbspcriI.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; 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font-weight: 600; } }Standard CDsTruist issues a wider range of standard CD terms than many other financial institutions, offering options that mature in as early as seven days. That said, its standard CDs aren’t anything impressive.Truist also offers standard business CDs, advertised with similar terms to its standard personal CDs, but you’ll have to set up a meeting with a Truist representative to see the exact offers for your location.Minimum opening deposit– $2,500 for terms between 7 and 31 days– $1,000 for terms between 32 and 60 monthsEarly withdrawal penalty– Terms of less than 3 months: All interest earned or $25, whichever is greater – Terms of 3 to 12 months: 3 months simple interest earned on the principal amount withdrawn or $25, whichever is greater – Terms of 13 to 23 months: 6 months simple interest earned on the principal amount withdrawn or $25, whichever is greater – Terms of 24 months or more: 12 months simple interest earned on the principal amount withdrawn or $25, whichever is greater Partial withdrawals permittedFor a feeAdditional deposits permittedNoRenewal grace period– Terms less than 32 days: 1 day – Terms of 32 days or more: 10 days Minimum opening deposit– $2,500 for terms between 7 and 31 days– $1,000 for terms between 32 and 60 monthsEarly withdrawal penalty– Terms of less than 3 months: All interest earned or $25, whichever is greater – Terms of 3 to 12 months: 3 months simple interest earned on the principal amount withdrawn or $25, whichever is greater – Terms of 13 to 23 months: 6 months simple interest earned on the principal amount withdrawn or $25, whichever is greater – Terms of 24 months or more: 12 months simple interest earned on the principal amount withdrawn or $25, whichever is greater Partial withdrawals permittedFor a feeAdditional deposits permittedNoRenewal grace period– Terms less than 32 days: 1 day – Terms of 32 days or more: 10 days Truist standard CD ratesTerm lengthAPY7 days to 5 years 0.05%7 days to 5 years APY0.05%APYBank details checked Nov. 11, 2025.Compare Truist to competitors Truist CDs aren’t much to shout about—though a couple term lengths offer competitive APY. Here’s a peek at CD options from other popular banks.TruistDiscoverNorthern Bank Direct3 months3 months3 months3.25%2.00%N/A6 months6 months6 months0.05%3.50%4.00%9 months9 months9 months0.05%3.50%3.75%15 months15 months15 months2.70%N/A3.25%60 months60 months60 months0.05%3.50%3.25%Learn moreLearn moreView offerat MoneyLionView offerat Northern Bank DirectBank details checked Nov. 11, 2025Want to find out more about CDs at these banks?See our pages featuring Discover CD rates and Northern Bank Direct CD rates for further details.Learn more about TruistTruist is a full-service regional bank headquartered in Charlotte, North Carolina. With over 1,900 branch locations, it’s one of the largest in the U.S.—a top 10 institution, according to the Federal Reserve.In addition to CDs, Truist offers checking and savings accounts, credit cards, auto loans, mortgages, investing and retirement services, and more. If you live in one of the 17 states Truist serves, it could be a great banking option (though, again, its CDs are nothing remarkable).Frequently asked questionsDo Truist CD rates vary by location?Yes, Truist says its CDs rates can vary depending on where you are.What happens when my Truist CD matures?When your Truist CD matures, you have a 10-day grace period to either open a new CD or withdraw your money. If you do nothing, your account will automatically renew.Are Truist CDs FDIC insured?Yes, Truist CDs are FDIC insured up to $250,000 per account holder per account ownership category.What is the minimum deposit required for a CD at Truist?The minimum deposit required for a Truist CD under 31 days is $2,500. If you’re opening a CD with a term lasting 32 days or more, the minimum deposit is $1,000.Can I add money to my Truist CD after opening?No, you cannot add money to a Truist CD until your account matures.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
Macakizi is almost hidden by Golturkbuku bay’s olive groves, fuchsia-hued bougainvillea and pine trees. The restaurant, hotel and beach club is nestled in one of the most picturesque inlets on Turkey’s Bodrum peninsula. The venture’s owner, Sahir Erozan, believes that its charm lies in the surrounding nature, as well as in its family roots. In 1977 his glamorous and bohemian mother, Ayla Emiroglu, opened the original Macakizi hotel at another site in Bodrum. “Back then, you would see cows grazing on a stretch of land behind the hotel,” says Erozan, squinting in the bright, late-summer sunlight as it glints off the water. “It was a different time. Bodrum still had an untouched beauty.”Macakizi relocated to Golturkbuku in 2000, having outgrown those humble beginnings. It originally offered just 16 guest rooms; now its team of about 350 staff oversees a 72-key hotel with four kitchens. The ambitious expansion didn’t stop there. In 2018 the brand added a 10-room private villa, located less than five minutes away by boat. In other words, a lot has changed. When Emiroglu ran things, almost 99 per cent of the business’s clients were Turkish. Now some 75 per cent of them are international visitors.Arriving by private boatView from the teak deck of Macakizi’s pierErozan says that, despite all of this, the fundamentals of Macakizi’s approach to hospitality are exactly as they were in the beginning. Visit it today and there’s still a sense that it’s a refuge from all that surrounds it – an oasis of calm far removed from whatever might be happening in Turkey’s economy or politics (though many movers and shakers holiday here). “We’ve always tried to be natural, kind and aware,” he says. He credits his mother with instilling in him this philosophy, which has steered him as both the industry and the business have evolved over the decades. “I didn’t go in different directions,” he says of running the company. “I kept building.”Bougainvillea-covered guest roomsLooking out from the pierMacakizi has become a favourite retreat for notable guests, some of whom you’ll recognise. Regulars greet waiters with a kiss on both cheeks; the staff never hover awkwardly but are always on hand to help. Drinks are topped up before the sun melts the ice cubes – a service overseen by the hotel’s charismatic, Australian-born long-term manager, Andrew Jacobs.Andrew Jacobs, the hotel’s manager“A lot of people don’t realise that there’s a hotel here,” says Erozan, sitting in the breakfast hall nestled in the heart of this green stretch of land overlooking the Aegean. Only about a third of the visitors are hotel guests; the rest come to enjoy the beach club, drink and dine. The property’s layout is designed to give patrons privacy. Labyrinthine pathways framed by Mediterranean shrubs link the white, two-storey villas, each of which has a private garden or a sea-facing balcony.Lunch at Macakizi’s balcony restaurantStaff at the beach clubLifeguard on dutyHomemade iced teaErozan refers to the Mediterraneo Pavilion, where breakfast is served every morning and dinner is hosted on off-season nights, as “the winter garden”. It’s a striking, black-metal structure with expansive windows that make you feel as though you were sitting outside among nature. For the past three years, Macakizi has stayed open well beyond its usual summer season into winter. Built in 2019, the pavilion was designed by Ahmet Alatas; Istanbul-based firm Tabanlioglu oversaw the hotel’s reception area, built in 2000, as well as the recently opened Ayla restaurant.Private sitting area in the Mediterraneo PavilionNatural light in the Mediterraneo Pavilion“I don’t let any architect touch the interiors,” says Erozan with a smile, peering over his round, metal-framed sunglasses. “They make things look too pristine, too uninhabited. I like some chaos. I want this place to feel lived in.” Erozan has personally overseen every detail of the hotel’s interiors, from the carpets and the lighting to the artwork. He describes his aesthetic sensibilities as “eclectic, bohemian and modern”.That eclecticism is perhaps most evident in the art. Antonio de Felipe’s pop art painting of Audrey Hepburn hangs in the entrance next to a work by Turkish contemporary artist Haluk Akakce that features the marque of the hotel: a queen of spades playing card. It breaks the otherwise uniform layout of the couches and tables. An almost human-sized metal mirror ball by Mihat Sen is one of three statues in the pool area, exemplifying Erozan’s sometimes hard-to-define style.The Macakizi hotel’s three dogs: Lucy, Vasilis and AlexisThere’s no formal check-in counter or receptionist. Instead, there’s a laid-back lounge where you might find one of the hotel’s three dogs – Alexis, Vasilis and the newest addition, Lucy – running up to greet you or lazily curled up like a pretzel on the plush carpet. Inside the white-painted guest rooms, vintage photographs of social gatherings at Macakizi from Erozan’s mother’s time hang above the beds, which are adorned with colourful Rifat Ozbek-designed pillows.While Emiroglu laid Macakizi’s foundations and cultivated a community around the brand, Erozan spent many years refining his craft abroad. Before fully committing to Bodrum and Macakizi, he spent some 26 years in Washington, starting from his university years. During that time, he worked in and owned several restaurants. That was how he first crossed paths with Istanbul-born chef Aret Sahakyan, who ran the kitchen at Erozan’s Georgetown restaurant Cities, which was open from 1987 to 2007.Chef Aret SahakyanSahakyan, who trained in French and Italian culinary traditions, has been with Macakizi since Erozan moved back to Turkey. Over the years, he says, the country’s food culture and tastes have changed. “When I arrived, chefs weren’t viewed in the way that they are today. A chef was simply someone who cooked in the kitchen, not someone who crafted and designed dishes.” This summer the Michelin Guide made its debut in Bodrum and Macakizi earned its first star. “We have a concept,” says Sahakyan proudly. “We stay true to it.”Preparing for dinnerBreakfast bowlIn the busiest season, the restaurant regularly welcomes more than 500 guests for Sunday lunch. Its menu features traditionalmanti– tender Turkish dumplings filled with ground lamb and topped with yoghurt – made using a recipe passed down from Emiroglu’s time. Sahakyan says that the magic of themantilies in theyufka(thin flatbread) that accompanies it, carefully layered on a tray and baked until perfectly crisp. This lighter version of the classic dish has become a favourite among regulars.Erozan inherited more from his mother than the community that she fostered around the hotel and its legacy. She also passed down some of her staff. Ayhan Hanagasi began working at Macakizi as a bus boy and has been with the hotel for 34 years. “AylaHanimhad high standards and she could be tough but I grew both personally and professionally under her guidance,” says Hanagasi. “She was an endlessly generous teacher.” He was among the staff members invited to an exclusive 60th birthday celebration of a regular hotel guest held at Macakizi over the weekend on which Monocle visited.Bodrum’s global rise in prominence as a luxury-travel destination has brought new challenges. Almost every corner of this breathtaking peninsula is being altered – its trees felled, its ancient heritage looted and the old ways abandoned. The most contentious development has been the Bulgari Resort Bodrum, which is being built in Cennet Koyu (Paradise Bay) on an area of archaeological importance and natural beauty with what its detractors suggest is scant regard for preservation.So what does Macakizi think about the area’s new popularity – and does it feel a sense of responsibility for its role in Bodrum’s change? Sahakyan believes that it’s all about balance, gesturing to the breakfast bar. “Over there, you’ll find only the highest-quality selections, hand-picked by us and sourced from trusted partners who share our values,” says the chef. “I’m not offering 40 different types of cheese or 50 varieties of honey just to let them go to waste.”Erozan, meanwhile, explains that the region’s recent success is part of a bigger picture. “First, there’s Turkey’s brand, then Bodrum’s, then that of Macakizi too,” he says. “All three things must evolve in tandem because you can’t thrive in isolation.”Macakizi was the first beach club in Bodrum to introduce a happy hour but it chose to abandon the tradition this summer. “As a brand, we are always evolving and adapting,” says Erozan. “When we first introduced the happy-hour idea here, it was unique to the area. But now, with many others following suit, it no longer aligns with the direction we want to take.” The owner smiles as the pink-hued sun hovers low in the sky. “Today we’re a more mature brand.”macakizi.comMacakizi’s top tableIn 2024 the hotel launched Ayla, a new 18-cover restaurant with just five tables, named after Erozan’s mother. “The experience unfolds in three acts, each offering four choices,” says Sahakyan. Over a two-and-a-half-hour sitting, diners are treated to dishes crafted from locally sourced ingredients, including olive oil from Memecik village, honey from Comlekci and blue crab from Datca. Among last summer’s signature dishes were courgette flowers stuffed with Turkish rice and a new take on Macakizi’s belovedmantidumplings filled with fermented salsify, accompanied by yoghurt, chicken broth and oil infused with roasted sumac.Getting here:Just a 50-minute drive from Milas-Bodrum Airport, Macakizi has five Land Rover Defenders, each subtly marked with a spade, ready to transport guests anywhere. As you approach the secluded bay where the hotel sits, you’ll leave behind the bustle and find a serene escape.Swimming in the private bayGuests soaking up the sunOur pick of Bodrum’s other restaurantsDerekoy LokantasiWith its classic taverna tables, this restaurant provides a peaceful respite from the bustling crowds. Try its refreshing starters, such aslabnehwith green olives.Derekoy, Derekoy Yolu No: 133, 48960 BodrumBagarasiSet amid a citrus orchard, Bagarasi is a fine ambassador of Bodrum’s cuisine. Its menu features the freshest ingredients sourced from local markets. Don’t miss its artichoke with ice cream.Bitez, Pınarli Caddesi No: 59, 48470 BodrumKurul BitezAnocakbasispot in a converted stable that serves up authentic Turkish barbecue, despite having the ambience of a French bistro.Bitez Mahallesi 1936 sok No: 2, 48470 BodrumOrfozThis family-run fish restaurant andmeyhane(tavern) showcases whatever the fishermen netted, including sea snails in wine sauce.orfoz.netLucca by the SeaFor the past two decades, Lucca has drawn crowds in Istanbul’s vibrant Bebek district. Now it has opened a new site at Bodrum’s Mandarin Oriental.luccabythesea.comLimonThe best sunset in Bodrum. Whether you’re here for breakfast or sunset drinks, it’s timeless. Book early.limongumusluk.com
Kainos, the London-listed software provider and key supplier to the NHS, has reported a five per cent year-on-year drop in revenue for the first half of the year, totalling £183.1m. Despite the challenging trading environment and delays to public investment following the general election, the company saw an 11 per cent rise in pre-tax profit to £34.2m and a two per cent increase in adjusted diluted earnings per share to 22.5p, as reported by City AM. Following the announcement, Kainos' shares rose by over five per cent. CEO Russell Sloan commented on the tough market conditions, stating: "Our services businesses faced a tougher environment in the first half of the year in a generally soft market, and we remain cautious about our prospects for the remainder of the year," The company had previously warned in April of reduced demand from commercial clients and a slow recovery in healthcare sales after a peak during the Covid-19 pandemic. The post-election hiatus resulted in delayed project mobilisations and a 15 per cent fall in public sector revenue to £62.0m in the first half of the year. Kainos also noted that the sluggish economy continued to impact commercial sector revenue, with investment down 27 per cent year-on-year at £11.6m. Despite these challenges, Sloan remained optimistic about the company's future, saying that Kainos "continues to generate robust levels of profitability and looking to the medium term and beyond, we continue to see substantial growth opportunities across all our core markets." Kainos also reaffirmed its support for the NHS' digital transformation programme. Last month, Health Secretary Wes Streeting announced initiatives for digital patient records to make health data accessible across NHS hospitals, GPs, and ambulance services in England. He also initiated a significant consultation on the government's ambitions to modernise the NHS from "analogue to digital". "The new UK Government is determined to improve public services and healthcare provision, while delivering efficiencies and leveraging the potential of AI. Digital transformation will have a key part to play in achieving these goals," Sloan commented.
University spinout firm Llusern Scientific, which has developed a rapid diagnostic test for urinary tract infections (UTIs), has been boosted with a six-figure equity round investment. The Cardiff-based company - which spun out of the University of South Wales - has been backed by the Development Bank of Wales in its latest fundraise aimed at accelerating its commercialisation. Since the start of the year the development bank has invested in six spinout firms with a combined value of £1.7m. The others include Swansea-based Corryn Biotechnologies and Grove Nanomaterials along with Awen Oncology, a spin-out of Bangor University and Cardiff University. Cardiff Metropolitan University spinout Kaydiar and Cardiff University spinout Optimise.ai. Llusern Scientific was established by microbiologist Dr Emma Hayhurst and molecular geneticist Dr Jeroen Nieuwland after they were awarded a discovery award from the Longitude Prize and UK innovation agency NESTA to develop an affordable diagnostic tool to combat antibiotic resistance. Read More:The latest equity deals in Wales They were later joined by biomedical engineer Professor Ali Roula and diagnostic professional Martyn Lewis to develop Lodestar DX, a molecular diagnostic test system for both humans and animals that is non-invasive and capable of providing highly accurate results in 35 minutes. Chief executive of Llusern Scientific, Dr Hayhurst said: “UTI prevalence is rising with an ageing population and the increase in antibiotic resistant infections. The gold standard for UTI diagnosis is microbiological urine culture and, in the UK, millions of urine tests are processed and cultured each year. However, a major drawback of urine culture systems is the time lag of approximately two days between specimen collection and pathogen identification. Fast and accurate diagnosis, leading to a rational treatment, is essential to achieve a timely and effective therapy. “Our rapid and easy-to-use UTI test-kits are fully developed and commercially available in the UK, with a real-world evaluation underway within the primary care sector. They decrease the time involved in getting an accurate diagnosis and provide clinicians with the evidence they need to make informed treatment decisions. We hope that this will improve antibiotic stewardship and patient outcomes, resulting in fewer GP visits and hospital admissions associated with urinary tract infections. The same principals apply to the veterinary market. “However, we wouldn’t be preparing to take Lodestar DX to market without investment. Commercialising academic research requires the support of forward-looking funding partners like the Development Bank who can provide patient capital and access to an established ecosystem. It’s what will enable us to scale and grow.” Harry George, assistant investment executive with the Development Bank. He said: “Supporting technology-focussed start-ups with high growth potential like Llusern is exactly where our equity funds can make a real difference. We look forward to working with Emma and the team to scale the business here in Wales.” Carl Griffiths, technology seed fund manager with the development bank, said: “Boosting business innovation will help to drive sustainable growth and long-term prosperity. University spinouts often have high-growth potential which is why we are working closely with our partners in higher-education to ensure that capital is available to help bring University research to market and support commercialisation. “Most of the university spinouts are clustered around the “golden triangle” of London, Cambridge, and Oxford but we want to strengthen the pipeline of spinouts in Wales, providing the funding necessary for them to commercialise research, grow faster and attract further investment. From the emerging AI sector to healthcare and life sciences, some of the world’s most valuable and best-known companies have been founded at universities.”
“There’s this building, the one behind it and the one with the balcony over there,” says Michele Bitetti, standing on aterrazzain the Sicilian town of Ragusa. He’s pointing out various parts of his hotel, the Giardino sul Duomo, to monocle – which might not sound like a particularly challenging task, except that this is analbergo diffuso(“scattered hotel”). That means the hotel’s 16 rooms are dotted around this beautiful neighbourhood. Ten years ago, the buildings that now house them were abandoned, symptoms of a depopulation trend that has hollowed out communities across theBel Paese– a consequence of mass emigration, declining work opportunities and a plummeting birth rate.In Sicily, these factors have dramatically converged and entire villages in the interior of the Mediterranean’s largest island have been boarded up. In the region’s more prosperous coastal areas, piecemeal losses have led to scatterings of abandoned buildings, giving towns a gap-toothed look. This was the case in Ragusa, many of whose citizens had left the old town (known as Ibla) either for the new suburbs that climb vertiginously up the opposite hill or for a new life across the ocean. At around the same time that Giancarlo dall’Ara, a young hospitality consultant from northwestern Italy, devised thealbergo diffusoconcept as a way of reviving tourism in the Friuli-Venezia-Giulia region, the regional government passed a law that provided funding and tax breaks to anyone starting a business in Ragusa or Siracusa.Swimming pool at an ‘albergho diffuso’Ragusa’s new townSicilian trafficMichele BitettiThis is what enabled Bitetti and his family to begin developing some buildings around an ancient garden into Giardino sul Duomo. Neighbours were initially resistant, wary of the effect that an influx of tourists might have on that perennial urban issue of parking. But, as Bitetti puts it, “Now they are grateful because we have renovated their neighbourhood and their houses are worth something.” For tourists attracted to the autonomy of private rentals, but who still appreciate the service provided by more traditional hotels, thealbergo diffusooffers a middle way. “If people start to come back and those who already live here begin to renovate their homes, the story changes,” says Bitetti. “It’s a virtuous circle.” There are currently about 150alberghi diffusiin Italy. At a time when hundreds of communities are facing extinction due to depopulation, such businesses are breathing new life into these beautiful villages.
Klarna has reported a significant expansion in its network of UK merchants, evidencing a robust demand for buy-now pay-later (BNPL) services among British shoppers, as reported by City AM. As of October, the Swedish fintech company boasts 41,496 merchant partners in Britain, a substantial increase from approximately 30,000 a year prior, according to figures Klarna shared with City AM. Key partnerships established by Klarna within the last year include high-profile UK names like Argos, Airbnb, and the digital platforms of Boots. Generating most of its revenue through merchant fees, Klarna is pursuing growth across new sectors within the UK market. Last month, it unveiled a collaboration with small business platform Xero, potentially enabling BNPL options for services such as plumbing and automobile repairs. Moreover, Klarna is aiming to extend its reach into brick-and-mortar retail. It's working with financial technology titan Adyen to integrate Klarna as a payment method across Adyen's over 450,000 payment terminals. The rise in BNPL providers like Klarna, Zilch, and Clearpay has been strikingly swift, especially as they offer mostly interest-free installment loans an appealing credit card alternative that's captivated millions in the UK. On Tuesday, Klarna announced that close to 10 million UK customers had used its services over the past year across its range of products. "Klarna's come a long way from the small rented office in Carnaby Street where we launched in the UK ten years ago," said Raji Behal, head of Western, Southern Europe, UK & Ireland at Klarna, in a statement to City AM. We now facilitate one in every 10 British retailers. However, we're still only a small fraction of credit card spend, so we're looking forward to the next decade of continued growth. Although Klarna is best known in Britain as the country's leading BNPL provider, it highlighted that around 30 per cent of its global transactions are for full payment. The firm announced that the worldwide number of retailers offering Klarna has exceeded 600,000, marking an approximate 20 per cent increase from around 500,000 in August 2023. It further revealed that an average of about 90,000 new users try Klarna each day. BNPL remains unregulated in the UK. While large companies have voluntarily implemented safety measures such as credit checks, consumer groups have cautioned that individuals risk accumulating debt from late repayment fees spread across multiple providers. Klarna's UK network expansion comes as it strives for more profitable growth by eliminating thousands of jobs with the assistance of artificial intelligence (AI). Klarna hasn't posted an annual profit since 2018 when it aggressively ventured into the lucrative US market. However, the company has made strides on its bottom line this year, swinging to an adjusted profit in the first half of 2024. In August, it was reported that Klarna was in preliminary discussions with investors to assess their interest in a secondary share sale as it prepares for a highly-anticipated stock market debut. The potential sale of shares could enhance its valuation, which plummeted to $6.7bn in 2022 from a stratospheric $45.6bn the previous year after venture capital investors were unnerved by rising interest rates. According to sources, Klarna has engaged with several prominent Wall Street banks to discuss a potential IPO in New York that might take place as early as the first half of the following year.
It’s pretty rare, as a restaurant critic, that I become immersed in the niceties of theological debate – but that’s the rabbit hole in which I found myself recently. At an Anglican Eucharist service in Cambridge, I heard the priest issue a warning from the pulpit that anyone intolerant to gluten should not step forward to receive the host.Some of the greatest schisms in the church have developed around the complexities of transubstantiation – whether, at what point and how the blessed bread and wine transform into the actual body and blood of Christ. There is a gigantic quantity of writing about the practical details. I willingly plunged in to find out.The Church teaches that to be valid, the Eucharist “must be offered with bread and with wine in which a little water must be mixed”. The Code of Canon Law specifies that bread “must be only wheat, and recently made so that there is no danger of spoiling”. So can you have a “gluten-free host”? Not if it’s made solely from wheat, as prescribed. And so, faced with the awful possibility of having to opine on whether the flesh of the son of God, at the point of transubstantiation, is fully gluten-free, Canon Law has stuck with the marginally less controversial ruling that coeliacs shouldn’t take communion. My point? If you think religious law is confused, take a look at the hospitality sector.As well as writing about food, I run a café and bakery. In common with many of my colleagues in the hospitality industry, we handled the food-intolerance issue badly at first. We were baffled, incredulous and often angry when a vast surge of allergies and sensitivities presented themselves in our dining rooms. When the hell did everyone start thinking that a bakery was a good place to expect gluten-free food? Nut allergies and anaphylaxis, we could handle, we were trained. Besides, we reasoned to ourselves, people with EpiPens had always known how to handle themselves. But this new stuff was uncharted territory.And then the law changed. Governments across Europe began legislating for product labelling and new service behaviours across the food industry to meet the problem. The costs of complying were astronomical, the cost of failure unimaginable. For a while, the genuine rage in the industry was palpable. We knew that allergies were a serious issue; they always had been. But now law was being written pandering to the worried, the neurotic and the self-diagnosers. Ask any front-of-house staff and even today they’ll have 100 war stories of customers ordering an egg-white omelette “with no egg” or finishing a diligently prepared gluten-free meal by spontaneously diving into the chocolate cake. And it’s not just a few tales retold; every single person working in hospitality had regular experience of customers “crying wolf”. Then things changed again.It’s difficult to pinpoint any exact moment. Certainly, as the numbers increased, everyone knew people with intolerances or allergies personally. Allergies and intolerances affected everyone. In supermarkets and food manufacturing, the changes in labelling progressed. You couldn’t miss the aisles of “free-from” food and the increasingly detailed labels wherever you shopped. But hospitality required more nuanced changes in attitudes and behaviour.Today, the question arrives right at the top of the order of service: “Does anyone at the table have any allergies we should know about? Let me get you some menus.” Your preferences are carefully noted and acted on. Restaurants now talk about “dietaries” in the same way they talk about wine preferences or whether a customer is a decent tipper. There’s no more judgement of an individual customer avoiding hot spices or members of the nightshade family than there would be of avoiding peanuts or pork. We’re geared up for it now, and whether your preference reflects millennia of your culture or something you heard last week from a very thin person on Tiktok – be it a diagnosed medical condition or a complete whim – it’s nobody’s damn business but yours as an individual.Is this a sign that the hospitality industry has grown up a bit? Well, yes, but customers have changed too. High-maintenance punters still delight in giving staff the run-around with complicated requirements but there have always been people like that. Before they realised that they could request “nothing red on the plate”, they would have been complaining about the noise of the air-conditioning, the proximity of the bathroom or deploring the placement of a side plate. They’ll always be with us. Meanwhile, the eternally fretful “picky eaters” have moved on to part-time veganism, fear of carbohydrates or plant-based dietary demands. There’s still a long way to go but, importantly, a more mutual trust has grown and people with genuine allergies or intolerances are beginning to feel heard.Perhaps the best indicator of this is the presence on menus, along with a slew of “free-from” options, of the ubiquitous quiet announcement, “While we try to ensure that our products are made without allergens, they may be used in our kitchens. Please ask your server for details.” This isn’t a disclaimer; it’s a discreet invitation to talk. You want to see exactly what allergens are in every dish on the menu, sure. We have a stack of spreadsheets as thick as a loaf of bread. But we can sort this out a lot more comfortably with a 30-second chat, at the end of which everyone feels heard, understood and, above all, safe.There’s a model in psychoanalytic theory called Transactional Analysis, which posits that both sides in a relationship will occupy one of the three “ego states”: parent, adult or child. If one participant acts like a child, the other is inclined to, or sometimes forced into, acting like a parent, and vice versa. In therapy, the aim is to achieve a simple equilibrium, a grown-up state where I, as an adult, speak to you, also an adult.For a long time, the hospitality industry, shocked by the pace and manner of change, behaved like children, refusing to take responsibility for the food we served, forcing the customers to do all the grown-up thinking. Sometimes, customers behaved like children, expecting the industry to cater automatically to their every imagined need, forcing us to take control and responsibility.Today it feels as though we might finally be communicating, talking about a shared responsibility like adults. It’s a more relaxed and hospitable state of affairs. We care about you as guests; you trust us as hosts. It’s how it was always supposed to be. And that should have our blessings.About the writer:Hayward is an award-winning British writer, broadcaster, restaurateur and “unrepentant food geek”. His latest book, Steak: The Whole Story, was published in 2024 by Quadrille.
Wise has reported a significant increase in profits, buoyed by an expanding customer base and strategic price reductions. For the six months ending on 30 September, the London-based fintech company announced a pretax profit of £292.5m, marking a substantial 51 per cent rise from the £194.3m recorded in the corresponding period the previous year, as reported by City AM. Following the announcement, Wise's shares soared by as much as 8.1 per cent in early Wednesday trading, reaching their highest point since June. The surge in Wise's profits can be attributed to a 25 per cent growth in active customers, now totalling 11.4 million. These customers transacted £68.4bn through the fintech during the six-month span, which is a 19 per cent increase compared to last year. Wise, known for its current accounts and international money transfer services, generates revenue by charging a modest fee for each transaction. The company's revenue climbed by 19 per cent to £591.9m over the half-year, while its cost of sales saw a five per cent decrease to £152.9m. Positioning itself as a challenger to traditional, expensive bank foreign exchange services, Wise boasts more than 65 licences, partnerships with over 90 banks globally, and direct connections to six payment systems. During this period, Wise highlighted its "limited reliance" on interest income, which nonetheless rose by 49 per cent to £230.2m, driven by higher central bank rates and a 23 per cent increase in average customer balances. Wise has announced its intention to return 80% of its interest income to customers, although it cannot directly pay interest to British users due to not being a licensed bank in the UK. The news follows shortly after Wise's CEO, Kristo Kaarmann, was fined £350,000 by the Financial Conduct Authority (FCA) for failing to disclose significant tax issues related to a share sale in 2017. Despite the fine, Kaarmann, who co-founded Wise in 2011 and led its public listing on the London Stock Exchange ten years later, has been cleared by the FCA to continue leading the company. Wise has seen a three percent dip in its stock price this year, with shares experiencing their largest intraday fall ever in June following warnings of slower income growth for the 2025 financial year due to extensive fee reductions. However, the company has maintained its financial outlook, projecting a pretax profit margin of 13% to 16% for the second half of the fiscal year, despite a higher margin of 22% in the first half. Wise attributes the expected decrease to investments aimed at reducing prices. Kristo Kaarmann commented on the company's progress, stating: "Over the last six months, we've made important steps in the enhancement of our infrastructure, which are going to contribute to further improvements to speed and unit cost over time," and added that "Wise will become increasingly faster, cheaper and more convenient an ideal infrastructure partner via Wise Platform." "To make this vision a reality, now is the time to invest in long term growth."
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Citibank makes a compelling effort to incentivize customers to do all their banking in one place. Thanks to relationship features like waived service fees, unlimited ATM fee reimbursement, discounted personal loan rates, and more, you could potentially save a lot of money by going all-in with Citi.But what are Citibank CD rates like? Do they compete with the best certificates of deposit from other banks, or is it worth diversifying your banks to get an improved return?In fact, Citi offers competitive annual percentage yields (APY)—but only for a select few term lengths. Here’s what you need to know about Citi’s best CD rates.Note that some products and details may vary by region.Rates are current as of Nov. 11, 2025 and are subject to change. SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.FastBreak™ : Guaranteed AnnuityPROMO:Best for High DepositsProduct DisclosureProduct DisclosureAnnuity rates are subject to change at any time, and the rate mentioned may no longer be current. Please visit Gainbridge.io for current rates, full product disclosures, and disclaimer. Withdrawals above the 10 percent free withdrawal amount subject to a withdrawal charge and market value adjustment. FastBreak™ is issued by Gainbridge Life Insurance Company in Zionsville, Indiana. FastBreak™ is not a tax-deferred annuity; instead, it is taxed annually. FastBreak™ : Guaranteed AnnuityPROMO:Best for High DepositsAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on FastBreak™'s website4.90%36 mos$1000View DetailsAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on FastBreak™'s website5.00%60 mos$1000View DetailsQuontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. 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} #knoTLQbgqGphRvwz .sh-logo { flex: 0 0 27%; text-align: center; } #knoTLQbgqGphRvwz .sh-main-container { flex: 0 0 72%; } #knoTLQbgqGphRvwz .product-details-container { display: flex; justify-content: space-between; border-bottom: 1px solid #D0E0EE; flex-flow: row wrap; } #knoTLQbgqGphRvwz .sh-row-sub-container { flex: 0 0 27%; text-align: center; display: flex; align-items: center; justify-content: center; } #knoTLQbgqGphRvwz .sh-row-product-title { flex: 0 0 27%; text-align: center; display: flex; justify-content: center; } #knoTLQbgqGphRvwz .sh-row-container { display: flex; justify-content: space-between; flex: 0 0 65%; } #knoTLQbgqGphRvwz .sh-row-product-title { font: normal normal 500 12px/14px Roboto; color: #8CA6BC; height: 15px; } #knoTLQbgqGphRvwz .sh-title-container { flex: 0 0 100%; display: none; justify-content: space-between; background-color: #F4F6F6; height: 30px; } #knoTLQbgqGphRvwz .sh-first-product .sh-title-container { display: flex; } #knoTLQbgqGphRvwz .sh-listing { position: relative; } #knoTLQbgqGphRvwz #sh-star-icon { height: 56px; width: 56px; position: absolute; z-index: 1; } #knoTLQbgqGphRvwz .sh-first-product .sh-row-sub-container span.sh-row-value { display: block; padding: 12px 0px; font: normal normal bold 24px/24px Roboto; letter-spacing: -0.48px; color: #0A3C5F; } #knoTLQbgqGphRvwz .sh-row-sub-container span.sh-row-value { font: normal normal bold 16px/24px Roboto; letter-spacing: -0.32px; color: #0A3C5F; display: block; cursor: pointer; } #knoTLQbgqGphRvwz .mobile-bottom-container { display: none; } #knoTLQbgqGphRvwz .logo-image-wrapper { max-width: 200px; margin: 0 auto; min-height: 90px; } #knoTLQbgqGphRvwz img.logo-image { width: 100%; height: auto; cursor: pointer; } #knoTLQbgqGphRvwz #load_more_carrier { text-align: center; font: normal normal normal 16px/20px Roboto; letter-spacing: 0px; color: #1C96F0; font-weight: 500; background-color: #FFF; height: 36px; display: flex; align-items: center; justify-content: center; box-shadow: 4px 4px #8ca6bc33; cursor: pointer; } #knoTLQbgqGphRvwz .sh-row-product-title.sh-apy-value, #knoTLQbgqGphRvwz .sh-row-product-title.sh-term-length, #knoTLQbgqGphRvwz .sh-row-product-title.sh-min-dep { cursor: pointer; } @media only screen and (max-width : 850px) { #knoTLQbgqGphRvwz .logo-image-wrapper { max-width: 137px; } #knoTLQbgqGphRvwz .sh-cta-container { padding-right: 0px; } #knoTLQbgqGphRvwz .sh-row-product-title.sh-date { margin-right: 0px; } #knoTLQbgqGphRvwz .sh-btn__text, #knoTLQbgqGphRvwz .sh-first-product .sh-btn__text { width: 138px; } #knoTLQbgqGphRvwz .sh-main-container { flex: 0 0 77%; } #knoTLQbgqGphRvwz .sh-row-container { flex: 0 0 67%; } #knoTLQbgqGphRvwz .sh-logo { flex: 0 0 20%; text-align: center; } #knoTLQbgqGphRvwz .sh-row-sub-container .sh-row-product-title { height: 20px; width: 90px; } } @media only screen and (max-width : 767px) { #knoTLQbgqGphRvwz .sh-m-hide { display: none !important; } #knoTLQbgqGphRvwz .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #knoTLQbgqGphRvwz .logo-image-wrapper { max-width: 200px; min-height: unset; } #knoTLQbgqGphRvwz .sh-row-container { flex: 0 0 100%; order: 2; } #knoTLQbgqGphRvwz .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #knoTLQbgqGphRvwz #sh-header-container { padding: 0 20px; } #knoTLQbgqGphRvwz .sh-d-hide { display: block !important; } #knoTLQbgqGphRvwz .sh-listing-content-wrapper { display: block; padding: 20px; } #knoTLQbgqGphRvwz .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #knoTLQbgqGphRvwz .sh-btn__text, #knoTLQbgqGphRvwz .sh-first-product .sh-btn__text { width: 100%; } #knoTLQbgqGphRvwz .sh-fdic-insured { padding: 0; } #knoTLQbgqGphRvwz .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #knoTLQbgqGphRvwz .sh-first-product .product-details-container { margin-top: 0px; } #knoTLQbgqGphRvwz .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #knoTLQbgqGphRvwz .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #knoTLQbgqGphRvwz .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #knoTLQbgqGphRvwz .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #knoTLQbgqGphRvwz .sh-title-container { display: flex; margin-bottom: 15px; } #knoTLQbgqGphRvwz .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #knoTLQbgqGphRvwz .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #knoTLQbgqGphRvwz .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #knoTLQbgqGphRvwz .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #knoTLQbgqGphRvwz .sh-first-product .sh-cta-container { padding-top: 0px; } #knoTLQbgqGphRvwz .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #knoTLQbgqGphRvwz .mobile-bottom-container .sh-fdic-insured { padding: 0; } } @media only screen and (max-width : 370px) { #knoTLQbgqGphRvwz .sh-first-product .sh-row-sub-container span.sh-row-value { font: normal normal bold 25px/30px Roboto; } } #knoTLQbgqGphRvwz.box750.device-desktop img.logo-image { max-width: 75%; } #knoTLQbgqGphRvwz.sh-box750.device-desktop .sh-row2-container { flex: 0 0 170px; } #knoTLQbgqGphRvwz.box750.device-desktop .sh-row-product-title { flex: 0 0 36%; } #knoTLQbgqGphRvwz.box750.device-desktop .sh-row-product-title.sh-date { margin-right: 4px; } #knoTLQbgqGphRvwz.box750.device-desktop .sh-first-product .sh-btn__text, #knoTLQbgqGphRvwz.box750.device-desktop .sh-btn__text { width: 140px; } #knoTLQbgqGphRvwz.box800.device-desktop .sh-first-product .sh-btn__text, #knoTLQbgqGphRvwz.box800.device-desktop .sh-btn__text { width: 150px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-m-hide, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-m-hide, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-m-hide { display: none !important; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .seeMoreTerms, #knoTLQbgqGphRvwz.sh-box650.device-desktop .seeMoreTerms, #knoTLQbgqGphRvwz.sh-box700.device-desktop .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .logo-image-wrapper, #knoTLQbgqGphRvwz.sh-box650.device-desktop .logo-image-wrapper, #knoTLQbgqGphRvwz.sh-box700.device-desktop .logo-image-wrapper { max-width: 200px; min-height: unset; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-row-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-row-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-row-container { flex: 0 0 100%; order: 2; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-row-sub-container .sh-title-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-row-sub-container .sh-title-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop #sh-header-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop #sh-header-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-d-hide, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-d-hide, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-d-hide { display: block !important; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-listing-content-wrapper, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-listing-content-wrapper, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-promo .sh-promo-text, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-promo .sh-promo-text, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-btn__text, #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-first-product .sh-btn__text, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-btn__text, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-first-product .sh-btn__text, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-btn__text, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-fdic-insured, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-fdic-insured, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .product-details-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop .product-details-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-first-product .product-details-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-first-product .product-details-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-title, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-title, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-promo, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-promo, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-promo-offer-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-promo-offer-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-title-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-title-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-first-product .sh-title-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-first-product .sh-title-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-first-product .sh-row2-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-first-product .sh-row2-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-fdic-dis-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-fdic-dis-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-cta-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-cta-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-first-product .sh-cta-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-first-product .sh-cta-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .mobile-bottom-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop .mobile-bottom-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #knoTLQbgqGphRvwz.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #knoTLQbgqGphRvwz.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-first-product .sh-title-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-first-product .sh-title-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #knoTLQbgqGphRvwz.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #knoTLQbgqGphRvwz.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #knoTLQbgqGphRvwz.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #knoTLQbgqGphRvwz.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #knoTLQbgqGphRvwz.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #knoTLQbgqGphRvwz.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #knoTLQbgqGphRvwz.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #knoTLQbgqGphRvwz .sh-row-container.sh-apy-value { height: 24px; } #knoTLQbgqGphRvwz .sh-title-container { height: 45px; } #knoTLQbgqGphRvwz .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #knoTLQbgqGphRvwz .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #knoTLQbgqGphRvwz .sh-first-product .sh-title-container { height: 72px; } #knoTLQbgqGphRvwz .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #knoTLQbgqGphRvwz .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #knoTLQbgqGphRvwz .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #knoTLQbgqGphRvwz .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #knoTLQbgqGphRvwz .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #knoTLQbgqGphRvwz .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #knoTLQbgqGphRvwz .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #knoTLQbgqGphRvwz.loadingMessage .sh-loading-msg { display: block; } #knoTLQbgqGphRvwz.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #knoTLQbgqGphRvwz .sh-loading-msg { font-size: 18px; } } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-row-container { align-items: center; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #knoTLQbgqGphRvwz .sh-row-product-title.sh-bank-name { display: none; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #knoTLQbgqGphRvwz.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #knoTLQbgqGphRvwz.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #knoTLQbgqGphRvwz.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #knoTLQbgqGphRvwz.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #knoTLQbgqGphRvwz.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #knoTLQbgqGphRvwz.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #knoTLQbgqGphRvwz.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #knoTLQbgqGphRvwz.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #knoTLQbgqGphRvwz.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #knoTLQbgqGphRvwz.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #knoTLQbgqGphRvwz.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #knoTLQbgqGphRvwz.sh-box600.device-desktop .sh-first-product .sh-row2-container, #knoTLQbgqGphRvwz.sh-box650.device-desktop .sh-first-product .sh-row2-container, #knoTLQbgqGphRvwz.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #knoTLQbgqGphRvwz .sh-gb-banner.sh-promo { display: none !important; } #knoTLQbgqGphRvwz.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #knoTLQbgqGphRvwz.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #knoTLQbgqGphRvwz.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #knoTLQbgqGphRvwz.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; height: unset; flex: 0 0 150px; padding-top: unset; box-sizing: unset; background-color: transparent; position: relative; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: unset; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: unset; margin-right: 15px; width: 100%; padding: 1px 0 10px 0; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font: normal normal bold 24px/24px Roboto; padding: 12px 0px; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-cta-container{ padding: 12px 0px; box-sizing: unset; border-bottom: unset; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-title-container{ display: none; margin: unset; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-promo{ width: 100%; margin: -10px 0 20px; text-align: left; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-promo .sh-promo-text{ font: normal normal normal 16px/24px Roboto; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-fdic-insured{ padding: 20px 0 7px 0; } #knoTLQbgqGphRvwz.sh-box700.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg, #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg{ vertical-align: unset; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-listing-content-wrapper{ display: block; padding: 20px; margin-bottom: 16px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .logo-image-wrapper{ max-width: 200px; min-height: unset; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges img.logo-image{ max-width: inherit; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-d-hide { display: block !important; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-title{ font: normal normal bold 16px / 24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-fdic-dis-container{ display: flex; justify-content: space-between; max-width: 400px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-fdic-insured{ padding: 0; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-m-hide { display: none !important; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .product-details-container{ display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container{ flex-flow: row wrap; align-items: flex-start; margin-bottom: 0; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-row-container{ flex: 0 0 100%; order: 2; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: 42px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: 0; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 27%; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #knoTLQbgqGphRvwz.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; 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font-weight: 600; } }Citibank CD rates and productsCiti offers multiple CD account types, from standard fixed-rate options to flexible CDs to bump-ups and IRA CDs. Citi even offers special business CDs to eligible regions.Citi offers more term lengths than many of its competitors. If you’re interested in crafting a lucrative CD ladder, Citi will give you standout flexibility to do so.Standard CDsCiti provides an impressive 16 standard CD term options—from five months to five years. Each offers a unique APY.Citibank standard CD featuresMinimum opening deposit$500Early withdrawal penalty– Terms up to 1 year: 90 days’ simple interest– Terms of more than 1 year: 180 days’ simple interestPartial withdrawals permittedYes (but you’ll pay the full early withdrawal penalty)Additional deposits permittedNoAutomatic renewalYes, for the same termRenewal grace period7 daysCitibank standard CD featuresTerm lengthAPY (under $100,000)APY ($100,000+)3 months3.25%2.25%4 months3.50%2.50%5 months2.25%2.25%7 months0.05%2.00%10 months0.05%2.75%11 months0.05%0.05%12 months3.25%2.25%13 months0.10%0.10%14 months0.10%0.10%15 months3.00%2.50%18 months0.10%1.01%24 months0.50%1.01%30 months0.10%0.10%36 months2.00%2.00%48 months2.00%2.00%60 months2.00%2.00%3 monthsAPY (under $100,000)3.25%APY ($100,000+)2.25%4 monthsAPY (under $100,000)3.50%APY ($100,000+)2.50%5 monthsAPY (under $100,000)2.25%APY ($100,000+)2.25%7 monthsAPY (under $100,000)0.05%APY ($100,000+)2.00%10 monthsAPY (under $100,000)0.05%APY ($100,000+)2.75%11 monthsAPY (under $100,000)0.05%APY ($100,000+)0.05%12 monthsAPY (under $100,000)3.25%APY ($100,000+)2.25%13 monthsAPY (under $100,000)0.10%APY ($100,000+)0.10%14 monthsAPY (under $100,000)0.10%APY ($100,000+)0.10%15 monthsAPY (under $100,000)3.00%APY ($100,000+)2.50%18 monthsAPY (under $100,000)0.10%APY ($100,000+)1.01%24 monthsAPY (under $100,000)0.50%APY ($100,000+)1.01%30 monthsAPY (under $100,000)0.10%APY ($100,000+)0.10%36 monthsAPY (under $100,000)2.00%APY ($100,000+)2.00%48 monthsAPY (under $100,000)2.00%APY ($100,000+)2.00%60 monthsAPY (under $100,000)2.00%APY ($100,000+)2.00%Bank details checked Nov. 11, 2025Featured CDCitibank offers three special CD rates that are higher than its standard rates. These terms have the same penalties and restrictions as regular CDs, but they confer a notably higher APY. At the end of your special CD term, the CD renews as a standard CD at the regular rate.Citibank special CD featuresMinimum opening deposit$500Early withdrawal penalty– Terms up to 1 year: 90 days’ simple interest– Terms of more than 1 year: 180 days’ simple interestPartial withdrawals permittedYes (but you’ll pay the full early withdrawal penalty)Additional deposits permittedNoAutomatic renewalYes, for the same termRenewal grace period7 daysCitibank featured CD ratesTerm lengthAPY (under $100,000)APY ($100,000+)6 months3.50%3.80%8 months2.75%3.00%9 months3.25%3.50%6 monthsAPY (under $100,000)3.50%APY ($100,000+)3.80%8 monthsAPY (under $100,000)2.75%APY ($100,000+)3.00%9 monthsAPY (under $100,000)3.25%APY ($100,000+)3.50%Bank details checked Nov. 11, 2025No Penalty CDsA No Penalty CD allows you to withdraw your full account balance early without getting dinged with early fees. It might be a good choice if you suspect you may need to dip into your balance for an upcoming expense, but you don’t know exactly when. Citi only offers one no-penalty term length, at 12 months.Citibank no-penalty CD featuresMinimum opening deposit$500Early withdrawal penaltyOne-time no-penalty withdrawal for the full balance and interest after the first six days of making your depositPartial withdrawals permittedNoAdditional deposits permittedNoAutomatic renewalYes, for the same termRenewal grace period7 daysCitibank no-penalty CD ratesBank details checked Nov. 11, 2025Step up CDsCiti’s Step Up CD steadily increases the interest rate of your account at predetermined intervals. Through the life of your Step Up CD, your APY will climb incrementally.Citibank step-up CD featuresMinimum opening deposit$500Early withdrawal penalty– Terms up to 1 year: 90 days’ simple interest– Terms of more than 1 year: 180 days’ simple interestPartial withdrawals permittedYes (but you’ll pay the full early withdrawal penalty)Additional deposits permittedNoAutomatic renewalYes, for the same term (but without the Step Up feature)Renewal grace period7 daysCitibank step-up CD ratesTerm lengthComposite APY30 months (Months 1-10)0.05%30 months (Months 11-20)0.10%30 months (Months 21-30)0.15%30 months (Months 1-10)Composite APY0.05%30 months (Months 11-20)Composite APY0.10%30 months (Months 21-30)Composite APY0.15%Bank details checked Nov. 11, 2025IRA CDsIf you want to save for retirement, an IRA CD from Citi could be a great strategy. You can choose either a traditional or Roth IRA option. Not only do such provide potential tax advantages to help maximize your returns, but almost every term length may provide superior APYs when compared to Citi’s other CDs. And unlike a regular CD, where you can’t add funds, you can add funds at any time up to your annual contribution maximum.Citibank IRA CD featuresMinimum opening deposit$250Early withdrawal penalty for terms 1 year or less– Terms of 1 year or less: 980 days’ simple interest– Terms of 13-60 months: 180 days’ simple interestAnnual CD upgrade optionFee-free once per yearFull or partial distributionFee-free after age 59½ (penalty applies to those younger)Automatic renewalYes, for the same termRenewal grace period7 daysIRA transfer fee$75Citibank IRA CD ratesTerm lengthAPY (under $100,000)APY ($100,000+)3 months3.25%2.25%4 months2.25%2.50%5 months2.00%2.25%6 months3.50%3.80%7 months1.75%2.00%8 months2.75%3.00%9 months3.25%3.50%10 months2.75%2.75%12 months2.00%2.25%13 months0.10%0.10%18 months1.01%1.01%24 months0.50%1.01%30 months0.10%0.10%36 months2.00%2.00%48 months2.00%2.00%60 months2.00%2.00%3 monthsAPY (under $100,000)3.25%APY ($100,000+)2.25%4 monthsAPY (under $100,000)2.25%APY ($100,000+)2.50%5 monthsAPY (under $100,000)2.00%APY ($100,000+)2.25%6 monthsAPY (under $100,000)3.50%APY ($100,000+)3.80%7 monthsAPY (under $100,000)1.75%APY ($100,000+)2.00%8 monthsAPY (under $100,000)2.75%APY ($100,000+)3.00%9 monthsAPY (under $100,000)3.25%APY ($100,000+)3.50%10 monthsAPY (under $100,000)2.75%APY ($100,000+)2.75%12 monthsAPY (under $100,000)2.00%APY ($100,000+)2.25%13 monthsAPY (under $100,000)0.10%APY ($100,000+)0.10%18 monthsAPY (under $100,000)1.01%APY ($100,000+)1.01%24 monthsAPY (under $100,000)0.50%APY ($100,000+)1.01%30 monthsAPY (under $100,000)0.10%APY ($100,000+)0.10%36 monthsAPY (under $100,000)2.00%APY ($100,000+)2.00%48 monthsAPY (under $100,000)2.00%APY ($100,000+)2.00%60 monthsAPY (under $100,000)2.00%APY ($100,000+)2.00%Bank details checked Nov. 11, 2025Business CDsCiti offers fixed rate CDs with term options ranging from seven days to five years. Just note that in several regions, business CDs aren’t offered. You also won’t know the exact APY unless you schedule a call with Citi.Citibank business CD featuresMinimum opening deposit$10,000Early withdrawal penalty– Variable 7-365 days: up to 30 days interest– Terms between 1 and 2 years: 90 days interest– Terms between 3 and 4 years: 180 days interest– Term of 5 years: 270 days interest Additional deposits permittedOnly during the grace periodAutomatic renewalYes, for the same termRenewal grace period7 days for terms of 30 days or longerBank details checked Nov. 11, 2025.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Compare Citibank to competitorsAs big banks go, Citibank CD rates are run-of-the-mill. You can likely find higher rates from some online banks. Here are some examples.CitibankDiscover BankNorthern Bank Direct3 months3 months3 monthsUp to 2.25%2.00%N/A6 months6 months6 monthsUp to 3.80%3.50%4.00%8 months8 months8 monthsUp to 3.00%N/AN/A9 months9 months9 monthsUp to 3.50%3.50%3.75%12 months12 months12 months2.25%4.05%3.5024 months24 months24 monthsUp to 1.01%3.50%3.25%Learn moreLearn moreLearn moreView offerat CitibankView offerat DiscoverView offerat Northern Bank DirectBank details checked Nov. 11, 2025.Learn more:Check out our full roundups of Discover CD rates and Northern Bank Direct CD rates.Learn more about CitibankCiti is the third-largest bank in the country as of this writing, with more than $1.7 trillion in assets, per a Federal Reserve statistical release. Headquartered in New York City, Citi is a full-service bank that offers a range of account types, from checking and savings accounts, to money market accounts, CDs, personal loans, credit cards, and more.Though Citibank isn’t lauded for its CD rates, it still might be worth considering if you have other accounts at the bank—and you’d like to keep all your finances under one roof. If your deposits are considerable, you might qualify for Relationship Tier benefits, such as waived monthly fees or ATM fee rebates.You’re welcome to open accounts online or in-person, but Citi’s physical branches are concentrated in just a handful of big cities—namely, New York, Chicago, Los Angeles, Miami, San Francisco, and Washington, DC. If you don’t live in one of these areas, you’ll likely do all your banking online.Pro tipWant more access to your funds than a CD offers? See our picks for the best high-yield savings accounts.Frequently asked questionsWhat is the minimum deposit required for Citibank CDs?The minimum deposit required for Citi’s personal CDs are $500, $250 for IRA CDs, and $10,000 for business CDs.What types of CDs does Citibank offer?Citi offers standard, feature, Step Up, No Penalty, IRA, and Business CDs.What happens when my Citibank CD matures?When your Citibank CD matures, your account will typically renew for the same term (though your APY and specific features may be different).Are Citibank CDs FDIC insured?Citibank CDs are FDIC insured up to $250,000.Can I add money to my Citibank CD after opening?You cannot add money to your Citibank CD after the initial grace period.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. 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Tyneside tech firm Aspire Technology Solutions has expanded its footprint in Yorkshire after snapping up a Leeds business in an undisclosed deal. The Gateshead company – a former North East Company of the Year – has swooped for Cloud CoCo Ltd, an experienced managed service provider based in Leeds. Aspire bosses said the deal marks a strategic advancement in its plan to expand its UK presence and further strengthen its ability to deliver managed IT services, security solutions, and integrated modern workplace technology to clients across a range of industries. Accounts show CloudCoCo turned over £7.3m in most recent Companies House filings covering 2023, up from £6.9m, but fell to a loss of £170,041 from the previous year’s profit of £161,098, with more than £88,000 accounting for exceptional items including restructure costs. The company, formerly part of AIM-listed Cloud CoCo Group Plc, had around 45 employees in the financial period. The acquisition will bring over £10m in additional revenue and approximately 300 new customers to Aspire, which it said sets the stage for future growth. The acquisition comes a month after Aspire – which moved into Pipewell Studios, the former Baja beach club, overlooking the River Tyne in 2020 – grew its presence in Scotland with the acquisition earlier this year of Glasgow-based Cloud Cover IT, a managed service provider based in the city. Aspire is aiming to recruit further in Glasgow and has also said it will be moving into larger offices in central Glasgow, on the back of a 35% boost to headcount in the city. Chris Fraser, Aspire CEO and founder, said: “While CloudCoCo has undergone a period of structural transition, what truly stood out to us was its strong relationships with its high-quality customer base and the expertise within its team. These strengths align perfectly with our commitment to delivering technology like no other. "This acquisition not only broadens our reach but also enhances our ability to offer responsive, innovative solutions that meet the evolving needs of our clients. The CloudCoCo team will be an important part of Aspire’s next chapter, and together, we’re ready to make an even greater impact across key UK regions.” Darren Weston, group operations director at CloudCoCo Ltd, added: “Joining Aspire represents an exciting new phase for CloudCoCo. We look forward to working closely with Chris and the team to expand our reach, deliver added value, and provide a wider range of innovative solutions Aspire’s commitment to excellence aligns well with our own, it’s a powerful collaboration with a trusted UK technology provider that shares our values and goals.” Aspire recently reinvested £1.7m into its technology stack, to back up the capabilities of its security operations centre and other critical infrastructure.
The Howard de Walden Estate has made a significant move in its healthcare innovation strategy with the announcement of a £52m investment into a new Healthtech hub at Hale House. In collaboration with Spacemade, the provider of flexible workspaces, the Estate expressed its intention to transform the Harley Street Health District into the premier international hub for health technology and innovation, as reported by City AM. The upcoming development at Portland Place will encompass three redesigned buildings, all tailored to accommodate health start-ups, investors, and venture capitalists. UCLPartners, a leading UK health innovation organisation, is set to be the anchor tenant at Hale House, taking up residence on the first floor of 76 Portland Place. Chris Laing, Chief Executive of UCLPartners, commented: "Our new base will help us connect the health technology and life science sectors with healthcare providers, patients, and the public, developing novel solutions that will define the healthcare of the future". The healthcare behemoth has reaffirmed its dedication to fostering innovation within the healthcare industry. The £52m investment by Walden is part of a wider plan to rejuvenate the reputation of Harley Street. This initiative signifies a turning point for the area, which has been synonymous with healthcare since the 1860s. It aims to integrate traditional healthcare services with the latest in tech-driven health sectors, creating a comprehensive hub that merges preventative services, clinical care, and Health Tech under one roof. Mark Kildea, the Chief Executive of Walden, has described the Hale House project as a "key step forward" in creating an integrated health district that aligns with the changing needs and trends within the sector. Hale House is set to be designed with collaboration at its core, featuring flexible spaces and various facilities. These spaces are projected to accommodate over 600 individuals and aim to meet high sustainability standards such as BREEAM Excellent. Richard North, the Head of Commercial Lettings at Walden, stated that this was part of "Howard de Walden's commitment to the highest standards in design, social impact and sustainability" through innovation. Jonny Rosenblatt, Co-founder of Spacemade, labelled it as "the UK's most collaborative HealthTech cluster". He expressed his belief that industry-specific spaces like this are crucial for connecting HealthTech minds and driving healthcare transformation in a rapidly evolving generation.
BT's shares saw a downturn of up to 3.9% in early trading today after the telecoms giant revised its growth forecast for the year downwards. The firm disclosed a marginal drop in revenue for the half-year ending on 30 September 2024, attributing it to what it describes as challenging conditions within its enterprise division and heightened competition in the consumer segment, as reported by City AM. As a result of these challenges, BT has adjusted its growth expectations for the current fiscal year. In a detailed account, BT announced that its adjusted revenue fell by three percent over the period to £10.1bn, primarily due to "challenging conditions in business, principally driven by non-UK trading in our global and portfolio channels." The company also noted that its consumer operations were impacted by smaller inflation-related price increases, intensified market competition, and a decline in customer numbers. Despite these setbacks, BT reported an adjusted EBITDA (earnings before interest, tax, depreciation, and amortisation) of £4.1bn, which is a one percent increase from the previous year, aided by reduced costs. The reported pre-tax profit stood at £1bn, marking a decrease of 10 percent, which was attributed to diminished revenue, escalated costs, and additional finance expenses. Looking ahead, BT has indicated a positive trend stemming from reduced capital expenditure over the last two years, with the latest figures showing a continuation of this pattern. Although the company's primary financial metrics experienced pressure, capital spending for the period was reported at £2.3bn, a reduction of two percent, signalling the end of BT's peak capital investment phase. Normalised free cash flow for the period reached £0.7bn, marking a 57 percent increase attributable to heightened EBITDA, favourable working capital flows, and a tax refund. The corporation disclosed a net debt of £20.3bn at September's close, an elevation from the £19.5bn noted at March's end, attributed by BT to scheduled pension contributions and the timing associated with the final dividend payment. Regarding dividends, BT has instituted an interim dividend of 2.4p per sharea rise of 2.3 percentage points compared to its half-year disbursement. Looking ahead to 2025, the firm anticipates a modest dip in revenue yet foresees persistent EBITDA growth, facilitated by reduced capital expenditure requisites. Allison Kirkby, the Chief Executive Officer, reflected: "We have accelerated the modernisation of BT Group in the first half of the year. We've ramped up our full fibre build and connections, seen further improvements in customer satisfaction, and our cost transformation contributed to growth in EBITDA and normalised free cash flow despite revenue declines driven by our non-UK operations and a competitive retail environment."
Anyone who has visited Bangkok will know Sukhumvit Road. It’s the Thai capital’s answer to Oxford Street, Orchard Road or Fifth Avenue, all rolled into one. Visitors of every stripe are drawn to this traffic-clogged, six-lane stretch of central Bangkok. But there’s far more than the shopping malls, five-star hotels and hostess bars with questionable names (Spanky’s, we’re looking at you).In total, Sukhumvit Road rolls east for almost 500km. Highway 3, as it is also called, travels along the Gulf of Thailand through six provinces and alongside dozens of undeveloped sandy islands, right up to the Cambodian border. It’s one of Thailand’s longest and most famous roads and one of the most significant markers of the country’s rapid economic development in the late 20th century, when US military money flooded in during the Vietnam War and let Thailand leave its war-torn neighbours in the dust.Might the future of Thailand’s all-important travel and tourism industry lie this way too? While many visitors take flights south to the busy islands or north to the nation’s hill country, there’s some space to develop in the wilder, lesser-known east. Our “Made in Thailand” stamped Mitsubishi Pajero Sport is part of the story too. The Japanese automaker produces most of these suvs from factories near Laem Chabang, Thailand’s largest port and one of the lesser-sought spots on Highway 3. Our trip doesn’t take us off-road but it does take us off the beaten track. On the way, we’ll encounter fighter jets, rare gems, French colonial leftovers and a Scandinavian enclave with a royal seal of approval. There could even be an international incident when we arrive at our tropical destination. This is Thailand without crowds, tuks-tuks, billboards or even a 7/11.Day 1:Chon BuriDowntown BangkokOur journey begins in downtown Bangkok, where Ploen Chit becomes Highway 3. Sukhumvit Road is the commercial and residential heart of the modern Thai capital and our first stop is the offices of Siam Seaplane near Bumrungrad Hospital (a mecca for medical tourists). The aviation start-up, which began in 2019 with the ambition to relaunch the seaplane sector in Thailand, swapped a regular office tower for a converted house on one of the many “sois” or alleys that run off Sukhumvit. “The trend of travel is going to go east in the next five years,” says Worakanya Siripidej, CEO and co-founder of Siam Seaplane, before running through a list of infrastructure developments and hotel openings in our direction of travel. Siripidej expects to launch her first seaplane flights in 2025 and her team has been busy signing deals with beachside resorts in the Gulf of Thailand. These will let customers fly straight from Bangkok aboard a fleet of Cessna Caravans fitted out like private jets. Eager to see the lay of the land, we jump back in the Pajero and dive straight into a traffic jam – quiet time. Thai’s don’t honk. At all. This remarkable display of collective enlightenment makes driving easy on the ears and more forgiving for uncertain out-of-towners. Worakanya Siripidej, CEO and co-founder of Siam SeaplaneThe elevated BTS “Sukhumvit Line” runs down the middle of Sukhumvit Road, casting a shadow on the shady business that populates this end. Money changers, tailors, massage parlours and shops selling cannabis are a primer for the seedy resort town of Pattaya, a favourite weekend destination for many Bangkokians. The closest stretch of hotel-lined sand to the capital is also the furthest east that many will have travelled. The arrival of family-friendly hotels, music festival Wonderfruit and the pygmy hippo Moo Deng (of internet meme fame) are, in their own ways, helping to change Pattaya’s reputation as a red-light resort. But we avoid the downtown area’s saucy nightlife altogether and plot a course for Jomtien Beach.On the beachCanals run alongside the road for much of the drive through two provinces, Samut Prakan and Chachoengsao. Rudimentary arched bridges cross the narrow waterways at various points. We could be on the outskirts of Amsterdam, only without any bikes. Crossing into Chon Buri, we make a brief pit stop at the ptt petrol station in Si Racha – birthplace of the famous hot sauce – to fill up the tank and get takeaway coffees from Café Amazon.Two hours later, having driven past Thailand’s largest port, we pull into Southeast Asia’s largest marina and the stomping ground of Aussie harbour master Scott Finsten. According to the Sydneysider, who takes Monocle on a golf-cart tour of his growing number of piers and superyachts, many Thais “discovered the charms of boating” during the pandemic, when money normally spent on shopping trips to Singapore and Hong Kong paid for pleasure cruisers instead. His job is to give them reasons to use their new vessels. “This used to be called the graveyard for yacht brokers but you can now jump in a taxi in Bangkok and they will know Ocean Marina,” he says, back on dry land. As the sun begins to set, we sip iced lemon tea and watch a boat being lifted out of the water. A colleague comes over for help with a visiting yacht owner who doesn’t want to check in. Finsten recently addressed an industry gathering in Kuala Lumpur and his sales pitch for the Gulf of Thailand is simple: year-round cruising, no typhoons and a boatload of uninhabited islands.By 18.00 it’s dark and bunking options for yacht-less overland travellers in Na Jomtien are good. Boutique hotel Mason is nearby and The Standard is landing here soon. Checking into Thailand’s first Andaz hotel, which opened here in 2023 in a beautifully landscaped former family estate, deserves the hype it’s garnered. A missed lunch is made up for by an order of pork ribs on the steakhouse veranda. And, as this is Thailand, there’s mango sticky rice on the menu.Day 2:RayongAt sunrise the sea is calm, the sky is blue and the busy capital feels a long way away. The Gulf of Thailand is a tranquil stretch of water and the scenery on Sukhumvit Road begins to get a lot more green and tropical as it curls around Chon Buri’s southern peninsula. Sattahip is the Royal Thai Navy’s turf and home of Thailand’s largest naval base. The seafaring admirals even rule the airspace at U-Tapao International Airport in neighbouring Rayong.The US military built the runway for bombing raids during the Vietnam war. That’s probably why civilian travellers arriving to take a flight are met at the entrance road by a “Welcome to U-Tapao” sign and a decommissioned fighter jet parked on a roundabout. At least for now. By 2055, U-Tapao will have a new runway and terminals for civilian use capable of handling 60 million passengers a year. That’s a considerable increase on the sleepy airport’s current traffic. Construction of the runway is expected to start in 2025, according to Chula Sukmanop, secretary-general of the Eastern Economic Corridor Office of Thailand, a government body put in charge of managing the airport on behalf of the navy. “[The eastern seaboard] has been the area where foreign investment has come into the country for a long time,” says Sukmanop, who usually acts as a one-stop shop for foreign investors, from Chinese electric car manufacturers to European eyewear brands. “We are the gateway to Thailand and it is our job to make that gateway bigger,” he says.The central government is working with some of the country’s largest corporations to build a high-speed railway between U-Tapao and Bangkok, plus a new airport city made up of conference facilities, luxury condominiums and an Formula One-grade racing track. But progress is slow-going. Our tour of the site takes in the near-completed jet-fuel tanks and a well-placed solar panel farm.Leaving the airport behind, we turn off Sukhumvit Road and head to the beach for some lunch: grilled shrimp and deep-fried sea bass at the original branch of seafood restaurant Laem Charoen, now a national chain.For afters, something sweet and juicy from Taphong Fruit Market. Agriculture is a big part of Thailand’s economy and the east is the place for exotic fruits. The harvest in May and June hosts orchard tours and a fruit festival starring fresh durian, mangosteens, longans and lychees. When it comes to sun-worshippers though, October to April is the best season for this part of the country, when Phuket and the south of Thailand get rained on.Rayong’s coastline has long stretches of golden sand and Mae Phim Beach is a favourite winter perch for migrating Scandinavians. Pasi Marjamaki arrived in Mae Phim at the beginning of the century to work for a Swedish-owned property developer and launched his own estate agency in 2023. “There was almost nothing here when I arrived except the odd few restaurants,” says the Finn, while taking Monocle on a tour and pointing out where the Swedish king and queen sometimes stay at a friend’s house. “This place essentially started because of Scandinavians.”Silver-haired Swedes might have bought the first generation of second homes but Marjamaki’s recent transactions have been with remote workers in their thirties and forties from both the East and the West. Seeing the area’s potential, Marjamaki will soon begin his first property development: a series of seven standalone homes called The Boulevard, set back from the beach. He estimates that the price of one rai (1,600 sq m) of beachfront land in Mae Phim has shot up from about thb3m (€83,000) to thb25m (€693,000).French hospitality firm Accor recently opened a second wing of the Mercure site in Mae Phim, next to Marjamaki’s office. Monocle checks in. A rooftop restaurant overlooking the ocean has yet to open, so we head to the sister property to eat grilled squid with a green papaya salad by the water. Come nightfall the horizon across this part of the Gulf of Thailand glows green with lights from squid-fishing boats.Day 3:ChanthaburiSukhumvit Road was originally carved out of the tropical shrubbery in the 1930s and named after a former transport chief. The highway passes through a handful of unremarkable cities en route to Cambodia. As each two-storey town flashes by the passenger window, a pattern emerges: Japanese car showroom, Big C supermarket, ptt petrol station and a local building-supplies merchant. We leave Rayong and enter Chanthaburi, deciding to stop over in the province’s namesake capital, which has become a favourite with hospitality entrepreneurs seeking a slower pace of life.Founders Chaiwat and Pinyapat Treeratsakulchai opened The Gardener café in 2016 and the adjoining bakery, L’Oeuf, in 2022. “I can’t live in Bangkok any more; it’s too busy,” says Chaiwat, who grew up in the Thai capital. The architect met his wife in Phuket while working at the same design studio and they later returned to her hometown. When Chaiwat and Pinyapat are not in the kitchen baking for financiers or working behind the counter, the 30-somethings run their own studio, Paper House.Rocket Ice Cream in ChanthaburiArmed with an iced coffee and Treeratsakulchai’s signature cream-cheese banana bread, Monocle sets off to explore Chanthaburi on foot. The French briefly occupied this multicultural, multifaith settlement of half a million people at the turn of the 19th century, adding a Gallic flavour to the existing blend of Thai, Vietnamese and Chinese cuisine and architecture – and presumably an appetite for dairy. The food group is big in Chanthaburi, which features everything from milk bars to milk-flavoured lollipops at Rocket Ice Cream shop. Lolly in hand, we wander the old town and spot a bare-footed monk in orange robes popping into The Reader bookshop to pick up his latest subscription.Cocktail at EasterlyChanthaburi has been a trading centre for rubies and sapphires for hundreds of years. But it’s the locals returning from the nation’s capital with a design degree and work experience who are enriching the modern city more than the dwindling trade in rare stones. Easterly is another local gem. Motion-graphics designer Khanapong Pumarin opened the brunch spot and bar next to the canal-like Chanthaburi river. His elder sister’s coffee shop, cap, is celebrating its 10th anniversary with a new venue on the opposite side of Sukhaphiban Road. Easterly has a few rooms upstairs for overnight stopovers but the islands are calling and the Pajero is waiting just across the river, right next to Thailand’s largest cathedral. We jump in, head back to the Sukhumvit Road and make our way to Trat, the final Thai province before Cambodia.Cathedral of the Immaculate ConceptionDay 4:Koh ChangAn hour after leaving Chanthaburi we take the turn-off for Ao Thammachat ferry pier and pass by Trat Airport. The private terminal run by Bangkok Airways operates a few flights to Bangkok most days and is in the process of being expanded. Our Pajero joins a line-up of white Toyota minivans at Ao Thammachat, queuing for the ferry for Koh Chang, Thailand’s third-largest island, after Phuket and Samui. Koh Chang – which means “Elephant Island” in English, named because of its shape – ranks much lower for tourist traffic, despite the easy access. After a breezy 20-minute transfer, we’re soon rolling onto the northside dock before embarking on leisurely reconnaissance and driving up some surprisingly steep inclines. Most development is taking place on the island’s west, where the sun sets over idyllic beaches.Mate Teeraniti of The RetreatHaving earned a rest, the Pajero pulls into The Retreat hotel near Kai Bae Beach. We take a comfy spot at the Ocean Terrace after checking in, then order a spicy green curry. A temporary stage nearby is waiting to be dismantled after hosting a 50-piece symphony orchestra. The 38-room resort and spa, designed by Bangkok-based Spacetime Architects, was opened by Mate Teeraniti and his parents in 2023. The Teeranitis’ relationship with this part of Thailand started out fairly typically for a Bangkok family (they didn’t go) before a customer of their mechanical and electrical engineering business opted to settle an outstanding bill with a hotel on Koh Chang called The Chill. “Koh Chang is not very well known and those who do know it have a preconceived idea that it’s difficult to get to,” says Teeraniti, whose childhood holidays were spent in Khao Yai, Hua Hin or Europe. The 29-year-old now visits Koh Chang once a month for business and takes part in the annual trail run. “People come here to relax, not to party,” he says. “The nature is incredible and it’s so different from Phuket and Samui. Once people see it for themselves they are always impressed.” Most of the island is a protected national park, so there’s a ceiling on the development; it will never become another Phuket, despite the recent appearance of big chains such as ihg. Teeraniti sits on the tourism committee and talks of managing growth carefully. “The scene has been maturing for the past two years – but slowly,” he says.Sea viewPool at The RetreatBringing the outside inRoom at The RetreatTo really escape the crowds, we must leave the Pajero and continue by foot. The 90-minute catamaran ride from Koh Chang’s southern pier provides an opportunity to catch up with the latest news about our final destination. The tiny island of Koh Kut hit the front pages in recent months because of an oil exploration deal signed with Cambodia in 2001 involving Thaksin Shinwatra, Thailand’s former leader and father of the current prime minister. Will we be greeted by flag-waving nationalists? The Thai navy? Far from it. When we disembark and make our way to the luxury Soneva Kiri resort, staff and guests seem to live in a different timezone, whizzing around on golf carts and following a “no shoes, no news” mantra. Any political squabble over this patch of Thailand, home to a few thousand Thai residents, says more about infighting in the capital than any genuine territorial dispute with Phnom Penh. Riding a Honda scooter under a cloudless blue sky, the scenery couldn’t be more different to Bangkok – or Phuket, Chiang Mai and Samui for that matter. There are no vans with loud hailers advertising muay thai fights. They aren’t even any beach hawkers. Shops sell fishing tackle, wine and whisky, in that order.Taking in the viewThe island’s main hotelier has named several properties after characters from Neverland: Captain Hook, Peter Pan and Wendy. As the sun sets on the clear, calm waters of Tinkerbell Beach, a few couples bob in the sea while a pair of paddleboarders glide along the horizon. In the morning a catamaran will reconnect us with our Pajero at Laem Chabang, ready for the six-hour drive back to Bangkok. But for now, there’s a fairytale ending to enjoy.Eastern Thailand address bookChon BuriStay: Andaz Pattaya Jomtien BeachA tranquil residential-style retreat set out around attractive landscaped gardens.345, Moo 3, Na Jomtien, Sattahip, Chon Buri, 20250Visit: Ocean Marina JomtienCharter a boat for a day of island-hopping. Koh Pai comes highly recommended.167/5 Sukhumvit Road, Tambon Na Jomtien, Sattahip, Chon Buri, 20250RayongDrink: Drift BarA reliably fun crowd gathers for sundowners at this relaxed beach bar run by three siblings.Ao Khai Beach, Klaeng, Rayong 21190Eat: Laem Charoen SeafoodFresh seafood served with a sea breeze and fishing boats moored nearby.1 Coastal Road, Rayong City, Rayong 21000ChanthaburiStay: EasterlyReserve one of the two well-appointed rooms that sit above this riverside brunch spot and bar in Chanthaburi’s sleepy old town.182 Khwang Road, Watmai, Chanthaburi City, Chanthaburi, 22000Eat: L’OeufA bakery and adjoining café run by a husband-and- wife team. Tasteful branding goes with tasty puddings and cakes.15 Maharaj Road, Wat Mai, Amphoe, Chanthaburi City, Chanthaburi, 22000TratStay: The RetreatA well-engineered two-storey hotel and spa with 38 rooms and a restaurant that extends out into the sea.10/7 Moo 4, Kai Bae Beach, Koh Chang, Trat, 23170Eat: The ViewSushi meets cerviche at one of Thailand’s most exclusive resorts.Soneva Kiri, Ko Kut, Trat, 23000Drink: The Deck BarSpend a lazy afternoon on the sun lounger and stay for early evening cocktails. There’s a pontoon to swim out to should things get a little too hot.Koh Kood Resort, Bang Bao Bay, 45 Moo 5, Koh Kut, Trat, 23120
The current average refinance rate on a 30-year, fixed-rate home loan is 6.30%, according to data from the popular real estate marketplace Zillow. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Current refi rates dataConventional mortgages30-year6.30%20-year6.28%15-year5.63%10-year5.84%Jumbo mortgages30-year7.47%15-year7.22%FHA loans30-year5.58%15-year5.38%VA loans30-year5.81%15-year5.49%Note thatFortunereviewed the most recent Zillow data available as of Nov. 14.How mortgage refinancing worksA mortgage refinance essentially pays off your existing home loan with a new one. Just like when you applied for a mortgage the first time around, you’ll need to apply and meet lender criteria regarding your credit profile, proof of income, your debt-to-income (DTI) ratio, and more. Note that this means your credit score will likely take a small hit due to the hard inquiry. And it also means if you don’t meet the lender’s requirements, you can be denied for a refi loan.What’s happening with mortgage rates in the market?Some observers hoped mortgage interest rates would fall in tandem cuts made by the Federal Reserve to the federal funds rate late last year. But, that didn’t happen, and mortgage rates remained stubbornly near the 7% mark—looking at the nationwide average for 30-year, fixed-rate loans—for months.Rates have remained well above the pandemic-era lows, when some homeowners snagged loans with rates in the 2% and 3% range. Many remain locked in, unwilling to move or refinance in the current environment. A report from Redfin showed that as of the third quarter of 2024, 82.8% of homeowners with a mortgage had a rate below 6%.Still, homeowners finally started getting some relief in late August and early September of 2025, when mortgage rates started trending noticeably downward ahead of the Fed’s Sept. 16-17 meeting—at which the central bank delivered the year’s first rate cut. The Fed followed up with a second cut to the federal funds rate at the end of October, as well.When it might make sense to refinance your mortgageAs we’ll cover more in the next section, it’s not free to refi your home loan. So, when does it make sense to accept the upfront costs and refinance? One common guideline is that if you can get a new rate that’s a full percentage point lower than your current rate, it’s worth refinancing. Using recent market conditions as an example, someone who took out a home loan at 7% might find it worth their while to refinance if rates drop and they can get a new loan with a 6% rate.It may also be worth refinancing to tap your home equity through a cash-out refi. Note that you’ll typically need to have at least 20% equity in your home for this. So, if you purchased the place with the 5% minimum down payment—or 3% for first-time homebuyers—typically available on conventional loans, it could take a while before you’re eligible for a cash-out refi.Yet another situation where you might benefit from refinancing is to change your loan term. For example, maybe you took out a 15-year mortgage intending to save on interest charges in the long run in exchange for higher monthly payments. But life is unpredictable, and maybe you’ve decided the monthly payments are spreading your budget too thin. Refinancing to a 30-year loan may offer the flexibility to make smaller monthly payments that fit your budget better.There are also cases where it can make sense to switch loan types. If you have an FHA loan with a lifetime requirement to pay mortgage insurance, for instance, refinancing so you can change your mortgage to a conventional loan could provide an opportunity to ditch that insurance cost (called MIP on an FHA loan or PMI on a conventional). Or, if you initially took out an adjustable-rate mortgage (ARM) and you’ve realized you intend to keep the loan for a significant number of years, refinancing to switch to a fixed-rate mortgage might be a smart way to avoid rate hikes when your ARM’s adjustment period kicks in.Costs to refinance your mortgageMuch like a traditional home loan taken out to purchase a property, refinancing a mortgage involves closing costs that run about 2% to 6% of the loan amount. For instance, if you do a rate-and-term refi on a $300,000 loan, you might pay anywhere from $6,000 to $18,000 in refi closing costs. Here are some of the costs you might see on your refinance loan estimate:Lender origination fees.Appraisal fees.Title search and insurance fees.Loan application fees.Survey fees.Attorney fees (if required in your state).Recording fees.Prepayment penalties (if your current loan servicer charges one).Different types of mortgage refi loansThere are a wide variety of mortgage refinance loans on the market, and the right one for your needs will depend on what you’re aiming to accomplish and what type of mortgage you currently have. Here are some common refi options:Rate-and-term refinance:This is the most popular refi option that allows you to lower your interest rate and/or shorten your loan term. While shortening your loan term does typically earn you a lower rate and hefty lifetime interest savings, you’ll be locked into higher monthly mortgage payments.Cash-out refinance:With a cash-out refi, you can tap your home’s equity by replacing your existing loan balance with a new, larger one and withdraw the difference in cash. You can use the money for home improvements, consolidating high-interest debt or other financial goals.No-closing-cost refinance:With this option, your lender covers your closing costs in exchange for charging you a higher interest rate. If you don’t have cash upfront for closing costs and could otherwise benefit from a refinance, this option may be worth looking into.Streamline refinance:Available to existing FHA, VA and USDA loan borrowers, these refi options involve less documentation and a more straightforward application and approval process.Refinancing with your existing lender vs. a new oneThere’s no requirement that you refinance with the same lender you got your original mortgage from. Thus, it’s worth shopping around for the lowest rate and best service you can find. However, some lenders may offer incentives if you stick with them, such as waiving a portion of the closing costs. Since these charges can be an expensive upfront cost, it’s worth checking with your existing lender about incentives—as that might reduce the barrier to refinancing and allow you to refi more easily than you’d otherwise be able to. Finally, know that if your mortgage was purchased by Fannie Mae or Freddie Mac, you might be eligible for programs such as Refi Now and Refi Possible.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
Bytes Technology Group, the IT provider, has reported a surge in income and operating profit as both new and existing clients ramp up their software investments. For the six-month period ending 31 August, Bytes revealed that its gross invoiced income soared by 13.7% to £1.2bn, with the increase largely attributed to software sales and significant public sector contracts, including those with the NHS and HMRC, as reported by City AM. Despite this positive performance, the company's shares fell by approximately 6% following an announcement that hardware sales had not fared as well, leading to a 2.9% decline in revenue from £108.7m to £105.5m. Nevertheless, Bytes saw its operating profit climb by 16.3% to £35.6m, up from the previous £30.6m, while gross profit also rose by 9% to £82.1m. Sam Mudd, the Chief Executive of Bytes, commented: "I am pleased to report another set of positive results for [Bytes Technology Group], with a strong increase in operating profit, driven by continued demand for our broad range of software, solutions and services." "Despite the challenging economic climate and political uncertainty over the past six months, we have increased our share of wallet amongst our existing customers as they continued to invest in their IT needs. We have also expanded our client base in both the public and corporate sectors," she further stated. In addition to these robust financials, Bytes has announced an increase in its interim dividend to 3.1p per share, marking a 14.8% rise from the previous year's 2.7p. This follows a 16% hike in the company's final dividend declared in May. The firm is confident that it's well positioned to leverage heavy demand across its key markets, which include cloud computing, cybersecurity, and AI, through the financial year 2025. Mudd added: "Our strong relationships with Microsoft and other top tier vendors allow us to seize exciting opportunities in cloud adoption, workload migrations, storage, security, and virtualisation technologies. Meanwhile, we continue to collaborate with our customers to enable their teams to roll-out the use of emerging AI technology, such as Copilot." "With sustained demand in all these areas, and our expanding technical capabilities, these will be our key focus areas in the remainder of FY25 and beyond," she detailed. This comes in the wake of a misconduct scandal surrounding Bytes's former long-standing leader, Neil Murphy. Murphy declared his resignation in February after it was revealed he did not declare several trades made in the company's shares.
ITV studios has reported a decline in revenue due to the ongoing impact of the US writers' strike, which has led to a decrease in profits. Despite cost savings and an increase in advertising revenue, these were not enough to counterbalance the fall. The company's share price experienced a nearly eight per cent drop in early trading, as reported by City AM. Group revenue for the first nine months of the year decreased by eight per cent, falling to £2.7bn from £2.9bn in 2023. Revenue at ITV Studios, known for producing Ludwig for the BBC and Rivals for Disney+, saw a 20 per cent decrease in the year to date, amounting to £1.2bn. ITV attributed this drop to the scheduling of deliveries with more shows planned for the fourth quarter than the third and the 2023 US writers' and actors' strike. The broadcaster anticipates that revenue will continue to decline in the mid-single digits over the full year. However, ITV stated that despite these challenges, ITV Studios is still "on track" to deliver record adjusted earnings before interest, tax and amortisation in the full year, thanks to efficiency gains and a "significant" fourth-quarter delivery schedule. Productions set for the fourth quarter include Shetland for the BBC, Grace S5 for ITV, and The Forsytes for PBS Masterpiece. In terms of advertising revenue, ITV reported that it remained flat in the third quarter, although they expect full-year revenue to increase by 2.5 per cent. The broadcaster noted that fourth-quarter advertising bookings were affected by uncertainty leading up to the UK budget. ITV has set its sights on achieving £20m in net cost savings next year, with plans to cut content costs by £10m and implement non-content savings of another £10m ahead of schedule in 2024, rather than in 2025. These strategic measures are expected to contribute to an uplift in the group's profits for the current year. Chief Executive Carolyn McCall shared an optimistic perspective, remarking, "ITV's good strategic progress has continued in the first nine months of 2024 driven by strong execution and industry leading creativity." Despite adverse factors, McCall highlighted ITV Studios' robust performance stating, "ITV Studios is performing well despite the expected impact of both the writer's strike and a softer market from free-to-air broadcasters. ITV Studios has had an excellent start to the fourth quarter, in line with expectations, which will ensure it achieves record profits in 2024." She further noted the success of ITVX, pointing out, "ITVX continued its strong performance, delivering double-digit growth in streaming hours and digital revenues. ITV maintained its unique position in linear television through the quality and breadth of its schedule, and ITV1 was voted Channel of the Year at the Edinburgh TV Awards."
Key TakeawaysAmerican Express offers some of the best checking, savings, and CD options on the market.However, the bank lacks common banking products such as mortgages, auto loans, and retirement accounts.You can only qualify for Amex’s checking account if you’re already a cardholder with the bank.For good reason, American Express is one of our top picks for the best online banks operating today. It offers checking and savings accounts with valuable features, rewards credit cards that are very nearly a household name, very competitive CD rates, and more.Most of what you’re looking for in a bank Amex fulfills. But as you’ll see, it’s also got some noteworthy blind spots. Here’s everything you need to know about banking with American Express.Rates are current as of Nov. 17, 2025, and are subject to change.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byThe best savings account rates from our partners for December 12, 2025Account Type Savings & MMAsSavings & MMAsMMAs OnlySavings OnlyZIP Code Deposit Amount $FEATURED OFFERSAPYMIN. BALANCE FOR APYEST. EARNINGSLoading...3.40 %December 12, 2025$ 0$ 850Over 1 YearSavings AccountCapital OneMember FDICPromoted OfferOpen a 360 Performance Savings account and grow your money today.OPEN ACCOUNTOFFER DETAILSQUICK LOOKCapital One Bank is among the 10 largest U.S. banks by assets. While it offers branches in seven Eastern and two Southern states, customers can access accounts online from just about anywhere. The bank offers high rates on its savings and CD accounts, and a free checking account that pays interest. 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But some of these CDs, such as the one-year term, weren’t paying a competitive yield during Bankrate’s review.READ BANK REVIEW3.65 %December 12, 2025$ 0$ 912Over 1 YearSavings AccountMarcus by Goldman SachsMember FDICPromoted OfferBacked by the financial expertise of Goldman Sachs.OPEN ACCOUNTOFFER DETAILSQUICK LOOKMarcus by Goldman Sachs is an online bank that rewards savers with higher-than-average rates and few fees. Plus, its accounts have low or no minimum deposit requirements. But while it’s easy to move your money in and out of your accounts via electronic transfer to another account you own, you won’t be able to deposit or withdraw cash.READ BANK REVIEW12345...69American Express at a glanceAmerican ExpressChecking accountEarn rewards on eligible debit purchasesSavings accountEarn 3.40% APYView offerat MoneyLionCompany insightsYear Founded: 1850Company Headquarters: New York City, NYCEO: Stephen SqueriFortune Rankings#58on the 2025 Fortune 500 list#4on Fortune’s 2025 100 Best Companies to Work For list#31on Fortune’s 2025 America’s Most Innovative Companies list#5on Fortune’s 2024 100 Best Large Workplaces for Women list#5on Fortune’s 2024 100 Best Large Workplaces for Parents list#10on Fortune’s 2025 World’s Most Admired Companies listN/AProsTop-tier customer serviceRewards-earning debit cardExcellent preapproval practicesConsLimited selection of most banking productsNo physical branchesNo money market account (MMA) optionsWho is American Express good for?American Express is ideal if you prefer (or at least don’t mind) doing all your banking electronically, as Amex is fully online. Its limited but powerful account options also make it great for those who want simplicity.Banking with American Express is also good for those who hold an Amex credit card. That’s because some services are only available to eligible cardholders (think checking accounts and personal loans).Who shouldn’t use American Express?On the flip side, you shouldn’t bank with American Express if you prefer to do your banking in-person. American Express has no brick-and-mortar locations. You also won’t find use for American Express if you’re looking for a mortgage or auto loan, as it doesn’t offer either.American Express rates and productsAmerican Express offers most types of banking products (checking, savings, CD, etc.), but generally just an option or two for each category. You’ll trade selection for simplicity.American Express productTop APYRewards Checking account1%High-yield savings account3.40%CDs4.00%Rewards Checking accountTop APY1%High-yield savings accountTop APY3.40%CDsTop APY4.00%Bank details reviewed Nov. 17, 2025Checking accountAmex offers two checking accounts: “Rewards Checking” for personal use and “Business Checking” for business owners. They offer a comparatively high interest rate, and you’ll even earn travel rewards from swiping your debit card. That’s a rarity you shouldn’t ignore if your daily driver is a debit card instead of a credit card.American Express checking account featuresMinimum opening deposit$0Monthly fees$0Top APY– Personal: 1%– Business: 1.30%Debit card rewards1 American Express Membership Rewards® point per $2 spentBank details reviewed Nov. 17, 2025Rewards CheckingMonthly service fee:$0APY: 1%Wire transfer fee: $20Money order: N/AOverdraft fee:N/A (payment will decline)International ATM withdrawal fee:2.7%Business CheckingAccount opening bonus:Public offer of up to 30,000 American Express Membership Rewards? points with qualifying activities.Monthly service fee:$0APY: 1.30% (on balances up to $500,000 )Wire transfer fee: $25Money order: N/AOverdraft fee:N/A (payment will decline)International ATM withdrawal fee:2.7%Some competing banks may offer several specialized checking account options for demographics such as college students, high schoolers, even children.American Express focuses on a single straightforward option for both personal and business customers, both of which are nearly identical — the main difference being a publicly available welcome bonus and business tools that come with the Business Checking account.SponsoredAdvertiser DisclosureAdvertiser DisclosureMany of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Compare Personal Finance Options for 2021 Select all products of interest and compare:Product DescriptionsProduct DescriptionsChecking A transactional account that allows for numerous withdrawals and unlimited deposits. Money can be accessed via checks, ATMs, or debit card among other methods. Savings A bank account that keeps your money safe and secure, while paying you interest. MMA A Money Market Account is an interest-bearing deposit account at a bank or credit union that pays interest based on current rates in the money markets. CD A Certificate of Deposit features historically higher APYs, guaranteed returns & FDIC insurance. CDs are offered in fixed terms w/penalties for early withdrawals. 401K A 401k is a retirement-savings account that allows an employee to divert a portion of their salary into long-term investments and provides special tax benefits. Brokerage An investment account used by investors to buy and sell stocks, bonds, and mutual funds. Income from investments are taxed as capital gains. REIT A Real Estate Investment Trust owns and operates income-generating real estate. REITs allow investment in real estate without the need to own, operate, or finance properties. Robo Advisor A robo-advisor is an automated investing service that uses algorithms to provide financial advice and/or investment management help you manage your investment portfolio. Relatively inexpensive compared to a human financial advisor. Roth IRA An individual retirement account allows after-tax contributions of earned income below a certain level. Investment growth and future withdrawals are tax free. Traditional IRA An individual retirement account where you contribute pre-or after-tax dollars. Investment growth is tax-deferred until withdrawal. Financial Advisor Financial advisors help people manage their money and reach their financial goals. Annuity A financial contract with an insurance company where you make the investor makes a lump-sum payment or series of payments in exchange for regular disbursements in the future. Cash Management A cash account typically offered by nonbank financial institutions. CMAs combine features from traditional checking and savings accounts. Business Checking A business checking account is similar to a personal checking account, but allows you to separate your business and personal expenses. This can help you keep records organized and simplify your taxes. Checking AccountsSavings AccountsCertificates of DepositRetirement AccountsReal Estate InvestmentInvestment AccountsAnnuityVIEW AllBusiness CheckingVIEW LESSPlease select one or more products to compare1 ResultsProduct DescriptionsTop PickSoFi® : Checking and Savings AccountMember FDICDisclosureDisclosure1. Up to $300 Bonus Tiered: New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Eligible Direct Deposit. If you have satisfied the Eligible Direct Deposit requirements but have not receiveda cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/2026. Full terms at sofi.com/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.SoFi members with Eligible Direct Deposit can earn 3.60% annual percentage yield (APY) on savings balances (including Vaults)and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.60% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time.These rates are current as of 11/12/25. There is no minimum balance requirement. Fees may reduce earnings. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.2. APY: Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 1/24/25. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at http://www.sofi.com/legal/banking-rate-sheet.3. Fee Policy: We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at sofi.com/legal/banking-fees/.4. FDIC Insurance: SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at SoFi.com/banking/fdic/sidpterms. See list of participating banks at SoFi.com/banking/fdic/participatingbanks.5. ATM Access: We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees may be incurred when using out-of-network ATMs. SoFi’s ATM policies are subject to change at our discretion at any time.6. Early Access to Direct Deposit Funds: Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduledpayment date, but may vary.7. Overdraft Coverage: Overdraft Coverage is a feature automatically offered to SoFi Checking and Savings account holders who receive at least $1,000 or more in Eligible Direct Deposits within a rolling 31 calendar day period on a recurring basis. Eligible Direct Deposit is defined on the SoFi Bank Rate Sheet, available at http://www.sofi.com/legal/banking-rate-sheet. Members enrolled in Overdraft Coverage may be covered for up to $50 in negative balances on SoFi Bank debit card purchases only. Overdraft Coverage does not apply to P2P transfers, bill payments, checks, or other non-debit card transactions. Members with a prior history of unpaid negative balances are not eligible for Overdraft Coverage. Eligibility for Overdraft Coverage is determined by SoFi Bank in its sole discretion. Members can check their enrollment status, if eligible, at any time by logging into their account through the SoFi app or on the SoFi website.8. 0.70% Savings APY Boost: Earn up to 4.30% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.60% APY as of 11/12/25)for up to 6 months. Open a new SoFi Checking and Savings account and pay the $10 SoFi Plus subscription every 30 days OR receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 1/31/26. Rates variable, subject to change. Terms apply at sofi.com/banking#2 SoFi Bank, N.A. Member FDIC.VIEW DETAILS on SoFi®'s website Annual Percentage Yield 0.50% as of 12/12/2025Monthly Fees$0.00Min Deposit to Earn APY$0.00Member FDICDisclosureDisclosure1. Up to $300 Bonus Tiered: New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Eligible Direct Deposit. If you have satisfied the Eligible Direct Deposit requirements but have not receiveda cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/2026. Full terms at sofi.com/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.SoFi members with Eligible Direct Deposit can earn 3.60% annual percentage yield (APY) on savings balances (including Vaults)and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.60% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time.These rates are current as of 11/12/25. There is no minimum balance requirement. Fees may reduce earnings. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.2. APY: Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 1/24/25. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at http://www.sofi.com/legal/banking-rate-sheet.3. Fee Policy: We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at sofi.com/legal/banking-fees/.4. FDIC Insurance: SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at SoFi.com/banking/fdic/sidpterms. See list of participating banks at SoFi.com/banking/fdic/participatingbanks.5. ATM Access: We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees may be incurred when using out-of-network ATMs. SoFi’s ATM policies are subject to change at our discretion at any time.6. Early Access to Direct Deposit Funds: Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduledpayment date, but may vary.7. Overdraft Coverage: Overdraft Coverage is a feature automatically offered to SoFi Checking and Savings account holders who receive at least $1,000 or more in Eligible Direct Deposits within a rolling 31 calendar day period on a recurring basis. Eligible Direct Deposit is defined on the SoFi Bank Rate Sheet, available at http://www.sofi.com/legal/banking-rate-sheet. Members enrolled in Overdraft Coverage may be covered for up to $50 in negative balances on SoFi Bank debit card purchases only. Overdraft Coverage does not apply to P2P transfers, bill payments, checks, or other non-debit card transactions. Members with a prior history of unpaid negative balances are not eligible for Overdraft Coverage. Eligibility for Overdraft Coverage is determined by SoFi Bank in its sole discretion. Members can check their enrollment status, if eligible, at any time by logging into their account through the SoFi app or on the SoFi website.8. 0.70% Savings APY Boost: Earn up to 4.30% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.60% APY as of 11/12/25)for up to 6 months. Open a new SoFi Checking and Savings account and pay the $10 SoFi Plus subscription every 30 days OR receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 1/31/26. Rates variable, subject to change. Terms apply at sofi.com/banking#2 SoFi Bank, N.A. Member FDIC.VIEW DETAILS on SoFi®'s website Additional FeaturesSign up and earn $50 or $300 with eligible direct deposit.55,000+ fee-free ATMs within the Allpoint® Network.Up to 2-day-early paycheck with direct deposit.Earn 0.50% APY.+0.70% Boost on Savings APY to up to 4.30% for up to 6 months on new accounts with eligible Direct Deposit. Terms apply.Additional FeaturesSign up and earn $50 or $300 with eligible direct deposit.55,000+ fee-free ATMs within the Allpoint® Network.Up to 2-day-early paycheck with direct deposit.Earn 0.50% APY.+0.70% Boost on Savings APY to up to 4.30% for up to 6 months on new accounts with eligible Direct Deposit. 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} #ITaKBszkMlzkJqST .ad-copy-column.flex-container { flex: 0 0 78%; } #ITaKBszkMlzkJqST .cta-column.flex-container { flex: 0 0 20%; align-items: center; justify-content: center; } #ITaKBszkMlzkJqST .ad-copy { margin-left: 24px; } #ITaKBszkMlzkJqST .ad-copy-top-section { display: flex; justify-content: space-between; margin-bottom: 24px; } #ITaKBszkMlzkJqST .listing-title { color: #1C96F0; text-align: left; font: normal normal bold 20px/24px Roboto; letter-spacing: 0px; } #ITaKBszkMlzkJqST .disclosure-desk-sec { display: flex; flex-direction: row; text-align: center; align-items: center; } #ITaKBszkMlzkJqST .ad-copy-disclosure { position: relative; display: flex; flex-direction: row; align-items: center; margin-top: 15px; } #ITaKBszkMlzkJqST .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; } #ITaKBszkMlzkJqST .prop-conatiner { display: flex; flex: 0 0 31%; flex-direction: column; } #ITaKBszkMlzkJqST .shmktpl-button { display: flex; align-items: center; justify-content: center; margin-bottom: 10px; cursor: pointer; width: 170px; font: normal normal bold 18px / 20px Roboto; letter-spacing: 0px; justify-self: end; background: #1C96F0 0% 0% no-repeat padding-box; border-radius: 6px; height: 40px; color: #fff; text-align: center; position: relative; } #ITaKBszkMlzkJqST .shmktpl-button span.btn__text::after { display: none; position: absolute; content: ""; background-image: url("data:image/svg+xml;base64,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"); height: 12px; width: 32px; background-repeat: no-repeat; background-position: center bottom; vertical-align: middle; top: 14px; /* left: 0; */ background-size: 12px 12px; } #ITaKBszkMlzkJqST .sh-row-product-title { max-width: 170px; text-align: center; font: italic normal 300 12px/18px Roboto; letter-spacing: 0.48px; color: #08283B; opacity: 1; } #ITaKBszkMlzkJqST .fdic-insured { display: flex; flex-direction: row; align-items: center; text-align: center; color: #08283B; margin-right: 15px; } #ITaKBszkMlzkJqST .middle-border { width: 0px; height: 11px; border: 1px solid #BEBEBE; opacity: 1; margin-right: 15px; } #ITaKBszkMlzkJqST .disclosure-contnr { text-align: center; } #ITaKBszkMlzkJqST .listing-header-cntnr { margin-top: 34px; } #ITaKBszkMlzkJqST .ad-copy-bottom-section { background: #F2F9FF 0% 0% no-repeat padding-box; padding: 12px; } #ITaKBszkMlzkJqST .non_featured_list { background: #FFFFFF 0% 0% no-repeat padding-box; border-top: 1px solid #D0E0EE; margin-top: 16px; } #ITaKBszkMlzkJqST .listing.flex-container { border-bottom: 1px solid #D0E0EE; border-left: 1px solid #D0E0EE; border-right: 1px solid #D0E0EE; } #ITaKBszkMlzkJqST .prop-name { text-align: left; font: normal normal bold 12px / 18px Roboto; letter-spacing: 0px; color: #0A3C5F; text-transform: uppercase; margin-bottom: 10px; } #ITaKBszkMlzkJqST .apy-label { font: normal normal 900 24px/28px Roboto; } #ITaKBszkMlzkJqST .curDate { font: normal normal normal 12px / 18px Roboto; margin-top: 2px; display: block; } #ITaKBszkMlzkJqST .prop-value { text-align: left; font: normal normal 900 24px / 28px Roboto; letter-spacing: 0.96px; color: #08283B; opacity: 1; } #ITaKBszkMlzkJqST .fdic-insured .text { font-size: 12px; color: #08283B; font-weight: 600; letter-spacing: 0.48px; } #ITaKBszkMlzkJqST .fdic-insured .icon { height: 20px; width: 16px; display: inline-block; background-repeat: no-repeat; background-size: 100%; vertical-align: middle; margin-right: 7px; } #ITaKBszkMlzkJqST .disclosure-contnr .text { color: #1C96F0; font-size: 12px; text-decoration: underline; font-weight: 600; cursor: pointer; letter-spacing: 0.48px; } #ITaKBszkMlzkJqST .additional-content { margin-top: 0px !important; } #ITaKBszkMlzkJqST .additional-content ul li { margin-bottom: 0; } #ITaKBszkMlzkJqST .disclosure-contnr .listing-content-wrapper { position: absolute; background: #fff; z-index: 1; padding: 20px; text-align: left; top: 0; left: 0; right: 123px; margin: auto; width: 440px; border: 1px solid #ececec; background: #eceef1; left: -133px; } #ITaKBszkMlzkJqST .listing-content-wrapper .disclosure-content { max-height: 400px; overflow-y: auto; color: #08283B; margin-top: 15px; padding-right: 10px; } #ITaKBszkMlzkJqST .see-more-text { width: unset !important; background: #E9F5FF 0% 0% no-repeat padding-box; margin-top: 0 !important; cursor: pointer; display: flex; justify-content: space-between; align-items: center; padding: 12px 24px; } #ITaKBszkMlzkJqST .description-title { text-align: left; font: normal normal bold 12px / 16px Roboto; letter-spacing: 0.48px; color: #0A3C5F; text-transform: uppercase; } #ITaKBszkMlzkJqST .shArrow { width: 12px; height: 7px; } #ITaKBszkMlzkJqST span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMxYzk2ZjAiLz4NCjwvc3ZnPg0K"); background-repeat: no-repeat; height: 11px; width: 12px; display: inline-block; vertical-align: text-top; transform: rotate(180deg); } #ITaKBszkMlzkJqST .disclosure-content ul li { flex: 0 0 47%; list-style: disc; font: normal normal normal 14px/22px Roboto; letter-spacing: 0px; color: #08283B; opacity: 1; } #ITaKBszkMlzkJqST .disclosure-content ul { flex: 0 0 100%; display: flex; flex-flow: row wrap; margin: 0; padding: 0; padding-left: 14px; justify-content: space-between; list-style-type: disc; line-height: normal; } #ITaKBszkMlzkJqST #see_more_carrier, #ITaKBszkMlzkJqST .see_less_carrier { background: #E9F5FF; height: 40px; border-radius: 6px; line-height: 40px; text-align: center; font-size: 16px; color: #1C96F0; font-weight: 600; margin-top: 24px; cursor: pointer; } #ITaKBszkMlzkJqST .footer-disclaimer-content { font-size: 11px; font-style: italic; margin-top: 16px; } #ITaKBszkMlzkJqST .apy-label p { margin-top: 0px; margin-bottom: 0px; } #ITaKBszkMlzkJqST .disclosure-content ul { padding-left: 18px; } @media (min-device-width : 651px) and (max-device-width : 1023px) { #ITaKBszkMlzkJqST { padding: 0 26px; } #ITaKBszkMlzkJqST .logo-image-wrapper { width: 136px; } #ITaKBszkMlzkJqST .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #ITaKBszkMlzkJqST .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #ITaKBszkMlzkJqST .prop-value-container .apy-container { flex: 0 0 44%; } #ITaKBszkMlzkJqST .prop-value-container .mfee-container, #ITaKBszkMlzkJqST .prop-value-container .minvalue-container { flex: 0 0 28%; } #ITaKBszkMlzkJqST .ad-copy-top-section { margin-bottom: 15px; } #ITaKBszkMlzkJqST .sh-row-product-title { max-width: 136px; } #ITaKBszkMlzkJqST .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } } @media (max-width : 650px) { #ITaKBszkMlzkJqST .ad-copy-top-section { flex-direction: column; margin-bottom: 24px; } #ITaKBszkMlzkJqST .apy-label { font: normal normal 900 22px/26px Roboto; letter-spacing: 0.88px; } #ITaKBszkMlzkJqST .logo-image-wrapper { width: 100%; max-width: 292px; } #ITaKBszkMlzkJqST .listing-title { font: normal normal bold 18px/24px Roboto; padding: 0px !important; margin: 24px 0 0; text-align: left; } #ITaKBszkMlzkJqST .ad-copy { margin-left: 0; } #ITaKBszkMlzkJqST .ad-copy-disclosure-mobile { position: relative; display: flex; flex-direction: row; justify-content: space-between; align-items: center; margin: 16px; } #ITaKBszkMlzkJqST .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 90%; margin: auto; } #ITaKBszkMlzkJqST .sh-row-product-title { text-align: center; margin: 10px 16px 24px; max-width: none; } #ITaKBszkMlzkJqST .see-more-text { padding: 16px 15px; } #ITaKBszkMlzkJqST .disclosure-content ul li { font: normal normal normal 12px/18px Roboto; } #ITaKBszkMlzkJqST .top-section-right { margin-left: 0px; } #ITaKBszkMlzkJqST .disclosure-contnr { flex: 1; display: flex; justify-content: flex-end; } } @media (max-width: 340px) { #ITaKBszkMlzkJqST.sizeone .header-section { padding: 6px 10px; } } #ITaKBszkMlzkJqST.sh-box650.device-desktop .row-1 { padding-left: 14px; } #ITaKBszkMlzkJqST.sh-box650.device-desktop .ad-copy, #ITaKBszkMlzkJqST.sh-box700.device-desktop .ad-copy, #ITaKBszkMlzkJqST.sh-box750.device-desktop .ad-copy, #ITaKBszkMlzkJqST.sh-box800.device-desktop .ad-copy, #ITaKBszkMlzkJqST.sh-box850.device-desktop .ad-copy, #ITaKBszkMlzkJqST.sh-box900.device-desktop .ad-copy, #ITaKBszkMlzkJqST.sh-box950.device-desktop .ad-copy { margin-left: 15px; } #ITaKBszkMlzkJqST.sh-box650.device-desktop .logo-image-wrapper, #ITaKBszkMlzkJqST.sh-box700.device-desktop .logo-image-wrapper, #ITaKBszkMlzkJqST.sh-box750.device-desktop .logo-image-wrapper, #ITaKBszkMlzkJqST.sh-box800.device-desktop .logo-image-wrapper, #ITaKBszkMlzkJqST.sh-box850.device-desktop .logo-image-wrapper, #ITaKBszkMlzkJqST.sh-box900.device-desktop .logo-image-wrapper, #ITaKBszkMlzkJqST.sh-box950.device-desktop .logo-image-wrapper { width: 136px; } #ITaKBszkMlzkJqST.sh-box650.device-desktop .listing-title, #ITaKBszkMlzkJqST.sh-box700.device-desktop .listing-title, #ITaKBszkMlzkJqST.sh-box750.device-desktop .listing-title, #ITaKBszkMlzkJqST.sh-box800.device-desktop .listing-title, #ITaKBszkMlzkJqST.sh-box850.device-desktop .listing-title, #ITaKBszkMlzkJqST.sh-box900.device-desktop .listing-title, #ITaKBszkMlzkJqST.sh-box950.device-desktop .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #ITaKBszkMlzkJqST.sh-box650.device-desktop .shmktpl-button, #ITaKBszkMlzkJqST.sh-box700.device-desktop .shmktpl-button, #ITaKBszkMlzkJqST.sh-box750.device-desktop .shmktpl-button, #ITaKBszkMlzkJqST.sh-box800.device-desktop .shmktpl-button, #ITaKBszkMlzkJqST.sh-box850.device-desktop .shmktpl-button, #ITaKBszkMlzkJqST.sh-box900.device-desktop .shmktpl-button, #ITaKBszkMlzkJqST.sh-box950.device-desktop .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #ITaKBszkMlzkJqST.sh-box650.device-desktop .prop-value-container .apy-container, #ITaKBszkMlzkJqST.sh-box700.device-desktop .prop-value-container .apy-container, #ITaKBszkMlzkJqST.sh-box750.device-desktop .prop-value-container .apy-container, #ITaKBszkMlzkJqST.sh-box800.device-desktop .prop-value-container .apy-container, #ITaKBszkMlzkJqST.sh-box850.device-desktop .prop-value-container .apy-container, #ITaKBszkMlzkJqST.sh-box900.device-desktop .prop-value-container .apy-container, #ITaKBszkMlzkJqST.sh-box950.device-desktop .prop-value-container .apy-container { flex: 0 0 44%; } #ITaKBszkMlzkJqST.sh-box650.device-desktop .prop-value-container .mfee-container, #ITaKBszkMlzkJqST.sh-box700.device-desktop .prop-value-container .mfee-container, #ITaKBszkMlzkJqST.sh-box750.device-desktop .prop-value-container .mfee-container, #ITaKBszkMlzkJqST.sh-box800.device-desktop .prop-value-container .mfee-container, #ITaKBszkMlzkJqST.sh-box850.device-desktop .prop-value-container .mfee-container, #ITaKBszkMlzkJqST.sh-box900.device-desktop .prop-value-container .mfee-container, #ITaKBszkMlzkJqST.sh-box950.device-desktop .prop-value-container .mfee-container #ITaKBszkMlzkJqST.sh-box650.device-desktop .prop-value-container .minvalue-container, #ITaKBszkMlzkJqST.sh-box700.device-desktop .prop-value-container .minvalue-container, #ITaKBszkMlzkJqST.sh-box750.device-desktop .prop-value-container .minvalue-container, #ITaKBszkMlzkJqST.sh-box800.device-desktop .prop-value-container .minvalue-container, #ITaKBszkMlzkJqST.sh-box850.device-desktop .prop-value-container .minvalue-container, #ITaKBszkMlzkJqST.sh-box900.device-desktop .prop-value-container .minvalue-container, #ITaKBszkMlzkJqST.sh-box950.device-desktop .prop-value-container .minvalue-container { flex: 0 0 28%; } #ITaKBszkMlzkJqST.sh-box650.device-desktop .sh-row-product-title, #ITaKBszkMlzkJqST.sh-box700.device-desktop .sh-row-product-title, #ITaKBszkMlzkJqST.sh-box750.device-desktop .sh-row-product-title, #ITaKBszkMlzkJqST.sh-box800.device-desktop .sh-row-product-title, #ITaKBszkMlzkJqST.sh-box850.device-desktop .sh-row-product-title, #ITaKBszkMlzkJqST.sh-box900.device-desktop .sh-row-product-title, #ITaKBszkMlzkJqST.sh-box950.device-desktop .sh-row-product-title { max-width: 136px; } #ITaKBszkMlzkJqST.sh-box650.device-desktop .disclosure-content ul li, #ITaKBszkMlzkJqST.sh-box700.device-desktop .disclosure-content ul li, #ITaKBszkMlzkJqST.sh-box750.device-desktop .disclosure-content ul li, #ITaKBszkMlzkJqST.sh-box800.device-desktop .disclosure-content ul li, #ITaKBszkMlzkJqST.sh-box850.device-desktop .disclosure-content ul li, #ITaKBszkMlzkJqST.sh-box900.device-desktop .disclosure-content ul li, #ITaKBszkMlzkJqST.sh-box950.device-desktop .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } #ITaKBszkMlzkJqST.sh-box650.device-desktop .ad-copy-top-section, #ITaKBszkMlzkJqST.sh-box700.device-desktop .ad-copy-top-section, #ITaKBszkMlzkJqST.sh-box750.device-desktop .ad-copy-top-section, #ITaKBszkMlzkJqST.sh-box800.device-desktop .ad-copy-top-section, #ITaKBszkMlzkJqST.sh-box850.device-desktop .ad-copy-top-section, #ITaKBszkMlzkJqST.sh-box900.device-desktop .ad-copy-top-section, #ITaKBszkMlzkJqST.sh-box950.device-desktop .ad-copy-top-section { margin-bottom: 15px; } @media (max-width : 767.5px) { #ITaKBszkMlzkJqST.sh-box650.device-desktop .row-1, #ITaKBszkMlzkJqST.sh-box700.device-desktop .row-1 , #ITaKBszkMlzkJqST.sh-box650.device-desktop .row-2, #ITaKBszkMlzkJqST.sh-box700.device-desktop .row-2 , #ITaKBszkMlzkJqST.sh-box500.device-desktop .row-1, #ITaKBszkMlzkJqST.sh-box550.device-desktop .row-1 , #ITaKBszkMlzkJqST.sh-box500.device-desktop .row-2, #ITaKBszkMlzkJqST.sh-box550.device-desktop .row-2{ display: unset; } #ITaKBszkMlzkJqST.sh-box650.device-desktop .ad-copy, #ITaKBszkMlzkJqST.sh-box700.device-desktop .ad-copy, #ITaKBszkMlzkJqST.sh-box550.device-desktop .ad-copy, #ITaKBszkMlzkJqST.sh-box500.device-desktop .ad-copy { margin-right: 15px; } #ITaKBszkMlzkJqST.sh-box650.device-desktop .apy-label, #ITaKBszkMlzkJqST.sh-box700.device-desktop .apy-label, #ITaKBszkMlzkJqST.sh-box550.device-desktop .apy-label, #ITaKBszkMlzkJqST.sh-box500.device-desktop .apy-label, #ITaKBszkMlzkJqST.sh-box650.device-desktop .prop-value, #ITaKBszkMlzkJqST.sh-box700.device-desktop .prop-value, #ITaKBszkMlzkJqST.sh-box550.device-desktop .prop-value, #ITaKBszkMlzkJqST.sh-box500.device-desktop .prop-value{ font: normal normal 900 18px/22px Roboto; } #ITaKBszkMlzkJqST.sh-box650.device-desktop .logo-image-wrapper, #ITaKBszkMlzkJqST.sh-box700.device-desktop .logo-image-wrapper, #ITaKBszkMlzkJqST.sh-box550.device-desktop .logo-image-wrapper, #ITaKBszkMlzkJqST.sh-box500.device-desktop .logo-image-wrapper { width: 125px;; margin-bottom: 10px; } #ITaKBszkMlzkJqST.sh-box650.device-desktop .disclosure-contnr .listing-content-wrapper,#ITaKBszkMlzkJqST.sh-box700.device-desktop .disclosure-contnr .listing-content-wrapper,#ITaKBszkMlzkJqST.sh-box550.device-desktop .disclosure-contnr .listing-content-wrapper,#ITaKBszkMlzkJqST.sh-box500.device-desktop .disclosure-contnr .listing-content-wrapper { left: -25px; } } #ITaKBszkMlzkJqST .shmktpl-title, #ITaKBszkMlzkJqST .sub-heading-container, #ITaKBszkMlzkJqST .filter-check-options-cntnr, #ITaKBszkMlzkJqST .listing-header-cntnr { display: none; } #ITaKBszkMlzkJqST.title .shmktpl-title, #ITaKBszkMlzkJqST.subHeading .sub-heading-container, #ITaKBszkMlzkJqST.multiSelectFilter .filter-check-options-cntnr, #ITaKBszkMlzkJqST.resultsText .listing-header-cntnr { display: flex; } #ITaKBszkMlzkJqST.sizeone .add-overlay-content { width: 62%; height: auto; } #ITaKBszkMlzkJqST.sizeone .disclosure-title { padding: 6px 0px; } #ITaKBszkMlzkJqST.sizeone .header-section { padding: 6px 24px; background: #FFFFFF; color: grey; align-items: center; } #ITaKBszkMlzkJqST .sponsored { font: normal normal normal 12px/16px Roboto; letter-spacing: 0.48px; color: #344856; opacity: 1; } #ITaKBszkMlzkJqST.sizeone .title-container { margin-top: 0; } #ITaKBszkMlzkJqST.sizeone .non_featured_list { margin-top: 0; } #ITaKBszkMlzkJqST.arrowchange span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwMDAiLz4NCjwvc3ZnPg0K"); } #ITaKBszkMlzkJqST.arrowchange .shmktpl-button span.btn__text::after { background-image: url("data:image/svg+xml;base64,PHN2ZyBpZD0iYXJyb3ctcG9pbnQtdG8tcmlnaHRfMl8iIGRhdGEtbmFtZT0iYXJyb3ctcG9pbnQtdG8tcmlnaHQgKDIpIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2LjkzNiIgaGVpZ2h0PSIxMi4xNjciIHZpZXdCb3g9IjAgMCA2LjkzNiAxMi4xNjciPg0KICA8cGF0aCBpZD0iUGF0aF8xMDYiIGRhdGEtbmFtZT0iUGF0aCAxMDYiIGQ9Ik0xMDMuODI1LDYuNjg2bC01LjIzMiw1LjIzMmEuODUyLjg1MiwwLDAsMS0xLjIwNS0xLjJsNC42MjktNC42MjlMOTcuMzg4LDEuNDU0YS44NTIuODUyLDAsMCwxLDEuMjA1LTEuMmw1LjIzMiw1LjIzMmEuODUyLjg1MiwwLDAsMSwwLDEuMloiIHRyYW5zZm9ybT0idHJhbnNsYXRlKC05Ny4xMzkgMCkiIGZpbGw9IiMwMDAiLz4NCjwvc3ZnPg0K"); } @media (min-width : 651px) and (max-width : 1024px) { #ITaKBszkMlzkJqST .item { flex: 1 1 calc(50% - 48px); } #ITaKBszkMlzkJqST .prod-desc-popup-content { height: auto; top: 10%; overflow-y: scroll; } #ITaKBszkMlzkJqST .item:nth-of-type(4n+3), #ITaKBszkMlzkJqST .item:nth-of-type(4n+3) + * { background-color: #E9F5FF; } #ITaKBszkMlzkJqST .item:nth-of-type(4n+1), #ITaKBszkMlzkJqST .item:nth-of-type(4n+1) + * { background-color: #fff; } #ITaKBszkMlzkJqST .shmktpl-button span.btn__text::after { top: 13px; right: -3px; background-size: 10px 10px; } #ITaKBszkMlzkJqST .ad-copy-column.flex-container { flex: 0 0 78%; } } @media (max-width : 650px) { #ITaKBszkMlzkJqST .desktop, #ITaKBszkMlzkJqST .desktop-inline { display: none; } #ITaKBszkMlzkJqST .mobile { display: block !important; } #ITaKBszkMlzkJqST { padding: 0 18px; } #ITaKBszkMlzkJqST .shmktpl-title { font-size: 24px; line-height: 29px; } #ITaKBszkMlzkJqST .shmktpl-subtitle { font-size: 16px; line-height: 19px; } #ITaKBszkMlzkJqST .add-overlay-content { width: 80%; height: auto; } #ITaKBszkMlzkJqST .logo-column.flex-container { flex: 0 0 100%; text-align: center; } #ITaKBszkMlzkJqST .row-1 { flex-flow: column; padding: 16px; } #ITaKBszkMlzkJqST .prop-conatiner { flex: 0 0 100%; flex-direction: row; flex-flow: row; display: flex; width: 100%; align-items: center; margin-top: 20px; } #ITaKBszkMlzkJqST .prop-conatiner .prop-name { flex: 0 0 49%; margin-bottom: 0px; } #ITaKBszkMlzkJqST .prop-conatiner .prop-value { flex: 0 0 49%; text-align: right; font: normal normal 900 22px / 26px Roboto; letter-spacing: 0.88px; } #ITaKBszkMlzkJqST .prop-conatiner.apy-container { display: flex; align-items: flex-start; } #ITaKBszkMlzkJqST .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; padding: 0; flex-flow: column; } #ITaKBszkMlzkJqST .prop-value { margin-top: 0; } #ITaKBszkMlzkJqST .listing-header-cntnr { display: flex; justify-content: space-between; margin-top: 24px; } #ITaKBszkMlzkJqST .non_featured_list { margin-top: 18px; } #ITaKBszkMlzkJqST .prod-desc-popup-content { top: 10%; position: absolute; min-width: 80%; width: 90%; overflow: scroll; height: 100%; } #ITaKBszkMlzkJqST .item { flex: 0 0 91%; padding-bottom: 0; padding: 16px; } #ITaKBszkMlzkJqST .item:nth-child(3n), #ITaKBszkMlzkJqST .desktop-bg { background: none; } #ITaKBszkMlzkJqST .prod-desc-popup-content { padding: 0; } #ITaKBszkMlzkJqST .prod-desc-content-cntnr .prod-desc-header { padding-bottom: 0; padding: 16px; } #ITaKBszkMlzkJqST .item:nth-child(even) { background: #E9F5FF 0% 0% no-repeat padding-box; } #ITaKBszkMlzkJqST .fdic-seemoreless-cntr { display: flex; justify-content: space-between; align-items: center; margin: 0; flex-flow: row wrap; } #ITaKBszkMlzkJqST .fdic-seemoreless-cntr .fdic-insured { color: #08283B; flex: 0 0 44%; text-align: left; } #ITaKBszkMlzkJqST .fdic-seemoreless-cntr .listing-description { display: flex; flex: 0 0 100%; flex-flow: column; background: #F2F9FF 0% 0% no-repeat padding-box; } #ITaKBszkMlzkJqST .listing-description .disclosure-content { margin-top: 0px; padding: 16px 14px; } #ITaKBszkMlzkJqST .disclosure-content ul { padding-left: 14px; line-height: 28px; } #ITaKBszkMlzkJqST .disclosure-content ul li { flex: 0 0 100%; padding: 0; margin: 0; font-size: 12px; } #ITaKBszkMlzkJqST .additional-features { flex: 0 0 100%; } #ITaKBszkMlzkJqST .disclosure-contnr .listing-content-wrapper { top: -85px; left: 0; width: 90%; } #ITaKBszkMlzkJqST.sizeone .listing-header-cntnr { display: none; } #ITaKBszkMlzkJqST.sizeone .add-overlay-content { width: 80%; } } @media (max-width: 340px) { #ITaKBszkMlzkJqST .fdic-seemoreless-cntr .fdic-insured { flex: 0 0 43%; } #ITaKBszkMlzkJqST .prod-desc-popup-content { position: fixed; } } #ITaKBszkMlzkJqST.listingAlignment .shmktpl-button span.btn__text { line-height: 40px; color: #fff; margin-right: 10px; } #ITaKBszkMlzkJqST.listingAlignment .shmktpl-button span.btn__text::after { width: 24px; } @media (max-width: 1024px) and (min-width:768px) { #ITaKBszkMlzkJqST.listingAlignment .logo-image-wrapper img { width: 100%; } #ITaKBszkMlzkJqST.listingAlignment { padding: 0px; } #ITaKBszkMlzkJqST.listingAlignment .listing-title { font-size: 14px; } #ITaKBszkMlzkJqST.listingAlignment .listing-title span { font-size: 14px; } #ITaKBszkMlzkJqST.listingAlignment .row-1 { padding: 26px 10px; } #ITaKBszkMlzkJqST.listingAlignment .prop-name { font-size: 10px; } #ITaKBszkMlzkJqST.listingAlignment .prop-value { font-size: 14px } #ITaKBszkMlzkJqST.listingAlignment .shmktpl-button span.btn__text { font-size: 10px; margin-right: 10px; } } @media all and (max-width: 600px) { #ITaKBszkMlzkJqST.listingAlignment .logo-column.flex-container { flex: unset; } #ITaKBszkMlzkJqST.listingAlignment .prop-conatiner { flex: unset; } #ITaKBszkMlzkJqST.listingAlignment .ad-copy-column.flex-container { flex: unset; } #ITaKBszkMlzkJqST.listingAlignment .cta-column.flex-container { flex: unset; } #ITaKBszkMlzkJqST.listingAlignment .disclosure-content ul li::before { content: unset; } #ITaKBszkMlzkJqST.listingAlignment .disclosure-content ul li { list-style: disc; } } #ITaKBszkMlzkJqST.ctaAlignment .shmktpl-button { width: 100%; font-size: 14px; } #ITaKBszkMlzkJqST.ctaAlignment .shmktpl-button .btn__text { margin-right: 10px; } #ITaKBszkMlzkJqST.ctaAlignment .shmktpl-button span.btn__text::after { right: -2px; background-size: 6px 13px; } @media (min-width: 651px) and (max-width: 1024px) { #ITaKBszkMlzkJqST.ctaAlignment .shmktpl-button span.btn__text::after { right: -7px; } #ITaKBszkMlzkJqST.ctaAlignment .shmktpl-button span.btn__text::after { background-size: 6px 10px; } #ITaKBszkMlzkJqST.ctaAlignment .shmktpl-button { font-size: 13px; } } @media (max-width: 650px) { #ITaKBszkMlzkJqST.ctaAlignment .logo-column.flex-container { flex: unset !important; justify-content: center; } #ITaKBszkMlzkJqST.ctaAlignment .cta-column.flex-container { display: block !important; } #ITaKBszkMlzkJqST.ctaAlignment .shmktpl-button { font-size: 16px; } #ITaKBszkMlzkJqST.ctaAlignment .shmktpl-button .btn__text { margin-right: unset; } #ITaKBszkMlzkJqST.ctaAlignment .shmktpl-button span.btn__text::after { right: unset; background-size: 12px 12px; } } #ITaKBszkMlzkJqST .sh-no-listing-msg { padding: 20px 0px; } #ITaKBszkMlzkJqST .sh-widget-footer-MBT { display: none; } #ITaKBszkMlzkJqST.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; } #ITaKBszkMlzkJqST.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #ITaKBszkMlzkJqST.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } #ITaKBszkMlzkJqST .sh-widget-footer-QS { display: none; } #ITaKBszkMlzkJqST.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #ITaKBszkMlzkJqST.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #ITaKBszkMlzkJqST.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } @-moz-document url-prefix() { #ITaKBszkMlzkJqST .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; min-width: 440px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #ITaKBszkMlzkJqST .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; min-width: 440px !important; } } } #ITaKBszkMlzkJqST .listing .listing-content-wrapper .sh-promo-ribbon { min-width: 440px; height: 24px; line-height: 24px; margin-top: -1px; margin-left: -9px; margin-right: -10px; background: #2c93e4; position: relative; border-radius: 0px 0px 0px 0px; display: inline-block; font-family: Roboto, sans-serif; color: #fff; padding: 0px 1px 0 15px; margin-bottom: -6px; } #ITaKBszkMlzkJqST .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { color: #fff; font-size: 12px; } #ITaKBszkMlzkJqST .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { height: 0; width: 0; border-top: 8px solid #1d70b1; border-left: 8px solid transparent; bottom: -8px; content: ""; position: absolute; left: 0px; } #ITaKBszkMlzkJqST .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { right: 1px; transform: translateX(100%); border-left-width: 100%; border-right-color: transparent; content: ""; position: absolute; display: block; border: 12px solid #2c93e4; border-right-color: transparent; top: 0px } @media (min-width : 768px) and (max-width : 1024px) { @-moz-document url-prefix() { #ITaKBszkMlzkJqST .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #ITaKBszkMlzkJqST .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } } @media (min-width : 768px) and (max-width : 900px) { #ITaKBszkMlzkJqST .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { font-size: 10px; } } @media (max-width : 767px) { #ITaKBszkMlzkJqST .listing .listing-content-wrapper .sh-promo-ribbon { border-radius: 0px; margin-top: -1px; height: auto !important; min-width: 100% !important; padding: 8px 9px; margin-bottom: 8px; box-sizing: content-box; } #ITaKBszkMlzkJqST .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { display: block; text-align: center; line-height: 16px; font-size: 12px; } #ITaKBszkMlzkJqST .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { height: 0; width: 0; border-top: 8px solid #546F8E; border-right: 8px solid transparent; right: 9px; top: unset; bottom: -8px; border-left: 0px; border-bottom: 0px; } @-moz-document url-prefix() { #ITaKBszkMlzkJqST .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; min-width: 100% !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #ITaKBszkMlzkJqST .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; min-width: 100% !important; } } } } #ITaKBszkMlzkJqST.customizeColorEffect .listing-title, #ITaKBszkMlzkJqST.customizeColorEffect .prop-name, #ITaKBszkMlzkJqST.customizeColorEffect .prop-value, #ITaKBszkMlzkJqST.customizeColorEffect .curDate, #ITaKBszkMlzkJqST.customizeColorEffect span.current-date, #ITaKBszkMlzkJqST.customizeColorEffect .disclosure-content ul li, #ITaKBszkMlzkJqST.customizeColorEffect .title { color: #1E2B22; font-family: Open Sans, sans-serif; } #ITaKBszkMlzkJqST.customizeColorEffect .add-text, #ITaKBszkMlzkJqST.customizeColorEffect .see-more-text, #ITaKBszkMlzkJqST.customizeColorEffect .disclosure-contnr .text { color: #5B7B66; } #ITaKBszkMlzkJqST.customizeColorEffect .shmktpl-button { background: #EB0017 0% 0% no-repeat padding-box; } #ITaKBszkMlzkJqST.customizeColorEffect .listing.flex-container { border-bottom: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; } #ITaKBszkMlzkJqST.sizeone.customizeColorEffect .header-section { border-bottom: 1px solid #D6D5D5; border-top: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; } #ITaKBszkMlzkJqST.customizeColorEffect .non_featured_list { border-top: 1px solid #D6D5D5; } #ITaKBszkMlzkJqST.sizeone.customizeColorEffect .header-section, #ITaKBszkMlzkJqST.customizeColorEffect .row-2 { background: #E9F0EC; } #ITaKBszkMlzkJqST.customizeColorEffect .listing-title { display: unset; } #ITaKBszkMlzkJqST.customizeColorEffect span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiM1QjdCNjYiLz4NCjwvc3ZnPg0K); } #ITaKBszkMlzkJqST.customizeColorEffect .listing-title .prod-name:hover, #ITaKBszkMlzkJqST.customizeColorEffect .listing-title:hover, #ITaKBszkMlzkJqST.customizeColorEffect .add-text:hover, #ITaKBszkMlzkJqST.customizeColorEffect .disclosure-contnr .text:hover, #ITaKBszkMlzkJqST.customizeColorEffect .see-more-text:hover { color: #EB0017; } #ITaKBszkMlzkJqST.customizeColorEffect .shmktpl-button:hover { background: #EB0017; } #ITaKBszkMlzkJqST.customizeColorEffect .see-more-text:hover span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiNFQjAwMTciLz4NCjwvc3ZnPg0K); } @media (max-width: 650px) { #ITaKBszkMlzkJqST.customizeColorEffect .fdic-seemoreless-cntr .listing-description { background: #E9F0EC 0% 0% no-repeat padding-box; 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} #qsWidgetContainer174 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer174 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer174 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer174 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer174 .logo-column.flex-container, #qsWidgetContainer174 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer174 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer174 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer174 .apy-label, #qsWidgetContainer174 .curDate, #qsWidgetContainer174 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer174 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer174 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer174 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer174 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer174 .prop-value-container { align-items: stretch; } #qsWidgetContainer174 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer174 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer174 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer174 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer174 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer174 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer174 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer174 #sh-star-icon { top: -2px; } #qsWidgetContainer174 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer174 #see_more_carrier, #qsWidgetContainer174 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer174 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer174 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer174 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer174 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer174 .shmktpl-sponsored, #qsWidgetContainer174 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; } #qsWidgetContainer174 .sh-logo { flex-shrink: 1; } #qsWidgetContainer174 .shmktpl-sponsored { text-transform: uppercase; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-listing-content-wrapper { box-shadow: none; gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer174 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer174 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer174 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer174 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer174 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer174 .sh-first-product .sh-btn__text, #qsWidgetContainer174 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer174 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer174 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer174 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer174 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer174 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer174 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer174 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer174 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer174 .listing-title { font-size: 20px; font-weight: 600; } }Savings accountsAmerican Express features just one savings account — a high-yield savings account with no monthly fees and generous APY that compounds daily. There’s no minimum deposit required to open this account, either.American Express savings account featuresMinimum opening deposit$0Monthly fees$0APY3.40%Bank details reviewed Nov. 17, 2025CDsAmex offers certificates of deposit with nine term lengths — each of which comes with a unique APY. You won’t find a particularly quick maturing CD; the shortest is 11 months, and the longest is 60 months.Withdrawing your money before it matures will incur a penalty between three and 18 months’ worth of interest, depending on the term length of your CD.American Express CD featuresMinimum opening deposit$0Monthly fees$0Top APY4.00%Term lengths11-60 monthsPayoutsMonthly, quarterly, annually, or at termEarly withdrawal penalty90-540 days’ worth of interestBank details reviewed Nov. 17, 2025American Express CD ratesAmex holds its own with the best CD rates on the market, offering a minimum of 3.25% and a maximum of 4.00%.American Express CD TermAPY11 months3.50%12 months3.25%14 months4.00%18 months3.60%22 months3.75%24 months3.60%36 months3.35%48 months3.35%60 months3.50%11 monthsAPY3.50%12 monthsAPY3.25%14 monthsAPY4.00%18 monthsAPY3.60%22 monthsAPY3.75%24 monthsAPY3.60%36 monthsAPY3.35%48 monthsAPY3.35%60 monthsAPY3.50%Bank details reviewed Nov. 17, 2025You can receive an interest payout monthly, quarterly, or yearly. Of course, you can also wait until your account matures.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Other services American Express offersAs noted earlier, Amex is somewhat limited in the types of services it offers. Beyond the above checking, savings, and CD accounts, you can also open:Credit and no-preset-spending-limit cards:American Express issues more cards than perhaps any other bank. It offers a selection of well-regarded travel rewards and cash-back cards. It also supplies a wide selection of small business credit cards.Personal loans:If you’ve got an American Express card, you may be eligible to open a personal loan of up to $50,000. Amex may target you for a loan and let you know if you’re likely to qualify for it before you formally submit an application (potentially saving you from a wasted hard credit inquiry were you to be denied).Business lines of credit:As a business owner, you can potentially be approved for a line of credit up to $250,000 — though Amex specifies that only select customers will get more than $150,000.Online bankingRemember, Amex operates entirely online. You can transfer funds, deposit paychecks, pay your bills, etc. from your computer. It’s very convenient for many, but some may still miss the perks of branch ubiquity that you’ll find with banks like Chase and Bank of America.The American Express platform and customer supportAmerican Express does many things well, and its customer service is known for being top notch. You’ll get 24/7 account support, and you can even instantly chat via your online account to resolve issues in a hurry, either on your computer or in-app. If you prefer the phone, you can find the appropriate number on this page (it depends on the account you need serviced).Is American Express secure?American Express is secure—offering the advanced fraud protections and data encryptions that you’d expect from a financial institution that handles hundreds of billions of dollars. You’ll also benefit from the $250,000 FDIC insurance per person in the event that the bank were to founder.American Express user reviewsIt’s often the case that users who take the time to write reviews are those who have had negative experiences. Thus, it’s not entirely surprising that the American Express Global page on Trustpilot shows 1.4 out of 5 stars with 4,780 reviews. However, you’ll find customers speaking highly of the bank on the popular forum site reddit, where one user in a post from 2024 described it as “the gold standard of customer service compared to its peers.”Compares Amex to alternativesIf you’re not quite sure you’ll find what you want with Amex, two other popular online banks worth taking a look at are SoFi and Capital One.American ExpressSoFi®Member FDICCapital OneTop savings APYTop savings APYTop savings APY3.40%Get up to 3.60%.1 Get a 0.70% Boost on Savings APY to up to 4.30% for up to 6 months on new accounts with eligible Direct Deposit. Terms apply.23.50%Savings account monthly feeSavings account monthly feeSavings account monthly fee$0$0$0Top checking APYTop checking APYTop checking APY1% for personal account, 1.30% for business account0.50%0.10%Checking account monthly feeChecking account monthly feeChecking account monthly fee$0$0$0Top CD APYTop CD APYTop CD APY4.00% on a 14-month CDN/A3.50% on a 6-month CDLearn moreLearn moreLearn moreView offerat MoneyLionView offerat SoFiView offerat MoneyLionTerms apply. Bank details checked Nov. 17, 2025.Learn moreRead our full roundup of Capital One CD rates.Is American Express right for you?If you currently hold an American Express card and you’ve got good credit, American Express can likely fulfill many of your banking needs. It doesn’t offer mortgages or auto loans, but it provides an interest-bearing rewards checking account and a competitive high-APY savings account, as well as simple personal loans that you can use for (nearly) anything.If you’re looking for a more niche account, such as a retirement account, a secured credit card to rebuild your credit, or a bank account for your child, you’ll want to look elsewhere. Check out our post on the best online banks to see if there may be a better fit for your situation.Frequently asked questionsDoes American Express have a bank branch?American Express has no bank branches. Members bank entirely online.Is Amex an FDIC insured bank?Amex is FDIC insured. You are protected up to $250,000 per account holder.How do I contact American Express customer service?You can contact American Express customer service in-app, through secured web chat within your online account, or by phone at 1-800-528-4800.SoFi disclaimer1:Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 11/12/25. There is no minimum balance requirement. Fees may reduce earnings.Additional rates and information can be found at https://www.sofi.com/legal/banking-rate-sheet2: 0.70% Savings APY BoostEarn up to 4.30% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.60% APY as of 11/12/25)for up to 6 months. Open a new SoFi Checking and Savings account and pay the $10 SoFi Plus subscription every 30 days OR receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 1/31/26. Rates variable, subject to change. Terms apply at sofi.com/banking#2. SoFi Bank, N.A. 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Looking for a stress-free way to build your savings? A certificate of deposit (CD) is a popular option that comes with minimal risk and requires minimal maintenance. You’ll typically earn a higher annual percentage yield (APY) than if you stored your money in a conventional savings account—but know that with a CD, you can’t access your money for a predetermined period. If you do, you’ll be penalized. UMB Bank offers several CD options. Generally speaking, only UMB’s “featured” CDs are worth a look. Its standard CD APYs are trounced by many of the best certificates of deposit offered by competitors (we’ll compare them in a minute). Let’s look at UMB Bank’s CD rates to help you decide if its account options suit your financial goals. Rates are current as of Nov. 10, 2025 and are subject to change.SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. 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margin-bottom: 15px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop #sh-header-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop #sh-header-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-d-hide, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-d-hide, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-d-hide { display: block !important; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-listing-content-wrapper, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-listing-content-wrapper, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-promo .sh-promo-text, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-promo .sh-promo-text, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-btn__text, #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-first-product .sh-btn__text, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-btn__text, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-first-product .sh-btn__text, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-btn__text, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-fdic-insured, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-fdic-insured, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .product-details-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .product-details-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-first-product .product-details-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-first-product .product-details-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-title, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-title, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-promo, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-promo, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-promo-offer-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-promo-offer-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-title-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-title-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-first-product .sh-title-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-first-product .sh-title-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-first-product .sh-row2-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-first-product .sh-row2-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-fdic-dis-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-fdic-dis-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-cta-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-cta-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-first-product .sh-cta-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-first-product .sh-cta-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .mobile-bottom-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .mobile-bottom-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-first-product .sh-title-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-first-product .sh-title-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #qlhBavCGoKcbwnLb.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #qlhBavCGoKcbwnLb.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #qlhBavCGoKcbwnLb.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #qlhBavCGoKcbwnLb.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #qlhBavCGoKcbwnLb.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #qlhBavCGoKcbwnLb.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #qlhBavCGoKcbwnLb.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #qlhBavCGoKcbwnLb .sh-row-container.sh-apy-value { height: 24px; } #qlhBavCGoKcbwnLb .sh-title-container { height: 45px; } #qlhBavCGoKcbwnLb .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #qlhBavCGoKcbwnLb .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #qlhBavCGoKcbwnLb .sh-first-product .sh-title-container { height: 72px; } #qlhBavCGoKcbwnLb .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #qlhBavCGoKcbwnLb .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #qlhBavCGoKcbwnLb .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #qlhBavCGoKcbwnLb .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #qlhBavCGoKcbwnLb .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #qlhBavCGoKcbwnLb .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #qlhBavCGoKcbwnLb .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #qlhBavCGoKcbwnLb.loadingMessage .sh-loading-msg { display: block; } #qlhBavCGoKcbwnLb.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #qlhBavCGoKcbwnLb .sh-loading-msg { font-size: 18px; } } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-row-container { align-items: center; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #qlhBavCGoKcbwnLb .sh-row-product-title.sh-bank-name { display: none; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #qlhBavCGoKcbwnLb.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #qlhBavCGoKcbwnLb.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #qlhBavCGoKcbwnLb.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #qlhBavCGoKcbwnLb.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #qlhBavCGoKcbwnLb.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #qlhBavCGoKcbwnLb.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #qlhBavCGoKcbwnLb.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #qlhBavCGoKcbwnLb.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #qlhBavCGoKcbwnLb.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #qlhBavCGoKcbwnLb.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop .sh-first-product .sh-row2-container, #qlhBavCGoKcbwnLb.sh-box650.device-desktop .sh-first-product .sh-row2-container, #qlhBavCGoKcbwnLb.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #qlhBavCGoKcbwnLb .sh-gb-banner.sh-promo { display: none !important; } #qlhBavCGoKcbwnLb.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #qlhBavCGoKcbwnLb.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #qlhBavCGoKcbwnLb.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #qlhBavCGoKcbwnLb.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; height: unset; flex: 0 0 150px; padding-top: unset; box-sizing: unset; background-color: transparent; position: relative; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: unset; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: unset; margin-right: 15px; width: 100%; padding: 1px 0 10px 0; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font: normal normal bold 24px/24px Roboto; padding: 12px 0px; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-cta-container{ padding: 12px 0px; box-sizing: unset; border-bottom: unset; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-title-container{ display: none; margin: unset; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-promo{ width: 100%; margin: -10px 0 20px; text-align: left; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-promo .sh-promo-text{ font: normal normal normal 16px/24px Roboto; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-fdic-insured{ padding: 20px 0 7px 0; } #qlhBavCGoKcbwnLb.sh-box700.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg, #qlhBavCGoKcbwnLb.sh-box600.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg{ vertical-align: unset; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop.experianChanges .sh-listing-content-wrapper{ display: block; padding: 20px; margin-bottom: 16px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop.experianChanges .logo-image-wrapper{ max-width: 200px; min-height: unset; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop.experianChanges img.logo-image{ max-width: inherit; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop.experianChanges .sh-d-hide { display: block !important; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop.experianChanges .sh-title{ font: normal normal bold 16px / 24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #qlhBavCGoKcbwnLb.sh-box600.device-desktop.experianChanges .sh-fdic-dis-container{ display: flex; 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font-weight: 600; } }UMB Bank CD rates and productsUMB Bank issues multiple CD types, including featured, standard, and jumbo CDs. There are no specialty options such as flexible or IRA CDs, unfortunately. UMB also offers business CDs that come with similar term lengths and minimum opening deposit requirements. It lists few details beyond that, requiring you to connect with a banker to begin setting up your account. UMB Bank only allows you to open CDs online if your deposit is under six figures. Amounts of $100,000 or more must be opened in-branch. UMB doesn’t disclose any early withdrawal penalties, instead stating that you’ll discover the fee after requesting your withdrawal. This is a stunning disadvantage that may discourage many from investing money with UMB. Featured CDsUMB offers two extremely competitive featured CD term lengths, each offering more than 4.00% APY. But to open them, you’ll need to deposit at least $5,000.UMB Bank featured CD featuresMinimum opening deposit$5,000Early withdrawal penaltyUndisclosedPartial withdrawals permittedNoAdditional deposits allowedNoUMB Bank featured CD rates Term lengthAPY3 months4.10%11 months3.75%3 monthsAPY4.10%11 monthsAPY3.75%Bank details checked Nov. 10, 2025Standard CDsUMB standard CDs come in nine term lengths, from three months to six years. Standard CDs are much more accessible, requiring a minimum opening deposit of $500. The tradeoff is generally inferior returns for your money. UMB Bank standard CD featuresMinimum opening deposit$500Early withdrawal penaltyUndisclosedPartial withdrawals permittedNoAdditional deposits allowedNoUMB Bank standard CD rates Term lengthAPY3 months0.10%6 months0.10%9 months0.10%12 months0.10%24 months0.15%36 months0.15%48 months0.20%60 months0.25%72 months 0.30%3 monthsAPY0.10%6 monthsAPY0.10%9 monthsAPY0.10%12 monthsAPY0.10%24 monthsAPY0.15%36 monthsAPY0.15%48 monthsAPY0.20%60 monthsAPY0.25%72 months APY0.30%Bank details checked Nov. 10, 2025Jumbo CDsJumbo CDs at UMB are accounts of $100,000 or above. These cannot be opened online—so you’ll have to visit a UMB branch to do it. That said, its terms and APYs are identical to standard CDs as of this writing. Many other banks may reward you for large CD deposits with a higher return rate, but UMB offers no additional value for its jumbo options. UMB Bank jumbo CD featuresMinimum opening deposit$100,000Early withdrawal penaltyUndisclosedPartial withdrawals permittedNoAdditional deposits allowedNoUMB Bank jumbo CD rates Term lengthAPY3 months0.10%6 months0.10%9 months0.10%12 months0.10%24 months0.15%36 months0.15%48 months0.20%60 months0.25%72 months 0.30%3 monthsAPY0.10%6 monthsAPY0.10%9 monthsAPY0.10%12 monthsAPY0.10%24 monthsAPY0.15%36 monthsAPY0.15%48 monthsAPY0.20%60 monthsAPY0.25%72 months APY0.30%Bank details checked Nov. 10, 2025ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Compare UMB Bank to competitorsUMB Bank offers a couple CD terms with impressive earning rates—but for the most part, you can likely earn more interest by storing your savings elsewhere. Here’s a look at UMB Bank CD rates compared to two other options for those comfortable with online banking. UMB BankDiscoverNorthern Bank Direct3 months3 months3 months0.10%2.00%N/A6 months6 months6 months0.10%3.50%4.00%9 months9 months9 months0.10%3.50%3.75%12 months12 months12 months0.10%4.05%3.25%36 months36 months36 months0.15%3.50%3.25%60 months60 months60 months0.25%3.50%3.25%Learn moreLearn moreLearn moreView offerat UMB BankView offerat MoneyLionView offerat Northern Bank DirectBank details checked Nov. 10, 2025Want to see all the CD terms these competitors offer?Check out our pages detailing Discover CD rates and Northern Bank Direct CD rates.Learn more about UMB BankUMB Bank is a full-service financial institution headquartered in Kansas City, Missouri. In addition to CDs, UMB Bank offers checking, savings, credit cards, personal loans, auto loans, mortgages, and more. UMB Bank serves customers nationwide, but its physical presence is only found in Arizona, Utah, Colorado, Texas, Oklahoma, Kansas, Nebraska, Minnesota, Missouri, and Illinois. Some of its services can only be opened in-person. If you live in one of these states, UMB Bank will likely meet all your banking needs. If you live elsewhere, you may find UMB Bank lacking. Looking to change where you bank?See our top picks for the best checking accounts of December 2025.Frequently asked questionsWhat is the minimum deposit for UMB Bank CDs?The minimum deposit for UMB bank CDs depends on the account type. Featured CDs require a $5,000 minimum deposit; standard CDs require a $500 minimum deposit; jumbo CDs require a $100,000 minimum deposit.Are UMB Bank CD rates competitive with other banks?UMB Bank’s featured CD rates rival even the most generous CDs on the market. Its standard CDs, however, are far from competitive.What CD terms does UMB Bank offer?Across all CD types, UMB Bank offers terms of 3, 6, 9, 11, 12, 24, 36, 48, 60, and 72 months.What are UMB Bank’s CD early withdrawal penalties?UMB Bank does not disclose its early withdrawal penalties. Customer service states that the bank will reveal your penalty only after you’ve requested an early withdrawal.Are UMB Bank CDs FDIC insured?Yes, UMB Bank CDs are FDIC insured up to $250,000 per account holder per account ownership category.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
It’s not uncommon for the best certificates of deposit (CDs) nowadays to breach 3.50% APY. These colossal rates most often come from online banks that have little operating costs—so it’s nice to find a full-service bank that offers generous rates too.Wells Fargo offers everything from credit cards to high-yield savings accounts. It’s also got a fistful of CD options that go toe-to-toe with just about anyone.Here’s what you need to know about Wells Fargo CD rates and which to consider opening for the biggest return.All rates and fees are current as of Nov. 10, 2025, and are subject to change.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Wells Fargo Bank CD rates and productsWells Fargo offers a variety of CDs, from standard CDs with myriad term lengths to specialty CDs with promotional, limited-time rates. You can get the absolute best APY if you have either a Prime Checking, Premier Checking, or Private Bank Interest Checking account.Just note that rates may vary slightly depending on your region.Standard CDsAvailable online are three-, six-, and 12-month CD terms, although more terms are available if you stop into a branch. You’ll need at least $2,500 on hand to deposit to open a standard CD.Wells Fargo Bank standard CD featuresMinimum opening deposit$2,500Early withdrawal penalty– Terms less than three months (or 90 days): 1 month’s interest– Terms of 90-365 days: 3 months’ interest– Terms of 12-24 months: 6 months’ interest- Terms over 24 months: 12 months’ interestPartial withdrawals permittedYes (for a fee)Additional deposits permittedNoAutomatic renewalInto new fixed CD of same term lengthRenewal grace period10 daysWells Fargo Bank standard CD ratesTerm lengthAPYRelationship APY3 months1.01%1.02%6 months1.01%1.02%12 months1.50%1.51%3 monthsAPY1.01%Relationship APY1.02%6 monthsAPY1.01%Relationship APY1.02%12 monthsAPY1.50%Relationship APY1.51%Bank details checked Nov. 10, 2025Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.CD specialsWells Fargo offers three term lengths for its CD specials: 4, 7, and 11 months. The minimum opening deposit is $5,000 for these improved rates—significantly higher than what you’d need to deposit in a standard CD.Wells Fargo Bank special CD featuresMinimum opening deposit$5,000Early withdrawal penalty– Terms less than three months (or 90 days): 1 month’s interest- Terms of 90-365 days: 3 months’ interest- Terms of 12-24 months: 6 months’ interest- Terms over 24 months: 12 months’ interestPartial withdrawals permittedYes (for a fee)Additional deposits permittedNoAutomatic renewalInto new CD with a term between 3 and 6 monthsRenewal grace period10 daysWells Fargo Bank CD specialsTerm lengthAPYRelationship APY4 months3.74%4.00%7 months3.64%3.90%11 months3.50%3.76%4 monthsAPY3.74%Relationship APY4.00%7 monthsAPY3.64%Relationship APY3.90%11 monthsAPY3.50%Relationship APY3.76%Bank details checked Nov. 10, 2025Individual retirement account (IRA) CDsIRA CDs come with the same standard and relationship APY as regular CD rates. You can choose CD special terms from 4, 7, and 11 months, or you can opt for standard rates in monthly increments from 1-144. To open a CD special, you’ll need to deposit a minimum of $2,500. Standard CDs require just $1,000.Note that you’re subject to an early withdrawal penalty when touching your money before it matures, but you may also receive a 10% penalty from the IRS if withdrawing funds before you turn 59½. Read our explainer to fully understand just what is an IRA CD.Wells Fargo Bank IRA CD featuresMinimum opening deposit– $1,000 for standard fixed rate CDs– $2,500 for special rate CDsEarly withdrawal penalty– Terms less than three months (or 90 days): 1 month’s interest– Terms of 90-365 days: 3 months’ interest– Terms of 12-24 months: 6 months’ interest– Terms over 24 months: 12 months’ interestPartial withdrawals permittedYes (for a fee)Additional deposits permittedNoAutomatic renewal– Standard IRA CDs will renew to the same term length– Special IRA CDs will renew with a term between 3 and 6 monthsRenewal grace period10 daysWells Fargo Bank IRA special rate CDsTerm lengthAPYRelationship APY4 months3.74%4.00%7 months3.64%3.90%11 months3.50%3.76%4 monthsAPY3.74%Relationship APY4.00%7 monthsAPY3.64%Relationship APY3.90%11 monthsAPY3.50%Relationship APY3.76%Bank details checked Nov. 10, 2025Wells Fargo Bank IRA CDsTerm lengthAPYRelationship APY1-2 months0.01%0.02%3-5 months1.01%1.02%6-11 months1.01%1.02%12-23 months1.50%1.51%24-35 months1.75% (2.25% for deposits of $100K+)1.76% (2.27% for deposits of $100K+)36-47 months1.01% (1.50% for deposits of $100K+)1.02% (1.51% for deposits of $100K+)48-59 months1.01% (1.50% for deposits of $100K+)1.02% (1.51% for deposits of $100K+)60-71 months1.01% (1.50% for deposits of $100K+)1.02% (1.51% for deposits of $100K+)72-144 months1.01% (1.50% for deposits of $100K+)1.02% (1.51% for deposits of $100K+)1-2 monthsAPY0.01%Relationship APY0.02%3-5 monthsAPY1.01%Relationship APY1.02%6-11 monthsAPY1.01%Relationship APY1.02%12-23 monthsAPY1.50%Relationship APY1.51%24-35 monthsAPY1.75% (2.25% for deposits of $100K+)Relationship APY1.76% (2.27% for deposits of $100K+)36-47 monthsAPY1.01% (1.50% for deposits of $100K+)Relationship APY1.02% (1.51% for deposits of $100K+)48-59 monthsAPY1.01% (1.50% for deposits of $100K+)Relationship APY1.02% (1.51% for deposits of $100K+)60-71 monthsAPY1.01% (1.50% for deposits of $100K+)Relationship APY1.02% (1.51% for deposits of $100K+)72-144 monthsAPY1.01% (1.50% for deposits of $100K+)Relationship APY1.02% (1.51% for deposits of $100K+)Bank details checked Nov. 10, 2025SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. 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margin-bottom: 15px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop #sh-header-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop #sh-header-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-d-hide, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-d-hide, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-d-hide { display: block !important; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-listing-content-wrapper, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-listing-content-wrapper, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-promo .sh-promo-text, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-promo .sh-promo-text, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-btn__text, #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-first-product .sh-btn__text, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-btn__text, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-first-product .sh-btn__text, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-btn__text, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-fdic-insured, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-fdic-insured, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .product-details-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .product-details-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-first-product .product-details-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-first-product .product-details-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-title, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-title, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-promo, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-promo, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-promo-offer-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-promo-offer-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-title-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-title-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-first-product .sh-title-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-first-product .sh-title-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-first-product .sh-row2-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-first-product .sh-row2-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-fdic-dis-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-fdic-dis-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-cta-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-cta-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-first-product .sh-cta-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-first-product .sh-cta-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .mobile-bottom-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .mobile-bottom-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-first-product .sh-title-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-first-product .sh-title-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #lhrKjzVJWCwwwodV.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #lhrKjzVJWCwwwodV.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #lhrKjzVJWCwwwodV.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #lhrKjzVJWCwwwodV.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #lhrKjzVJWCwwwodV.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #lhrKjzVJWCwwwodV.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #lhrKjzVJWCwwwodV.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #lhrKjzVJWCwwwodV .sh-row-container.sh-apy-value { height: 24px; } #lhrKjzVJWCwwwodV .sh-title-container { height: 45px; } #lhrKjzVJWCwwwodV .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #lhrKjzVJWCwwwodV .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #lhrKjzVJWCwwwodV .sh-first-product .sh-title-container { height: 72px; } #lhrKjzVJWCwwwodV .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #lhrKjzVJWCwwwodV .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #lhrKjzVJWCwwwodV .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #lhrKjzVJWCwwwodV .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #lhrKjzVJWCwwwodV .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #lhrKjzVJWCwwwodV .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #lhrKjzVJWCwwwodV .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #lhrKjzVJWCwwwodV.loadingMessage .sh-loading-msg { display: block; } #lhrKjzVJWCwwwodV.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #lhrKjzVJWCwwwodV .sh-loading-msg { font-size: 18px; } } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-row-container { align-items: center; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #lhrKjzVJWCwwwodV .sh-row-product-title.sh-bank-name { display: none; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #lhrKjzVJWCwwwodV.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #lhrKjzVJWCwwwodV.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #lhrKjzVJWCwwwodV.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #lhrKjzVJWCwwwodV.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #lhrKjzVJWCwwwodV.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #lhrKjzVJWCwwwodV.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #lhrKjzVJWCwwwodV.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #lhrKjzVJWCwwwodV.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #lhrKjzVJWCwwwodV.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #lhrKjzVJWCwwwodV.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop .sh-first-product .sh-row2-container, #lhrKjzVJWCwwwodV.sh-box650.device-desktop .sh-first-product .sh-row2-container, #lhrKjzVJWCwwwodV.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #lhrKjzVJWCwwwodV .sh-gb-banner.sh-promo { display: none !important; } #lhrKjzVJWCwwwodV.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #lhrKjzVJWCwwwodV.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #lhrKjzVJWCwwwodV.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #lhrKjzVJWCwwwodV.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #lhrKjzVJWCwwwodV.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; 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} #lhrKjzVJWCwwwodV.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #lhrKjzVJWCwwwodV.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #lhrKjzVJWCwwwodV.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer176 .logo-column.flex-container, #qsWidgetContainer176 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer176 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer176 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer176 .apy-label, #qsWidgetContainer176 .curDate, #qsWidgetContainer176 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer176 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer176 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer176 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; 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} #qsWidgetContainer176 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer176 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer176 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer176 .sh-first-product .sh-btn__text, #qsWidgetContainer176 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer176 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer176 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; 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font-weight: 600; } }Business CDsWells Fargo Business CDs can be a good fit for business owners who want to put their cash reserves to work. Similar to other CD options, you’ll choose between special fixed rate CDs with impressive returns (4-, 7-, and 11-month terms) and standard fixed-rate CDs (from 1-144 months). CD specials require a minimum deposit of $5,000, while standard rates require $2,500.However, unlike with its personal CDs, Wells Fargo doesn’t advertise any increased relationship APY for its Business CDs. Wells Fargo Bank Business CD featuresMinimum opening deposit– $2,500 for standard fixed rate CDs- $5,000 for special rate CDsEarly withdrawal penalty (less than 90 days)– Terms less than three months (or 90 days): 1 month’s interest– Terms of 90-365 days: 3 months’ interest– Terms of 12-24 months: 6 months’ interest– Terms over 24 months: 12 months’ interestPartial withdrawals permittedYes (for a fee)Additional deposits permittedNoAutomatic renewal– Standard Business CDs will renew to the same term length– Special Business CDs will renew with a term between 3 and 6 monthsRenewal grace period10 daysWells Fargo Bank Business special rate CDsTerm lengthAPY4 months4.00%7 months3.64%11 months3.50%4 monthsAPY4.00%7 monthsAPY3.64%11 monthsAPY3.50%Bank details checked Nov. 10, 2025Wells Fargo Bank Business fixed rate CDsTerm lengthAPY1-2 months0.01%3-5 months1.01%6-11 months1.01%12-23 months1.50%24-35 months1.75% (2.25% for deposits of $100K+)36-47 months1.01% (1.50% for deposits of $100K+)48-59 months1.01% (1.50% for deposits of $100K+)60-71 months1.01% (1.50% for deposits of $100K+)72-144 months1.01% (1.50% for deposits of $100K+)1-2 monthsAPY0.01%3-5 monthsAPY1.01%6-11 monthsAPY1.01%12-23 monthsAPY1.50%24-35 monthsAPY1.75% (2.25% for deposits of $100K+)36-47 monthsAPY1.01% (1.50% for deposits of $100K+)48-59 monthsAPY1.01% (1.50% for deposits of $100K+)60-71 monthsAPY1.01% (1.50% for deposits of $100K+)72-144 monthsAPY1.01% (1.50% for deposits of $100K+)Bank details checked Nov. 10, 2025Compare Wells Fargo Bank to top competitorsEven without a Wells Fargo relationship, its CD rates are respectable. Here’s how Wells Fargo stacks up against its competition.Wells Fargo APY (non-relationship)DiscoverNorthern Bank Direct3 months3 months3 months1.01%2.00%N/A4 months4 months4 months3.74%N/AN/A6 months6 months6 months1.01%3.50%4.00%7 months7 months7 months3.64%N/AN/A9 months9 months9 monthsN/A3.50%3.75%11 months11 months11 months3.50%N/AN/A12 months12 months12 months1.50%4.05%3.25%View offerat Wells FargoView offerat DiscoverView offerat Northern Bank DirectBank details checked Nov. 10, 2025Learn more about Wells Fargo BankWells Fargo is the fourth largest bank in the U.S. as of this writing, with $1.76 trillion in consolidated assets, according to numbers released by the Federal Reserve. As a leading financial institution, Wells Fargo certificate of deposit (CD) rates are competitive and offer a way for depositors to earn a secure return on their investments—even if they’re not the best we’ve ever seen.Its savings accounts can also deliver notably high APY. In terms of CDs vs. high-yield savings accounts, CDs will typically offer a superior return rate. But depending on your account balance, you could earn a more generous than some CD terms offer.Another consideration when trying to decide between a Wells Fargo CD vs. a savings account is the access you’ll have to your money. CDs typically penalize you for withdrawing your money before maturity—while savings accounts allow you to more freely manage your money, often with a limit of six withdrawals per month.In addition to CDs, Wells Fargo offers a wide variety of other banking products, including credit cards, checking, mortgages, personal loans, and investments.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. 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Quinta do PinheiroAlgarveIt’s increasingly hard to find somewhere off the beaten track in the Algarve but Quinta do Pinheiro, a converted 19th-century farmstead, is one of them. Bordering the sandy dunes of Ria Formosa Park, this property is made up of five terracota-tiled cottages.Lisbon-based architect Frederico Valsassina preserved key features of the buildings, such as their prominent chimneys, and used traditional materials including cane strips to create rustic living quarters.A large water-storage tank once used by farmhands is now a pool. Each cottage comes equipped with a kitchen but Monocle restaurant favourite Noélia is a short drive east of the estate should you have a hankering for superb seafood.quintapinheiro.comStockholm StadshotellStockholmBuilt in the 1870s, this historic building at Björngårdsgatan 23 has been restored as a 32-key hotel with a lounge, a sauna and a cold plunge. “Many of the original details have been preserved,” says founding partner Johan Agrell. Stockholm Stadshotell also offers two restaurants, one of which, Matsalen, is in the former chapel. Chef Olle T Cellton dishes up contemporary Nordic fare, such as wood-grilled fish. “Matsalen is about cooking without ego,” says Agrell.The rooms and suites are rendered in muted tones, with furniture by Swedish company Tre Sekel, Italian linens from Liv Casas and bathroom fixtures by Lefroy Brooks. “The property’s architectural significance made it a compelling choice for a hotel because it has a soul,” says Agrell.stockholmstadshotell.comChiemgauhof Lakeside RetreatBavariaThe Chiemgauhof Lakeside Retreat overlooks Lake Chiemsee, an untamed expanse of water nicknamed the Bavarian Sea. Halfway between Munich and Salzburg in Übersee, the property was acquired by hoteliers Dieter Müller and his wife, Ursula Schelle-Müller, in 2021.Working with Milan-based designer Matteo Thun, they embarked on a major reconstruction. Thun conceived a contemporary barn built from larch, with oak-floored interiors and floor-to-ceiling windows that open up to the surrounding waters. In the restaurant, Maximilian Müller serves hearty Bavarian classics, while at the bar, Japanese chef Naoki Terai crafts sushi using fish caught from the lake.chiemgauhof.comHotelHumanoOaxacaThe so-called Mexican Pipeline on the country’s southern Pacific coast attracts an international surfing community to the town of Zicatela. Steps from the break at Playa Zicatela, Hotel Humano has become a popular stop-off. Architect Jorge Hernández de la Garza developed his idea with design firm Plantea Estudio for Mexico’s Grupo Habita. The result is a striking building defined by brutalist concrete and terracotta-coloured tiles offset by native tropical wood. The lobby, which opens onto the street, allows the interior and exterior to merge seamlessly.In Humano’s 39 guestrooms, handmade hazel-coloured tiles by San Pedro Ceramics nod to the 1970s, while ecru twill curtains divide the ocean-view suites. In the evenings, chef Marion Chateau of Marseille’s La Relève brings a refreshing fusion of French and Mexican flavours to the dinner table.hotel-humano.com
The best certificates of deposit (CDs) are often found from digital financial institutions that specialize in just a few things—like CDs, high-yield savings accounts (HYSAs), and money market accounts.Ally is one of those rare full-service banks which is also entirely online. It has no physical branches, but it offers everything from checking and savings accounts to auto loans and mortgages. Yet it still manages to offer CD rates that flirt with the most generous on the market.Here’s everything you need to know about Ally Bank CD rates.Rates are current as of Nov. 10, 2025 and are subject to change.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Ally Bank CD rates and productsAlly Bank provides a wide range of CDs, from standard CDs to bump-up CDs to no-penalty CDs. It even offers individual retirement account (IRA) variants. All of these CDs offer automatic renewal at maturity. And because none require a minimum opening deposit, they’re accessible to everyone.Standard CDsAlly’s standard CDs come in seven different term lengths. That’s admittedly fewer options than you’ll find at many competitors, but the high APY atones for this shortcoming.Ally Bank standard CD featuresMinimum opening deposit$0Early withdrawal penalty– Terms less than 3 months: 30 days interest- Terms of 3-24 months: 60 days interest- Terms of 25-36 months: 90 days interest- Terms of 37-48 months: 120 days interest- Terms of 49+ months: 150 days interestPartial withdrawals permittedNoRenewal grace period10 daysLoyalty renewal reward0.05% APY boostAlly Bank standard CD ratesTerm lengthAPY3 months3.00%6 months3.90%9 months3.90%12 months3.85%18 months3.65%36 months3.50%60 months3.50%3 monthsAPY3.00%6 monthsAPY3.90%9 monthsAPY3.90%12 monthsAPY3.85%18 monthsAPY3.65%36 monthsAPY3.50%60 monthsAPY3.50%Bank details checked Nov. 10, 2025Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Raise Your Rate CDsIf Ally’s CD rates go up in the middle of your term, its Raise Your Rate CDs allow you to change your CD rate without penalty. There are two term lengths: two years and four years. With the two-year CD, you have the option to bump up your rate once. The four-year CD lets you bump your rate twice. This can be a good option if you think rates will rise but you don’t want to risk waiting to find out.To prevent you from having to check rates on a frequent basis, Ally will send you an alert automatically whenever you’re eligible for a rate increase.Ally Bank bump-up CD featuresMinimum opening deposit$0Early withdrawal penalty– 2-year term: 60 days interest- 4-year term: 120 days interestPartial withdrawals permittedNoRenewal grace period10 daysLoyalty renewal reward0.05% APY boostAlly Bank bump-up CD ratesTerm lengthAPY2 years3.50%4 years3.50%2 yearsAPY3.50%4 yearsAPY3.50%Bank details checkedNov. 10, 2025No-penalty CDsA no-penalty CD allows you to withdraw funds without paying an early withdrawal fee. Ally only has an 11-month term for this type of CD. You can withdraw your principal and any interest earned after the first six days of having the account funded. Overall, this CD might work best if you anticipate having an upcoming expense but want to earn a high fixed APY in the meantime.Ally Bank no-penalty CD featuresMinimum opening deposit$0Partial withdrawals permittedNoRenewal grace period10 daysLoyalty renewal reward0.05% APY boostAlly Bank no-penalty CD ratesTerm lengthAPY11 months3.20%11 monthsAPY3.20%APYBank details checked Nov. 10, 2025IRA CDsAlly Bank issues multiple IRA CD options. You can open a standard or a Raise Your Rate IRA CD. Both are available as a Roth, simplified employee pension (SEP), or traditional IRA.Ally’s IRA CDs are similar to its non-retirement CDs. You can open them with new money, or you can transfer money from your current IRA—offering a more predictable, fixed return rather than the volatility of the stock market. And while there are no minimum deposit requirements, there are maximum deposit limits based on federal law. You can only contribute $7,000 to an IRA if you’re 50 or under—that limit goes up to $8,000 if you’re over 50.As with its other CD options, Ally charges an early withdrawal fee for removing your principal before the term is over. But you could pay additional fees to the IRS if you withdraw your money before age 59½. Ally Bank IRA CD featuresMinimum opening deposit$0Early withdrawal penalty– Terms less than 3 months: 30 days interest– Terms of 3-24 months: 60 days interest– Terms of 25-36 months: 90 days interest– Terms of 37-48 months: 120 days interest– Terms of 49+ months: 150 days interestPartial withdrawals permittedNoRenewal grace period10 daysAlly Bank IRA CD ratesTerm lengthAPY3 months3.00%6 months3.90%9 months3.90%12 months3.85%18 months3.65%2 years (bump-up CD)3.50%3 years3.50%4 years (bump-up CD)3.50%5 years3.50%3 monthsAPY3.00%6 monthsAPY3.90%9 monthsAPY3.90%12 monthsAPY3.85%18 monthsAPY3.65%2 years (bump-up CD)APY3.50%3 yearsAPY3.50%4 years (bump-up CD)APY3.50%5 yearsAPY3.50%Bank details checked Nov. 10, 2025SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.FastBreak™ : Guaranteed AnnuityPROMO:Best for High DepositsProduct DisclosureProduct DisclosureAnnuity rates are subject to change at any time, and the rate mentioned may no longer be current. Please visit Gainbridge.io for current rates, full product disclosures, and disclaimer. Withdrawals above the 10 percent free withdrawal amount subject to a withdrawal charge and market value adjustment. FastBreak™ is issued by Gainbridge Life Insurance Company in Zionsville, Indiana. FastBreak™ is not a tax-deferred annuity; instead, it is taxed annually. FastBreak™ : Guaranteed AnnuityPROMO:Best for High DepositsAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on FastBreak™'s website4.90%36 mos$1000View DetailsAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on FastBreak™'s website5.00%60 mos$1000View DetailsQuontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. 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} #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-m-hide, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-m-hide, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-m-hide { display: none !important; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .seeMoreTerms, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .seeMoreTerms, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .logo-image-wrapper, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .logo-image-wrapper, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .logo-image-wrapper { max-width: 200px; min-height: unset; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-row-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-row-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-row-container { flex: 0 0 100%; order: 2; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-row-sub-container .sh-title-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-row-sub-container .sh-title-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop #sh-header-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop #sh-header-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-d-hide, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-d-hide, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-d-hide { display: block !important; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-listing-content-wrapper, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-listing-content-wrapper, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-promo .sh-promo-text, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-promo .sh-promo-text, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-btn__text, #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-btn__text, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-btn__text, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-btn__text, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-btn__text, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-fdic-insured, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-fdic-insured, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .product-details-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .product-details-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .product-details-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .product-details-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-title, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-title, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-promo, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-promo, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-promo-offer-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-promo-offer-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-title-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-title-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-title-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-title-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-row2-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-row2-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-fdic-dis-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-fdic-dis-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-cta-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-cta-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-cta-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-cta-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .mobile-bottom-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .mobile-bottom-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-title-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-title-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #daEcXGmlPVzGKXRC.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #daEcXGmlPVzGKXRC.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #daEcXGmlPVzGKXRC.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #daEcXGmlPVzGKXRC.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #daEcXGmlPVzGKXRC.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #daEcXGmlPVzGKXRC.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #daEcXGmlPVzGKXRC.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #daEcXGmlPVzGKXRC .sh-row-container.sh-apy-value { height: 24px; } #daEcXGmlPVzGKXRC .sh-title-container { height: 45px; } #daEcXGmlPVzGKXRC .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #daEcXGmlPVzGKXRC .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #daEcXGmlPVzGKXRC .sh-first-product .sh-title-container { height: 72px; } #daEcXGmlPVzGKXRC .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #daEcXGmlPVzGKXRC .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #daEcXGmlPVzGKXRC .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #daEcXGmlPVzGKXRC .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #daEcXGmlPVzGKXRC .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #daEcXGmlPVzGKXRC .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #daEcXGmlPVzGKXRC .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #daEcXGmlPVzGKXRC.loadingMessage .sh-loading-msg { display: block; } #daEcXGmlPVzGKXRC.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #daEcXGmlPVzGKXRC .sh-loading-msg { font-size: 18px; } } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-container { align-items: center; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #daEcXGmlPVzGKXRC .sh-row-product-title.sh-bank-name { display: none; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #daEcXGmlPVzGKXRC.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #daEcXGmlPVzGKXRC.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #daEcXGmlPVzGKXRC.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #daEcXGmlPVzGKXRC.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #daEcXGmlPVzGKXRC.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #daEcXGmlPVzGKXRC.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #daEcXGmlPVzGKXRC.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #daEcXGmlPVzGKXRC.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-row2-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-row2-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #daEcXGmlPVzGKXRC .sh-gb-banner.sh-promo { display: none !important; } #daEcXGmlPVzGKXRC.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #daEcXGmlPVzGKXRC.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #daEcXGmlPVzGKXRC.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #daEcXGmlPVzGKXRC.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; 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font-weight: 600; } }Compare Ally Bank to top competitorsAlly Bank CD rates are solid when compared to traditional big banks. But you can do even better with a bit of snooping. Here’s a look at Ally Bank beside its competitors.Ally BankNorthern Bank DirectDiscover Bank3 months3 months3 months3.00%N/A2.00%6 months6 months6 months3.90%4.00%3.50%9 months9 months9 months3.90%3.75%3.50%12 months12 months12 months3.85%3.25%4.05%18 months18 months18 months3.65%3.25%3.70%View offerat MoneyLionView offerat Northern Bank DirectView offerat DiscoverBank details checked Nov. 10, 2025Learn moreRead our full roundup of Northern Bank Direct and Discover Bank CD rates.Learn more about Ally BankWith more than 11 million customers, Ally Bank is one of the largest online financial institutions in the U.S. It’s got over $182 billion in consolidated assets.In addition to its CDs, Ally Bank also offers checking accounts, savings accounts, and money market accounts (MMAs). All offer solid APY and no monthly fees. Its checking account, called a Spending Account, comes with early direct deposit, no overdraft fees, and a free debit card. Its Savings Account includes buckets to help you save up for specific goals while the Money Market account comes with unlimited in-network ATM withdrawals.Ally also offers several credit cards, investing and retirement services, mortgages and refinancing, and auto financing.Frequently asked questionsDoes Ally Bank require a minimum deposit to open a CD?Ally Bank doesn’t require a minimum deposit to open a CD.What are the early withdrawal penalties on Ally Bank CDs?The early withdrawal penalty you pay on Ally Bank CDs depends on your term length. You’ll pay as little as 30 days and as much as 150 days worth of interest.Do I need an Ally Bank checking or savings account to open a CD?You don’t need any prior relationship with Ally Bank to open a CD.Are Ally Bank CDs FDIC insured?Ally Bank CDs are FDIC insured up to the maximum $250,000 per account holder.Can I add money to my Ally CD after it’s opened?You can only add money to your Ally CD upon account opening and during a 10-day window after it matures.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
The UK arm of software giant Workday, has seen its profit nearly double in its most recent financial year. The US group reported a pre-tax profit of $39.5m (£30.6m) for the 12 months ending 31 January, 2024, as per the latest accounts filed with Companies House. This is a significant increase from the previous year's pre-tax profit of $21.3m (£16.5m). The company's UK turnover also increased from $253.2m (£196.3m) to $264.4m (£205m) during the same period, as reported by City AM. Workday collaborates with over 35% of the FTSE 100 companies, including Diageo, Lloyds, GSK and Rolls-Royce, as well as public sector organisations such as the Crown Commercial Service, Department for Education and The National Archives. In the fourth quarter of its most recent financial year, the firm added David Lloyd Leisure, Compare the Market and Newcastle United to its client roster. Founded in 2005 and going public in 2012, Workday now employs over 18,800 people globally. The impressive results follow Workday's announcement of plans to invest more than £550m in the UK over the next three years. Although the Nasdaq-listed company did not specify by how much, it confirmed that this investment would lead to an increase in its UK workforce. During its most recent financial year, Workday's UK arm employed 666 people, up from 647 in the previous 12 months and a rise from 528 two years ago. Workday has announced a 40 per cent increase in investment over the past three years, "furthering the organisation's commitment to strengthen the nation's economy and support the goal to cement the UK as a science and technology superpower by 2030. The company stated that this investment will bolster its strategic capital arm, Workday Ventures, fuel the growth of the Workday Partner Ecosystem, and facilitate the launch of its applications running on Amazon Web Services' London region for UK cloud customers in early 2025. On a group level, Workday reported a 17 per cent increase in total revenue for the year ending 31 January, 2024, amounting to $7.3bn (£5.6bn).
The chief executive of one of Wales' leading technology firms, IQE, has left the business with immediate effect, in a move that sent its share price tumbling In a London Stock Exchange statement, the leading global supplier of compound semiconductor wafer products and advanced material solutions has confirmed the departure of Americo Lemos, who took up the role in January 2022. A search to find his replacement has been launched. Jutta Meier will take up the position of IQE's interim chief executive in addition to her chief finance officer role. Ms Meier joined IQE in January 2024 from Intel Corporation. Following the announcement IQE' share price was down nearly 20% to just under 12p. Read More: Michael Sheen pays off debts of hundreds of people Read More: The huge financial crisis engulfing Welsh universities The Cardiff headquartered firm said that Mark Cubitt, who joined the IQE board earlier this month as chair-elect, will become executive chair. He is currently non-executive chair at AIM-Listed Beeks Group and Concurrent Technologies. Phil Smith, who has been chair of IQE since 2019, will step down from his role, but remain on the board. Mr Smith said: "Whilst IQE continues to navigate the semiconductor market recovery, we are confident that the company's renowned technical expertise is well aligned to long-term growth market vectors. In Mark and Jutta we have two excellent individuals with the necessary sector and leadership skills to capture that growth in partnership with our customers, employees and broader stakeholders. "Their immediate priorities will include a focus on executing on the near-term pipeline as well as cash generation across the Group and on unlocking embedded value by pursuing the IPO (flotation) of our Taiwan business. They will examine other efforts to optimise our asset base and ensure that resources are centred around IQE's strategic areas of expertise." In a brokers note Panmure Liberum still recommended a buy position, with a share price target of 40p. The note added: ""The short and to the point wording of the announcement that CEO Americo Lemos has 'eft with immediate effect” suggests he has been removed by the board.
1.Le DoyennéSaint-Vrain, Île-de-FranceDistance from Paris:47kmMode of transport:CarTime spent travelling:About an hourDirection:SouthLe DoyennéGreenhouse effectAussie chefs James Henry and Shaun Kelly made a name for themselves in the restaurants of Paris. But after years in the kitchen, they turned to growing organic vegetables on their farm in Saint-Vrain. Housed in a lovingly restored barn, Le Doyenné opened as a restaurant and guesthouse in 2022 and has had a fine following ever since. Inside the restaurant, glass-paned walls provide views of the garden.Head of the tableIn full bloomThe menus change with the seasons, starring the likes of raw peas in spring and juicy tomatoes in summer. “What works one week won’t work the next,” Henry tells Monocle. “But when we came here our aim was to be self-sufficient and express ourselves.”ledoyennerestaurant.com2.Le BarnBonnellesDistance from Paris:49kmMode of transport:CarTime spent travelling:Less than an hourDirection:SouthwestPond lifeThe main lobby of Le Barn, a 73-room hotel southwest of Paris, doesn’t have a reception desk or a grand sweeping staircase but rather a wooden shelf, lined with Aigle wellies. The sight sets the scene for a stay at this rural retreat. It is nestled amid a sprawling 200 hectare site, complete with paddocks, a vegetable garden and a pond.Le Barn opened in 2018 and has become a favourite weekend getaway for Parisians. Guests typically arrive on Friday afternoon in time for goûter or apéro but it’s on Saturday mornings that the place really comes to life. Outdoor yoga classes are held beside the pond and weekend plans are made over breakfast on the verdant terrace.Rider and studBoot campRather uniquely, the hotel is nestled within Le Haras de la Cense, a distinguished stud farm. Other hotels in the region boast luxurious château settings but this one offers the chance to immerse yourself in nature and get up close and personal with the site’s horses.“We didn’t want to block off access to the stables or riding arena,” says Franco-American entrepreneur William Kriegel. “The routes are the same for everyone, whether you’re a hotel guest or a student at the Haras de la Cense.”Kriegel bought the estate in 1980. His decision to expand the stud farm into a hotel came from his desire to offer an innovative hotel concept that was an alternative to the country house, while still offering a closeness to nature.Serene guest room at Le BarnOn-site garden“The aim was to create a place with a countryside feeling,” Kriegel tells Monocle. “I wanted to have simple architecture and use humble materials.” So, he teamed up with Antoine Ricardou of Parisian design agency Saint-Lazare to devise Le Barn’s aesthetic. After an influential research trip to Montana, the look and feel of the hotel took shape. Many of the bedrooms are arranged in two bright-red barn-like structures with walls clad in cork and wood; meanwhile, a custom-built tiled stove warms the lobby. “US ranch culture was a major inspiration but we were conscious of avoiding anything that would look too faux Western,” says Kriegel. And, though guests have the opportunity to book outings on horseback and pony rides for children, the hotel is just as suited for cycling enthusiasts, hikers or those seeking to do very little.lebarnhotel.com3.D’une îleRémalardDistance from Paris:160kmMode of transport: CarTime spent travelling:Over two hoursDirection:Southwest, towards the Perche Regional Natural Park.Meet the team“We have borrowed from the codes of classic hospitality,” says D’une île’s co-owner Théophile Pourriat. “But our vision is more relaxed: we simply host in the way that we like to be hosted.” While a lot of care is put into offering a personalised service, D’une île is doing away with many amenities that are traditionally associated with hotel stays, such as a porter or zippy wi-fi; even mobile phone coverage is unavailable. True to the inn’s rural setting – in the Perche National Park – the 10 guest rooms feature rustic decor that appeals to urban sensibilities but doesn’t clash with the historical facets of the 17th-century former farmhouse.“We describe D’une île not as a hotel but as our maison de campagne,” says Pourriat. Together with his business partner, Bertrand Grébaut, Pourriat is better known in hospitality circles as the co-founder of Septime, a Michelin-starred restaurant on Paris’s Rue de Charonne. Branching out from drinking and dining wasn’t something that the duo had previously considered. But after staying at D’une île a number of times, they decided to take over in 2018. In Paris they were used to daily changing clientele, here they have more time to finesse the guest experience. Food, of course, is central to D’une île; it’s more a restaurant with rooms than rooms with a restaurant.D’une île’s rustic charmCosy hearthPourriat and Grébaut put a lot of care into distilling the region into their cooking rather than infusing the countryside with Paris. Running a rural inn means that they can anchor themselves in the community and forge close relationships with producers. In the city, they relied on a network that stretched the length and breadth of France. All of the ingredients on the vegetable-centric menu at D’une île are from local farms and markets. Most of the fruit and vegetables are grown in the on-site garden and the fish comes from the Chausey Islands. Kitchen staples such as olive oil and lemons are replaced by Perche rapeseed oil and vinegar. “Whether the way we do things is the future of hospitality is unclear; there will always be space for palatial hotels where everything is available at all times,” says Pourriat. “But for us, this close-to-nature approach is fundamental to who we are as restaurateurs.”duneile.com4.Tuba ClubLes Goudes, MarseilleDistance from Paris:786kmMode of transport:TrainTime spent travelling:Five hoursDirection:Make for Marseille by rail then hop in a cabTuba Club’s no-frills interiorsSince opening in 2020, Tuba Club in Les Goudes, a pretty fishing village just south of Marseille proper, has quickly become a summer institution in France’s second city. Founders Greg Gassa, an entrepreneur, and film producer Fabrice Denizot saw the potential of this no-frills former swimming club. They lured a smart, younger crowd to soak up the laidback atmosphere amid dramatic rocks and lemon-andcream-hued loungers. The founders tapped their childhood friend, architect Marion Mailaender, to take the bones of a bathing club and create something to match Marseille’s sultry summer mood. The brief? A friendly space that riffs on Le Corbusier’s wooden cabin at Roquebrune-CapMartin and the fetching bar that neighbours them, L’Étoile de Mer. In 2023, Tuba Club added a new villa to its five fuss-free Cabanon-style huts, providing an ideal platform to dive into resident chef Sylvain Roucayrol’s excellent cookery.Let’s dive!Rocking outtuba-club.com
It’s hard not to be seduced by the French Riviera – a sun-drenched coastline where cerulean waters meet terracotta towns. Sure, it’s also known for flashy Ferraris but a more considered visit takes in its timeless elegance, hilltop views and quiet coves. Here, you’ll find our selection of hotels offering tranquility away from the summer crowds of the Côte d’Azur. And to help you find your feet, the head concierge at Hotel du Cap-Eden-Roc, Antonio Casinhas-Travassos, shares his under-the-radar recommendations for those keen to venture out from one of these peaceful bases. Into the blue: View over Menton(Image: Alamy)For a leisurely walk, Travassos suggests Le Sentier du Littoral, a coastal path that starts at Plage de la Garoupe. “It offers dramatic views of the Mediterranean, hidden coves and a surprisingly wild natural landscape,” he says, adding that “it’s especially magical at sunrise or sunset, and parts of it feel completely untouched by tourism.” Though it’s more of a leisurely stroll than a mountain hike, Travassos suggests decent shoes as some parts are rocky and can be slippery.If you’re considering prizing yourself away from squashy mattresses and coveted loungers for a daytrip, Travassos encourages a visit to Saint-Paul-de-Vence, a picturesque hilltop village full of artistic heritage. His highlight? Exploring the Fondation Maeght, a modern art museum tucked away in a peaceful pine forest, featuring works by Joan Miró, Alberto Giacometti and Marc Chagall. “After the museum, I love heading to Château Saint-Martin & Spa for a leisurely lunch. The setting is breathtaking, with panoramic views over the Riviera, and the cuisine is as refined as the surroundings. It’s the perfect blend of culture, history and indulgence – all just a short drive away.” If that’s enough to tempt you to the Riviera this summer, here’s some hotels that we’re sure you’ll find more than suitable.The best stays in the French Riviera1.NiceBefore heading west from the airport, it’s worth spending some time in Nice’s Hôtel du Couvent. Its 2024 opening has been part of the city’s major revival, which has been drawing a cooler crowd. When the owner, Valéry Grégo, stumbled upon the magnificent building, it was totally dilapidated. The former nunnery was completely overhauled by husband-and-wife design duo Charlotte de Tonnac and Hugo Sauzay, with decor that includes wooden furniture, modest paintings and natural linens. It is understated and restrained, unlike anything that you might expect to find on a coastline otherwise dominated by glitzy villas and over-the-top hotels. Though the property is set in the centre of Nice, it feels worlds away from the busy city. Below ground, you’ll even find peaceful Roman baths. 2.AntibesWhen you eventually decide to head west, make your way straight to Hotel du Cap-Eden-Roc in Antibes, which remains one of the area’s most timeless and elegant escapes. The ocean-facing hotel, set on a 22.5-acre property with a grove of ancient pine trees and a carefully clipped rose garden, has been a staple along the coastline since the late 1800s. It has a storied past, once welcoming guests such as Ernest Hemingway and Marlene Dietrich. In the 1960s, Chagall famously sketched inside the oceanside cabanas, which are rentable today.The hotel remains a draw for those shying away from the spotlight and crowds. The rooms – either in the main house or down by the ocean – offer complete privacy, with windows and doors that frame the turquoise sea. At The Grill restaurant, patrons order magnums of rosé and platters of fresh fish. Those looking for even more peace and quiet can check into the newly opened Villa La Guettière, a nine-suite Provençal-style house on 6,500 sq metres of secluded gardens, which is a two-minute drive away and forms part of the hotel’s villa collection. Inside the terracotta-roofed cottage, walls are lined with staggering artworks such as a painting by Tom Wesselmann and a print by Takashi Murakami. Days here are spent lounging by the pool that rolls onto a lawn or eating long lunches under the wisteria-covered patio backed by the Med.Beyond compare: Hotel du Cap-Eden-Roc(Image: Romain Reglade)Don’t miss the boat: Seaside dining(Image: JM Sordello)3.Théoule-sur-MerChâteau de Théoule, which opened in 2024, also offers a surprising pocket of calm from the chaos. Set in an old soap factory about 30 minutes’ drive from Cannes, in the town of Théoule-sur-Mer, the property is carved into the cliffside. Relaxation is the order of the day here, whether it’s soaking up the sun on rosy-pink sunbeds under fringed umbrellas on a private slice of the Plage du Château, or lingering over a steaming bowl of squid tagliatelle in the restaurant’s breezy terraces. 4.Saint-RaphaëlContinuing even further west, those looking for something more low-key can check into Les Roches Rouges in Saint-Raphaël, which was recently expanded by Paris-based studio ASL. A bright white mid-century building with nods to modernist architecture, the studio kept the spaces simple, allowing its surroundings – the shimmering Mediterranean and red hills of the Estérel – to shine. The infinity pool is a treat in itself, offering incredible views over an endless sea. Mellow yellow: Les Roches Rouges(Image: Benoit Linero)Cane reaction: The lounge(Image: Bureau APO)On the rocks: Seawater pool(Image: Bureau APO)Want more stories like these in your inbox?Sign up to Monocle’s email newsletters to stay on top of news and opinion, plus the latest from the magazine, radio, film and shop.Your EmailSubscribe
At 8:15 a.m. Eastern Time on November 20, 2025, silver cost $51.24 per ounce. That’s a $0.76 drop from yesterday but more than a $20 increase compared with last year.Silver price per ounce% ChangePrice of silver yesterday$52-1.46%Price of silver 1 month ago$51.91-1.29%Price of silver 1 year ago$30.86+66.04%Price of silver yesterdaySilver price per ounce$52% Change-1.46%Price of silver 1 month agoSilver price per ounce$51.91% Change-1.29%Price of silver 1 year agoSilver price per ounce$30.86% Change+66.04%Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Historical silver performance Silver isn’t an investment to look to for explosive returns. In the long term, it significantly trails the stock market. Since 1921, silver’s value has lagged the S&P 500 by about 96%—meaning an identical investment in both would leave the silver portion worth roughly 96% less on November 20, 2025. Silver’s appeal lies in stability and hedging against inflation. Known as a “store of value,” it often preserves purchasing power when inflation bites, effectively petrifying the value of your money until you want to access it again. That said, silver’s price swings are more pronounced than gold’s because of its industrial applications—in gadgets, healthcare tools, and beyond—whereas gold is almost exclusively a safe-haven asset.What does “spot silver” mean? The “spot silver” price indicates the current rate at which silver could, in principle, be traded instantly. But we should note that buyers in the real world typically face premiums above spot to cover markups, shipping costs, and insurance. Spot pricing offers investors a real-time barometer of market demand. That is to say, a higher spot price suggests stronger buying pressure.What is “price spread” in silver trading? “Price spread” denotes the difference between ask and bid prices: Ask price.This means the cost to purchase silver Bid price.This means the proceeds from selling silver A tight bid-ask spread points to high liquidity, while a wide gap can indicate lower trading activity. How to invest in silver Silver holdings can be physical or fund-based (ETFs). ETFs allow you to gain exposure without handling storage or logistics, as the fund can still retain actual silver. Popular silver investments include: Bullion.This is in the form of bars or rounds sold by weight and purity. Coins.Government-minted currency such as American Silver Eagles and Silver Maple Leafs, often sold at a premium, are popular both for aesthetic reasons and because the government backing may give buyers a level of confidence in the purchase’s authenticity. Jewelry.Think artisanal pieces that command prices above equivalent-purity bullion. Mining stocks.This refers to shares in companies extracting silver, offering an indirect route for investing in silver. On exchange platforms, bullion and coins must be at least 99.9% pure. Anything below this threshold typically qualifies as industrial or collectible silver. The best silver IRA companies can help you to formulate a strategy for investing in precious metals like silver.#qsWidgetContainer179, #qsWidgetContainer179 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer179 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer179 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer179 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer179 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer179 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer179 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; 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font-weight: 600; } }Is it a good time to invest in silver? Silver’s price has climbed almost 25% in 2025, reaching decade-high levels. Whether to buy now hinges on your strategy. Precious metals can hedge inflation, and rising industrial uses—from solar to electronics—could potentially drive further gains. However, investors looking for more robust growth may be disappointed. Current precious metals prices as of 8:15 a.m. ET on November 20, 2025 Precious metal Price per ounceGold$4,089.76Silver$51.24Platinum$1,553.05Palladium[EDIT.VALUE]GoldPrice per ounce$4,089.76SilverPrice per ounce$51.24PlatinumPrice per ounce$1,553.05PalladiumPrice per ounce[EDIT.VALUE]Gold is the stalwart safe haven; platinum and palladium share similar volatility to silver due to smaller markets.Pro tipWant to stick with gold over other precious metals? See our recommendations for the best gold IRA companies. The takeaway In an uncertain economy, precious metals may be a prudent addition to one’s portfolio. Silver’s performance in 2025 has bested gold’s, and some analysts predict a continued uptrend which may potentially push prices to all-time highs. Silver’s relatively low cost makes it more accessible for the casual investor. Whether through physical holdings, ETFs, or mining equities, you can position yourself to benefit from the next silver upswing. Frequently asked questionsWhat percentage of my portfolio should I allocate to silver?Advisors typically advise allocating no more than 10% to 15% to silver and capping precious-metal exposure overall at 20%.Can silver be held in an IRA?Yes—IRA-approved, 99.9% pure coins and bars held by an IRS-approved custodian qualify. While some may choose to collect silver jewelry with lower purity levels or pre-1965 U.S. coins containing silver (often containing around 90% purity and known as “junk silver”) just know these won’t qualify for IRA inclusion.What’s driving silver prices in 2025? This year’s silver rally likely stems from limited supply and growing demand from industrial and investment sectors.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
Two of the most valuable attributes you’ll find with a good bank are simplicity and transparency regarding fees. Discover Bank does this better than just about anyone. Pair those features with lucrative annual percentage rates (APY) and there’s a lot to love about banking with Discover.Banking and credit card behemoth Capital One recently acquired Discover, but Discover maintains a separate slate of products as of this writing. It offers uncomplicated checking, savings, and certificates of deposit (CDs). And, it offers competitive yields for its savings account and CDs, as you’ll see below. But the perks of the bank’s simplicity come with some tradeoffs. Here’s what you need to know about Discover Bank.All rates and fees are current as of Nov. 17, 2025 and are subject to change.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byThe best savings account rates from our partners for December 12, 2025Account Type Savings & MMAsSavings & MMAsMMAs OnlySavings OnlyZIP Code Deposit Amount $FEATURED OFFERSAPYMIN. BALANCE FOR APYEST. EARNINGSLoading...3.40 %December 12, 2025$ 0$ 850Over 1 YearSavings AccountCapital OneMember FDICPromoted OfferOpen a 360 Performance Savings account and grow your money today.OPEN ACCOUNTOFFER DETAILSQUICK LOOKCapital One Bank is among the 10 largest U.S. banks by assets. While it offers branches in seven Eastern and two Southern states, customers can access accounts online from just about anywhere. The bank offers high rates on its savings and CD accounts, and a free checking account that pays interest. There are no balance minimums or monthly fees, and you won’t need to worry about overdraft fees either.READ BANK REVIEW3.75 %December 12, 2025$ 100$ 938Over 1 YearSavings AccountCIT BankMember FDICPromoted Offer Earn up to $300 cash bonus with minimum deposit. Terms apply.OPEN ACCOUNTOFFER DETAILSQUICK LOOKCIT Bank is an online institution that offers competitive annual percentage yields (APYs) on its Savings Connect savings account. It also offers a checking account, a money market account and CDs. CIT Bank offers a competitive yield with its Savings Connect account. It also offers an assortment of CDs to choose from. But some of these CDs, such as the one-year term, weren’t paying a competitive yield during Bankrate’s review.READ BANK REVIEW3.65 %December 12, 2025$ 0$ 912Over 1 YearSavings AccountMarcus by Goldman SachsMember FDICPromoted OfferBacked by the financial expertise of Goldman Sachs.OPEN ACCOUNTOFFER DETAILSQUICK LOOKMarcus by Goldman Sachs is an online bank that rewards savers with higher-than-average rates and few fees. Plus, its accounts have low or no minimum deposit requirements. But while it’s easy to move your money in and out of your accounts via electronic transfer to another account you own, you won’t be able to deposit or withdraw cash.READ BANK REVIEW12345...69Discover Bank at a glanceDiscover BankChecking accountEarn 1% back on eligible debit purchasesSavings account3.40% APYCDsUp to 4.00% APYView offerat Discover BankCompany insightsYear Founded: 1985Company Headquarters: Riverwoods, ILCEO: Michael ShepherdFortune Rankings#185on the 2025 Fortune 500 list#141on Fortune’s 2025 America’s Most Innovative Companies list#16on Fortune’s 2024 Best Large Workplaces in Financial Services and Insurance#97on Fortune’s 2024 Best Large Workplaces for Millennials list#40on Fortune’s 2024 Financial Sector Leaders list.#56on Fortune’s 2024 Best Companies to Work For list.N/AProsGenerous APYs on savings and CDsCash back checking accountMinimal feesConsLimited account optionsOnly one physical branchNo money market accountWho is Discover Bank good for?Discover is famous for its lack of account fees. If you’re looking for a straightforward banking option that doesn’t nickel and dime you with monthly maintenance fees, insufficient funds fees, check reorder fees, etc., Discover is a great option.It’s also a rewarding choice for those that prefer to use a debit card for purchases, as Discover’s checking account earns 1% back on all purchases.Who shouldn’t use Discover Bank?Discover Bank has one-size-fits-all banking products with one savings account and one checking account. If you’re seeking variety within your banking products, there are other financial institutions with more options.Discover Bank is an online bank with just one physical branch located in Delaware. If you prefer to do your banking in-person, Discover won’t have what you need.Discover Bank rates and productsDiscover bank offers a free checking account with a debit card that earns up to 1% cash back, a savings account with a solid APY and no monthly fees, several CD options, and a free MMA with no maintenance fees.Discover Bank productAPYChecking accountFree with no balance or opening amount requiredSavings account3.40% APYCDsUp to 4.05% APYChecking accountAPYFree with no balance or opening amount requiredSavings accountAPY3.40% APYCDsAPYUp to 4.05% APYBank details checked Nov. 17, 2025.Checking accountDiscover’s Cashback Debit account offers 1% cash-back rewards on up to $3,000 in debit card purchases each month. The free checking account has no monthly maintenance fee or activity requirements and there’s no minimum balance requirement either. In addition, account holders have access to more than 60,000 no-fee ATMs across the country. The account also comes with the option to get paid up to two days ahead of schedule when you establish direct deposit.Discover Bank checking account featuresAccount rewards1% cash back on up to $3,000 in monthly debit card purchasesMinimum opening deposit$0Monthly fees$0Monthly balance requirementNoneDebit card replacement fee$0Stop payment fee$0First order of checks$0Debit card daily purchase limit$5,000Daily ATM withdrawal limit$510Bank details checked Nov. 17, 2025.SponsoredAdvertiser DisclosureAdvertiser DisclosureMany of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Compare Personal Finance Options for 2021 Select all products of interest and compare:Product DescriptionsProduct DescriptionsChecking A transactional account that allows for numerous withdrawals and unlimited deposits. Money can be accessed via checks, ATMs, or debit card among other methods. Savings A bank account that keeps your money safe and secure, while paying you interest. MMA A Money Market Account is an interest-bearing deposit account at a bank or credit union that pays interest based on current rates in the money markets. CD A Certificate of Deposit features historically higher APYs, guaranteed returns & FDIC insurance. CDs are offered in fixed terms w/penalties for early withdrawals. 401K A 401k is a retirement-savings account that allows an employee to divert a portion of their salary into long-term investments and provides special tax benefits. Brokerage An investment account used by investors to buy and sell stocks, bonds, and mutual funds. Income from investments are taxed as capital gains. REIT A Real Estate Investment Trust owns and operates income-generating real estate. REITs allow investment in real estate without the need to own, operate, or finance properties. Robo Advisor A robo-advisor is an automated investing service that uses algorithms to provide financial advice and/or investment management help you manage your investment portfolio. Relatively inexpensive compared to a human financial advisor. Roth IRA An individual retirement account allows after-tax contributions of earned income below a certain level. Investment growth and future withdrawals are tax free. Traditional IRA An individual retirement account where you contribute pre-or after-tax dollars. Investment growth is tax-deferred until withdrawal. Financial Advisor Financial advisors help people manage their money and reach their financial goals. Annuity A financial contract with an insurance company where you make the investor makes a lump-sum payment or series of payments in exchange for regular disbursements in the future. Cash Management A cash account typically offered by nonbank financial institutions. CMAs combine features from traditional checking and savings accounts. Business Checking A business checking account is similar to a personal checking account, but allows you to separate your business and personal expenses. This can help you keep records organized and simplify your taxes. Checking AccountsSavings AccountsCertificates of DepositRetirement AccountsReal Estate InvestmentInvestment AccountsAnnuityVIEW AllBusiness CheckingVIEW LESSPlease select one or more products to compare1 ResultsProduct DescriptionsTop PickSoFi® : Checking and Savings AccountMember FDICDisclosureDisclosure1. Up to $300 Bonus Tiered: New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Eligible Direct Deposit. If you have satisfied the Eligible Direct Deposit requirements but have not receiveda cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/2026. Full terms at sofi.com/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.SoFi members with Eligible Direct Deposit can earn 3.60% annual percentage yield (APY) on savings balances (including Vaults)and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.60% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time.These rates are current as of 11/12/25. There is no minimum balance requirement. Fees may reduce earnings. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.2. APY: Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 1/24/25. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at http://www.sofi.com/legal/banking-rate-sheet.3. Fee Policy: We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at sofi.com/legal/banking-fees/.4. FDIC Insurance: SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at SoFi.com/banking/fdic/sidpterms. See list of participating banks at SoFi.com/banking/fdic/participatingbanks.5. ATM Access: We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees may be incurred when using out-of-network ATMs. SoFi’s ATM policies are subject to change at our discretion at any time.6. Early Access to Direct Deposit Funds: Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduledpayment date, but may vary.7. Overdraft Coverage: Overdraft Coverage is a feature automatically offered to SoFi Checking and Savings account holders who receive at least $1,000 or more in Eligible Direct Deposits within a rolling 31 calendar day period on a recurring basis. Eligible Direct Deposit is defined on the SoFi Bank Rate Sheet, available at http://www.sofi.com/legal/banking-rate-sheet. Members enrolled in Overdraft Coverage may be covered for up to $50 in negative balances on SoFi Bank debit card purchases only. Overdraft Coverage does not apply to P2P transfers, bill payments, checks, or other non-debit card transactions. Members with a prior history of unpaid negative balances are not eligible for Overdraft Coverage. Eligibility for Overdraft Coverage is determined by SoFi Bank in its sole discretion. Members can check their enrollment status, if eligible, at any time by logging into their account through the SoFi app or on the SoFi website.8. 0.70% Savings APY Boost: Earn up to 4.30% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.60% APY as of 11/12/25)for up to 6 months. Open a new SoFi Checking and Savings account and pay the $10 SoFi Plus subscription every 30 days OR receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 1/31/26. Rates variable, subject to change. Terms apply at sofi.com/banking#2 SoFi Bank, N.A. Member FDIC.VIEW DETAILS on SoFi®'s website Annual Percentage Yield 0.50% as of 12/12/2025Monthly Fees$0.00Min Deposit to Earn APY$0.00Member FDICDisclosureDisclosure1. Up to $300 Bonus Tiered: New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Eligible Direct Deposit. If you have satisfied the Eligible Direct Deposit requirements but have not receiveda cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/2026. Full terms at sofi.com/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.SoFi members with Eligible Direct Deposit can earn 3.60% annual percentage yield (APY) on savings balances (including Vaults)and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.60% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time.These rates are current as of 11/12/25. There is no minimum balance requirement. Fees may reduce earnings. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.2. APY: Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 1/24/25. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at http://www.sofi.com/legal/banking-rate-sheet.3. Fee Policy: We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at sofi.com/legal/banking-fees/.4. FDIC Insurance: SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at SoFi.com/banking/fdic/sidpterms. See list of participating banks at SoFi.com/banking/fdic/participatingbanks.5. ATM Access: We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees may be incurred when using out-of-network ATMs. SoFi’s ATM policies are subject to change at our discretion at any time.6. Early Access to Direct Deposit Funds: Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduledpayment date, but may vary.7. Overdraft Coverage: Overdraft Coverage is a feature automatically offered to SoFi Checking and Savings account holders who receive at least $1,000 or more in Eligible Direct Deposits within a rolling 31 calendar day period on a recurring basis. Eligible Direct Deposit is defined on the SoFi Bank Rate Sheet, available at http://www.sofi.com/legal/banking-rate-sheet. Members enrolled in Overdraft Coverage may be covered for up to $50 in negative balances on SoFi Bank debit card purchases only. Overdraft Coverage does not apply to P2P transfers, bill payments, checks, or other non-debit card transactions. Members with a prior history of unpaid negative balances are not eligible for Overdraft Coverage. Eligibility for Overdraft Coverage is determined by SoFi Bank in its sole discretion. Members can check their enrollment status, if eligible, at any time by logging into their account through the SoFi app or on the SoFi website.8. 0.70% Savings APY Boost: Earn up to 4.30% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.60% APY as of 11/12/25)for up to 6 months. Open a new SoFi Checking and Savings account and pay the $10 SoFi Plus subscription every 30 days OR receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 1/31/26. Rates variable, subject to change. Terms apply at sofi.com/banking#2 SoFi Bank, N.A. Member FDIC.VIEW DETAILS on SoFi®'s website Additional FeaturesSign up and earn $50 or $300 with eligible direct deposit.55,000+ fee-free ATMs within the Allpoint® Network.Up to 2-day-early paycheck with direct deposit.Earn 0.50% APY.+0.70% Boost on Savings APY to up to 4.30% for up to 6 months on new accounts with eligible Direct Deposit. Terms apply.Additional FeaturesSign up and earn $50 or $300 with eligible direct deposit.55,000+ fee-free ATMs within the Allpoint® Network.Up to 2-day-early paycheck with direct deposit.Earn 0.50% APY.+0.70% Boost on Savings APY to up to 4.30% for up to 6 months on new accounts with eligible Direct Deposit. 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align-items: center; justify-content: center; margin-bottom: 10px; cursor: pointer; width: 170px; font: normal normal bold 18px / 20px Roboto; letter-spacing: 0px; justify-self: end; background: #1C96F0 0% 0% no-repeat padding-box; border-radius: 6px; height: 40px; color: #fff; text-align: center; position: relative; } #mntVlSEgbDzJwGVg .shmktpl-button span.btn__text::after { display: none; position: absolute; content: ""; background-image: url("data:image/svg+xml;base64,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"); height: 12px; width: 32px; background-repeat: no-repeat; background-position: center bottom; vertical-align: middle; top: 14px; /* left: 0; */ background-size: 12px 12px; } #mntVlSEgbDzJwGVg .sh-row-product-title { max-width: 170px; text-align: center; font: italic normal 300 12px/18px Roboto; letter-spacing: 0.48px; color: #08283B; opacity: 1; } #mntVlSEgbDzJwGVg .fdic-insured { display: flex; flex-direction: row; align-items: center; text-align: center; color: #08283B; margin-right: 15px; } #mntVlSEgbDzJwGVg .middle-border { width: 0px; height: 11px; border: 1px solid #BEBEBE; opacity: 1; margin-right: 15px; } #mntVlSEgbDzJwGVg .disclosure-contnr { text-align: center; } #mntVlSEgbDzJwGVg .listing-header-cntnr { margin-top: 34px; } #mntVlSEgbDzJwGVg .ad-copy-bottom-section { background: #F2F9FF 0% 0% no-repeat padding-box; padding: 12px; } #mntVlSEgbDzJwGVg .non_featured_list { background: #FFFFFF 0% 0% no-repeat padding-box; border-top: 1px solid #D0E0EE; margin-top: 16px; } #mntVlSEgbDzJwGVg .listing.flex-container { border-bottom: 1px solid #D0E0EE; border-left: 1px solid #D0E0EE; border-right: 1px solid #D0E0EE; } #mntVlSEgbDzJwGVg .prop-name { text-align: left; font: normal normal bold 12px / 18px Roboto; letter-spacing: 0px; color: #0A3C5F; text-transform: uppercase; margin-bottom: 10px; } #mntVlSEgbDzJwGVg .apy-label { font: normal normal 900 24px/28px Roboto; } #mntVlSEgbDzJwGVg .curDate { font: normal normal normal 12px / 18px Roboto; margin-top: 2px; display: block; } #mntVlSEgbDzJwGVg .prop-value { text-align: left; font: normal normal 900 24px / 28px Roboto; letter-spacing: 0.96px; color: #08283B; opacity: 1; } #mntVlSEgbDzJwGVg .fdic-insured .text { font-size: 12px; color: #08283B; font-weight: 600; letter-spacing: 0.48px; } #mntVlSEgbDzJwGVg .fdic-insured .icon { height: 20px; width: 16px; display: inline-block; background-repeat: no-repeat; background-size: 100%; vertical-align: middle; margin-right: 7px; } #mntVlSEgbDzJwGVg .disclosure-contnr .text { color: #1C96F0; font-size: 12px; text-decoration: underline; font-weight: 600; cursor: pointer; letter-spacing: 0.48px; } #mntVlSEgbDzJwGVg .additional-content { margin-top: 0px !important; } #mntVlSEgbDzJwGVg .additional-content ul li { margin-bottom: 0; } #mntVlSEgbDzJwGVg .disclosure-contnr .listing-content-wrapper { position: absolute; background: #fff; z-index: 1; padding: 20px; text-align: left; top: 0; left: 0; right: 123px; margin: auto; width: 440px; border: 1px solid #ececec; background: #eceef1; left: -133px; } #mntVlSEgbDzJwGVg .listing-content-wrapper .disclosure-content { max-height: 400px; overflow-y: auto; color: #08283B; margin-top: 15px; padding-right: 10px; } #mntVlSEgbDzJwGVg .see-more-text { width: unset !important; background: #E9F5FF 0% 0% no-repeat padding-box; margin-top: 0 !important; cursor: pointer; display: flex; justify-content: space-between; align-items: center; padding: 12px 24px; } #mntVlSEgbDzJwGVg .description-title { text-align: left; font: normal normal bold 12px / 16px Roboto; letter-spacing: 0.48px; color: #0A3C5F; text-transform: uppercase; } #mntVlSEgbDzJwGVg .shArrow { width: 12px; height: 7px; } #mntVlSEgbDzJwGVg span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMxYzk2ZjAiLz4NCjwvc3ZnPg0K"); background-repeat: no-repeat; height: 11px; width: 12px; display: inline-block; vertical-align: text-top; transform: rotate(180deg); } #mntVlSEgbDzJwGVg .disclosure-content ul li { flex: 0 0 47%; list-style: disc; font: normal normal normal 14px/22px Roboto; letter-spacing: 0px; color: #08283B; opacity: 1; } #mntVlSEgbDzJwGVg .disclosure-content ul { flex: 0 0 100%; display: flex; flex-flow: row wrap; margin: 0; padding: 0; padding-left: 14px; justify-content: space-between; list-style-type: disc; line-height: normal; } #mntVlSEgbDzJwGVg #see_more_carrier, #mntVlSEgbDzJwGVg .see_less_carrier { background: #E9F5FF; height: 40px; border-radius: 6px; line-height: 40px; text-align: center; font-size: 16px; color: #1C96F0; font-weight: 600; margin-top: 24px; cursor: pointer; } #mntVlSEgbDzJwGVg .footer-disclaimer-content { font-size: 11px; font-style: italic; margin-top: 16px; } #mntVlSEgbDzJwGVg .apy-label p { margin-top: 0px; margin-bottom: 0px; } #mntVlSEgbDzJwGVg .disclosure-content ul { padding-left: 18px; } @media (min-device-width : 651px) and (max-device-width : 1023px) { #mntVlSEgbDzJwGVg { padding: 0 26px; } #mntVlSEgbDzJwGVg .logo-image-wrapper { width: 136px; } #mntVlSEgbDzJwGVg .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #mntVlSEgbDzJwGVg .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #mntVlSEgbDzJwGVg .prop-value-container .apy-container { flex: 0 0 44%; } #mntVlSEgbDzJwGVg .prop-value-container .mfee-container, #mntVlSEgbDzJwGVg .prop-value-container .minvalue-container { flex: 0 0 28%; } #mntVlSEgbDzJwGVg .ad-copy-top-section { margin-bottom: 15px; } #mntVlSEgbDzJwGVg .sh-row-product-title { max-width: 136px; } #mntVlSEgbDzJwGVg .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } } @media (max-width : 650px) { #mntVlSEgbDzJwGVg .ad-copy-top-section { flex-direction: column; margin-bottom: 24px; } #mntVlSEgbDzJwGVg .apy-label { font: normal normal 900 22px/26px Roboto; letter-spacing: 0.88px; } #mntVlSEgbDzJwGVg .logo-image-wrapper { width: 100%; max-width: 292px; } #mntVlSEgbDzJwGVg .listing-title { font: normal normal bold 18px/24px Roboto; padding: 0px !important; margin: 24px 0 0; text-align: left; } #mntVlSEgbDzJwGVg .ad-copy { margin-left: 0; } #mntVlSEgbDzJwGVg .ad-copy-disclosure-mobile { position: relative; display: flex; flex-direction: row; justify-content: space-between; align-items: center; margin: 16px; } #mntVlSEgbDzJwGVg .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 90%; margin: auto; } #mntVlSEgbDzJwGVg .sh-row-product-title { text-align: center; margin: 10px 16px 24px; max-width: none; } #mntVlSEgbDzJwGVg .see-more-text { padding: 16px 15px; } #mntVlSEgbDzJwGVg .disclosure-content ul li { font: normal normal normal 12px/18px Roboto; } #mntVlSEgbDzJwGVg .top-section-right { margin-left: 0px; } #mntVlSEgbDzJwGVg .disclosure-contnr { flex: 1; display: flex; justify-content: flex-end; } } @media (max-width: 340px) { #mntVlSEgbDzJwGVg.sizeone .header-section { padding: 6px 10px; } } #mntVlSEgbDzJwGVg.sh-box650.device-desktop .row-1 { padding-left: 14px; } #mntVlSEgbDzJwGVg.sh-box650.device-desktop .ad-copy, #mntVlSEgbDzJwGVg.sh-box700.device-desktop .ad-copy, #mntVlSEgbDzJwGVg.sh-box750.device-desktop .ad-copy, #mntVlSEgbDzJwGVg.sh-box800.device-desktop .ad-copy, #mntVlSEgbDzJwGVg.sh-box850.device-desktop .ad-copy, #mntVlSEgbDzJwGVg.sh-box900.device-desktop .ad-copy, #mntVlSEgbDzJwGVg.sh-box950.device-desktop .ad-copy { margin-left: 15px; } #mntVlSEgbDzJwGVg.sh-box650.device-desktop .logo-image-wrapper, #mntVlSEgbDzJwGVg.sh-box700.device-desktop .logo-image-wrapper, #mntVlSEgbDzJwGVg.sh-box750.device-desktop .logo-image-wrapper, #mntVlSEgbDzJwGVg.sh-box800.device-desktop .logo-image-wrapper, #mntVlSEgbDzJwGVg.sh-box850.device-desktop .logo-image-wrapper, #mntVlSEgbDzJwGVg.sh-box900.device-desktop .logo-image-wrapper, #mntVlSEgbDzJwGVg.sh-box950.device-desktop .logo-image-wrapper { width: 136px; } #mntVlSEgbDzJwGVg.sh-box650.device-desktop .listing-title, #mntVlSEgbDzJwGVg.sh-box700.device-desktop .listing-title, #mntVlSEgbDzJwGVg.sh-box750.device-desktop .listing-title, #mntVlSEgbDzJwGVg.sh-box800.device-desktop .listing-title, #mntVlSEgbDzJwGVg.sh-box850.device-desktop .listing-title, #mntVlSEgbDzJwGVg.sh-box900.device-desktop .listing-title, #mntVlSEgbDzJwGVg.sh-box950.device-desktop .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #mntVlSEgbDzJwGVg.sh-box650.device-desktop .shmktpl-button, #mntVlSEgbDzJwGVg.sh-box700.device-desktop .shmktpl-button, #mntVlSEgbDzJwGVg.sh-box750.device-desktop .shmktpl-button, #mntVlSEgbDzJwGVg.sh-box800.device-desktop .shmktpl-button, #mntVlSEgbDzJwGVg.sh-box850.device-desktop .shmktpl-button, #mntVlSEgbDzJwGVg.sh-box900.device-desktop .shmktpl-button, #mntVlSEgbDzJwGVg.sh-box950.device-desktop .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #mntVlSEgbDzJwGVg.sh-box650.device-desktop .prop-value-container .apy-container, #mntVlSEgbDzJwGVg.sh-box700.device-desktop .prop-value-container .apy-container, #mntVlSEgbDzJwGVg.sh-box750.device-desktop .prop-value-container .apy-container, #mntVlSEgbDzJwGVg.sh-box800.device-desktop .prop-value-container .apy-container, #mntVlSEgbDzJwGVg.sh-box850.device-desktop .prop-value-container .apy-container, #mntVlSEgbDzJwGVg.sh-box900.device-desktop .prop-value-container .apy-container, #mntVlSEgbDzJwGVg.sh-box950.device-desktop .prop-value-container .apy-container { flex: 0 0 44%; } #mntVlSEgbDzJwGVg.sh-box650.device-desktop .prop-value-container .mfee-container, #mntVlSEgbDzJwGVg.sh-box700.device-desktop .prop-value-container .mfee-container, #mntVlSEgbDzJwGVg.sh-box750.device-desktop .prop-value-container .mfee-container, #mntVlSEgbDzJwGVg.sh-box800.device-desktop .prop-value-container .mfee-container, #mntVlSEgbDzJwGVg.sh-box850.device-desktop .prop-value-container .mfee-container, #mntVlSEgbDzJwGVg.sh-box900.device-desktop .prop-value-container .mfee-container, #mntVlSEgbDzJwGVg.sh-box950.device-desktop .prop-value-container .mfee-container #mntVlSEgbDzJwGVg.sh-box650.device-desktop .prop-value-container .minvalue-container, #mntVlSEgbDzJwGVg.sh-box700.device-desktop .prop-value-container .minvalue-container, #mntVlSEgbDzJwGVg.sh-box750.device-desktop .prop-value-container .minvalue-container, #mntVlSEgbDzJwGVg.sh-box800.device-desktop .prop-value-container .minvalue-container, #mntVlSEgbDzJwGVg.sh-box850.device-desktop .prop-value-container .minvalue-container, #mntVlSEgbDzJwGVg.sh-box900.device-desktop .prop-value-container .minvalue-container, #mntVlSEgbDzJwGVg.sh-box950.device-desktop .prop-value-container .minvalue-container { flex: 0 0 28%; } #mntVlSEgbDzJwGVg.sh-box650.device-desktop .sh-row-product-title, #mntVlSEgbDzJwGVg.sh-box700.device-desktop .sh-row-product-title, #mntVlSEgbDzJwGVg.sh-box750.device-desktop .sh-row-product-title, #mntVlSEgbDzJwGVg.sh-box800.device-desktop .sh-row-product-title, #mntVlSEgbDzJwGVg.sh-box850.device-desktop .sh-row-product-title, #mntVlSEgbDzJwGVg.sh-box900.device-desktop .sh-row-product-title, #mntVlSEgbDzJwGVg.sh-box950.device-desktop .sh-row-product-title { max-width: 136px; } #mntVlSEgbDzJwGVg.sh-box650.device-desktop .disclosure-content ul li, #mntVlSEgbDzJwGVg.sh-box700.device-desktop .disclosure-content ul li, #mntVlSEgbDzJwGVg.sh-box750.device-desktop .disclosure-content ul li, #mntVlSEgbDzJwGVg.sh-box800.device-desktop .disclosure-content ul li, #mntVlSEgbDzJwGVg.sh-box850.device-desktop .disclosure-content ul li, #mntVlSEgbDzJwGVg.sh-box900.device-desktop .disclosure-content ul li, #mntVlSEgbDzJwGVg.sh-box950.device-desktop .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } #mntVlSEgbDzJwGVg.sh-box650.device-desktop .ad-copy-top-section, #mntVlSEgbDzJwGVg.sh-box700.device-desktop .ad-copy-top-section, #mntVlSEgbDzJwGVg.sh-box750.device-desktop .ad-copy-top-section, #mntVlSEgbDzJwGVg.sh-box800.device-desktop .ad-copy-top-section, #mntVlSEgbDzJwGVg.sh-box850.device-desktop .ad-copy-top-section, #mntVlSEgbDzJwGVg.sh-box900.device-desktop .ad-copy-top-section, #mntVlSEgbDzJwGVg.sh-box950.device-desktop .ad-copy-top-section { margin-bottom: 15px; } @media (max-width : 767.5px) { #mntVlSEgbDzJwGVg.sh-box650.device-desktop .row-1, #mntVlSEgbDzJwGVg.sh-box700.device-desktop .row-1 , #mntVlSEgbDzJwGVg.sh-box650.device-desktop .row-2, #mntVlSEgbDzJwGVg.sh-box700.device-desktop .row-2 , #mntVlSEgbDzJwGVg.sh-box500.device-desktop .row-1, #mntVlSEgbDzJwGVg.sh-box550.device-desktop .row-1 , #mntVlSEgbDzJwGVg.sh-box500.device-desktop .row-2, #mntVlSEgbDzJwGVg.sh-box550.device-desktop .row-2{ display: unset; } #mntVlSEgbDzJwGVg.sh-box650.device-desktop .ad-copy, #mntVlSEgbDzJwGVg.sh-box700.device-desktop .ad-copy, #mntVlSEgbDzJwGVg.sh-box550.device-desktop .ad-copy, #mntVlSEgbDzJwGVg.sh-box500.device-desktop .ad-copy { margin-right: 15px; } #mntVlSEgbDzJwGVg.sh-box650.device-desktop .apy-label, #mntVlSEgbDzJwGVg.sh-box700.device-desktop .apy-label, #mntVlSEgbDzJwGVg.sh-box550.device-desktop .apy-label, #mntVlSEgbDzJwGVg.sh-box500.device-desktop .apy-label, #mntVlSEgbDzJwGVg.sh-box650.device-desktop .prop-value, #mntVlSEgbDzJwGVg.sh-box700.device-desktop .prop-value, #mntVlSEgbDzJwGVg.sh-box550.device-desktop .prop-value, #mntVlSEgbDzJwGVg.sh-box500.device-desktop .prop-value{ font: normal normal 900 18px/22px Roboto; } #mntVlSEgbDzJwGVg.sh-box650.device-desktop .logo-image-wrapper, #mntVlSEgbDzJwGVg.sh-box700.device-desktop .logo-image-wrapper, #mntVlSEgbDzJwGVg.sh-box550.device-desktop .logo-image-wrapper, #mntVlSEgbDzJwGVg.sh-box500.device-desktop .logo-image-wrapper { width: 125px;; margin-bottom: 10px; } #mntVlSEgbDzJwGVg.sh-box650.device-desktop .disclosure-contnr .listing-content-wrapper,#mntVlSEgbDzJwGVg.sh-box700.device-desktop .disclosure-contnr .listing-content-wrapper,#mntVlSEgbDzJwGVg.sh-box550.device-desktop .disclosure-contnr .listing-content-wrapper,#mntVlSEgbDzJwGVg.sh-box500.device-desktop .disclosure-contnr .listing-content-wrapper { left: -25px; } } #mntVlSEgbDzJwGVg .shmktpl-title, #mntVlSEgbDzJwGVg .sub-heading-container, #mntVlSEgbDzJwGVg .filter-check-options-cntnr, #mntVlSEgbDzJwGVg .listing-header-cntnr { display: none; } #mntVlSEgbDzJwGVg.title .shmktpl-title, #mntVlSEgbDzJwGVg.subHeading .sub-heading-container, #mntVlSEgbDzJwGVg.multiSelectFilter .filter-check-options-cntnr, #mntVlSEgbDzJwGVg.resultsText .listing-header-cntnr { display: flex; } #mntVlSEgbDzJwGVg.sizeone .add-overlay-content { width: 62%; height: auto; } #mntVlSEgbDzJwGVg.sizeone .disclosure-title { padding: 6px 0px; } #mntVlSEgbDzJwGVg.sizeone .header-section { padding: 6px 24px; background: #FFFFFF; color: grey; align-items: center; } #mntVlSEgbDzJwGVg .sponsored { font: normal normal normal 12px/16px Roboto; letter-spacing: 0.48px; color: #344856; opacity: 1; } #mntVlSEgbDzJwGVg.sizeone .title-container { margin-top: 0; } #mntVlSEgbDzJwGVg.sizeone .non_featured_list { margin-top: 0; } #mntVlSEgbDzJwGVg.arrowchange span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwMDAiLz4NCjwvc3ZnPg0K"); } #mntVlSEgbDzJwGVg.arrowchange .shmktpl-button span.btn__text::after { background-image: url("data:image/svg+xml;base64,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"); } @media (min-width : 651px) and (max-width : 1024px) { #mntVlSEgbDzJwGVg .item { flex: 1 1 calc(50% - 48px); } #mntVlSEgbDzJwGVg .prod-desc-popup-content { height: auto; top: 10%; overflow-y: scroll; } #mntVlSEgbDzJwGVg .item:nth-of-type(4n+3), #mntVlSEgbDzJwGVg .item:nth-of-type(4n+3) + * { background-color: #E9F5FF; } #mntVlSEgbDzJwGVg .item:nth-of-type(4n+1), #mntVlSEgbDzJwGVg .item:nth-of-type(4n+1) + * { background-color: #fff; } #mntVlSEgbDzJwGVg .shmktpl-button span.btn__text::after { top: 13px; right: -3px; background-size: 10px 10px; } #mntVlSEgbDzJwGVg .ad-copy-column.flex-container { flex: 0 0 78%; } } @media (max-width : 650px) { #mntVlSEgbDzJwGVg .desktop, #mntVlSEgbDzJwGVg .desktop-inline { display: none; } #mntVlSEgbDzJwGVg .mobile { display: block !important; } #mntVlSEgbDzJwGVg { padding: 0 18px; } #mntVlSEgbDzJwGVg .shmktpl-title { font-size: 24px; line-height: 29px; } #mntVlSEgbDzJwGVg .shmktpl-subtitle { font-size: 16px; line-height: 19px; } #mntVlSEgbDzJwGVg .add-overlay-content { width: 80%; height: auto; } #mntVlSEgbDzJwGVg .logo-column.flex-container { flex: 0 0 100%; text-align: center; } #mntVlSEgbDzJwGVg .row-1 { flex-flow: column; padding: 16px; } #mntVlSEgbDzJwGVg .prop-conatiner { flex: 0 0 100%; flex-direction: row; flex-flow: row; display: flex; width: 100%; align-items: center; margin-top: 20px; } #mntVlSEgbDzJwGVg .prop-conatiner .prop-name { flex: 0 0 49%; margin-bottom: 0px; } #mntVlSEgbDzJwGVg .prop-conatiner .prop-value { flex: 0 0 49%; text-align: right; font: normal normal 900 22px / 26px Roboto; letter-spacing: 0.88px; } #mntVlSEgbDzJwGVg .prop-conatiner.apy-container { display: flex; align-items: flex-start; } #mntVlSEgbDzJwGVg .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; padding: 0; flex-flow: column; } #mntVlSEgbDzJwGVg .prop-value { margin-top: 0; } #mntVlSEgbDzJwGVg .listing-header-cntnr { display: flex; justify-content: space-between; margin-top: 24px; } #mntVlSEgbDzJwGVg .non_featured_list { margin-top: 18px; } #mntVlSEgbDzJwGVg .prod-desc-popup-content { top: 10%; position: absolute; min-width: 80%; width: 90%; overflow: scroll; height: 100%; } #mntVlSEgbDzJwGVg .item { flex: 0 0 91%; padding-bottom: 0; padding: 16px; } #mntVlSEgbDzJwGVg .item:nth-child(3n), #mntVlSEgbDzJwGVg .desktop-bg { background: none; } #mntVlSEgbDzJwGVg .prod-desc-popup-content { padding: 0; } #mntVlSEgbDzJwGVg .prod-desc-content-cntnr .prod-desc-header { padding-bottom: 0; padding: 16px; } #mntVlSEgbDzJwGVg .item:nth-child(even) { background: #E9F5FF 0% 0% no-repeat padding-box; } #mntVlSEgbDzJwGVg .fdic-seemoreless-cntr { display: flex; justify-content: space-between; align-items: center; margin: 0; flex-flow: row wrap; } #mntVlSEgbDzJwGVg .fdic-seemoreless-cntr .fdic-insured { color: #08283B; flex: 0 0 44%; text-align: left; } #mntVlSEgbDzJwGVg .fdic-seemoreless-cntr .listing-description { display: flex; flex: 0 0 100%; flex-flow: column; background: #F2F9FF 0% 0% no-repeat padding-box; } #mntVlSEgbDzJwGVg .listing-description .disclosure-content { margin-top: 0px; padding: 16px 14px; } #mntVlSEgbDzJwGVg .disclosure-content ul { padding-left: 14px; line-height: 28px; } #mntVlSEgbDzJwGVg .disclosure-content ul li { flex: 0 0 100%; padding: 0; margin: 0; font-size: 12px; } #mntVlSEgbDzJwGVg .additional-features { flex: 0 0 100%; } #mntVlSEgbDzJwGVg .disclosure-contnr .listing-content-wrapper { top: -85px; left: 0; width: 90%; } #mntVlSEgbDzJwGVg.sizeone .listing-header-cntnr { display: none; } #mntVlSEgbDzJwGVg.sizeone .add-overlay-content { width: 80%; } } @media (max-width: 340px) { #mntVlSEgbDzJwGVg .fdic-seemoreless-cntr .fdic-insured { flex: 0 0 43%; } #mntVlSEgbDzJwGVg .prod-desc-popup-content { position: fixed; } } #mntVlSEgbDzJwGVg.listingAlignment .shmktpl-button span.btn__text { line-height: 40px; color: #fff; margin-right: 10px; } #mntVlSEgbDzJwGVg.listingAlignment .shmktpl-button span.btn__text::after { width: 24px; } @media (max-width: 1024px) and (min-width:768px) { #mntVlSEgbDzJwGVg.listingAlignment .logo-image-wrapper img { width: 100%; } #mntVlSEgbDzJwGVg.listingAlignment { padding: 0px; } #mntVlSEgbDzJwGVg.listingAlignment .listing-title { font-size: 14px; } #mntVlSEgbDzJwGVg.listingAlignment .listing-title span { font-size: 14px; } #mntVlSEgbDzJwGVg.listingAlignment .row-1 { padding: 26px 10px; } #mntVlSEgbDzJwGVg.listingAlignment .prop-name { font-size: 10px; } #mntVlSEgbDzJwGVg.listingAlignment .prop-value { font-size: 14px } #mntVlSEgbDzJwGVg.listingAlignment .shmktpl-button span.btn__text { font-size: 10px; margin-right: 10px; } } @media all and (max-width: 600px) { #mntVlSEgbDzJwGVg.listingAlignment .logo-column.flex-container { flex: unset; } #mntVlSEgbDzJwGVg.listingAlignment .prop-conatiner { flex: unset; } #mntVlSEgbDzJwGVg.listingAlignment .ad-copy-column.flex-container { flex: unset; } #mntVlSEgbDzJwGVg.listingAlignment .cta-column.flex-container { flex: unset; } #mntVlSEgbDzJwGVg.listingAlignment .disclosure-content ul li::before { content: unset; } #mntVlSEgbDzJwGVg.listingAlignment .disclosure-content ul li { list-style: disc; } } #mntVlSEgbDzJwGVg.ctaAlignment .shmktpl-button { width: 100%; font-size: 14px; } #mntVlSEgbDzJwGVg.ctaAlignment .shmktpl-button .btn__text { margin-right: 10px; } #mntVlSEgbDzJwGVg.ctaAlignment .shmktpl-button span.btn__text::after { right: -2px; background-size: 6px 13px; } @media (min-width: 651px) and (max-width: 1024px) { #mntVlSEgbDzJwGVg.ctaAlignment .shmktpl-button span.btn__text::after { right: -7px; } #mntVlSEgbDzJwGVg.ctaAlignment .shmktpl-button span.btn__text::after { background-size: 6px 10px; } #mntVlSEgbDzJwGVg.ctaAlignment .shmktpl-button { font-size: 13px; } } @media (max-width: 650px) { #mntVlSEgbDzJwGVg.ctaAlignment .logo-column.flex-container { flex: unset !important; justify-content: center; } #mntVlSEgbDzJwGVg.ctaAlignment .cta-column.flex-container { display: block !important; } #mntVlSEgbDzJwGVg.ctaAlignment .shmktpl-button { font-size: 16px; } #mntVlSEgbDzJwGVg.ctaAlignment .shmktpl-button .btn__text { margin-right: unset; } #mntVlSEgbDzJwGVg.ctaAlignment .shmktpl-button span.btn__text::after { right: unset; background-size: 12px 12px; } } #mntVlSEgbDzJwGVg .sh-no-listing-msg { padding: 20px 0px; } #mntVlSEgbDzJwGVg .sh-widget-footer-MBT { display: none; } #mntVlSEgbDzJwGVg.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; } #mntVlSEgbDzJwGVg.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #mntVlSEgbDzJwGVg.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } #mntVlSEgbDzJwGVg .sh-widget-footer-QS { display: none; } #mntVlSEgbDzJwGVg.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #mntVlSEgbDzJwGVg.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #mntVlSEgbDzJwGVg.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } @-moz-document url-prefix() { #mntVlSEgbDzJwGVg .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; min-width: 440px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #mntVlSEgbDzJwGVg .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; min-width: 440px !important; } } } #mntVlSEgbDzJwGVg .listing .listing-content-wrapper .sh-promo-ribbon { min-width: 440px; height: 24px; line-height: 24px; margin-top: -1px; margin-left: -9px; margin-right: -10px; background: #2c93e4; position: relative; border-radius: 0px 0px 0px 0px; display: inline-block; font-family: Roboto, sans-serif; color: #fff; padding: 0px 1px 0 15px; margin-bottom: -6px; } #mntVlSEgbDzJwGVg .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { color: #fff; font-size: 12px; } #mntVlSEgbDzJwGVg .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { height: 0; width: 0; border-top: 8px solid #1d70b1; border-left: 8px solid transparent; bottom: -8px; content: ""; position: absolute; left: 0px; } #mntVlSEgbDzJwGVg .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { right: 1px; transform: translateX(100%); border-left-width: 100%; border-right-color: transparent; content: ""; position: absolute; display: block; border: 12px solid #2c93e4; border-right-color: transparent; top: 0px } @media (min-width : 768px) and (max-width : 1024px) { @-moz-document url-prefix() { #mntVlSEgbDzJwGVg .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #mntVlSEgbDzJwGVg .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } } @media (min-width : 768px) and (max-width : 900px) { #mntVlSEgbDzJwGVg .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { font-size: 10px; } } @media (max-width : 767px) { #mntVlSEgbDzJwGVg .listing .listing-content-wrapper .sh-promo-ribbon { border-radius: 0px; margin-top: -1px; height: auto !important; min-width: 100% !important; padding: 8px 9px; margin-bottom: 8px; box-sizing: content-box; } #mntVlSEgbDzJwGVg .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { display: block; text-align: center; line-height: 16px; font-size: 12px; } #mntVlSEgbDzJwGVg .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { height: 0; width: 0; border-top: 8px solid #546F8E; border-right: 8px solid transparent; right: 9px; top: unset; bottom: -8px; border-left: 0px; border-bottom: 0px; } @-moz-document url-prefix() { #mntVlSEgbDzJwGVg .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; min-width: 100% !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #mntVlSEgbDzJwGVg .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; min-width: 100% !important; } } } } #mntVlSEgbDzJwGVg.customizeColorEffect .listing-title, #mntVlSEgbDzJwGVg.customizeColorEffect .prop-name, #mntVlSEgbDzJwGVg.customizeColorEffect .prop-value, #mntVlSEgbDzJwGVg.customizeColorEffect .curDate, #mntVlSEgbDzJwGVg.customizeColorEffect span.current-date, #mntVlSEgbDzJwGVg.customizeColorEffect .disclosure-content ul li, #mntVlSEgbDzJwGVg.customizeColorEffect .title { color: #1E2B22; font-family: Open Sans, sans-serif; } #mntVlSEgbDzJwGVg.customizeColorEffect .add-text, #mntVlSEgbDzJwGVg.customizeColorEffect .see-more-text, #mntVlSEgbDzJwGVg.customizeColorEffect .disclosure-contnr .text { color: #5B7B66; } #mntVlSEgbDzJwGVg.customizeColorEffect .shmktpl-button { background: #EB0017 0% 0% no-repeat padding-box; } #mntVlSEgbDzJwGVg.customizeColorEffect .listing.flex-container { border-bottom: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; } #mntVlSEgbDzJwGVg.sizeone.customizeColorEffect .header-section { border-bottom: 1px solid #D6D5D5; border-top: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; } #mntVlSEgbDzJwGVg.customizeColorEffect .non_featured_list { border-top: 1px solid #D6D5D5; } #mntVlSEgbDzJwGVg.sizeone.customizeColorEffect .header-section, #mntVlSEgbDzJwGVg.customizeColorEffect .row-2 { background: #E9F0EC; } #mntVlSEgbDzJwGVg.customizeColorEffect .listing-title { display: unset; } #mntVlSEgbDzJwGVg.customizeColorEffect span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiM1QjdCNjYiLz4NCjwvc3ZnPg0K); } #mntVlSEgbDzJwGVg.customizeColorEffect .listing-title .prod-name:hover, #mntVlSEgbDzJwGVg.customizeColorEffect .listing-title:hover, #mntVlSEgbDzJwGVg.customizeColorEffect .add-text:hover, #mntVlSEgbDzJwGVg.customizeColorEffect .disclosure-contnr .text:hover, #mntVlSEgbDzJwGVg.customizeColorEffect .see-more-text:hover { color: #EB0017; } #mntVlSEgbDzJwGVg.customizeColorEffect .shmktpl-button:hover { background: #EB0017; } #mntVlSEgbDzJwGVg.customizeColorEffect .see-more-text:hover span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiNFQjAwMTciLz4NCjwvc3ZnPg0K); } @media (max-width: 650px) { #mntVlSEgbDzJwGVg.customizeColorEffect .fdic-seemoreless-cntr .listing-description { background: #E9F0EC 0% 0% no-repeat padding-box; 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gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer174 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer174 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer174 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer174 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer174 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer174 .sh-first-product .sh-btn__text, #qsWidgetContainer174 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer174 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer174 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer174 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer174 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer174 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer174 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer174 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer174 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer174 .listing-title { font-size: 20px; font-weight: 600; } }Savings accountDiscover Bank has an interest-earning savings account with a 3.40% APY. The account is free with no maintenance fee or minimum deposit to open. That’s a solid return for a high-yield savings account.Discover Bank savings account featuresMinimum opening deposit$0Monthly fees$0APY3.40%Overdraft transfer$0Bank details checked Nov. 17, 2025.Certificates of depositDiscover Bank has a wide variety of CDs with yields up to 4.05% APY for select term lengths. Terms range from three months to 10 years. Uniquely, Discover doesn’t enforce a minimum deposit to open a CD. That’s quite a contrast from many banks that demand a minimum deposit of hundreds (or even thousands) of dollars to get the best rates.While these are great benefits, Discover CD rates are slightly below some of the best CD rates on the market. You’ll be subject to early withdrawal penalties if you touch your money before the account matures. Discover charges between three and 24 months simple interest, depending on the term length.Discover Bank CD featuresMinimum opening deposit$0Available term lengthsThree months to 10 yearsAPY range2.00%-4.00%Early withdrawal penalty– Terms of less than 1 year: 3 months simple interest– Terms between 1 and < 4 years: 6 months simple interest– Terms between 4 and < 5 years: 9 months simple interest– Terms between 5 and < 7 years: 18 months simple interest– Terms between 7 and < 10 years: 24 months simple interestDiscover Bank CD RatesTerm lengthAPY3-month CD2.00%6-month CD3.50%9-month CD3.50%12-month CD4.05%18-month CD3.70%24-month CD3.50%30-month CD3.50%3-year CD3.50%4-year CD3.50%5-year CD3.50%7-year CD3.50%10-year CD3.50%3-month CDAPY2.00%6-month CDAPY3.50%9-month CDAPY3.50%12-month CDAPY4.05%18-month CDAPY3.70%24-month CDAPY3.50%30-month CDAPY3.50%3-year CDAPY3.50%4-year CDAPY3.50%5-year CDAPY3.50%7-year CDAPY3.50%10-year CDAPY3.50%Bank details checked Nov. 17, 2025ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Other services Discover Bank offersDiscover Bank also offers a variety of additional financial services: Personal loans:Personal loans of up to $40,000 are available from Discover to cover a variety of needs, including home renovations, medical costs, and debt consolidation. Interest rates range from 7.99% to 24.99% as of this writingFinancial education:Discover Bank publishes a Modern Money blog, which provides education and guidance on everything from saving, budgeting, and family finances to retirement and banking 101.The Discover Bank platform and customer supportAgain, Discover is an online bank with extremely limited physical presence. But its platform is easy to use, and its customer support is available by phone or live chat 24/7. It even offers dedicated help for the speech impaired. If you prefer, Discover offers physical addresses to which you can send mail.Discover also has a handy mobile app that receives a star rating of 4.9 in the App Store and 4.3 in the Google Play store. You can manage all your accounts, deposit checks, send money to friends and family, and more.Is Discover Bank secure?Discover Bank has federal insurance on deposits through the FDIC, up to $250,000 per depositor and account type. The bank also implements encryption technology for shared data online, and it offers a secure document upload portal for sending personal information.Discover offers account alerts that can notify you of certain activities, such as a large withdrawal and changes to your login info. And Discover’s mobile app has several layers of security, including a touch ID log-in option and the ability to freeze your debit card at any time with the tap of a button.Discover Bank user reviewsIt’s worth noting that online rankings often trend negative, as most reviews are typically written by those with a poor experience.Bearing that in mind, Discover receives an unimpressive 1.9 stars on Trustpilot, with some reviewers lamenting pain points like account closure without warning, difficulty withdrawing funds, and poor customer service. While these are likely anecdotal, they can help you to temper your expectations for a fully digital bank where you can’t hash out your problems in person.Reddit reviews, on the other hand, are more positive. Users appreciate the lack of fees, rewards-earning checking account, and ability to receive a paycheck up to two days early.Compare Discover Bank alternativesAs we noted earlier, Capital One now owns Discover, but the two brands still have a separate slate of product offerings. Discover BankAmerican ExpressCapital OneChecking account APYChecking account APYChecking account APYN/A1.00%0.10%Savings account top APYSavings account top APYSavings account top APY3.40%3.50%3.40%Top CD APYTop CD APYTop CD APYUp to 4.05%Up to 4.00%4.05%Checking account monthly feeChecking account monthly feeChecking account monthly fee$0$0$0Learn moreLearn moreLearn moreView offerat Discover BankView offerat MoneyLionView offerat MoneyLionBank details checked Nov. 17, 2025Is Discover Bank right for you?Despite being an online bank, Discover is a full-service bank. If you want to do all your banking in the same place, from checking and savings to personal loans to credit cards—all in a fee-free ecosystem—Discover can serve you.That said, Discover only offers one type of each account. Those who want a selection of various savings accounts, CDs, etc. may not find what they need. Discover also notably doesn’t offer mortgages.Discover is also right for those comfortable doing all banking online, as it’s only got one physical branch.SponsoredAdvertiser DisclosureAdvertiser DisclosureMany of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Compare Personal Finance Options for 2021 Select all products of interest and compare:Product DescriptionsProduct DescriptionsChecking A transactional account that allows for numerous withdrawals and unlimited deposits. Money can be accessed via checks, ATMs, or debit card among other methods. Savings A bank account that keeps your money safe and secure, while paying you interest. MMA A Money Market Account is an interest-bearing deposit account at a bank or credit union that pays interest based on current rates in the money markets. CD A Certificate of Deposit features historically higher APYs, guaranteed returns & FDIC insurance. CDs are offered in fixed terms w/penalties for early withdrawals. 401K A 401k is a retirement-savings account that allows an employee to divert a portion of their salary into long-term investments and provides special tax benefits. Brokerage An investment account used by investors to buy and sell stocks, bonds, and mutual funds. Income from investments are taxed as capital gains. REIT A Real Estate Investment Trust owns and operates income-generating real estate. REITs allow investment in real estate without the need to own, operate, or finance properties. Robo Advisor A robo-advisor is an automated investing service that uses algorithms to provide financial advice and/or investment management help you manage your investment portfolio. Relatively inexpensive compared to a human financial advisor. Roth IRA An individual retirement account allows after-tax contributions of earned income below a certain level. Investment growth and future withdrawals are tax free. Traditional IRA An individual retirement account where you contribute pre-or after-tax dollars. Investment growth is tax-deferred until withdrawal. Financial Advisor Financial advisors help people manage their money and reach their financial goals. Annuity A financial contract with an insurance company where you make the investor makes a lump-sum payment or series of payments in exchange for regular disbursements in the future. Cash Management A cash account typically offered by nonbank financial institutions. CMAs combine features from traditional checking and savings accounts. Business Checking A business checking account is similar to a personal checking account, but allows you to separate your business and personal expenses. This can help you keep records organized and simplify your taxes. Checking AccountsSavings AccountsCertificates of DepositRetirement AccountsReal Estate InvestmentInvestment AccountsAnnuityVIEW AllBusiness CheckingVIEW LESSPlease select one or more products to compare7 ResultsProduct DescriptionsOpenbank : High Yield SavingsMember FDICDisclosureDisclosureOpenbank High Yield Savings is currently available to individuals who reside in the 50 states and the District of Columbia. *Interest Rates and Annual Percentage Yields (APYs) are accurate as of 12:01 am Eastern Time Dec 12th 2025. The products and rates we offer may vary between locations, are available in select markets only, and are subject to change without notice. Rate for this product will be based on the residential zip code entered when account is opened within online application process. This is a variable-rate account and the rate applicable may change at our discretion any time without notice. A minimum deposit of $500 is required to open a Openbank High Yield Savings account. Personal accounts only. Openbank is a division of Santander Bank, N.A. Member FDIC. There is a maximum of $250,000 of deposit insurance from the FDIC per depositor for each category of account ownership. Visit FDIC.gov for details. Deposits at Santander Bank, N.A., and Openbank are combined for the purposes of calculating FDIC insurance limits (FDIC Cert #29950) and are not separately insured.VIEW DETAILS on Openbank's website Annual Percentage Yield 4.20% as of 12/12/2025Monthly Fee$0Min Deposit to Earn APY$500Member FDICDisclosureDisclosureOpenbank High Yield Savings is currently available to individuals who reside in the 50 states and the District of Columbia. *Interest Rates and Annual Percentage Yields (APYs) are accurate as of 12:01 am Eastern Time Dec 12th 2025. The products and rates we offer may vary between locations, are available in select markets only, and are subject to change without notice. Rate for this product will be based on the residential zip code entered when account is opened within online application process. This is a variable-rate account and the rate applicable may change at our discretion any time without notice. A minimum deposit of $500 is required to open a Openbank High Yield Savings account. Personal accounts only. Openbank is a division of Santander Bank, N.A. Member FDIC. There is a maximum of $250,000 of deposit insurance from the FDIC per depositor for each category of account ownership. Visit FDIC.gov for details. Deposits at Santander Bank, N.A., and Openbank are combined for the purposes of calculating FDIC insurance limits (FDIC Cert #29950) and are not separately insured.VIEW DETAILS on Openbank's website Additional FeaturesEarn 10x the national savings averagefor Savings deposit products as published on FDIC.gov.FDIC insured:Enjoy the peace of mind that comes with being FDIC insured up to $250,000.No fees:Keep more of your money with no fees.Industry leading account security:Trusted device verification with face or fingerprint for fast, secure access.Additional FeaturesEarn 10x the national savings averagefor Savings deposit products as published on FDIC.gov.FDIC insured:Enjoy the peace of mind that comes with being FDIC insured up to $250,000.No fees:Keep more of your money with no fees.Industry leading account security:Trusted device verification with face or fingerprint for fast, secure access.Cash App : SavingsDisclosureDisclosure1Customers can qualify for Cash App Green by spending $500 in Qualifying Purchases using your Cash App Card or Cash App Pay per month, or by depositing $300 of Qualifying Deposits per month. Eligibility restrictions apply to some benefits. See Terms and Conditions for more information. To earn the highest interest rate on your Cash App savings balance, you need to (a) have a Cash App Card, or sponsor one or more sponsored accounts, and qualify for Cash App Green or (b) have a sponsored account with sponsor approval. Customers can qualify for Cash App Green by spending $500 in Qualifying Purchases using your Cash App Card or Cash App Pay per month, or by depositing $300 in Qualifying Deposits per month. See terms and conditions for more information on how to qualify. If you are signed up to earn interest, Cash App will pass through a portion of the interest paid on your savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC. Exceptions may apply. Savings yield rate is subject to change.Round Ups provided by Cash App, a Block, Inc. brand.With a Cash App Card, your funds are eligible for FDIC pass-through insurance through our Program Banks Wells Fargo Bank, N.A. and/or Sutton Bank, Members FDIC for up to $250,000 per customer when aggregated with all other deposits held in the same legal capacity at each Program Bank above, if certain conditions are met.Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Savings provided by Cash App, a Block, Inc. brand.VIEW DETAILS on Cash App's website Annual Percentage Yield Up to 3.25% as of 12/12/2025Monthly Fee$0Min to Earn APY$1DisclosureDisclosure1Customers can qualify for Cash App Green by spending $500 in Qualifying Purchases using your Cash App Card or Cash App Pay per month, or by depositing $300 of Qualifying Deposits per month. Eligibility restrictions apply to some benefits. See Terms and Conditions for more information. To earn the highest interest rate on your Cash App savings balance, you need to (a) have a Cash App Card, or sponsor one or more sponsored accounts, and qualify for Cash App Green or (b) have a sponsored account with sponsor approval. Customers can qualify for Cash App Green by spending $500 in Qualifying Purchases using your Cash App Card or Cash App Pay per month, or by depositing $300 in Qualifying Deposits per month. See terms and conditions for more information on how to qualify. If you are signed up to earn interest, Cash App will pass through a portion of the interest paid on your savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC. Exceptions may apply. Savings yield rate is subject to change.Round Ups provided by Cash App, a Block, Inc. brand.With a Cash App Card, your funds are eligible for FDIC pass-through insurance through our Program Banks Wells Fargo Bank, N.A. and/or Sutton Bank, Members FDIC for up to $250,000 per customer when aggregated with all other deposits held in the same legal capacity at each Program Bank above, if certain conditions are met.Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Savings provided by Cash App, a Block, Inc. brand.VIEW DETAILS on Cash App's website Additional FeaturesUnlock Cash App's highest savings interest offer of up to 3.25%1Set goals and save automatically when you get paid or spend with your Cash App Card using Round UpsNo monthly fees or minimum balance24/7 fraud monitoring and preventionAdditional FeaturesUnlock Cash App's highest savings interest offer of up to 3.25%1Set goals and save automatically when you get paid or spend with your Cash App Card using Round UpsNo monthly fees or minimum balance24/7 fraud monitoring and preventionJenius Bank : High Yield Savings AccountVIEW DETAILS on Jenius Bank's website Annual Percentage Yield 4.05% as of 12/12/2025Monthly Fees$0Min to Earn APY$0VIEW DETAILS on Jenius Bank's website Additional FeaturesFDIC insured deposits, no monthly fees, and no minimums. That’s JeniusEarn 4.05% APY which can help you start living a richer life24/7 support from actual humansAdditional FeaturesFDIC insured deposits, no monthly fees, and no minimums. That’s JeniusEarn 4.05% APY which can help you start living a richer life24/7 support from actual humansAxos ONE® : SavingsFDIC InsuredDisclosureDisclosure* The Annual Percentage Yield (APY) is accurate as of 12/01/2025. The base and promotional interest rate and corresponding APY for Axos ONE Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE Savings is variable and is set at our discretion. Axos ONE Savings is a tiered variable rate account. Axos ONE Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE Checking account will earn a base rate of 0.00% APY. The Axos ONE Savings account will earn a base rate of 1.00% APY.Axos ONE accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE Checking and Axos ONE Savings, the Axos ONE Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE Checking account has received qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE Checking account is at least $1,500.Option 2Your Axos ONE Checking account has received qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE Savings account will earn a promotional rate of up to 4.31% APY for the statement cycle in which the requirements are met.The Qualification Period is from the 1st of the month through the 25th of the month. The Qualification Period for new accounts will begin on the day the account is approved. Any qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. Other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.) or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the date the interest is paid to receive the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account.VIEW DETAILS on Axos ONE®'s website Annual Percentage Yield 4.31% as of 12/12/2025Monthly Fee$0.00Min to Earn APY$0.00FDIC InsuredDisclosureDisclosure* The Annual Percentage Yield (APY) is accurate as of 12/01/2025. The base and promotional interest rate and corresponding APY for Axos ONE Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE Savings is variable and is set at our discretion. Axos ONE Savings is a tiered variable rate account. Axos ONE Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE Checking account will earn a base rate of 0.00% APY. The Axos ONE Savings account will earn a base rate of 1.00% APY.Axos ONE accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE Checking and Axos ONE Savings, the Axos ONE Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE Checking account has received qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE Checking account is at least $1,500.Option 2Your Axos ONE Checking account has received qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE Savings account will earn a promotional rate of up to 4.31% APY for the statement cycle in which the requirements are met.The Qualification Period is from the 1st of the month through the 25th of the month. The Qualification Period for new accounts will begin on the day the account is approved. Any qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. Other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.) or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the date the interest is paid to receive the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account.VIEW DETAILS on Axos ONE®'s website Additional FeaturesCelebrating 25 years of putting people first. Axos Bank continues to deliver financial services that evolve with you.Earn up to 4.31% APY on savings, and 0.51% APY on checking when you meet requirements.Get your money up to 2 days early. You’ve earned it, so start earning on it.Earn more, with no hidden hoops or restrictive caps.We’ve got you covered. Access expanded FDIC Insurance for up to $250 million.Access a network of over 95,000 fee-free ATMs.Additional FeaturesCelebrating 25 years of putting people first. Axos Bank continues to deliver financial services that evolve with you.Earn up to 4.31% APY on savings, and 0.51% APY on checking when you meet requirements.Get your money up to 2 days early. You’ve earned it, so start earning on it.Earn more, with no hidden hoops or restrictive caps.We’ve got you covered. Access expanded FDIC Insurance for up to $250 million.Access a network of over 95,000 fee-free ATMs.New Customer OfferBarclays : Tiered Savings AccountMember FDICDisclosureDisclosure1Bonus Qualifications and Timeline: For new bank customers only (existing Savings and CD accounts holders not eligible)Open a new Tiered Savings accountDeposit $30,000 or more within 30 daysMaintain at least $30,000 for the next 120 daysAfter the $30,000 balance is maintained for 120 consecutive days, the $200 bonus will be added directly to the account in approximately 60 daysOffer available until 12/31/2025VIEW DETAILS on Barclays's website Bonus$200Monthly Fee$0.00Min Deposit to Earn APY$0.00Member FDICDisclosureDisclosure1Bonus Qualifications and Timeline: For new bank customers only (existing Savings and CD accounts holders not eligible)Open a new Tiered Savings accountDeposit $30,000 or more within 30 daysMaintain at least $30,000 for the next 120 daysAfter the $30,000 balance is maintained for 120 consecutive days, the $200 bonus will be added directly to the account in approximately 60 daysOffer available until 12/31/2025VIEW DETAILS on Barclays's website Additional Features$200 Bonus with qualifying activities. Terms Apply1Plus, earn 4.00% APY with a minimum balance of $250,000Earn 7X the national averageNo monthly maintenance feesSecure and easy online account accessAdditional Features$200 Bonus with qualifying activities. Terms Apply1Plus, earn 4.00% APY with a minimum balance of $250,000Earn 7X the national averageNo monthly maintenance feesSecure and easy online account accessDCU : Primary Savings AccountNCUA InsuredDisclosureDisclosure1APY = Annual Percentage Yield. Earn 5.00% APY on balances up to and including $1,000.00. Balances over $1,000.00 earn a range of 5.00% - 0.05% APY. Requires a $5.00 minimum balance to open the account and remain on deposit to maintain membership status. Rates are variable and may change after the account is opened at any time at DCU’s discretion. Fees may reduce earnings on the account. One Primary Savings account per person, additional memberships receive one savings account. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges, for important information and disclosures.VIEW DETAILS on DCU's website Annual Percentage Yield 5.00%1as of 12/12/2025Min. Opening Deposit$5Min to Earn APY$0NCUA InsuredDisclosureDisclosure1APY = Annual Percentage Yield. Earn 5.00% APY on balances up to and including $1,000.00. Balances over $1,000.00 earn a range of 5.00% - 0.05% APY. Requires a $5.00 minimum balance to open the account and remain on deposit to maintain membership status. Rates are variable and may change after the account is opened at any time at DCU’s discretion. Fees may reduce earnings on the account. One Primary Savings account per person, additional memberships receive one savings account. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges, for important information and disclosures.VIEW DETAILS on DCU's website Additional FeaturesEarn 5.00% APY on balances up to and including $1,000. Balances over $1,000 earn a range of 5.00% - 0.05% APY1No monthly fee$5 minimum to openMembership requiredAdditional FeaturesEarn 5.00% APY on balances up to and including $1,000. Balances over $1,000 earn a range of 5.00% - 0.05% APY1No monthly fee$5 minimum to openMembership requiredQuontic : Savings AccountMember FDICVIEW DETAILS on Quontic's website Annual Percentage Yield 3.75% as of 12/12/2025Monthly Fee$0.00Min to Earn APY$100Member FDICVIEW DETAILS on Quontic's website Additional FeaturesEarn 3.75% APY with a Quontic High Yield Savings AccountInterest is compounded daily and credited to your account every monthStart earning interest from Day 1 of your first deposit with no limit on how much you can earn.Open an account online in just 3 minutesAdditional FeaturesEarn 3.75% APY with a Quontic High Yield Savings AccountInterest is compounded daily and credited to your account every monthStart earning interest from Day 1 of your first deposit with no limit on how much you can earn.Open an account online in just 3 minutesVIEW LESS LISTINGSPowered By:Powered By:/* Loader */ #INKtKlXCbpSUaKir .spinner { display: none; } #INKtKlXCbpSUaKir.listingsLoading .spinner { display: block; 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} #INKtKlXCbpSUaKir .sh-hide { display: none; } #INKtKlXCbpSUaKir .desktop { display: block; } #INKtKlXCbpSUaKir .desktop-inline { display: inline-block; } #INKtKlXCbpSUaKir .row-1, #INKtKlXCbpSUaKir .row-2 { display: flex; } #INKtKlXCbpSUaKir .row-1 { padding: 24px 23px 24px 24px; justify-content: space-between; } #INKtKlXCbpSUaKir .row-2 { background: #F2F9FF 0% 0% no-repeat padding-box; width: 100%; } #INKtKlXCbpSUaKir .row-2 .listing-description { padding: 24px 23px; width: 100%; } #INKtKlXCbpSUaKir .logo-image-wrapper { margin: auto; width: 196px; } #INKtKlXCbpSUaKir .logo-column { display: flex; align-items: center; } #INKtKlXCbpSUaKir .logo-image-wrapper img { width: 100%; height: auto; } #INKtKlXCbpSUaKir .ad-copy { margin-left: 24px; } #INKtKlXCbpSUaKir .total-results { color: #0A3B5F; font-weight: bold; font-size: 14px; } #INKtKlXCbpSUaKir .listing-description .disclosure-content { margin-top: 0px; } #INKtKlXCbpSUaKir .logo-column.flex-container { flex: 0 0 20%; } #INKtKlXCbpSUaKir .ad-copy-column.flex-container { flex: 0 0 78%; } #INKtKlXCbpSUaKir .top-section-right { margin-left: 5px; } #INKtKlXCbpSUaKir .cta-column.flex-container { flex: 0 0 20%; align-items: center; justify-content: center; } #INKtKlXCbpSUaKir .ad-copy { margin-left: 24px; } #INKtKlXCbpSUaKir .ad-copy-top-section { display: flex; justify-content: space-between; margin-bottom: 24px; } #INKtKlXCbpSUaKir .listing-title { color: #1C96F0; text-align: left; font: normal normal bold 20px/24px Roboto; letter-spacing: 0px; } #INKtKlXCbpSUaKir .disclosure-desk-sec { display: flex; flex-direction: row; text-align: center; align-items: center; } #INKtKlXCbpSUaKir .ad-copy-disclosure { position: relative; display: flex; flex-direction: row; align-items: center; margin-top: 15px; } #INKtKlXCbpSUaKir .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; } #INKtKlXCbpSUaKir .prop-conatiner { display: flex; flex: 0 0 31%; flex-direction: column; } #INKtKlXCbpSUaKir .shmktpl-button { display: flex; align-items: center; justify-content: center; margin-bottom: 10px; cursor: pointer; width: 170px; font: normal normal bold 18px / 20px Roboto; letter-spacing: 0px; background: #1C96F0 0% 0% no-repeat padding-box; border-radius: 6px; height: 40px; color: #fff; text-align: center; position: relative; } #INKtKlXCbpSUaKir .shmktpl-button span.btn__text::after { display: none; position: absolute; content: ""; background-image: url("data:image/svg+xml;base64,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"); height: 12px; width: 32px; background-repeat: no-repeat; background-position: center bottom; vertical-align: middle; top: 14px; /* left: 0; */ background-size: 12px 12px; } #INKtKlXCbpSUaKir .sh-row-product-title { max-width: 170px; text-align: center; font: italic normal 300 12px/18px Roboto; letter-spacing: 0.48px; color: #08283B; opacity: 1; } #INKtKlXCbpSUaKir .fdic-insured { display: flex; flex-direction: row; align-items: center; text-align: center; color: #08283B; margin-right: 15px; } #INKtKlXCbpSUaKir .middle-border { width: 0px; height: 11px; border: 1px solid #BEBEBE; opacity: 1; margin-right: 15px; } #INKtKlXCbpSUaKir .disclosure-contnr { text-align: center; } #INKtKlXCbpSUaKir .listing-header-cntnr { margin-top: 34px; } #INKtKlXCbpSUaKir .ad-copy-bottom-section { background: #F2F9FF 0% 0% no-repeat padding-box; padding: 12px; } #INKtKlXCbpSUaKir .non_featured_list { background: #FFFFFF 0% 0% no-repeat padding-box; border-top: 1px solid #D0E0EE; margin-top: 16px; } #INKtKlXCbpSUaKir .listing.flex-container { border-bottom: 1px solid #D0E0EE; border-left: 1px solid #D0E0EE; border-right: 1px solid #D0E0EE; } #INKtKlXCbpSUaKir .prop-name { text-align: left; font: normal normal bold 12px / 18px Roboto; letter-spacing: 0px; color: #0A3C5F; text-transform: uppercase; margin-bottom: 5px; } #INKtKlXCbpSUaKir .apy-label { font: normal normal 900 24px / 28px Roboto; } #INKtKlXCbpSUaKir .curDate { font: normal normal normal 12px / 18px Roboto; margin-top: 2px; display: block; } #INKtKlXCbpSUaKir .prop-value { text-align: left; font: normal normal 900 24px / 28px Roboto; letter-spacing: 0.96px; color: #08283B; opacity: 1; } #INKtKlXCbpSUaKir .fdic-insured .text { font-size: 12px; color: #08283B; font-weight: 600; letter-spacing: 0.48px; } #INKtKlXCbpSUaKir .fdic-insured .icon { height: 20px; width: 16px; display: inline-block; background-repeat: no-repeat; background-size: 100%; vertical-align: middle; margin-right: 7px; } #INKtKlXCbpSUaKir .disclosure-contnr .text { color: #1C96F0; font-size: 12px; text-decoration: underline; font-weight: 600; cursor: pointer; letter-spacing: 0.48px; } #INKtKlXCbpSUaKir .additional-content { margin-top: 0px !important; } #INKtKlXCbpSUaKir .additional-content ul li { margin-bottom: 0; } #INKtKlXCbpSUaKir .disclosure-contnr .listing-content-wrapper { position: absolute; background: #fff; z-index: 1; padding: 20px; text-align: left; top: 0; left: 0; right: 123px; margin: auto; width: 440px; border: 1px solid #ececec; background: #eceef1; left: -133px; } #INKtKlXCbpSUaKir .listing-content-wrapper .disclosure-content { max-height: 400px; overflow-y: auto; color: #08283B; margin-top: 15px; padding-right: 10px; } #INKtKlXCbpSUaKir .see-more-text { width: unset !important; background: #E9F5FF 0% 0% no-repeat padding-box; margin-top: 0 !important; cursor: pointer; display: flex; justify-content: space-between; align-items: center; padding: 12px 24px; } #INKtKlXCbpSUaKir .description-title { text-align: left; font: normal normal bold 12px / 16px Roboto; letter-spacing: 0.48px; color: #0A3C5F; text-transform: uppercase; } #INKtKlXCbpSUaKir .shArrow { width: 12px; height: 7px; } #INKtKlXCbpSUaKir span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMxYzk2ZjAiLz4NCjwvc3ZnPg0K"); background-repeat: no-repeat; height: 11px; width: 12px; display: inline-block; vertical-align: text-top; transform: rotate(180deg); } #INKtKlXCbpSUaKir .disclosure-content ul li { flex: 0 0 47%; list-style: disc; font: normal normal normal 14px/22px Roboto; letter-spacing: 0px; color: #08283B; opacity: 1; } #INKtKlXCbpSUaKir .disclosure-content ul { flex: 0 0 100%; display: flex; flex-flow: row wrap; margin: 0; padding: 0; padding-left: 14px; justify-content: space-between; list-style-type: disc; line-height: normal; } #INKtKlXCbpSUaKir #see_more_carrier, #INKtKlXCbpSUaKir .see_less_carrier { background: #E9F5FF; height: 40px; border-radius: 6px; line-height: 40px; text-align: center; font-size: 16px; color: #1C96F0; font-weight: 600; margin-top: 24px; cursor: pointer; } #INKtKlXCbpSUaKir .footer-disclaimer-content { font-size: 11px; font-style: italic; margin-top: 16px; } #INKtKlXCbpSUaKir .apy-label p { margin-top: 0px; margin-bottom: 0px; } #INKtKlXCbpSUaKir .disclosure-content ul { padding-left: 18px; } @media (min-width : 651px) and (max-width : 1023px) { #INKtKlXCbpSUaKir { padding: 0 26px; } #INKtKlXCbpSUaKir .logo-image-wrapper { width: 136px; } #INKtKlXCbpSUaKir .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #INKtKlXCbpSUaKir .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #INKtKlXCbpSUaKir .prop-value-container .apy-container { flex: 0 0 44%; } #INKtKlXCbpSUaKir .prop-value-container .mfee-container, #INKtKlXCbpSUaKir .prop-value-container .minvalue-container { flex: 0 0 28%; } #INKtKlXCbpSUaKir .ad-copy-top-section { margin-bottom: 15px; } #INKtKlXCbpSUaKir .sh-row-product-title { max-width: 136px; } #INKtKlXCbpSUaKir .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } } @media (max-width : 650px) { #INKtKlXCbpSUaKir .ad-copy-top-section { flex-direction: column; margin-bottom: 24px; } #INKtKlXCbpSUaKir .logo-image-wrapper { width: 100%; max-width: 292px; } #INKtKlXCbpSUaKir .listing-title { font: normal normal bold 18px/24px Roboto; padding: 0px !important; margin: 24px 0 0; text-align: left; } #INKtKlXCbpSUaKir .ad-copy { margin-left: 0; } #INKtKlXCbpSUaKir .ad-copy-disclosure-mobile { position: relative; display: flex; flex-direction: row; justify-content: space-between; align-items: center; margin: 16px; } #INKtKlXCbpSUaKir .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 90%; margin: auto; } #INKtKlXCbpSUaKir .sh-row-product-title { text-align: center; margin: 10px 16px 24px; max-width: none; } #INKtKlXCbpSUaKir .see-more-text { padding: 16px 15px; } #INKtKlXCbpSUaKir .disclosure-content ul li { font: normal normal normal 12px/18px Roboto; } #INKtKlXCbpSUaKir .top-section-right { margin-left: 0px; } #INKtKlXCbpSUaKir .disclosure-contnr { flex: 1; display: flex; justify-content: flex-end; } } @media (max-width: 340px) { #INKtKlXCbpSUaKir.sizeone .header-section { padding: 6px 10px; } } #INKtKlXCbpSUaKir.sh-box650.device-desktop .row-1 { padding-left: 14px; } #INKtKlXCbpSUaKir.sh-box650.device-desktop .ad-copy, #INKtKlXCbpSUaKir.sh-box700.device-desktop .ad-copy, #INKtKlXCbpSUaKir.sh-box750.device-desktop .ad-copy, #INKtKlXCbpSUaKir.sh-box800.device-desktop .ad-copy, #INKtKlXCbpSUaKir.sh-box850.device-desktop .ad-copy, #INKtKlXCbpSUaKir.sh-box900.device-desktop .ad-copy, #INKtKlXCbpSUaKir.sh-box950.device-desktop .ad-copy { margin-left: 15px; } #INKtKlXCbpSUaKir.sh-box650.device-desktop .logo-image-wrapper, #INKtKlXCbpSUaKir.sh-box700.device-desktop .logo-image-wrapper, #INKtKlXCbpSUaKir.sh-box750.device-desktop .logo-image-wrapper, #INKtKlXCbpSUaKir.sh-box800.device-desktop .logo-image-wrapper, #INKtKlXCbpSUaKir.sh-box850.device-desktop .logo-image-wrapper, #INKtKlXCbpSUaKir.sh-box900.device-desktop .logo-image-wrapper, #INKtKlXCbpSUaKir.sh-box950.device-desktop .logo-image-wrapper { width: 136px; } #INKtKlXCbpSUaKir.sh-box650.device-desktop .listing-title, #INKtKlXCbpSUaKir.sh-box700.device-desktop .listing-title, #INKtKlXCbpSUaKir.sh-box750.device-desktop .listing-title, #INKtKlXCbpSUaKir.sh-box800.device-desktop .listing-title, #INKtKlXCbpSUaKir.sh-box850.device-desktop .listing-title, #INKtKlXCbpSUaKir.sh-box900.device-desktop .listing-title, #INKtKlXCbpSUaKir.sh-box950.device-desktop .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #INKtKlXCbpSUaKir.sh-box650.device-desktop .shmktpl-button, #INKtKlXCbpSUaKir.sh-box700.device-desktop .shmktpl-button, #INKtKlXCbpSUaKir.sh-box750.device-desktop .shmktpl-button, #INKtKlXCbpSUaKir.sh-box800.device-desktop .shmktpl-button, #INKtKlXCbpSUaKir.sh-box850.device-desktop .shmktpl-button, #INKtKlXCbpSUaKir.sh-box900.device-desktop .shmktpl-button, #INKtKlXCbpSUaKir.sh-box950.device-desktop .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #INKtKlXCbpSUaKir.sh-box650.device-desktop .prop-value-container .apy-container, #INKtKlXCbpSUaKir.sh-box700.device-desktop .prop-value-container .apy-container, #INKtKlXCbpSUaKir.sh-box750.device-desktop .prop-value-container .apy-container, #INKtKlXCbpSUaKir.sh-box800.device-desktop .prop-value-container .apy-container, #INKtKlXCbpSUaKir.sh-box850.device-desktop .prop-value-container .apy-container, #INKtKlXCbpSUaKir.sh-box900.device-desktop .prop-value-container .apy-container, #INKtKlXCbpSUaKir.sh-box950.device-desktop .prop-value-container .apy-container { flex: 0 0 44%; } #INKtKlXCbpSUaKir.sh-box650.device-desktop .prop-value-container .mfee-container, #INKtKlXCbpSUaKir.sh-box700.device-desktop .prop-value-container .mfee-container, #INKtKlXCbpSUaKir.sh-box750.device-desktop .prop-value-container .mfee-container, #INKtKlXCbpSUaKir.sh-box800.device-desktop .prop-value-container .mfee-container, #INKtKlXCbpSUaKir.sh-box850.device-desktop .prop-value-container .mfee-container, #INKtKlXCbpSUaKir.sh-box900.device-desktop .prop-value-container .mfee-container, #INKtKlXCbpSUaKir.sh-box950.device-desktop .prop-value-container .mfee-container #INKtKlXCbpSUaKir.sh-box650.device-desktop .prop-value-container .minvalue-container, #INKtKlXCbpSUaKir.sh-box700.device-desktop .prop-value-container .minvalue-container, #INKtKlXCbpSUaKir.sh-box750.device-desktop .prop-value-container .minvalue-container, #INKtKlXCbpSUaKir.sh-box800.device-desktop .prop-value-container .minvalue-container, #INKtKlXCbpSUaKir.sh-box850.device-desktop .prop-value-container .minvalue-container, #INKtKlXCbpSUaKir.sh-box900.device-desktop .prop-value-container .minvalue-container, #INKtKlXCbpSUaKir.sh-box950.device-desktop .prop-value-container .minvalue-container { flex: 0 0 28%; } #INKtKlXCbpSUaKir.sh-box650.device-desktop .sh-row-product-title, #INKtKlXCbpSUaKir.sh-box700.device-desktop .sh-row-product-title, #INKtKlXCbpSUaKir.sh-box750.device-desktop .sh-row-product-title, #INKtKlXCbpSUaKir.sh-box800.device-desktop .sh-row-product-title, #INKtKlXCbpSUaKir.sh-box850.device-desktop .sh-row-product-title, #INKtKlXCbpSUaKir.sh-box900.device-desktop .sh-row-product-title, #INKtKlXCbpSUaKir.sh-box950.device-desktop .sh-row-product-title { max-width: 136px; } #INKtKlXCbpSUaKir.sh-box650.device-desktop .disclosure-content ul li, #INKtKlXCbpSUaKir.sh-box700.device-desktop .disclosure-content ul li, #INKtKlXCbpSUaKir.sh-box750.device-desktop .disclosure-content ul li, #INKtKlXCbpSUaKir.sh-box800.device-desktop .disclosure-content ul li, #INKtKlXCbpSUaKir.sh-box850.device-desktop .disclosure-content ul li, #INKtKlXCbpSUaKir.sh-box900.device-desktop .disclosure-content ul li, #INKtKlXCbpSUaKir.sh-box950.device-desktop .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } #INKtKlXCbpSUaKir.sh-box650.device-desktop .ad-copy-top-section, #INKtKlXCbpSUaKir.sh-box700.device-desktop .ad-copy-top-section, #INKtKlXCbpSUaKir.sh-box750.device-desktop .ad-copy-top-section, #INKtKlXCbpSUaKir.sh-box800.device-desktop .ad-copy-top-section, #INKtKlXCbpSUaKir.sh-box850.device-desktop .ad-copy-top-section, #INKtKlXCbpSUaKir.sh-box900.device-desktop .ad-copy-top-section, #INKtKlXCbpSUaKir.sh-box950.device-desktop .ad-copy-top-section { margin-bottom: 15px; } @media (max-width: 767.5px) { #INKtKlXCbpSUaKir.sh-box650.device-desktop .row-1, #INKtKlXCbpSUaKir.sh-box700.device-desktop .row-1 , #INKtKlXCbpSUaKir.sh-box650.device-desktop .row-2, #INKtKlXCbpSUaKir.sh-box700.device-desktop .row-2 , #INKtKlXCbpSUaKir.sh-box500.device-desktop .row-1, #INKtKlXCbpSUaKir.sh-box550.device-desktop .row-1 , #INKtKlXCbpSUaKir.sh-box500.device-desktop .row-2, #INKtKlXCbpSUaKir.sh-box550.device-desktop .row-2{ display: unset; } #INKtKlXCbpSUaKir.sh-box650.device-desktop .ad-copy, #INKtKlXCbpSUaKir.sh-box700.device-desktop .ad-copy, #INKtKlXCbpSUaKir.sh-box550.device-desktop .ad-copy, #INKtKlXCbpSUaKir.sh-box500.device-desktop .ad-copy { margin-right: 15px; } #INKtKlXCbpSUaKir.sh-box650.device-desktop .apy-label, #INKtKlXCbpSUaKir.sh-box700.device-desktop .apy-label, #INKtKlXCbpSUaKir.sh-box550.device-desktop .apy-label, #INKtKlXCbpSUaKir.sh-box500.device-desktop .apy-label, #INKtKlXCbpSUaKir.sh-box650.device-desktop .prop-value, #INKtKlXCbpSUaKir.sh-box700.device-desktop .prop-value, #INKtKlXCbpSUaKir.sh-box550.device-desktop .prop-value, #INKtKlXCbpSUaKir.sh-box500.device-desktop .prop-value{ font: normal normal 900 18px/22px Roboto; } #INKtKlXCbpSUaKir.sh-box650.device-desktop .logo-image-wrapper, #INKtKlXCbpSUaKir.sh-box700.device-desktop .logo-image-wrapper, #INKtKlXCbpSUaKir.sh-box550.device-desktop .logo-image-wrapper, #INKtKlXCbpSUaKir.sh-box500.device-desktop .logo-image-wrapper { width: 125px;; margin-bottom: 10px; } #INKtKlXCbpSUaKir.sh-box650.device-desktop .disclosure-contnr .listing-content-wrapper,#INKtKlXCbpSUaKir.sh-box700.device-desktop .disclosure-contnr .listing-content-wrapper,#INKtKlXCbpSUaKir.sh-box550.device-desktop .disclosure-contnr .listing-content-wrapper,#INKtKlXCbpSUaKir.sh-box500.device-desktop .disclosure-contnr .listing-content-wrapper { left: -25px; } } #INKtKlXCbpSUaKir .shmktpl-title, #INKtKlXCbpSUaKir .sub-heading-container, #INKtKlXCbpSUaKir .filter-check-options-cntnr, #INKtKlXCbpSUaKir .listing-header-cntnr { display: none; } #INKtKlXCbpSUaKir.title .shmktpl-title, #INKtKlXCbpSUaKir.subHeading .sub-heading-container, #INKtKlXCbpSUaKir.multiSelectFilter .filter-check-options-cntnr, #INKtKlXCbpSUaKir.resultsText .listing-header-cntnr { display: flex; } #INKtKlXCbpSUaKir.sizeone .add-overlay-content { width: 62%; height: auto; } #INKtKlXCbpSUaKir.sizeone .disclosure-title { padding: 6px 0px; } #INKtKlXCbpSUaKir.sizeone .header-section { padding: 6px 26px; background: #FFFFFF; color: grey; align-items: center; } #INKtKlXCbpSUaKir .sponsored { font: normal normal normal 12px/16px Roboto; letter-spacing: 0.48px; color: #344856; opacity: 1; } #INKtKlXCbpSUaKir.sizeone .title-container { margin-top: 0; } #INKtKlXCbpSUaKir.sizeone .non_featured_list { margin-top: 0; } #INKtKlXCbpSUaKir.arrowchange span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwMDAiLz4NCjwvc3ZnPg0K"); } #INKtKlXCbpSUaKir.arrowchange .shmktpl-button span.btn__text::after { background-image: url("data:image/svg+xml;base64,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"); } @media (min-width : 651px) and (max-width : 1024px) { #INKtKlXCbpSUaKir .item { flex: 1 1 calc(50% - 48px); } #INKtKlXCbpSUaKir .prod-desc-popup-content { height: auto; top: 10%; overflow-y: scroll; } #INKtKlXCbpSUaKir .item:nth-of-type(4n+3), #INKtKlXCbpSUaKir .item:nth-of-type(4n+3) + * { background-color: #E9F5FF; } #INKtKlXCbpSUaKir .item:nth-of-type(4n+1), #INKtKlXCbpSUaKir .item:nth-of-type(4n+1) + * { background-color: #fff; } #INKtKlXCbpSUaKir .shmktpl-button span.btn__text::after { top: 13px; right: -3px; background-size: 10px 10px; } #INKtKlXCbpSUaKir .ad-copy-column.flex-container { flex: 0 0 78%; } } @media (max-width : 650px) { #INKtKlXCbpSUaKir .desktop, #INKtKlXCbpSUaKir .desktop-inline { display: none; } #INKtKlXCbpSUaKir .mobile { display: block !important; } #INKtKlXCbpSUaKir { padding: 0 18px; } #INKtKlXCbpSUaKir .shmktpl-title { font-size: 24px; line-height: 29px; } #INKtKlXCbpSUaKir .shmktpl-subtitle { font-size: 16px; line-height: 19px; } #INKtKlXCbpSUaKir .add-overlay-content { width: 80%; height: auto; } #INKtKlXCbpSUaKir .logo-column.flex-container { flex: 0 0 100%; text-align: center; } #INKtKlXCbpSUaKir .row-1 { flex-flow: column; padding: 16px; } #INKtKlXCbpSUaKir .prop-conatiner { flex: 0 0 100%; flex-direction: row; flex-flow: row; display: flex; width: 100%; align-items: center; margin-top: 20px; } #INKtKlXCbpSUaKir .prop-conatiner .prop-name { flex: 0 0 49%; margin-bottom: 0px; } #INKtKlXCbpSUaKir .prop-conatiner .prop-value { flex: 0 0 49%; text-align: right; font: normal normal 900 22px / 26px Roboto; letter-spacing: 0.88px; } #INKtKlXCbpSUaKir .apy-label { font: normal normal 900 22px/26px Roboto; letter-spacing: 0.88px; } #INKtKlXCbpSUaKir .prop-conatiner.apy-container { display: flex; align-items: flex-start; } #INKtKlXCbpSUaKir .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; padding: 0; flex-flow: column; } #INKtKlXCbpSUaKir .prop-value { margin-top: 0; } #INKtKlXCbpSUaKir .listing-header-cntnr { display: flex; justify-content: space-between; margin-top: 24px; } #INKtKlXCbpSUaKir .non_featured_list { margin-top: 18px; } #INKtKlXCbpSUaKir .prod-desc-popup-content { top: 10%; position: absolute; min-width: 80%; width: 90%; overflow: scroll; height: 100%; } #INKtKlXCbpSUaKir .item { flex: 0 0 91%; padding-bottom: 0; padding: 16px; } #INKtKlXCbpSUaKir .item:nth-child(3n), #INKtKlXCbpSUaKir .desktop-bg { background: none; } #INKtKlXCbpSUaKir .prod-desc-popup-content { padding: 0; } #INKtKlXCbpSUaKir .prod-desc-content-cntnr .prod-desc-header { padding-bottom: 0; padding: 16px; } #INKtKlXCbpSUaKir .item:nth-child(even) { background: #E9F5FF 0% 0% no-repeat padding-box; } #INKtKlXCbpSUaKir .fdic-seemoreless-cntr { display: flex; justify-content: space-between; align-items: center; margin: 0; flex-flow: row wrap; } #INKtKlXCbpSUaKir .fdic-seemoreless-cntr .fdic-insured { color: #08283B; flex: 0 0 44%; text-align: left; } #INKtKlXCbpSUaKir .fdic-seemoreless-cntr .listing-description { display: flex; flex: 0 0 100%; flex-flow: column; background: #F2F9FF 0% 0% no-repeat padding-box; } #INKtKlXCbpSUaKir .listing-description .disclosure-content { margin-top: 0px; padding: 16px 14px; } #INKtKlXCbpSUaKir .disclosure-content ul { padding-left: 14px; line-height: 28px; } #INKtKlXCbpSUaKir .disclosure-content ul li { flex: 0 0 100%; padding: 0; margin: 0; font-size: 12px; } #INKtKlXCbpSUaKir .additional-features { flex: 0 0 100%; } #INKtKlXCbpSUaKir .disclosure-contnr .listing-content-wrapper { top: -85px; left: 0; width: 90%; } #INKtKlXCbpSUaKir.sizeone .listing-header-cntnr { display: none; } #INKtKlXCbpSUaKir.sizeone .add-overlay-content { width: 80%; } } @media (max-width: 340px) { #INKtKlXCbpSUaKir .fdic-seemoreless-cntr .fdic-insured { flex: 0 0 43%; } #INKtKlXCbpSUaKir .prod-desc-popup-content { position: fixed; } } #INKtKlXCbpSUaKir.listingAlignment .shmktpl-button span.btn__text { line-height: 40px; color: #fff; margin-right: 10px; } #INKtKlXCbpSUaKir.listingAlignment .shmktpl-button span.btn__text::after { width: 24px; } @media (max-width: 1024px) and (min-width:768px) { #INKtKlXCbpSUaKir.listingAlignment .logo-image-wrapper img { width: 100%; } #INKtKlXCbpSUaKir.listingAlignment { padding: 0px; } #INKtKlXCbpSUaKir.listingAlignment .listing-title { font-size: 14px; } #INKtKlXCbpSUaKir.listingAlignment .listing-title span { font-size: 14px; } #INKtKlXCbpSUaKir.listingAlignment .row-1 { padding: 26px 10px; } #INKtKlXCbpSUaKir.listingAlignment .prop-name { font-size: 10px; } #INKtKlXCbpSUaKir.listingAlignment .prop-value { font-size: 14px } #INKtKlXCbpSUaKir.listingAlignment .shmktpl-button span.btn__text { font-size: 10px; margin-right: 10px; } } @media all and (max-width: 600px) { #INKtKlXCbpSUaKir.listingAlignment .logo-column.flex-container { flex: unset; } #INKtKlXCbpSUaKir.listingAlignment .prop-conatiner { flex: unset; } #INKtKlXCbpSUaKir.listingAlignment .ad-copy-column.flex-container { flex: unset; } #INKtKlXCbpSUaKir.listingAlignment .cta-column.flex-container { flex: unset; } #INKtKlXCbpSUaKir.listingAlignment .disclosure-content ul li::before { content: unset; } #INKtKlXCbpSUaKir.listingAlignment .disclosure-content ul li { list-style: disc; } } #INKtKlXCbpSUaKir.ctaAlignment .shmktpl-button { width: 100%; font-size: 14px; } #INKtKlXCbpSUaKir.ctaAlignment .shmktpl-button .btn__text { margin-right: 10px; } #INKtKlXCbpSUaKir.ctaAlignment .shmktpl-button span.btn__text::after { right: -2px; background-size: 6px 13px; } @media (min-width: 651px) and (max-width: 1024px) { #INKtKlXCbpSUaKir.ctaAlignment .shmktpl-button span.btn__text::after { right: -7px; } #INKtKlXCbpSUaKir.ctaAlignment .shmktpl-button span.btn__text::after { background-size: 6px 10px; } #INKtKlXCbpSUaKir.ctaAlignment .shmktpl-button { font-size: 13px; } } @media (max-width: 650px) { #INKtKlXCbpSUaKir.ctaAlignment .logo-column.flex-container { flex: unset !important; justify-content: center; } #INKtKlXCbpSUaKir.ctaAlignment .cta-column.flex-container { display: block !important; } #INKtKlXCbpSUaKir.ctaAlignment .shmktpl-button { font-size: 16px; } #INKtKlXCbpSUaKir.ctaAlignment .shmktpl-button .btn__text { margin-right: unset; } #INKtKlXCbpSUaKir.ctaAlignment .shmktpl-button span.btn__text::after { right: unset; background-size: 12px 12px; } } #INKtKlXCbpSUaKir .sh-no-listing-msg { padding: 20px 0px; } #INKtKlXCbpSUaKir .sh-widget-footer-MBT { display: none; } #INKtKlXCbpSUaKir.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; } #INKtKlXCbpSUaKir.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #INKtKlXCbpSUaKir.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } #INKtKlXCbpSUaKir .sh-widget-footer-QS { display: none; } #INKtKlXCbpSUaKir.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #INKtKlXCbpSUaKir.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #INKtKlXCbpSUaKir.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } @-moz-document url-prefix() { #INKtKlXCbpSUaKir .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #INKtKlXCbpSUaKir .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } #INKtKlXCbpSUaKir .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px; line-height: 24px; margin-top: -1px; margin-left: -9px; margin-right: -10px; background: #FF4500; position: relative; border-radius: 0px 0px 0px 0px; display: inline-block; font-family: Roboto, sans-serif; color: #fff; padding: 0px 1px 0 15px; margin-bottom: -6px; } #INKtKlXCbpSUaKir .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { color: #fff; font-size: 14px; } #INKtKlXCbpSUaKir .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { height: 0; width: 0; border-top: 8px solid #FF4500; border-left: 8px solid transparent; bottom: -8px; content: ""; position: absolute; left: 0px; } #INKtKlXCbpSUaKir .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { right: 1px; transform: translateX(100%); border-left-width: 100%; border-right-color: transparent; content: ""; position: absolute; display: block; border: 12px solid #FF4500; border-right-color: transparent; top: 0px } @media (min-width : 768px) and (max-width : 1024px) { @-moz-document url-prefix() { #INKtKlXCbpSUaKir .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #INKtKlXCbpSUaKir .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } } @media (min-width : 768px) and (max-width : 900px) { #INKtKlXCbpSUaKir .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { font-size: 14px; } } @media (max-width : 767px) { #INKtKlXCbpSUaKir .listing .listing-content-wrapper .sh-promo-ribbon { border-radius: 0px; margin-top: -1px; box-sizing: unset !important; height: 100% !important; width:100%; padding: 8px 9px; margin-bottom: 8px; } #INKtKlXCbpSUaKir .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { display: block; text-align: center; line-height: 16px; font-size: 14px; } #INKtKlXCbpSUaKir .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { height: 0; width: 0; border-top: 8px solid #FF4500; border-right: 8px solid transparent; right: 9px; top: unset; bottom: -8px; border-left: 0px; border-bottom: 0px; } @-moz-document url-prefix() { #INKtKlXCbpSUaKir .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #INKtKlXCbpSUaKir .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } } } #INKtKlXCbpSUaKir.customizeColorEffect .listing-title, #INKtKlXCbpSUaKir.customizeColorEffect .prop-name, #INKtKlXCbpSUaKir.customizeColorEffect .prop-value, #INKtKlXCbpSUaKir.customizeColorEffect .curDate, #INKtKlXCbpSUaKir.customizeColorEffect span.current-date, #INKtKlXCbpSUaKir.customizeColorEffect .disclosure-content ul li, #INKtKlXCbpSUaKir.customizeColorEffect .title { color: #1E2B22; font-family: Open Sans, sans-serif; } #INKtKlXCbpSUaKir.customizeColorEffect .add-text, #INKtKlXCbpSUaKir.customizeColorEffect .see-more-text, #INKtKlXCbpSUaKir.customizeColorEffect .disclosure-contnr .text { color: #5B7B66; } #INKtKlXCbpSUaKir.customizeColorEffect .shmktpl-button { background: #EB0017 0% 0% no-repeat padding-box; } #INKtKlXCbpSUaKir.customizeColorEffect .listing.flex-container { border-bottom: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; } #INKtKlXCbpSUaKir.sizeone.customizeColorEffect .header-section { border-bottom: 1px solid #D6D5D5; border-top: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; } #INKtKlXCbpSUaKir.customizeColorEffect .non_featured_list { border-top: 1px solid #D6D5D5; } #INKtKlXCbpSUaKir.sizeone.customizeColorEffect .header-section, #INKtKlXCbpSUaKir.customizeColorEffect .row-2 { background: #E9F0EC; } #INKtKlXCbpSUaKir.customizeColorEffect .listing-title { display: unset; } #INKtKlXCbpSUaKir.customizeColorEffect span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiM1QjdCNjYiLz4NCjwvc3ZnPg0K); } #INKtKlXCbpSUaKir.customizeColorEffect .listing-title .prod-name:hover, #INKtKlXCbpSUaKir.customizeColorEffect .listing-title:hover, #INKtKlXCbpSUaKir.customizeColorEffect .add-text:hover, #INKtKlXCbpSUaKir.customizeColorEffect .disclosure-contnr .text:hover, #INKtKlXCbpSUaKir.customizeColorEffect .see-more-text:hover { color: #EB0017; } #INKtKlXCbpSUaKir.customizeColorEffect .shmktpl-button:hover { background: #EB0017; } #INKtKlXCbpSUaKir.customizeColorEffect .see-more-text:hover span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiNFQjAwMTciLz4NCjwvc3ZnPg0K); } @media (max-width: 650px) { #INKtKlXCbpSUaKir.customizeColorEffect .fdic-seemoreless-cntr .listing-description { background: #E9F0EC 0% 0% no-repeat padding-box; 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} #qsWidgetContainer175 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer175 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer175 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer175 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer175 .listing-title { font-size: 20px; font-weight: 600; } }Frequently asked questionsWhat bank owns Discover? Discover is owned by Capital One, who bought the bank on May 18, 2025. There has yet to be any major change to Discover customers.How do I deposit money into my Discover Bank account?There are several ways to deposit money to Discover accounts, including making a mobile check deposit with the Discover banking app, completing an online transfer to your Discover account from an external account, or setting up direct deposit. You can also head to Walmart and load money to your account with the help of a cashier (minimum $20).What is the Zelle limit for Discover?The Zelle limit for Discover is $600 per day.How long does a Discover Bank transfer take? While transfers from one Discover deposit account to another are nearly instant, transfers to or from outside banks may take up to five business days.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
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If you’re planning to buy a home and the idea of a mortgage with an interest that fluctuates doesn’t scare you, you might be the target customer base for adjustable-rate mortgages. While fixed-rate mortgages are by far more popular, ARMs can be a smart financing option for folks who intend to rent out or flip the property they’re buying, or who know they’ll move before the ARM’s fixed-rate period ends and adjustment periods begin.Keep reading and we’ll explain what’s involved with an ARM, evaluate when you might want to consider an ARM instead of a fixed-rate mortgage, and look at ARM rates from a few top lenders.You can see the previous business day’s ARM rates report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Average ARM mortgage ratesFortune reviewed the most recent data available as of Nov. 10. These are sample rates provided by the institutions. Each one is based off specific assumptions about a hypothetical borrower’s credit profile and location. Estimates may include an assumption of mortgage discount points. If you choose to apply, know that the rate you receive may vary from the sample rates shown here.Bank of America 7/6 ARMU.S. Bank 7/6 ARMZillow Home Loans 7/6 ARMInterest Rate5.750%5.750%6.125%APR6.523%6.523%6.677%Interest RateBank of America 7/6 ARM5.750%U.S. Bank 7/6 ARM5.750%Zillow Home Loans 7/6 ARM6.125%APRBank of America 7/6 ARM6.523%U.S. Bank 7/6 ARM6.523%Zillow Home Loans 7/6 ARM6.677%A 7/6 ARM is one with a fixed rate for seven years, then adjustment periods every six months.Fixed-rate vs. adjustable-rate mortgagesApproximately 92% of households with mortgages opt for fixed-rate home loans. Unlike adjustable-rate mortgages (ARMs), which feature interest rates that may change after an initial fixed period, fixed-rate mortgages maintain the same interest rate throughout the loan’s term. It’s no surprise that this stability makes them a popular choice.Still, ARMs can be advantageous in certain scenarios. In fact, you might find yourself among the 8% of mortgage holders who see this type of loan as an opportunity.When you might consider an adjustable-rate mortgageHere are three groups of homebuyers who might benefit from considering an ARM:Short-term/starter home buyers:If you’re confident you won’t stay in your home long-term, an ARM can be a strategic choice. You can likely enjoy the lower fixed-period rate and sell the property before the adjustment phase begins.Real estate investors:ARMs appeal to investors for similar reasons as in the point above. These buyers may secure a low initial rate, then sell the property before the adjustment period starts or adjust the monthly rent amount if the rate increases.Buyers during high-interest-rate periods:Buyers may turn to ARMs when rates are high, as these loans can sometimes offer lower initial rates and potentially even reduced rates later if economic conditions improve.Pro tipSaving up for a down payment? Make sure you have a high-yield savings account.How adjustable-rate mortgages workARMs begin with a fixed interest rate for a set duration—commonly three, five, seven, or 10 years—before transitioning into an adjustment period. During the adjustment phase, several factors influence rate changes. These include:Benchmark rates:Many ARMs base their rates on benchmarks like the Secured Overnight Financing Rate (SOFR), which reflects the cost banks themselves face for borrowing cash. The U.S. Treasury publishes a new SOFR daily.Margins:Lenders add a fixed margin to the benchmark rate to calculate your ARM’s interest rate. Margins typically range from 2% to 3.5%, but of course will vary based on factors like the loan, the lender, and your creditworthiness. Rate caps:Caps limit how much your rate can increase during specific periods or over the loan’s lifetime. These include initial adjustment caps, subsequent caps, and lifetime caps.It’s typical for ARMs to have 30-year terms. Common ARM structures include the 5/1 ARM (five years fixed, then annual adjustments) and the 10/6 ARM (10 years fixed, then adjustments every six months). There are also structures such as 3/1 ARMs, 7/1 ARMs and 10/1 ARMs. Learn more:Why the Secured Overnight Financing Rate might matter for your mortgage.Refinancing from an ARM to a fixed-rate mortgageIf circumstances change after you take out an ARM, such as if you decide you’re going to stay in the home longer than expected, it may be beneficial to refinance to a fixed-rate loan. For example, many Millennial and Gen Z homeowners can’t afford to upgrade and are making do with their starter homes. So, know that you’re not alone if you crunch the numbers and determine the smart move is staying put until the market improves.The process of refinancing from an ARM to a fixed-rate mortgage is much the same as refinancing from a fixed-rate loan to another fixed-rate loan. You’ll shop rates at various lenders, provide documentation, close on your new loan, and pay off the old one.If circumstances change—such as deciding to stay in your home longer—you can refinance from an ARM to a fixed-rate loan. This process is similar to refinancing other mortgage types: shop rates, provide documentation, close on your new loan, and pay off the old one.Pros and cons of adjustable-rate mortgagesAs with any mortgage type, ARMs have their benefits and their drawbacks. Working with a trusted loan officer can help you settle on the right mortgage for your needs. But, here are some basics to be aware of as you start your journey.N/AProsChance for lower initial interest rates compared to fixed-rate loans.Potential for lower monthly payments if rates drop prior to adjustments. Possibility for less stringent borrower requirements.ConsMonthly payments may also increase after the fixed period ends.Complex terms make rate shopping more challenging than with fixed-rate loans.Less long-term stability compared to fixed-rate mortgages.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
On a quest to find the most generous high-yield accounts in existence? Your journey has probably steered you toward a financial institution that’s not a household name in the same way as banks like Chase and Capital One are: Valley Direct. With sky-high returns for its high-yield savings account and certificates of deposit, it’s one of the better options out there—and likely offers higher rates than you’ll find at the more established banks.Founded in 1927, with many evolutions and name changes since then, Valley National Bank now operates hundreds of branches around the country and holds over $60 billion in assets. Its digital arm is named Valley Direct, and it specializes in turning your stagnant savings into generous interest earnings.Here’s what you need to know about Valley Direct.Rates are current as of Nov. 20, 2025 and are subject to change.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byThe best savings account rates from our partners for December 12, 2025Account Type Savings & MMAsSavings & MMAsMMAs OnlySavings OnlyZIP Code Deposit Amount $FEATURED OFFERSAPYMIN. BALANCE FOR APYEST. EARNINGSLoading...3.40 %December 12, 2025$ 0$ 850Over 1 YearSavings AccountCapital OneMember FDICPromoted OfferOpen a 360 Performance Savings account and grow your money today.OPEN ACCOUNTOFFER DETAILSQUICK LOOKCapital One Bank is among the 10 largest U.S. banks by assets. While it offers branches in seven Eastern and two Southern states, customers can access accounts online from just about anywhere. The bank offers high rates on its savings and CD accounts, and a free checking account that pays interest. There are no balance minimums or monthly fees, and you won’t need to worry about overdraft fees either.READ BANK REVIEW3.75 %December 12, 2025$ 100$ 938Over 1 YearSavings AccountCIT BankMember FDICPromoted Offer Earn up to $300 cash bonus with minimum deposit. Terms apply.OPEN ACCOUNTOFFER DETAILSQUICK LOOKCIT Bank is an online institution that offers competitive annual percentage yields (APYs) on its Savings Connect savings account. It also offers a checking account, a money market account and CDs. CIT Bank offers a competitive yield with its Savings Connect account. It also offers an assortment of CDs to choose from. But some of these CDs, such as the one-year term, weren’t paying a competitive yield during Bankrate’s review.READ BANK REVIEW3.65 %December 12, 2025$ 0$ 912Over 1 YearSavings AccountMarcus by Goldman SachsMember FDICPromoted OfferBacked by the financial expertise of Goldman Sachs.OPEN ACCOUNTOFFER DETAILSQUICK LOOKMarcus by Goldman Sachs is an online bank that rewards savers with higher-than-average rates and few fees. Plus, its accounts have low or no minimum deposit requirements. But while it’s easy to move your money in and out of your accounts via electronic transfer to another account you own, you won’t be able to deposit or withdraw cash.READ BANK REVIEW12345...69Valley Direct Bank at a glanceValley DirectSavings accountsOpen with as little as $1CD ratesEarn up to 4.20% annual percentage yield (APY)View offerat MoneyLionCompany insightsYear Founded: 1927Company Headquarters: Morristown, NJCEO: Ira RobbinsFortune rankings#838on Fortune’s 2025 Fortune 500 list.N/AProsExcellent APYsNo monthly maintenance feesLow minimum balance requirementsConsComparatively limited banking productsNo debit card accessOnline-only (you can’t open an account at Valley National Bank)Who is Valley Direct Bank good for?Valley Direct doesn’t itself offer any banking options other than savings and CDs. Its parent institution, Valley National Bank, offers checking accounts, credit cards, mortgages, loans, etc. If you’re a current Valley National Bank customer, Valley Direct is probably a great add-on.Alternatively, if you’re happy with your current bank but are simply looking for a lucrative account to store your savings, Valley Direct can be an excellent tool. It could even be useful as a home for your excess savings if you’ve currently got more than $250,000 in deposits with your primary bank. In general, FDIC insurance only covers $250,000 per person per bank (for each ownership category)—so using multiple banks is the smart way to score more protection.Who shouldn’t use Valley Direct Bank?If you aren’t a customer of Valley National Bank, you’ll be limited in what you can do with digital-only Valley Direct. It’s a poor option if you’re searching for a full-service bank with a wide range of account options.Valley Direct Bank rates and productsValley Direct’s list of banking options is sparse—but what it does, it does well. Here’s what you can expect from its high-yield savings account and certificates of deposit.Valley Direct Bank productAPYHigh-yield savings account (HYSA)4.10%CDsUp to 4.00%High-yield savings account (HYSA)APY4.10%CDsAPYUp to 4.00%Bank details checked Nov. 20, 2025.High-yield savings account (HYSA)It’s not terribly often that you find a high-yield savings account that produces a better return than a CD. Valley Direct provides that, offering up to 4.10% APY for new customers with a $1,000 minimum opening deposit.If you already bank with Valley Direct or Valley National Bank, you can still get a respectable 4.10% APY with a minimum opening deposit of just $1.Valley Direct Bank savings account featuresMinimum opening deposit$1 for current customers, $1,000 for new customersMonthly fees$0Top APY4.10%Minimum balance to earn interest$0.01Types of savings accounts availableHigh Yield SavingsBank details checked Nov. 20, 2025.Certificates of deposit (CDs)A CD is kind of like a savings account—but significantly more restrictive. In exchange for depositing money and promising not to touch it for a predetermined amount of time, you can often receive a generous APY. If you touch your money prematurely, you’ll get dinged with fees that can offset a large chunk of your earnings and sometimes even eat into your principal.When opening a 3-month CD, you’ll have to deposit $500 in new money (that is, money not currently held by Valley Direct).Valley Direct Bank CD featuresMinimum opening deposit$500Available term lengths3 and 12 monthsTop APY4.00%Grace period10 calendar days after each renewal datePenalty for early withdrawal– Terms less than 1 year: 90 days interest on the amount withdrawn – Terms of 1 year or more but less than 2.5 years: 180 days interest on the amount withdrawn – Terms of 2.5 years or more but less than 5 years: 365 days interest on the amount withdrawn – Terms of 5 years or more: 540 days interest on the amount withdrawnValley Direct Bank CD ratesTermAPY3-month CD4.00%12-month CD3.50%3-month CDAPY4.00%12-month CDAPY3.50%Bank details checked Nov. 20, 2025.There are other CD terms offered by Valley, but only the above two are under the Valley Direct umbrella as of this writing.SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. 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} #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-m-hide, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-m-hide, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-m-hide { display: none !important; } #sXMeezosuEElsVYH.sh-box600.device-desktop .seeMoreTerms, #sXMeezosuEElsVYH.sh-box650.device-desktop .seeMoreTerms, #sXMeezosuEElsVYH.sh-box700.device-desktop .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #sXMeezosuEElsVYH.sh-box600.device-desktop .logo-image-wrapper, #sXMeezosuEElsVYH.sh-box650.device-desktop .logo-image-wrapper, #sXMeezosuEElsVYH.sh-box700.device-desktop .logo-image-wrapper { max-width: 200px; min-height: unset; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-row-container, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-row-container, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-row-container { flex: 0 0 100%; order: 2; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-row-sub-container .sh-title-container, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-row-sub-container .sh-title-container, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #sXMeezosuEElsVYH.sh-box600.device-desktop #sh-header-container, #sXMeezosuEElsVYH.sh-box650.device-desktop #sh-header-container, #sXMeezosuEElsVYH.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-d-hide, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-d-hide, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-d-hide { display: block !important; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-listing-content-wrapper, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-listing-content-wrapper, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-promo .sh-promo-text, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-promo .sh-promo-text, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-btn__text, #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-first-product .sh-btn__text, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-btn__text, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-first-product .sh-btn__text, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-btn__text, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-fdic-insured, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-fdic-insured, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #sXMeezosuEElsVYH.sh-box600.device-desktop .product-details-container, #sXMeezosuEElsVYH.sh-box650.device-desktop .product-details-container, #sXMeezosuEElsVYH.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-first-product .product-details-container, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-first-product .product-details-container, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-title, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-title, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-promo, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-promo, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-promo-offer-container, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-promo-offer-container, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-title-container, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-title-container, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-first-product .sh-title-container, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-first-product .sh-title-container, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-first-product .sh-row2-container, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-first-product .sh-row2-container, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-fdic-dis-container, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-fdic-dis-container, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-cta-container, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-cta-container, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-first-product .sh-cta-container, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-first-product .sh-cta-container, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #sXMeezosuEElsVYH.sh-box600.device-desktop .mobile-bottom-container, #sXMeezosuEElsVYH.sh-box650.device-desktop .mobile-bottom-container, #sXMeezosuEElsVYH.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #sXMeezosuEElsVYH.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #sXMeezosuEElsVYH.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #sXMeezosuEElsVYH.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-first-product .sh-title-container, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-first-product .sh-title-container, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #sXMeezosuEElsVYH.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #sXMeezosuEElsVYH.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #sXMeezosuEElsVYH.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #sXMeezosuEElsVYH.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #sXMeezosuEElsVYH.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #sXMeezosuEElsVYH.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #sXMeezosuEElsVYH.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #sXMeezosuEElsVYH .sh-row-container.sh-apy-value { height: 24px; } #sXMeezosuEElsVYH .sh-title-container { height: 45px; } #sXMeezosuEElsVYH .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #sXMeezosuEElsVYH .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #sXMeezosuEElsVYH .sh-first-product .sh-title-container { height: 72px; } #sXMeezosuEElsVYH .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #sXMeezosuEElsVYH .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #sXMeezosuEElsVYH .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #sXMeezosuEElsVYH .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #sXMeezosuEElsVYH .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #sXMeezosuEElsVYH .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #sXMeezosuEElsVYH .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #sXMeezosuEElsVYH.loadingMessage .sh-loading-msg { display: block; } #sXMeezosuEElsVYH.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #sXMeezosuEElsVYH .sh-loading-msg { font-size: 18px; } } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-row-container { align-items: center; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #sXMeezosuEElsVYH .sh-row-product-title.sh-bank-name { display: none; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #sXMeezosuEElsVYH.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #sXMeezosuEElsVYH.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #sXMeezosuEElsVYH.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #sXMeezosuEElsVYH.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #sXMeezosuEElsVYH.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #sXMeezosuEElsVYH.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #sXMeezosuEElsVYH.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #sXMeezosuEElsVYH.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #sXMeezosuEElsVYH.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #sXMeezosuEElsVYH.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #sXMeezosuEElsVYH.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #sXMeezosuEElsVYH.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #sXMeezosuEElsVYH.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #sXMeezosuEElsVYH.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #sXMeezosuEElsVYH.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #sXMeezosuEElsVYH.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #sXMeezosuEElsVYH.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #sXMeezosuEElsVYH.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #sXMeezosuEElsVYH.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #sXMeezosuEElsVYH.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #sXMeezosuEElsVYH.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #sXMeezosuEElsVYH.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #sXMeezosuEElsVYH.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #sXMeezosuEElsVYH.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #sXMeezosuEElsVYH.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #sXMeezosuEElsVYH.sh-box600.device-desktop .sh-first-product .sh-row2-container, #sXMeezosuEElsVYH.sh-box650.device-desktop .sh-first-product .sh-row2-container, #sXMeezosuEElsVYH.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #sXMeezosuEElsVYH .sh-gb-banner.sh-promo { display: none !important; } #sXMeezosuEElsVYH.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #sXMeezosuEElsVYH.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #sXMeezosuEElsVYH.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #sXMeezosuEElsVYH.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #sXMeezosuEElsVYH.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #sXMeezosuEElsVYH.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #sXMeezosuEElsVYH.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #sXMeezosuEElsVYH.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #sXMeezosuEElsVYH.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #sXMeezosuEElsVYH.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #sXMeezosuEElsVYH.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #sXMeezosuEElsVYH.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #sXMeezosuEElsVYH.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #sXMeezosuEElsVYH.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #sXMeezosuEElsVYH.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #sXMeezosuEElsVYH.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #sXMeezosuEElsVYH.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; 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font-weight: 600; } }Other services Valley Direct Bank offersValley Direct offers no other banking services. You’ll need to open an account with Valley National Bank to access basic features like checking accounts, auto loans, wealth management services, etc.The Valley Direct Bank platform and customer supportManaging your account is relatively straightforward through the Valley Direct website or mobile app. But if you run into trouble, you can reach out to Valley Direct via email at hello@valleydirect.com or call them at 866-899-9900between 8 a.m. and 6 p.m. Eastern Time Monday through Friday.Though Valley Direct is 100% online, you can also service your account in-person by visiting a Valley National Bank branch. These exist in Alabama, California, Florida, New Jersey, and New York.Is Valley Direct Bank secure?Valley Direct operates under Valley National Bank, which offers the security one would expect from a legitimate financial institution. It works to thwart cybercrime, fraud, and identity theft. Its mobile app also boasts its data encryption practices, ensuring your data is transferred over a secure connection. Valley Direct is also insured by the FDIC, up to $250,000 per individual.Compare Valley Direct Bank alternativesValley DirectSoFi®Member FDICCapital OneChecking account top APYChecking account top APYChecking account top APYN/A0.50%0.10%Savings account top APYSavings account top APYSavings account top APY4.10%Get up to 3.60%.1 Get a 0.70% Boost on Savings APY to up to 4.30% for up to 6 months on new accounts with eligible Direct Deposit. Terms apply.23.40%Top CD APYTop CD APYTop CD APY4.00%N/A4.05%Learn moreLearn moreLearn moreView offerat MoneyLionView offerat SoFiView offerat MoneyLionBank details checked Nov. 20, 2025.Is Valley Direct Bank right for you?Valley Direct is probably right for you if you have low-maintenance banking needs. Its savings and CD accounts can be a great place to park your money and let it lie dormant for the purpose of earning interest. If you’re looking for more than that, go elsewhere.It’s worth repeating that you’ll find considerably more banking options with Valley National Bank—and you can manage Valley Direct accounts within its ecosystem (for example, you can access Valley Direct accounts within the Valley National Bank app).ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Frequently asked questionsAre there any fees with Valley Direct Bank?You won’t be charged monthly maintenance fees with a Valley Direct HYSA or CD. You also aren’t subject to fees from Valley Direct for transfers to or from your HYSA (though it’s possible the external institution may charge a fee).You will be charged a fee if you withdraw your deposit from your Valley Direct CD before it matures—between 90 and 540 days worth of interest.Can I link my Valley Direct Bank account to my existing Valley National Bank account?Your Valley Direct Bank account should link to your existing Valley National Bank account, allowing for essentially instant transfers.How do I deposit or withdraw money with Valley Direct Bank?Customers can set up direct deposit to their Valley Direct savings account, deposit checks from a mobile device, and send and receive money via Zelle. There’s also the option to make transfers to or from an external bank account. And, customers can request a check from Valley Direct by sending a secure message on the Valley Direct website or by calling 866-899-9900.Can I access my Valley Direct Bank account at a branch?While you must open your Valley Direct HYSA or CD online, if you stop in at a physical Valley National Bank branch, you can get service in person.Is Valley Direct Bank FDIC-insured?Valley Direct Bank is FDIC-insured up to $250,000 per member.SoFi disclaimer1:Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 11/12/25. There is no minimum balance requirement. Fees may reduce earnings.Additional rates and information can be found at https://www.sofi.com/legal/banking-rate-sheet2: 0.70% Savings APY BoostEarn up to 4.30% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.60% APY as of 11/12/25)for up to 6 months. Open a new SoFi Checking and Savings account and pay the $10 SoFi Plus subscription every 30 days OR receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 1/31/26. Rates variable, subject to change. Terms apply at sofi.com/banking#2. SoFi Bank, N.A. Member FDIC.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
The current average refinance rate on a 30-year, fixed-rate home loan is 6.38%, according to data from the popular real estate marketplace Zillow. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Current refi rates dataConventional mortgages30-year6.38%20-year6.25%15-year5.58%10-year5.84%Jumbo mortgages30-year7.47%15-year7.22%FHA loans30-year5.49%15-year5.25%VA loans30-year5.95%15-year5.71%Note thatFortunereviewed the most recent Zillow data available as of Nov. 12.How mortgage refinancing worksBoiled down to the basics, mortgage refinancing involves paying off your existing loan with a new one. This process requires meeting the lender’s criteria as is the case for any loan—including your credit profile, income verification, and debt-to-income (DTI) ratio. The application process may knock your credit score a little bit due to a hard inquiry, and there’s also the risk of denial if you don’t meet the lender’s requirements.What’s happening with mortgage rates in the market?Some observers had hoped that mortgage interest rates might decrease following the Federal Reserve’s cuts to the federal funds rate late last year. But mortgage rates long remained near 7% for 30-year, fixed-rate loans nationwide. Mortgage interest rates remain significantly elevated compared to the pandemic-era lows in the range of 2% and 3%. As of the third quarter of 2024, 82.8% of homeowners with mortgages had rates below 6%, according to Redfin. This means a large number of Americans have been experiencing the lock-in effect, unable to move or refinance because they’re hanging onto a once-in-a-lifetime rate. However, some relief came in sight toward the end of August and beginning of September 2025 and continued in October. Mortgage rates trended noticeably downward, averaging closer to 6% for 30-year, fixed-rate loans than had been seen in almost a year. This was largely connected with markets anticipating the Fed would cut the federal funds rate when it met Sept. 16-17.The central bank delivered on this expectation, reducing its benchmark rate by a quarter percentage point in September, and followed up with another quarter percentage point cut in October.When it might make sense to refinance your mortgageRefinancing comes with upfront costs, so it’s important to consider when it’s beneficial. One guideline you’ll often hear is that it makes sense to refi if you can secure a rate at least a percentage point lower than your current rate. For instance, if you took out a loan at 7% and rates have since declined, refinancing at 6% would probably be a smart call in terms of long-term savings.You might also refinance to tap into your home equity via a cash-out refinance (which typically requires that you have at least 20% equity built up). Refinancing can also help if you want to change your loan term or switch loan types, such as moving from an FHA loan to a conventional loan to get rid of the FHA loan’s lifetime mortgage insurance (MIP) requirement, or from an adjustable-rate mortgage to a fixed-rate mortgage to avoid the potential for rate hikes.Additionally, refinancing can be beneficial if you want to adjust your loan term. For example, switching from a 15-year to a 30-year mortgage can allow for smaller monthly payments, which might be more manageable if your financial situation has changed.Costs to refinance your mortgageRefinancing involves closing costs, typically ranging from 2% to 6% of the loan amount. For a $300,000 loan, costs might range from $6,000 to $18,000. Some common costs include:Lender origination fees.Appraisal fees.Title search and insurance fees.Loan application fees.Survey fees.Attorney fees (if required in your state).Recording fees.Prepayment penalties (if applicable in the terms of your current loan).Different types of mortgage refi loansThere are many types of mortgage refinance loans available, and the right one for you will depend on what you’re trying to do and what type of mortgage you currently have. Here are some common refi types:Rate-and-term refinance:This is probably the most popular refi, offering the chance to secure a lower interest rate or change your loan term. Just know that if you choose to shorten your loan term, while that does typically come with a lower rate and meaningful lifetime interest savings, you’ll have to budget for higher monthly mortgage payments.Cash-out refinance:With a cash-out refi, you can tap your home’s equity by paying off your existing loan balance and accepting a new, larger one. You withdraw the difference in cash. That money can then be used for home improvements, consolidating high-interest debt, or virtually any other financial goal you may have.No-closing-cost refinance:Approach this one with a healthy level of skepticism. With this type of refi, your lender covers the closing costs in exchange for charging a higher interest rate. If you don’t have cash on hand for closing costs and could otherwise benefit from a refinance, this option may be worth a look.Streamline refinance:Available to existing FHA, VA and USDA loan borrowers, a streamline refi will typically involve less documentation and offer a more straightforward application and approval process.Refinancing with your existing lender vs. a new oneYou’re not required to refinance with your original lender. Shopping around might potentially help you find better rates and service. That said, some lenders offer incentives, such as waiving closing costs, for staying with them. So you should at least do the due diligence of checking with your existing lender before making a decision. Also, know that if your mortgage has been purchased by Fannie Mae or Freddie Mac, you might be eligible for programs like Refi Now and Refi Possible.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. 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1.Pulso HotelSão PauloBar at PulsoSão Paulo, Brazil’s most sprawling metropolis, is the heartbeat of the nation – which is why Otávio Suriani decided to name his latest hotel in the city Pulso. “It’s a word that’s linked to music and movement, both things that we want to bring to the hotel,” he says. Designed by architect Arthur Casas, Pulso sits on the border between the Faria Lima financial district and the buzzy Pinheiros district. It offers 52 apartments and five suites, all dressed in elegant neutral tones. “Casas designed the entire complex, from the façade to the small details on the lamps,” says Suriani.Pulso pays tribute to two of the city’s biggest strengths: nightlife and food. Chef Charlô Whately oversees the hotel’s Restaurante Charlô and Boulangerie Cha Cha, the latter of which is part bakery, part deli. “This is a city that never sleeps,” says Suriani. “Our nightlife is crazy.” You can experience it for yourself at Pulso’s Bar Sarau, which is always ready to welcome those craving a nightcap and some intoxicating bossa nova.pulsohotel.com2.YoruyaKurashikiCentury-old exteriorsThe city of Kurashiki in western Japan has long attracted enthusiasts of folk arts and crafts – it’s home to the Kurashiki Mingeikan, a museum dedicated to the subject – but it also has plenty to offer for those with more contemporary tastes. Fans of modernism will want to visit the Kurashiki City Art Museum, designed by Kenzo Tange, one of Japan’s great postwar architects. Day trippers, meanwhile, come to see the old buildings and tree-lined waterways. Until recently, however, anyone wanting to stay overnight would have struggled to find accommodation to match the surroundings. Now they have somewhere that fits the bill: Yoruya, a 13-room inn in a sensitively converted and extended former kimono merchant’s residence.The century-old building’s original exterior has been retained, with a simple lantern above the door. Inside, the layout has been designed to mimic the traditional narrow streets known ashiyasaithat are a distinctive feature of Kurashiki’s historic centre. Tokyo-based studio Simplicity has brought its signature modern craft style to the interiors – think white plastered walls, well-chosen Japanese prints and art books. The rooms couldn’t be more serene, with low mattresses, cotton pyjamas and baths that are open to the elements.Minimalist interiors by Simplicity studioThe operations team, Naru Developments, is led by hoteliers Yuta Oka and Fumitomo Hayase. They’ll be familiar to anyone who has stayed at Tokyo’s Hotel K5 or Onomichi’s Azumi Setoda. Dinner in Yoruya’s counter restaurant centres on local produce: chef Fumio Niimi prepares anomakasedinner that features such delicacies as clam cooked in a whole yuzu fruit and Okayama Nagi beef. Yoruya’s invitingly low-lit bar is open to non-residents; it’s well worth stopping in for a glass of wine or a local saké. Breakfast, best taken in the garden with its flowering crepe myrtle tree, is another treat. Expect fresh sesame tofu, grilledmamakarisardines (a regional speciality) and the chef’s homemade Japanese grape jelly. It’s a perfect start to the day before you hit Kurashiki’s streets to explore the city’s many cultural and historic delights.yoruya-kurashiki.com3.Hôtel DalilaParisStroll through Montmartre and you’re almost certain to spot a few flowers hanging from residents’ balconies. The recently opened Hôtel Dalila in Paris’s 18th arrondissement is fittingly floral. Its 49 rooms, breakfast area and workspaces were conceived by Bordeaux-based Giovanna de Bosredon (pictured) of Auguri Studio, who designed the seven-floor hotel to resemble a comfortably lived-in Paris apartment.“Our work here was a combination of architecture, interior design and curating vintage pieces,” says De Bosredon. “Inside the hotel, the chequered tiles and caning are in Montmartre’s colour palettes: the green of its squares, the red of the wine and the orange of the famous Lapin-Agile cabaret.” Among the vintage pieces are a bistro bar made from zinc and metal lamps by French architect and designer Charlotte Perriand.This mishmash of old-school elements is complemented by more modern Hay sconces, bold carpet colours and metal furniture that echoes the seats found in public parks. The finishing touch? A view of the Basilique du Sacré Coeur. Hôtel Dalila is a true neighbourhood gem. Bravo!hoteldalila.com
The UK's Competition and Markets Authority (CMA) has officially launched an inquiry into the merger between Alphabet Inc. , Google's parent company, and AI safety firm Anthropic. The regulatory body had sought opinions on the deal earlier this year and confirmed on Thursday that it now has "sufficient information" to proceed with a formal probe, as reported by City AM. In a pivotal move for the AI sector, Alphabet channelled $500 million into Anthropic in 2023, alongside a future commitment of $1.5 billion over an undefined period. In addition, Anthropic relies on Google Cloud as part of its operational infrastructure. Anthropic is renowned for developing Claude, a sophisticated large language model that vies with OpenAI's ChatGPT. The CMA is tasked with determining by 19 December 2024 whether the Alphabet-Anthropic merger requires a deeper phase two investigation. Requests for comment from both Alphabet and Anthropic were not immediately returned. A previous statement from a Google representative emphasized the tech giant's dedication to cultivating a broadly accessible and innovative AI environment. They stated: "Google is committed to building the most open and innovative AI ecosystem in the world. Anthropic is free to use multiple cloud providers and does, and we don't demand exclusive tech rights." An official from Anthropic had also previously indicated the company's intent to engage fully with the CMA to present a comprehensive view of their collaboration with Alphabet. Another significant player, Amazon, made a substantial $4 billion investment in Anthropic last year and bolstered its stake recently with an additional $2.75 billion. This regulatory scrutiny comes as part of a broader action from the CMA, which, in April, initiated three separate investigations into partnerships between Microsoft, Amazon, and three different AI startups, including Anthropic.
A Manchester robot specialist and a Salford children's entertainment creator have been named as Britain’s top Black entrepreneurs. KPMG has announced the four winners of its annual Black Entrepreneurs’ Awards, which have been held every year since 2018 and aim to identify the country’s most exciting business leaders. The winners were chosen from more than 150 entrants in areas from AI to retail and from recruitment to education. Each winner will receive £25,000 to invest in their business or to donate to the charity or community project of their choice, while all finalists can join a KPMG acceleration programme “designed to support Black heritage entrepreneurs and their businesses to grow”. The award for most promising large business was won by Ayaan Mohamed, founder of Manchester’s Digitech Oasis. Her business develops autonomous mobile robots and AI systems to help retailers and warehouse operators work more efficiently. She said: “It feels amazing to win, it means a lot to the company, a company that has come so far in the last four years. In terms of accelerating growth, hardware is very capital intensive so we need support. I think it will propel us to do greater things.” The award for most promising medium-sized business went to Anita Frost, founder of Green Bean Studios in Salford. The eco-conscious children’s entertainment brand aims to “empowers children globally to play, learn and go on fun adventures”. Anita said: “I’m so excited to have won this KPMG award, it’s going to propel Green Bean, the team and the brand into new spaces. I’m particularly really excited about the partnership with KPMG for 12 months so that we can improve our infrastructure and being ready to level up.” The most promising small business title was won by Yasmin Greenaway, founder at deep tech company Dermie.AI. Her London business specialises in building computer vision models and software for the detection and management of dermatological disease. Yasmin said: “I really appreciate winning because it’s so important that corporates ensure that we focus on diversity in AI because we’ve seen a lot of models coming out that aren’t working for everyone.” The most promising not-for-profit-business title went to Ben Lindsay OBE, founder at award-winning charity Power The Fight. The charity works to tackle violence affecting young people, working to connect policy-makers with communities and to create long-term solutions. Ben said: “I’m so excited that we’ve had this opportunity, it’s going to mean so much to us as a small charity to be associated with KPMG, but also the money makes such a difference to our digital offer which is going to impact young people and our training up and down the country.” The awards were founded by Olu Odubajo, a product manager at KPMG UK, in 2018. They have so far supported 48 Black heritage founders – with one winner going on to grow a global business valued at £12m with a presence in 27 countries. The 12 finalists at this year’s awards were invited to a pitch in front of live audience and a judging panel that included Margaret Sheyindemi, start up growth manager at BT, Ezechi Britton, MBE, CEO of the Centre for Finance, Innovation and Technology, and Zuleika Philips, head of channels at Intuit. Euan West, head of private enterprise for KPMG in the UK, said: “Research has shown that Black entrepreneurs in the UK receive a disproportionately low amount of venture capital investment, which often hinders business and economic growth. “Supporting the development and scaling of Black businesses in the UK is incredibly important, which is why we’re committed to helping more Black Heritage entrepreneurs to gain access to the resources they need to make their businesses a success. “We have been running the KPMG Black Entrepreneurs’ Awards for five years now. Every year we get to see some truly incredible and innovative businesses and this year has been no exception. Our four winners really stood out, not only for their entrepreneurship but the impact and reach their businesses could have. In fact, all the finalists showed great innovation in their businesses and should be proud of what they have achieved. We are looking forward to supporting all of them through our 12-month acceleration programme, helping them to grow their businesses.”
Hunting for the best certificates of deposit (CDs) to lock down a high APY for your excess funds? For those on the East Coast, Citizens Bank has likely crossed your mind. It’s a trusted household name that offers competitive CD options. It’s not all whiskers on kittens, however; there are a few important conditions that may make a Citizens Bank CD a nonstarter for you. Here’s what you need to know. Rates are current as of Nov. 10, 2025, and are subject to change.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Citizens Bank CD rates and productsCitizens Bank offers three CD types: standard, business, and IRA CDs. You won’t find specialty options like bump-up, flex, or jumbo accounts.Some account options aren’t terribly accessible, demanding large opening deposits and restricting eligibility by location. Standard CDsCitizens Bank standard CDs offer competitive APY (up to 4.25% at the time of writing), but there are a couple peccadillos to consider. You’ll find comparatively few term lengths (just two), and the minimum buy-in is a whopping $25,000 in new money—that is, money not currently held by Citizens Bank. To boot, these CDs are available based on location, so not everyone is eligible. You’ll need to enter your zip code to see if you qualify.Citizens Bank standard CD featuresMinimum opening deposit4.25% (new money)Early withdrawal penalty– Terms of less than 1 year: $50 penalty + 90 days interest on the amount withdrawn OR half the remaining interest to be earned (whichever is greater) – Terms of 1 year or more: $50 penalty + 180 days interest on the amount withdrawn OR half the remaining interest to be earned (whichever is greater)Additional deposits allowedNoAutomatic renewalYesGrace period10 daysCitizens Bank standard CDsTerm lengthAPY6 months4.25%10 months3.50%6 monthsAPY4.25%10 monthsAPY3.50%Bank details checked Nov. 10, 2025Business CDsCitizens Bank business CDs offer shorter terms and a lower minimum opening deposit. They also tend to feature inferior earning rates.Citizens Bank business CD featuresMinimum opening deposit$1,000Early withdrawal penalty– Terms of less than 1 year: $50 penalty + 90 days interest on the amount withdrawn OR half the remaining interest to be earned (whichever is greater) – Terms of 1 year or more: $50 penalty + 180 days interest on the amount withdrawn OR half the remaining interest to be earned (whichever is greater)Additional deposits allowedNoAutomatic renewalYesGrace period10 daysCitizens Bank Business CD rates Term lengthAPY3 months 0.03%6 months 0.03%9 months 0.03%12 months 0.10%15 months0.03%18 months0.03%3 months APY0.03%6 months APY0.03%9 months APY0.03%12 months APY0.10%15 monthsAPY0.03%18 monthsAPY0.03%Bank details checked Nov. 10, 2025IRA CDsCitizens Bank offers a healthy number of IRA CD terms, from 1 to 120 months. However, it doesn’t publish APY online—so you’ll need to call for current rates. IRA CDs come with the same early withdrawal penalties as standard CDs. But keep in mind that you’ll also be subject to penalties from the IRS if you take a distribution from your IRA before age 59½. Citizens Bank IRA CD featuresMinimum opening deposit$250Early withdrawal penalty– Terms of less than 1 year: $50 penalty + 90 days interest on the amount withdrawn OR half the remaining interest to be earned (whichever is greater) – Terms of 1 year or more: $50 penalty + 180 days interest on the amount withdrawn OR half the remaining interest to be earned (whichever is greater)Additional deposits allowedNoAutomatic renewalYesGrace period10 daysBank details checked Nov. 10, 2025SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. 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} #QusRAiQlmBvGXZsf .sh-logo { flex: 0 0 27%; text-align: center; } #QusRAiQlmBvGXZsf .sh-main-container { flex: 0 0 72%; } #QusRAiQlmBvGXZsf .product-details-container { display: flex; justify-content: space-between; border-bottom: 1px solid #D0E0EE; flex-flow: row wrap; } #QusRAiQlmBvGXZsf .sh-row-sub-container { flex: 0 0 27%; text-align: center; display: flex; align-items: center; justify-content: center; } #QusRAiQlmBvGXZsf .sh-row-product-title { flex: 0 0 27%; text-align: center; display: flex; justify-content: center; } #QusRAiQlmBvGXZsf .sh-row-container { display: flex; justify-content: space-between; flex: 0 0 65%; } #QusRAiQlmBvGXZsf .sh-row-product-title { font: normal normal 500 12px/14px Roboto; color: #8CA6BC; height: 15px; } #QusRAiQlmBvGXZsf .sh-title-container { flex: 0 0 100%; display: none; justify-content: space-between; background-color: #F4F6F6; height: 30px; } #QusRAiQlmBvGXZsf .sh-first-product .sh-title-container { display: flex; } #QusRAiQlmBvGXZsf .sh-listing { position: relative; } #QusRAiQlmBvGXZsf #sh-star-icon { height: 56px; width: 56px; position: absolute; z-index: 1; } #QusRAiQlmBvGXZsf .sh-first-product .sh-row-sub-container span.sh-row-value { display: block; padding: 12px 0px; font: normal normal bold 24px/24px Roboto; letter-spacing: -0.48px; color: #0A3C5F; } #QusRAiQlmBvGXZsf .sh-row-sub-container span.sh-row-value { font: normal normal bold 16px/24px Roboto; letter-spacing: -0.32px; color: #0A3C5F; display: block; cursor: pointer; } #QusRAiQlmBvGXZsf .mobile-bottom-container { display: none; } #QusRAiQlmBvGXZsf .logo-image-wrapper { max-width: 200px; margin: 0 auto; min-height: 90px; } #QusRAiQlmBvGXZsf img.logo-image { width: 100%; height: auto; cursor: pointer; } #QusRAiQlmBvGXZsf #load_more_carrier { text-align: center; font: normal normal normal 16px/20px Roboto; letter-spacing: 0px; color: #1C96F0; font-weight: 500; background-color: #FFF; height: 36px; display: flex; align-items: center; justify-content: center; box-shadow: 4px 4px #8ca6bc33; cursor: pointer; } #QusRAiQlmBvGXZsf .sh-row-product-title.sh-apy-value, #QusRAiQlmBvGXZsf .sh-row-product-title.sh-term-length, #QusRAiQlmBvGXZsf .sh-row-product-title.sh-min-dep { cursor: pointer; } @media only screen and (max-width : 850px) { #QusRAiQlmBvGXZsf .logo-image-wrapper { max-width: 137px; } #QusRAiQlmBvGXZsf .sh-cta-container { padding-right: 0px; } #QusRAiQlmBvGXZsf .sh-row-product-title.sh-date { margin-right: 0px; } #QusRAiQlmBvGXZsf .sh-btn__text, #QusRAiQlmBvGXZsf .sh-first-product .sh-btn__text { width: 138px; } #QusRAiQlmBvGXZsf .sh-main-container { flex: 0 0 77%; } #QusRAiQlmBvGXZsf .sh-row-container { flex: 0 0 67%; } #QusRAiQlmBvGXZsf .sh-logo { flex: 0 0 20%; text-align: center; } #QusRAiQlmBvGXZsf .sh-row-sub-container .sh-row-product-title { height: 20px; width: 90px; } } @media only screen and (max-width : 767px) { #QusRAiQlmBvGXZsf .sh-m-hide { display: none !important; } #QusRAiQlmBvGXZsf .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #QusRAiQlmBvGXZsf .logo-image-wrapper { max-width: 200px; min-height: unset; } #QusRAiQlmBvGXZsf .sh-row-container { flex: 0 0 100%; order: 2; } #QusRAiQlmBvGXZsf .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #QusRAiQlmBvGXZsf #sh-header-container { padding: 0 20px; } #QusRAiQlmBvGXZsf .sh-d-hide { display: block !important; } #QusRAiQlmBvGXZsf .sh-listing-content-wrapper { display: block; padding: 20px; } #QusRAiQlmBvGXZsf .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #QusRAiQlmBvGXZsf .sh-btn__text, #QusRAiQlmBvGXZsf .sh-first-product .sh-btn__text { width: 100%; } #QusRAiQlmBvGXZsf .sh-fdic-insured { padding: 0; } #QusRAiQlmBvGXZsf .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #QusRAiQlmBvGXZsf .sh-first-product .product-details-container { margin-top: 0px; } #QusRAiQlmBvGXZsf .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #QusRAiQlmBvGXZsf .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #QusRAiQlmBvGXZsf .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #QusRAiQlmBvGXZsf .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #QusRAiQlmBvGXZsf .sh-title-container { display: flex; margin-bottom: 15px; } #QusRAiQlmBvGXZsf .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #QusRAiQlmBvGXZsf .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #QusRAiQlmBvGXZsf .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #QusRAiQlmBvGXZsf .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #QusRAiQlmBvGXZsf .sh-first-product .sh-cta-container { padding-top: 0px; } #QusRAiQlmBvGXZsf .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #QusRAiQlmBvGXZsf .mobile-bottom-container .sh-fdic-insured { padding: 0; } } @media only screen and (max-width : 370px) { #QusRAiQlmBvGXZsf .sh-first-product .sh-row-sub-container span.sh-row-value { font: normal normal bold 25px/30px Roboto; } } #QusRAiQlmBvGXZsf.box750.device-desktop img.logo-image { max-width: 75%; } #QusRAiQlmBvGXZsf.sh-box750.device-desktop .sh-row2-container { flex: 0 0 170px; } #QusRAiQlmBvGXZsf.box750.device-desktop .sh-row-product-title { flex: 0 0 36%; } #QusRAiQlmBvGXZsf.box750.device-desktop .sh-row-product-title.sh-date { margin-right: 4px; } #QusRAiQlmBvGXZsf.box750.device-desktop .sh-first-product .sh-btn__text, #QusRAiQlmBvGXZsf.box750.device-desktop .sh-btn__text { width: 140px; } #QusRAiQlmBvGXZsf.box800.device-desktop .sh-first-product .sh-btn__text, #QusRAiQlmBvGXZsf.box800.device-desktop .sh-btn__text { width: 150px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-m-hide, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-m-hide, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-m-hide { display: none !important; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .seeMoreTerms, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .seeMoreTerms, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .logo-image-wrapper, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .logo-image-wrapper, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .logo-image-wrapper { max-width: 200px; min-height: unset; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-row-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-row-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-row-container { flex: 0 0 100%; order: 2; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-row-sub-container .sh-title-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-row-sub-container .sh-title-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop #sh-header-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop #sh-header-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-d-hide, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-d-hide, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-d-hide { display: block !important; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-listing-content-wrapper, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-listing-content-wrapper, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-promo .sh-promo-text, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-promo .sh-promo-text, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-btn__text, #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-first-product .sh-btn__text, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-btn__text, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-first-product .sh-btn__text, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-btn__text, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-fdic-insured, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-fdic-insured, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .product-details-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .product-details-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-first-product .product-details-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-first-product .product-details-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-title, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-title, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-promo, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-promo, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-promo-offer-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-promo-offer-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-title-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-title-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-first-product .sh-title-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-first-product .sh-title-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-first-product .sh-row2-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-first-product .sh-row2-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-fdic-dis-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-fdic-dis-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-cta-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-cta-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-first-product .sh-cta-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-first-product .sh-cta-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .mobile-bottom-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .mobile-bottom-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-first-product .sh-title-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-first-product .sh-title-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #QusRAiQlmBvGXZsf.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #QusRAiQlmBvGXZsf.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #QusRAiQlmBvGXZsf.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #QusRAiQlmBvGXZsf.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #QusRAiQlmBvGXZsf.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #QusRAiQlmBvGXZsf.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #QusRAiQlmBvGXZsf.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #QusRAiQlmBvGXZsf .sh-row-container.sh-apy-value { height: 24px; } #QusRAiQlmBvGXZsf .sh-title-container { height: 45px; } #QusRAiQlmBvGXZsf .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #QusRAiQlmBvGXZsf .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #QusRAiQlmBvGXZsf .sh-first-product .sh-title-container { height: 72px; } #QusRAiQlmBvGXZsf .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #QusRAiQlmBvGXZsf .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #QusRAiQlmBvGXZsf .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #QusRAiQlmBvGXZsf .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #QusRAiQlmBvGXZsf .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #QusRAiQlmBvGXZsf .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #QusRAiQlmBvGXZsf .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #QusRAiQlmBvGXZsf.loadingMessage .sh-loading-msg { display: block; } #QusRAiQlmBvGXZsf.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #QusRAiQlmBvGXZsf .sh-loading-msg { font-size: 18px; } } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-row-container { align-items: center; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #QusRAiQlmBvGXZsf .sh-row-product-title.sh-bank-name { display: none; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #QusRAiQlmBvGXZsf.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #QusRAiQlmBvGXZsf.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #QusRAiQlmBvGXZsf.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #QusRAiQlmBvGXZsf.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #QusRAiQlmBvGXZsf.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #QusRAiQlmBvGXZsf.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #QusRAiQlmBvGXZsf.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #QusRAiQlmBvGXZsf.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #QusRAiQlmBvGXZsf.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop .sh-first-product .sh-row2-container, #QusRAiQlmBvGXZsf.sh-box650.device-desktop .sh-first-product .sh-row2-container, #QusRAiQlmBvGXZsf.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #QusRAiQlmBvGXZsf .sh-gb-banner.sh-promo { display: none !important; } #QusRAiQlmBvGXZsf.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #QusRAiQlmBvGXZsf.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #QusRAiQlmBvGXZsf.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #QusRAiQlmBvGXZsf.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; height: unset; flex: 0 0 150px; padding-top: unset; box-sizing: unset; background-color: transparent; position: relative; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: unset; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: unset; margin-right: 15px; width: 100%; padding: 1px 0 10px 0; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font: normal normal bold 24px/24px Roboto; padding: 12px 0px; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-cta-container{ padding: 12px 0px; box-sizing: unset; border-bottom: unset; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-title-container{ display: none; margin: unset; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-promo{ width: 100%; margin: -10px 0 20px; text-align: left; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-promo .sh-promo-text{ font: normal normal normal 16px/24px Roboto; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-fdic-insured{ padding: 20px 0 7px 0; } #QusRAiQlmBvGXZsf.sh-box700.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg, #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg{ vertical-align: unset; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-listing-content-wrapper{ display: block; padding: 20px; margin-bottom: 16px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .logo-image-wrapper{ max-width: 200px; min-height: unset; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges img.logo-image{ max-width: inherit; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-d-hide { display: block !important; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-title{ font: normal normal bold 16px / 24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-fdic-dis-container{ display: flex; justify-content: space-between; max-width: 400px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-fdic-insured{ padding: 0; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-m-hide { display: none !important; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .product-details-container{ display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container{ flex-flow: row wrap; align-items: flex-start; margin-bottom: 0; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-row-container{ flex: 0 0 100%; order: 2; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: 42px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: 0; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 27%; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #QusRAiQlmBvGXZsf.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; 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font-weight: 600; } }Compare Citizens Bank to top competitors Citizens Bank CDs are excellent—but it’s possible to find higher APY for specific terms. Here’s a look at CD rates offered by competitors. Citizens bank DiscoverNorthern Bank Direct3 months3 months3 monthsN/A2.00%N/A6 months6 months6 months4.25%3.50%4.00%9 months9 months9 monthsN/A3.50%3.75%10 months10 months10 months3.50%N/AN/A12 months12 months12 monthsN/A4.05%3.25%Learn moreLearn moreLearn moreView offerat MoneyLionView offerat MoneyLionView offerat Northern Bank DirectBank details checked Nov. 10, 2025Learn more about Citizens BankAs one of the top 20 biggest banks in the U.S., Citizens Bank is a full-service bank with about 1,000 branches. Evolving from modest beginnings in 1828 as High Street Bank, it has since absorbed multiple other financial institutions and has a strong presence in the Midwest and on the East Coast. In addition to CDs, Citizens Bank offers checking and savings accounts, money market accounts (MMAs), credit cards, home loans, student loans, and much more. It’s also worth noting that its online-only division, called Citizens Access, offers more CD term options and APYs than you’ll find through the bank’s main website. Frequently asked questionsWhat CD terms does Citizens Bank offer?Between its standard and business CDs, Citizens Bank offers 3, 6, 9, 10, 12, 15, and 18 months. Its IRA CD terms vary from 1 to 120 months.What are the early withdrawal penalties for Citizens Bank CDs?The penalties you pay for an early withdrawal depend on the length of your term. You’ll pay between 90 and 180 days interest on the amount withdrawn—or half the remaining interest earned, whichever is greater. You’ll also pay an additional $50 penalty.What happens when my Citizens Bank CD matures?When your Citizens Bank CD matures, you have a 10-day grace period to withdraw your money or put your money into an alternate CD. If you do nothing, your account will renew automatically.Are Citizens Bank CDs FDIC insured?Yes, Citizens Bank CDs are FDIC insured up to $250,000 per account holder per account ownership category.What is the minimum deposit required for a CD at Citizens Bank?The minimum deposit required for a CD at Citizens Bank is between $250 and $25,000, depending on the CD type.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
Sometimes over a drink with friends in Milan, both Italian and expat, conversation will turn to the “elasticity” of rules in theBel Paese, a stretchiness comprising two distinct layers. The top one involves the definition of what the rule is in the first place: in Italy, it turns out that almost everything operates in a grey area, rather than being a clearly defined, hard-and-fast ordinance. A rule can be interpreted diversely according to whoever happens to be in charge that day, based on things such as whim or emotion. Almost everything, it turns out, is negotiable.Once you’ve got over the hurdle of defining the law, there’s the second layer of whether you’re going to obey it, based largely on the calculation of how much chance there is of enforcement. A case in point? Everyone knows you’re not technically allowed to double park but, listen, you had to take your elderly grandparent to a doctor’s appointment and what kind of a cold-hearted traffic cop would you be to not understand that, anyway? As long as you put your hazard lights on, Milan is a forgiving place.Which is why I had to chuckle when earlier this year a friend from Argentina sent me a link to an article in one of the South American nation’s daily’s,Página 12, with the headline, “Milan bans smoking in open-air spaces”. From a public relations point of view, the fact that the news had travelled thousands of kilometres meant the announcement was already doing its job.The “ban” (note the quotation marks here) came into force at the start of this year and is a hardening of a law from 2021 restricting smoking in some public spaces. According to the new legislation, you can no longer smoke in any public areas, including the outdoor seating areas of bars and cafés, and on the street, if you can’t be more than 10 metres away from someone else. Failure to abide by the rules can lead to a fine of €40 to €240. But according to one report, in the first month only about 20 people had been fined, with police preferring “education” instead.Skip forward to early spring and people are still smoking in bars and lighting up after they alight the Frecciarossa at Central Station. And I’m still making zigzags on pavements to avoid plumes of smoke on my morning runs. Trying to cut down on small-particle pollution in a city that often has very poor air quality is a noble cause. But I’m yet to see a billboard advert, strategically placed no-smoking sign or proactive enforcement to make me think that this is anything more than another chance for Italians to assess the malleability of the law. Up in smoke? Quite literally.About the writerStocker is Monocle’s Europe editor at large, based in Milan since 2020. A law in his current hometown requires locals to smile constantly; he’s rarely in danger of breaking it.Want more stories like these in your inbox?Sign up to Monocle’s email newsletters to stay on top of news and opinion, plus the latest from the magazine, radio, film and shop.Your EmailSubscribe
STAY25Hours Hotel The Oddbird, Senayan, Kebayoran BaruA new addition to Jakarta, 25Hours is conveniently housed on top of the Ashta shopping mall. Indonesia’s take on the expanding Hamburg hotel chain is called The Oddbird and embraces every opportunity to be bold and a bit whimsical. Rooms are equipped with Freitag bags and Schindlehauers bikes.25hours-hotels.comFOOD&DRINKModernhaus, Senopati, Kebayoran BaruModernhaus feels more like an architect’s lounge than a cocktail bar. The mid-century-inspired space by Union Group hums with low-lit warmth, an inviting bar and cocktails from mixologist Mirwansyah “Bule”.+62 817-7233-3368Kaum, Menteng, Central JakartaKaum distils Indonesia’s culinary heritage in an unpretentious experience courtesy of the Potato Head Family. Recipes including lamb drizzled in pickled greens, beef slow-cooked in red lado, and rice laced with green stinky beans, are given a polished edge and sit with inventive new ones.kaum.comScarlett’s House Blok M, Melawai, Kebayoran BaruScarlett’s textural riot of sugary delights was the talk of the town during their time in Pantai Indah Kapuk: patrons started queuing at 09.00 for a slice of its poured tiramisu. Their latest in the vibrant Blok M/Melawai sees the patisserie take on another mantle as a bistro-cum-listening bar.+62 812-9272-1601SHOPArchie, Selong, Kebayoran BaruIn the quieter end of Gunawarman, Archie showcases a curated line of tailorings and ready to-wear pieces from names such as Drake’s and made-to-measure clothes from Flannel Bay and Sartoria Melina. Founder Michael Wong regularly hosts trunk shows, with the latest from Japan’s Lecteur (Yuki Igarashi flew in) and Florence’s Leonardo Simoncini (hosted together with Wong’s other venture Soroi in Panglima Polim). The collaboration pieces with Alden are perfect for Jakarta’s unending summer.archiestore.comSarinah, Gondangdia, MentengJakarta’s oldest department store, first envisioned by Soekarno in the 1960s, is now a dynamic cultural and retail space housing everything local (well, almost). Its post-renovation offering spans from heritage-rich batik ateliers to new homegrown brands alongside an extensive selection of local food and beverages (all worth sampling), while the plaza often holds events and performances.sarinah.co.idSEEROH Projects, Menteng, Central JakartaA maverick gallery that took its permanent space in 2022 in a converted mid-century colonial house on Jalan Surabaya. Notable names it represents include Maruto Ardi, Kei Imazu, Bagus Pandega and art collective Tromarama.rohprojects.netMuseum of Modern and Contemporary Art of Nusantara (MACAN), Kebon JerukMuseum MACAN (founded 2017) is the country’s leading institution for modern and contemporary art with a growing international significance. While it offers a window to the world – bringing in heavyweights such as Chiharu Shiota and Yayoi Kusama – it also brings forward local names through major exhibitions.museummacan.org
The Competition and Markets Authority (CMA) has proposed a series of investments that could pave the way for the £15bn merger between Vodafone and Three to be finalised. The watchdog's suggestions include enhancing the merged entity's UK network, including 5G roll-out, and implementing short-term customer protections, as reported by City AM. This development follows the CMA's previous assertion in September that the planned merger could result in price hikes for millions of mobile users. The CMA also expressed concerns at the time that the deal, first announced last year, might lead to customers receiving reduced services, such as smaller data packages. The watchdog voiced "particular concerns" about the potential negative impact on customers least able to afford mobile services and those who may have to pay more for network quality improvements they do not value. However, the CMA has now issued a remedies working paper to gather opinions on its proposed package's effectiveness. The document provisionally concludes that a legally binding commitment from Vodafone and Three to carry out the suggested network integration and investment programme would "significantly improve the quality of the merged company's mobile network, boosting competition between mobile network operators in the long term and benefiting millions of people who rely on mobile services". The CMA also discovered that short term protections would be necessary to ensure that retail consumers and mobile virtual network operators "can continue to secure good deals during the initial years of network integration and investment roll-out." Stuart McIntosh, chair of the inquiry group leading the probe, stated: "We believe this deal has the potential to be pro-competitive for the UK mobile sector if our concerns are addressed." "Our provisional view is that binding commitments combined with short-term protections for consumers and wholesale providers would address our concerns while preserving the benefits of this merger." "A legally binding network commitment would boost competition in the longer term and the additional measures would protect consumers and wholesale customers while the network upgrades are being rolled out." A final decision is anticipated to be made before the 7 December deadline. In a joint statement, Vodafone and Three said: "The parties welcome the CMA's recognition that the significant improvements in network quality delivered by their joint network plan will, 'boost competition between mobile network operators in the long term and benefit millions of people who rely on mobile services'." "The merger is a once-in-a-generation opportunity to transform the UK's digital infrastructure which lags significantly behind its European peers and for more than 50 million UK customers to benefit from a vastly better mobile experience." "Vodafone and Three will need to study the working paper in detail. From what the CMA has communicated so far this morning, we believe it provides a path to final clearance." "An appropriate balance appears to have been struck by ensuring that the significant benefits of the merged company's investments can be realised in full and at pace to the benefit of the country and its citizens, while addressing the CMA's stated concerns." "However, it is essential that balance is preserved through to the end of the process, reflecting that the parties have offered extensive remedies, including by making their future network roll-out fully enforceable." "The merger will be a catalyst for positive change. It will bring significant benefits to businesses and consumers throughout the UK, and it will bring advanced 5G to every school and hospital across the country."
Just a short drive to the east of Helsinki, Porvoo is popular among day-trippers who come for its 18th-century Old Town, with its riverside warehouses and pastel-painted wooden architecture. Today the city of about 50,000 is often compared to San Sebastián, thanks to its diminutive size and the growing pull of its drinking-and-dining scene.Monocle follows a winding country road through fields of rye and oats to Ylike Farm on the outskirts of Porvoo. Its history can be traced back to the 18th century but Emily and Thomas Simpson brought the land back into production in 2022. Originally from England, they now grow more than 50 varieties of vegetables, herbs and edible plants here, including chard, fennel, cabbages and (this being Finland) five types of potato.View over Porvoo Old TownEmily Simpson“What I like about Porvoo is that it has a very distinct food identity that you can’t find anywhere else in Finland,” says Emily, uprooting a plump beetroot from a bed of soil. “There are almost no chain restaurants and much of what the independent bistros have on their menus comes from close by.”The Simpsons sell their produce to both restaurants and individual customers. “We’re building an earth cellar for preserving vegetables over the winter,” says Thomas. “We would also like to get more involved in local cookery classes, bake our own bread and learn fermenting.”Less than 5km north of Ylike is Bosgård, another organic farm that is one of the main suppliers of beef to Porvoo’s restaurants. When Monocle visits, more than 300 Charolais cattle are grazing in the fields surrounding a 19th-century manor in a setting far removed from industrial farming. There’s also an on-site farm-to-table restaurant. “The farmers here work together and there’s a strong sense of community,” says Aarne Schildt, Bosgård’s owner. “Restaurants and residents alike want to buy local produce, which keeps the food scene vibrant and gives it a unique feel.”Finns love fish and you’ll find it on the menu in most restaurants in Porvoo. Borgå Fiskhus is a leading supplier and works with many of the region’s fishermen. Inside, the sweet aroma from an in-house smoker fills the air and a counter displays fresh fish such as salmon, zander, perch, white fish and pike. When Monocle visits, it’s crayfish season and most of the patrons exit the shop carrying bucketfuls of the freshwater crustaceans. The fishmonger’s biggest hit? “Restaurants love our warm-smoked salmon more than anything else,” Theo Skogberg, the shop’s service area manager, tells Monocle from behind the counter.Niko LehtoLocal greens at VårPorvoo’s Old Town, where you’ll find most of the city’s restaurants, cafés, bars and bakeries, is a compact maze of cobblestone streets that boasts dozens of culinary attractions. These range from Michelin-starred finery to cosier bistros and quaint little cafés that serve the local speciality cake: the runebergintorttu, a rum-and-almond torte named after Finland’s national poet, Johan Ludvig Runeberg, who lived in the city.Monocle stops for lunch at Ravintola Salt, a restaurant inside a wooden villa that dates back to 1780, near Porvoo Cathedral. We feast on a simple but satisfying meal of smoked fish, potatoes, courgette, mustard seeds and beurre blanc, served with sweet malted bread. In the kitchen we meet the head chef, Erik Tornberg, a Porvoo-native who went to the city’s culinary school and worked his way up the local restaurant scene. “This is a city where a chef will never go unemployed,” he says, even though many culinary professionals have relocated from Helsinki to Porvoo in recent years, in search of a gentler pace of life and other benefits that small-city living offers. “Don’t get me wrong,” says Tornberg. “You can’t rest on your laurels here.”The brightest star of Porvoo’s food scene is Vår, which earned its – and the city’s – first Michelin star in 2023. When Monocle visits, its menu includes crayfish, cold-smoked pike, a beetroot vorschmack and malt brioche, served with fennel and cucumber. “We are lucky to be surrounded by independent farms that cater to our needs,” Niko Lehto, the restaurant’s co-owner, tells Monocle as a voileipäkakku (a savoury sandwich cake) is served. “This allows us to source things such as garlic flowers, which are impossible to find even in Helsinki.”Breakfast at Runo hotelRuno Hotel’s 1912 façadeVår is an example of how Porvoo’s food scene and the wider city is evolving. Following international acclaim, it has started to attract more foreign visitors. “Almost a fifth of our patrons now come from abroad,” says Lehto. This is a challenge for the hospitality infrastructure of a city that is more used to catering to domestic day-trippers.Thank goodness, then, for Runo, a 56-room hotel designed by Joanna Laajisto that opened in 2021. It’s managed by Erkka Hirvonen, while the bar – an asset long missing from Porvoo’s culinary scene – is overseen by other team members. “We live in one of Finland’s most beautiful cities and this has had an effect on the food scene too,” says Hirvonen of the talent that has been tempted here to set up new businesses. “Good food is about taste and how it is presented. But it’s also about where you enjoy it.”Porvoo address bookStay: RunoRihkamakatu 4runohotel.comEat: VårPapinkatu 17restaurantvar.fiEat: SaltVuorikatu 17restaurantsalt.fiShop: Brunberg (Finland’s oldest confectionery factory)Välikatu 4brunberg.fiShop: Pieni suklaatehdas, for chocolateTeollisuustie 15suklaatehdas.comGetting herePorvoo is a 30-minute drive from Helsinki Airport or three hours from the capital by boat.
Mariah Nielson is leaning on a heavy wooden door to a cabin in Tomales Bay, California. The house – from the Japanese garden out front to the wide deck that overlooks a valley of mossy forest – was built by her father, modernist sculptor JB Blunk. We step into a serene, shadowy living room, where squares of golden light fall on oak floors and recessed tokonoma shelves arranged with carvings, flowers and trinkets. “I’ve been calling my return here ‘the reckoning’,” says Nielson, a design curator who moved back to California last year after a long career in London. “I’ve been peripatetic for 20 years – always moving, always on flights, always changing apartments or jobs. But here, there’s a consistency and a rhythm that I feel I’m tuning in to.”Blunk apprenticed with master Japanese potters and was a maestro with a chainsaw. He turned fallen logs into fine furniture and petroglyph-like forms, such as the tall, somewhat mysterious archway that welcomes visitors to the house. It sits at the top of a winding lane cloaked in laurel and oak trees, high above the south shore of Tomales Bay. The enclave is only a 90-minute drive from San Francisco but it has a totally different state of mind; poet Robert Bly, who lived locally, wrote about hills that “roll all the way to the sea”. Blunk moved to the area in 1957, seeking space to find his voice as an artist.The Lodge at Marconi“People thought that he was mad to leave the city,” says Nielson. Yet 60 years later, his daughter is following in his footsteps – and she’s not alone. Many people are turning their backs on the promise of the US technology mecca for a quieter life in nature. Nielson, meanwhile, came back to Tomales Bay to continue tending to her late father’s legacy and the Blunk estate, which now hosts designers and artists; somewhere they could take time out to reconnect with their craft. During our visit to the house, London-based ceramicist Francesca Anfossi was just setting the clay on a new body of work. Nielson has also opened an art gallery named Blunk Space in the area’s only proper town, Point Reyes, and new work made at the house is being exhibited there, along with Blunk’s pieces.Blunk’s story is an echo of what many here are trying to achieve: creative renewal beyond the big city. Though close to San Francisco in well-heeled Marin County, Tomales Bay has remained remote. There are no tourist-trap hotels, few estate agents’ signs and dining is low-key (but great). A gentle process of rediscovery is under way as a new generation arrives seeking inspiration.Catherine Bailey of Heath CeramicsMarshall Fisherman’s Camp by HeathThe bay’s first new hotel in years has recently opened and there is a smattering of new places to dine. Nick’s Cove, one longstanding restaurant that draws in fans from the city, has turned its row of waterside cottages into short-term lets and crafting sheds for visiting artists. Some are choosing to stick around: Los Angeles-based design studio Commune is currently working on several houses dotted around the bay, creating holiday homes for city folk, some of whom decamp to the area to turn their hand to ceramics, painting and sculpture.A single two-lane road follows the gently lapping bay that disappears in sea fog in the early mornings. To drive it is to circumnavigate an awe-inspiring geography – the San Andreas Fault bisects the area, so each side sits on a different continental shelf. The south is heavily wooded, with the air perfumed by the cola-like scent of sagebrush, while the opposite side is starker, with rolling hills and working dairy farms that were founded by Swiss émigrés at the turn of the 20th century.River refresherOn the banks of the bay, Catherine Bailey and Robin Petravic – who run homeware brand Heath Ceramics in Sausalito – have restored a fishing cottage for their own weekend retreat, and have begun opening it to guests in the past year. “It was once a fishing village of one-room shacks, all made from redwood trees,” says Petravic, while leading us through a living room adorned with flowers, art and a floor of Heath tiles that has the brown hue of raw clay. Some years ago, a previous owner consolidated these shacks under a single roof. The couple’s restoration has turned what was a fishing cottage with poky windows into a cosy hideaway with broad views of the water and the windsurfers carving up the waves.“We’re happiest when we’re camping,” says Bailey, who spent the morning swimming off the jetty. “This is the closest we can get to that while still being in a house.” Bailey has found inspiration and perspective from being around this body of water. “This place feeds our projects now,” she says. “I’m currently working with seaweed.” The bay’s most sought-after bounty is its oysters. Shellfish that have grazed on this seabed are now shucked all over the state. Some three million oysters were harvested locally last year. One custodian of that brood is the Hog Island Oyster Company, whose co-founder, John Finger, came out to Tomales Bay expecting to return to the East Coast after a few years. But he fell in love with the area and decided to stay. From a tiny shack, named after a spit of land out in the bay, Hog Island’s operations have expanded to several restaurants, a hatchery and saltworks dotted around northern California.Home Studios designed the Marconi’s interiorsMariah Nielson, daughter of JB BlunkThe Marshall Store, a Tomales Bay institution, serves regional oysters and crisp sonoma wine at the water’s edge, with a simple setup of benches and clear views. There are only a handful of restaurants in the area and accommodation in Tomales Bay has always been sparse – but a new arrival is shaking things up. The Lodge at Marconi sits on a forested hillside of national parkland and was once a radio outpost of the Marconi company, built in the 1930s to receive telegraph transmissions from across the ocean. The masts have long since come down, the estate remains mostly intact and has had a bucolic redesign by New York-based Home Studios, with retreat-like rooms of spartan design that foreground bishop pines rustling outside the windows. The charcoal-coloured cabins are reminiscent of the sea ranch architectural style found a little further up California’s coast.Local bookshop Point Reyes Books is a West Coast literary landmark; author Robert Macfarlane held a book launch there and brought the town to a standstill. It has passed through various owners, with each successive owner vetted by the last. Its latest custodians are Molly Parent and Stephen Sparks. They keep its shelves stocked with broad lists of new travel writing, photography books and poetic paeans to northern California’s mountains, forests and ocean. “We had fantasised about this bookshop because we would come up here on day trips from San Francisco and came to love this area,” says Parent. “It is the quintessential small-town bookstore.”Samantha Kimmey of Point Reyes BooksArtist Rio KobayashiEven the local newspaper has a story to tell. ThePoint Reyes Lightunearthed the goings-on of a cult called Synanon in the 1970s and helped to have the group shut down. TheLightwon a Pulitzer Prize and gained national attention. It still has a newsroom in town, keeping an eye on community affairs from week to week.Getting out of the city has the potential to reframe one’s creative endeavours. Nothing offers perspective like a little distance. That was particularly true for Evan Shively, who worked as a chef before moving to the hills outside Tomales, hoping to reinvent himself as a furniture designer. He became fascinated by the sculptural qualities of the logs found in northern California and his lumberyard, Arborica, has a renowned inventory of salvaged wood, from burnt eucalyptus to what he calls “baroque” husks sought out by artists including Welsh sculptor David Nash.Helping others realise their vision in wood, Shively explains, has given him a sense of permanence that’s rooted in the landscape of Tomales Bay. “I gave my youth to the kitchen,” he says, as we stop to admire one silvery and dramatic knot of roots. “But I wanted to make something that didn’t disappear at the end of every day.”Shell company“This is a pristine body of water,” says Hog Island Oyster Company co-founder John Finger, after we’ve polished off a few cucumber-flavoured Kumamoto oysters, hauled up from the bay that morning. Finger, the so-called “head hog”, explains that the tides expose the oysters to the open air every day, causing the sweetest part, the central muscle, to thicken and grow as the shell opens and closes. Originally from Long Island, Finger says that a group including environmentalists and ranchers from the area have prevented Tomales Bay from becoming just another exclusive enclave, a Hamptons of the West Coast. “There’s still that foundation of a working place here,” he says.Catch of the dayThe house of sculptor JB BlunkEvan Shively at ArboricaLounge at The LodgeTomales Bay address bookStayFisherman’s CottageThe couple behind Heath Ceramics have rescued waterside shacks and turned them into a homely retreat.marshallfishermanscamp.comDineSaltwaterServing oysters from the bay and crisp Sonoma wines in a dining room in Inverness.saltwateroysterdepot.comShopMonk EstateLazuli Whitt presents inspiring one-off jewellery pieces from European markets, as well as books and homeware.monkestate.comShopPoint Reyes BooksA bright light of literary northern California with a thoughtful selection of nature and travel writing to inspire local rambles.ptreyesbooks.comSeeBlunk SpaceAn art gallery run by the daughter of sculptor JB Blunk, showing new work relevant to Tomales Bay.blunkspace.com
1.Fremantle, AustraliaWestern Australia’s Fremantle – or Freo (“Free-O”) as it’s known – may technically be a suburb of Perth and its port, but the area’s distinct history and tight-knit creative community make it a place unto itself. While the 30,000 or so people who live here affectionately describe Fremantle as a “bubble”, downtown Perth (30 minutes away by car or train) is a place to venture only if strictly necessary. “It’s like a small town where everyone knows everyone,” says Blaze Young, executive chef at Nieuw Ruin, a restaurant on Fremantle’s Norfolk Street. Young was born in Fremantle but grew up “way out in the bush” and moved back as an adult. “This is a really beautiful, open and welcoming community. There are no downsides.”Fremantle’s beautifully preserved Victorian and Edwardian architecture points to its heyday as a 19th-century maritime hub and there’s a mix of colonial red-brick houses, ornate wrought-iron balconies and gothic revival-style churches. Bricks-and-mortar retail is thriving too: the high street is a bustling mix of cafés, wine bars, bookshops, fitness studios and art galleries. The ocean is a few minutes’ away and walking and cycling paths trace the shoreline, leading to pristine sandy shores such as Bathers Beach and the seaside Esplanade Park. Families with young children crowd the playground and wander along the shore. “We have the best beaches in the world by far,” says Young with utter conviction. Every afternoon in the summer, the “Freo Doctor”, a colloquial term for a seasonal sea breeze, blows in from the sea, cooling the whole town.South Fremantle dog beachIn the past few years a spate of new cocktail bars, breweries, restaurants and speciality cafés opened, injecting new energy into Fremantle’s dining scene (but the classic seaside fish-and-chip spots are still not to be missed). Fresh seafood and local produce dominate bistro menus and wine lists run pages long, taking advantage of Fremantle’s proximity to Margaret River, one of the country’s best wine regions. Good Things Café on Bannister Street has become a weekend brunch institution, to the extent that its owners have been stopped on the street by loyal customers demanding to know when their favourite seasonal dishes are returning to the menu. A quiet cultural backwater it isn’t: Fremantle’s arts scene, one of its best-known features, has deep roots. Former shipping warehouses and a Victorian-era asylum now serve as exhibition centres and artists’ studios, such as the colourful J Shed, while independent art galleries populate many shopfronts around town. Amy Grasso, a Fremantle resident who juggles a day job at an apothecary with her textile art, which she makes in one of the J Shed studios, co-organises “creative meet-ups” for local artists. “We’re trying to organise community support for creatives,” says Grasso with a grin. “A lot of artists live in Freo.” Indeed, there are frequent weekend and summer markets featuring Fremantle artisans, dressmakers and ceramicists. “It’s a place that artists have always been drawn to,” says Carine Thévenau, a photographer who grew up in Fremantle and moved back from Sydney last year with her husband and daughter. Before heading to the beach, she drops a parting refrain that Monocle became very familiar with on our trip. “Freo has everything we need.”Fremantle’s top spotsThe bar:Patio Bar 4/3-13 Essex Street Nieuw RuinThe outdoor space:South BeachThe cultural centre:1 Fleet StreetThe school:John Curtin College of the ArtsDrinks at Gage Roads BreweryKidogo ArthouseHannah at Patio BarJ Shed artists’ studiosIce cream at Kuld CreameryDinner at Nieuw RuinNew Edition bookshopWine tastingFremantle wine bar Vin PopuliSouth Beach at sunsetTaking a dipCicerello’s FremantletFremantle harbourBaby Jack Jones and dadSculptor Greg James at J ShedSculptor Jina Lee’s studio at J ShedStudent at the University of Notre DameKuld Creamery owners Kaitlyn and Mati KuldFish tacos at Gage Roads BreweryBathers Beach House2.Kita-Kamakura, JapanJust a short journey from Tokyo by train, Kamakura offers a very different perspective. The city of 171,000 sits on Sagami Bay, spreading back from a wide sandy beach into the hills. It might not be immediately obvious from the laidback surfer vibe of today but Kamakura was once the religious and political heart of Japan and, in the 13th century, its second capital. The remnants of that era are everywhere, in dozens of temples, shrines and gardens. Tsurugaoka Hachimangu shrineEnoden railwayCipollino restaurantJust a few steps away from Shokado is Cipollino, a bistro where the daily menu includes a fresh pasta with local vegetables and seafood from Zushi, just along the coast. Owner-chef Shuhei Koizumi’s grandfather had a Japanese restaurant in Kita-Kamakura. “I trained in Tokyo,” says Koizumi. “But I always wanted to come back.” One woodworker here is still operating at age 79. His family shop, Tomono Furo, which sells cedar bowls, stools and chopping boards, has been in Kita-Kamakura since 1814. “I started when I was 10 and I make everything by hand,” he tells Monocle. “Things you buy online can’t compare.” Taking snaps on Yuigahama BeachYakitori HideyoshiKamakura Annex at the Museum of Modern Art, Kamakura AnnexKita-Kamakura (North Kamakura) is a lush, woody enclave a couple of kilometres inland and surrounded by hills. Streets are leafy and low-rise, and the elegant tone is shaped by the historic Zen temples that stretch along the road. Shokado is a confectionery shop on the main street run by Tomoko Kurihara and her brother; their father opened the business in 1961 and today they sell traditional Japanese sweets. “This is a friendly neighbourhood,” says Tomoko. “People look out for each other.” Outdoor activities are also prominent. “If you grow up here, hiking is part of life,” she adds. One of the most popular trails leads up from Kita-Kamakura, along a ridge and down into Zuisen-ji temple in the east of the city. La Petite Boulangerie in Kita-KamakuraSurfing at Yuigahama BeachMeigetsuin temple in Kita-KamakuraLast year furniture collector Thierry Lamoine and his wife, Arrow Nakajima, opened Galerie One in a pre-warkominka(wooden house). A short walk from Kita-Kamakura and next to the peaceful temple of Kakuon-ji, the beautifully preserved house is the perfect backdrop for Lamoine’s exceptional finds by architects and designers such as Pierre Jeanneret and Charlotte Perriand. “The furniture looks much nicer than in a white cube in Tokyo,” says Lamoine, who also has a gallery in Paris. “Knowing our customers is the biggest asset of the Kamakura gallery: collectors can sit, have a drink and take time to tell us which pieces they like. They never stay less than one hour.”Kenji Oguchi at Kita-Kamakura ShokadoHokokuji templeViews of Sagami BayWhile the tranquillity of Kita-Kamakura makes it a great place to live, those after a more vibrant proposition can hop on a five-minute train to central Kamakura, where there are bars, restaurants and food shopping in theichibamorning market. The traditional Kamakura scene ofhato-sabure(dove-shaped shortbread biscuits) and craft shops is still there but it has now been joined by outdoor brands, coffee shops and a Muji restaurant. Some things never change though: just stand on the beach and take in that perfect sunset view of Mount Fuji. Ikebana’ artist Toru Watarai at Galerie OneNoodles at Kirasa restaurant in KamakuraDaibutsu at Kotokuin templeBack in Kita-Kamakura, residents have the place to themselves, the only audible sounds emanate from the trees and the forested hills (and perhaps the clink of wine glasses at Cipollino). “It’s very quiet here,” says Tomoko Kurihara. “That’s how we like it.”Cyclists at WakamiyaojiCipollino’s owner-chef Shuhei Koizumi with colleagueGalerie OneFresh goods at La Petite BoulangerieProduce market in KamakuraCafé Meal MujiBamboo flower baskets for saleHappy walkers on Yuigahama BeachNowhere bakery in a former liquor shop3.Chiaia&Vomero, Italy“I wouldn’t go to any other city in the world,” says Giò Nardi as he shows Monocle around his apartment in Naples’ upscale Chiaia neighbourhood. Like so many we speak to during three days in the city, something drew Nardi, a DJ and events organiser, back to his hometown after some time away. It might have something to do with the Bay of Naples glistening away in the distance just outside the window. “I can swim before work or go to Capri at weekends,” he says. “It still feels authentic here.”Naples’ stretch of coastline isn’t the Côte d’Azur – but that’s the point that Nardi is making. Neighbourhoods such as Chiaia feel rooted in place rather than transformed into tourist playgrounds; community still exists. One resident we meet by the district’s waterfront, who gives his name only as Andrea, says that he has lived in Miami and Barcelona but Naples always wins due to “the Neapolitan’s heart; a Neapolitan will always help you”, before zipping down the Viale Anton Dohrn on his BMW CE 04 electric motorbike.Naples’ top spotsGiovanni Bausan the restaurant Cap’alice 28/m Via Giovanni Bausan the outdoor space Villa Floridiana Park the cultural centre Thomas Dane Gallery thomasdanegallery.com the shop M Cilento & Fratello cilento1780.itLiberty palazzo in ChiaiaReady for summer on Chiaia’s public beachSweeping views, including of Vesuvius, from VomeroChiaia is one of the city’s most liveable quarters, with shops, bars and restaurants at its centre. As you retreat from the shore and up into the hills, it becomes populated by 18th and 19th-century villas, plus the occasional Liberty beauty. Nardi calls the area “a good compromise” between the centre – teeming with history but chaotic and full of tourists – and more residential Posillipo further round the coast.Lemon-selling kioskLucrezia Maspero in Villa Floridiana parkFederica Sheehan’s homeThat sense of warmth is shared by Lucrezia Maspero, a tennis instructor originally from Milan, who met her Neapolitan husband in Rome and moved to the city eight years ago. We meet in the Villa Floridiana park in Vomero, a leafy neighbourhood with spectacular views, that sits immediately above Chiaia. “People are very close here,” she says. “You feel immediately at home.” And while she admits that it lacks playgrounds for her two children and other civic amenities, she can still jump in a canoe and explore the coast or be in woodland in less than an hour.Flower shop spilling onto the streetJ’adore Napoli” kioskNear the waterfront in ChiaiaBack in Chiaia, gallerist Federica Sheehan shows Monocle around the Naples outpost of London’s Thomas Dane gallery, open since 2018. Set in a grandiose 19th-century villa, Sheehan says that Chiaia has the “space and light” that the centre lacks. She also explains the neighbourhood’s deep contemporary art roots, pioneered by art dealer Lucio Amelio and continued by the likes of Studio Trisorio and Galleria Lia Rumma. Osteria della MattonellaSharp dressing on Chiaia’s waterfrontLively avenueIn the evening, people are drinking aperitivo on Via Bisignano, while children play football and adults fish off rocks on the waterfront. Restaurants and taverns such as Cap’alice, Osteria della Mattonella or Vomero’s historic Gorizia pizzeria mean that it’s hard not to eat well. Over at Jus natural wine bar and restaurant, small dishes includingluvaro(a local fish) served with a strawberry vinegar and celery, and anchovy fillets accompanied by fragrant bergamot butter, can all be washed down with a glass of minerally Greco di Tufo white wine. Ponte di Chiaia dates back to the 17th centurySmart shops in central ChiaiaPalazzo courtyardJus owner Diego Amura left a job in telecommunications to follow his passion for wines in 2021 and hasn’t looked back, helped by the fact that his commute is precisely a three-minute walk. “I love it here. I practically live on the sea and arriving at work is a joy,” he says, before pausing for a moment. “The sea changes everything.”Effortless moped-ready styleChic Chiaia localLunchtime crowd at Osteria della MattonellaChiaia street sceneChiaia resident
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.205%, according to data available from mortgage data company Optimal Blue. That’s less than a full basis point of change from the prior day’s report, and also less than a full basis point changed from a week ago. Read on to compare average rates for a variety of conventional and government-backed mortgage types and see whether rates have increased or decreased.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Current mortgage rates data:30-year conventionalCurrent rate6.205%One week ago6.209%One month ago6.296%30-year jumboCurrent rate6.395%One week ago6.412%One month ago6.619%30-year FHACurrent rate6.054%One week ago6.035%One month ago6.102%30-year VACurrent rate5.861%One week ago5.845%One month ago5.874%30-year USDACurrent rate6.027%One week ago6.062%One month ago5.912%15-year conventionalCurrent rate5.505%One week ago5.467%One month ago5.581%Note thatFortunereviewed Optimal Blue’s latest available data on Nov. 11, with the numbers reflecting home loans locked in as of Nov. 10. What’s happening with mortgage rates in the market?If it seems that 30-year mortgage rates have been lingering near 7% for what feels like forever, that’s barely an exaggeration. Many thought that rates would decrease when the Federal Reserve initiated cuts to the federal funds rate last year, but that didn’t happen. There was a momentary decline before the September 2024 Fed meeting, but rates quickly jumped back up afterward.Indeed, by January 2025 the average rate on a 30-year, fixed-rate mortgage surpassed 7% for the first time since last May, as reported by Freddie Mac data. That’s jarringly high compared to the historic average low of 2.65% recorded in January 2021, when the government was still working to stimulate the economy and avert a pandemic-induced economic slump.Short of another widespread disaster, experts agree we won’t encounter mortgage rates in the 2% to 3% range during our lifetimes. And, with President Donald Trump pursuing policies like tariffs and deportations, some observers have worried the labor market could contract and inflation could resurge.Against this backdrop, U.S. homebuyers have long grappled with high mortgage rates—though some can could find ways to make their purchase more economical such as negotiating rate buydowns with a builder when acquiring newly constructed property. Homebuyers finally got more substantial relief starting in late August 2025. Rates trended noticeably downward ahead of the Fed’s September meeting and inched downward leading into the October meeting.As expected, the Fed delivered a rate cut of a quarter percentage point to the federal funds rate in September, and followed up with a quarter percentage point cut in October as well. There’s one more Fed meeting on the calendar for December, so an additional cut is possible (though far from certain) at that point.How to get the best mortgage rate you canWhile economic conditions are beyond your control, your financial profile as an applicant also has a substantial impact on the mortgage rate you’re offered. With that in mind, aim to do the following:Ensure your credit is in excellent condition.The minimum credit score for a conventional mortgage is generally 620 (for FHA loans, you may qualify with a score of 580 or a score as low as 500 with a 10% down payment). However, if you’re hoping to get a low rate that could potentially save you five or even six figures in interest over the life of your loan, you’ll want a score considerably higher. For instance, lender Blue Water Mortgage notes that a score of 740 or higher is considered top tier.Maintain a low debt-to-income (DTI) ratio.You can calculate your DTI by dividing your monthly debt payments by your gross monthly income, then multiplying by 100. For example, someone with a $3,000 monthly income and $750 in monthly debt payments has a 25% DTI. When applying for a mortgage, it’s typically best to have a DTI of 36% or below, though you may be approved with a DTI as high as 43%.Get prequalified with multiple lenders.Consider trying a mix of large banks, local credit unions, and online lenders and comparing offers. Additionally, connecting with loan officers at several different institutions can help you evaluate what you’re looking for in a lender and which one will best meet your needs. Just ensure that when you’re comparing rates, you’re doing so on common ground—if one estimate involves purchasing mortgage discount points and another doesn’t, it’s important to recognize there’s an upfront cost for buying down your rate with points.Mortgage interest rates historical chartAn important element of context for the discussion about high mortgage rates is that today’s rates around 7% feel high because rates between 2% and 3% are fresh in consumers’ minds. Those rates were possible due to government action aimed at preventing recession as the country grappled with the unprecedented coronavirus pandemic.However, under more normal economic conditions, experts agree we’re unlikely to see such exceptionally low interest rates again. Historically, rates in the vicinity of 7% are not unusually high.Consider this St. Louis Fed (FRED) chart tracking Freddie Mac data on the 30-year, fixed-rate mortgage average. From the 1970s through the 1990s, such rates were more or less the norm, with a significant spike in the early 1980s. In fact, September, October, and November of 1981 all saw mortgage interest rates exceeding 18%.That said, this historical perspective offers little consolation to homeowners who may want to move but are locked in with a once-in-a-lifetime low interest rate. Such situations are common enough in the current market that low pandemic-era rates keeping homeowners from moving when they otherwise would have become known as the “golden handcuffs.”Factors that impact mortgage interest ratesThe state of the U.S. economy is probably the main thing that affects mortgage rates. If lenders think inflation is on the horizon, they’ll likely raise rates to protect their ability to turn a profit. Another key issue in the grand scheme of things is the national debt. When the government has to borrow to cover its spending, that exerts upward pressure on interest rates.The demand for home loans is important too. If mortgage applications are scarce, lenders might lower rates to drum up business. But if loans are in high demand, they may raise interest rates to cover their costs.And, the Federal Reserve’s decisions play a role too. The Fed can impact mortgage rates by changing the federal funds rate and by how it manages its balance sheet. The federal funds rate probably gets the most attention between these two. When it changes, mortgage rates often follow. But remember, the Fed doesn’t set mortgage rates directly, and they don’t always move exactly with the fed funds rate.The Fed also influences interest rates on long-term financial products through its balance sheet. In tough economic times, it can buy assets like mortgage-backed securities (MBS) to boost the economy. But recently, the Fed has been letting its balance sheet shrink, not replacing assets as they mature. This tends to push rates up. So while everyone focuses on Fed rate decisions, what it does with its balance sheet might be even more important for your mortgage rate.Why it’s important to compare mortgage ratesComparing rates on different types of loans and shopping around with various lenders are both crucial steps in obtaining the best mortgage for your situation.If your credit is excellent, opting for a conventional mortgage might be a great choice for you. However, if your score is below 600, an FHA loan may provide an opportunity that a conventional loan would not.When it comes to exploring your options with different banks, credit unions, and online lenders, it can make a significant difference in what you pay each year. Freddie Mac research indicates that in a market with high interest rates, homebuyers may be able to save $600 to $1,200 annually if they apply with multiple mortgage lenders.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
A new board has been established to support the tech industry in the West of England. It is hoped the advisory group, made up of business leaders, researchers, academics and investors, will boost growth within the sector and highlight the region's role in shaping the UK's innovation landscape. The formation of the South West of England Technology Sector Advisory Board was coordinated by Tech South West, which covers Cornwall and the isles of Scilly, Devon, Dorset, Somerset, Wiltshire, Bristol, and Gloucestershire. The board brings together key players from across the region's tech ecosystem to guide the strategic direction of the sector. Its primary purpose is to foster an environment that promotes innovation, growth, and collaboration within the industry. Rhona Munro, founder of Gomarkable and vice chair of the Tech South West Advisory Board, said: "Bringing together diverse expertise from across the region, the advisory board will be instrumental in supporting Tech South West to drive creativity and growth." Toby Parkins, chief executive of software provider Headforwards and chair of the Tech South West Advisory Board, added: “We have such a diverse range of knowledge across all the tech sector and this will create some of the wisest and strongest advice available guiding policy makers and the wider industry to create growth of industry across the region.” It is hoped the board will elevate the profile of the South West's tech sector, as well as helping to shape policies and initiatives, and showcase cutting-edge innovation within the ecosystem. Initiatives undertaken by the group will include: Dan Pritchard, co-founder of Tech South West, said: "Tech South West is committed to maximising the impact of the South West tech sector, and supporting organisations in the ecosystem to reach their potential through collaboration, showcasing and region-wide projects.
1.RivieraCopenhagenChiara Barla, the Italian chef at Apotek 57, the café by design store Frama, has recently opened a new spot, Riviera, in Nansensgade. Inside the former 1960s bakery, a Frama-designed central trestle table invites customers to sit side by side, Copenhagen-style.On the menu are Danishfastelavnsbollerbuns, figs and Parma ham on homemade sourdough andspandauerpastries. “Most of our dishes are prepared in the same oven in which we bake our bread, which is at the heart of the bakery itself,” says Barla. Don’t leave without trying her pistachio croissants.framacph.com2.Derrel’sSydneyThe sign at the door reads, “Derrel’s, Nana never cooked.” Grandpa Derrel was the chief cook in chef Brendan King’s family. This Anglo-Indian restaurant is named for King’s grandfather, who inspired the diner and the menu at the inner western-Sydney suburb of Camperdown.Known with fondness locally for its late-night bites, Derrel’s is busy from its 17.00 opening time – often with a queue out the door – and serves until midnight. For residents, staff from the nearby hospital and students from the university, it’s a bastion of hope in a city that rarely has kitchens open past 21.00. “Reserved” signs predominate but you can either call ahead or wait for space then order at the counter. Make sure you don’t miss the samosa chaat: smashed samosas on a spicy chickpea curry, minty yoghurt, coriander, chilli and a tamarind chutney.Follow it with a half tandoori chicken plate with a side of chips (a bowl of butter chicken gravy to dip them in can be added to your order) and a bright tomato and cucumber salad laced with cumin. Or why not try a simple tray of butter chicken with roti and rice, washed down with a mango lassi? And it’s not just the food that’s refreshing at Derrel’s – the service is lively and fresh too.89 Parramatta Rd, Camperdown3.Bouchon CarêmeHelsinkiDrawing inspiration from Lyonnaise fare, Bouchon Carême features hearty and full-flavoured Gallic-style dishes. “Lyon is the cradle of French gastronomy,” says chef Hans Välimäki, its founder. Ample use of natural wood and soft light lend the restaurant the air of an unpretentious bouchon.bouchoncareme.fi4.PlutoBerlinThere’s no shortage of wine bars in Berlin, a city now enjoying a glass with the fervour once reserved for craft beer. In Prenzlauer Berg, Pluto draws a devoted crowd. This is partly down to the pedigree of its founders, Vadim Otto Ursus and Sören Zuppke, who made a mark on Berlin’s culinary scene with Otto in 2019. “With Pluto, we wanted to create a place where strangers might find themselves sharing a bottle at the bar,” says Ursus.With ties to organic farmers in Brandenburg, the menu stays true to classic bar fare but with the odd adventurous twist: think fromage de tête, a veal tongue salad or a fiery musselescabeche. The winelist reflects years of research on small biodynamic producers across Europe. Perhaps the most un-Berlin thing about Pluto? No reservations.pluto-berlin.net5.Don’t Tell DadLondon“London’s independent bakery scene is incredible but Queen’s Park has yet to see a standout – and it deserves one,” says restaurateur Daniel Land, who recently opened Don’t Tell Dad in the northwestern enclave of the UK capital.Customers who arrive at the bakery early will find burnt-lemon tarts, brown-butter-and-hazelnut croissants and wild-garlic-and cheddar twirls. Come nightfall, a candlelit bistro-style ambience beckons, with dishes by ex-Noble Rot chef Luke Frankie.donttelldad.co.uk6.SouenTokyoTea master Shinya Sakurai wanted to revive an appreciation for traditional Japanese tea shops without the fuss. “You used to be able to smell tea being roasted everywhere but these businesses have been disappearing,” he says. So he transformed a former sweet shop in Tokyo’s Setagaya ward into Souen, which opened in January.In contrast to the Sakurai Japanese Tea Experience in the Minami-Aoyama district, Souen has a more casual setting. Original seasonal blends are the focus, while various leaf teas, matcha lattes and tea cocktails broaden the appeal. Teas are served in ceramics made by Kagoshima-based potter Shuo Iwakiri. A selection of sweets is produced in-house.3-17-11 Wakabayashi, Setagaya, Tokyo 1540023
The shortlist has been revealed in a new business pitching competition in which the winner will take home £1m worth of investment. Four companies have been named as finalists in the ‘One to Win' competition ahead of the pitch day next Wednesday as part of Birmingham Tech Week. One to Win is being run by regional business body TechWM and is backed by investors and other figures from the tech sector. The finalists are Birmingham-based ChangeMaker3D which aims to help industries such as construction become greener and OneUp Sales, also based in Birmingham, which is a sales performance management platform. Email newsletters BusinessLive is your home for business news from across the West Midlands including Birmingham, the Black Country, Solihull, Coventry and Staffordshire. Click through here to sign up for our email newsletter and also view the broad range of other bulletins we offer including weekly sector-specific updates. We will also send out 'Breaking News' emails for any stories which must be seen right away. LinkedIn For all the latest stories, views and polls, follow our BusinessLive West Midlands LinkedIn page here. Coventry-based Skyfarer is a drone and aerial technology company which is aiming to boost aerial logistics and finally Inicio Ai, also Coventry based, is a fintech start-up that works to simplify the process of capturing detailed income and expenditure information. Yiannis Maos, chief of TechWM which organises Birmingham Tech Week, said: "One to Win is going to be one of the highlights of Birmingham Tech Week and the four businesses shortlisted are testament to the great tech landscape we have here in the West Midlands. "The £1 million invested in this competition's prize pot will now be going to a business that we can only see do groundbreaking innovation and we are excited to see whoever wins what they can utilise with this once-in-a-lifetime opportunity." Mr Maos will be joined on the judging panel by Rigby Group chief executive Steve Rigby, Midven fund principle Rupert Lyle and Haatch Ventures co-founder Fred Soneya.
As of 9:15 a.m. Eastern Time on November 20, 2025, gold was priced at $4,082 per ounce. This represents a $49 fall from yesterday at the same hour and an increase of $1,413 compared to one year ago.Gold price per ounce% ChangePrice of gold yesterday$4,131+1.20%Price of gold 1 month ago$4,316+5.73%Price of gold 1 year ago$2,669-34.62%Price of gold yesterdayGold price per ounce$4,131% Change+1.20%Price of gold 1 month agoGold price per ounce$4,316% Change+5.73%Price of gold 1 year agoGold price per ounce$2,669% Change-34.62%If you’re searching for an investment that doesn’t move in lockstep with inflation, gold could be a smart pick. Over time, gold has generally shown an upward trend in value. Many investors use a gold IRA to buy and hold gold, which can help stabilize a portfolio during market swings. It’s also a convenient option for those who want to avoid the hassle of storing physical gold.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Historical gold price chartGold isn’t always the top performer. In times of economic strength, stocks can yield better returns both short and long term. Between 1971 and 2024, the average annual return for stocks was 10.7%, while gold averaged 7.9% annually.Nevertheless, gold is often favored as a low-risk asset during economic uncertainty. For this reason, some investors treat it more as a store of value than as a traditional investment like stocks or bonds.What does “spot gold” mean?The spot price of gold is the current price for immediate purchase or sale in the over-the-counter market. This price helps investors track gold demand and market trends in real time. In simple terms, a higher spot price indicates stronger demand for gold. Unlike futures, the spot price refers to immediate delivery.When the price for future delivery is higher than the spot price, it’s called contango, which is typical for commodities with storage costs. If the futures price is below the spot price, it’s known as backwardation.Numerous variables can affect the spot price, making it highly volatile. Investors in gold should be prepared for these price swings.What is price spread in gold trading?The price spread is the difference between an asset’s buying price and its selling price.In gold markets, the ask price is the cost to purchase, while the bid price is what you’d get for selling. The bid is always lower than the ask.A smaller spread means the market is more liquid. When spreads are narrow, it usually points to increased gold demand.How to invest in goldIf you imagine gold investing as a cartoonish dive into a pile of coins, that’s only part of the story. While physical gold bars, coins, or jewelry are options, most gold trading happens through exchange-traded funds (ETFs).James Taska, a fee-based financial advisor, says, “There is a great debate as to whether paper gold is as useful as the physical. From a financial advisor’s viewpoint, it is much easier to rebalance a client’s allocation of gold if it is owned as an exchange-traded fund (ETF), and the spread when attempting to buy/sell gold can be quite variable and wide.”Some common gold investment methods include:Gold bars:Also called bullion, these are sold by weight, with details like purity and manufacturer marked on the bar. There are also gold rounds.Gold coins:Collectibles such as the American Gold Eagle coin, often sold at a premium due to their rarity.Gold jewelry:Priced above the gold content for design and craftsmanship.Gold futures contracts:Agreements to buy gold at a set price in the future, letting investors speculate on price movements without handling the metal.Gold funds:Mutual funds or ETFs invested in gold assets, whose value changes with the underlying holdings.Is it a good time to invest in gold?Deciding if now is the best time to buy gold is subjective. Still, gold can help diversify your portfolio and reduce the impact of market volatility.Gold remains a stable choice amid market turbulence. Prices have surged to record highs, up over 25% since early 2025, driven by inflation and uncertainty. Many experts see this as a good time to add gold for diversification.Current precious metals pricesas of 9:15 a.m. ET on November 20, 2025Precious MetalPrice per ounceGold$4,082Silver$51Platinum$1,548Palladium$1,410GoldPrice per ounce$4,082SilverPrice per ounce$51PlatinumPrice per ounce$1,548PalladiumPrice per ounce$1,410Silver, platinum, and palladium are also popular among investors. Gold is usually less volatile than silver, which can see significant price swings even within a day. Silver’s widespread industrial use makes it more sensitive to economic trends.Platinum and palladium share similar traits with silver. 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font-weight: 600; } }The takeawayThe U.S. economy has been unsettled for some time, with persistent inflation making an impact. Gold can serve as a hedge against inflation in your portfolio. Thanks to various ways to buy, gold is accessible to investors of all experience levels. Whether using a gold IRA or a more active investment approach, gold can help achieve both short- and long-term goals.Frequently asked questionsWhat is the best way to own gold?Many investors opt for gold ETFs, which provide a managed basket of easily traded assets.Is gold a good investment?Gold is often chosen by those wanting to diversify and hedge against inflation. There are many straightforward ways to invest in gold.Should I buy gold coins or gold bars?Gold coins are collectibles and may command a higher price per ounce than bars. Their collectible and historical value can make them appealing. U.S. minted coins may also help protect against counterfeit bars.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
While fixed-rate mortgages are far more popular than adjustable-rate mortgages, the latter are worth considering if you’ve got a little tolerance for uncertainty. That’s because an ARM may offer a low rate during its introductory period before adjustments kick in—making this loan type potentially attractive for folks planning to rent out or flip the property they’re buying, or who are planning to move before the introductory period comes to an end.Stay with us and we’ll walk you through how ARMs work, take a look at when they might be considering instead of a regular fixed-rate mortgage, and consider current ARM rates from a few top lenders.You can see the previous business day’s ARM rates report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.ARM mortgage rates at top lendersFortune reviewed the most recent data available as of Nov. 20. These are sample rates provided by the institutions. Each one is based off specific assumptions about a hypothetical borrower’s credit profile and location. Estimates may include an assumption of mortgage discount points. If you choose to apply, know that the rate you receive may vary from the sample rates shown here.Bank of America 7/6 ARMU.S. Bank 7/6 ARMZillow Home Loans 7/6 ARMInterest Rate5.500%6.000%6.250%APR6.401%6.591%6.737%Interest RateBank of America 7/6 ARM5.500%U.S. Bank 7/6 ARM6.000%Zillow Home Loans 7/6 ARM6.250%APRBank of America 7/6 ARM6.401%U.S. Bank 7/6 ARM6.591%Zillow Home Loans 7/6 ARM6.737%A 7/6 ARM is one with a fixed rate for seven years, then adjustment periods every six months.Fixed-rate vs. adjustable-rate mortgagesFixed-rate home loans represent roughly 92% of all U.S. mortgages—a testament to their reliability. Unlike ARMs, which allow interest rate changes after an initial period, fixed-rate loans guarantee one rate for the life of the mortgage. This predictability makes them appealing to many.Still, ARMs may offer benefits in certain situations. After all, about 8% of borrowers opt for them over the more common fixed-rate loans.When you might consider an adjustable-rate mortgageThree types of buyers may favor ARMs:Short-term homeowners:If relocation is likely within a few years, ARMs may offer savings through low introductory rates while moving before future adjustments become a concern. But, weigh carefully if you’ll actually be able to move out of your starter home as quickly as you intend. Property investors:Investors may leverage ARMs for a low initial rate, then may flip the home before adjustment periods kick in or may increase rent during periods of higher interest rates if they’re renting out the property. Buyers facing elevated interest levels:During high-interest periods, ARMs might offer a lower rate during the introductory time frame and even the potential for rate reductions down the line if market conditions improve.Pro tipSaving up for a down payment? Make sure you have a high-yield savings account.How adjustable-rate mortgages workARMs generally start with low fixed interest periods lasting three to 10 years before shifting into adjustment periods. During the adjustments, your rate will be influenced by factors including:Benchmark indices like SOFR:Your ARM will typically be tied to a benchmark, commonly SOFR. This rate reflects the cost for banks to borrow cash overnight. The U.S. Treasury publishes a new SOFR each morning.Margins added by lenders:Margins are fixed percentages, which can often range between 2% and 3.5%, added by lenders to whatever benchmark is used for your ARM. The benchmark plus the margin helps determine your mortgage rate. These can vary based on things like your specific lender and your credit profile. Rate caps:Adjustment caps limit how much your rate can increase during specific intervals or over the loan’s lifetime. These can include initial, subsequent, and lifetime caps.Common ARM structures include the 5/1 ARM (five years fixed, then annual adjustments) and the 10/6 ARM (10 years fixed, then adjustments every six months). Other structures include 3/1 ARMs, 7/1 ARMs and 10/1 ARMs. Learn more:Why the Secured Overnight Financing Rate might matter for your mortgage.Refinancing from an ARM to a fixed-rate mortgageSometimes, circumstances change. Maybe you bought a home intending to flip it, then realized it made a lot of sense to keep as your primary residence. Or maybe you bought a starter home and then realized you wouldn’t be moving as quickly as intended. In the latter case, you’re not alone. A large chunk of Millennial and Gen Z homeowners are sticking it out with their starter homes because they can’t afford to upgrade.In such situations, it might make sense to refinance from an ARM to a fixed-rate mortgage. The process for doing this is much the same as refinancing from one fixed-rate loan to another. You’ll shop around with various lenders, submit the documents required for the application, and pay off your existing loan in full with the new one.Pros and cons of adjustable-rate mortgagesAs with any mortgage type, ARMs have benefits and drawbacks. Evaluate them carefully with a trusted loan officer to decide if this is the best type of mortgage for your situation. To get you started, a few key points are outlined below.N/AProsPotential for a lower introductory rate compared with fixed-rate loans.Chance for reduced monthly payments if the market improves and rates go down.Some borrowers might find qualifications less stringent on ARMs.ConsMonthly payments can increase significantly after the fixed period ends.Comparing offers is likely to be more complicated than with fixed-rate loans.There’s less predictability and stability compared to fixed-rate mortgages.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
The £130m Investment Fund for Wales(IFW)has made its second equity investment backing the growth plans of data analytics business Assured Insights. The IFW’s £50m equity element is funded managed by Foresight Group on behalf of the UK Government’s economic development the British Business Bank. As part of the investment Assured Insights is establishing a new office in Cardiff at Tramshed Tech, where it is establishing a data engineering hub. The value of the investment has not been disclosed, but also includes backing from the British Business Bank’s Midlands Engine Investment Fund, which has been fund managed by Foresight since 2018. Read More : Latest equity deals in Wales Read More : Plans for micro nuclear power plants in South Wales The Midlands Engine funding element is being deployed as Assured Insights, which is headquartered in Stockport, also has an office Nottingham. The tech company has developed DataWorks which supports its clients in consolidating siloed data from business systems into a single, trusted platform. Current customers include financial services companies and hospitality groups, including The Ivy Restaurant Group, Sucden Financial and Vernon Building Society. Jon Singleton, co-founder and chief executive of Assured Insights, said: “Assured Insights has discovered that most organisations find themselves in a position where their data capabilities don’t support their aspirations. There are many technologies and solutions which claim to help with this, however, these all rely on good quality data. “Achieving a state of data maturity which sees trusted data being available to the whole business is a big challenge for many companies. DataWorks addresses this and builds a solid data foundation needed to support any modern, data proficient business. “Foresight has a strong track record of working with fast-growing businesses as they scale up and professionalise. We are pleased to select Foresight as our equity partner as we look to accelerate our growth trajectory. Steve Galvin, of Foresight and IFW principal, said: “Assured Insights is a tremendously exciting, fast-growing business with a hugely ambitious management team. Its new Welsh office will have a positive impact on the local economy through the creation of skilled jobs. We are thrilled to be supporting Assured Insights and look forward to partnering with the team on their growth journey. “Businesses with multiple software systems are increasingly managing complex data sets and Assure Insights’ software is a step change in the market. By creating the data architecture and combining it with analytics and visualisation, the software provides an excellent end-to-end solution.” Mark Sterritt, director, nations and regions investment funds at the British Business Bank, said: “We are pleased to see the Investment Fund for Wales actively working for innovative businesses like Assured Insights, who are committed to expanding their operations in Wales, with the opening of their new Cardiff office.
British tech entrepreneurs have criticised the increases in capital gains tax (CGT) and national insurance contributions (NICs) announced by Chancellor Rachel Reeves in the recent Budget. The government has raised the lower rate of CGT from 10% to 18%, and the higher rate from 20% to 24%. Additionally, employers' NICs have been increased by 1.2 percentage points to 15%. Paul Taylor, founder and CEO of the $2.7bn banking software company Thought Machine, expressed concerns that the rise in NICs would add £800,000 annually to his firm's UK payroll expenses and complicate recruitment efforts. "Companies like ours will be less incentivised to grow once the contribution we have to pay, per employee, increases combined with forthcoming changes to employment legislation," he remarked. "Nearly all emerging tech businesses run on investor capital, and this increase sets them back on their path to profitability.", as reported by City AM. Furthermore, Taylor highlighted that the hike in CGT represents "a tax on risk-takers" and will "discourage talent from working in the tech sector". "CGT increases mean the potential value of the shares they own will now be considerably lower, thus reducing the incentive for top talent to join high-growth and tech businesses, which is the future growth engine of the UK," he added. Last month, Taylor communicated to City AM his ambitions to list Thought Machine on the London Stock Exchange, underscored by his belief that the US start-up scene serves as "a model of where the UK needs to be". Labour's Reeves has pointed out that the Budget has introduced tax increases totalling £40bn in an effort to address what is claimed to be a £22bn "black hole" in public finances. Capital Gains Tax (CGT), which taxes the profit made on the sale of an asset like company shares, was anticipated to increase. Although it didn't reach the speculated heights of 39 per cent, the increase has some founders worried over its possible dampening effect on innovation, hindrance to talent acquisition, and discouragement of new business ventures within the UK. ClearBank CEO Charles McManus weighed in on the matter, stating that the combined hike in CGT and National Insurance Contributions (NICs) might significantly discourage entrepreneurs from establishing businesses in Britain. McManus also highlighted concerns regarding more UK firms opting to list in markets outside London, exacerbating existing market trends witnessed in recent years. "Starting and scaling a business requires ingenuity, grit and determination as well as taking a major risk," he commented. "And we support any government that rewards that risk by creating an environment where entrepreneurs have access to the best investors, advice and scaling opportunities available." Motorway CEO Tom Leathes expressed concerns, highlighting that "entrepreneurs thrive on incentives that reward risk" and warning that an increase in Capital Gains Tax (CGT) could render scaling and reinvesting in tech companies "significantly less attractive". In the build-up to the Budget, there was speculation that potential rises in CGT, National Insurance Contributions (NICs), and Business Asset Disposal Relief might hinder the expansion pace of technology start-ups. Voices within the sector suggested that these changes could deter investors, possibly causing them to seek alternative markets and countries for their investments, and might discourage founders due to heavier tax loads on stock options and other incentives. A fintech industry group had forewarned of a potential mass departure of UK founders due to new government policies, although this alarm has been downplayed by some as merely "rhetoric", especially since the increases were not as steep as anticipated. Phill Robinson, CEO of Boardwave, a London-based network for founders, concurred with the concern, arguing that the uptick in capital gains tax "will hit the entrepreneurs that fuel our software industry, particularly hard," adding that the reform regarding carried interest would also affect investors. Robinson pointed out: "As a fast-moving high growth sector, that requires a high level of risk for both founders and investors and on balance the measures announced today will change the risk/reward calculations for both,". During her address to Parliament, Reeves cited that even after these revisions, the UK would still have the lowest capital gains tax rate compared to its European G7 peers. On a more optimistic note, Philip Belamant, co-founder and CEO of Zilch, the $2bn buy-now pay-later provider, expressed his initial response as positive. "While we'll all absorb slight tax increases, the UK remains a top G7 competitor and the third-largest tech market on the planet," he stated.
If you want to grow your savings with smart investments but without the risk and hassle that may accompany options like stocks and EFTs, put that money to use in a certificate of deposit (CD). Synchrony Bank is a highly competitive institution when you want to start CD laddering; its APYs are high, its term lengths are plenteous, and it doesn’t impose a minimum opening deposit. Here’s what you need to know about Synchrony CD rates. Rates are current as of Nov. 7, 2025 and are subject to change.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Synchrony Bank CD rates and products Synchrony offers three CD types: standard, bump-up, and no-penalty. We’ll explain each of these in a minute. Considering all CD types, you can choose from an impressive 16 term lengths at Synchrony—from three months to five years. Each of these account types also comes in the form of IRA CDs with identical term lengths. However, the APYs are slightly different, and often less generous. Standard CDs Synchrony offers an abnormally wide selection of standard CD terms. Because of this, you’ll find terms that are less common among other financial institutions. This makes CD laddering an interesting prospect, as you can create “rungs” that are much closer together than you might construct elsewhere—giving you more frequent access to your money. Synchrony also does not enforce a minimum account balance, meaning you can open a CD with as little money as you want (also handy for CD laddering). Synchrony standard CD featuresMinimum opening deposit$0Early withdrawal penalty– Terms of 12 months or less: 90 days’ simple interest – Terms of more than 12 months but less than 48 months: 180 days’ simple interest – Terms of 48+ months: 365 days’ simple interestPartial withdrawals permittedFor a fee (unless withdrawing interest earned)Additional deposits permittedNoAutomatic renewalYesRenewal grace period10 daysSynchrony Bank standard CD rates Term lengthAPY3 months0.25%6 months3.75%9 months4.10%12 months3.90%13 months3.85%14 months 4.00%15 months3.85%16 months3.85%18 months3.70%19 months3.70%24 months3.50%36 months3.75%48 months3.50%60 months4.00%3 monthsAPY0.25%6 monthsAPY3.75%9 monthsAPY4.10%12 monthsAPY3.90%13 monthsAPY3.85%14 monthsAPY 4.00%15 monthsAPY3.85%16 monthsAPY3.85%18 monthsAPY3.70%19 monthsAPY3.70%24 monthsAPY3.50%36 monthsAPY3.75%48 monthsAPY3.50%60 monthsAPY4.00%Bank details checked Nov. 7, 2025.No-penalty CDs No-penalty CDs allow you to withdraw your money before maturity without penalty. You must withdraw the entire amount, effectively closing your account. Synchrony offers an 11-month no-penalty CD. The tradeoff is a far lower rate compared to a standard CD. If you’re concerned that you may need to withdraw a portion of your investment before your account terms, you’ll be far better creating a CD ladder with a series of standard CDs, as Synchrony’s no-penalty option is not competitive. Synchrony Bank no-penalty CD ratesTerm length APY11 months0.25%11 monthsAPY0.25%APYBank details checked Nov. 7, 2025.Bump-up CDs Bump-up CDs give you the benefit of locking-in an interest rate while reserving the right to increase the APY if rates rise before your account matures. Synchrony offers a 24-month bump-up CD at a fair (but not jaw-dropping) APY. Synchrony Bank bump-up CD rates Term length APY24 months2.80%24 monthsAPY2.80%APYBank details checked Nov. 7, 2025.Synchrony Bank IRA CDs Synchrony gives you the option to open the same types of CD accounts—standard, no-penalty, and bump-up—but with the tax benefits of an IRA. Those looking for a stable investment to add to the mix for their retirement savings may wish to consider an IRA CD. You can either open a new IRA account with Synchrony and deposit new money into a CD or transfer funds from an existing IRA. Just note that when you deposit new money into an IRA CD, you must abide by the IRS annual contribution limits, which are $7,000 for those under age 59½ and $8,000 for everyone else as of this writing. IRA CDs at Synchrony have many of the same conditions, such as no minimum account balance and early withdrawal penalties. But for several term lengths, you’ll earn less interest than standard CDs. Synchrony IRA CD featuresMinimum opening deposit$0Early withdrawal penalty– Terms of 12 months or less: 90 days’ simple interest – Terms of more than 12 months but less than 48 months: 180 days’ simple interest – Terms of 48+ months: 365 days’ simple interestPartial withdrawals permittedFor a fee (unless withdrawing interest earned)Additional deposits permittedNoAutomatic renewalYesRenewal grace period10 daysSynchrony Bank IRA CD rates Term lengthAPY3 months0.25%6 months3.50%9 months3.75%12 months3.90%13 months 3.60%14 months 3.60%15 months3.60%16 months3.60%18 months3.70%19 months 3.50%24 months3.50%36 months3.75%48 months3.50%60 months4.00%3 monthsAPY0.25%6 monthsAPY3.50%9 monthsAPY3.75%12 monthsAPY3.90%13 monthsAPY 3.60%14 monthsAPY 3.60%15 monthsAPY3.60%16 monthsAPY3.60%18 monthsAPY3.70%19 monthsAPY 3.50%24 monthsAPY3.50%36 monthsAPY3.75%48 monthsAPY3.50%60 monthsAPY4.00%Bank details checked Nov. 7, 2025.Synchrony Bank no-penalty IRA CD rates Term length APY11 months0.25%11 monthsAPY0.25%APYBank details checked Nov. 7, 2025Synchrony Bank bump-up IRA CD rates Term length APY24 months2.80%24 monthsAPY2.80%APYBank details checked Nov. 7, 2025.Pro tipNot seeing an IRA CD here that’s right for you? Check out our list of best IRA CDs for alternatives. SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. 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} #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-m-hide, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-m-hide, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-m-hide { display: none !important; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .seeMoreTerms, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .seeMoreTerms, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .logo-image-wrapper, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .logo-image-wrapper, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .logo-image-wrapper { max-width: 200px; min-height: unset; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-row-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-row-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-row-container { flex: 0 0 100%; order: 2; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-row-sub-container .sh-title-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-row-sub-container .sh-title-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop #sh-header-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop #sh-header-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-d-hide, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-d-hide, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-d-hide { display: block !important; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-listing-content-wrapper, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-listing-content-wrapper, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-promo .sh-promo-text, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-promo .sh-promo-text, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-btn__text, #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-first-product .sh-btn__text, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-btn__text, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-first-product .sh-btn__text, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-btn__text, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-fdic-insured, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-fdic-insured, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .product-details-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .product-details-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-first-product .product-details-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-first-product .product-details-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-title, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-title, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-promo, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-promo, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-promo-offer-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-promo-offer-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-title-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-title-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-first-product .sh-title-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-first-product .sh-title-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-first-product .sh-row2-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-first-product .sh-row2-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-fdic-dis-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-fdic-dis-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-cta-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-cta-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-first-product .sh-cta-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-first-product .sh-cta-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .mobile-bottom-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .mobile-bottom-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-first-product .sh-title-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-first-product .sh-title-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #wKMddPmJBRYLRxjf.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #wKMddPmJBRYLRxjf.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #wKMddPmJBRYLRxjf.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #wKMddPmJBRYLRxjf.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #wKMddPmJBRYLRxjf.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #wKMddPmJBRYLRxjf.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #wKMddPmJBRYLRxjf.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #wKMddPmJBRYLRxjf .sh-row-container.sh-apy-value { height: 24px; } #wKMddPmJBRYLRxjf .sh-title-container { height: 45px; } #wKMddPmJBRYLRxjf .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #wKMddPmJBRYLRxjf .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #wKMddPmJBRYLRxjf .sh-first-product .sh-title-container { height: 72px; } #wKMddPmJBRYLRxjf .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #wKMddPmJBRYLRxjf .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #wKMddPmJBRYLRxjf .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #wKMddPmJBRYLRxjf .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #wKMddPmJBRYLRxjf .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #wKMddPmJBRYLRxjf .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #wKMddPmJBRYLRxjf .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #wKMddPmJBRYLRxjf.loadingMessage .sh-loading-msg { display: block; } #wKMddPmJBRYLRxjf.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #wKMddPmJBRYLRxjf .sh-loading-msg { font-size: 18px; } } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-row-container { align-items: center; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #wKMddPmJBRYLRxjf .sh-row-product-title.sh-bank-name { display: none; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #wKMddPmJBRYLRxjf.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #wKMddPmJBRYLRxjf.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #wKMddPmJBRYLRxjf.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #wKMddPmJBRYLRxjf.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #wKMddPmJBRYLRxjf.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #wKMddPmJBRYLRxjf.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #wKMddPmJBRYLRxjf.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #wKMddPmJBRYLRxjf.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #wKMddPmJBRYLRxjf.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop .sh-first-product .sh-row2-container, #wKMddPmJBRYLRxjf.sh-box650.device-desktop .sh-first-product .sh-row2-container, #wKMddPmJBRYLRxjf.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #wKMddPmJBRYLRxjf .sh-gb-banner.sh-promo { display: none !important; } #wKMddPmJBRYLRxjf.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #wKMddPmJBRYLRxjf.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #wKMddPmJBRYLRxjf.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #wKMddPmJBRYLRxjf.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; height: unset; flex: 0 0 150px; padding-top: unset; box-sizing: unset; background-color: transparent; position: relative; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: unset; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: unset; margin-right: 15px; width: 100%; padding: 1px 0 10px 0; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font: normal normal bold 24px/24px Roboto; padding: 12px 0px; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-cta-container{ padding: 12px 0px; box-sizing: unset; border-bottom: unset; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-title-container{ display: none; margin: unset; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-promo{ width: 100%; margin: -10px 0 20px; text-align: left; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-promo .sh-promo-text{ font: normal normal normal 16px/24px Roboto; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-fdic-insured{ padding: 20px 0 7px 0; } #wKMddPmJBRYLRxjf.sh-box700.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg, #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg{ vertical-align: unset; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-listing-content-wrapper{ display: block; padding: 20px; margin-bottom: 16px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .logo-image-wrapper{ max-width: 200px; min-height: unset; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges img.logo-image{ max-width: inherit; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-d-hide { display: block !important; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-title{ font: normal normal bold 16px / 24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-fdic-dis-container{ display: flex; justify-content: space-between; max-width: 400px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-fdic-insured{ padding: 0; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-m-hide { display: none !important; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .product-details-container{ display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container{ flex-flow: row wrap; align-items: flex-start; margin-bottom: 0; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-row-container{ flex: 0 0 100%; order: 2; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: 42px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: 0; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 27%; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #wKMddPmJBRYLRxjf.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer176 .logo-column.flex-container, #qsWidgetContainer176 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer176 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer176 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer176 .apy-label, #qsWidgetContainer176 .curDate, #qsWidgetContainer176 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer176 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer176 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer176 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer176 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer176 .prop-value-container { align-items: stretch; } #qsWidgetContainer176 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer176 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer176 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer176 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer176 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer176 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer176 #sh-star-icon { top: -2px; } #qsWidgetContainer176 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer176 #see_more_carrier, #qsWidgetContainer176 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer176 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer176 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer176 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer176 .shmktpl-sponsored, #qsWidgetContainer176 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; } #qsWidgetContainer176 .sh-logo { flex-shrink: 1; } #qsWidgetContainer176 .shmktpl-sponsored { text-transform: uppercase; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-content-wrapper { box-shadow: none; gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer176 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer176 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer176 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer176 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer176 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer176 .sh-first-product .sh-btn__text, #qsWidgetContainer176 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer176 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer176 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer176 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer176 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer176 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer176 .listing-title { font-size: 20px; font-weight: 600; } }Compare Synchrony Bank to competitors Synchrony Bank CD rates are no slouch. But they’re not always the absolute best you’ll find on the market. Here’s a look at how Synchrony compares against a couple fierce competitors. Synchrony BankDiscoverNorthern Bank Direct6 months6 months6 months3.75%3.50%4.00%9 months9 months9 months4.10%3.50%3.75%12 months12 months12 months3.90%4.05%3.25%18 months18 months18 months3.70%3.70%3.25%24 months24 months24 months3.50%3.50%3.25%60 months60 months60 months4.00%3.50%3.25%Learn moreLearn moreLearn moreView offerat BankrateView offerat MoneyLionView offerat Northern Bank DirectBank details checked Nov. 7, 2025.Learn more about Synchrony Bank You may know Synchrony Bank as the issuer of popular store credit cards with merchants like Amazon, Verizon, Sam’s Club, etc. It’s much more than that; it offers several banking products, from high-yield savings accounts to money market accounts. Still, Synchrony Bank isn’t a full-service bank. You won’t find checking account options, auto loans, mortgages, etc. It’s also fully digital, so it’s got no physical branches. If you’d prefer to keep all your banking (including CDs) at the same financial institution, Synchrony won’t meet those needs. Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Frequently asked questionsDoes Synchrony offer promotional or special CD rates? Synchrony does not advertise its CDs as “promotional” or “special.” That said, it does feature its highest-earning CDs prominently on its site, namely, its 13, 15, 19, and 60-month options as of this writing. What is the minimum deposit required for a Synchrony CD? There is no minimum deposit required to open a Synchrony CD. Can you withdraw interest from a Synchrony Bank CD before maturity? You can withdraw interest from a Synchrony CD before maturity without penalty. What are the penalties for early CD withdrawal at Synchrony Bank? If you decide to withdraw more than earned interest from a Synchrony CD, you’ll pay either 90, 180, or 365 days’ simple interest, depending on the term length. If you haven’t yet earned enough interest to cover the penalty, you’ll lose a portion of your principal. Are Synchrony Bank CDs FDIC insured? Synchrony CDs are FDIC insured up to the maximum $250,000. Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. 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The Autumn Budget, presented by Rachel Reeves on Wednesday, proffered substantial backing for the UK's technology and creative sectors, with the Chancellor outlining capital investment strategies intended to "drive growth across the country." In her budgetary plans, Reeves articulated the intention to "capitalise" the National Wealth Fund, targeting support towards bustling future industries such as gigafactories, ports, and green hydrogen production, as reported by City AM. These initiatives are encapsulated within an expansive Modern Industrial Strategy, which aims to bolster sectors identified as having significant growth prospects through judicious investment. To reinforce these ambitions, the Budget set forth a collection of multi-year funding promises: £1 billion earmarked for aerospace, in excess of £2 billion channelled into the automotive industry focusing particularly on electric vehicle manufacture, and as much as £520 million dedicated to establishing a new Life Sciences Innovative Manufacturing Fund. Alongside invigorating tech and industrial segments, Reeves channelled improvements into tax incentives for the nation's thriving creative industries, with particular enhancements for VFX in television and film production. Moreover, £25 million has been designated to the North East Combined Authority for the transformation of the Crown Works Studios site in Sunderland, a project forecasted to generate 8,000 fresh employment opportunities. Reeves has reaffirmed the government's dedication to research and development, allocating over £20 billion for research funding in areas such as engineering, biotechnology, and medical science. Moreover, the Chancellor has pledged £500 million to enhance mobile broadband connectivity, particularly in rural regions, through the Department for Science, Innovation and Technology (DSIT). Additionally, Reeves has committed an extra £22.6 billion to the NHS budget, aiming for a two per cent productivity gain next year. This investment is intended to support the health service's transition "from analogue to digital" over the coming decade. Mark Leftwich, Philips UK & Ireland's managing director, expressed his support for the new funding, stating it "is a chance to start pulling the NHS back on track." "State-of-the-art technology is changing the way that care is delivered in pockets, but increased investment in digital and innovation is needed to accelerate this at scale," he commented.
Capital One is a household name. From partnerships with A-list celebrities to an expanding presence in luxury travel to extra customer-friendly apps and services, the Capital One ecosystem is an exciting one in which to live.As one of the largest financial institutions in the United States, Capital One is headquartered in McLean, Virginia. Since its establishment in 1994, this financial giant has grown operations to more than $90 billion in loan portfolio and over 5,100 clients,. with around 1,260 Capital One-branded ATMs (and tens of thousands more that you can freely use).Capital One is famous for its credit cards and checking and savings accounts — but it also offers business loans, commercial services, and more. If you’re not near any of its branch locations, including its 55+ café locations, you can still bank online. Its online division is called Capital One 360, and that’s where you can find high-yield savings accounts, checking accounts, and certificates of deposits (CDs).Here’s everything you need to know about Capital One 360.Rates are current as of Nov. 17, 2025, and are subject to change.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byThe best savings account rates from our partners for December 12, 2025Account Type Savings & MMAsSavings & MMAsMMAs OnlySavings OnlyZIP Code Deposit Amount $FEATURED OFFERSAPYMIN. BALANCE FOR APYEST. EARNINGSLoading...3.40 %December 12, 2025$ 0$ 850Over 1 YearSavings AccountCapital OneMember FDICPromoted OfferOpen a 360 Performance Savings account and grow your money today.OPEN ACCOUNTOFFER DETAILSQUICK LOOKCapital One Bank is among the 10 largest U.S. banks by assets. While it offers branches in seven Eastern and two Southern states, customers can access accounts online from just about anywhere. The bank offers high rates on its savings and CD accounts, and a free checking account that pays interest. There are no balance minimums or monthly fees, and you won’t need to worry about overdraft fees either.READ BANK REVIEW3.75 %December 12, 2025$ 100$ 938Over 1 YearSavings AccountCIT BankMember FDICPromoted Offer Earn up to $300 cash bonus with minimum deposit. Terms apply.OPEN ACCOUNTOFFER DETAILSQUICK LOOKCIT Bank is an online institution that offers competitive annual percentage yields (APYs) on its Savings Connect savings account. It also offers a checking account, a money market account and CDs. CIT Bank offers a competitive yield with its Savings Connect account. It also offers an assortment of CDs to choose from. But some of these CDs, such as the one-year term, weren’t paying a competitive yield during Bankrate’s review.READ BANK REVIEW3.65 %December 12, 2025$ 0$ 912Over 1 YearSavings AccountMarcus by Goldman SachsMember FDICPromoted OfferBacked by the financial expertise of Goldman Sachs.OPEN ACCOUNTOFFER DETAILSQUICK LOOKMarcus by Goldman Sachs is an online bank that rewards savers with higher-than-average rates and few fees. Plus, its accounts have low or no minimum deposit requirements. But while it’s easy to move your money in and out of your accounts via electronic transfer to another account you own, you won’t be able to deposit or withdraw cash.READ BANK REVIEW12345...69Capital One at a glanceCapital OneChecking accountsStarting at $0 per monthSavings accountOpen with as little as $0CD ratesEarn up to 3.50% annual percentage yield (APY)View offerat MoneyLionCompany insightsYear Founded: 1994Company Headquarters: McLean, VACEO: Richard FairbankFortune Rankings#82on the 2025 Fortune 500 list#15on Fortune’s 2025 America’s Most Innovative Companies listHonorable mentionon Fortune’s 2025 World’s Most Admired Companies list#20on Fortune’s 2024 Financial Sector Leaders list.#36on Fortune’s 2025 100 Best Companies to Work For list.#23on Fortune’s 2024 Best Large Workplaces for Parents list.#4on Fortune’s 2024 Best Large Workplaces in Financial Services and Insurance.#304on Fortune’s 2024 Global 500.#36on Fortune’s 2024 100 Best Large Workplaces for Millenials.#70on Fortune’s 2023 100 Best Large Workplaces for Women.N/AProsNo monthly fees or minimum deposits on checking and savings accountsOffers Kids Savings Accounts, which allow for automatic transfers of their allowanceMake deposits right from your mobile phoneConsSome competitors may offer higher interest rates with checking, savings, and CDsAPY is locked in and doesn’t account for inflationCDs are illiquid, so you cannot easily access funds without penaltiesWho is Capital One good for?Capital One may be ideal for anyone who values a comprehensive digital banking experience and the ability to earn interest with ease. Its checking and savings accounts have no minimum account opening requirements, no minimum balance requirements to earn interest, and no monthly fees. Setting up multiple accounts is easy, and you can view these from a single dashboard, making it an excellent choice for those who open multiple accounts to work toward specific goals.If you travel frequently, access to a large network of fee-free ATMs (over 70,000 in total) means easy access to cash. Additionally, if located near any one of its 50-plus café-style branches, customers can enjoy a coworking space and coffee shop all rolled into their banking experience.Who shouldn’t use Capital One?If you prefer to handle all your banking under one umbrella, from mortgages to student loans, consider an alternative option; Capital One focuses heavily on its core products—; credit cards, checking and savings accounts, and business or commercial banking.Also, you must be a paperless customer to use any Capital One 360 banking products. If you’re a hard-copy champion and find it a bother to work with digital copies or elseto print everything yourself, this will be an annoyance.Capital One 360 rates and productsCapital One 360 offers a variety of products, including high-yield savings accounts, checking accounts, and CDs. It also offers teen checking accounts and kids’ savings accounts, which is ideal for teaching children the value of money management. Here are your options.Capital One productAPYChecking accounts0.10%Savings accountsUp to 3.40%CDsUp to 4.05%Checking accountsAPY0.10%Savings accountsAPYUp to 3.40%CDsAPYUp to 4.05%Bank details checked Nov. 17, 2025.Checking accountsCapital One offers a monthly fee-free checking account (you’ll still pay fees for voluntary activities like wire transfers and purchasing cashier’s checks). But, you won’t pay a monthly fee or overdraft fees. And, you aren’t required to keep a minimum amount in your account to avoid fees.As of this writing, Capital One 360 offers a checking account bonus of $250 when you open and use the code CHECKING250 and follow through on the required qualifying activities. Terms apply. Capital One 360 checking account featuresAccount opening bonusUp to $250Minimum opening deposit$0 *Monthly fees$0Overdraft fee$0Top APY0.10% APYFree checksFirst 50-count checkbook free; subsequent orders vary in priceMobile depositYesTypes of checking accounts available360 Checking, MONEY Teen CheckingDomestic wire transfer$30Cashier’s check purchased at a Capital One branch$10Cashier’s check purchased online with expedited delivery$20Bank details checked Nov. 17, 2025.*For your account to be considered “open,” you must deposit at least 1 cent.Savings accountsA high-yield savings account can help you earn an elevated APY on the money in your savings account. They’re most common among online-only banks. But Capital One 360 competes with the best of them, offering up to 3.40% APY, with no minimum requirement to earn interest.Capital One 360 savings account featuresMinimum opening deposit$0Monthly fees$0Top APY3.40%Minimum balance to earn interest1 centTypes of savings accounts available360 Performance Savings, Kids Savings AccountBank details checked Nov. 17, 2025.SponsoredAdvertiser DisclosureAdvertiser DisclosureMany of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Compare Personal Finance Options for 2021 Select all products of interest and compare:Product DescriptionsProduct DescriptionsChecking A transactional account that allows for numerous withdrawals and unlimited deposits. Money can be accessed via checks, ATMs, or debit card among other methods. Savings A bank account that keeps your money safe and secure, while paying you interest. MMA A Money Market Account is an interest-bearing deposit account at a bank or credit union that pays interest based on current rates in the money markets. CD A Certificate of Deposit features historically higher APYs, guaranteed returns & FDIC insurance. CDs are offered in fixed terms w/penalties for early withdrawals. 401K A 401k is a retirement-savings account that allows an employee to divert a portion of their salary into long-term investments and provides special tax benefits. Brokerage An investment account used by investors to buy and sell stocks, bonds, and mutual funds. Income from investments are taxed as capital gains. REIT A Real Estate Investment Trust owns and operates income-generating real estate. REITs allow investment in real estate without the need to own, operate, or finance properties. Robo Advisor A robo-advisor is an automated investing service that uses algorithms to provide financial advice and/or investment management help you manage your investment portfolio. Relatively inexpensive compared to a human financial advisor. Roth IRA An individual retirement account allows after-tax contributions of earned income below a certain level. Investment growth and future withdrawals are tax free. Traditional IRA An individual retirement account where you contribute pre-or after-tax dollars. Investment growth is tax-deferred until withdrawal. Financial Advisor Financial advisors help people manage their money and reach their financial goals. Annuity A financial contract with an insurance company where you make the investor makes a lump-sum payment or series of payments in exchange for regular disbursements in the future. Cash Management A cash account typically offered by nonbank financial institutions. CMAs combine features from traditional checking and savings accounts. Business Checking A business checking account is similar to a personal checking account, but allows you to separate your business and personal expenses. This can help you keep records organized and simplify your taxes. Checking AccountsSavings AccountsCertificates of DepositRetirement AccountsReal Estate InvestmentInvestment AccountsAnnuityVIEW AllBusiness CheckingVIEW LESSPlease select one or more products to compare1 ResultsProduct DescriptionsTop PickSoFi® : Checking and Savings AccountMember FDICDisclosureDisclosure1. Up to $300 Bonus Tiered: New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Eligible Direct Deposit. If you have satisfied the Eligible Direct Deposit requirements but have not receiveda cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/2026. Full terms at sofi.com/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.SoFi members with Eligible Direct Deposit can earn 3.60% annual percentage yield (APY) on savings balances (including Vaults)and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.60% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time.These rates are current as of 11/12/25. There is no minimum balance requirement. Fees may reduce earnings. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.2. APY: Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 1/24/25. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at http://www.sofi.com/legal/banking-rate-sheet.3. Fee Policy: We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at sofi.com/legal/banking-fees/.4. FDIC Insurance: SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at SoFi.com/banking/fdic/sidpterms. See list of participating banks at SoFi.com/banking/fdic/participatingbanks.5. ATM Access: We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees may be incurred when using out-of-network ATMs. SoFi’s ATM policies are subject to change at our discretion at any time.6. Early Access to Direct Deposit Funds: Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduledpayment date, but may vary.7. Overdraft Coverage: Overdraft Coverage is a feature automatically offered to SoFi Checking and Savings account holders who receive at least $1,000 or more in Eligible Direct Deposits within a rolling 31 calendar day period on a recurring basis. Eligible Direct Deposit is defined on the SoFi Bank Rate Sheet, available at http://www.sofi.com/legal/banking-rate-sheet. Members enrolled in Overdraft Coverage may be covered for up to $50 in negative balances on SoFi Bank debit card purchases only. Overdraft Coverage does not apply to P2P transfers, bill payments, checks, or other non-debit card transactions. Members with a prior history of unpaid negative balances are not eligible for Overdraft Coverage. Eligibility for Overdraft Coverage is determined by SoFi Bank in its sole discretion. Members can check their enrollment status, if eligible, at any time by logging into their account through the SoFi app or on the SoFi website.8. 0.70% Savings APY Boost: Earn up to 4.30% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.60% APY as of 11/12/25)for up to 6 months. Open a new SoFi Checking and Savings account and pay the $10 SoFi Plus subscription every 30 days OR receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 1/31/26. Rates variable, subject to change. Terms apply at sofi.com/banking#2 SoFi Bank, N.A. Member FDIC.VIEW DETAILS on SoFi®'s website Annual Percentage Yield 0.50% as of 12/12/2025Monthly Fees$0.00Min Deposit to Earn APY$0.00Member FDICDisclosureDisclosure1. Up to $300 Bonus Tiered: New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Eligible Direct Deposit. If you have satisfied the Eligible Direct Deposit requirements but have not receiveda cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/2026. Full terms at sofi.com/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.SoFi members with Eligible Direct Deposit can earn 3.60% annual percentage yield (APY) on savings balances (including Vaults)and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.60% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time.These rates are current as of 11/12/25. There is no minimum balance requirement. Fees may reduce earnings. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.2. APY: Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 1/24/25. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at http://www.sofi.com/legal/banking-rate-sheet.3. Fee Policy: We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at sofi.com/legal/banking-fees/.4. FDIC Insurance: SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at SoFi.com/banking/fdic/sidpterms. See list of participating banks at SoFi.com/banking/fdic/participatingbanks.5. ATM Access: We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees may be incurred when using out-of-network ATMs. SoFi’s ATM policies are subject to change at our discretion at any time.6. Early Access to Direct Deposit Funds: Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduledpayment date, but may vary.7. Overdraft Coverage: Overdraft Coverage is a feature automatically offered to SoFi Checking and Savings account holders who receive at least $1,000 or more in Eligible Direct Deposits within a rolling 31 calendar day period on a recurring basis. Eligible Direct Deposit is defined on the SoFi Bank Rate Sheet, available at http://www.sofi.com/legal/banking-rate-sheet. Members enrolled in Overdraft Coverage may be covered for up to $50 in negative balances on SoFi Bank debit card purchases only. Overdraft Coverage does not apply to P2P transfers, bill payments, checks, or other non-debit card transactions. Members with a prior history of unpaid negative balances are not eligible for Overdraft Coverage. Eligibility for Overdraft Coverage is determined by SoFi Bank in its sole discretion. Members can check their enrollment status, if eligible, at any time by logging into their account through the SoFi app or on the SoFi website.8. 0.70% Savings APY Boost: Earn up to 4.30% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.60% APY as of 11/12/25)for up to 6 months. Open a new SoFi Checking and Savings account and pay the $10 SoFi Plus subscription every 30 days OR receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 1/31/26. Rates variable, subject to change. Terms apply at sofi.com/banking#2 SoFi Bank, N.A. Member FDIC.VIEW DETAILS on SoFi®'s website Additional FeaturesSign up and earn $50 or $300 with eligible direct deposit.55,000+ fee-free ATMs within the Allpoint® Network.Up to 2-day-early paycheck with direct deposit.Earn 0.50% APY.+0.70% Boost on Savings APY to up to 4.30% for up to 6 months on new accounts with eligible Direct Deposit. Terms apply.Additional FeaturesSign up and earn $50 or $300 with eligible direct deposit.55,000+ fee-free ATMs within the Allpoint® Network.Up to 2-day-early paycheck with direct deposit.Earn 0.50% APY.+0.70% Boost on Savings APY to up to 4.30% for up to 6 months on new accounts with eligible Direct Deposit. 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} #wpIgxuyTzqauDnEz.minFilter .check-elem.view-btn { display: none; } #wpIgxuyTzqauDnEz.minFilter input.chk-btn + label { padding: 10px 11px; } #wpIgxuyTzqauDnEz .sh-msg { display: none; font-size: 20px; text-align: center; margin-top: 20px; } @media (max-width: 375px) { #wpIgxuyTzqauDnEz input.chk-btn + label { padding: 10px 8px; } #wpIgxuyTzqauDnEz.minFilter input.chk-btn + label { padding: 10px 8px; } } @media (max-width: 360px) { #wpIgxuyTzqauDnEz input.chk-btn + label { padding: 10px 3px; font-size: 12px; } #wpIgxuyTzqauDnEz.minFilter input.chk-btn + label { padding: 10px 4px; font-size: 12px; } } #wpIgxuyTzqauDnEz .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #wpIgxuyTzqauDnEz.loadingMessage .sh-loading-msg { display: block; } #wpIgxuyTzqauDnEz.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media (max-width: 650px){ #wpIgxuyTzqauDnEz .sh-loading-msg { font-size: 18px; } } #wpIgxuyTzqauDnEz .mobile { display: none; } #wpIgxuyTzqauDnEz .sh-hide { display: none; } #wpIgxuyTzqauDnEz .desktop { display: block; } #wpIgxuyTzqauDnEz .desktop-inline { display: inline-block; } #wpIgxuyTzqauDnEz .row-1, #wpIgxuyTzqauDnEz .row-2 { display: flex; } #wpIgxuyTzqauDnEz .row-1 { padding: 24px 23px 24px 24px; justify-content: space-between; } #wpIgxuyTzqauDnEz .row-2 { background: #F2F9FF 0% 0% no-repeat padding-box; width: 100%; } #wpIgxuyTzqauDnEz .row-2 .listing-description { padding: 24px 23px; width: 100%; } #wpIgxuyTzqauDnEz .logo-image-wrapper { margin: auto; width: 196px; } #wpIgxuyTzqauDnEz .logo-column { display: flex; align-items: center; } #wpIgxuyTzqauDnEz .logo-image-wrapper img { width: 100%; height: auto; } #wpIgxuyTzqauDnEz .ad-copy { margin-left: 24px; } #wpIgxuyTzqauDnEz .total-results { color: #0A3B5F; font-weight: bold; font-size: 14px; } #wpIgxuyTzqauDnEz .listing-description .disclosure-content { margin-top: 0px; } #wpIgxuyTzqauDnEz .logo-column.flex-container { flex: 0 0 20%; } #wpIgxuyTzqauDnEz .top-section-right { margin-left: 5px; } #wpIgxuyTzqauDnEz .ad-copy-column.flex-container { flex: 0 0 78%; } #wpIgxuyTzqauDnEz .cta-column.flex-container { flex: 0 0 20%; align-items: center; justify-content: center; } #wpIgxuyTzqauDnEz .ad-copy { margin-left: 24px; } #wpIgxuyTzqauDnEz .ad-copy-top-section { display: flex; justify-content: space-between; margin-bottom: 24px; } #wpIgxuyTzqauDnEz .listing-title { color: #1C96F0; text-align: left; font: normal normal bold 20px/24px Roboto; letter-spacing: 0px; } #wpIgxuyTzqauDnEz .disclosure-desk-sec { display: flex; flex-direction: row; text-align: center; align-items: center; } #wpIgxuyTzqauDnEz .ad-copy-disclosure { position: relative; display: flex; flex-direction: row; align-items: center; margin-top: 15px; } #wpIgxuyTzqauDnEz .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; } #wpIgxuyTzqauDnEz .prop-conatiner { display: flex; flex: 0 0 31%; flex-direction: column; } #wpIgxuyTzqauDnEz .shmktpl-button { display: flex; align-items: center; justify-content: center; margin-bottom: 10px; cursor: pointer; width: 170px; font: normal normal bold 18px / 20px Roboto; letter-spacing: 0px; justify-self: end; background: #1C96F0 0% 0% no-repeat padding-box; border-radius: 6px; height: 40px; color: #fff; text-align: center; position: relative; } #wpIgxuyTzqauDnEz .shmktpl-button span.btn__text::after { display: none; position: absolute; content: ""; background-image: url("data:image/svg+xml;base64,PHN2ZyBpZD0iYXJyb3ctcG9pbnQtdG8tcmlnaHRfMl8iIGRhdGEtbmFtZT0iYXJyb3ctcG9pbnQtdG8tcmlnaHQgKDIpIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2LjkzNiIgaGVpZ2h0PSIxMi4xNjciIHZpZXdCb3g9IjAgMCA2LjkzNiAxMi4xNjciPg0KICA8cGF0aCBpZD0iUGF0aF8xMDYiIGRhdGEtbmFtZT0iUGF0aCAxMDYiIGQ9Ik0xMDMuODI1LDYuNjg2bC01LjIzMiw1LjIzMmEuODUyLjg1MiwwLDAsMS0xLjIwNS0xLjJsNC42MjktNC42MjlMOTcuMzg4LDEuNDU0YS44NTIuODUyLDAsMCwxLDEuMjA1LTEuMmw1LjIzMiw1LjIzMmEuODUyLjg1MiwwLDAsMSwwLDEuMloiIHRyYW5zZm9ybT0idHJhbnNsYXRlKC05Ny4xMzkgMCkiIGZpbGw9IiNmZmYiLz4NCjwvc3ZnPg0K"); height: 12px; width: 32px; background-repeat: no-repeat; background-position: center bottom; vertical-align: middle; top: 14px; /* left: 0; */ background-size: 12px 12px; } #wpIgxuyTzqauDnEz .sh-row-product-title { max-width: 170px; text-align: center; font: italic normal 300 12px/18px Roboto; letter-spacing: 0.48px; color: #08283B; opacity: 1; } #wpIgxuyTzqauDnEz .fdic-insured { display: flex; flex-direction: row; align-items: center; text-align: center; color: #08283B; margin-right: 15px; } #wpIgxuyTzqauDnEz .middle-border { width: 0px; height: 11px; border: 1px solid #BEBEBE; opacity: 1; margin-right: 15px; } #wpIgxuyTzqauDnEz .disclosure-contnr { text-align: center; } #wpIgxuyTzqauDnEz .listing-header-cntnr { margin-top: 34px; } #wpIgxuyTzqauDnEz .ad-copy-bottom-section { background: #F2F9FF 0% 0% no-repeat padding-box; padding: 12px; } #wpIgxuyTzqauDnEz .non_featured_list { background: #FFFFFF 0% 0% no-repeat padding-box; border-top: 1px solid #D0E0EE; margin-top: 16px; } #wpIgxuyTzqauDnEz .listing.flex-container { border-bottom: 1px solid #D0E0EE; border-left: 1px solid #D0E0EE; border-right: 1px solid #D0E0EE; } #wpIgxuyTzqauDnEz .prop-name { text-align: left; font: normal normal bold 12px / 18px Roboto; letter-spacing: 0px; color: #0A3C5F; text-transform: uppercase; margin-bottom: 10px; } #wpIgxuyTzqauDnEz .apy-label { font: normal normal 900 24px/28px Roboto; } #wpIgxuyTzqauDnEz .curDate { font: normal normal normal 12px / 18px Roboto; margin-top: 2px; display: block; } #wpIgxuyTzqauDnEz .prop-value { text-align: left; font: normal normal 900 24px / 28px Roboto; letter-spacing: 0.96px; color: #08283B; opacity: 1; } #wpIgxuyTzqauDnEz .fdic-insured .text { font-size: 12px; color: #08283B; font-weight: 600; letter-spacing: 0.48px; } #wpIgxuyTzqauDnEz .fdic-insured .icon { height: 20px; width: 16px; display: inline-block; background-repeat: no-repeat; background-size: 100%; vertical-align: middle; margin-right: 7px; } #wpIgxuyTzqauDnEz .disclosure-contnr .text { color: #1C96F0; font-size: 12px; text-decoration: underline; font-weight: 600; cursor: pointer; letter-spacing: 0.48px; } #wpIgxuyTzqauDnEz .additional-content { margin-top: 0px !important; } #wpIgxuyTzqauDnEz .additional-content ul li { margin-bottom: 0; } #wpIgxuyTzqauDnEz .disclosure-contnr .listing-content-wrapper { position: absolute; background: #fff; z-index: 1; padding: 20px; text-align: left; top: 0; left: 0; right: 123px; margin: auto; width: 440px; border: 1px solid #ececec; background: #eceef1; left: -133px; } #wpIgxuyTzqauDnEz .listing-content-wrapper .disclosure-content { max-height: 400px; overflow-y: auto; color: #08283B; margin-top: 15px; padding-right: 10px; } #wpIgxuyTzqauDnEz .see-more-text { width: unset !important; background: #E9F5FF 0% 0% no-repeat padding-box; margin-top: 0 !important; cursor: pointer; display: flex; justify-content: space-between; align-items: center; padding: 12px 24px; } #wpIgxuyTzqauDnEz .description-title { text-align: left; font: normal normal bold 12px / 16px Roboto; letter-spacing: 0.48px; color: #0A3C5F; text-transform: uppercase; } #wpIgxuyTzqauDnEz .shArrow { width: 12px; height: 7px; } #wpIgxuyTzqauDnEz span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMxYzk2ZjAiLz4NCjwvc3ZnPg0K"); background-repeat: no-repeat; height: 11px; width: 12px; display: inline-block; vertical-align: text-top; transform: rotate(180deg); } #wpIgxuyTzqauDnEz .disclosure-content ul li { flex: 0 0 47%; list-style: disc; font: normal normal normal 14px/22px Roboto; letter-spacing: 0px; color: #08283B; opacity: 1; } #wpIgxuyTzqauDnEz .disclosure-content ul { flex: 0 0 100%; display: flex; flex-flow: row wrap; margin: 0; padding: 0; padding-left: 14px; justify-content: space-between; list-style-type: disc; line-height: normal; } #wpIgxuyTzqauDnEz #see_more_carrier, #wpIgxuyTzqauDnEz .see_less_carrier { background: #E9F5FF; height: 40px; border-radius: 6px; line-height: 40px; text-align: center; font-size: 16px; color: #1C96F0; font-weight: 600; margin-top: 24px; cursor: pointer; } #wpIgxuyTzqauDnEz .footer-disclaimer-content { font-size: 11px; font-style: italic; margin-top: 16px; } #wpIgxuyTzqauDnEz .apy-label p { margin-top: 0px; margin-bottom: 0px; } #wpIgxuyTzqauDnEz .disclosure-content ul { padding-left: 18px; } @media (min-device-width : 651px) and (max-device-width : 1023px) { #wpIgxuyTzqauDnEz { padding: 0 26px; } #wpIgxuyTzqauDnEz .logo-image-wrapper { width: 136px; } #wpIgxuyTzqauDnEz .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #wpIgxuyTzqauDnEz .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #wpIgxuyTzqauDnEz .prop-value-container .apy-container { flex: 0 0 44%; } #wpIgxuyTzqauDnEz .prop-value-container .mfee-container, #wpIgxuyTzqauDnEz .prop-value-container .minvalue-container { flex: 0 0 28%; } #wpIgxuyTzqauDnEz .ad-copy-top-section { margin-bottom: 15px; } #wpIgxuyTzqauDnEz .sh-row-product-title { max-width: 136px; } #wpIgxuyTzqauDnEz .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } } @media (max-width : 650px) { #wpIgxuyTzqauDnEz .ad-copy-top-section { flex-direction: column; margin-bottom: 24px; } #wpIgxuyTzqauDnEz .apy-label { font: normal normal 900 22px/26px Roboto; letter-spacing: 0.88px; } #wpIgxuyTzqauDnEz .logo-image-wrapper { width: 100%; max-width: 292px; } #wpIgxuyTzqauDnEz .listing-title { font: normal normal bold 18px/24px Roboto; padding: 0px !important; margin: 24px 0 0; text-align: left; } #wpIgxuyTzqauDnEz .ad-copy { margin-left: 0; } #wpIgxuyTzqauDnEz .ad-copy-disclosure-mobile { position: relative; display: flex; flex-direction: row; justify-content: space-between; align-items: center; margin: 16px; } #wpIgxuyTzqauDnEz .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 90%; margin: auto; } #wpIgxuyTzqauDnEz .sh-row-product-title { text-align: center; margin: 10px 16px 24px; max-width: none; } #wpIgxuyTzqauDnEz .see-more-text { padding: 16px 15px; } #wpIgxuyTzqauDnEz .disclosure-content ul li { font: normal normal normal 12px/18px Roboto; } #wpIgxuyTzqauDnEz .top-section-right { margin-left: 0px; } #wpIgxuyTzqauDnEz .disclosure-contnr { flex: 1; display: flex; justify-content: flex-end; } } @media (max-width: 340px) { #wpIgxuyTzqauDnEz.sizeone .header-section { padding: 6px 10px; } } #wpIgxuyTzqauDnEz.sh-box650.device-desktop .row-1 { padding-left: 14px; } #wpIgxuyTzqauDnEz.sh-box650.device-desktop .ad-copy, #wpIgxuyTzqauDnEz.sh-box700.device-desktop .ad-copy, #wpIgxuyTzqauDnEz.sh-box750.device-desktop .ad-copy, #wpIgxuyTzqauDnEz.sh-box800.device-desktop .ad-copy, #wpIgxuyTzqauDnEz.sh-box850.device-desktop .ad-copy, #wpIgxuyTzqauDnEz.sh-box900.device-desktop .ad-copy, #wpIgxuyTzqauDnEz.sh-box950.device-desktop .ad-copy { margin-left: 15px; } #wpIgxuyTzqauDnEz.sh-box650.device-desktop .logo-image-wrapper, #wpIgxuyTzqauDnEz.sh-box700.device-desktop .logo-image-wrapper, #wpIgxuyTzqauDnEz.sh-box750.device-desktop .logo-image-wrapper, #wpIgxuyTzqauDnEz.sh-box800.device-desktop .logo-image-wrapper, #wpIgxuyTzqauDnEz.sh-box850.device-desktop .logo-image-wrapper, #wpIgxuyTzqauDnEz.sh-box900.device-desktop .logo-image-wrapper, #wpIgxuyTzqauDnEz.sh-box950.device-desktop .logo-image-wrapper { width: 136px; } #wpIgxuyTzqauDnEz.sh-box650.device-desktop .listing-title, #wpIgxuyTzqauDnEz.sh-box700.device-desktop .listing-title, #wpIgxuyTzqauDnEz.sh-box750.device-desktop .listing-title, #wpIgxuyTzqauDnEz.sh-box800.device-desktop .listing-title, #wpIgxuyTzqauDnEz.sh-box850.device-desktop .listing-title, #wpIgxuyTzqauDnEz.sh-box900.device-desktop .listing-title, #wpIgxuyTzqauDnEz.sh-box950.device-desktop .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #wpIgxuyTzqauDnEz.sh-box650.device-desktop .shmktpl-button, #wpIgxuyTzqauDnEz.sh-box700.device-desktop .shmktpl-button, #wpIgxuyTzqauDnEz.sh-box750.device-desktop .shmktpl-button, #wpIgxuyTzqauDnEz.sh-box800.device-desktop .shmktpl-button, #wpIgxuyTzqauDnEz.sh-box850.device-desktop .shmktpl-button, #wpIgxuyTzqauDnEz.sh-box900.device-desktop .shmktpl-button, #wpIgxuyTzqauDnEz.sh-box950.device-desktop .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #wpIgxuyTzqauDnEz.sh-box650.device-desktop .prop-value-container .apy-container, #wpIgxuyTzqauDnEz.sh-box700.device-desktop .prop-value-container .apy-container, #wpIgxuyTzqauDnEz.sh-box750.device-desktop .prop-value-container .apy-container, #wpIgxuyTzqauDnEz.sh-box800.device-desktop .prop-value-container .apy-container, #wpIgxuyTzqauDnEz.sh-box850.device-desktop .prop-value-container .apy-container, #wpIgxuyTzqauDnEz.sh-box900.device-desktop .prop-value-container .apy-container, #wpIgxuyTzqauDnEz.sh-box950.device-desktop .prop-value-container .apy-container { flex: 0 0 44%; } #wpIgxuyTzqauDnEz.sh-box650.device-desktop .prop-value-container .mfee-container, #wpIgxuyTzqauDnEz.sh-box700.device-desktop .prop-value-container .mfee-container, #wpIgxuyTzqauDnEz.sh-box750.device-desktop .prop-value-container .mfee-container, #wpIgxuyTzqauDnEz.sh-box800.device-desktop .prop-value-container .mfee-container, #wpIgxuyTzqauDnEz.sh-box850.device-desktop .prop-value-container .mfee-container, #wpIgxuyTzqauDnEz.sh-box900.device-desktop .prop-value-container .mfee-container, #wpIgxuyTzqauDnEz.sh-box950.device-desktop .prop-value-container .mfee-container #wpIgxuyTzqauDnEz.sh-box650.device-desktop .prop-value-container .minvalue-container, #wpIgxuyTzqauDnEz.sh-box700.device-desktop .prop-value-container .minvalue-container, #wpIgxuyTzqauDnEz.sh-box750.device-desktop .prop-value-container .minvalue-container, #wpIgxuyTzqauDnEz.sh-box800.device-desktop .prop-value-container .minvalue-container, #wpIgxuyTzqauDnEz.sh-box850.device-desktop .prop-value-container .minvalue-container, #wpIgxuyTzqauDnEz.sh-box900.device-desktop .prop-value-container .minvalue-container, #wpIgxuyTzqauDnEz.sh-box950.device-desktop .prop-value-container .minvalue-container { flex: 0 0 28%; } #wpIgxuyTzqauDnEz.sh-box650.device-desktop .sh-row-product-title, #wpIgxuyTzqauDnEz.sh-box700.device-desktop .sh-row-product-title, #wpIgxuyTzqauDnEz.sh-box750.device-desktop .sh-row-product-title, #wpIgxuyTzqauDnEz.sh-box800.device-desktop .sh-row-product-title, #wpIgxuyTzqauDnEz.sh-box850.device-desktop .sh-row-product-title, #wpIgxuyTzqauDnEz.sh-box900.device-desktop .sh-row-product-title, #wpIgxuyTzqauDnEz.sh-box950.device-desktop .sh-row-product-title { max-width: 136px; } #wpIgxuyTzqauDnEz.sh-box650.device-desktop .disclosure-content ul li, #wpIgxuyTzqauDnEz.sh-box700.device-desktop .disclosure-content ul li, #wpIgxuyTzqauDnEz.sh-box750.device-desktop .disclosure-content ul li, #wpIgxuyTzqauDnEz.sh-box800.device-desktop .disclosure-content ul li, #wpIgxuyTzqauDnEz.sh-box850.device-desktop .disclosure-content ul li, #wpIgxuyTzqauDnEz.sh-box900.device-desktop .disclosure-content ul li, #wpIgxuyTzqauDnEz.sh-box950.device-desktop .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } #wpIgxuyTzqauDnEz.sh-box650.device-desktop .ad-copy-top-section, #wpIgxuyTzqauDnEz.sh-box700.device-desktop .ad-copy-top-section, #wpIgxuyTzqauDnEz.sh-box750.device-desktop .ad-copy-top-section, #wpIgxuyTzqauDnEz.sh-box800.device-desktop .ad-copy-top-section, #wpIgxuyTzqauDnEz.sh-box850.device-desktop .ad-copy-top-section, #wpIgxuyTzqauDnEz.sh-box900.device-desktop .ad-copy-top-section, #wpIgxuyTzqauDnEz.sh-box950.device-desktop .ad-copy-top-section { margin-bottom: 15px; } @media (max-width : 767.5px) { #wpIgxuyTzqauDnEz.sh-box650.device-desktop .row-1, #wpIgxuyTzqauDnEz.sh-box700.device-desktop .row-1 , #wpIgxuyTzqauDnEz.sh-box650.device-desktop .row-2, #wpIgxuyTzqauDnEz.sh-box700.device-desktop .row-2 , #wpIgxuyTzqauDnEz.sh-box500.device-desktop .row-1, #wpIgxuyTzqauDnEz.sh-box550.device-desktop .row-1 , #wpIgxuyTzqauDnEz.sh-box500.device-desktop .row-2, #wpIgxuyTzqauDnEz.sh-box550.device-desktop .row-2{ display: unset; } #wpIgxuyTzqauDnEz.sh-box650.device-desktop .ad-copy, #wpIgxuyTzqauDnEz.sh-box700.device-desktop .ad-copy, #wpIgxuyTzqauDnEz.sh-box550.device-desktop .ad-copy, #wpIgxuyTzqauDnEz.sh-box500.device-desktop .ad-copy { margin-right: 15px; } #wpIgxuyTzqauDnEz.sh-box650.device-desktop .apy-label, #wpIgxuyTzqauDnEz.sh-box700.device-desktop .apy-label, #wpIgxuyTzqauDnEz.sh-box550.device-desktop .apy-label, #wpIgxuyTzqauDnEz.sh-box500.device-desktop .apy-label, #wpIgxuyTzqauDnEz.sh-box650.device-desktop .prop-value, #wpIgxuyTzqauDnEz.sh-box700.device-desktop .prop-value, #wpIgxuyTzqauDnEz.sh-box550.device-desktop .prop-value, #wpIgxuyTzqauDnEz.sh-box500.device-desktop .prop-value{ font: normal normal 900 18px/22px Roboto; } #wpIgxuyTzqauDnEz.sh-box650.device-desktop .logo-image-wrapper, #wpIgxuyTzqauDnEz.sh-box700.device-desktop .logo-image-wrapper, #wpIgxuyTzqauDnEz.sh-box550.device-desktop .logo-image-wrapper, #wpIgxuyTzqauDnEz.sh-box500.device-desktop .logo-image-wrapper { width: 125px;; margin-bottom: 10px; } #wpIgxuyTzqauDnEz.sh-box650.device-desktop .disclosure-contnr .listing-content-wrapper,#wpIgxuyTzqauDnEz.sh-box700.device-desktop .disclosure-contnr .listing-content-wrapper,#wpIgxuyTzqauDnEz.sh-box550.device-desktop .disclosure-contnr .listing-content-wrapper,#wpIgxuyTzqauDnEz.sh-box500.device-desktop .disclosure-contnr .listing-content-wrapper { left: -25px; } } #wpIgxuyTzqauDnEz .shmktpl-title, #wpIgxuyTzqauDnEz .sub-heading-container, #wpIgxuyTzqauDnEz .filter-check-options-cntnr, #wpIgxuyTzqauDnEz .listing-header-cntnr { display: none; } #wpIgxuyTzqauDnEz.title .shmktpl-title, #wpIgxuyTzqauDnEz.subHeading .sub-heading-container, #wpIgxuyTzqauDnEz.multiSelectFilter .filter-check-options-cntnr, #wpIgxuyTzqauDnEz.resultsText .listing-header-cntnr { display: flex; } #wpIgxuyTzqauDnEz.sizeone .add-overlay-content { width: 62%; height: auto; } #wpIgxuyTzqauDnEz.sizeone .disclosure-title { padding: 6px 0px; } #wpIgxuyTzqauDnEz.sizeone .header-section { padding: 6px 24px; background: #FFFFFF; color: grey; align-items: center; } #wpIgxuyTzqauDnEz .sponsored { font: normal normal normal 12px/16px Roboto; letter-spacing: 0.48px; color: #344856; opacity: 1; } #wpIgxuyTzqauDnEz.sizeone .title-container { margin-top: 0; } #wpIgxuyTzqauDnEz.sizeone .non_featured_list { margin-top: 0; } #wpIgxuyTzqauDnEz.arrowchange span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwMDAiLz4NCjwvc3ZnPg0K"); } #wpIgxuyTzqauDnEz.arrowchange .shmktpl-button span.btn__text::after { background-image: url("data:image/svg+xml;base64,PHN2ZyBpZD0iYXJyb3ctcG9pbnQtdG8tcmlnaHRfMl8iIGRhdGEtbmFtZT0iYXJyb3ctcG9pbnQtdG8tcmlnaHQgKDIpIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2LjkzNiIgaGVpZ2h0PSIxMi4xNjciIHZpZXdCb3g9IjAgMCA2LjkzNiAxMi4xNjciPg0KICA8cGF0aCBpZD0iUGF0aF8xMDYiIGRhdGEtbmFtZT0iUGF0aCAxMDYiIGQ9Ik0xMDMuODI1LDYuNjg2bC01LjIzMiw1LjIzMmEuODUyLjg1MiwwLDAsMS0xLjIwNS0xLjJsNC42MjktNC42MjlMOTcuMzg4LDEuNDU0YS44NTIuODUyLDAsMCwxLDEuMjA1LTEuMmw1LjIzMiw1LjIzMmEuODUyLjg1MiwwLDAsMSwwLDEuMloiIHRyYW5zZm9ybT0idHJhbnNsYXRlKC05Ny4xMzkgMCkiIGZpbGw9IiMwMDAiLz4NCjwvc3ZnPg0K"); } @media (min-width : 651px) and (max-width : 1024px) { #wpIgxuyTzqauDnEz .item { flex: 1 1 calc(50% - 48px); } #wpIgxuyTzqauDnEz .prod-desc-popup-content { height: auto; top: 10%; overflow-y: scroll; } #wpIgxuyTzqauDnEz .item:nth-of-type(4n+3), #wpIgxuyTzqauDnEz .item:nth-of-type(4n+3) + * { background-color: #E9F5FF; } #wpIgxuyTzqauDnEz .item:nth-of-type(4n+1), #wpIgxuyTzqauDnEz .item:nth-of-type(4n+1) + * { background-color: #fff; } #wpIgxuyTzqauDnEz .shmktpl-button span.btn__text::after { top: 13px; right: -3px; background-size: 10px 10px; } #wpIgxuyTzqauDnEz .ad-copy-column.flex-container { flex: 0 0 78%; } } @media (max-width : 650px) { #wpIgxuyTzqauDnEz .desktop, #wpIgxuyTzqauDnEz .desktop-inline { display: none; } #wpIgxuyTzqauDnEz .mobile { display: block !important; } #wpIgxuyTzqauDnEz { padding: 0 18px; } #wpIgxuyTzqauDnEz .shmktpl-title { font-size: 24px; line-height: 29px; } #wpIgxuyTzqauDnEz .shmktpl-subtitle { font-size: 16px; line-height: 19px; } #wpIgxuyTzqauDnEz .add-overlay-content { width: 80%; height: auto; } #wpIgxuyTzqauDnEz .logo-column.flex-container { flex: 0 0 100%; text-align: center; } #wpIgxuyTzqauDnEz .row-1 { flex-flow: column; padding: 16px; } #wpIgxuyTzqauDnEz .prop-conatiner { flex: 0 0 100%; flex-direction: row; flex-flow: row; display: flex; width: 100%; align-items: center; margin-top: 20px; } #wpIgxuyTzqauDnEz .prop-conatiner .prop-name { flex: 0 0 49%; margin-bottom: 0px; } #wpIgxuyTzqauDnEz .prop-conatiner .prop-value { flex: 0 0 49%; text-align: right; font: normal normal 900 22px / 26px Roboto; letter-spacing: 0.88px; } #wpIgxuyTzqauDnEz .prop-conatiner.apy-container { display: flex; align-items: flex-start; } #wpIgxuyTzqauDnEz .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; padding: 0; flex-flow: column; } #wpIgxuyTzqauDnEz .prop-value { margin-top: 0; } #wpIgxuyTzqauDnEz .listing-header-cntnr { display: flex; justify-content: space-between; margin-top: 24px; } #wpIgxuyTzqauDnEz .non_featured_list { margin-top: 18px; } #wpIgxuyTzqauDnEz .prod-desc-popup-content { top: 10%; position: absolute; min-width: 80%; width: 90%; overflow: scroll; height: 100%; } #wpIgxuyTzqauDnEz .item { flex: 0 0 91%; padding-bottom: 0; padding: 16px; } #wpIgxuyTzqauDnEz .item:nth-child(3n), #wpIgxuyTzqauDnEz .desktop-bg { background: none; } #wpIgxuyTzqauDnEz .prod-desc-popup-content { padding: 0; } #wpIgxuyTzqauDnEz .prod-desc-content-cntnr .prod-desc-header { padding-bottom: 0; padding: 16px; } #wpIgxuyTzqauDnEz .item:nth-child(even) { background: #E9F5FF 0% 0% no-repeat padding-box; } #wpIgxuyTzqauDnEz .fdic-seemoreless-cntr { display: flex; justify-content: space-between; align-items: center; margin: 0; flex-flow: row wrap; } #wpIgxuyTzqauDnEz .fdic-seemoreless-cntr .fdic-insured { color: #08283B; flex: 0 0 44%; text-align: left; } #wpIgxuyTzqauDnEz .fdic-seemoreless-cntr .listing-description { display: flex; flex: 0 0 100%; flex-flow: column; background: #F2F9FF 0% 0% no-repeat padding-box; } #wpIgxuyTzqauDnEz .listing-description .disclosure-content { margin-top: 0px; padding: 16px 14px; } #wpIgxuyTzqauDnEz .disclosure-content ul { padding-left: 14px; line-height: 28px; } #wpIgxuyTzqauDnEz .disclosure-content ul li { flex: 0 0 100%; padding: 0; margin: 0; font-size: 12px; } #wpIgxuyTzqauDnEz .additional-features { flex: 0 0 100%; } #wpIgxuyTzqauDnEz .disclosure-contnr .listing-content-wrapper { top: -85px; left: 0; width: 90%; } #wpIgxuyTzqauDnEz.sizeone .listing-header-cntnr { display: none; } #wpIgxuyTzqauDnEz.sizeone .add-overlay-content { width: 80%; } } @media (max-width: 340px) { #wpIgxuyTzqauDnEz .fdic-seemoreless-cntr .fdic-insured { flex: 0 0 43%; } #wpIgxuyTzqauDnEz .prod-desc-popup-content { position: fixed; } } #wpIgxuyTzqauDnEz.listingAlignment .shmktpl-button span.btn__text { line-height: 40px; color: #fff; margin-right: 10px; } #wpIgxuyTzqauDnEz.listingAlignment .shmktpl-button span.btn__text::after { width: 24px; } @media (max-width: 1024px) and (min-width:768px) { #wpIgxuyTzqauDnEz.listingAlignment .logo-image-wrapper img { width: 100%; } #wpIgxuyTzqauDnEz.listingAlignment { padding: 0px; } #wpIgxuyTzqauDnEz.listingAlignment .listing-title { font-size: 14px; } #wpIgxuyTzqauDnEz.listingAlignment .listing-title span { font-size: 14px; } #wpIgxuyTzqauDnEz.listingAlignment .row-1 { padding: 26px 10px; } #wpIgxuyTzqauDnEz.listingAlignment .prop-name { font-size: 10px; } #wpIgxuyTzqauDnEz.listingAlignment .prop-value { font-size: 14px } #wpIgxuyTzqauDnEz.listingAlignment .shmktpl-button span.btn__text { font-size: 10px; margin-right: 10px; } } @media all and (max-width: 600px) { #wpIgxuyTzqauDnEz.listingAlignment .logo-column.flex-container { flex: unset; } #wpIgxuyTzqauDnEz.listingAlignment .prop-conatiner { flex: unset; } #wpIgxuyTzqauDnEz.listingAlignment .ad-copy-column.flex-container { flex: unset; } #wpIgxuyTzqauDnEz.listingAlignment .cta-column.flex-container { flex: unset; } #wpIgxuyTzqauDnEz.listingAlignment .disclosure-content ul li::before { content: unset; } #wpIgxuyTzqauDnEz.listingAlignment .disclosure-content ul li { list-style: disc; } } #wpIgxuyTzqauDnEz.ctaAlignment .shmktpl-button { width: 100%; font-size: 14px; } #wpIgxuyTzqauDnEz.ctaAlignment .shmktpl-button .btn__text { margin-right: 10px; } #wpIgxuyTzqauDnEz.ctaAlignment .shmktpl-button span.btn__text::after { right: -2px; background-size: 6px 13px; } @media (min-width: 651px) and (max-width: 1024px) { #wpIgxuyTzqauDnEz.ctaAlignment .shmktpl-button span.btn__text::after { right: -7px; } #wpIgxuyTzqauDnEz.ctaAlignment .shmktpl-button span.btn__text::after { background-size: 6px 10px; } #wpIgxuyTzqauDnEz.ctaAlignment .shmktpl-button { font-size: 13px; } } @media (max-width: 650px) { #wpIgxuyTzqauDnEz.ctaAlignment .logo-column.flex-container { flex: unset !important; justify-content: center; } #wpIgxuyTzqauDnEz.ctaAlignment .cta-column.flex-container { display: block !important; } #wpIgxuyTzqauDnEz.ctaAlignment .shmktpl-button { font-size: 16px; } #wpIgxuyTzqauDnEz.ctaAlignment .shmktpl-button .btn__text { margin-right: unset; } #wpIgxuyTzqauDnEz.ctaAlignment .shmktpl-button span.btn__text::after { right: unset; background-size: 12px 12px; } } #wpIgxuyTzqauDnEz .sh-no-listing-msg { padding: 20px 0px; } #wpIgxuyTzqauDnEz .sh-widget-footer-MBT { display: none; } #wpIgxuyTzqauDnEz.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; } #wpIgxuyTzqauDnEz.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #wpIgxuyTzqauDnEz.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } #wpIgxuyTzqauDnEz .sh-widget-footer-QS { display: none; } #wpIgxuyTzqauDnEz.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #wpIgxuyTzqauDnEz.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #wpIgxuyTzqauDnEz.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } @-moz-document url-prefix() { #wpIgxuyTzqauDnEz .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; min-width: 440px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #wpIgxuyTzqauDnEz .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; min-width: 440px !important; } } } #wpIgxuyTzqauDnEz .listing .listing-content-wrapper .sh-promo-ribbon { min-width: 440px; height: 24px; line-height: 24px; margin-top: -1px; margin-left: -9px; margin-right: -10px; background: #2c93e4; position: relative; border-radius: 0px 0px 0px 0px; display: inline-block; font-family: Roboto, sans-serif; color: #fff; padding: 0px 1px 0 15px; margin-bottom: -6px; } #wpIgxuyTzqauDnEz .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { color: #fff; font-size: 12px; } #wpIgxuyTzqauDnEz .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { height: 0; width: 0; border-top: 8px solid #1d70b1; border-left: 8px solid transparent; bottom: -8px; content: ""; position: absolute; left: 0px; } #wpIgxuyTzqauDnEz .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { right: 1px; transform: translateX(100%); border-left-width: 100%; border-right-color: transparent; content: ""; position: absolute; display: block; border: 12px solid #2c93e4; border-right-color: transparent; top: 0px } @media (min-width : 768px) and (max-width : 1024px) { @-moz-document url-prefix() { #wpIgxuyTzqauDnEz .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #wpIgxuyTzqauDnEz .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } } @media (min-width : 768px) and (max-width : 900px) { #wpIgxuyTzqauDnEz .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { font-size: 10px; } } @media (max-width : 767px) { #wpIgxuyTzqauDnEz .listing .listing-content-wrapper .sh-promo-ribbon { border-radius: 0px; margin-top: -1px; height: auto !important; min-width: 100% !important; padding: 8px 9px; margin-bottom: 8px; box-sizing: content-box; } #wpIgxuyTzqauDnEz .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { display: block; text-align: center; line-height: 16px; font-size: 12px; } #wpIgxuyTzqauDnEz .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { height: 0; width: 0; border-top: 8px solid #546F8E; border-right: 8px solid transparent; right: 9px; top: unset; bottom: -8px; border-left: 0px; border-bottom: 0px; } @-moz-document url-prefix() { #wpIgxuyTzqauDnEz .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; min-width: 100% !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #wpIgxuyTzqauDnEz .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; min-width: 100% !important; } } } } #wpIgxuyTzqauDnEz.customizeColorEffect .listing-title, #wpIgxuyTzqauDnEz.customizeColorEffect .prop-name, #wpIgxuyTzqauDnEz.customizeColorEffect .prop-value, #wpIgxuyTzqauDnEz.customizeColorEffect .curDate, #wpIgxuyTzqauDnEz.customizeColorEffect span.current-date, #wpIgxuyTzqauDnEz.customizeColorEffect .disclosure-content ul li, #wpIgxuyTzqauDnEz.customizeColorEffect .title { color: #1E2B22; font-family: Open Sans, sans-serif; } #wpIgxuyTzqauDnEz.customizeColorEffect .add-text, #wpIgxuyTzqauDnEz.customizeColorEffect .see-more-text, #wpIgxuyTzqauDnEz.customizeColorEffect .disclosure-contnr .text { color: #5B7B66; } #wpIgxuyTzqauDnEz.customizeColorEffect .shmktpl-button { background: #EB0017 0% 0% no-repeat padding-box; } #wpIgxuyTzqauDnEz.customizeColorEffect .listing.flex-container { border-bottom: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; } #wpIgxuyTzqauDnEz.sizeone.customizeColorEffect .header-section { border-bottom: 1px solid #D6D5D5; border-top: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; } #wpIgxuyTzqauDnEz.customizeColorEffect .non_featured_list { border-top: 1px solid #D6D5D5; } #wpIgxuyTzqauDnEz.sizeone.customizeColorEffect .header-section, #wpIgxuyTzqauDnEz.customizeColorEffect .row-2 { background: #E9F0EC; } #wpIgxuyTzqauDnEz.customizeColorEffect .listing-title { display: unset; } #wpIgxuyTzqauDnEz.customizeColorEffect span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiM1QjdCNjYiLz4NCjwvc3ZnPg0K); 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font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer174 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer174 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer174 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer174 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer174 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer174 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer174 .listing:first-child { margin-top: 0; } #qsWidgetContainer174 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer174 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer174 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer174 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer174 .logo-column.flex-container, #qsWidgetContainer174 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer174 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer174 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer174 .apy-label, #qsWidgetContainer174 .curDate, #qsWidgetContainer174 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer174 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer174 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer174 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer174 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer174 .prop-value-container { align-items: stretch; } #qsWidgetContainer174 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer174 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer174 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer174 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer174 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer174 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer174 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer174 #sh-star-icon { top: -2px; } #qsWidgetContainer174 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer174 #see_more_carrier, #qsWidgetContainer174 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer174 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer174 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer174 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer174 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer174 .shmktpl-sponsored, #qsWidgetContainer174 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; } #qsWidgetContainer174 .sh-logo { flex-shrink: 1; } #qsWidgetContainer174 .shmktpl-sponsored { text-transform: uppercase; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-listing-content-wrapper { box-shadow: none; gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer174 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer174 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer174 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer174 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer174 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer174 .sh-first-product .sh-btn__text, #qsWidgetContainer174 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer174 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer174 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer174 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer174 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer174 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer174 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer174 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer174 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer174 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer174 .listing-title { font-size: 20px; font-weight: 600; } }Certificates of depositA CD is something like a type of savings account that holds your money for a specified period of time in exchange for an APY typically higher than what you’d find in a traditional savings account. The tradeoff is that your money is tied up for that predetermined time frame, known as a term. If you take your money out before the specified term, you’ll usually pay an early withdrawal penalty.Capital One 360 CD featuresMinimum opening deposit$0Available term lengths6, 9, 12, 18, 24, 30, 36, 48, and 60 monthsTop APY3.50% on a 6-month CDGrace periodYour CD will renew automatically after 10 days of maturity if you haven’t redeemed itPenalty for early withdrawalFrom 3 to 6 months’ worth of interestBank details checked Nov. 17, 2025.Capital One 360 CD ratesCapital One offers a variety of CD options with convenient terms and relatively generous APYs, including:6-month term3.50%9-month term3.50%12-month term4.05%18-month term3.70%24-month term3.50%30-month term3.50%36-month term3.50%48-month term3.50%60-month term3.50%Bank details checked Nov. 17, 2025.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Other services Capital One offersAs noted earlier, Capital One offers several other products and services aside from checking, savings, and CDs. These include:Credit cards:Whether you’re looking to establish and build your credit, earn travel rewards toward a (nearly) free vacation, or find a spending tool to manage cash flow for your small business, Capital One has options to suit just about any need.Business and commercial services:Whether you need a business loan or commercial funding, there are several options available. CreditWise:Whether you’re building your credit or looking to maintain it, CreditWise helps you monitor your credit and even provides tips to help it grow.Capital One Shopping:Through this browser extension and mobile app, you can receive coupons at checkout automatically and earn cash back for purchases. Capital One will even tell you if it spots an item you’re looking at for a cheaper price on another site.Online bankingWhile you can open an account through a local branch, banking online with Capital One is fairly easy. Each of its 360 products is exclusively online and requires you to sign up for paperless options.Just remember that Capital One doesn’t offer everything you might need— personal loans and mortgages. If you prefer to do all your banking in one place, there are online banks and credit unions that might better meet that need.The Capital One 360 platform and customer supportCustomers can access Capital One 360 customer support through the Capital One mobile app, where you can speak with its artificial intelligence (AI) chatbot named Eno. It’s not always the most intuitive, but it can help point you in the right direction when you’ve got a question.If you’d like to talk to an actual human being, Capital One live support is available every day from 8 a.m. to 11 p.m. Eastern Time. You can reach support at 800-655-2265.Is Capital One secure?In general, Capital One is secure—but it seems no company is entirely impervious to data breaches. Capital One has experienced at least a couple high-profile incidents since 2019 which have ended in class-action lawsuits.In terms of daily use, Capital One is extremely safe. It uses multi-factor authentication and real-time fraud alerts; it gives you the option to use virtual card numbers to mask your actual payment information; and its CreditWise service offers identity monitoring. It does just about everything you can ask of a bank.Capital One user reviewsWhile the Capital One page on Trustpilot shows a 1.3-star average out of 5 possible stars, it’s worth noting that users most motivated to leave reviews will typically be those who have had a frustrating experience. By contrast, many reddit users have shared positive experiences about the bank, citing factors such as lack of fees, an easy-to-use mobile interface, and access to early direct deposit. Compare Capital One alternativesIf Capital One 360 products don’t quite align with what you’re looking for, two popular online banks that might be worth looking at as alternatives include Ally and SoFi®.Capital OneSoFi®Member FDICAllyTop checking APYTop checking APYTop checking APY0.10%0.50%0.25%Top savings APYTop savings APYTop savings APY3.40%Get up to 3.60%.1 Get a 0.70% Boost on Savings APY to up to 4.30% for up to 6 months on new accounts with eligible Direct Deposit. Terms apply.23.30%Top CD APYTop CD APYTop CD APY3.50% on a 6-month CDN/A3.90% on a 6-month CDLearn moreLearn moreLearn moreView offerat MoneyLionView offerat SoFiView offerat MoneyLionBank details checked Nov. 17, 2025.Is Capital One 360 right for you?Capital One 360 is best for users comfortable with online banking, drawn to mostly fee-free accounts, and interested in high-yield savings and competitive CD rates. It may not suit those who prefer in-person banking or deposit cash frequently due to limited physical branches. Additionally, if you need student loans, mortgages, or retirement accounts, consider an alternative option.Frequently asked questionsWhat is the difference between Capital One and 360?Capital One is the larger financial institution responsible for traditional branch banking and credit products, whereas 360 is specifically the online banking arm of Capital One, offering high-yield checking and savings account products.Is it safe to put money into Capital One 360?Capital One 360 offers the same protections you’d generally find banking at a traditional branch: up to $250,000 per depositor, per institution in Federal Deposit Insurance Corp. (FDIC) insurance.How much can I withdraw at an ATM from my Capital One account?Capital One states that you can withdraw $500 per day and $2,000 per month from an ATM when using your bank app.SoFi disclaimer1:Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 11/12/25. There is no minimum balance requirement. Fees may reduce earnings.Additional rates and information can be found at https://www.sofi.com/legal/banking-rate-sheet2: 0.70% Savings APY BoostEarn up to 4.30% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.60% APY as of 11/12/25)for up to 6 months. Open a new SoFi Checking and Savings account and pay the $10 SoFi Plus subscription every 30 days OR receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 1/31/26. Rates variable, subject to change. Terms apply at sofi.com/banking#2. SoFi Bank, N.A. Member FDIC.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
Food&DrinkLa BouillabaisseSaint-TropezWhen you think of Saint-Tropez, the glitzy party hot spots along Pampelonne beach are what probably come to mind – Nikki Beach, say, with its lively pool area, bustling bar and pumping DJ sets. But to the west of southern France’s quintessential summer destination lies what many of the area’s residents consider to be the town’s real soul: the Plage de la Bouillabaisse. Once known as Saint-Tropez’splage de la mode, the private beach was a favourite stamping ground of the 1960s jet set, with the likes of actress Jane Fonda andnouvelle vaguefilmmaker François Truffaut holidaying on its white sands. Dining on custom-designed director’s chairsLa Bouillabaisse remains a go-to for many in this part of the world – among them Ludovic Moutet, who runs the laid-back, century-old club that gave this beach its name. “La Bouillabaisse brings together the people of Saint-Tropez, whether they own a villa in the surrounding hills or are just back here for their summer holidays,” he says. “These are the folks who loyally return every year to their table, parasol and sunbed. We’re far away from the DJ sets and champagne-fuelled celebrations that you find elsewhere in the area.”When we join Moutet for a mid-morning coffee on the ocean-facing terrace, he is greeting a steady stream of evenly tanned beachgoers flocking to their chosen lounger for a day under the Mediterranean sun. “You come mainly to come back,” he says. The same holds true for the staff: many of them have worked here for years and know the regulars by name, as well as whether or not they take a slice of lemon in their sparkling water. This summer, La Bouillabaisse reopens with a refreshed look, courtesy of Marseille- and Paris-based agency Mews, which has dreamt up a nostalgia-tinged décor complete with a seashell-inspired bar by Bella Hunt&ddc and custom-designed director’s chairs in the dining area.La Bouillabaisse’s bar menuSundowners“We were working in a territory between memory and reinvention,” says creative director Laëtitia Toulouse, whose team took a deep dive into the club’s archives for the redesign. “Our aim was to restore the venue’s deep-rooted identity, while anchoring it in the present – and looking ahead to its future too.” Of course, no beach club would be complete without a place in which to while away the hours and soak up some rays. As we enjoy the scene from the shade, sunseekers stretch out on the loungers lining the beach, while other guests retreat beneath the pastel-blue-and-white-striped parasols.And because swimming and lounging are sure to work up an appetite, the food menu has been rethought, with Julien Sebbag serving up sunny, sharing-friendly specialities from across the Mediterranean. Think grilled aubergine croquettes, broccoli guacamole and stracciatella-drizzled confit red peppers. The self-taught chef is best known for his meat-free options, having made a name for himself with the all-veggie Créatures on the rooftop of Paris’s Galeries Lafayette, as well as picking up plaudits for his omelette-filled challahs athis first-arrondissement sandwich spot, Micho.Summer uncorkedMixed to perfectionHere he has integrated his vegetable-focused menu with a range of seafood classics, such as fried sardines and sole meunière. It’s a nod to La Bouillabaisse’s origins as a restaurant in the early 1900s, long before it welcomed beachgoers with the addition ofcabine de bainsin 1932. Back then, the spot churned out grilled fish, langoustines and, yes, bouillabaisse for hungry holidaymakers and local fishermen alike. Today, La Bouillabaisse is a place to soak up the ambience of the coast: the only soundtrack playing is the clinking of cutlery and the gentle roll of the waves.labouillabaisseplage.frFood&DrinkOli BarCadaquésWhen Catalan chef Vito Oliva opened Talla in 2012, the people of Cadaqués – a town about an hour and a half by car from the southern French city of Perpignan and two hours from Barcelona – didn’t immediately take to his food. “Back then, the area was just beginning to transform,” he tells Monocle. The rugged fishing town was once a haunt of Salvador Dalí and frequented by Pablo Picasso and Joan Miró. It was a place where people were more accustomed to eating the aquatic bounty found along the town’s rocky promontory.Now Oliva has opened Oli Bar with Italian marketing professional Valentina Audisio and Catalan chef Monty Aguiló, who hatched their plan after meeting in London while working for the hospitality group of Extremaduran chef-restaurateur José Pizarro. Oliva and Aguiló had worked in Spain, Germany and Australia over the previous two decades before they cooked up the idea for Talla in Cadaqués.Oli Bar operates from inside a converted oil mill. It serves British-inspiredplatillosincluding scotch eggs and Guinness cake, as well as dishes such as Basque-style seabass and game tartare with Mallorcansobrasadasausage.The wine list is equally eclectic. Drinkers can choose a carafe of Galician albariño, German riesling or a Piedmontese nebbiolo. And instead of Catalanpa amb tomàquet, at Oli Bar you’ll find fresh house focaccia studded with black olives and slathered in irresistible smoked butter from Barcelona-based dairy Rooftop Smokehouse. “When we lived in London, we used to love sitting at the counter at a Thai restaurant therecalled Kiln,” says Audisio. That’s why the stainless-steel bar that encircles an open kitchen is the heart of the dining room.olibarcadaques.comFood&DrinkRadical FarmhouseLiguriaTake a short drive uphill from the pebble beach at Lavagna in Italy’s Liguria region and you’ll soon find yourself in another world. From the gates of Radical Farmhouse, a path winds towards a red stucco villa, in front of which stand tables shaded by a pergola and a canopy of olive trees. From here stretches a smallholding where everything from cherry trees, beans and artichokes to wild strawberries and fragrant herbs is grown.Radical Farmhouse is the new project from Caterina Ravano, who hails from Lugano in Switzerland, and her partner, Segundo Achinelli, from Buenos Aires. “There was a gap in the market,” says Ravano, who launched the business in April. Its farm kitchen is fully vegetarian and sources ingredients almost entirely from the surrounding land. “There weren’t many places like this in Liguria. Our central message is the value of relatively simple food, sharing and understanding the land.”The pair are taking their fledgling farm business step by step as its popularity spreads through word of mouth. There are plans to add accommodation at some point but, for now, olive trees must be pruned and weekend guests be taken care of. “People come here to be outside and in the garden,” says Ravano. “That’s the character of the place.”radicalfarm.bioHospitalityHotel CorazónMallorcaMallorca’s 15-room Hotel Corazón sits on the brow of the rocky Tramuntana, beside a wiggly road that courses down to the hippy- and-rich village of Deià. It is now welcoming guests for its third season, under the watchful eyes of co-owners Kate Bellm and Edgar Lopez. The former is a fashion photographer who has shot for publications such asVogue(think siren-like naked women swimming in the ocean). She and Lopez clearly know how topull a cool crowd. Their house on the hill does away with any primness or need to be on your best behaviour. Instead, it’s a fun spot where models, musicians and other creatives come to holiday.For this summer, the duo have redesigned their dining spaces, including the sunny terrace, with the help of London-based designer and Ballearic regular Tatjana von Stein. Gone are the traditional wooden chairs; in their place are cocooning, circular benches and red-marble tables made by a local stone mason.The food is also a big draw. The hotel’s head chef, Eliza Parchanska, makes good use of produce grown by the farmer in residence, Emma Galea. It’s a partnership that results in bowls of flavoursome salads, dishes strewn with edible flowers and a cheese brioche that will linger in your dreams for days.hotelcorazon.com
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It’s still a good time to earn a great return on a certificate of deposit, just don’t wait to take action. After declining in 2024 as the Federal Reserve cut rates, average CD yields stabilized in early 2025 thanks to the central bank hitting pause on more rate changes for several months. However, the Fed finally took action with its first rate cut of 2025 after meeting Sept. 16-17, then made a second cut in October.The best CD rates yield up to 4.20% annual percentage yield. If you choose to open an account you could lock in high rates for years, depending on the term that best meets your financial goals. Experts expect the Fed may cut rates again when it meets in December, so don’t wait to invest.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164The best CD rates on November 17, 2025: Earn up to 4.20%The highest CD rate of 4.20% is offered by Bread Savings on its six-month CD. Newtek Bank also offers a six-month CD with a 4.20% APY but requires a higher minimum deposit.Fortunemonitors the top rates offered by leading U.S. financial institutions to help readers obtain the best possible return on their CD investments. Here are the best rates on the market:Pro tipLooking for the best CD to fit your investment needs? See rates from top institutions:–Wells Fargo–Capital One–Chase–Bank of America–Discover Bank–Northern Bank Direct–Ally Bank–Newtek Bank–Popular Direct–Citibank–Sallie Mae BankCompare CD rates at top national banksIf you’re unfamiliar with most of the names mentioned above, there’s a straightforward reason why: CDs typically don’t yield substantial income for major financial institutions by themselves. Established banks like Chase, PNC, and U.S. Bank prioritize attracting customers through more profitable products like loans and credit cards, rather than CDs. Consequently, the APYs offered on CDs at these banks are often much lower compared to those available at smaller regional banks or online institutions and to get a good rate, you may be required to open other deposit accounts or deposit much higher minimums.CD rates news 2025Investors should understand that average CD rates closely track Fed monetary policy decisions, specifically changes to the fed funds rate. It’s essential for CD investors to follow the ebb and flow of the central bank’s policy decisions to plan for changes in rates.The federal funds rate currently stands at 3.75%-4.00%.Last year, the Fed cut interest rates three times, leaving fed funds at 4.25%-4.50% as of December 2024. High inflation left over from the post-pandemic period was cooling off, and the FOMC reduced rates to help the economy stay on track. CD APYs fell from two-decade highs as the Fed cut rates.With the Fed making its first cut of 2025 at the Sept. 16-17 meeting and a second at the Oct. 28-29 meeting, CD rates have again shown signs of dipping. It’s possible they could decrease further if the central bank moves forward with a third cut when it meets in December. The next FOMC meeting is on the calendar for Dec. 9-10.Those 20-year highs in CD yields were the result of the central bank’s rate hike campaign of 2022 and 2023. Inflation was rising at its highest rate since the early 1980s, thanks to the economic disruptions of the pandemic. Between March 2022 and July 2023, the FOMC raised interest rates 11 times, from zero to 5.25%-5.50%, to help tame inflation.Just remember, CD rates on November 17, 2025 aren’t far from their recent highs. You still have the opportunity to secure advantageous rates on both short-term and long-term CDs. By depositing a larger lump sum into your CD, you can earn substantial interest.Historical CD ratesIn the early 1980s, CD rates hit double digits thanks to surging inflation and high interest rates. But by 2019, the APY for a 5-year CD hovered slightly above 3.00%. Until the early 2020s, top rates generally remained below 1.00% APY. In recent times, we experienced a period of increasing rates, with the best offerings exceeding 5.00% APY for 1-year CDs.How to get a good CD rateDetermining what a good CD rate looks like is subjective. It depends on how much money you have to invest, how long you can leave it locked up in a certificate, and what prevailing market rates are when you intend to open an account.For instance, a 5.00% APY CD over five years might not be the right choice if you need liquidity sooner or if rates rise, leaving you with a lower return. Generally, rates above the national average are advantageous. Compare rates across banks for your desired term to find the best option.Key factors to evaluate when comparing CDs include minimum balance requirements, available terms, offered interest rates (typically higher at online banks), penalties for early withdrawals, and any associated fees. Opting for a bank rather than a broker might help avoid unnecessary fees.Consider these factors:Term length:Ensure they match your savings goals.APY:Higher rates are available for longer CD terms.Minimum deposit:Ensure you can meet minimum deposit requirements.Penalties:Understand early withdrawal costs, in case you need to withdraw money before a CD matures.Deposit insurance:Always verify that your bank or credit union of choice has Federal Deposit Insurance Corp. (FDIC) or National Credit Union Administration (NCUA) coverage.Look into offerings from online banksOnline banks and fintechs typically offer better rates than national banks. Large financial institutions primarily generate revenue through interest earned on loans, fees, and investments in securities. In contrast, smaller banks and online fintech companies actively attract new customers by offering competitive APYs on deposit accounts. Moreover, online banks typically have lower overhead costs, allowing them to pass on better rates to their clientele.Set up a CD ladderCD ladders suit savers hesitant to lock funds for long terms. Splitting savings across CDs with varying maturities offers a blend of short-term access and higher long-term rates. For example, if you begin by investing $3,000 in three staggered CDs (1-year, 2-year, and 3-year), then as each matures you reinvest the money in a 3-year CD. 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font-weight: 600; } }Types of certificates of depositVarious CD types cater to different needs, such as:Brokered CDsare bought and sold via brokerage accounts rather than banks or credit unions. They are typically issued by banks and sold to brokerages, which offer them to customers at higher APYs compared to conventional CDs.Callable CDsinclude a call feature allowing the issuing financial institution to end the CD before its maturity. Upon such a call, investors retain their principal along with any accrued interest up to that point.Bump-up CDsallow you to request a higher APY if interest rates increase after you’ve opened your account. Generally, you can adjust the rate on your CD once or twice during its term.No-penalty CDsdo not impose penalties for withdrawing funds before maturity. They are less prevalent than other CD varieties and may also feature lower APYs compared to traditional CDs.Jumbo CDsusually require a minimum initial deposit of at least $100,000 but generally provide higher APYs than standard CDs.Variable-rate CDs offerchanging APYs that are indexed to prevailing interest rates. They carry higher risk compared to traditional CDs because a decrease in interest rates before maturity can lead to a lower yield.Series on daily CD rates created by former Fortune editor Cassie Bottorff. This edition has been updated by Editor, Evergreen Content Glen Luke Flanagan.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
1.BC05BraunTo keep us on time for our flights and checkouts, we’re turning to theBC05 by Braun, a quartz precision travel clock created by German designer Dietrich Lubs in 1995. This battery-powered, analogue alarm clock provides the essentials while you’re on the road and its protective lid is equipped with a world time chart to help you navigate across time zones. Paired with an otherwise monochrome palette, the red “off” and green “snooze” buttons foster intuitive use and are in keeping with the colour schemes of many other Braun products.With its sleek silhouette and emphasis on functionality, the BC05 exemplifies the kind of utilitarian design that we have come to associate with Braun, pioneered by the German manufacturing company in the 1980s by industrial designer Dieter Rams. Our favourite detail? The quiet clock can leap into action with a crescendo alarm that gradually gets louder, ensuring that even the deepest of sleepers can be roused. Now, that’s what we call sound design.2.Nexpect CoffeeTokyoBarista-turned-businessman Kenji Kojima wanted to get back to doing what he loves best: making coffee. After helping Oslo-based Fuglen to set up in Tokyo, he recently opened Nexpect Coffee in a former newspaper shop on a quiet street in Kodenmacho in Nihonbashi. Customers order and pay on a screen by the counter, freeing baristas to focus on making great coffee.Nexpect even has its own robot mascot, Neku Yukun. “It’s good to be in a new place,” says Kojima, who has moved to the neighbourhood, which he finds a refreshing change from Shibuya. The area is warming up with new shops and restaurants, and many coffee pilgrims are making their way to see what Kojima, a renowned figure in the Tokyo bean scene, is up to. A roasting machine is on order and, if all goes well, this will be the first of several Nexpect coffee shops. nexpect.theshop.jp3.Steinach TownhouseMerano, ItalySet across two buildings in the Steinach neighbourhood of Merano’s historic centre, this hotel is just the right blend of old and new. The 17th-century building was tastefully restored by designer couple Roger Botti and Giulia de Andreis, with an understated colour scheme that includes pistachio-green window shutters.Mid-century pieces such as Le Corbusier’s Marseille lamp are juxtaposed with flashes of Tyrolean culture, including contemporary art from local artists and hand-painted stencil work on traditional wooden furniture (for which South Tyrol is famed). With 11 spacious suites, each with its own bedroom and living room areas, this is the ideal escape from which to launch yourself into winter hikes – or to hit the slopes at the nearby Merano 2000 resort.steinachmeran.com; theaficionados.com4.KaenkrungBangkokThis new spot in west Bangkok has a refreshingly offbeat take on Thai cuisine. Kaenkrung opened in October 2024 with a menu that draws on the flavours of Isan, Thailand’s northeastern province. The converted shophouse on the Thonburi side of the Chao Phraya river is the second restaurant by Paisarn Cheewinsiriwat and Kanyarat “Jib” Thanomseang. The two chefs have drawn crowds with their first site, Kaen, a culinary destination in Khon Kaen, one of the largest cities in Isan. At Kaenkrung, the pair bring their signature dishes and a playlist of funky, folkymor lammusic to the capital (Krung thepis slang for Bangkok).“We want to create contemporary regional cuisine that embraces local ingredients and traditional cooking techniques,” says Cheewinsiriwat, an Isan native and former executive chef at Chiva-Som health resort. Isan pork sausages are an easy entry point, before moving on to a creative twist on spicy green salad (som tam), made using jicama, a tropical root vegetable, instead of the usual papaya. The northeast is home to some of Thailand’s best beef, so the charcoal-grilled ribeye with vegetables and a sticky rice waffle is a must, even if it means giving the popular lambmassamancurry a miss.Kaenkrung comfortably seats 16 on the ground floor, while upstairs is reserved for private bookings, collaborations with guest chefs and other special events. “Isan culture is all about coming together,” says Cheewinsiriwat, who splits his time between his kitchens in Khon Kaen and Bangkok. As appreciation for Isan cuisine grows, a trip to Thailand’s little-known northeast might even be on next year’s wishlist.+ 66 87 324 46195.La MissionÎle d’YeuÎle d’Yeu, a rugged Atlantic island off the coast of Vendée in France, offers plenty of options for holidaymakers during the summer but boltholes that stay open beyond the peak months are harder to find. “We love how the island evolves across the seasons and want to share that with our guests,” says Michel Delloye, co-founder of Hôteliers Impertinents. That’s why the group designed its newest opening, La Mission, to be one of the island’s few year-round destinations.Located in the main village of Saint-Saveur, the property is as much a gathering place for islanders as a hotel. With a calendar of seasonal activities, from raclette dinners in the winter to pétanque competitions in the summer, the founders’ aim was to give a piece of local heritage back to the community.La Mission is set in one of theîle’s most storied locations. Its main building dates back to the 19th century, when it was constructed under Napoléon iii as military barracks; it was later transformed into a school and a parish hall. “Some locals still have memories of going to school here,” says Delloye. “Others come in to reminisce about family gatherings at the hall.”When it came to creating the hotel’s warm, convivial interiors, designer Pauline d’Hoop was mindful of staying true to the essence of the place. The 22 guest rooms and suites are decorated in the typical island style, featuring white wood-panelled walls, rattan furniture and splashes of colour. It’s the perfect retreat after a blustery island walk.lamissionyeu.com6.Somewhere LombokLombokThe island of Lombok, just east of the more developed Bali, remains unjustly overlooked. Its beaches, paddy fields and forested slopes easily rival those of its better-known neighbour and there are fewer people to elbow out of the way to see them. With 20 standalone villas, a restaurant and bar, a spa and an infinity pool overlooking the ocean, Somewhere Lombok is the place from which to explore the island.The villas are scattered across a cascading hill, allowing them valley views; each has its own terrace and private plunge pool. The open-air restaurant offers a mix of Indonesian and Western fare and features fresh seafood. “We wanted people to feel at one with nature, rather than being boxed in,” says Claire Gontard, who co-founded Somewhere Lombok with her sister, Valia. “We are lucky to have unobstructed views of the entire bay.”somewherelombok.com7.Clemente BarNew YorkSwiss chef Daniel Humm and Italian artist Francesco Clemente bonded over a shared love of New York, art and hospitality before opening their homage to all three, Clemente Bar, in October. The moody space – all wood panelling, wall sconces and striped banquettes – sits above Humm’s plant-based restaurant Eleven Madison Park. Its interiors come courtesy of Brad Cloepfil of Allied Works, with lighting by German artist Carsten Höller and furniture from Los Angeles-based designer Brett Robinson. The drinks menu is long and lively (be sure to sample the smooth, saffron-infused Clemente martini), while The Studio, a nine-seat counter, is available for 90-minute tasting menus.The drinks offering, overseen by Sebastian Tollius, and the chef’s counter are the main draws. The presence of Clemente’s custom-made neo-expressionist, ochre-hued friezes and evocative canvases, however, is the extra ingredient that nudges the bar from simply being notable to being a distinctive pleasure that should last the test of time. It’s amazing what a lick of paint can do.clementebar.com8.Super KioskCambridge, New ZealandTom Sykes was the head of digital brand strategy for the King James Group advertising agency in Cape Town when he started drafting plans to start something of his own. Having spent his career positioning big brands, he began wondering what it might be like to start something fresh after moving to New Zealand in 2018. “I had no clue what to do, never mind how to run my own business or what it would even be,” he tells Monocle. “I started thinking about what I loved and what I hated. I love things that are elegant and enduring. So: stationery.”This was the genesis of Super Kiosk, Sykes’s shop in Cambridge, a town about 150km south of Auckland. Today, wooden shelves are stacked high with well-made wonders and tidy tools from Australia, Japan, Germany and the US, including Delfonics ballpoint pens, steel Penco tape dispensers and notebooks from Any Day Now.“It would have been much easier if I was a fifth-generation stationer and all of this was written in the stars,” adds Sykes, amused by the success of his just-so-branded business. “But that’s not my story.Thisis my story.” And a rather touching tale it is too.superkiosk.online9.Ace Hotel&Swim ClubAthensAce Hotel has marked its return to Europe with Ace Hotel&Swim Club on the Athens Riviera. “This city is a perfect location, with its juxtaposition of ancient and contemporary influences,” says the company’s CEO, Brad Wilson. “Glyfada specifically is undergoing a renaissance, with a vibrant creative scene and exciting new developments.”The 1970s building was reimagined by French firm Ciguë, with the support of Athens-based Georges Batzios Architects, to capture the breezy spirit of a modernist seaside resort. The pool area features green loungers and butter-and-cream-coloured umbrellas. Earthy-toned furnishings and natural materials sit inside with pieces by design icons such as Carlo Scarpa and Harvey Guzzini, selected by the owners of Athens-based vintage furniture shop Back to the Future. Works by emerging and established Greek artists were selected by Diplomates Studio’s founder, Matthieu Prat, and Aliki Lampropoulos, an advisor to the director of the Acropolis Museum. “A small gallery space at the hotel will feature rotating exhibitions,” says Wilson. “We’re focusing on work from collaborators and friends in the Athenian community.”Sebastian restaurant serves modern Mediterranean fare. Try the Kástra Elión vodka, distilled from olives, for a fitting start to the weekend – then a few other options at The Lobby bar. The stools look sturdy enough.acehotel.com10.Island Shangri-LaHong KongHong Kong’s Island Shangri-La hotel unveiled its revamped Shangri-La Suite in 2024. This 222 sq m home from home – the latest step in the 544-key hotel’s lengthy renovation – comes with his and her dressing rooms, a generous lounge, a 10-seater dining table, a kitchen, a wine cellar and a freestanding bar. Kuok Hui-kwong, the executive director and chairwoman of Shangri-La Group, had a hand in the design, elevating French designer Tristan Auer’s vision with Chinese opulence and a few deft touches. The hand-painted murals and oversized marble bathtub overlooking Victoria Harbour provide a sense of permanence (not to mention a great soak).But in Hong Kong, even the most luxurious of spaces must have flexibility built in. Guests can use one of the two bedrooms as a gym, yoga room or office; larger parties can add an adjoining room. The tropical wallpaper in the private dining area can even be covered for brand events or board meetings. As hoteliers across Asia talk about the rise of multi-generational travel and its effect on hotel design, the Shangri-La Suite shows what flexibility can mean on a new level. Now, do you mind? That bathtub is beckoning.shangri-la.com11.FuglenSeoulOslo coffee shop Fuglen, whose name means “bird” in Norwegian, opened its first overseas outpost in Tokyo in 2012. Given its success, the brand was bound to expand to new shores in Asia at some point. First up is Seoul’s fashionable Sangsu district. Fuglen’s now signature design is in place – vintage furniture, modern reproductions of mid-century Nordic pieces (another part of the Fuglen business) and straw wallpaper from Biri in Norway.Staff from Fuglen Japan pitched in to help and hundreds of people turned up on the opening day. The company’s CEO, Einar Kleppe Holthe, is a former barista champion and one of the co-founders who took over the original 1963 Fuglen café in Oslo. He says he has been fielding offers from across the world. “Seoul was natural as there has been so much interest from South Korea.”fuglen.no12.Sea Sea HotelCrescent HeadSea Sea Hotel is tucked away on a quiet street in Crescent Head, a seaside town about halfway between Sydney and Byron Bay. The 25-room hotel opened in November 2024 as the newest venture from hotelier George Gorrow, formerly of The Slow in Bali. It’s just a few minutes’ walk from two pristine beaches that stretch either side of the town, affording sandy expanses for sunbathers and ideal point breaks for surfers.Gorrow decided to open Sea Sea after stumbling across what was then a run-down hotel property from the 1980s, featuring cabins that reminded him of Balinese villas. Gorrow kept the original structures but expanded the pool. He gave the rooms a modern cabin-in-the-woods look, with timber-clad walls. He also added sleek furniture, gauzy curtains and contemporary art. A restaurant serves local seafood and natural wine, and there’s a surf shop, a music lounge and an events space. Guests can rent boards and book surfing lessons at the hotel.“I grew up on the beach and my dad was a big surfer,” says Gorrow. “This was always one of the spots that we used to pop into on our trips. It’s a cute town with amazing beaches. It still feels pretty untouched.”seaseahotel.com13.Travelling companionsAt Monocle, we know that packing for a trip is about more than merely selecting the appropriate wardrobe. Depending on the destination and your means of travel, different accoutrements become necessary. One item that is indispensable no matter where you’re heading is a camera. We’re fond of theLomo’Instant Wide Boston by Lomography. The Vienna-based company produced this instant camera with lens attachments so that users can have the flexibility offered by smartphones and digital cameras while also shooting on instant film.To set the tone on the road, we’re pumping up the volume withMania by Devialet. The French brand’s first portable speaker combines hi-tech audio with an elegant design. Its spherical form is wrapped in a hardy woven fabric that protects the speaker.Staying hydrated is essential while travelling too, so pack a cooler. We love theCamping Bucket by Niwaki. This waterproof bag can be folded flat for easy storage and then opened when needed. We’re filling ours withStrong Blonde Golden Ale by La Chouffe, the Belgian brewery whose bottles and graphic design are as tasty as its beverages.14.The MannerNew YorkThe interiors of mid-century Italy were unapologetically grand, intricate and brimming with bravura – a world away from what you’ll find at most modern hotel makeovers in the US. A notable exception is The Manner in New York, the latest addition to The Standard International family. When the group’s chief design officer, Verena Haller, set out to find someone to reimagine the property, she enlisted Milan-based Hannes Peer, renowned for his sumptuous residential projects that epitomise Italiangrandezza. This establishment, set on Soho’s Thompson Street, eschews the standard, chunky check-in desk in favour of a striking tableau of marble, brass, leather and terracotta, channelling Milan’s most opulent entryways.Ascending a travertine staircase, guests are greeted by The Apartment, a living-room-style retreat with a cinematic feel, Pompeian red walls, a mahogany divider and handcrafted ceramic columns by sculptor Ben Medansky. This decadence extends to The Manner’s 97 guest rooms (including 10 suites and one penthouse), where every detail is a tribute to Italianate splendour. Lipstick-red lacquered headboards, floor-to-ceiling mirrors and glossy dark-wood veneers amplify every room’s inherent drama.Dining is equally indulgent. The Otter, The Manner’s seafood-focused restaurant, offers dishes ranging from classic shrimp cocktails to a more modern swordfish steak frites. Sloane’s, a discreet speakeasy, serves vintage spirits in a setting that is as refined as its menu. And come spring, a rooftop space will make its debut. You know where to find us.themanner.com15.Die CafetièreViennaGerman-born Peggy Strobel spent many years in the Netherlands before moving to Vienna in 2007. There she managed Mraz&Sohn, the Michelin-starred restaurant of her husband, Markus Mraz, then stepped back to start a family. Harbouring an ambition to open a place of her own, she took a hospitality course in Innsbruck. After the coronavirus lockdowns, a friend told her that the Naber Café in the first district, run by the family-owned Naber Roastery, was looking for a new owner. Strobel didn’t think twice.Strobel has preserved the décor from the 1960s, an era when many espresso joints of this kind sprang up across Vienna. The back of the building now doubles as a showroom for Percy Thonet, scion of the chair-making Thonet family, and Anna Prinzhorn, the creative force behind furniture brand One for Hundred. Alongside pastries, Die Cafetière serves ham-and-cheese toasties called Karl-Heinz, named after Strobel’s late father-in-law who, says Strobel, made them best. “My motto is ‘With and without tradition’,” she says. There’s a stimulating thought to round-out our Wishlist – not all hospitality highpoints involve completely changing the recipe and starting from scratch.diecafetiere.wien
Fast growing cyber security business Tekgem has doubled the size of its North East headquarters to help it meet growing global demand. Sedgefield-based Tekgem, which has its head office at NETPark, specialises in industrial cyber security and has clients around the UK and abroad in the process industry, including petrochemical, oil, gas and utilities sectors, SABIC, including Mitsubishi Chemical, Total, INEOS, E.On, Fujifilm and GSK. The tech company’s software platforms are designed to continuously monitor cyber risks and protect against the latest cyber threats, while its consultancy and engineering services help to ensure its customers can assist its customers in protecting, detecting and responding to threats which have the potential to cause major accident hazards. Now the industrial cybersecurity company – which launched a base in Dubai earlier this year to answer increasing demand from customers in the UAE – has expanded its office space at NETPark, to support growth and its commitment to developing new talent. The expansion, which doubles its current footprint, comes as the County Durham firm welcomes its third cohort of apprentices, with 12 recruits joining the The company, which has more than 30 staff, comes as it looks to foster innovation and talent within the cybersecurity sector, amid aims to grow its workforce fivefold by 2028. Ian Gemski, founder and CEO of Tekgem, said the business is continuing to secure critical national infrastructure and expand its global footprint, and that its enhanced facilities will play a crucial role in supporting further growth. Mr Gemski said: “We are delighted to have secured further office space at NETPark, as we continue to execute our scale up strategy. Since moving onto the park in 2020, with a small office accommodating 4 members of staff, we have been able to move into bigger offices at each stage of our growth. “This is our fourth move on the park, starting out in Discovery 1, then into Plexus and now Explorer 2, we now have space to accommodate 50 employees. Having this flexibility has been so important to our growth, without having to move off the park. “We are proud to provide high-tech career opportunities for local young people here in the North East, and our degree level apprenticeship academy is testament to that. In addition, we have also secured 3 software engineer interns from Durham University thanks to the strong links on the park, as we partner with them on adding new innovative technologies to our cyber security software platforms.” Tekgem’s expansion comes in tandem with NETPark’s own recent developments, including expanding office spaces and work on phase three of the park.
It began as a whisper, an intriguing proposition. As interest surged, it grew to a chorus chanted from London to Los Angeles: “Visit Albania!” “It’s like the Cayman Islands but in Europe!” “It’s like Greece but half the price!” “The waters are as blue and warm as the Caribbean Sea itself!” The Balkan nation is now, according to the chatter, the place to go to enjoy a sun-drenched, beachside European getaway with an aura of post-communist exoticism. To verify these claims, Monocle set out for the 120km-long southern stretch of coastline dubbed the Albanian Riviera (no doubt by a marketing-savvy clerk at the National Tourism Agency with a penchant for chic suffixes).One of the easiest ways to access the southern tip of Albania is to board a ferry from Corfu or the Puglian city of Bari and cross the sea to Sarandë, a port town with pizzerias, cocktail bars and gelaterias that line its tidy promenade. Here, vendors in canopied stalls hawk carved wooden goods and football shirts to passers-by. The mountains that cradle the bay heave with hotels and apartment blocks featuring sea-facing balconies. Sarandë’s main draw is its convenience as a launchpad for the rest of the region. Turn right from the port to go south or left to go north. A further 20-minute drive will bring you to a rocky beach with velvety blue waters.Child’s playHaving a ballZoe Hora hotel in DhërmiRoad through the Ceraunian mountainsAs we pick up our rental car, our friendly lessor tells Marco Argüello (Monocle’s Athens-based photographer) that he can pay in full at the end of our visit. “And if you don’t, the police will find you very easily,” he adds with a smile as he waves us off.The south of the riviera, especially the town of Ksamil, has absorbed much of the surge in tourism in recent years. It’s easy to see why. The craggy, arid landscape harbours beaches rendered in oversaturated tones. Jetsetters abound; British-Albanian singer Dua Lipa has often stayed in a villa within the luxurious Kep Merli resort. As we wind our way down the coast, painted wooden signs advertise beach clubs with names like Bora Bora, Puerto Rico, Blue Diamond, Paradise and, more mystifyingly, Greg.By the water, the white drapery of cabanas-for-hire billow and straw umbrellas shade loungers, the pulsating sounds of Europop anthems dominating the airwaves. Fruit sellers rove the pristine beaches with trays of cherries, grapes, figs and fried dough. “I’ve come here to escape the crowds in Italy but still experience something you might find in Puglia or even Greece,” says Giuseppe, an Italian holidaymaker sporting Speedos, a Panama hat and an iridescent sheen of sunscreen. Going by snippets overheard, it seems that most people hail from Giuseppe’s home country. However, there is a fair degree of English, Dutch, German, French, Danish, Russian and Portuguese representation too. On Pulëbardha bay, we meet a British couple in their sixties who say that they have been pleasantly surprised by the beauty of the Albanian coast. Overall, the mood is upbeat. Tanning sessions are interrupted for leisurely lunches of grilled fish, mussels and bottles of Korça, the local beer with labels featuring buxom Balkan women.`Canoodles in KsamilFresh seafood at Pulëbardha bayElena Bardhi, co-founder of MoyoSculptural feature at MoyoConstruction has noticeably surged to meet the infrastructure demands of the Albanian Riviera’s newfound popularity. “Albania is developing a lot,” says Elena Bardhi, co-owner of the Moyo beach club on Drymades beach. “There is new investment coming in and it’s changing year-to-year.” Once a haven for hippies who would spend summers camping there, Drymades now exemplifies the wave of beach clubs and resorts crashing down on these once-virginal seafronts. But Bardhi cites the welcome arrival of the new Llogara tunnel, a government-funded project that opened in July 2024. The former 30-minute journey over the Ceraunian mountain range, travelling from Dukat to Palasë, has been shaved to seven minutes. Albania’s prime minister, Edi Rama, is also pushing for a new airport in Vlorë to improve access to the south. “We need to cherish and protect the land but we’re also trying to put Albania on the map,” says Bardhi. “In five years, everything will be closer to being finished.”Since founding Moyo in 2022 with her husband Julian Zguro – the chef behind popular Tirana restaurant Tribe – Bardhi has overseen the beach club, which includes two restaurants, a yoga studio, a spa and a shop that stocks clothes and jewellery made by local artisans. She also organises events throughout the summer every year to attract lively crowds. But while Bardhi is eager to expand Moyo’s reach by hosting international DJs, she is conscious of safekeeping Albanian culture too; line-ups are spliced with local iso-polyphony singing (the Unesco-protected style of folk music). “We implement an Albanian vibe because we’re here, on this beautiful sea with the mountains directly behind us,” she says. “It’s magical.”It’s true. For those not in a rush, taking the scenic route through the mountains is a rewarding experience. Olive groves mingle with sprays of lavender, sage and bougainvillea. The occasional mushroom-shaped concrete bunker is a reminder of Albania’s Stalinist leader Enver Hoxha’s rule from 1944 to 1985: paranoid about an invasion, he commissioned the construction of more than 750,000 of these bunkers that, ultimately, were never used. Today, herds of brown horses and their foals graze past them. Roadside vendors sell dried sage and rose petals, fresh plums, fig jam, honey and olive oil in repurposed plastic bottles and jars – often displayed on chintzy floral blankets. In the mountains, the sound of cicadas is constant when it’s not being drowned out by the intoxicating riffs of Balkan pop coming from the car radio.The south of the country still struggles with the rural exodus that took place in the wake of Hoxha’s rule. (The Albanian diaspora is estimated to be about 1.2 million people; the national population is currently 2.4 million.) But the emergence of the coastline as a tourism destination has seen many people of Albanian descent return to the country for a holiday or to find work during the summer season. For example, Moyo’s friendly Albanian shopkeeper Jehona Shabani is usually based in Stockholm. And we meet Noel Çani in Qeparo at his family’s seven-bedroom hotel, Kshira Oasis; he now lives in Rome but returns to Albania every summer to help his parents run the business. “My friends in Italy all say that they want to come to Albania now,” says Çani. “When I was growing up, everyone here wanted to leave because of the economy,” he adds with a perfectly executed Balkan shrug.Leah Whitman-Salkin (second from the left) with her mother, Frankie, and Saturnit friends and co-founders, including Ervjola Selenica and Raphael WolfEven non-Albanians are setting up their own ventures on the riviera. In the laidback seaside town of Himarë, we meet for a final sundowner with Mexico City-based Leah Whitman-Salkin. With her partner, chef Raphael Wolf, and friend Ervjola Selenica, she opened restaurant and bar Plazhi i Saturnit as a summer project. Prior to Mexico, Whitman-Salkin lived and worked for six years as a book editor in Tirana. There, she opened a bookshop, started a feminist reading group and curated the Albanian pavilion at the 2016 Venice Architecture Biennale. “Going to the coast in the summer was a very important part of my life in Albania,” she says over a glass of orange wine. “Being here holds a lot of meaning. We all had this fantasy of bringing people together at a beach bar. We’re a hotchpotch crew but it’s been amazing. We’ve had friends come from Tirana and Pristina but also Mexico.”Wolf is busy in the kitchen preparing today’s menu: fried potatoes with sage foraged that morning, caponata and pink shrimp crudo in plum water. This evening, his sous-chef is Whitman-Salkin’s mother, Frankie. “We work with three different local fishermen to source all of the seafood,” says Whitman-Salkin. “It’s fusion food in the sense that we’re all designing the menu together and we come from different backgrounds. Raphael trained in New York but has also worked in Tokyo and Mexico City.”As we dig in, the sky glows orange and beachgoers begin to pack up their lilos and parasols. It’s true what they say: you should visit Albania. But it’s not Italy, Greece nor anywhere in the Caribbean Sea – and that’s a good thing. It has a charm of its own.Taking flightPost-beach catch-upThe Albanian Riviera address bookStay: Zoe HoraPerched in the hills overlooking the village of Dhërmi, Zoe Hora is an upmarket hotel that offers rooms and villas within its stone-walled premises. Stay here to enjoy breakfast by the pool and an evening aperitivo, while taking in a view of the sea from a roof terrace.zoehora.comEat: Taverna StolisThe Albanian Riviera’s proximity to Greece can be felt in the abundance of tavernas offering fresh fish, grilled vegetables and baked dishes such as moussaka. Our favourite is Taverna Stolis in Himarë, set within the peaceful confines of an olive grove. Make sure to round off the meal with a shot of the homemade raki, brewed in a bottle that also contains a wooden cross.+355 69 283 3993Arjan Stoli, founder of Taverna StolisDrink: Moyo Beach ClubLocated on the far southern end of Drymades beach, Moyo Beach Club attracts a well-heeled crowd. After a day spent catching waves in the Ionian Sea, we recommend settling in here for the evening with a margarita and small plates of lobster ceviche, tuna tartare and bruschetta.moyo.alSee: Zvërnec MonasteryLocated north of the pine-tree forests of Vlorë, on an island in the Narta Lagoon, you will find this 14th-century Byzantine monastery. Inside, the paintings and intricate woodwork are well-preserved examples of Balkan art history. If you’re lucky, you might even see some flamingoes in the lagoon.Shop: Abaia Winery&VineyardAlbania’s wine scene is on the rise, with wineries improving the local stock. Make a pit stop at the Abaia Winery&Vineyard near Durrës to pick up some bottles of Shesh i Bardhë white and some local virgin olive oil to take home.abaiawinery.alSwim: Gjipe beachA brisk 20-minute hike down a red-dirt trail takes you this beach. Located in a secluded bay surrounded by lush greenery, it’s a hidden gem that is well worth the effort to get there.
Nvidia has surpassed Apple as the world's most valuable company after Apple hinted to investors that it may struggle to replicate the profitability of its flagship iPhone in future products. Nvidia's market capitalisation reached $3.43 trillion (£2.66 trillion) at the close of trading yesterday, with its stock rising nearly 3% to overtake Apple's $3.38 trillion (£2.62 trillion) valuation. Microsoft ranks third with a market capitalisation of $3.06 trillion (£2.37 trillion), as reported by City AM. Nvidia's surge this year has been driven by strong demand for its graphics processing units (GPUs), which are essential for powering artificial intelligence (AI) across various sectors, including tech giants and healthcare. The stock has also risen in pre-market trading following the news of Donald Trump's US presidential win. This development comes after Apple's annual report warned of potential growth and profit margin challenges. The report stated: "New products, services and technologies may replace or supersede existing offerings and may produce lower revenues and lower profit margins, which can materially adversely impact the company's business, results of operations and financial condition". Additionally, the report highlighted new risk warnings related to "geopolitical tensions" and safety concerns surrounding emerging AI features. Although Apple reported a 6% increase in revenue last quarter, its outlook for the current period fell short of analyst expectations. The company has been grappling with low demand in China, a challenge that threatens its consumer hardware business, which has long been a significant source of revenue. Nvidia is set to announce its third quarter earnings on 20 November, with a projected revenue of approximately $32.5bn for the period, slightly above the analysts' consensus of $31.77bn, as per LSEG data. Investors are expected to closely examine the results due to increasing market concerns about whether AI growth can justify the sky-high valuations and billions invested by companies such as Nvidia.
Originally from Japan, chef and entrepreneur Yoji Tokuyoshi has taken Milan’s culinary scene by storm since moving here almost 20 years ago. His epiphany? Turning his Italian restaurant that used Japanese techniques into a Japanese one obsessed with Italian ingredients. As the founder of Alter Ego Italian restaurant in Tokyo, Tokuyoshi also has an appetite for side projects, many of which he runs with French-Japanese partner Alice Yamada. Quick to smile, Tokuyoshi speaks to Monocle from a low window table at his Bentoteca restaurant about inspiration, his cappuccino regime and why he’s eyeing New York, London and Paris for his next venture. What made you leave Japan for Italy?To learn Italian cooking, I obviously had to learn the original. I worked in an Italian restaurant in Tokyo for six years but I had no idea whether the food I was making was authentic or not. I moved to Italy and spent a decade working for Massimo Bottura at Osteria Francescana in Modena. My intention was to spend three or four years there and then return to Japan to become a star. That’s what a lot of Japanese chefs do. But four years turned into five, then six, then seven. I was growing and I wanted to see how far I could go. Once we [Osteria Francescana] got our third Michelin star, I said, “OK, now I want to forge my own path.”Was the idea always to come to Milan?I wanted to open my own restaurant but I didn’t have a clear idea. So I spent three months travelling in Italy. I discovered a beautiful thing: the morning routine of having a cappuccino. It’s something that I couldn’t do when I worked at Osteria Francescana because I would wake up and go to work immediately. During my travels I would get up at 10.00 and buy a coffee. I’d always see people at the café, smiling. Che bello.And so, you opened an Italian restaurant?Yes, Italian food but cooked using Japanese techniques. The restaurant was called Tokoyushi. We received a Michelin star in the first year of opening. During the coronavirus pandemic, we changed the idea and started to make Japanese food. It began as a take-away service and then, when we reopened, we kept to authentic, simple Japanese food. It has evolved a bit since then. What we do is a mixture because we use Italian ingredients: butter from the mountains, capers from the island of Pantelleria and Sicilian tomatoes.Why did you give up your Michelin star?My original decision was to keep going. I wanted one star, two stars, three stars. I really had to digest that decision. The first Japanese person in Italy to receive three stars sounds good, doesn’t it? I decided that I could always go down that route in future but it was better not to take the risk. It’s not about being number one in everything; I want a place where we do things that no one else can do. How does travelling inspire what you do?Massimo Bottura taught me that when you return from travelling you have to reflect on what you have done. I catalogue everything and use it to add to my experience and help me come up with new dishes. If I’m looking at a work by Argentine-Italian artist and sculptor Lucio Fontana, I ask myself, “What was the thought behind it? What did he want to say?” You’ve shaken up Milanese dining and you have an Italian restaurant in Japan. Where else would you like to open?What food do Americans like? Either Italian or Japanese. So, if I mix both, I think that New York is a good option. We opened a Katsusanderia pop-up in the Financial District last December and we’re now working on a Bentoteca pop-up for May. I’m also looking at opportunities in Paris and London.CV1977:Born in Tottori, on the west coast of Japan.1998:Works in an Italian restaurant in Tokyo for six years.2006:Starts working at the Osteria Francescana in Modena, soon to become the sous chef of Massimo Bottura.2015:Opens Tokuyoshi in Milan and is awarded a Michelin star in its first year.2019:Opens Alter Ego in Tokyo, an Italian restaurant.2020:Transforms Tokuyoshi into Bentoteca, giving up the Michelin star.2022:Yoji Tokuyoshi meets Alice Yamada. Together they found the company Kazoku. They open the first Katsusanderia in Milan.2023:Pan bakery opens in Milan. Bentoteca joins the 50 Best Discovery list.2024:Second Katsusanderia branch opens.2025:Piccolo Pan, a delivery-only bakery, opens in Milan. Tokuyoshi plans a Bentoteca pop-up in New York for May and June.
A computer games firm founded by two Teesside University graduates seven years ago has landed £2.6m of investment that will lead to new jobs. Radical Forge, which already employs about 70 people in Middlesbrough, will create 15 roles following the injection from the Northern Powerhouse Investment Fund II, via Mercia Equity Finance. Its bosses say the move comes as the Boho Five-based firm is gearing up to take on new and larger contracts as it also prepares to launch its own game, the "weird farming meets silly physics" Southfield, early next year. Founders Bruce Slater and Freddie Babord set up Radical Forge in 2017 in an effort to take what they say was an alternative approach to building and running a studio. Since then, it has grown and contributed to games such as Sea of Thieves, Gang Beasts, Golf With Your Friends and Zombie Army 4. It also produces its own titles and has recently launched a publishing division. The murder mystery puzzler Bright Paw was its first launch in 2020 and won Best Puzzle Game at the NYX game awards. And Southfield is billed by Radical Forge as a "flip-flopping farming game allows players to combine chaotic crops with unpredictable effects, build their dream farmstead, and experiment with playful machinery". Bruce Slater, CEO, said: “Freddie and I are beyond happy to have secured this funding for Radical Forge. It will enable us to realise our ambitions for every team member and continue to build the studio while preserving the culture that is so important to us.” Radical Forge is the second Middlesbrough studio to receive funding from Mercia. SockMonkey Studios secured investment from the Northern Powerhouse Investment Fund in 2020 and was acquired by Canada’s largest games publisher, Behaviour Interactive, three years later. Chris McCourt of Mercia Ventures added: “Radical Forge are a talented team with a vibrant culture that has helped them attract and retain skilled developers. We believe the current environment holds real opportunities for the business. With many of the big players in the industry downsizing their teams, they have the chance to attract top talent, expand their skills base and win larger and more complex projects. The NPIF II funding will enable them to pursue their expansion strategy and provide a further boost for Middlesbrough’s growing games industry.”
If you haven’t kept up on the best certificates of deposit (CDs) lately, online banks are dominating the industry. It’s not difficult to find APY exceeding 3.50%.Popular Direct, an online division of Popular Bank, currently offers CDs with almost bewilderingly generous returns. However, the caveat is its less-than-accessible minimum opening deposit (we’ll cover that in a minute).Popular Direct is far from a full-service bank. You won’t find many other account options—it does offer an excellent high-yield savings account—but if you’re simply looking for a low-volatility investment option for your money, Popular Direct’s CDs are hard to outclass.Rates are current as of Nov. 7, 2025 and are subject to change.SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. 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border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #dAtYglUQalNgHTlo .sh-first-product .sh-cta-container { padding-top: 0px; } #dAtYglUQalNgHTlo .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #dAtYglUQalNgHTlo .mobile-bottom-container .sh-fdic-insured { padding: 0; } } @media only screen and (max-width : 370px) { #dAtYglUQalNgHTlo .sh-first-product .sh-row-sub-container span.sh-row-value { font: normal normal bold 25px/30px Roboto; } } #dAtYglUQalNgHTlo.box750.device-desktop img.logo-image { max-width: 75%; } #dAtYglUQalNgHTlo.sh-box750.device-desktop .sh-row2-container { flex: 0 0 170px; } #dAtYglUQalNgHTlo.box750.device-desktop .sh-row-product-title { flex: 0 0 36%; } #dAtYglUQalNgHTlo.box750.device-desktop .sh-row-product-title.sh-date { margin-right: 4px; } #dAtYglUQalNgHTlo.box750.device-desktop .sh-first-product .sh-btn__text, #dAtYglUQalNgHTlo.box750.device-desktop .sh-btn__text { width: 140px; } #dAtYglUQalNgHTlo.box800.device-desktop .sh-first-product .sh-btn__text, #dAtYglUQalNgHTlo.box800.device-desktop .sh-btn__text { width: 150px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-m-hide, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-m-hide, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-m-hide { display: none !important; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .seeMoreTerms, #dAtYglUQalNgHTlo.sh-box650.device-desktop .seeMoreTerms, #dAtYglUQalNgHTlo.sh-box700.device-desktop .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .logo-image-wrapper, #dAtYglUQalNgHTlo.sh-box650.device-desktop .logo-image-wrapper, #dAtYglUQalNgHTlo.sh-box700.device-desktop .logo-image-wrapper { max-width: 200px; min-height: unset; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-row-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-row-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-row-container { flex: 0 0 100%; order: 2; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-row-sub-container .sh-title-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-row-sub-container .sh-title-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop #sh-header-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop #sh-header-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-d-hide, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-d-hide, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-d-hide { display: block !important; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-listing-content-wrapper, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-listing-content-wrapper, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-promo .sh-promo-text, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-promo .sh-promo-text, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-btn__text, #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-first-product .sh-btn__text, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-btn__text, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-first-product .sh-btn__text, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-btn__text, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-fdic-insured, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-fdic-insured, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .product-details-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop .product-details-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-first-product .product-details-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-first-product .product-details-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-title, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-title, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-promo, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-promo, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-promo-offer-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-promo-offer-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-title-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-title-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-first-product .sh-title-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-first-product .sh-title-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-first-product .sh-row2-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-first-product .sh-row2-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-fdic-dis-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-fdic-dis-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-cta-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-cta-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-first-product .sh-cta-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-first-product .sh-cta-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .mobile-bottom-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop .mobile-bottom-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #dAtYglUQalNgHTlo.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #dAtYglUQalNgHTlo.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-first-product .sh-title-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-first-product .sh-title-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #dAtYglUQalNgHTlo.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #dAtYglUQalNgHTlo.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #dAtYglUQalNgHTlo.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #dAtYglUQalNgHTlo.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #dAtYglUQalNgHTlo.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #dAtYglUQalNgHTlo.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #dAtYglUQalNgHTlo.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #dAtYglUQalNgHTlo .sh-row-container.sh-apy-value { height: 24px; } #dAtYglUQalNgHTlo .sh-title-container { height: 45px; } #dAtYglUQalNgHTlo .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #dAtYglUQalNgHTlo .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #dAtYglUQalNgHTlo .sh-first-product .sh-title-container { height: 72px; } #dAtYglUQalNgHTlo .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #dAtYglUQalNgHTlo .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #dAtYglUQalNgHTlo .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #dAtYglUQalNgHTlo .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #dAtYglUQalNgHTlo .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #dAtYglUQalNgHTlo .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #dAtYglUQalNgHTlo .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #dAtYglUQalNgHTlo.loadingMessage .sh-loading-msg { display: block; } #dAtYglUQalNgHTlo.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #dAtYglUQalNgHTlo .sh-loading-msg { font-size: 18px; } } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-row-container { align-items: center; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #dAtYglUQalNgHTlo .sh-row-product-title.sh-bank-name { display: none; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #dAtYglUQalNgHTlo.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #dAtYglUQalNgHTlo.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #dAtYglUQalNgHTlo.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #dAtYglUQalNgHTlo.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #dAtYglUQalNgHTlo.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #dAtYglUQalNgHTlo.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #dAtYglUQalNgHTlo.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #dAtYglUQalNgHTlo.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #dAtYglUQalNgHTlo.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #dAtYglUQalNgHTlo.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #dAtYglUQalNgHTlo.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #dAtYglUQalNgHTlo.sh-box600.device-desktop .sh-first-product .sh-row2-container, #dAtYglUQalNgHTlo.sh-box650.device-desktop .sh-first-product .sh-row2-container, #dAtYglUQalNgHTlo.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #dAtYglUQalNgHTlo .sh-gb-banner.sh-promo { display: none !important; } #dAtYglUQalNgHTlo.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #dAtYglUQalNgHTlo.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #dAtYglUQalNgHTlo.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #dAtYglUQalNgHTlo.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; height: unset; flex: 0 0 150px; padding-top: unset; box-sizing: unset; background-color: transparent; position: relative; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: unset; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: unset; margin-right: 15px; width: 100%; padding: 1px 0 10px 0; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font: normal normal bold 24px/24px Roboto; padding: 12px 0px; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-cta-container{ padding: 12px 0px; box-sizing: unset; border-bottom: unset; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-title-container{ display: none; margin: unset; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-promo{ width: 100%; margin: -10px 0 20px; text-align: left; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-promo .sh-promo-text{ font: normal normal normal 16px/24px Roboto; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-fdic-insured{ padding: 20px 0 7px 0; } #dAtYglUQalNgHTlo.sh-box700.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg, #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg{ vertical-align: unset; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-listing-content-wrapper{ display: block; padding: 20px; margin-bottom: 16px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .logo-image-wrapper{ max-width: 200px; min-height: unset; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges img.logo-image{ max-width: inherit; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-d-hide { display: block !important; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-title{ font: normal normal bold 16px / 24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-fdic-dis-container{ display: flex; justify-content: space-between; max-width: 400px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-fdic-insured{ padding: 0; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-m-hide { display: none !important; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .product-details-container{ display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container{ flex-flow: row wrap; align-items: flex-start; margin-bottom: 0; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-row-container{ flex: 0 0 100%; order: 2; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: 42px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: 0; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 27%; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #dAtYglUQalNgHTlo.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer176 .logo-column.flex-container, #qsWidgetContainer176 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer176 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer176 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer176 .apy-label, #qsWidgetContainer176 .curDate, #qsWidgetContainer176 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer176 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer176 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer176 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer176 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer176 .prop-value-container { align-items: stretch; } #qsWidgetContainer176 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer176 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer176 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer176 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer176 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer176 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer176 #sh-star-icon { top: -2px; } #qsWidgetContainer176 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer176 #see_more_carrier, #qsWidgetContainer176 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer176 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer176 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer176 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer176 .shmktpl-sponsored, #qsWidgetContainer176 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; } #qsWidgetContainer176 .sh-logo { flex-shrink: 1; } #qsWidgetContainer176 .shmktpl-sponsored { text-transform: uppercase; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-content-wrapper { box-shadow: none; gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer176 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer176 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer176 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer176 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer176 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer176 .sh-first-product .sh-btn__text, #qsWidgetContainer176 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer176 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer176 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer176 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer176 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer176 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer176 .listing-title { font-size: 20px; font-weight: 600; } }Popular Direct CD rates and productsPopular Direct keeps its CD options simple. You won’t find alternative CDs like flexible, jumbo, business, or IRA CDs. It’s laser-focused on providing elevated APYs for standard CDs.You’ll find eight standard CD terms ranging from three to 60 months. Every single term earns over 4.00% APY as of this writing. That’s virtually unheard of, and it makes the bank a top-tier choice for CD laddering—if you can pony up the $10,000 minimum opening deposit required for each CD.Popular Direct standard CD featuresMinimum opening deposit$10,000Early withdrawal penalty– Terms less than 91 days: 89 days simple interest– Terms of 91 days to under 12 months: 120 days simple interest– Terms of 12 months to under 36 months: 270 days simple interest– Terms of 36 months to under 60 months: 365 days simple interest– Terms of 60+ months: 730 days simple interestPartial withdrawals permittedYes (but you’ll incur early withdrawal penalties)Additional deposits permittedNoAutomatic renewalYes, for the same termRenewal grace period10 daysPopular Direct standard CD ratesTerm lengthAPY3 months3.70%6 months3.65%12 months3.75%18 months3.45%24 months3.45%36 months3.45%48 months3.45%60 months3.45%3 monthsAPY3.70%6 monthsAPY3.65%12 monthsAPY3.75%18 monthsAPY3.45%24 monthsAPY3.45%36 monthsAPY3.45%48 monthsAPY3.45%60 monthsAPY3.45%Bank details checked Nov. 7, 2025ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Compare Popular Direct to top competitorsPopular Direct’s CD rates are some of the best in the business, but it’s possible to find rates incrementally higher for some terms. Here’s a quick look at some of Popular Direct’s competition—all of which come with more convenient minimum opening deposit requirements.Popular DirectDiscover BankNorthern Bank Direct3 months3 months3 months3.70%2.00%N/A6 months6 months6 months3.65%3.50%4.00%9 months9 months9 monthsN/A3.50%3.75%12 months12 months12 months3.75%4.05%3.25%18 months18 months18 months3.45%3.70%3.25%24 months24 months24 months3.45%3.50%3.25%Learn moreLearn moreLearn moreView offerat MoneyLionView offerat DiscoverView offerat Northern Bank DirectBank details checked Nov. 7, 2025Learn more:Check out our full roundups of Discover CD rates and Northern Bank Direct CD rates.Learn more about Popular DirectPopular Direct operates as the digital corner of Popular Bank, which is a subsidiary of financial institution Popular, Inc. which was founded in 1893. In terms of assets, it ranks as one of the 50 largest banks in the U.S. It also serves Puerto Rico and the Caribbean.Popular Direct was itself launched in 2016. It’s an online-only platform that offers extremely limited banking services (CDs and high-yield savings accounts exclusively). Its low overhead allows it to offer some of the absolute best APYs you’ll find anywhere.Pro tipComfortable doing all your banking digitally? See our list of the best online banks.Frequently asked questionsWhat is the minimum deposit required for Popular Direct CDs?The minimum deposit required for Popular Direct CDs is $10,000.Are Popular Direct CDs FDIC insured?Popular Direct CDs are FDIC insured up to $250,000 per account holder.How long is Popular Direct’s CD grace period?Popular Direct’s CD grace period is 10 days.What happens when a Popular Direct CD matures?When a Popular Direct CD matures, it’s automatically renewed for the same account term unless you stipulate otherwise. You’ll have a 10-day grace period after renewal to make a change.What is Popular Direct’s customer service like for CD accounts?Again, Popular Direct doesn’t itself have physical locations. But you can reach its customer care center seven days a week by calling 800-274-5696. Customer service is available from Monday to Friday between 7:30 a.m. and 12 a.m. ET and on Saturday and Sunday between 9 a.m. and 6 p.m. ET.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
Milan-based couple Chiara Pino and Riccardo Ganelli left their jobs in fashion to open Bar Nico in 2023 (they were later joined by their friend Nicolò Terraneo). It has since become a hot spot in their home city’s Acquabella neighbourhood, drawing a loyal crowd with its natural wines and Mediterranean small plates. “We’re not doing anything particularly special here,” says Pino when Monocle joins her and her two business partners for lunch. “Milan just didn’t have a natural-wine scene until a couple of years ago.”That might be true but Bar Nico is flawlessly executed. You’ll find the minimalist space, designed by Milanese practice Sagoma Studio, on the ground floor of a modernist apartment block in a former tyre shop (it was a pasta factory before that). The interior is furnished with Thonet’s bistro chairs, a large aluminium counter and wine shelves. “We serve wines from smaller vineyards in France but also bottles from Italy, Austria and Germany,” says Ganelli, who trained as a sommelier and oversees the selection.Bar Nico’s Afghan hound logoPino, Ganelli and Terraneo at Bar NicoWith Bar Nico, Pino, Ganelli and Terraneo are leaning into Milan’s contemporary side. It’s this milieu that the trio introduce to Monocle on a tour of their hometown. As we prepare to set off, the conversation turns to what makes the city tick. “It takes a little effort to fully appreciate Milan because it’s a secretive place,” says Terraneo. Having guides with local knowledge and packed address books full of reliable trattorias and ice-cream shops certainly helps.Here are the Bar Nico team’s favourite places in the city:1.Trattoria del Nuovo MacelloVia Cesare Lombroso 20“This place brings the heritage of Milanese cuisine up to speed,” says Terraneo, who eats lunch at this trattoria as often as he can. “There’s one man who always calls the restaurant to place his order 10 minutes before the kitchen closes so that it’s ready when he arrives.”trattoriadelnuovomacello.itCounter at Trattoria del Nuovo Macello2.Chiesa di Santa Maria AnnunciataVia Neera 24In this church in the south of Milan you’ll find US minimalist artist Dan Flavin’s final installation. He completed its design two days before he died in 1996. Come here for a moment of quiet contemplation.parrocchiachiesarossa.netInside the Chiesa di Santa Maria Annunciata3.PavéVia Cadore 30 and Via Cesare Battisti 21At its two locations in the city, Pavé serves the best artisanal ice cream. Pino’s rates the almond and amarena cherry flavour highly.pavemilano.comScoop of gelato from Pavé4.Massari Giovanni FioristaPiazza Giuseppe Grandi 24Florist Giovanni Massari sells bouquets with dramatic flair. “I love to drop by and catch up with him,” says Pino, who regularly picks up flowers here.+39 02 7012 6975Florist Giovanni Massari in his shop5.Cinema Godard at Fondazione PradaLargo Isarco 2Movie nights don’t get much more chic than this. The programme at Fondazione Prada’s in-house cinema ranges from classics to buzz-worthy new releases.fondazioneprada.orgFondazione Prada6.PeckVia Spadari 9 and Via Tommaso Salvini 3This small deli chain is a Milanese institution. With two locations in the city (and an outpost in Forte dei Marmi on the Tuscan coast), it has been a reliable one-stop shop for the finest cheeses, cold cuts, wines and pasta since it first opened in 1883.peck.itArancini to start
When the city quiets and the shutters come down, the bestlate night restaurants are just getting into their stride. Far from greasy spoons or after-hours diners, these are refined addresses where you can still find a crisp tablecloth, an elegant glass of wine and service that never rushes you out the door. Whether it’s a brasserie in Paris serving scallops at midnight, or a Manhattan dining room that hums into the small hours, these spots prove that dinner can – and sometimes should – begin long after dark.1.The cinematic stop-outLe Grand ColbertParisDon’t let its old façade fool you – Le Grand Colbert’s best days are ahead of it. This spot, just north of Palais Royal, is one of the most fêted brasseries in a city that’s brimming with great places to break bread. When Monocle pays a visit, there’s an appreciative hum during evening service and a fleet of smart waiters clip across the floor and between busy tables.The building dates to 1828 and has had many lives, including becoming a restaurant – a bouillon – in 1900. The current owner, businessman Joel Fleury, took over in 1992. The architecture is a draw: soaring ceilings, mirrors, a mosaic floor and sculpted pilasters all in the pleasing curves of art nouveau. If it all looks a little familiar, it’s perhaps because the dining room has lent that grandeur to several films and TV series, including the 2003 Hollywood hit Something’s Gotta Give with Diane Keaton, Jack Nicholson and Keanu Reeves (shot at table 29).But film credits and finery only count for so much when tummies start to rumble. People still come to this hallowed dining hall for one reason: to eat. Service here runs from midday to midnight and in a relative rarity for such a traditional joint, it is – as the neon sign outside reads in pleasing Anglo-French – “non-stop” (as in not broken up into sittings).Chef Fabrice Cornée uses seasonal produce to prepare classic French cuisine with a modern twist. But the result is anything but anodyne: just-so sole meunière, tender coquilles St Jacques (scallops) or blanquette de veau (veal stew) are all the tastier – and yes, perhaps a little cinematic – when consumed under the establishment’s golden lights and fluttering palm fronds. legrandcolbert.comYear founded: 1900Number of covers: 110Best dish: Free-range chicken roasted in thyme. The morel-stuffed sea bass within a puff pastry crust is a close second.Drink to order: Room 64 cocktail (champagne, lime, raspberry liqueur and a rosemary sprig).Interesting fact: It’s a popular filming location. If you can’t visit, you could see the place as a backdrop in French espionage thriller The Bureau.Best table: If you’re making a statement then number 46, which is in the middle of the restaurant. Numbers 24 and 58 are the quietest.2.The whimsical wonderBemelmansNew YorkIn the late 1940s, Ludwig Bemelmans, the US writer and illustrator of the beloved Madeline children’s book series, made a deal with a friend. In exchange for a protracted stay at the swanky Carlyle Hotel on the Upper East Side (of which his friend was fortuitously the manager), Bemelmans agreed to paint the walls of the hotel’s new bar. He opted for a fantastical depiction of nearby Central Park –giraffes with parasols, besuited bunnies and even an appearance by the famous Madeline character and her school chums. The murals remain vibrant to this day and add a touch of whimsy to the sumptuous, leather-and-wood snug that still bears Bemelmans’ name.If you can snag a table (walk-ins are welcome, though there is sometimes a queue) then come hungry. The bar fare is no-nonsense and decadent: caviar, oysters, charcuterie and cheese, plus finger foods such as beef sliders, mini tuna tacos and andouille sausage pigs-in-a-blanket.Bemelmans has accomplished a rare feat: staying perpetually popular while preserving the charm and atmosphere that made it so irresistible to late-night patrons when it first opened in 1947. The glamour is understated, the red-jacketed bartenders discreet and the martinis stiff. There is live music every day until closing – Emmy Award-winning pianist Earl Rose’s weekly performances are a treat – and on raucous nights guests have been known to crowd around the Steinway and join in.35 E 76th Street, New York, NY 10021Year founded: 1947Number of covers: 87Best dish: The complimentary trio of bar snacks served on a silver stand.Drink to order: An ice-cold martini served with a classic sidecar.Interesting fact: The bar is named after Ludwig Bemelmans, the creator of the Madeline children’s books, and the walls are adorned with his hand-painted murals.Best table: A spot at the bar, where the red-jacketed bartenders are always within earshot.3.The trusty trattoriaRosy e Gabriele 1MilanAs bars and restaurants come and go in Milan’s Porta Venezia, Rosy e Gabriele 1 remains, well, number one for late-night dining. Established in 1967 (at one point there was a second, hence the name), the trattoria has been run by a Serbian-Montenegrin family for four decades. The restaurant, which opens for lunch and dinner, is marshalled by brothers Cedo and Cuca Mikic, with the all-male waitstaff entirely made up of family members.The restaurant has a timeless and slightly kitschy air. There are paintings of Rome and Pisa on the walls, a world map above the fish fridge and a hanging wooden Montenegrin insignia, with a wolf in its centre, which was gifted to Cedo. There are brightish lights – the true mark of an old-school joint in these parts – and 1980s and 1990s Italian ballads on the stereo. The large dining room is busy on the Thursday night when Monocle visits, as patrons drink wine and plump for something from a menu of some 300 dishes, featuring everything from fish crudo to pizza. The piano at the far end of the bar is regularly tinkered on in the wee hours by a maestro from La Scala.One thing that’s kept Rosy e Gabriele lively is the diverse crowd. When Monocle visits, a politician is here, as well as a group of footballers. An architect takes a pew at the same table that he’s been eating at for the past 40 years and by 22.30 several young fashionistas sit down. There’s an air of bravado about the crowd that’s echoed in the owners’ pride in the place. “All the most famous people have come here – actors, politicians, sports stars,” says Cedo. “Maradona was here.” Yet he seems a little saddened that people aren’t dining as late as they once did. “Before the pandemic, people would eat here at 02.30 like it was 20.30,” he says. Still, he adds, there’s no problem showing up at the restaurant at midnight. “Just give us a call.” 26 Via Giuseppe Sirtori; 139 02 2952 5930Year founded: 1967Number of covers: 180Food served until: 01.00Best dishes: Lobster spaghetti, Grand Plateau Royal of crudo or pizza.Drink to order: There’s a 1971 Barbaresco from Angelo Gaja that the restaurant claims is the only bottle in Europe.Interesting fact: The courtyard out back and the next-door stables once housed trams and the horses that pulled them.4.Good for a yarnSnob BarLisbonIt’s a new era for Snob Bar but thankfully one marked by little obvious change to this legendary Lisbon restaurant. “My goal is to keep things as they’ve always been,” says Miguel Garcia, who took over the Lisbon address last year from its previous owners’ 50-year custody with a promise of safekeeping and continuity. “There are places that simply cannot disappear. They are part of a city’s history.”Opened in 1964, Snob belongs to a special strain of establishments known for a discreet, closed-door policy, behind which lie dimly lit wood-panelled interiors and the possibility of late-night dining. Founded by an illustrator at the O Século newspaper (whose newsroom was nearby but shut in 1977), Snob continues to draw in a clientele of journalists, writers and politicians. “We want Snob to remain primarily a Portuguese house, with regulars who recommend it to the new generations through word of mouth,” says Garcia.The intimate decor of red carpet, leather seats and books on shelves has remained the same but the place has been given a facelift. The tin on the table lamps and the wooden ceiling and walls have been polished and the sofas reupholstered in their original bottle green. The food is the same as always, with croquettes and “Snob steak” with fries as the calling cards. This said, the drink selection has been jazzed up with classic cocktails, a careful selection of spirits and a good line-up of whisky. What feels different is the absence of the previous owner, Albino Oliveira (who almost single-handedly served while managing Snob’s door policy). However, the hope is that a new staff of eight can offer on-point service while keeping some of the place’s time-tested allure. The aim? To become part of the furniture.snobbar.ptYear founded: 1964Number of covers: 40Food served until: 02.00, with last orders at 01.00Best dishes: Snob steak or mango mousse.Drink to order: Sazerac.Interesting fact: The old landline still works but its number is now only to be found in the phonebooks of Snob’s oldest clients and today serves as a red telephone of sorts for VIPs. Pure snobbery.Best table: Table 10 by the entrance continues to be the choice of journalists in the know.5.Get the ball rollingKaniya HontenNagasakiA quick stop for an after-dinner onigiri (rice ball) is common practice in Nagasaki these days but the origins of this ritual started with one restaurant. “My father opened Kaniya in 1965 when there were no conbini (convenience stores) and fewer restaurants,” says current proprietor Hideki Fujikawa. “This was the first onigiri speciality shop in Nagasaki and once it opened, it became part of the local culture to have an onigiri after a night of drinking. People started saying, ‘Nondara Kaniya’, which means ‘After you drink, it’s Kaniya.’”On any night, Kaniya is rammed. The onigiri are made to order with A-grade Koshihikari rice from Niigata, seaweed from Ariake and Hakata salt from Ehime. “We’ve always prepared each onigiri at the counter in front of the customers,” says Fujikawa. “Regulars often say that the taste hasn’t changed but it has. Customers have a more sophisticated palate today so we always try to make subtle improvements and use the best ingredients.” A Kaniya onigiri is small enough to wolf down quickly, allowing diners to try more of the 33 variations on the menu.Popular orders are iwanori (seasoned seaweed), takana (pickled mustard leaves) and the signature shio-saba (salt-grilled mackerel). “Unlike convenience-store versions, we carefully remove the bones by hand and grill each piece without any additives,” says Fujikawa. A bottle of Asahi Super Dry and the popular akadashi red miso soup complete the picture. The convivial hum is the sound of a room full of satisfied customers of all ages. “We are seeing a lot more younger people lately, alongside our loyal regulars,” says Fujikawa. The Kaniya tradition looks set to continue.Year founded: 1965Number of covers: Kaniya usually serves between 500 and 1,000 people; on particularly busy evenings that’s up to 3,000 onigiri.Food served until: 03.00, Fridays and Saturdays; 02.00 rest of the week.Best dish: Shio-saba (salt-grilled mackerel).Drink to order: Bottled Asahi Super Dry.Best table: Zashiki (tatami seating where you take off your shoes) are the most popular with the young.6.The spot for a singalongEl Primo SanchezSydneyIn a 1940s pub on Oxford Street, Paddington, on Sydney’s eastern fringe, is a colourful Mexican haunt that’s a go-to for a late bite. Serving drinks until 02.00 with a resident DJ in the corner, the technicolour decor, old-school Mexican music and a private karaoke booth make it an ideal spot for a late-night margarita, mezcal or a plate of tacos and a singalong.Bartender Eduardo Conde oversees the shaking and stirring, showcasing his talent with a menu of creative and curious cocktails. With a focus on tequila and mezcal, the extensive drinks list includes adapted classics, such as the negroni made with raicilla (a Mexican spirit distilled from the agave plant) and the viva la vida, a piquant take on the humble margarita that arrives with lashings of mango, mint, a kick of Ancho Reyes chilli liquor and native lemon myrtle.Head chef Diego Sotelo’s menu includes tostadas with diced raw tuna served with edamame, while the pick of the tacos are the al Pastor (pork belly with pineapple) and the campechano (with smoky brisket, chorizo and salsa). Desserts run to piping-hot churros with dulce de leche for dipping and brown-butter madeleines dotted with white chocolate and Australian wattle seed.For a more intimate experience, venture into La Prima, the private speakeasy within the bar. This cosy space, its walls adorned with colourful Mexican prints and lit by candlelight, also has a dedicated bartender service. Barkeep, another viva la vida, por favor!elprimosanchez.comYear founded: 2023Number of covers: 250Food served until: 00.30Best dish: Al Pastor taco.Drink to order: Try a sanchez paloma (tequila, lime juice, and grapefruit soda)Best table: For groups, a spot in the private La Prima room offers a journey straight to Oaxaca. The more intimate Blue Room is quieter. And for the people watchers, table 3 is your front-row seat to all the action.7.For the grown-upsThe DoverLondonAfter 15 years as COO at Soho House Group, Martin Kuczmarski amassed an enviable amount of experience and inspiration from the bar and restaurant world. The Dover, his instant classic in London’s Mayfair, is the distillation of all that he’s learned – a meticulous amalgam of Kuczmarski’s favourite late-night establishments and his design-led philosophy.Once through the heavy velvet curtains, the softly lit, slender bar is a blur of bartenders kitted out in white double- breasted Savile Row jackets made from the same cloth as butchers’ aprons. The drinks list is long and classic but majors in martinis. The signature Dover martini sums up Kuczmarski’s pedigree: an American drink made with Italian vermouth and Konik’s Tail vodka from Poland and is accented with an orange twist and bitters. Trays of the things float out to the candlelit tables, while a barback selects records to suit the sultry, grown-up mood.Beyond the bar, a stretch of conspiratorial booths leads to the oblong dining room, which is all sinuous swoops of walnut panelling rising to a glazed barrel ceiling. This club-like space, designed by Quincoces-Dragó, a Milanese architecture practice, takes cues from an age of steam-powered travel and art deco dining cars. Here you’ll find an international set tucking into Italian-American fare of courgette fritti, spaghetti meatballs, hamburgers and beef arrosto, all served on bone china plates and pleasingly bereft of the usually hefty Mayfair price tag for the pleasure. Kuczmarski’s next venture? A hotel in Parma.thedoverrestaurant.comYear founded: 2023Number of covers: 30 in the bar, 56 in the restaurant.Food/drinks served till: The bar serves until 01.00 and the last sitting is at 23.30.Best dish: Spaghetti meatballs or beef arrosto.Drink to order: The Dover martini.Best table: In the bar it’s table 40, which sits in a nook on the banquette and gives the best vantage point of the action. In the restaurant, table 17, a corner table for two, feels secluded for whispered sweet nothings but remains part of the hubbub.Interesting fact: Veteran restaurateur Jeremy King can sometimes be spotted enjoying a bite or a drink here after service at his own fêted establishment, The Arlington.
Winking Studios, the gaming behemoth from Singapore, has revealed its intention to float on the London Stock Exchanges AIM market in a move aimed at consolidating its presence in Western economies. The firm, which is already a fixture on Singapore's Catalist board, views the dual listing as an opportunity to access the substantial tech investment resources of the UK and foster expansion within the "fast-growing industry", as reported by City AM. Since its inception in 2004 by CEO Johnny Jan, Winking Studios has ascended to become a leading name in game art outsourcing, securing the third position in Asia and fourth worldwide by revenue. Possessing an impressive global reach with nine offices throughout Asia and partnerships with 22 out of the top 25 global game developers such as Ubisoft, EA, Activision, and Tencent, Winking Studios has made significant contributions to blockbuster franchises including FIFA, Call of Duty, and Assassin's Creed. Choosing the UK capital for its strategic move, Jan remarked: "London feels like the obvious choice," acknowledging the city's comprehension of the global gaming sector and its propensity for supporting growth-driven international companies like theirs. Expanding on this, Jan added: "We believe Winking Studios has a significant opportunity to expand its presence globally, and dual listing on AIM will further support our global ambitions and position us to accelerate growth." "Operating in a fast-growing industry, with a proven track record of delivery and relationships with the majority of the world's biggest game developers, we plan to build on our success to date and capitalise on the fragmented nature of the industry landscape to drive future growth," Jan added. Winking plans to utilise its existing cash reserves of over $30m (£23.1m), along with the capital raised through the AIM listing, to expand its presence in Europe and North America, establish a UK regional hub, and pursue acquisitions of smaller studios in these regions. The company also aims to enhance its AI capabilities to maintain competitiveness in the gaming sector. This announcement comes after the recent delisting of British video game developer Keywords Studios from AIM following its acceptance of a take-private offer of £2.2bn. Earlier this week, reports revealed that the number of AIM companies has fallen below 700 for the first time since 2001, as London's junior market suffered amid rumours that the Chancellor might eliminate a key tax relief for AIM shares in her Autumn Budget.
The current average refinance rate on a 30-year, fixed-rate home loan is 6.40%, according to data from the popular real estate marketplace Zillow. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Current refi rates dataConventional mortgages30-year6.40%20-year6.25%15-year5.68%10-year5.84%Jumbo mortgages30-year7.04%15-year6.23%FHA loans30-year5.49%15-year5.25%VA loans30-year6.25%15-year6.13%Note thatFortunereviewed the most recent Zillow data available as of Nov. 11.How mortgage refinancing worksMortgage refinancing essentially involves paying off your existing home loan with a new one. Similar to when you applied for a mortgage the first time, you’ll need to apply for the refinance loan and meet lender criteria regarding your credit profile, proof of income, your debt-to-income (DTI) ratio, and more. This process generally means there will be a small hit to your credit score due to the hard inquiry. And, you should be aware there’s a risk of denial if you don’t meet the lender’s requirements.What’s happening with mortgage rates in the market?Some observers thought that mortgage interest rates would fall alongside the cuts made by the Federal Reserve to the federal funds rate late last year. However, that didn’t happen, and interest rates remained stubbornly near the 7% mark—considering the nationwide average for 30-year, fixed-rate mortgages—for months. Rates did drop slightly toward the end of February, moving closer to 6.5% than had been seen in a while. Still, rates remain elevated well above pandemic-era lows, when some homeowners got mortgages with rates in the 2% and 3% range. A report from Redfin showed that as of the third quarter of 2024, 82.8% of homeowners carrying a mortgage had an interest rate under 6%. Many Americans have felt locked in, unwilling or unable to move or refinance while rates remained high.There was finally some relief leading up to the Fed’s meetings in September and October, with rates trending noticeably downward ahead of the September meeting and inching downward leading into the October meeting. The central bank cut the federal funds rate at both of those meetings, with a quarter percentage point reduction each time.When it might make sense to refinance your mortgageRefinancing isn’t free, so it’s crucial to weigh the costs. One rule of thumb you’ll hear referenced is that it makes sense to refi if you can secure a rate at least a percentage point lower than your current rate. For example, if rates drop and you’re able to move from a 7% rate to a 6% rate, that’s worth seriously considering.You might also want to refinance if you need to tap your home equity—this can be done via a cash-out refinance, which typically requires that you have built up at least 20% equity in your home. Refinancing can also help change your loan term or switch loan types, such as moving from an FHA loan to a conventional one to get rid of a lifetime mortgage insurance (MIP) requirement, or changing from an adjustable-rate mortgage (ARM) to a fixed-rate loan.It can also be beneficial to refinance if you want to adjust your loan term. For instance, switching from a 15-year to a 30-year mortgage can provide smaller monthly payments, which might be more manageable if your financial situation has changed from when you took out the loan.Costs to refinance your mortgageRefinancing involves closing costs, typically ranging from 2% to 6% of the loan amount. For a $300,000 loan, costs might range from $6,000 to $18,000, for example. Some common costs include:Lender origination fees.Appraisal fees.Title search and insurance fees.Loan application fees.Survey fees.Attorney fees (if required in your state).Recording fees.Prepayment penalties (if applicable with your existing lender).Different types of mortgage refi loansSeveral types of refinance options exist, each suited to different goals:Rate-and-term refinance:This is what you’re looking for when you seek to lower your interest rate or change your loan term—though be aware if you shorten your repayment term this will almost certainly result in higher monthly payments.Cash-out refinance:Leverage your home equity by paying off your existing loan and taking out a larger loan, while receiving the difference in cash.No-closing-cost refinance:The lender covers closing costs in exchange for a higher interest rate. This is a refi to approach with educated caution, but could be worthwhile in certain cases. Streamline refinance:Available for FHA, VA, and USDA loans, offering a simpler application process and oftentimes less paperwork. Refinancing with your existing lender vs. a new oneYou’re not required to refinance with your original lender. Shopping around may help you find lower rates and possibly even better service. But, some lenders offer incentives, such as waiving closing costs, for staying with them. So you should broach the topic of refinancing with your existing lender before you make a decision. Lastly, know that if your mortgage has been purchased by Fannie Mae or Freddie Mac, you might be eligible for programs like Refi Now and Refi Possible.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
For all those caught up in the excitement of booking a long-haul flight and jetting off to an exciting new destination, there is one main downside: jet lag. It’s a challenge that neuropsychiatrist Irshaad Ebrahim advises on. After founding the London Sleep Centre in 2002, he set up several other such institutions across the world, including The Constantia Sleep Centre in South Africa. Here, he gets us up to speed on beating jet lag.Pre-flight“Before you even get on the plane, you need to have established good sleep-hygiene routine,” says Ebrahim. “This will immediately help to offset any effects of jet lag.” Exercising regularly and drinking plenty of water are among his top recommendations. Other tips shared by medical professionals include resisting the temptation to nap throughout the day and investigating your clock gene (a protein-coding gene that plays a central role in regulating circadian rhythms) through lab tests if you suffer from daytime drowsiness or regularly wake up in the night. The most indulgent recommendation of all? Ensure that your bedroom is a sanctuary. Pile up a stack of escapist titles, play some relaxing tunes and or put on that cucumber facemask. It’s all about maintaining a bedtime routine before your flight, says Ebrahim.On board“Once you’re on the aircraft, there is one trump card that you must play,” says Ebrahim. “Clock into your destination the moment you get on the plane. Check the season and time difference beforehand. When you’re on the aircraft, you should switch to the timings of the country that you’re travelling to. Fall asleep when people there are going to bed and wake up when they are waking. This allows you to prepare psychologically and behaviourally for landing in a new place.” It also prevents you from falling asleep unexpectedly upon arrival. So pull down your window, insert your earplugs and put on your eye mask. This should all lead to a restful sleep.On arrival“Taking a melatonin supplement is a useful aid in combatting jet lag,” says Ebrahim. The hormone is produced in the brain in response to darkness and helps with the timing of your circadian rhythms. “The key to this is taking it about an hour before sleep once you land. Continue taking it for three days after arriving and repeat for another three days when you return from your trip.” The doctor is also keen to stress that exposure to the right type of light is essential. “There is a lot to be said for light therapy,” he says, explaining that an exposure to special bright-white light bulbs that emit 10,000 lux (an amount similar to the light in the sky just after dawn) can be beneficial to sleep. “Buy a portable light-therapy lamp and switch it on 30 minutes after waking up. It helps to suppress melatonin and gives your brain the impression that a new day is starting.”
Looking to make some extra cash by storing your funds untouched in a certificate of deposit (CD) for a few months, or even a few years? Bank of America offers more term options than perhaps just about anyone.Bank of America’s CD rates may not be among the highest in the country, but there are still several decent options if you want to open an account here. You can also service your account in-branch, which is something you often can’t do with online banks that typically offer the best annual percentage yields (APY). It’s headquartered in Charlotte, North Carolina, and has been around for about 240 years. It’s the second-largest bank in the United States as of this writing.Here’s what to expect when you open a CD with Bank of America. Keep in mind that rates may vary slightly based on your region.Rates are current as of Nov. 11, 2025 and are subject to change.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Bank of America personal CD rates and productsAs one of the bigger financial institutions in the U.S., Bank of America offers a wide variety of CD products—from standard fixed-rate CDs to CDs with promotional APYs. It even offers flexible CDs, individual retirement account (IRA) CDs, and business CDs.Featured CDsBank of America offers several featured CD rates that are much higher than what you’ll find from its typical CDs. These promotional terms range from seven to 37 months.Bank of America featured CD featuresMinimum opening deposit$1,000Early withdrawal penalty– Terms less than 90 days: All interest of the amount withdrawn (or seven days’ worth, whichever is greater)– Terms of 90 days to 12 months: 90 days of interest on the amount withdrawn– Terms of 12 to 60 months: 180 days of interest on the amount withdrawn– Terms of 60+ months: 365 days of interest on the amount withdrawnPartial withdrawals permittedYes (for a fee)Additional deposits permittedNoAutomatic renewalAccounts automatically convert into a 3-month flexible CDRenewal grace period7 daysBank of America featured CD ratesTerm lengthAPY7 months3.65%10 months3.20%13 months2.25%25 months2.00%37 months0.11%7 monthsAPY3.65%10 monthsAPY3.20%13 monthsAPY2.25%25 monthsAPY2.00%37 monthsAPY0.11%Bank details checked Nov. 11, 2025.Fixed term CDsBank of America fixed term CD ratesBank of America’s standard CDs come in a whopping 120 term lengths, giving you lots of flexibility when choosing how long to store your money. You can select as little as one month and as much as 10 years—a boon for anyone with CD laddering in mind. That said, most of these terms offer a less-than-fantastic APY.Bank of America fixed term CD featuresMinimum opening deposit$1,000Early withdrawal penalty– Terms less than 90 days: All interest of the amount withdrawn (or seven days’ worth, whichever is greater)– Terms of 90 days to 12 months: 90 days of interest on the amount withdrawn– Terms of 12 to 60 months: 180 days of interest on the amount withdrawn– Terms of 60+ months: 365 days of interest on the amount withdrawnPartial withdrawals permittedYes (for a fee)Additional deposits permittedNoAutomatic renewalInto new fixed CD of same term lengthRenewal grace periodBetween 1 and 7 days, depending on the termBank of America fixed term CD ratesTerm lengthAPY28-89 days0.03%90-179 days3.25%6-11 months0.03%12-17 months0.03%18-23 months0.03%24-35 months0.03%36-47 months0.03%48-59 months0.03%60-119 months0.03%120 months0.03%28-89 daysAPY0.03%90-179 daysAPY3.25%6-11 monthsAPY0.03%12-17 monthsAPY0.03%18-23 monthsAPY0.03%24-35 monthsAPY0.03%36-47 monthsAPY0.03%48-59 monthsAPY0.03%60-119 monthsAPY0.03%120 monthsAPY0.03%Bank details checked Nov. 11, 2025.Flexible CDsFor a little more freedom when withdrawing money, consider Bank of America’s Flexible CDs. These no-penalty CDs give you opportunities to withdraw portions of your account before maturity without getting dinged with penalties. The only caveats are if you remove your money during the first six days after you open your account or six days after a previous withdrawal.Bank of America flexible CD featuresMinimum opening deposit$1,000Early withdrawal penalty7 days of interest (only when withdrawing within six days of account opening or six days from your last withdrawal.Partial withdrawals permittedYesAdditional deposits permittedNoAutomatic renewalAccounts automatically convert into a 3-month flexible CDRenewal grace period7 daysBank of America flexible CD ratesTerm lengthAPY12 months2.85%3 months (renewal only)0.10%12 monthsAPY2.85%3 months (renewal only)APY0.10%Bank details checked Nov. 11, 2025.Bank of America IRA CD rates and productsIRAs typically involve investing in stocks and bonds. For a more comfortable investment with a guaranteed return, a Bank of America IRA CD is a possibility. But what is an IRA CD?As with traditional CDs, these accounts are Federal Deposit Insurance Corp. (FDIC)-insured, so you won’t lose your money, and they’re ideal if the stock market is too volatile.Bank of America’s IRA CDs similarly come in featured, fixed, and flexible options. They also offer familiar terms and APY, same as a standard featured CD. In addition to an early withdrawal penalty for touching your money before maturity, you may also be subject to an additional 10% fee from the IRS if you’re under 59 ½ years old, as IRAs are designed to help you save for retirement.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Featured IRA CDsIf you’re going to open an IRA CD with Bank of America, let it be one of these. Featured IRA CDs offer the highest potential earnings for reasonable term lengths.Bank of America featured IRA CD featuresMinimum opening deposit$1,000Early withdrawal penalty– Terms less than 90 days: All interest of the amount withdrawn (or seven days’ worth, whichever is greater)– Terms of 90 days to 12 months: 90 days of interest on the amount withdrawn– Terms of 12 to 60 months: 180 days of interest on the amount withdrawn– Terms of 60+ months: 365 days of interest on the amount withdrawnPartial withdrawals permittedYes (for a fee)Additional deposits permittedNoAutomatic renewalInto new fixed CD of same term lengthRenewal grace period7 daysBank of America featured IRA CD ratesTerm lengthAPY7 months3.65%10 months3.20%13 months2.25%25 months2.00%37 months0.11%7 monthsAPY3.65%10 monthsAPY3.20%13 monthsAPY2.25%25 monthsAPY2.00%37 monthsAPY0.11%Bank details checked Nov. 11, 2025.Compare the CD rates and terms available from other top institutionsRead our roundups of all available CD rates from Chase, and Capital One.Fixed term IRA CDsWith a plethora of term options, fixed term IRA CDs are your best bet for flexibility. But again, you’ll trade high APY for more account options.Bank of America fixed term IRA CD featuresMinimum opening deposit$1,000Early withdrawal penalty– Terms less than 90 days: All interest of the amount withdrawn (or seven days’ worth, whichever is greater)– Terms of 90 days to 12 months: 90 days of interest on the amount withdrawn– Terms of 12 to 60 months: 180 days of interest on the amount withdrawn– Terms of 60+ months: 365 days of interest on the amount withdrawnPartial withdrawals permittedYes (for a fee)Additional deposits permittedNoAutomatic renewalInto new fixed CD of same term lengthRenewal grace period7 daysBank of America fixed term IRA CD ratesTerm lengthAPY6-11 months0.03%12-17 months0.03%18-23 months0.03%24-35 months0.03%36-47 months0.03%48-59 months0.03%60-119 months0.03%120 months0.03%6-11 monthsAPY0.03%12-17 monthsAPY0.03%18-23 monthsAPY0.03%24-35 monthsAPY0.03%36-47 monthsAPY0.03%48-59 monthsAPY0.03%60-119 monthsAPY0.03%120 monthsAPY0.03%Bank details checked Nov. 11, 2025.Flexible IRA CDsFlexible IRA CDs are a great way to invest your money with the option to dip into the account when you like. Just remember that if you’re under 59 ½, you’ll be subject to the 10% penalty from the IRS unless you’re withdrawing for an eligible reason.Bank of America flexible IRA CD featuresMinimum opening deposit$1,000Early withdrawal penalty7 days of interest (only when withdrawing within six days of account opening or six days from your last withdrawal.Partial withdrawals permittedYesAdditional deposits permittedNoAutomatic renewalInto new 3-month Flexible IRA CDRenewal grace period7 daysBank of America flexible IRA CD ratesTerm lengthAPY12 months2.85%3 month (renewal only)0.10%12 monthsAPY2.85%3 month (renewal only)APY0.10%Bank details checked Nov. 11, 2025.SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.FastBreak™ : Guaranteed AnnuityPROMO:Best for High DepositsProduct DisclosureProduct DisclosureAnnuity rates are subject to change at any time, and the rate mentioned may no longer be current. Please visit Gainbridge.io for current rates, full product disclosures, and disclaimer. Withdrawals above the 10 percent free withdrawal amount subject to a withdrawal charge and market value adjustment. FastBreak™ is issued by Gainbridge Life Insurance Company in Zionsville, Indiana. FastBreak™ is not a tax-deferred annuity; instead, it is taxed annually. FastBreak™ : Guaranteed AnnuityPROMO:Best for High DepositsAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on FastBreak™'s website4.90%36 mos$1000View DetailsAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on FastBreak™'s website5.00%60 mos$1000View DetailsQuontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. 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text-align: left; max-width: 400px; } #IJhkJCtRJwdJANNf .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #IJhkJCtRJwdJANNf .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #IJhkJCtRJwdJANNf .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #IJhkJCtRJwdJANNf .sh-title-container { display: flex; margin-bottom: 15px; } #IJhkJCtRJwdJANNf .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #IJhkJCtRJwdJANNf .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #IJhkJCtRJwdJANNf .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #IJhkJCtRJwdJANNf .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #IJhkJCtRJwdJANNf .sh-first-product .sh-cta-container { padding-top: 0px; } #IJhkJCtRJwdJANNf .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #IJhkJCtRJwdJANNf .mobile-bottom-container .sh-fdic-insured { padding: 0; } } @media only screen and (max-width : 370px) { #IJhkJCtRJwdJANNf .sh-first-product .sh-row-sub-container span.sh-row-value { font: normal normal bold 25px/30px Roboto; } } #IJhkJCtRJwdJANNf.box750.device-desktop img.logo-image { max-width: 75%; } #IJhkJCtRJwdJANNf.sh-box750.device-desktop .sh-row2-container { flex: 0 0 170px; } #IJhkJCtRJwdJANNf.box750.device-desktop .sh-row-product-title { flex: 0 0 36%; } #IJhkJCtRJwdJANNf.box750.device-desktop .sh-row-product-title.sh-date { margin-right: 4px; } #IJhkJCtRJwdJANNf.box750.device-desktop .sh-first-product .sh-btn__text, #IJhkJCtRJwdJANNf.box750.device-desktop .sh-btn__text { width: 140px; } #IJhkJCtRJwdJANNf.box800.device-desktop .sh-first-product .sh-btn__text, #IJhkJCtRJwdJANNf.box800.device-desktop .sh-btn__text { width: 150px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-m-hide, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-m-hide, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-m-hide { display: none !important; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .seeMoreTerms, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .seeMoreTerms, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .logo-image-wrapper, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .logo-image-wrapper, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .logo-image-wrapper { max-width: 200px; min-height: unset; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-row-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-row-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-row-container { flex: 0 0 100%; order: 2; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-row-sub-container .sh-title-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-row-sub-container .sh-title-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop #sh-header-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop #sh-header-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-d-hide, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-d-hide, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-d-hide { display: block !important; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-listing-content-wrapper, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-listing-content-wrapper, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-promo .sh-promo-text, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-promo .sh-promo-text, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-btn__text, #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-first-product .sh-btn__text, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-btn__text, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-first-product .sh-btn__text, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-btn__text, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-fdic-insured, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-fdic-insured, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .product-details-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .product-details-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-first-product .product-details-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-first-product .product-details-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-title, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-title, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-promo, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-promo, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-promo-offer-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-promo-offer-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-title-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-title-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-first-product .sh-title-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-first-product .sh-title-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-first-product .sh-row2-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-first-product .sh-row2-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-fdic-dis-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-fdic-dis-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-cta-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-cta-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-first-product .sh-cta-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-first-product .sh-cta-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .mobile-bottom-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .mobile-bottom-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-first-product .sh-title-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-first-product .sh-title-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #IJhkJCtRJwdJANNf.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #IJhkJCtRJwdJANNf.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #IJhkJCtRJwdJANNf.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #IJhkJCtRJwdJANNf.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #IJhkJCtRJwdJANNf.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #IJhkJCtRJwdJANNf.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #IJhkJCtRJwdJANNf.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #IJhkJCtRJwdJANNf .sh-row-container.sh-apy-value { height: 24px; } #IJhkJCtRJwdJANNf .sh-title-container { height: 45px; } #IJhkJCtRJwdJANNf .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #IJhkJCtRJwdJANNf .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #IJhkJCtRJwdJANNf .sh-first-product .sh-title-container { height: 72px; } #IJhkJCtRJwdJANNf .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #IJhkJCtRJwdJANNf .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #IJhkJCtRJwdJANNf .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #IJhkJCtRJwdJANNf .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #IJhkJCtRJwdJANNf .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #IJhkJCtRJwdJANNf .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #IJhkJCtRJwdJANNf .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #IJhkJCtRJwdJANNf.loadingMessage .sh-loading-msg { display: block; } #IJhkJCtRJwdJANNf.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #IJhkJCtRJwdJANNf .sh-loading-msg { font-size: 18px; } } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-row-container { align-items: center; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #IJhkJCtRJwdJANNf .sh-row-product-title.sh-bank-name { display: none; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #IJhkJCtRJwdJANNf.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #IJhkJCtRJwdJANNf.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #IJhkJCtRJwdJANNf.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #IJhkJCtRJwdJANNf.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #IJhkJCtRJwdJANNf.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #IJhkJCtRJwdJANNf.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #IJhkJCtRJwdJANNf.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #IJhkJCtRJwdJANNf.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #IJhkJCtRJwdJANNf.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop .sh-first-product .sh-row2-container, #IJhkJCtRJwdJANNf.sh-box650.device-desktop .sh-first-product .sh-row2-container, #IJhkJCtRJwdJANNf.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #IJhkJCtRJwdJANNf .sh-gb-banner.sh-promo { display: none !important; } #IJhkJCtRJwdJANNf.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #IJhkJCtRJwdJANNf.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #IJhkJCtRJwdJANNf.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #IJhkJCtRJwdJANNf.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; height: unset; flex: 0 0 150px; padding-top: unset; box-sizing: unset; background-color: transparent; position: relative; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: unset; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: unset; margin-right: 15px; width: 100%; padding: 1px 0 10px 0; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font: normal normal bold 24px/24px Roboto; padding: 12px 0px; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-cta-container{ padding: 12px 0px; box-sizing: unset; border-bottom: unset; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-title-container{ display: none; margin: unset; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-promo{ width: 100%; margin: -10px 0 20px; text-align: left; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-promo .sh-promo-text{ font: normal normal normal 16px/24px Roboto; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-fdic-insured{ padding: 20px 0 7px 0; } #IJhkJCtRJwdJANNf.sh-box700.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg, #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg{ vertical-align: unset; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-listing-content-wrapper{ display: block; padding: 20px; margin-bottom: 16px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .logo-image-wrapper{ max-width: 200px; min-height: unset; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges img.logo-image{ max-width: inherit; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-d-hide { display: block !important; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-title{ font: normal normal bold 16px / 24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-fdic-dis-container{ display: flex; justify-content: space-between; max-width: 400px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-fdic-insured{ padding: 0; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-m-hide { display: none !important; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .product-details-container{ display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container{ flex-flow: row wrap; align-items: flex-start; margin-bottom: 0; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-row-container{ flex: 0 0 100%; order: 2; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: 42px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: 0; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 27%; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #IJhkJCtRJwdJANNf.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer176 .logo-column.flex-container, #qsWidgetContainer176 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer176 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer176 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer176 .apy-label, #qsWidgetContainer176 .curDate, #qsWidgetContainer176 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer176 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer176 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer176 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer176 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer176 .prop-value-container { align-items: stretch; } #qsWidgetContainer176 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer176 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer176 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer176 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer176 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer176 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer176 #sh-star-icon { top: -2px; } #qsWidgetContainer176 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer176 #see_more_carrier, #qsWidgetContainer176 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer176 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer176 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer176 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer176 .shmktpl-sponsored, #qsWidgetContainer176 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; } #qsWidgetContainer176 .sh-logo { flex-shrink: 1; } #qsWidgetContainer176 .shmktpl-sponsored { text-transform: uppercase; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-content-wrapper { box-shadow: none; gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer176 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer176 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer176 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer176 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer176 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer176 .sh-first-product .sh-btn__text, #qsWidgetContainer176 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer176 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer176 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer176 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer176 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer176 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer176 .listing-title { font-size: 20px; font-weight: 600; } }Bank of America Business CD rates and productsA Bank of America business CD gives your company the chance to invest your profits without any risk. You can choose from standard business CDs, special-rate business CDs, and no-penalty business CDs.Business featured CDsBusiness featured CDs again deliver the most impressive APY.Bank of America Business featured CD featuresMinimum opening deposit$1,000Early withdrawal penalty– Terms less than 90 days: All interest of the amount withdrawn (or seven days’ worth, whichever is greater)– Terms of 90 days to 12 months: 90 days of interest on the amount withdrawn– Terms of 12 to 60 months: 180 days of interest on the amount withdrawn– Terms of 60+ months: 365 days of interest on the amount withdrawnPartial withdrawals permittedYes (for a fee)Additional deposits permittedNoAutomatic renewalInto new flexible 3-month CDRenewal grace period7 daysBank of America Business featured CD ratesTerm lengthAPY7 months3.51%10 months3.20%13 months2.25%25 months2.00%37 months0.11%7 monthsAPY3.51%10 monthsAPY3.20%13 monthsAPY2.25%25 monthsAPY2.00%37 monthsAPY0.11%Bank details checked Nov. 11, 2025.Fixed term Business CDsFixed term Business CDs offer the widest variety of term lengths. Most terms are nothing to write your mother about—though there are exceptions.Bank of America fixed term Business CD featuresMinimum opening deposit$1,000Early withdrawal penalty– Terms less than 90 days: All interest of the amount withdrawn (or seven days’ worth, whichever is greater)– Terms of 90 days to 12 months: 90 days of interest on the amount withdrawn– Terms of 12 to 60 months: 180 days of interest on the amount withdrawn– Terms of 60+ months: 365 days of interest on the amount withdrawnPartial withdrawals permittedYes (for a fee)Additional deposits permittedNoAutomatic renewalInto new fixed CD of same term lengthRenewal grace period7 daysBank of America fixed term Business CD ratesTerm lengthAPY28-89 days0.03%90-179 days0.03%6-11 months0.03%12-17 months0.05%18-23 months0.07%24-35 months0.60%36-47 months0.55%48-59 months0.65%60-119 months0.75%120 months0.75%28-89 daysAPY0.03%90-179 daysAPY0.03%6-11 monthsAPY0.03%12-17 monthsAPY0.05%18-23 monthsAPY0.07%24-35 monthsAPY0.60%36-47 monthsAPY0.55%48-59 monthsAPY0.65%60-119 monthsAPY0.75%120 monthsAPY0.75%Bank details checked Nov. 11, 2025.Flexible Business CDsIf you’d like to invest some of your business profits but would like access to that money when you need it, flexible Business CDs are your safest option. You’ll only incur a penalty if you withdraw money within six days of account opening — or within six days of your last withdrawal.Bank of America flexible Business CD featuresMinimum opening deposit$1,000Early withdrawal penaltyOnly when withdrawing funds the first 6 days after account opening or the first 6 days following any partial withdrawalPartial withdrawals permittedYesAdditional deposits permittedNoAutomatic renewalInto new 3-month flexible CDRenewal grace period7 daysBank of America flexible Business CD ratesTerm lengthAPY12 months3.51%3 months (renewal only)0.10%12 monthsAPY3.51%3 months (renewal only)APY0.10%Bank details checked Nov. 11, 2025.Compare Bank of America to top competitorsMany of Bank of America’s CD rates are substandard, but the financial institution offers its share of gems. Here’s a closer look at some of Bank of America’s competition.Bank of AmericaCapital OneNorthern Bank Direct6 months6 months6 months0.03%3.50%4.00%7 months7 months7 months3.65%N/AN/A10 months10 months10 months3.20%3.80%N/A18 months18 months18 months0.03%3.70%3.25%24 months24 months24 months0.03%3.50%3.25%36 months36 months36 months0.03%3.50%3.25%Learn moreLearn moreLearn moreView offerat MoneyLionView offerat BankrateView offerat Northern Bank DirectBank details checked Nov. 11, 2025.Learn moreRead our full review of Capital One 360 banking.Learn more about Bank of AmericaAs a large national bank, Bank of America offers everything from checking accounts to savings accounts to IRAs. You can also find a variety of credit cards, home loans, auto loans, and investment tools. Depending on how much you store at the bank, you may also be eligible for additional perks through the Bank of America Preferred Rewards program.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
At 8:00 a.m. Eastern Time on November 11, 2025, silver stood at $51.22 per ounce. That marks a $1.13 increase from this time yesterday and more than a $20 rise compared with one year ago.Silver price per ounce% ChangePrice of silver yesterday$50.09+2.25%Price of silver 1 month ago$50.28+1.86%Price of silver 1 year ago$30.68+66.94%Price of silver yesterdaySilver price per ounce$50.09% Change+2.25%Price of silver 1 month agoSilver price per ounce$50.28% Change+1.86%Price of silver 1 year agoSilver price per ounce$30.68% Change+66.94%Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Historical silver performance Silver isn’t a shortcut to quick wealth. Over extended periods, it lags traditional equities significantly. Since 1921, silver’s value has underperformed the S&P 500 by roughly 96%. In practical terms, an equal investment split between silver and stocks back then would mean the silver portion would be worth something in the realm of 96% less than your stock. However, silver is viewed as a relatively stable asset suited to preserve purchasing power. Often called a “store of value,” it generally holds up in inflationary environments. It can act as a buoy for your funds when inflation rises. Compared with gold, silver exhibits more volatility. Gold’s primary role is as a value haven—whereas silver also serves many industrial uses. Because of this industrial demand, swings can have a more pronounced impact on silver’s pricing.What does “spot silver” mean? Simply put, the “spot silver” price reflects the rate at which silver can be bought or sold instantly. But in practice, you’ll usually pay above spot to cover markups, shipping, insurance, and other expenses. Investors track the spot price as a benchmark for real-time demand and market trends. A higher spot rate shows elevated demand.What is “price spread” in silver trading? The “price spread” refers to the gap between silver’s purchase and sale prices. Key terms include: Ask price.This refers to what you pay to acquire silver Bid price.This refers to what you receive when you sell silver As expected, the bid price sits below the ask price. A narrow spread indicates high demand for silver. How to invest in silver You have options if you’re looking to put your money in silver. Broadly, these can be categorized as physical ownership or silver exchange-traded funds (ETFs). ETFs are more common and let you purchase shares in a fund that holds silver, removing the need to handle storage or insurance personally. Common silver investments include: Silver bullion.This includes bars or rounds sold by weight and purity. Silver coins.Think minted currency like American Silver Eagles or Silver Maple Leafs, often priced with a premium for rarity and government guarantee. Silver jewelry. Specifically, crafted pieces that are worth more than equivalent-purity bullion. Silver mining stocks.This type of investment refers to shares in companies that extract silver, giving you indirect exposure. On exchanges, silver bullion and coins must meet the “three nines fine” standard (99.9% purity). Anything less is generally treated as collectible or industrial grade. Read our post on the best silver IRA companies for more details on the best way to invest in precious metals.SponsoredAdvertiser DisclosureAdvertiser DisclosureMany of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Compare Personal Finance Options for 2021 Select all products of interest and compare:Product DescriptionsProduct DescriptionsChecking A transactional account that allows for numerous withdrawals and unlimited deposits. Money can be accessed via checks, ATMs, or debit card among other methods. Savings A bank account that keeps your money safe and secure, while paying you interest. MMA A Money Market Account is an interest-bearing deposit account at a bank or credit union that pays interest based on current rates in the money markets. CD A Certificate of Deposit features historically higher APYs, guaranteed returns & FDIC insurance. CDs are offered in fixed terms w/penalties for early withdrawals. 401K A 401k is a retirement-savings account that allows an employee to divert a portion of their salary into long-term investments and provides special tax benefits. Brokerage An investment account used by investors to buy and sell stocks, bonds, and mutual funds. Income from investments are taxed as capital gains. REIT A Real Estate Investment Trust owns and operates income-generating real estate. REITs allow investment in real estate without the need to own, operate, or finance properties. Robo Advisor A robo-advisor is an automated investing service that uses algorithms to provide financial advice and/or investment management help you manage your investment portfolio. Relatively inexpensive compared to a human financial advisor. Roth IRA An individual retirement account allows after-tax contributions of earned income below a certain level. Investment growth and future withdrawals are tax free. Traditional IRA An individual retirement account where you contribute pre-or after-tax dollars. Investment growth is tax-deferred until withdrawal. Financial Advisor Financial advisors help people manage their money and reach their financial goals. Annuity A financial contract with an insurance company where you make the investor makes a lump-sum payment or series of payments in exchange for regular disbursements in the future. Cash Management A cash account typically offered by nonbank financial institutions. CMAs combine features from traditional checking and savings accounts. Business Checking A business checking account is similar to a personal checking account, but allows you to separate your business and personal expenses. This can help you keep records organized and simplify your taxes. Checking AccountsSavings AccountsCertificates of DepositRetirement AccountsReal Estate InvestmentInvestment AccountsAnnuityVIEW AllBusiness CheckingVIEW LESSPlease select one or more products to compare6 ResultsProduct DescriptionsZoe Financial : Financial AdvisorVIEW DETAILS on Zoe Financial's website FeesAdvisor fees may varyMinimum Investment$0Best ForFinding Vetted Financial AdvisorsVIEW DETAILS on Zoe Financial's website Additional FeaturesMatch with fiduciary financial advisors tailored to your needs.Plan your financial future with a trusted financial advisor.Find a fiduciary advisor who puts your interests first.Compare advisors near you—it's fast, easy, and free!Find your personalized advisor matches in just a few clicks.Connect with advisors who specialize in retirement, investments, and more.Additional FeaturesMatch with fiduciary financial advisors tailored to your needs.Plan your financial future with a trusted financial advisor.Find a fiduciary advisor who puts your interests first.Compare advisors near you—it's fast, easy, and free!Find your personalized advisor matches in just a few clicks.Connect with advisors who specialize in retirement, investments, and more.Datalign Advisory : Financial AdvisorVIEW DETAILS on Datalign Advisory's website FeesAdvisor fees may varyMinimum Investment$0Best ForFinding Vetted Financial AdvisorsVIEW DETAILS on Datalign Advisory's website Additional FeaturesConnect with an advisor based on your preferences and financial profileNationwide coverage, with in-person and remote advisory availableBoth asset-based and fee-based advisors availableAdditional FeaturesConnect with an advisor based on your preferences and financial profileNationwide coverage, with in-person and remote advisory availableBoth asset-based and fee-based advisors availableYieldStreet : Alternative InvestmentVIEW DETAILS on YieldStreet's website Minimum Investment$2500Investment Term3 mons- 8 yrsBest ForAlternative InvestmentsVIEW DETAILS on YieldStreet's website Additional FeaturesInnovative income-generating products with typically low stock market correlationInvest in assets backed by collateralShort term investments - 3 months to 8 yearsStrict risk management for your capital is at the heart of what we doAccess diversification strategies used by many institutional investorsAdditional FeaturesInnovative income-generating products with typically low stock market correlationInvest in assets backed by collateralShort term investments - 3 months to 8 yearsStrict risk management for your capital is at the heart of what we doAccess diversification strategies used by many institutional investorsMoomoo : Investment AccountDisclosureDisclosure 1. The deposit bonus is available only to clients who have never made a deposit or transfer before 5/29/2025. Offer is only valid for US residents with a valid SSN who are at least 18 years old. After receiving the free stocks, you will need to maintain your average assets based on the requirements for 60 days to unlock the stocks. Additional terms and conditions apply, learn more at https://www.moomoo.com/us/support/topic4_410. Get up to $1,000 in NVDA stocks with the qualifying deposit amount:Deposit $100, get $20 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $50,000, get $1,000 in NVDA stock + 8.1% APY on uninvested cash2. Level 2 data (NYSE ArcaBank) is free for Moomoo Financial Inc. accounts with a minimum 30-day average account value of $100+. Other conditions apply, to learn more, visit moomoo.com/us/support/topic3_435VIEW DETAILS on Moomoo's website Sign Up Bonus8.1% APY on uninvested cash and get up to $1,000 in NVDA stock1Account Minimum$100Best ForUser-Friendly Tools, Data, and InsightsDisclosureDisclosure 1. The deposit bonus is available only to clients who have never made a deposit or transfer before 5/29/2025. Offer is only valid for US residents with a valid SSN who are at least 18 years old. After receiving the free stocks, you will need to maintain your average assets based on the requirements for 60 days to unlock the stocks. Additional terms and conditions apply, learn more at https://www.moomoo.com/us/support/topic4_410. Get up to $1,000 in NVDA stocks with the qualifying deposit amount:Deposit $100, get $20 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $2,000, get $50 in NVDA stock + 8.1% APY on uninvested cashDeposit $50,000, get $1,000 in NVDA stock + 8.1% APY on uninvested cash2. Level 2 data (NYSE ArcaBank) is free for Moomoo Financial Inc. accounts with a minimum 30-day average account value of $100+. Other conditions apply, to learn more, visit moomoo.com/us/support/topic3_435VIEW DETAILS on Moomoo's website Additional Features$0 commission options trading13 options strategiesTrade seamlessly on mobile and desktopSupports crypto tradingFree real time level 2 data for funded accounts2Additional Features$0 commission options trading13 options strategiesTrade seamlessly on mobile and desktopSupports crypto tradingFree real time level 2 data for funded accounts2Robinhood : BrokerageDisclosureDisclosureThis advertisement contains information and materials provided by Robinhood Financial LLC, Robinhood Securities LLC and its affiliates ("Robinhood") and Publisher, a third party not affiliated with Robinhood. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. Securities offered through Robinhood Financial LLC, a member of FINRA and SIPC and a wholly-owned subsidiary of Robinhood Markets, Inc. Cryptocurrency trading offered through Robinhood Crypto LLC. Robinhood Crypto and Publisher are not a members of FINRA or SIPC and cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC insurance.VIEW DETAILS on Robinhood's website Sign Up Bonus1 Free StockAccount MinimumNoneCommission FeesNoneDisclosureDisclosureThis advertisement contains information and materials provided by Robinhood Financial LLC, Robinhood Securities LLC and its affiliates ("Robinhood") and Publisher, a third party not affiliated with Robinhood. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. Securities offered through Robinhood Financial LLC, a member of FINRA and SIPC and a wholly-owned subsidiary of Robinhood Markets, Inc. Cryptocurrency trading offered through Robinhood Crypto LLC. Robinhood Crypto and Publisher are not a members of FINRA or SIPC and cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC insurance.VIEW DETAILS on Robinhood's website Additional FeaturesTrade stocks and ETFs 24 hours a day, 5 days a week1 Free stock after linking your bank account ($5 - $200 value)Low brokerage margin rates starting at 5.50%$0 commission on stocks & ETFsBuy, sell and store popular cryptocurrenciesEasily transfer accounts, including deposits and brokerageAdditional FeaturesTrade stocks and ETFs 24 hours a day, 5 days a week1 Free stock after linking your bank account ($5 - $200 value)Low brokerage margin rates starting at 5.50%$0 commission on stocks & ETFsBuy, sell and store popular cryptocurrenciesEasily transfer accounts, including deposits and brokeragePublic : BrokerageDisclosureDisclosure*Terms and Conditions apply.**This yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. Because the YTW of each bond is a function of that bond’s market price, which can fluctuate, your yield at time of purchase may be different from the yield shown here and your YTW is not “locked in” until the time of purchase. A bond’s YTW is not guaranteed; you can earn less than that YTW if you do not hold the bonds to maturity or the issuer defaults.***Rate as of 1/7/25. APY is variable and subject to changeAll investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 7% yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. A bond’s yield is a function of its market price, which can fluctuate; therefore a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more. VIEW DETAILS on Public's website BonusEarn up to $10,000*Account Minimum$0Commission$0 on US listed stocks & ETFsDisclosureDisclosure*Terms and Conditions apply.**This yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. Because the YTW of each bond is a function of that bond’s market price, which can fluctuate, your yield at time of purchase may be different from the yield shown here and your YTW is not “locked in” until the time of purchase. A bond’s YTW is not guaranteed; you can earn less than that YTW if you do not hold the bonds to maturity or the issuer defaults.***Rate as of 1/7/25. APY is variable and subject to changeAll investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 7% yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 1/7/25. A bond’s yield is a function of its market price, which can fluctuate; therefore a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more. VIEW DETAILS on Public's website Additional FeaturesInvest in stocks, bonds, options, ETFs, crypto and moreReceive rebates on stock & ETF options contractsLock in a 7% yield with a Bond Account**Member of FINRA, US-based companyEarn 4.1%*** APY on your cash with a high-yield cash accountEarn up to $10,000 when you transfer your portfolio to Public*Additional FeaturesInvest in stocks, bonds, options, ETFs, crypto and moreReceive rebates on stock & ETF options contractsLock in a 7% yield with a Bond Account**Member of FINRA, US-based companyEarn 4.1%*** APY on your cash with a high-yield cash accountEarn up to $10,000 when you transfer your portfolio to Public*VIEW LESS LISTINGSPowered By:Powered By:/* Loader */ #ahVBnrANeicJamoP .spinner { display: none; } #ahVBnrANeicJamoP.listingsLoading .spinner { display: block; } #ahVBnrANeicJamoP.listingsLoading .widget-render-result { display: none; } #ahVBnrANeicJamoP.listingsLoaded .widget-render-result { display: block; } #ahVBnrANeicJamoP.listingsLoaded .spinner { display: none; 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} #ahVBnrANeicJamoP .sh-hide { display: none; } #ahVBnrANeicJamoP .desktop { display: block; } #ahVBnrANeicJamoP .desktop-inline { display: inline-block; } #ahVBnrANeicJamoP .row-1, #ahVBnrANeicJamoP .row-2 { display: flex; } #ahVBnrANeicJamoP .row-1 { padding: 24px 23px 24px 24px; justify-content: space-between; } #ahVBnrANeicJamoP .row-2 { background: #F2F9FF 0% 0% no-repeat padding-box; width: 100%; } #ahVBnrANeicJamoP .row-2 .listing-description { padding: 24px 23px; width: 100%; } #ahVBnrANeicJamoP .logo-image-wrapper { margin: auto; width: 196px; } #ahVBnrANeicJamoP .logo-column { display: flex; align-items: center; } #ahVBnrANeicJamoP .logo-image-wrapper img { width: 100%; height: auto; } #ahVBnrANeicJamoP .ad-copy { margin-left: 24px; } #ahVBnrANeicJamoP .total-results { color: #0A3B5F; font-weight: bold; font-size: 14px; } #ahVBnrANeicJamoP .listing-description .disclosure-content { margin-top: 0px; } #ahVBnrANeicJamoP .logo-column.flex-container { flex: 0 0 20%; } #ahVBnrANeicJamoP .ad-copy-column.flex-container { flex: 0 0 78%; } #ahVBnrANeicJamoP .top-section-right { margin-left: 5px; } #ahVBnrANeicJamoP .cta-column.flex-container { flex: 0 0 20%; align-items: center; justify-content: center; } #ahVBnrANeicJamoP .ad-copy { margin-left: 24px; } #ahVBnrANeicJamoP .ad-copy-top-section { display: flex; justify-content: space-between; margin-bottom: 24px; } #ahVBnrANeicJamoP .listing-title { color: #1C96F0; text-align: left; font: normal normal bold 20px/24px Roboto; letter-spacing: 0px; } #ahVBnrANeicJamoP .disclosure-desk-sec { display: flex; flex-direction: row; text-align: center; align-items: center; } #ahVBnrANeicJamoP .ad-copy-disclosure { position: relative; display: flex; flex-direction: row; align-items: center; margin-top: 15px; } #ahVBnrANeicJamoP .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; } #ahVBnrANeicJamoP .prop-conatiner { display: flex; flex: 0 0 31%; flex-direction: column; } #ahVBnrANeicJamoP .shmktpl-button { display: flex; align-items: center; justify-content: center; margin-bottom: 10px; cursor: pointer; width: 170px; font: normal normal bold 18px / 20px Roboto; letter-spacing: 0px; background: #1C96F0 0% 0% no-repeat padding-box; border-radius: 6px; height: 40px; color: #fff; text-align: center; position: relative; } #ahVBnrANeicJamoP .shmktpl-button span.btn__text::after { display: none; position: absolute; content: ""; background-image: url("data:image/svg+xml;base64,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"); height: 12px; width: 32px; background-repeat: no-repeat; background-position: center bottom; vertical-align: middle; top: 14px; /* left: 0; */ background-size: 12px 12px; } #ahVBnrANeicJamoP .sh-row-product-title { max-width: 170px; text-align: center; font: italic normal 300 12px/18px Roboto; letter-spacing: 0.48px; color: #08283B; opacity: 1; } #ahVBnrANeicJamoP .fdic-insured { display: flex; flex-direction: row; align-items: center; text-align: center; color: #08283B; margin-right: 15px; } #ahVBnrANeicJamoP .middle-border { width: 0px; height: 11px; border: 1px solid #BEBEBE; opacity: 1; margin-right: 15px; } #ahVBnrANeicJamoP .disclosure-contnr { text-align: center; } #ahVBnrANeicJamoP .listing-header-cntnr { margin-top: 34px; } #ahVBnrANeicJamoP .ad-copy-bottom-section { background: #F2F9FF 0% 0% no-repeat padding-box; padding: 12px; } #ahVBnrANeicJamoP .non_featured_list { background: #FFFFFF 0% 0% no-repeat padding-box; border-top: 1px solid #D0E0EE; margin-top: 16px; } #ahVBnrANeicJamoP .listing.flex-container { border-bottom: 1px solid #D0E0EE; border-left: 1px solid #D0E0EE; border-right: 1px solid #D0E0EE; } #ahVBnrANeicJamoP .prop-name { text-align: left; font: normal normal bold 12px / 18px Roboto; letter-spacing: 0px; color: #0A3C5F; text-transform: uppercase; margin-bottom: 5px; } #ahVBnrANeicJamoP .apy-label { font: normal normal 900 24px / 28px Roboto; } #ahVBnrANeicJamoP .curDate { font: normal normal normal 12px / 18px Roboto; margin-top: 2px; display: block; } #ahVBnrANeicJamoP .prop-value { text-align: left; font: normal normal 900 24px / 28px Roboto; letter-spacing: 0.96px; color: #08283B; opacity: 1; } #ahVBnrANeicJamoP .fdic-insured .text { font-size: 12px; color: #08283B; font-weight: 600; letter-spacing: 0.48px; } #ahVBnrANeicJamoP .fdic-insured .icon { height: 20px; width: 16px; display: inline-block; background-repeat: no-repeat; background-size: 100%; vertical-align: middle; margin-right: 7px; } #ahVBnrANeicJamoP .disclosure-contnr .text { color: #1C96F0; font-size: 12px; text-decoration: underline; font-weight: 600; cursor: pointer; letter-spacing: 0.48px; } #ahVBnrANeicJamoP .additional-content { margin-top: 0px !important; } #ahVBnrANeicJamoP .additional-content ul li { margin-bottom: 0; } #ahVBnrANeicJamoP .disclosure-contnr .listing-content-wrapper { position: absolute; background: #fff; z-index: 1; padding: 20px; text-align: left; top: 0; left: 0; right: 123px; margin: auto; width: 440px; border: 1px solid #ececec; background: #eceef1; left: -133px; } #ahVBnrANeicJamoP .listing-content-wrapper .disclosure-content { max-height: 400px; overflow-y: auto; color: #08283B; margin-top: 15px; padding-right: 10px; } #ahVBnrANeicJamoP .see-more-text { width: unset !important; background: #E9F5FF 0% 0% no-repeat padding-box; margin-top: 0 !important; cursor: pointer; display: flex; justify-content: space-between; align-items: center; padding: 12px 24px; } #ahVBnrANeicJamoP .description-title { text-align: left; font: normal normal bold 12px / 16px Roboto; letter-spacing: 0.48px; color: #0A3C5F; text-transform: uppercase; } #ahVBnrANeicJamoP .shArrow { width: 12px; height: 7px; } #ahVBnrANeicJamoP span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMxYzk2ZjAiLz4NCjwvc3ZnPg0K"); background-repeat: no-repeat; height: 11px; width: 12px; display: inline-block; vertical-align: text-top; transform: rotate(180deg); } #ahVBnrANeicJamoP .disclosure-content ul li { flex: 0 0 47%; list-style: disc; font: normal normal normal 14px/22px Roboto; letter-spacing: 0px; color: #08283B; opacity: 1; } #ahVBnrANeicJamoP .disclosure-content ul { flex: 0 0 100%; display: flex; flex-flow: row wrap; margin: 0; padding: 0; padding-left: 14px; justify-content: space-between; list-style-type: disc; line-height: normal; } #ahVBnrANeicJamoP #see_more_carrier, #ahVBnrANeicJamoP .see_less_carrier { background: #E9F5FF; height: 40px; border-radius: 6px; line-height: 40px; text-align: center; font-size: 16px; color: #1C96F0; font-weight: 600; margin-top: 24px; cursor: pointer; } #ahVBnrANeicJamoP .footer-disclaimer-content { font-size: 11px; font-style: italic; margin-top: 16px; } #ahVBnrANeicJamoP .apy-label p { margin-top: 0px; margin-bottom: 0px; } #ahVBnrANeicJamoP .disclosure-content ul { padding-left: 18px; } @media (min-width : 651px) and (max-width : 1023px) { #ahVBnrANeicJamoP { padding: 0 26px; } #ahVBnrANeicJamoP .logo-image-wrapper { width: 136px; } #ahVBnrANeicJamoP .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #ahVBnrANeicJamoP .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #ahVBnrANeicJamoP .prop-value-container .apy-container { flex: 0 0 44%; } #ahVBnrANeicJamoP .prop-value-container .mfee-container, #ahVBnrANeicJamoP .prop-value-container .minvalue-container { flex: 0 0 28%; } #ahVBnrANeicJamoP .ad-copy-top-section { margin-bottom: 15px; } #ahVBnrANeicJamoP .sh-row-product-title { max-width: 136px; } #ahVBnrANeicJamoP .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } } @media (max-width : 650px) { #ahVBnrANeicJamoP .ad-copy-top-section { flex-direction: column; margin-bottom: 24px; } #ahVBnrANeicJamoP .logo-image-wrapper { width: 100%; max-width: 292px; } #ahVBnrANeicJamoP .listing-title { font: normal normal bold 18px/24px Roboto; padding: 0px !important; margin: 24px 0 0; text-align: left; } #ahVBnrANeicJamoP .ad-copy { margin-left: 0; } #ahVBnrANeicJamoP .ad-copy-disclosure-mobile { position: relative; display: flex; flex-direction: row; justify-content: space-between; align-items: center; margin: 16px; } #ahVBnrANeicJamoP .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 90%; margin: auto; } #ahVBnrANeicJamoP .sh-row-product-title { text-align: center; margin: 10px 16px 24px; max-width: none; } #ahVBnrANeicJamoP .see-more-text { padding: 16px 15px; } #ahVBnrANeicJamoP .disclosure-content ul li { font: normal normal normal 12px/18px Roboto; } #ahVBnrANeicJamoP .top-section-right { margin-left: 0px; } #ahVBnrANeicJamoP .disclosure-contnr { flex: 1; display: flex; justify-content: flex-end; } } @media (max-width: 340px) { #ahVBnrANeicJamoP.sizeone .header-section { padding: 6px 10px; } } #ahVBnrANeicJamoP.sh-box650.device-desktop .row-1 { padding-left: 14px; } #ahVBnrANeicJamoP.sh-box650.device-desktop .ad-copy, #ahVBnrANeicJamoP.sh-box700.device-desktop .ad-copy, #ahVBnrANeicJamoP.sh-box750.device-desktop .ad-copy, #ahVBnrANeicJamoP.sh-box800.device-desktop .ad-copy, #ahVBnrANeicJamoP.sh-box850.device-desktop .ad-copy, #ahVBnrANeicJamoP.sh-box900.device-desktop .ad-copy, #ahVBnrANeicJamoP.sh-box950.device-desktop .ad-copy { margin-left: 15px; } #ahVBnrANeicJamoP.sh-box650.device-desktop .logo-image-wrapper, #ahVBnrANeicJamoP.sh-box700.device-desktop .logo-image-wrapper, #ahVBnrANeicJamoP.sh-box750.device-desktop .logo-image-wrapper, #ahVBnrANeicJamoP.sh-box800.device-desktop .logo-image-wrapper, #ahVBnrANeicJamoP.sh-box850.device-desktop .logo-image-wrapper, #ahVBnrANeicJamoP.sh-box900.device-desktop .logo-image-wrapper, #ahVBnrANeicJamoP.sh-box950.device-desktop .logo-image-wrapper { width: 136px; } #ahVBnrANeicJamoP.sh-box650.device-desktop .listing-title, #ahVBnrANeicJamoP.sh-box700.device-desktop .listing-title, #ahVBnrANeicJamoP.sh-box750.device-desktop .listing-title, #ahVBnrANeicJamoP.sh-box800.device-desktop .listing-title, #ahVBnrANeicJamoP.sh-box850.device-desktop .listing-title, #ahVBnrANeicJamoP.sh-box900.device-desktop .listing-title, #ahVBnrANeicJamoP.sh-box950.device-desktop .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #ahVBnrANeicJamoP.sh-box650.device-desktop .shmktpl-button, #ahVBnrANeicJamoP.sh-box700.device-desktop .shmktpl-button, #ahVBnrANeicJamoP.sh-box750.device-desktop .shmktpl-button, #ahVBnrANeicJamoP.sh-box800.device-desktop .shmktpl-button, #ahVBnrANeicJamoP.sh-box850.device-desktop .shmktpl-button, #ahVBnrANeicJamoP.sh-box900.device-desktop .shmktpl-button, #ahVBnrANeicJamoP.sh-box950.device-desktop .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #ahVBnrANeicJamoP.sh-box650.device-desktop .prop-value-container .apy-container, #ahVBnrANeicJamoP.sh-box700.device-desktop .prop-value-container .apy-container, #ahVBnrANeicJamoP.sh-box750.device-desktop .prop-value-container .apy-container, #ahVBnrANeicJamoP.sh-box800.device-desktop .prop-value-container .apy-container, #ahVBnrANeicJamoP.sh-box850.device-desktop .prop-value-container .apy-container, #ahVBnrANeicJamoP.sh-box900.device-desktop .prop-value-container .apy-container, #ahVBnrANeicJamoP.sh-box950.device-desktop .prop-value-container .apy-container { flex: 0 0 44%; } #ahVBnrANeicJamoP.sh-box650.device-desktop .prop-value-container .mfee-container, #ahVBnrANeicJamoP.sh-box700.device-desktop .prop-value-container .mfee-container, #ahVBnrANeicJamoP.sh-box750.device-desktop .prop-value-container .mfee-container, #ahVBnrANeicJamoP.sh-box800.device-desktop .prop-value-container .mfee-container, #ahVBnrANeicJamoP.sh-box850.device-desktop .prop-value-container .mfee-container, #ahVBnrANeicJamoP.sh-box900.device-desktop .prop-value-container .mfee-container, #ahVBnrANeicJamoP.sh-box950.device-desktop .prop-value-container .mfee-container #ahVBnrANeicJamoP.sh-box650.device-desktop .prop-value-container .minvalue-container, #ahVBnrANeicJamoP.sh-box700.device-desktop .prop-value-container .minvalue-container, #ahVBnrANeicJamoP.sh-box750.device-desktop .prop-value-container .minvalue-container, #ahVBnrANeicJamoP.sh-box800.device-desktop .prop-value-container .minvalue-container, #ahVBnrANeicJamoP.sh-box850.device-desktop .prop-value-container .minvalue-container, #ahVBnrANeicJamoP.sh-box900.device-desktop .prop-value-container .minvalue-container, #ahVBnrANeicJamoP.sh-box950.device-desktop .prop-value-container .minvalue-container { flex: 0 0 28%; } #ahVBnrANeicJamoP.sh-box650.device-desktop .sh-row-product-title, #ahVBnrANeicJamoP.sh-box700.device-desktop .sh-row-product-title, #ahVBnrANeicJamoP.sh-box750.device-desktop .sh-row-product-title, #ahVBnrANeicJamoP.sh-box800.device-desktop .sh-row-product-title, #ahVBnrANeicJamoP.sh-box850.device-desktop .sh-row-product-title, #ahVBnrANeicJamoP.sh-box900.device-desktop .sh-row-product-title, #ahVBnrANeicJamoP.sh-box950.device-desktop .sh-row-product-title { max-width: 136px; } #ahVBnrANeicJamoP.sh-box650.device-desktop .disclosure-content ul li, #ahVBnrANeicJamoP.sh-box700.device-desktop .disclosure-content ul li, #ahVBnrANeicJamoP.sh-box750.device-desktop .disclosure-content ul li, #ahVBnrANeicJamoP.sh-box800.device-desktop .disclosure-content ul li, #ahVBnrANeicJamoP.sh-box850.device-desktop .disclosure-content ul li, #ahVBnrANeicJamoP.sh-box900.device-desktop .disclosure-content ul li, #ahVBnrANeicJamoP.sh-box950.device-desktop .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } #ahVBnrANeicJamoP.sh-box650.device-desktop .ad-copy-top-section, #ahVBnrANeicJamoP.sh-box700.device-desktop .ad-copy-top-section, #ahVBnrANeicJamoP.sh-box750.device-desktop .ad-copy-top-section, #ahVBnrANeicJamoP.sh-box800.device-desktop .ad-copy-top-section, #ahVBnrANeicJamoP.sh-box850.device-desktop .ad-copy-top-section, #ahVBnrANeicJamoP.sh-box900.device-desktop .ad-copy-top-section, #ahVBnrANeicJamoP.sh-box950.device-desktop .ad-copy-top-section { margin-bottom: 15px; } @media (max-width: 767.5px) { #ahVBnrANeicJamoP.sh-box650.device-desktop .row-1, #ahVBnrANeicJamoP.sh-box700.device-desktop .row-1 , #ahVBnrANeicJamoP.sh-box650.device-desktop .row-2, #ahVBnrANeicJamoP.sh-box700.device-desktop .row-2 , #ahVBnrANeicJamoP.sh-box500.device-desktop .row-1, #ahVBnrANeicJamoP.sh-box550.device-desktop .row-1 , #ahVBnrANeicJamoP.sh-box500.device-desktop .row-2, #ahVBnrANeicJamoP.sh-box550.device-desktop .row-2{ display: unset; } #ahVBnrANeicJamoP.sh-box650.device-desktop .ad-copy, #ahVBnrANeicJamoP.sh-box700.device-desktop .ad-copy, #ahVBnrANeicJamoP.sh-box550.device-desktop .ad-copy, #ahVBnrANeicJamoP.sh-box500.device-desktop .ad-copy { margin-right: 15px; } #ahVBnrANeicJamoP.sh-box650.device-desktop .apy-label, #ahVBnrANeicJamoP.sh-box700.device-desktop .apy-label, #ahVBnrANeicJamoP.sh-box550.device-desktop .apy-label, #ahVBnrANeicJamoP.sh-box500.device-desktop .apy-label, #ahVBnrANeicJamoP.sh-box650.device-desktop .prop-value, #ahVBnrANeicJamoP.sh-box700.device-desktop .prop-value, #ahVBnrANeicJamoP.sh-box550.device-desktop .prop-value, #ahVBnrANeicJamoP.sh-box500.device-desktop .prop-value{ font: normal normal 900 18px/22px Roboto; } #ahVBnrANeicJamoP.sh-box650.device-desktop .logo-image-wrapper, #ahVBnrANeicJamoP.sh-box700.device-desktop .logo-image-wrapper, #ahVBnrANeicJamoP.sh-box550.device-desktop .logo-image-wrapper, #ahVBnrANeicJamoP.sh-box500.device-desktop .logo-image-wrapper { width: 125px;; margin-bottom: 10px; } #ahVBnrANeicJamoP.sh-box650.device-desktop .disclosure-contnr .listing-content-wrapper,#ahVBnrANeicJamoP.sh-box700.device-desktop .disclosure-contnr .listing-content-wrapper,#ahVBnrANeicJamoP.sh-box550.device-desktop .disclosure-contnr .listing-content-wrapper,#ahVBnrANeicJamoP.sh-box500.device-desktop .disclosure-contnr .listing-content-wrapper { left: -25px; } } #ahVBnrANeicJamoP .shmktpl-title, #ahVBnrANeicJamoP .sub-heading-container, #ahVBnrANeicJamoP .filter-check-options-cntnr, #ahVBnrANeicJamoP .listing-header-cntnr { display: none; } #ahVBnrANeicJamoP.title .shmktpl-title, #ahVBnrANeicJamoP.subHeading .sub-heading-container, #ahVBnrANeicJamoP.multiSelectFilter .filter-check-options-cntnr, #ahVBnrANeicJamoP.resultsText .listing-header-cntnr { display: flex; } #ahVBnrANeicJamoP.sizeone .add-overlay-content { width: 62%; height: auto; } #ahVBnrANeicJamoP.sizeone .disclosure-title { padding: 6px 0px; } #ahVBnrANeicJamoP.sizeone .header-section { padding: 6px 26px; background: #FFFFFF; color: grey; align-items: center; } #ahVBnrANeicJamoP .sponsored { font: normal normal normal 12px/16px Roboto; letter-spacing: 0.48px; color: #344856; opacity: 1; } #ahVBnrANeicJamoP.sizeone .title-container { margin-top: 0; } #ahVBnrANeicJamoP.sizeone .non_featured_list { margin-top: 0; } #ahVBnrANeicJamoP.arrowchange span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwMDAiLz4NCjwvc3ZnPg0K"); } #ahVBnrANeicJamoP.arrowchange .shmktpl-button span.btn__text::after { background-image: url("data:image/svg+xml;base64,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"); } @media (min-width : 651px) and (max-width : 1024px) { #ahVBnrANeicJamoP .item { flex: 1 1 calc(50% - 48px); } #ahVBnrANeicJamoP .prod-desc-popup-content { height: auto; top: 10%; overflow-y: scroll; } #ahVBnrANeicJamoP .item:nth-of-type(4n+3), #ahVBnrANeicJamoP .item:nth-of-type(4n+3) + * { background-color: #E9F5FF; } #ahVBnrANeicJamoP .item:nth-of-type(4n+1), #ahVBnrANeicJamoP .item:nth-of-type(4n+1) + * { background-color: #fff; } #ahVBnrANeicJamoP .shmktpl-button span.btn__text::after { top: 13px; right: -3px; background-size: 10px 10px; } #ahVBnrANeicJamoP .ad-copy-column.flex-container { flex: 0 0 78%; } } @media (max-width : 650px) { #ahVBnrANeicJamoP .desktop, #ahVBnrANeicJamoP .desktop-inline { display: none; } #ahVBnrANeicJamoP .mobile { display: block !important; } #ahVBnrANeicJamoP { padding: 0 18px; } #ahVBnrANeicJamoP .shmktpl-title { font-size: 24px; line-height: 29px; } #ahVBnrANeicJamoP .shmktpl-subtitle { font-size: 16px; line-height: 19px; } #ahVBnrANeicJamoP .add-overlay-content { width: 80%; height: auto; } #ahVBnrANeicJamoP .logo-column.flex-container { flex: 0 0 100%; text-align: center; } #ahVBnrANeicJamoP .row-1 { flex-flow: column; padding: 16px; } #ahVBnrANeicJamoP .prop-conatiner { flex: 0 0 100%; flex-direction: row; flex-flow: row; display: flex; width: 100%; align-items: center; margin-top: 20px; } #ahVBnrANeicJamoP .prop-conatiner .prop-name { flex: 0 0 49%; margin-bottom: 0px; } #ahVBnrANeicJamoP .prop-conatiner .prop-value { flex: 0 0 49%; text-align: right; font: normal normal 900 22px / 26px Roboto; letter-spacing: 0.88px; } #ahVBnrANeicJamoP .apy-label { font: normal normal 900 22px/26px Roboto; letter-spacing: 0.88px; } #ahVBnrANeicJamoP .prop-conatiner.apy-container { display: flex; align-items: flex-start; } #ahVBnrANeicJamoP .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; padding: 0; flex-flow: column; } #ahVBnrANeicJamoP .prop-value { margin-top: 0; } #ahVBnrANeicJamoP .listing-header-cntnr { display: flex; justify-content: space-between; margin-top: 24px; } #ahVBnrANeicJamoP .non_featured_list { margin-top: 18px; } #ahVBnrANeicJamoP .prod-desc-popup-content { top: 10%; position: absolute; min-width: 80%; width: 90%; overflow: scroll; height: 100%; } #ahVBnrANeicJamoP .item { flex: 0 0 91%; padding-bottom: 0; padding: 16px; } #ahVBnrANeicJamoP .item:nth-child(3n), #ahVBnrANeicJamoP .desktop-bg { background: none; } #ahVBnrANeicJamoP .prod-desc-popup-content { padding: 0; } #ahVBnrANeicJamoP .prod-desc-content-cntnr .prod-desc-header { padding-bottom: 0; padding: 16px; } #ahVBnrANeicJamoP .item:nth-child(even) { background: #E9F5FF 0% 0% no-repeat padding-box; } #ahVBnrANeicJamoP .fdic-seemoreless-cntr { display: flex; justify-content: space-between; align-items: center; margin: 0; flex-flow: row wrap; } #ahVBnrANeicJamoP .fdic-seemoreless-cntr .fdic-insured { color: #08283B; flex: 0 0 44%; text-align: left; } #ahVBnrANeicJamoP .fdic-seemoreless-cntr .listing-description { display: flex; flex: 0 0 100%; flex-flow: column; background: #F2F9FF 0% 0% no-repeat padding-box; } #ahVBnrANeicJamoP .listing-description .disclosure-content { margin-top: 0px; padding: 16px 14px; } #ahVBnrANeicJamoP .disclosure-content ul { padding-left: 14px; line-height: 28px; } #ahVBnrANeicJamoP .disclosure-content ul li { flex: 0 0 100%; padding: 0; margin: 0; font-size: 12px; } #ahVBnrANeicJamoP .additional-features { flex: 0 0 100%; } #ahVBnrANeicJamoP .disclosure-contnr .listing-content-wrapper { top: -85px; left: 0; width: 90%; } #ahVBnrANeicJamoP.sizeone .listing-header-cntnr { display: none; } #ahVBnrANeicJamoP.sizeone .add-overlay-content { width: 80%; } } @media (max-width: 340px) { #ahVBnrANeicJamoP .fdic-seemoreless-cntr .fdic-insured { flex: 0 0 43%; } #ahVBnrANeicJamoP .prod-desc-popup-content { position: fixed; } } #ahVBnrANeicJamoP.listingAlignment .shmktpl-button span.btn__text { line-height: 40px; color: #fff; margin-right: 10px; } #ahVBnrANeicJamoP.listingAlignment .shmktpl-button span.btn__text::after { width: 24px; } @media (max-width: 1024px) and (min-width:768px) { #ahVBnrANeicJamoP.listingAlignment .logo-image-wrapper img { width: 100%; } #ahVBnrANeicJamoP.listingAlignment { padding: 0px; } #ahVBnrANeicJamoP.listingAlignment .listing-title { font-size: 14px; } #ahVBnrANeicJamoP.listingAlignment .listing-title span { font-size: 14px; } #ahVBnrANeicJamoP.listingAlignment .row-1 { padding: 26px 10px; } #ahVBnrANeicJamoP.listingAlignment .prop-name { font-size: 10px; } #ahVBnrANeicJamoP.listingAlignment .prop-value { font-size: 14px } #ahVBnrANeicJamoP.listingAlignment .shmktpl-button span.btn__text { font-size: 10px; margin-right: 10px; } } @media all and (max-width: 600px) { #ahVBnrANeicJamoP.listingAlignment .logo-column.flex-container { flex: unset; } #ahVBnrANeicJamoP.listingAlignment .prop-conatiner { flex: unset; } #ahVBnrANeicJamoP.listingAlignment .ad-copy-column.flex-container { flex: unset; } #ahVBnrANeicJamoP.listingAlignment .cta-column.flex-container { flex: unset; } #ahVBnrANeicJamoP.listingAlignment .disclosure-content ul li::before { content: unset; } #ahVBnrANeicJamoP.listingAlignment .disclosure-content ul li { list-style: disc; } } #ahVBnrANeicJamoP.ctaAlignment .shmktpl-button { width: 100%; font-size: 14px; } #ahVBnrANeicJamoP.ctaAlignment .shmktpl-button .btn__text { margin-right: 10px; } #ahVBnrANeicJamoP.ctaAlignment .shmktpl-button span.btn__text::after { right: -2px; background-size: 6px 13px; } @media (min-width: 651px) and (max-width: 1024px) { #ahVBnrANeicJamoP.ctaAlignment .shmktpl-button span.btn__text::after { right: -7px; } #ahVBnrANeicJamoP.ctaAlignment .shmktpl-button span.btn__text::after { background-size: 6px 10px; } #ahVBnrANeicJamoP.ctaAlignment .shmktpl-button { font-size: 13px; } } @media (max-width: 650px) { #ahVBnrANeicJamoP.ctaAlignment .logo-column.flex-container { flex: unset !important; justify-content: center; } #ahVBnrANeicJamoP.ctaAlignment .cta-column.flex-container { display: block !important; } #ahVBnrANeicJamoP.ctaAlignment .shmktpl-button { font-size: 16px; } #ahVBnrANeicJamoP.ctaAlignment .shmktpl-button .btn__text { margin-right: unset; } #ahVBnrANeicJamoP.ctaAlignment .shmktpl-button span.btn__text::after { right: unset; background-size: 12px 12px; } } #ahVBnrANeicJamoP .sh-no-listing-msg { padding: 20px 0px; } #ahVBnrANeicJamoP .sh-widget-footer-MBT { display: none; } #ahVBnrANeicJamoP.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; } #ahVBnrANeicJamoP.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #ahVBnrANeicJamoP.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } #ahVBnrANeicJamoP .sh-widget-footer-QS { display: none; } #ahVBnrANeicJamoP.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #ahVBnrANeicJamoP.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #ahVBnrANeicJamoP.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } @-moz-document url-prefix() { #ahVBnrANeicJamoP .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #ahVBnrANeicJamoP .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } #ahVBnrANeicJamoP .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px; line-height: 24px; margin-top: -1px; margin-left: -9px; margin-right: -10px; background: #FF4500; position: relative; border-radius: 0px 0px 0px 0px; display: inline-block; font-family: Roboto, sans-serif; color: #fff; padding: 0px 1px 0 15px; margin-bottom: -6px; } #ahVBnrANeicJamoP .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { color: #fff; font-size: 14px; } #ahVBnrANeicJamoP .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { height: 0; width: 0; border-top: 8px solid #FF4500; border-left: 8px solid transparent; bottom: -8px; content: ""; position: absolute; left: 0px; } #ahVBnrANeicJamoP .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { right: 1px; transform: translateX(100%); border-left-width: 100%; border-right-color: transparent; content: ""; position: absolute; display: block; border: 12px solid #FF4500; border-right-color: transparent; top: 0px } @media (min-width : 768px) and (max-width : 1024px) { @-moz-document url-prefix() { #ahVBnrANeicJamoP .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #ahVBnrANeicJamoP .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } } @media (min-width : 768px) and (max-width : 900px) { #ahVBnrANeicJamoP .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { font-size: 14px; } } @media (max-width : 767px) { #ahVBnrANeicJamoP .listing .listing-content-wrapper .sh-promo-ribbon { border-radius: 0px; margin-top: -1px; box-sizing: unset !important; height: 100% !important; width:100%; padding: 8px 9px; margin-bottom: 8px; } #ahVBnrANeicJamoP .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { display: block; text-align: center; line-height: 16px; font-size: 14px; } #ahVBnrANeicJamoP .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { height: 0; width: 0; border-top: 8px solid #FF4500; border-right: 8px solid transparent; right: 9px; top: unset; bottom: -8px; border-left: 0px; border-bottom: 0px; } @-moz-document url-prefix() { #ahVBnrANeicJamoP .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #ahVBnrANeicJamoP .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } } } #ahVBnrANeicJamoP.customizeColorEffect .listing-title, #ahVBnrANeicJamoP.customizeColorEffect .prop-name, #ahVBnrANeicJamoP.customizeColorEffect .prop-value, #ahVBnrANeicJamoP.customizeColorEffect .curDate, #ahVBnrANeicJamoP.customizeColorEffect span.current-date, #ahVBnrANeicJamoP.customizeColorEffect .disclosure-content ul li, #ahVBnrANeicJamoP.customizeColorEffect .title { color: #1E2B22; font-family: Open Sans, sans-serif; } #ahVBnrANeicJamoP.customizeColorEffect .add-text, #ahVBnrANeicJamoP.customizeColorEffect .see-more-text, #ahVBnrANeicJamoP.customizeColorEffect .disclosure-contnr .text { color: #5B7B66; } #ahVBnrANeicJamoP.customizeColorEffect .shmktpl-button { background: #EB0017 0% 0% no-repeat padding-box; } #ahVBnrANeicJamoP.customizeColorEffect .listing.flex-container { border-bottom: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; } #ahVBnrANeicJamoP.sizeone.customizeColorEffect .header-section { border-bottom: 1px solid #D6D5D5; border-top: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; } #ahVBnrANeicJamoP.customizeColorEffect .non_featured_list { border-top: 1px solid #D6D5D5; } #ahVBnrANeicJamoP.sizeone.customizeColorEffect .header-section, #ahVBnrANeicJamoP.customizeColorEffect .row-2 { background: #E9F0EC; } #ahVBnrANeicJamoP.customizeColorEffect .listing-title { display: unset; } #ahVBnrANeicJamoP.customizeColorEffect span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiM1QjdCNjYiLz4NCjwvc3ZnPg0K); } #ahVBnrANeicJamoP.customizeColorEffect .listing-title .prod-name:hover, #ahVBnrANeicJamoP.customizeColorEffect .listing-title:hover, #ahVBnrANeicJamoP.customizeColorEffect .add-text:hover, #ahVBnrANeicJamoP.customizeColorEffect .disclosure-contnr .text:hover, #ahVBnrANeicJamoP.customizeColorEffect .see-more-text:hover { color: #EB0017; } #ahVBnrANeicJamoP.customizeColorEffect .shmktpl-button:hover { background: #EB0017; } #ahVBnrANeicJamoP.customizeColorEffect .see-more-text:hover span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiNFQjAwMTciLz4NCjwvc3ZnPg0K); } @media (max-width: 650px) { #ahVBnrANeicJamoP.customizeColorEffect .fdic-seemoreless-cntr .listing-description { background: #E9F0EC 0% 0% no-repeat padding-box; 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} #qsWidgetContainer179 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer179 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer179 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer179 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer179 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer179 .listing-title { font-size: 20px; font-weight: 600; } }Is it a good time to invest in silver? In 2025, silver’s price has climbed nearly 25% year-to-date, reaching levels unseen in the past decade. Whether it’s the right time to buy depends on your outlook. If inflation concerns weigh on you, precious metals can act as hedge. Likewise, anticipated surges in industrial demand—from renewable energy to electronics—could potentially fuel further gains. Current precious metals prices as of 8:15 a.m. ET on November 11, 2025Precious metal Price per ounceGold$4,136.89Silver$51.22Platinum$1,592.15Palladium$1,460.32GoldPrice per ounce$4,136.89SilverPrice per ounce$51.22PlatinumPrice per ounce$1,592.15PalladiumPrice per ounce$1,460.32Gold, platinum, and palladium are still very popular with investors. Platinum and palladium often mirror silver’s volatility; their smaller markets magnify price swings. Gold, by contrast, tends to be the least volatile of the four.Pro tipPrefer gold? Check out our list of the best gold IRA companies.The takeaway With ongoing economic uncertainty, precious metals are worth considering. Silver’s 2025 performance has outpaced gold’s, and many analysts predict the likelihood of further upside—potentially driving silver to record highs. Given its affordability relative to gold, silver is an accessible entry point into the world of precious metal investing. Whether you choose physical coins and bars, ETFs, or mining stocks, you can set yourself up to benefit from the next silver rally.Frequently asked questionsWhat percentage of my portfolio should I allocate to silver?Advisors generally recommend allocating not more than 10% to 15% to silver, keeping total precious-metals exposure at or below 20%.Can silver be held in an IRA?Yes, you use your IRA to invest in IRA-approved silver products, such as coins and bars. The silver must be 99.9% pure and stored with an IRS-approved custodian. This means constitutional or junk silver, referring to coins minted in the U.S. prior to 1965 and containing a substantial silver content (often around 90%), are not eligible to include in a silver IRA. That said, silver that doesn’t meet this purity threshold can still be a smart investment in jewelry or coins with numismatic value—you just can’t use funds from your IRA to buy it.What’s driving silver prices in 2025? A mix of constrained supply and rising industrial demand, plus investor demand, has pushed silver prices higher this year. Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.
On Sunday mornings, the tinkle of piano keys can be heard on the streets of Havana’s artsy Cayo Hueso district, between the 16th-century Old Havana and Vedado. After the hospitality sector opened up to private and international operators in 2016 (when Cuba’s socialist government relaxed its regulations), a new crop of hotels has been helping to revitalise once-forgotten neighbourhoods for locals and visitors alike.The source of these particular neighbourhood melodies is the large, high-ceilinged café at the Tribe Caribe hotel, which opened a year ago in a grand, finely restored former apartment building that dates back to the 1920s. In the 1940s and 1950s, it housed one of Havana’s most storied jazz bars.“It feels like a bit of a miracle that we were able to restore a building so important to the musical history of the neighbourhood,” says co-founder Andrés Levin, a Grammy award-winning Venezuelan-German musician, producer and songwriter who has lived in Havana for almost 30 years. He undertook the hotel’s revival alongside his business partner, Canadian investor and property developer Chris Cornell. Given how young Cuba’s private hotel sector is, Levin adds, the role that hospitality businesses can play in their parts of the city is still in flux. “We wanted to restore the building to the glory of what it once was,” he says. “But we also wanted to create a ripple effect throughout the neighbourhood.” It has begun to draw visitors to a part of the city that was often sidestepped by the million or so people who travel to Havana every year, he tells Monocle.“We knew that we wanted the hotel’s public spaces to pay homage to the city’s musical and cultural heritage but also to generate opportunities in the neighbourhood,” he says. To do so, a dedicated exhibition space, The Black Box, was incorporated into the ground floor, which hosts performances by emerging Cuban musicians, contemporary art exhibitions and film screenings.A portion of the revenue from the 11-room hotel, which has been furnished with work by contemporary Cuban artists and antique fixtures and furniture, will be invested nearby. That includes the proposed revitalisation of a historic park and a long-term plan to restore Havana’s international jazz festival and invest in local talent.“We want this to be a model that can be replicated in other parts of the city,” says Levin. “We hope that other businesses will see what we have done here and take it as a starting point for themselves.”tribecaribecayohueso.com
Bank5 Connect is a uniquely favorable financial institution for those intending to open a certificate of deposit—for a few reasons. Its return rates are highly competitive, its early withdrawal penalties are less severe than some of its competitors, and its 100% deposit insurance is incredibly generous. Read on for what you need to know about Bank5 Connect CD rates.Rates are current as of Nov. 7, 2025 and are subject to change.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Bank5 Connect CD rates and products Bank5 Connect offers two categories of CD: standard high-APY CDs and “investment” CDs. You won’t find specialty options such as bump-up, flexible, or IRA CDs. Between all account types, you’ve got a total of eight term lengths to choose from, ranging from three months to three years. No matter the CD, you’re required to deposit at least $500 to open an account. Standard CDs Several Bank5 Connect CD terms deliver respectable APYs. When you access your money before your account matures, you’ll be charged an early withdrawal penalty between three and six months’ interest depending on your term length.Bank5 Connect standard CD featuresMinimum opening deposit$500Early withdrawal penalty– Terms less than 1 year: 3 months’ interest – Terms of 1 year or more: six months’ interestPartial withdrawals permittedFor a fee (with the exception of interest earned)Additional deposits permittedNoAutomatic renewalYes, for the same termRenewal grace period10 daysBank5 Connect standard CD rates Term length APY3 months3.75%6 months 3.65%12 months3.75%15 months3.75%18 months3.50%21 months3.20%36 months0.85%3 monthsAPY3.75%6 months APY3.65%12 monthsAPY3.75%15 monthsAPY3.75%18 monthsAPY3.50%21 monthsAPY3.20%36 monthsAPY0.85%Bank details checked Nov. 7, 2025Investment CDsBank5 Connect offers a 24-month investment CD. This comes with the ability to deposit additional money into your CD throughout its term—so if you decide to invest more money later, you’ll benefit from the high APY you secured upon account opening. You can make as many deposits as you like. You can also make withdrawals of interest you’ve earned before your account matures. Bank5 Connect Investment CD featuresMinimum opening deposit$500Early withdrawal penalty– Terms less than 1 year: 3 months’ interest – Terms of 1 year or more: six months’ interestPartial withdrawals permittedFor a feeAdditional deposits permittedYesAutomatic renewalYes, for the same termRenewal grace period10 daysBank5 Connect Investment CD Term lengthAPY24 months3.20%24 monthsAPY3.20%APYBank details checked Nov. 7, 2025SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. 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text-align: left; max-width: 400px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-promo, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-promo, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-promo-offer-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-promo-offer-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-title-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-title-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-title-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-title-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-row2-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-row2-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-fdic-dis-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-fdic-dis-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-cta-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-cta-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-cta-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-cta-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .mobile-bottom-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .mobile-bottom-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #TqPfJochHILPDGdS.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #TqPfJochHILPDGdS.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #TqPfJochHILPDGdS.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-title-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-title-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #TqPfJochHILPDGdS.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #TqPfJochHILPDGdS.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #TqPfJochHILPDGdS.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #TqPfJochHILPDGdS.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #TqPfJochHILPDGdS.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #TqPfJochHILPDGdS.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #TqPfJochHILPDGdS.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #TqPfJochHILPDGdS .sh-row-container.sh-apy-value { height: 24px; } #TqPfJochHILPDGdS .sh-title-container { height: 45px; } #TqPfJochHILPDGdS .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #TqPfJochHILPDGdS .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #TqPfJochHILPDGdS .sh-first-product .sh-title-container { height: 72px; } #TqPfJochHILPDGdS .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #TqPfJochHILPDGdS .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #TqPfJochHILPDGdS .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #TqPfJochHILPDGdS .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #TqPfJochHILPDGdS .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #TqPfJochHILPDGdS .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #TqPfJochHILPDGdS .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #TqPfJochHILPDGdS.loadingMessage .sh-loading-msg { display: block; } #TqPfJochHILPDGdS.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #TqPfJochHILPDGdS .sh-loading-msg { font-size: 18px; } } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-container { align-items: center; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #TqPfJochHILPDGdS .sh-row-product-title.sh-bank-name { display: none; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #TqPfJochHILPDGdS.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #TqPfJochHILPDGdS.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #TqPfJochHILPDGdS.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #TqPfJochHILPDGdS.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #TqPfJochHILPDGdS.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #TqPfJochHILPDGdS.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #TqPfJochHILPDGdS.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #TqPfJochHILPDGdS.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #TqPfJochHILPDGdS.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #TqPfJochHILPDGdS.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #TqPfJochHILPDGdS.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #TqPfJochHILPDGdS.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #TqPfJochHILPDGdS.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #TqPfJochHILPDGdS.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #TqPfJochHILPDGdS.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #TqPfJochHILPDGdS.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #TqPfJochHILPDGdS.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #TqPfJochHILPDGdS.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #TqPfJochHILPDGdS.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #TqPfJochHILPDGdS.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #TqPfJochHILPDGdS.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #TqPfJochHILPDGdS.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #TqPfJochHILPDGdS.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-row2-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-row2-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #TqPfJochHILPDGdS .sh-gb-banner.sh-promo { display: none !important; } #TqPfJochHILPDGdS.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #TqPfJochHILPDGdS.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #TqPfJochHILPDGdS.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #TqPfJochHILPDGdS.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; 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font-weight: 600; } }Compare Bank5 Connect to competitors If you’re strategic with selecting your CD term, you can earn some of the highest APYs on the market with Bank5 Connect. Here’s a look at Bank5 Connect’s CDs compared to two competitors. Bank5 ConnectDiscoverNorthern Bank Direct3 months3 months3 months3.75%2.00%N/A6 months6 months6 months3.65%3.50%4.00%9 months9 months9 monthsN/A3.50%3.75%12 months12 months12 months3.75%4.05%3.25%18 months18 months18 months3.50%3.70%3.25%24 months (Investment)24 months24 months3.20%3.50%3.25%36 months36 months36 months0.85%3.50%3.25%Learn moreLearn moreLearn moreView offerat BankrateView offerat MoneyLionView offerat Northern Bank DirectBank details checked Nov. 7, 2025Pro tipRead our full roundup of Discover CD rates and Northern Bank Direct CD rates.Learn more about Bank5 Connect Bank5 Connect is the digital banking division of financial institution BankFive, headquartered in Massachusetts. In addition to CDs, it offers high-interest checking accounts, high-yield savings accounts and money market accounts. Bank5 Connect even offers mortgages and issues a collection of rewards credit cards. While not technically a full-service bank, you can do most things through Bank5 Connect. And with its generous 100% deposit insurance, it should be a safe place to store your money—no matter the amount. Read our full Bank5 Connect review for more details.Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Frequently asked questionsWhat is the minimum deposit required for Bank5 Connect CDs?The minimum deposit required for Bank5 Connect CDs is $500.Can you add money to a Bank5 Connect CD after opening?You can only add money to a Bank5 Connect CD before your account matures if you’ve opened an “investment” CD. Standard CDs do not allow this.What are the early withdrawal penalties for Bank5 Connect CDs?If you withdraw your money before your CD matures, you’ll pay three months’ interest for terms less than a year—and six months’ interest for terms of a year or more.Does Bank5 Connect offer IRA CDs?Bank5 Connect does not offer IRA CDs.How does Bank5 Connect’s 100% deposit insurance work for CDs?With most banks, your deposits are insured by the FDIC up to $250,000 per depositor per ownership category (e.g. single accounts, retirement accounts, etc.). But Bank5 Connect offers Depositors Insurance Fund (DIF) protection, which covers every penny of your deposits above the FDIC maximum. Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. 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Bread Savings isn’t a household name like Chase and Discover. That doesn’t prevent it from trouncing those heavyweight banks in some key categories.Specifically, Bread Savings issues some of the highest-yield certificates of deposit (CDs), with the limitation that it’s an online-only bank. If you can stand to do your banking exclusively through your computer and phone, Bread Savings will reward you with some of the best annual percentage yields (APY).Let’s take a look at everything you need to know about Bread Savings CD offers and rates.Rates are current as of Nov. 7, 2025 and are subject to change.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Bread Savings CD rates and productsBread Savings keeps its CDs pretty vanilla. Your choices are either a standard CD or an IRA CD. Both options have the same term lengths and return rates.Bread Savings Standard CDsWhen opening a Bread Savings CD, you can choose from nine term lengths. If you can meet the mandatory $1,500 opening deposit, a Bread Savings CD could be an excellent choice to earn interest with a relatively safe investment.Bread Savings standard CD featuresMinimum opening deposit$1,500Early withdrawal penalty– Terms of less than 12 months: 90 days’ simple interest– Terms between 12 months and 3 years: 180 days’ simple interest– Terms of 4 years or more: 365 days’ simple interestPartial withdrawals permittedNoAdditional deposits permittedNoAutomatic renewalYes, for the same termRenewal grace period10 daysBread Savings standard CD ratesTerm lengthAPY3 months3.80%6 months4.20%9 months3.80%12 months3.75%18 months3.75%24 months3.75%36 months3.75%48 months3.75%60 months3.75%3 monthsAPY3.80%6 monthsAPY4.20%9 monthsAPY3.80%12 monthsAPY3.75%18 monthsAPY3.75%24 monthsAPY3.75%36 monthsAPY3.75%48 monthsAPY3.75%60 monthsAPY3.75%Bank details checked Nov. 7, 2025Bread Savings IRA CDsIRA CDs can be beneficial if you’re looking for a safe investment for your individual retirement account (IRA). They offer tax advantages that a normal CD does not.Bread Savings offers some excellent IRA CDs with identical term lengths and APYs to its standard CD lineup. You can choose to open a tax-deferred traditional IRA CD or a Roth IRA CD—which involves investing post-tax money but allows your money to grow and later be withdrawn tax free.Bread Savings IRA CD featuresMinimum opening deposit$1,500Early withdrawal penalty– Terms of less than 12 months: 90 days’ simple interest– Terms between 12 months and 3 years: 180 days’ simple interest– Terms of 4 years or more: 365 days’ simple interestPartial withdrawals permittedNoAdditional deposits permittedNoAutomatic renewalYes, for the same termRenewal grace period10 daysBread Savings IRA CD ratesTerm lengthAPY3 months3.80%6 months4.20%9 months3.80%12 months3.75%18 months3.75%24 months3.75%36 months3.75%48 months3.75%60 months3.75%3 monthsAPY3.80%6 monthsAPY4.20%9 monthsAPY3.80%12 monthsAPY3.75%18 monthsAPY3.75%24 monthsAPY3.75%36 monthsAPY3.75%48 monthsAPY3.75%60 monthsAPY3.75%Bank details checked Nov. 7, 2025SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. 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margin-bottom: 15px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop #sh-header-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop #sh-header-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-d-hide, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-d-hide, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-d-hide { display: block !important; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-listing-content-wrapper, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-listing-content-wrapper, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-promo .sh-promo-text, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-promo .sh-promo-text, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-btn__text, #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-btn__text, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-btn__text, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-btn__text, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-btn__text, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-fdic-insured, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-fdic-insured, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .product-details-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .product-details-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .product-details-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .product-details-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-title, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-title, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-promo, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-promo, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-promo-offer-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-promo-offer-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-title-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-title-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-title-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-title-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-row2-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-row2-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-fdic-dis-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-fdic-dis-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-cta-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-cta-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-cta-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-cta-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .mobile-bottom-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .mobile-bottom-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-title-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-title-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #bUBIdcDkNNlYEfnI.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #bUBIdcDkNNlYEfnI.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #bUBIdcDkNNlYEfnI.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #bUBIdcDkNNlYEfnI.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #bUBIdcDkNNlYEfnI.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #bUBIdcDkNNlYEfnI.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #bUBIdcDkNNlYEfnI.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #bUBIdcDkNNlYEfnI .sh-row-container.sh-apy-value { height: 24px; } #bUBIdcDkNNlYEfnI .sh-title-container { height: 45px; } #bUBIdcDkNNlYEfnI .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #bUBIdcDkNNlYEfnI .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #bUBIdcDkNNlYEfnI .sh-first-product .sh-title-container { height: 72px; } #bUBIdcDkNNlYEfnI .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #bUBIdcDkNNlYEfnI .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #bUBIdcDkNNlYEfnI .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #bUBIdcDkNNlYEfnI .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #bUBIdcDkNNlYEfnI .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #bUBIdcDkNNlYEfnI .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #bUBIdcDkNNlYEfnI .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #bUBIdcDkNNlYEfnI.loadingMessage .sh-loading-msg { display: block; } #bUBIdcDkNNlYEfnI.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #bUBIdcDkNNlYEfnI .sh-loading-msg { font-size: 18px; } } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-container { align-items: center; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #bUBIdcDkNNlYEfnI .sh-row-product-title.sh-bank-name { display: none; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-row2-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-row2-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #bUBIdcDkNNlYEfnI .sh-gb-banner.sh-promo { display: none !important; } #bUBIdcDkNNlYEfnI.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #bUBIdcDkNNlYEfnI.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #bUBIdcDkNNlYEfnI.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #bUBIdcDkNNlYEfnI.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; height: unset; flex: 0 0 150px; padding-top: unset; box-sizing: unset; background-color: transparent; position: relative; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: unset; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: unset; margin-right: 15px; width: 100%; padding: 1px 0 10px 0; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font: normal normal bold 24px/24px Roboto; padding: 12px 0px; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-cta-container{ padding: 12px 0px; box-sizing: unset; border-bottom: unset; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-title-container{ display: none; margin: unset; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-promo{ width: 100%; margin: -10px 0 20px; text-align: left; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-promo .sh-promo-text{ font: normal normal normal 16px/24px Roboto; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-fdic-insured{ padding: 20px 0 7px 0; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg, #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg{ vertical-align: unset; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-listing-content-wrapper{ display: block; padding: 20px; margin-bottom: 16px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .logo-image-wrapper{ max-width: 200px; min-height: unset; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges img.logo-image{ max-width: inherit; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-d-hide { display: block !important; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-title{ font: normal normal bold 16px / 24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-fdic-dis-container{ display: flex; justify-content: space-between; max-width: 400px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-fdic-insured{ padding: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-m-hide { display: none !important; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .product-details-container{ display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container{ flex-flow: row wrap; align-items: flex-start; margin-bottom: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-row-container{ flex: 0 0 100%; order: 2; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: 42px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 27%; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer176 .logo-column.flex-container, #qsWidgetContainer176 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer176 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer176 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer176 .apy-label, #qsWidgetContainer176 .curDate, #qsWidgetContainer176 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer176 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer176 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer176 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer176 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer176 .prop-value-container { align-items: stretch; } #qsWidgetContainer176 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer176 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer176 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer176 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer176 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer176 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer176 #sh-star-icon { top: -2px; } #qsWidgetContainer176 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer176 #see_more_carrier, #qsWidgetContainer176 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer176 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer176 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer176 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer176 .shmktpl-sponsored, #qsWidgetContainer176 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; } #qsWidgetContainer176 .sh-logo { flex-shrink: 1; } #qsWidgetContainer176 .shmktpl-sponsored { text-transform: uppercase; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-content-wrapper { box-shadow: none; gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer176 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer176 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer176 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer176 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer176 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer176 .sh-first-product .sh-btn__text, #qsWidgetContainer176 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer176 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer176 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer176 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer176 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer176 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer176 .listing-title { font-size: 20px; font-weight: 600; } }Compare Bread Savings to competitorsFor a relatively obscure brand, Bread Savings issues CDs that can keep up with just about anyone. Still, some financial institutions may offer even higher returns. Here’s a look at some of its competitors.Bread SavingsDiscoverNorthern Bank Direct6 months6 months6 months4.20%3.50%4.00%9 months9 months9 months3.80%3.50%3.75%12 months12 months12 months3.75%4.05%3.25%18 months18 months18 months3.75%3.70%3.25%24 months24 months24 months3.75%3.50%3.25%36 months36 months36 months3.75%3.50%3.25%Learn moreLearn moreLearn moreView offerat Bread SavingsView offerat MoneyLionView offerat Northern Bank DirectBank details checked Nov. 7, 2025Learn more about Bread SavingsBread Savings’ parent company, Bread Financial, was named Alliance Data until 2022. It was founded in 1996. It primarily offers loans and credit cards, with Bread Savings serving as its consumer deposit division.All to say, Bread Savings isn’t a full-service financial institution; you’ll only find high-yield savings accounts and CDs. It’s not great for those who want to keep all their banking in the same place. That said, those who come seeking a high-yield option for stashing money they don’t need access to for a while may find Bread a good fit. #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer176 .logo-column.flex-container, #qsWidgetContainer176 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer176 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer176 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer176 .apy-label, #qsWidgetContainer176 .curDate, #qsWidgetContainer176 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer176 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer176 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer176 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer176 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer176 .prop-value-container { align-items: stretch; } #qsWidgetContainer176 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer176 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer176 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer176 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer176 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer176 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer176 #sh-star-icon { top: -2px; } #qsWidgetContainer176 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer176 #see_more_carrier, #qsWidgetContainer176 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer176 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer176 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer176 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer176 .shmktpl-sponsored, #qsWidgetContainer176 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; } #qsWidgetContainer176 .sh-logo { flex-shrink: 1; } #qsWidgetContainer176 .shmktpl-sponsored { text-transform: uppercase; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-content-wrapper { box-shadow: none; gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer176 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer176 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer176 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer176 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer176 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer176 .sh-first-product .sh-btn__text, #qsWidgetContainer176 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer176 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer176 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer176 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer176 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer176 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer176 .listing-title { font-size: 20px; font-weight: 600; } }Frequently asked questionsWhat happens to my CD rate if I renew my Bread Savings CD at maturity?When you renew your Bread Savings CD, you’ll be subject to the current APY for the term—which could be different than the APY you received when you first opened your account.Can I ladder Bread Savings CDs to maximize rate opportunities?Yes, you can open multiple Bread Savings CDs to maximize your return rate and access a portion of your investment every so often.What is the minimum deposit required for Bread Savings CDs?The minimum deposit required for Bread Savings CDs is $1,500.How often is interest paid on Bread Savings CDs?Interest on Bread Savings CDs is compounded daily and credited monthly.Are Bread Savings CDs FDIC insured?Bread Savings CDs are FDIC insured up to the maximum $250,000.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. 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The London-based founder of a fast-growing AI company has been named one of the "most ambitious" bosses in the UK. Yomi Tejumola established Algomarketing 2017 while working as a data scientist at Google to automate "mundane" tasks. The business now operates in 27 countries across six continents and counts tech giants Cisco, Google and Zoom among its customers. Mr Tejumola was recognised in a list of the top 50 most ambitious leaders of 2024 by LDC - an arm of Lloyds Bank - in partnership with the Times. All the entrepreneurs featured in the rankings are at the helm of high-growth companies that are creating jobs, promoting social equality, championing sustainability or expanding internationally. “It’s an incredible honour to be recognised as an LDC Ambitious Business Leader this year," said Mr Tejmola. "Since starting this journey in 2017, I’ve been on a mission to restore joy to the world of work. Through Algomarketing, I’ve built a global network of 200 Algos (or marketing super talent) who we deploy into big tech brand marketing operations globally. "By unlocking the power of algorithmic marketing, we can remove the 80% repetitive and mundane tasks that many marketers experience in their day-to-day roles. I'm striving to build a future where marketers leverage AI and automation to not only make them more productive, but improve their work-life balance, creativity, and general wellness." Algomarketing generates 65% of its revenue from outside the UK and has said it expects to reach a turnover of £150m by 2030.
Melbourne PlaceMelbourne“There’s a sameness about many Australian hotels that we wanted to get away from,” says Patrick Kennedy, co-principal of architecture firm Kennedy Nolan. When the practice was commissioned to design a 16-storey hotel in Melbourne’s CBD, it took inspiration from “family-owned properties in Europe”. Melbourne Place has a brick and tinted-concrete exterior that reflects the spirit of the area’s older buildings. “Melbourne has been keen to preserve 19th- and 20th-century masonry buildings,” says Kennedy. “We engaged with those aspirations closely.” The hotel offers 191 guest rooms and suites. melbourneplace.com.auSandìMilanHidden away on a residential street in Porta Venezia, bistro Sandì has swiftly become a neighbourhood favourite. The project is overseen by chef Laura Santosuosso, originally from Modena, and her partner, Denny Mollica (pictured, on left, with Santosuosso), who takes care of front of house and pulls together an unconventional, ever-evolving wine list.Sandì – a portmanteau of Santosuosso’s surname and Mollica’s nickname – occupies a beautiful 1960s street-level space that was once a bakery. Original design details have been preserved, including a Palladian marble floor with flashes of pink. In-demand design studio Parasite 2.0 is behind the subtle refurbishment work and the striking metal-and-glass wall at the far end that opens like a kiosk.Santosuosso has worked at some of Milan’s finest restaurants – from Erba Brusca and Remulass to Nebbia – and has also spent time in Paris. “The menu’s departure point is always Italian regional food,” says the chef. “But there are influences from all of our travels too.” Dishes such as roasted cauliflower in a green pepper sauce are bursting with umami flavour. Other standouts include slow-cooked leeks in red wine, blue cheese and dark chocolate, and cabbage stuffed with red prawns and pork shoulder, served with a flavoursome bisque.The couple, who have a young son, currently only open Sandì for lunch, except on Fridays when the bistro also serves dinner. The aim, says Mollica, is to have “a place that is buzzing during the day” and to maintain a healthy work-life balance. The à la carte options are excellent but the set menu is undoubtedly Milan’s best meal deal: €25 for three inventive and scrumptious courses. “We want to have all of the comfort of dinner but at lunch,” says Santosuosso. We like their way of thinking. Via Francesco Hayez, 13Hotel RumourLeidenStudio Modijefsky – the Amsterdam-based firm behind the handsome Gitane restaurant and bar, as well as the revamp of the Blauwe Theehuis pavilion in the Vondelpark – is at it again. This time it has transformed a 17th-century carriage house in Rembrandt’s home city of Leiden into the cosy Hotel Rumour.The hotel’s terrace is dotted with tan parasols. There’s a downstairs brasserie clad in brown terracotta tiles and a travertine bar beneath original wooden ceiling beams. You’ll find texture everywhere, from the smooth sage-hued upholstery of the bar seating to the marble tabletops and bobbly beige stuccoed walls that hint at the age of the building. A staircase leads to La Suite Petite, which is available to rent for private bashes. It has space for 12 people and a private dining option. There’s also the Salone Royale (with room for 100) amid the attic’s atmospheric wooden rafters.Chef Thomas van der Slikke oversees a bistro with a menu of crowd-pleasers, which range from brunch staples to a dinner of sea bass or steak with a great wine list to choose from. It’s easy to stray into hyperbole when painting such a comely portrait of a new opening but let’s just say that the hotel’s success isn’t just a rumour. hotelrumour.nl
