HOPE Credit Union review 2025: Showstopping checking account APY, but only in these 5 states
Based in Jackson, Mississippi, HOPE Credit Union describes its mission as helping under-resourced families in the Deep South and strengthening charter schools. The credit union provides various initiatives toward those ends. It’s a full-service financial institution offering a range of deposit accounts, with the star of the show being its checking account that earns an almost unbelievably high annual percentage yield (APY).
HOPE won’t be a fit for everyone though. There are some restrictions that mean you may not be eligible—and a lack of transparency in some areas that some potential customers could find off-putting. Here’s what you need to know to decide if HOPE Credit Union is a good match for your banking needs.
Rates and fees are current as of Nov. 20, 2025 and are subject to change.
SponsoredAdvertiser DisclosureAdvertiser DisclosureCompare Personal Finance Options for 2021 Select all products of interest and compare:Product DescriptionsProduct DescriptionsChecking A transactional account that allows for numerous withdrawals and unlimited deposits. Money can be accessed via checks, ATMs, or debit card among other methods. Savings A bank account that keeps your money safe and secure, while paying you interest. MMA A Money Market Account is an interest-bearing deposit account at a bank or credit union that pays interest based on current rates in the money markets. CD A Certificate of Deposit features historically higher APYs, guaranteed returns & FDIC insurance. CDs are offered in fixed terms w/penalties for early withdrawals. 401K A 401k is a retirement-savings account that allows an employee to divert a portion of their salary into long-term investments and provides special tax benefits. Brokerage An investment account used by investors to buy and sell stocks, bonds, and mutual funds. Income from investments are taxed as capital gains. REIT A Real Estate Investment Trust owns and operates income-generating real estate. REITs allow investment in real estate without the need to own, operate, or finance properties. Robo Advisor A robo-advisor is an automated investing service that uses algorithms to provide financial advice and/or investment management help you manage your investment portfolio. Relatively inexpensive compared to a human financial advisor. Roth IRA An individual retirement account allows after-tax contributions of earned income below a certain level. Investment growth and future withdrawals are tax free. Traditional IRA An individual retirement account where you contribute pre-or after-tax dollars. Investment growth is tax-deferred until withdrawal. Financial Advisor Financial advisors help people manage their money and reach their financial goals. Annuity A financial contract with an insurance company where you make the investor makes a lump-sum payment or series of payments in exchange for regular disbursements in the future. Cash Management A cash account typically offered by nonbank financial institutions. CMAs combine features from traditional checking and savings accounts. Business Checking A business checking account is similar to a personal checking account, but allows you to separate your business and personal expenses. This can help you keep records organized and simplify your taxes. 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} #MLvKrDwsMUeRZwND .shArrow { width: 12px; height: 7px; } #MLvKrDwsMUeRZwND span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMxYzk2ZjAiLz4NCjwvc3ZnPg0K"); background-repeat: no-repeat; height: 11px; width: 12px; display: inline-block; vertical-align: text-top; transform: rotate(180deg); } #MLvKrDwsMUeRZwND .disclosure-content ul li { flex: 0 0 47%; list-style: disc; font: normal normal normal 14px/22px Roboto; letter-spacing: 0px; color: #08283B; opacity: 1; } #MLvKrDwsMUeRZwND .disclosure-content ul { flex: 0 0 100%; display: flex; flex-flow: row wrap; margin: 0; padding: 0; padding-left: 14px; justify-content: space-between; list-style-type: disc; line-height: normal; } #MLvKrDwsMUeRZwND #see_more_carrier, #MLvKrDwsMUeRZwND .see_less_carrier { background: #E9F5FF; height: 40px; border-radius: 6px; line-height: 40px; text-align: center; font-size: 16px; color: #1C96F0; font-weight: 600; margin-top: 24px; cursor: pointer; } #MLvKrDwsMUeRZwND .footer-disclaimer-content { font-size: 11px; font-style: italic; margin-top: 16px; } #MLvKrDwsMUeRZwND .apy-label p { margin-top: 0px; margin-bottom: 0px; } #MLvKrDwsMUeRZwND .disclosure-content ul { padding-left: 18px; } @media (min-width : 651px) and (max-width : 1023px) { #MLvKrDwsMUeRZwND { padding: 0 26px; } #MLvKrDwsMUeRZwND .logo-image-wrapper { width: 136px; } #MLvKrDwsMUeRZwND .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #MLvKrDwsMUeRZwND .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #MLvKrDwsMUeRZwND .prop-value-container .apy-container { flex: 0 0 44%; } #MLvKrDwsMUeRZwND .prop-value-container .mfee-container, #MLvKrDwsMUeRZwND .prop-value-container .minvalue-container { flex: 0 0 28%; } #MLvKrDwsMUeRZwND .ad-copy-top-section { margin-bottom: 15px; } #MLvKrDwsMUeRZwND .sh-row-product-title { max-width: 136px; } #MLvKrDwsMUeRZwND .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } } @media (max-width : 650px) { #MLvKrDwsMUeRZwND .ad-copy-top-section { flex-direction: column; margin-bottom: 24px; } #MLvKrDwsMUeRZwND .logo-image-wrapper { width: 100%; max-width: 292px; } #MLvKrDwsMUeRZwND .listing-title { font: normal normal bold 18px/24px Roboto; padding: 0px !important; margin: 24px 0 0; text-align: left; } #MLvKrDwsMUeRZwND .ad-copy { margin-left: 0; } #MLvKrDwsMUeRZwND .ad-copy-disclosure-mobile { position: relative; display: flex; flex-direction: row; justify-content: space-between; align-items: center; margin: 16px; } #MLvKrDwsMUeRZwND .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 90%; margin: auto; } #MLvKrDwsMUeRZwND .sh-row-product-title { text-align: center; margin: 10px 16px 24px; max-width: none; } #MLvKrDwsMUeRZwND .see-more-text { padding: 16px 15px; } #MLvKrDwsMUeRZwND .disclosure-content ul li { font: normal normal normal 12px/18px Roboto; } #MLvKrDwsMUeRZwND .top-section-right { margin-left: 0px; } #MLvKrDwsMUeRZwND .disclosure-contnr { flex: 1; display: flex; justify-content: flex-end; } } @media (max-width: 340px) { #MLvKrDwsMUeRZwND.sizeone .header-section { padding: 6px 10px; } } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .row-1 { padding-left: 14px; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .ad-copy { margin-left: 15px; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .logo-image-wrapper { width: 136px; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .listing-title, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .listing-title, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .listing-title, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .listing-title, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .listing-title, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .listing-title, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .listing-title { font: normal normal bold 18px/24px Roboto; margin-bottom: 12px; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .shmktpl-button, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .shmktpl-button, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .shmktpl-button, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .shmktpl-button, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .shmktpl-button, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .shmktpl-button, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .shmktpl-button { font: normal normal bold 16px/20px Roboto; width: 136px; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .prop-value-container .apy-container, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .prop-value-container .apy-container, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .prop-value-container .apy-container, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .prop-value-container .apy-container, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .prop-value-container .apy-container, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .prop-value-container .apy-container, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .prop-value-container .apy-container { flex: 0 0 44%; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .prop-value-container .mfee-container, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .prop-value-container .mfee-container, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .prop-value-container .mfee-container, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .prop-value-container .mfee-container, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .prop-value-container .mfee-container, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .prop-value-container .mfee-container, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .prop-value-container .mfee-container #MLvKrDwsMUeRZwND.sh-box650.device-desktop .prop-value-container .minvalue-container, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .prop-value-container .minvalue-container, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .prop-value-container .minvalue-container, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .prop-value-container .minvalue-container, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .prop-value-container .minvalue-container, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .prop-value-container .minvalue-container, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .prop-value-container .minvalue-container { flex: 0 0 28%; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .sh-row-product-title, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .sh-row-product-title, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .sh-row-product-title, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .sh-row-product-title, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .sh-row-product-title, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .sh-row-product-title, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .sh-row-product-title { max-width: 136px; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .disclosure-content ul li, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .disclosure-content ul li, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .disclosure-content ul li, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .disclosure-content ul li, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .disclosure-content ul li, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .disclosure-content ul li, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .disclosure-content ul li { font: normal normal normal 12px/22px Roboto; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .ad-copy-top-section, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .ad-copy-top-section, #MLvKrDwsMUeRZwND.sh-box750.device-desktop .ad-copy-top-section, #MLvKrDwsMUeRZwND.sh-box800.device-desktop .ad-copy-top-section, #MLvKrDwsMUeRZwND.sh-box850.device-desktop .ad-copy-top-section, #MLvKrDwsMUeRZwND.sh-box900.device-desktop .ad-copy-top-section, #MLvKrDwsMUeRZwND.sh-box950.device-desktop .ad-copy-top-section { margin-bottom: 15px; } @media (max-width: 767.5px) { #MLvKrDwsMUeRZwND.sh-box650.device-desktop .row-1, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .row-1 , #MLvKrDwsMUeRZwND.sh-box650.device-desktop .row-2, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .row-2 , #MLvKrDwsMUeRZwND.sh-box500.device-desktop .row-1, #MLvKrDwsMUeRZwND.sh-box550.device-desktop .row-1 , #MLvKrDwsMUeRZwND.sh-box500.device-desktop .row-2, #MLvKrDwsMUeRZwND.sh-box550.device-desktop .row-2{ display: unset; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box550.device-desktop .ad-copy, #MLvKrDwsMUeRZwND.sh-box500.device-desktop .ad-copy { margin-right: 15px; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .apy-label, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .apy-label, #MLvKrDwsMUeRZwND.sh-box550.device-desktop .apy-label, #MLvKrDwsMUeRZwND.sh-box500.device-desktop .apy-label, #MLvKrDwsMUeRZwND.sh-box650.device-desktop .prop-value, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .prop-value, #MLvKrDwsMUeRZwND.sh-box550.device-desktop .prop-value, #MLvKrDwsMUeRZwND.sh-box500.device-desktop .prop-value{ font: normal normal 900 18px/22px Roboto; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box700.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box550.device-desktop .logo-image-wrapper, #MLvKrDwsMUeRZwND.sh-box500.device-desktop .logo-image-wrapper { width: 125px;; margin-bottom: 10px; } #MLvKrDwsMUeRZwND.sh-box650.device-desktop .disclosure-contnr .listing-content-wrapper,#MLvKrDwsMUeRZwND.sh-box700.device-desktop .disclosure-contnr .listing-content-wrapper,#MLvKrDwsMUeRZwND.sh-box550.device-desktop .disclosure-contnr .listing-content-wrapper,#MLvKrDwsMUeRZwND.sh-box500.device-desktop .disclosure-contnr .listing-content-wrapper { left: -25px; } } #MLvKrDwsMUeRZwND .shmktpl-title, #MLvKrDwsMUeRZwND .sub-heading-container, #MLvKrDwsMUeRZwND .filter-check-options-cntnr, #MLvKrDwsMUeRZwND .listing-header-cntnr { display: none; } #MLvKrDwsMUeRZwND.title .shmktpl-title, #MLvKrDwsMUeRZwND.subHeading .sub-heading-container, #MLvKrDwsMUeRZwND.multiSelectFilter .filter-check-options-cntnr, #MLvKrDwsMUeRZwND.resultsText .listing-header-cntnr { display: flex; } #MLvKrDwsMUeRZwND.sizeone .add-overlay-content { width: 62%; height: auto; } #MLvKrDwsMUeRZwND.sizeone .disclosure-title { padding: 6px 0px; } #MLvKrDwsMUeRZwND.sizeone .header-section { padding: 6px 26px; background: #FFFFFF; color: grey; align-items: center; } #MLvKrDwsMUeRZwND .sponsored { font: normal normal normal 12px/16px Roboto; letter-spacing: 0.48px; color: #344856; opacity: 1; } #MLvKrDwsMUeRZwND.sizeone .title-container { margin-top: 0; } #MLvKrDwsMUeRZwND.sizeone .non_featured_list { margin-top: 0; } #MLvKrDwsMUeRZwND.arrowchange span.down-arrow { background-image: url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwMDAiLz4NCjwvc3ZnPg0K"); } #MLvKrDwsMUeRZwND.arrowchange .shmktpl-button span.btn__text::after { background-image: url("data:image/svg+xml;base64,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"); } @media (min-width : 651px) and (max-width : 1024px) { #MLvKrDwsMUeRZwND .item { flex: 1 1 calc(50% - 48px); } #MLvKrDwsMUeRZwND .prod-desc-popup-content { height: auto; top: 10%; overflow-y: scroll; } #MLvKrDwsMUeRZwND .item:nth-of-type(4n+3), #MLvKrDwsMUeRZwND .item:nth-of-type(4n+3) + * { background-color: #E9F5FF; } #MLvKrDwsMUeRZwND .item:nth-of-type(4n+1), #MLvKrDwsMUeRZwND .item:nth-of-type(4n+1) + * { background-color: #fff; } #MLvKrDwsMUeRZwND .shmktpl-button span.btn__text::after { top: 13px; right: -3px; background-size: 10px 10px; } #MLvKrDwsMUeRZwND .ad-copy-column.flex-container { flex: 0 0 78%; } } @media (max-width : 650px) { #MLvKrDwsMUeRZwND .desktop, #MLvKrDwsMUeRZwND .desktop-inline { display: none; } #MLvKrDwsMUeRZwND .mobile { display: block !important; } #MLvKrDwsMUeRZwND { padding: 0 18px; } #MLvKrDwsMUeRZwND .shmktpl-title { font-size: 24px; line-height: 29px; } #MLvKrDwsMUeRZwND .shmktpl-subtitle { font-size: 16px; line-height: 19px; } #MLvKrDwsMUeRZwND .add-overlay-content { width: 80%; height: auto; } #MLvKrDwsMUeRZwND .logo-column.flex-container { flex: 0 0 100%; text-align: center; } #MLvKrDwsMUeRZwND .row-1 { flex-flow: column; padding: 16px; } #MLvKrDwsMUeRZwND .prop-conatiner { flex: 0 0 100%; flex-direction: row; flex-flow: row; display: flex; width: 100%; align-items: center; margin-top: 20px; } #MLvKrDwsMUeRZwND .prop-conatiner .prop-name { flex: 0 0 49%; margin-bottom: 0px; } #MLvKrDwsMUeRZwND .prop-conatiner .prop-value { flex: 0 0 49%; text-align: right; font: normal normal 900 22px / 26px Roboto; letter-spacing: 0.88px; } #MLvKrDwsMUeRZwND .apy-label { font: normal normal 900 22px/26px Roboto; letter-spacing: 0.88px; } #MLvKrDwsMUeRZwND .prop-conatiner.apy-container { display: flex; align-items: flex-start; } #MLvKrDwsMUeRZwND .prop-value-container { display: flex; flex: 0 0 100%; justify-content: space-between; align-items: flex-start; padding: 0; flex-flow: column; } #MLvKrDwsMUeRZwND .prop-value { margin-top: 0; } #MLvKrDwsMUeRZwND .listing-header-cntnr { display: flex; justify-content: space-between; margin-top: 24px; } #MLvKrDwsMUeRZwND .non_featured_list { margin-top: 18px; } #MLvKrDwsMUeRZwND .prod-desc-popup-content { top: 10%; position: absolute; min-width: 80%; width: 90%; overflow: scroll; height: 100%; } #MLvKrDwsMUeRZwND .item { flex: 0 0 91%; padding-bottom: 0; padding: 16px; } #MLvKrDwsMUeRZwND .item:nth-child(3n), #MLvKrDwsMUeRZwND .desktop-bg { background: none; } #MLvKrDwsMUeRZwND .prod-desc-popup-content { padding: 0; } #MLvKrDwsMUeRZwND .prod-desc-content-cntnr .prod-desc-header { padding-bottom: 0; padding: 16px; } #MLvKrDwsMUeRZwND .item:nth-child(even) { background: #E9F5FF 0% 0% no-repeat padding-box; } #MLvKrDwsMUeRZwND .fdic-seemoreless-cntr { display: flex; justify-content: space-between; align-items: center; margin: 0; flex-flow: row wrap; } #MLvKrDwsMUeRZwND .fdic-seemoreless-cntr .fdic-insured { color: #08283B; flex: 0 0 44%; text-align: left; } #MLvKrDwsMUeRZwND .fdic-seemoreless-cntr .listing-description { display: flex; flex: 0 0 100%; flex-flow: column; background: #F2F9FF 0% 0% no-repeat padding-box; } #MLvKrDwsMUeRZwND .listing-description .disclosure-content { margin-top: 0px; padding: 16px 14px; } #MLvKrDwsMUeRZwND .disclosure-content ul { padding-left: 14px; line-height: 28px; } #MLvKrDwsMUeRZwND .disclosure-content ul li { flex: 0 0 100%; padding: 0; margin: 0; font-size: 12px; } #MLvKrDwsMUeRZwND .additional-features { flex: 0 0 100%; } #MLvKrDwsMUeRZwND .disclosure-contnr .listing-content-wrapper { top: -85px; left: 0; width: 90%; } #MLvKrDwsMUeRZwND.sizeone .listing-header-cntnr { display: none; } #MLvKrDwsMUeRZwND.sizeone .add-overlay-content { width: 80%; } } @media (max-width: 340px) { #MLvKrDwsMUeRZwND .fdic-seemoreless-cntr .fdic-insured { flex: 0 0 43%; } #MLvKrDwsMUeRZwND .prod-desc-popup-content { position: fixed; } } #MLvKrDwsMUeRZwND.listingAlignment .shmktpl-button span.btn__text { line-height: 40px; color: #fff; margin-right: 10px; } #MLvKrDwsMUeRZwND.listingAlignment .shmktpl-button span.btn__text::after { width: 24px; } @media (max-width: 1024px) and (min-width:768px) { #MLvKrDwsMUeRZwND.listingAlignment .logo-image-wrapper img { width: 100%; } #MLvKrDwsMUeRZwND.listingAlignment { padding: 0px; } #MLvKrDwsMUeRZwND.listingAlignment .listing-title { font-size: 14px; } #MLvKrDwsMUeRZwND.listingAlignment .listing-title span { font-size: 14px; } #MLvKrDwsMUeRZwND.listingAlignment .row-1 { padding: 26px 10px; } #MLvKrDwsMUeRZwND.listingAlignment .prop-name { font-size: 10px; } #MLvKrDwsMUeRZwND.listingAlignment .prop-value { font-size: 14px } #MLvKrDwsMUeRZwND.listingAlignment .shmktpl-button span.btn__text { font-size: 10px; margin-right: 10px; } } @media all and (max-width: 600px) { #MLvKrDwsMUeRZwND.listingAlignment .logo-column.flex-container { flex: unset; } #MLvKrDwsMUeRZwND.listingAlignment .prop-conatiner { flex: unset; } #MLvKrDwsMUeRZwND.listingAlignment .ad-copy-column.flex-container { flex: unset; } #MLvKrDwsMUeRZwND.listingAlignment .cta-column.flex-container { flex: unset; } #MLvKrDwsMUeRZwND.listingAlignment .disclosure-content ul li::before { content: unset; } #MLvKrDwsMUeRZwND.listingAlignment .disclosure-content ul li { list-style: disc; } } #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button { width: 100%; font-size: 14px; } #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button .btn__text { margin-right: 10px; } #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button span.btn__text::after { right: -2px; background-size: 6px 13px; } @media (min-width: 651px) and (max-width: 1024px) { #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button span.btn__text::after { right: -7px; } #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button span.btn__text::after { background-size: 6px 10px; } #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button { font-size: 13px; } } @media (max-width: 650px) { #MLvKrDwsMUeRZwND.ctaAlignment .logo-column.flex-container { flex: unset !important; justify-content: center; } #MLvKrDwsMUeRZwND.ctaAlignment .cta-column.flex-container { display: block !important; } #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button { font-size: 16px; } #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button .btn__text { margin-right: unset; } #MLvKrDwsMUeRZwND.ctaAlignment .shmktpl-button span.btn__text::after { right: unset; background-size: 12px 12px; } } #MLvKrDwsMUeRZwND .sh-no-listing-msg { padding: 20px 0px; } #MLvKrDwsMUeRZwND .sh-widget-footer-MBT { display: none; } #MLvKrDwsMUeRZwND.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; } #MLvKrDwsMUeRZwND.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #MLvKrDwsMUeRZwND.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } #MLvKrDwsMUeRZwND .sh-widget-footer-QS { display: none; } #MLvKrDwsMUeRZwND.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #MLvKrDwsMUeRZwND.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #MLvKrDwsMUeRZwND.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } @-moz-document url-prefix() { #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px; line-height: 24px; margin-top: -1px; margin-left: -9px; margin-right: -10px; background: #FF4500; position: relative; border-radius: 0px 0px 0px 0px; display: inline-block; font-family: Roboto, sans-serif; color: #fff; padding: 0px 1px 0 15px; margin-bottom: -6px; } #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { color: #fff; font-size: 14px; } #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { height: 0; width: 0; border-top: 8px solid #FF4500; border-left: 8px solid transparent; bottom: -8px; content: ""; position: absolute; left: 0px; } #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { right: 1px; transform: translateX(100%); border-left-width: 100%; border-right-color: transparent; content: ""; position: absolute; display: block; border: 12px solid #FF4500; border-right-color: transparent; top: 0px } @media (min-width : 768px) and (max-width : 1024px) { @-moz-document url-prefix() { #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon { height: 24px !important; } } } } @media (min-width : 768px) and (max-width : 900px) { #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { font-size: 14px; } } @media (max-width : 767px) { #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon { border-radius: 0px; margin-top: -1px; box-sizing: unset !important; height: 100% !important; width:100%; padding: 8px 9px; margin-bottom: 8px; } #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text { display: block; text-align: center; line-height: 16px; font-size: 14px; } #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { height: 0; width: 0; border-top: 8px solid #FF4500; border-right: 8px solid transparent; right: 9px; top: unset; bottom: -8px; border-left: 0px; border-bottom: 0px; } @-moz-document url-prefix() { #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } @media not all and (min-resolution:.001dpcm) { @supports (-webkit-appearance:none) { #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-promo-ribbon { height: 100% !important; width: 100% !important; } } } } #MLvKrDwsMUeRZwND.customizeColorEffect .listing-title, #MLvKrDwsMUeRZwND.customizeColorEffect .prop-name, #MLvKrDwsMUeRZwND.customizeColorEffect .prop-value, #MLvKrDwsMUeRZwND.customizeColorEffect .curDate, #MLvKrDwsMUeRZwND.customizeColorEffect span.current-date, #MLvKrDwsMUeRZwND.customizeColorEffect .disclosure-content ul li, #MLvKrDwsMUeRZwND.customizeColorEffect .title { color: #1E2B22; font-family: Open Sans, sans-serif; } #MLvKrDwsMUeRZwND.customizeColorEffect .add-text, #MLvKrDwsMUeRZwND.customizeColorEffect .see-more-text, #MLvKrDwsMUeRZwND.customizeColorEffect .disclosure-contnr .text { color: #5B7B66; } #MLvKrDwsMUeRZwND.customizeColorEffect .shmktpl-button { background: #EB0017 0% 0% no-repeat padding-box; } #MLvKrDwsMUeRZwND.customizeColorEffect .listing.flex-container { border-bottom: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; } #MLvKrDwsMUeRZwND.sizeone.customizeColorEffect .header-section { border-bottom: 1px solid #D6D5D5; border-top: 1px solid #D6D5D5; border-right: 1px solid #D6D5D5; border-left: 1px solid #D6D5D5; } #MLvKrDwsMUeRZwND.customizeColorEffect .non_featured_list { border-top: 1px solid #D6D5D5; } #MLvKrDwsMUeRZwND.sizeone.customizeColorEffect .header-section, #MLvKrDwsMUeRZwND.customizeColorEffect .row-2 { background: #E9F0EC; } #MLvKrDwsMUeRZwND.customizeColorEffect .listing-title { display: unset; } #MLvKrDwsMUeRZwND.customizeColorEffect span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiM1QjdCNjYiLz4NCjwvc3ZnPg0K); } #MLvKrDwsMUeRZwND.customizeColorEffect .listing-title .prod-name:hover, #MLvKrDwsMUeRZwND.customizeColorEffect .listing-title:hover, #MLvKrDwsMUeRZwND.customizeColorEffect .add-text:hover, #MLvKrDwsMUeRZwND.customizeColorEffect .disclosure-contnr .text:hover, #MLvKrDwsMUeRZwND.customizeColorEffect .see-more-text:hover { color: #EB0017; } #MLvKrDwsMUeRZwND.customizeColorEffect .shmktpl-button:hover { background: #EB0017; } #MLvKrDwsMUeRZwND.customizeColorEffect .see-more-text:hover span.down-arrow { background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiNFQjAwMTciLz4NCjwvc3ZnPg0K); } @media (max-width: 650px) { #MLvKrDwsMUeRZwND.customizeColorEffect .fdic-seemoreless-cntr .listing-description { background: #E9F0EC 0% 0% no-repeat padding-box; } #MLvKrDwsMUeRZwND.customizeColorEffect .listing-title { display: block; } #MLvKrDwsMUeRZwND.customizeColorEffect .fdic-seemoreless-cntr .see-more-text { color: #5B7B66; } #MLvKrDwsMUeRZwND.customizeColorEffect .fdic-seemoreless-cntr .see-more-text:hover { color: #EB0017; } } #MLvKrDwsMUeRZwND .sh-right-arrow { display: none; } #MLvKrDwsMUeRZwND.ctaWithArrow .sh-right-arrow { display: inline-block; background-image: url('data:image/svg+xml;base64,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'); background-repeat: no-repeat; width: 16px; height: 16px; vertical-align: middle; margin-left: 7px; } #MLvKrDwsMUeRZwND .listing .listing-content-wrapper .sh-gb-banner.sh-promo-ribbon { display: none; } #MLvKrDwsMUeRZwND.gbBanner .listing .listing-content-wrapper .sh-gb-banner.sh-promo-ribbon { display: inline-block; } #MLvKrDwsMUeRZwND.hidePromoText .listing .listing-content-wrapper .sh-promo-ribbon{ display: none; } #MLvKrDwsMUeRZwND{position:relative;}.add-overlay-content{right: 4%;}#MLvKrDwsMUeRZwND .shmktpl-button span.btn__text::after{display:none;} #MLvKrDwsMUeRZwND .listing-content-wrapper .disclosure-content a {color: #1C96F0; text-decoration: underline;} @media (min-width:768px){ #MLvKrDwsMUeRZwND .shmktpl-button:hover{background:#0E86DE;} #MLvKrDwsMUeRZwND .add-text:hover {color:#0E86DE;} #MLvKrDwsMUeRZwND .listing-title .prod-name:hover{color:#0E86DE;} #MLvKrDwsMUeRZwND .disclosure-contnr .text:hover{color:#0E86DE;} #MLvKrDwsMUeRZwND .see-more-text{width:68px} #MLvKrDwsMUeRZwND .see-more-text:hover{color:#0E86DE;} #MLvKrDwsMUeRZwND .see-more-text:hover span.down-arrow{background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI4LjcxNSIgaGVpZ2h0PSI1LjM0NiIgdmlld0JveD0iMCAwIDguNzE1IDUuMzQ2Ij4NCiAgPHBhdGggaWQ9IlBhdGhfNTUzIiBkYXRhLW5hbWU9IlBhdGggNTUzIiBkPSJNMjM2LjQ3MSwzNTAuNzA5bC0uOTg5LS45ODksNC4zNTctNC4zNTcsNC4zNTcsNC4zNTctLjk4OS45ODktMy4zNjgtMy4zNjhaIiB0cmFuc2Zvcm09InRyYW5zbGF0ZSgtMjM1LjQ4MiAtMzQ1LjM2MykiIGZpbGw9IiMwRTg2REUiLz4NCjwvc3ZnPg0K);}} #qsWidgetContainer175, #qsWidgetContainer175 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer175 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer175 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer175 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer175 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer175 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer175 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer175 .listing:first-child { margin-top: 0; } #qsWidgetContainer175 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer175 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer175 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer175 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer175 .logo-column.flex-container, #qsWidgetContainer175 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer175 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer175 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer175 .apy-label, #qsWidgetContainer175 .curDate, #qsWidgetContainer175 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer175 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer175 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer175 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer175 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer175 .prop-value-container { align-items: stretch; } #qsWidgetContainer175 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer175 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer175 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer175 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer175 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer175 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer175 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer175 #sh-star-icon { top: -2px; } #qsWidgetContainer175 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer175 #see_more_carrier, #qsWidgetContainer175 .see_less_carrier { background-color: #F2F2F2; 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} #qsWidgetContainer175 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer175 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer175 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer175 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer175 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer175 .listing-title { font-size: 20px; font-weight: 600; } }HOPE Credit Union
HOPE Credit Union
| Checking accounts | Starting at $0 per month |
| Savings accounts | Open with as little as $15 |
| CD rates | Earn up to 3.74% annual percentage yield (APY) |
| Money market | Open with as little as $1,000 |
Advertiser Disclosure
View offerat MoneyLion
Company insights- Year Founded: 1994
- Company Headquarters: Jackson, MS
- CEO: William J. Bynum
Who is HOPE Credit Union good for?
HOPE Credit Union is likely a good option for those who live in the region the institution refers to as the Deep South and who are looking for a full-service financial institution with the potential for a generous checking account APY. The credit union has locations in Alabama, Arkansas, Louisiana, Mississippi, and Tennessee—and some of its accounts are available only to members living in this area.
This credit union offers several checking accounts and savings options, including CDs and a money market account. And while anyone can join HOPE with a $10 donation, only the HOPE Savings Account is available to those who don’t live in these states, according to a customer service representative.
In short, if you’ve got a HOPE Credit Union branch nearby, it could be a great option.
Who shouldn’t use HOPE Credit Union?
HOPE Credit Union may not be ideal if you’re after the highest interest rate possible on your savings. The APYs on its savings accounts aren’t competitive with any of our picks for the best high-yield savings accounts, for instance.
N/A
Pros
- Fantastic top checking account APY
- Two free checking accounts
- Low minimum requirement for monthly fee waivers
Cons
- Unimpressive savings account APYs
- Limited physical branches
- Overdraft protection is discretionary
HOPE Credit Union rates and products
HOPE Credit Union offers several checking accounts, including a rewards checking and a student checking account. It also provides a couple savings accounts, a money market account, and CDs with terms between six and 60 months.
| Checking accounts | Up to 5.12% APY |
| Savings accounts | Up to 1.51% APY |
| Share certificates | Up to 3.74% APY |
| Money Market | Up to 2.08% APY |
Credit union details checked Nov. 20, 2025.
Checking accounts
HOPE Credit Union offers four checking accounts and one debit card account.
Two checking accounts, the Easy Checking and Easy Checking Plus, charge annual fees which can be skirted by maintaining a reasonable minimum balance. The debit card option, called HOPE Choice Card, charges a $4 monthly fee which cannot be waived.
The other two account options, HOPE Rewards Checking and Student Checking, are free checking accounts with no monthly maintenance fee.
Most tantalizing is the HOPE Rewards Checking, which comes with top-tier APY. Customers can earn:
- 5.12% APY for balances of up to $10,000
- 0.50% APY for balances over $10,000
To achieve these returns, you’ll need to make 12 debit card transactions, log in to your HOPE digital banking account at least once, opt for e-statements, and receive at least one direct deposit or ACH into your account each month. Any month you don’t complete these requirements, you’ll earn a much less impressive 0.10% APY.
You’ve also got the option to add a savings account onto your Rewards Checking account, called a HOPE Rewards Checking Plus account. This unlocks higher APY potential for your savings (we’ll discuss that in a minute).
HOPE Credit Union checking account features
| Account opening bonus | N/A |
| Minimum opening deposit | $0 –$25 |
| Monthly fees | $0 –$9.95 |
| Monthly fees | $0 –$9.95 |
| Top APY | 5.12% |
| Transaction limitations | Unlimited |
| Overdraft fees | $25 |
Credit union details checked Nov. 20, 2025.
Easy Checking account features
- Account opening bonus:N/A
- Minimum opening deposit:$25
- Minimum balance:$25
- Monthly fees:$9.95 (waived with $200+ balance)
- APY:N/A
- Transaction limitations:Unlimited
- Paper checks:Yes
- Overdraft fees:$25
Easy Checking Plus account features
- Account opening bonus:None
- Minimum opening deposit:$0
- Minimum balance:$0
- Monthly fees:$7.95 (waived with $250+ balance)
- APY:None
- Transaction limitations:Unlimited
- Paper checks:Yes
- Overdraft fees:$25
HOPE Rewards checking account features
- Account opening bonus:None
- Minimum opening deposit:$0
- Monthly fees:$0
- APY:Up to 5.12% for balances of up to $10,000 (0.50% for balances over $10,000) with qualifying activity
- Non-HCU ATM fee waiver:Up to $20 per month
- Transaction limitations:Unlimited
- Paper checks:Yes
- Overdraft fees:$25
HOPE Student checking account features (only for ages 18-25)
- Account opening bonus:None
- Minimum opening deposit:$0
- Monthly fees:$0
- Top APY:None
- Transaction limitations:Unlimited
- Non-HCU ATM fee waiver:Up to $5 per month for the first 12 months
- Paper checks:Yes
- Overdraft fees:$25
HOPE Choice Card account features
- Account opening bonus:None
- Minimum opening deposit:$0
- Monthly fees:$4
- Top APY:None
- Transaction limitations:Unlimited
- Paper checks:Yes
- Overdraft fees:$25
Savings accounts
HOPE Credit Union offers two types of “share accounts” (the traditional credit union lingo for a savings account): A standard savings account and a “Holiday Club” account.
HOPE share accounts offer an APY of 0.25% as long as you’ve got a balance of at least $100. But again, by opening both a HOPE Rewards Checking and a savings account, you can qualify for what’s called a HOPE Rewards Saving Plus account—which earns up to 1.51% APY.
Still, no matter which savings account you open, it’s not competitive when pitted against many of the best high-yield savings accounts. If you want to maximize the interest you earn on your savings, you’ll want to keep those funds elsewhere.
HOPE also offers a special nonprofit bonus rate savings account which is exclusively for nonprofit organizations.
HOPE Credit Union savings account features
| Minimum opening deposit | $10 –$15 |
| Monthly fees | $0 |
| APY | 0.25%–1.51% |
| Transaction limitations | Up to 6 transactions per month |
Savings account features
- Minimum opening deposit:$15
- Minimum balance:$15
- Monthly fees:$0
- Top APY:0.25%
- Minimum balance to earn interest:$100
- Transaction limitations:3 teller and 3 ATM transactions per month
Holiday Club account features
- Minimum opening deposit:$10
- Minimum balance:$0
- Monthly fees:$0
- Top APY:N/A
- Transaction limitations:Funds are dispersed on October 31 each year ($10 fee for early withdrawals)
Money market accounts
A money market account is essentially like a savings account with checking account features. It allows you to spend money directly from your account instead of first transferring it to a checking account. HOPE Credit Union’s MMA allows you to spend with both paper checks and electronic transactions. You won’t get an ATM card, however.
Its MMA earns an unimpressive rate on balances under $100,000. And while it earns an exponentially higher rate for accounts with $100,000 or more, it’s still not as high as you can find with many of the best money market accounts.
HOPE Credit Union MMA features
| Minimum opening deposit | $1,000 |
| Minimum balance | $1,000 |
| Monthly fees | $9.95 (waived with $1,000 minimum balance) |
| APY range | – 0.25% on balances less than $100,000 – 2.08% on balances above $100,000 |
| Transaction limitations | 6 free withdrawals per month |
Pro tip
Learn more about savings vs. money market accounts.
Share certificates
Like most credit unions, HOPE Credit Union calls itsCDs “share certificates.” It offers standard, jumbo and IRA CDs.
For the most part, its standard and IRA CDs don’t offer competitive rates. But if you can swing a jumbo CD (which requires a whopping $95,000 deposit), rates become very competitive.
You can also select a “Transformational CD,” which comes with a meager 0.25%-0.35% APY. It’s meant to help struggling communities access the funds they need. In other words, you’re accepting a lower return for a good deed.
As you’d expect, there are early withdrawal penalties if you access your funds before the end of your CD term. However, HOPE does not reveal the penalty you’ll pay until you cancel. This is an extremely customer-unfriendly policy that may make the financial institution a nonstarter despite a collection of competitive return rates.
HOPE Credit Union share certificate features
| Minimum opening deposit | – $1,000 for standard CDs – $95,000 for jumbo CDs – $500 for an IRA CD |
| Available term lengths | 6, 12, 18, 24, 36, 60 months |
| APY range | 0.25%-3.74% |
| Early withdrawal penalty | Disclosed upon cancellation |
Standard CDs
| Term length | APY |
|---|---|
| 6 months | 0.75% |
| 12 months | 2.78% |
| 24 months | 2.11% |
| 36 months | 2.10% |
| 60 months | 2.22% |
| 6 months | |
|---|---|
| APY | 0.75% |
| 12 months | |
| APY | 2.78% |
| 24 months | |
| APY | 2.11% |
| 36 months | |
| APY | 2.10% |
| 60 months | |
| APY | 2.22% |
Credit union details checked Nov. 20, 2025.
Jumbo CDs
| Term length | APY |
|---|---|
| 6 months | 0.75% |
| 12 months | 3.64% |
| 24 months | 3.54% |
| 36 months | 3.53% |
| 60 months | 3.74% |
| 6 months | |
|---|---|
| APY | 0.75% |
| 12 months | |
| APY | 3.64% |
| 24 months | |
| APY | 3.54% |
| 36 months | |
| APY | 3.53% |
| 60 months | |
| APY | 3.74% |
Credit union details checked Nov. 20, 2025.
IRA CDs
| Term length | APY |
|---|---|
| 18 months | 2.11% |
| 60 months | 2.22% |
| 18 months | |
|---|---|
| APY | 2.11% |
| 60 months | |
| APY | 2.22% |
Credit union details checked Nov. 20, 2025.
ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025
ZIP Code Deposit Amount $Min. Term Length 6 months- 1 months
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2yr$ 1000$ 1063Over 1 Year
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Other services HOPE Credit Union offers
- Individual retirement accounts (IRAs):You can open either a traditional or Roth IRA with a $25 minimum deposit.
- Small business banking:If you have a small business, HOPE Credit Union offers business checking and lending accounts.
- Personal loans:HOPE Credit Union offers several personal loans, including short-term loans, credit builder loans, and loans secured by a share certificate.
- Auto loans:You can apply to finance your next car at HOPE Credit Union at a competitive rate.
- Mortgages:In addition to traditional mortgages, HOPE Credit Union also has loans specifically meant for low- or moderate-income families.
- Home equity loans:HOPE Credit Union offers the option to borrow against the equity of your home.
- Credit cards:Three credit cards are available, including a rewards card and a secured card.
- Insurance:HOPE Credit Union offers insurance for your life, vehicle, and home.
Online banking
HOPE Credit Union comes with most of the features you’d expect from an online banking platform. From remote deposit to transferring funds to paying your bills, the standard bases are covered. HOPE also offers a mobile app for both Apple and Android.
The HOPE Credit Union platform and customer support
You can reach HOPE Credit Union via phone at 866-321-4673 or by sending an email via the website’s Contact page. HOPE’s automated phone system is available 24/7 and you can reach live representatives Monday through Friday from 8 a.m. to 5 p.m. Central Time.
HOPE has branches across Alabama, Arkansas, Louisiana, Mississippi, and Tennessee.
Is HOPE Credit Union secure?
HOPE Credit Union is as secure as you can expect from a financial institution. Your funds are protected by National Credit Union Administration (NCUA) insurance up to $250,000 per account type, per depositor. In other words, if the credit union fails, your funds will be returned to you up to the limit.
HOPE offers fraud alerts and implements multi-factor authentication to keep your account safe, making it more difficult for hackers to access your information.
HOPE Credit Union user reviews
The customer most likely to write an online review is the one with a negative experience. For this reason, online reviews of financial institutions tend to be poor.
With that in mind, HOPE Credit Union tends to get mixed reviews from the online community. For example, Reddit users comment positively on the high APYs available for certain deposit accounts, while others disparage the institution for what they think is overall incompetence and a poor response to fraudulent activity.
It’s also worth mentioning that, while HOPE Credit Union isn’t accredited with the Better Business Bureau, it receives an F grade due to 11 complaints being filed—all of which the credit union failed to respond to.
Compare HOPE Credit Union to alternatives
Those seeking high-yield deposit accounts that are available with less geographic restriction may wish to consider Alliant Credit Union or Discover Bank.
HOPE Credit Union | Alliant Credit Union | Discover Bank |
|---|---|---|
| Top savings APY | Top savings APY | Top savings APY |
| 1.51% | 3.10% | 3.40% |
| Top checking APY | Top checking APY | Top checking APY |
| 5.12% | 0.25% | N/A (but up to 1% cash back when using your debit card) |
| Top CD APY | Top CD APY | Top CD APY |
| 3.74% | 4.10% | 3.50% |
| View offer at MoneyLion | View offer at MoneyLion | View offer at Discover |
Bank/credit union details checked Nov. 20, 2025.
Is HOPE Credit Union right for you?
HOPE Credit Union may be right for you if you live in Alabama, Arkansas, Louisiana, Mississippi, or Tennessee. Its Reward Checking account APY is virtually unbeatable, giving you an excellent return for the account balance you use to do all of your spending.
Just remember, if you don’t live in an eligible state, you’re relegated to the basic HOPE Savings Account—which has no real benefits to write your mother about.
Frequently asked questions
Can anyone join HOPE Credit Union nationwide?
Yes, anyone can join HOPE Credit Union nationwide with a membership fee consisting of a $10 donation. But remember, this only entitles you to open a basic savings account unless you live in a qualifying area, namely: Alabama, Arkansas, Louisiana, Mississippi, or Tennessee.
Does HOPE Credit Union have a mobile app?
Yes, HOPE Credit Union has an app in both the Google Play Store and the Apple App Store.
Is HOPE Credit Union FDIC insured?
No, credit unions are instead insured by the National Credit Union Administration (NCUA) up to $250,000 per account holder per ownership category.
What is HOPE Credit Union’s Overdraft Guardian service?
HOPE Credit Union’s Overdraft Guardian service will cover you up to $300 (depending on the type of deposit account you’ve got) when you try to spend more than you’ve got. As long as you bring your account current the same day, you can use this once per month to avoid fees.
How do I contact HOPE Credit Union customer service?
HOPE Credit Union customer service can be reached at 866-321-4673 from Monday to Friday between 8 a.m. and 5 p.m. Central Time. You can also send a message on the Contact page to request a follow-up email or call.
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