Bread Savings CD rates 2025: Standard and IRA CDs with top-tier APYs
Bread Savings isn’t a household name like Chase and Discover. That doesn’t prevent it from trouncing those heavyweight banks in some key categories.
Specifically, Bread Savings issues some of the highest-yield certificates of deposit (CDs), with the limitation that it’s an online-only bank. If you can stand to do your banking exclusively through your computer and phone, Bread Savings will reward you with some of the best annual percentage yields (APY).
Let’s take a look at everything you need to know about Bread Savings CD offers and rates.
Rates are current as of Nov. 7, 2025 and are subject to change.
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Best CD Rates for December 12, 2025 ZIP Code Deposit Amount $Min. Term Length 6 months
1 months 6 months 1 year 18 months 2 years 3 years Max. Term Length 3 years
6 months 1 year 18 months 2 years 3 years 4 years 5 years 6 years FEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...
Bread Savings CD rates and products Bread Savings keeps its CDs pretty vanilla. Your choices are either a standard CD or an IRA CD. Both options have the same term lengths and return rates.
Bread Savings Standard CDs When opening a Bread Savings CD, you can choose from nine term lengths. If you can meet the mandatory $1,500 opening deposit, a Bread Savings CD could be an excellent choice to earn interest with a relatively safe investment.
Bread Savings standard CD features Minimum opening deposit $1,500 Early withdrawal penalty – Terms of less than 12 months: 90 days’ simple interest Partial withdrawals permitted No Additional deposits permitted No Automatic renewal Yes, for the same term Renewal grace period 10 days
Bread Savings standard CD rates Term length APY 3 months 3.80% 6 months 4.20% 9 months 3.80% 12 months 3.75% 18 months 3.75% 24 months 3.75% 36 months 3.75% 48 months 3.75% 60 months 3.75%
3 months APY 3.80% 6 months APY 4.20% 9 months APY 3.80% 12 months APY 3.75% 18 months APY 3.75% 24 months APY 3.75% 36 months APY 3.75% 48 months APY 3.75% 60 months APY 3.75%
Bank details checked Nov. 7, 2025
Bread Savings IRA CDs IRA CDs can be beneficial if you’re looking for a safe investment for your individual retirement account (IRA). They offer tax advantages that a normal CD does not.
Bread Savings offers some excellent IRA CDs with identical term lengths and APYs to its standard CD lineup. You can choose to open a tax-deferred traditional IRA CD or a Roth IRA CD—which involves investing post-tax money but allows your money to grow and later be withdrawn tax free.
Bread Savings IRA CD features Minimum opening deposit $1,500 Early withdrawal penalty – Terms of less than 12 months: 90 days’ simple interest Partial withdrawals permitted No Additional deposits permitted No Automatic renewal Yes, for the same term Renewal grace period 10 days
Bread Savings IRA CD rates Term length APY 3 months 3.80% 6 months 4.20% 9 months 3.80% 12 months 3.75% 18 months 3.75% 24 months 3.75% 36 months 3.75% 48 months 3.75% 60 months 3.75%
3 months APY 3.80% 6 months APY 4.20% 9 months APY 3.80% 12 months APY 3.75% 18 months APY 3.75% 24 months APY 3.75% 36 months APY 3.75% 48 months APY 3.75% 60 months APY 3.75%
Bank details checked Nov. 7, 2025
SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on Quontic Bank's website3.75%6 mos$500View Details
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margin-bottom: 15px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop #sh-header-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop #sh-header-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-d-hide, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-d-hide, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-d-hide { display: block !important; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-listing-content-wrapper, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-listing-content-wrapper, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-promo .sh-promo-text, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-promo .sh-promo-text, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-btn__text, #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-btn__text, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-btn__text, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-btn__text, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-btn__text, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-fdic-insured, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-fdic-insured, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .product-details-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .product-details-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .product-details-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .product-details-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-title, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-title, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-promo, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-promo, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-promo-offer-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-promo-offer-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-title-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-title-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-title-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-title-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-row2-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-row2-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-fdic-dis-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-fdic-dis-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-cta-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-cta-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-cta-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-cta-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .mobile-bottom-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .mobile-bottom-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-title-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-title-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #bUBIdcDkNNlYEfnI.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #bUBIdcDkNNlYEfnI.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #bUBIdcDkNNlYEfnI.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #bUBIdcDkNNlYEfnI.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #bUBIdcDkNNlYEfnI.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #bUBIdcDkNNlYEfnI.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #bUBIdcDkNNlYEfnI.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #bUBIdcDkNNlYEfnI .sh-row-container.sh-apy-value { height: 24px; } #bUBIdcDkNNlYEfnI .sh-title-container { height: 45px; } #bUBIdcDkNNlYEfnI .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #bUBIdcDkNNlYEfnI .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #bUBIdcDkNNlYEfnI .sh-first-product .sh-title-container { height: 72px; } #bUBIdcDkNNlYEfnI .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #bUBIdcDkNNlYEfnI .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #bUBIdcDkNNlYEfnI .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #bUBIdcDkNNlYEfnI .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #bUBIdcDkNNlYEfnI .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #bUBIdcDkNNlYEfnI .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #bUBIdcDkNNlYEfnI .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #bUBIdcDkNNlYEfnI.loadingMessage .sh-loading-msg { display: block; } #bUBIdcDkNNlYEfnI.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #bUBIdcDkNNlYEfnI .sh-loading-msg { font-size: 18px; } } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-container { align-items: center; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #bUBIdcDkNNlYEfnI .sh-row-product-title.sh-bank-name { display: none; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #bUBIdcDkNNlYEfnI.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop .sh-first-product .sh-row2-container, #bUBIdcDkNNlYEfnI.sh-box650.device-desktop .sh-first-product .sh-row2-container, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #bUBIdcDkNNlYEfnI .sh-gb-banner.sh-promo { display: none !important; } #bUBIdcDkNNlYEfnI.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #bUBIdcDkNNlYEfnI.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #bUBIdcDkNNlYEfnI.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #bUBIdcDkNNlYEfnI.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; height: unset; flex: 0 0 150px; padding-top: unset; box-sizing: unset; background-color: transparent; position: relative; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: unset; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: unset; margin-right: 15px; width: 100%; padding: 1px 0 10px 0; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font: normal normal bold 24px/24px Roboto; padding: 12px 0px; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-cta-container{ padding: 12px 0px; box-sizing: unset; border-bottom: unset; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-title-container{ display: none; margin: unset; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-promo{ width: 100%; margin: -10px 0 20px; text-align: left; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-promo .sh-promo-text{ font: normal normal normal 16px/24px Roboto; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-fdic-insured{ padding: 20px 0 7px 0; } #bUBIdcDkNNlYEfnI.sh-box700.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg, #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg{ vertical-align: unset; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-listing-content-wrapper{ display: block; padding: 20px; margin-bottom: 16px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .logo-image-wrapper{ max-width: 200px; min-height: unset; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges img.logo-image{ max-width: inherit; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-d-hide { display: block !important; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-title{ font: normal normal bold 16px / 24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-fdic-dis-container{ display: flex; justify-content: space-between; max-width: 400px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-fdic-insured{ padding: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-m-hide { display: none !important; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .product-details-container{ display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container{ flex-flow: row wrap; align-items: flex-start; margin-bottom: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-row-container{ flex: 0 0 100%; order: 2; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: 42px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 27%; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #bUBIdcDkNNlYEfnI.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer176 .logo-column.flex-container, #qsWidgetContainer176 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer176 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer176 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer176 .apy-label, #qsWidgetContainer176 .curDate, #qsWidgetContainer176 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer176 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer176 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer176 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer176 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer176 .prop-value-container { align-items: stretch; } #qsWidgetContainer176 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer176 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer176 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer176 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer176 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer176 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer176 #sh-star-icon { top: -2px; } #qsWidgetContainer176 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer176 #see_more_carrier, #qsWidgetContainer176 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer176 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer176 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer176 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer176 .shmktpl-sponsored, #qsWidgetContainer176 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; } #qsWidgetContainer176 .sh-logo { flex-shrink: 1; } #qsWidgetContainer176 .shmktpl-sponsored { text-transform: uppercase; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-content-wrapper { box-shadow: none; gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer176 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer176 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer176 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer176 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer176 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer176 .sh-first-product .sh-btn__text, #qsWidgetContainer176 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer176 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer176 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer176 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer176 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer176 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer176 .listing-title { font-size: 20px; font-weight: 600; } }
Compare Bread Savings to competitors For a relatively obscure brand, Bread Savings issues CDs that can keep up with just about anyone. Still, some financial institutions may offer even higher returns. Here’s a look at some of its competitors.
Bread Savings
Discover
Northern Bank Direct 6 months 6 months 6 months 4.20% 3.50% 4.00% 9 months 9 months 9 months 3.80% 3.50% 3.75% 12 months 12 months 12 months 3.75% 4.05% 3.25% 18 months 18 months 18 months 3.75% 3.70% 3.25% 24 months 24 months 24 months 3.75% 3.50% 3.25% 36 months 36 months 36 months 3.75% 3.50% 3.25% Learn more Learn more Learn more View offer View offer View offer
Bank details checked Nov. 7, 2025
Learn more about Bread Savings Bread Savings’ parent company, Bread Financial, was named Alliance Data until 2022. It was founded in 1996. It primarily offers loans and credit cards, with Bread Savings serving as its consumer deposit division.
All to say, Bread Savings isn’t a full-service financial institution; you’ll only find high-yield savings accounts and CDs. It’s not great for those who want to keep all their banking in the same place. That said, those who come seeking a high-yield option for stashing money they don’t need access to for a while may find Bread a good fit.
#qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer176 .logo-column.flex-container, #qsWidgetContainer176 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer176 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer176 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer176 .apy-label, #qsWidgetContainer176 .curDate, #qsWidgetContainer176 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer176 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer176 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer176 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer176 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer176 .prop-value-container { align-items: stretch; } #qsWidgetContainer176 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer176 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer176 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer176 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer176 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer176 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer176 #sh-star-icon { top: -2px; } #qsWidgetContainer176 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer176 #see_more_carrier, #qsWidgetContainer176 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer176 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer176 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer176 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer176 .shmktpl-sponsored, #qsWidgetContainer176 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; } #qsWidgetContainer176 .sh-logo { flex-shrink: 1; } #qsWidgetContainer176 .shmktpl-sponsored { text-transform: uppercase; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-content-wrapper { box-shadow: none; gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer176 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer176 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer176 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer176 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer176 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer176 .sh-first-product .sh-btn__text, #qsWidgetContainer176 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer176 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer176 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer176 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer176 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer176 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer176 .listing-title { font-size: 20px; font-weight: 600; } }
Frequently asked questions What happens to my CD rate if I renew my Bread Savings CD at maturity? When you renew your Bread Savings CD, you’ll be subject to the current APY for the term—which could be different than the APY you received when you first opened your account.
Can I ladder Bread Savings CDs to maximize rate opportunities? Yes, you can open multiple Bread Savings CDs to maximize your return rate and access a portion of your investment every so often.
What is the minimum deposit required for Bread Savings CDs? The minimum deposit required for Bread Savings CDs is $1,500.
How often is interest paid on Bread Savings CDs? Interest on Bread Savings CDs is compounded daily and credited monthly.
Are Bread Savings CDs FDIC insured? Bread Savings CDs are FDIC insured up to the maximum $250,000.
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Bread Savings CD rates 2025: Standard and IRA CDs with top-tier APYs 
