Capital One CD rates
Looking for a low-risk investment for your hard-earned savings? Options like stocks and crypto have a tempting upside—the potential to grow your money dramatically—but their volatility and the risk of losing money can make your palms sweat.
There’s a less stressful way to grow your cash reserve slowly but steadily, and that’s certificates of deposit (CDs). Capital One CD rates are some of the most competitive in the industry, offering a secure investment option with an attractive return.
Headquartered in Tysons, Virginia, Capital One is a banking behemoth with an annual net revenue of $39.1 billion with more than 100 million customers.
Below, we’ll dig into everything you need to know about Capital One CD rates.
Rates are current as of Nov. 7, 2025 and are subject to change.
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Best CD Rates for December 12, 2025 ZIP Code Deposit Amount $Min. Term Length 6 months
1 months 6 months 1 year 18 months 2 years 3 years Max. Term Length 3 years
6 months 1 year 18 months 2 years 3 years 4 years 5 years 6 years FEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...
Capital One CD rates and products Capital One offers several CD terms for various savings goals, each with a solid APY and the ability to customize your interest payout schedule to suit your needs (though you won’t find options like bump-up, jumbo, or IRA CDs). Here’s a closer look at what Capital One offers with its 360 CDs.
Standard CDs Capital One has 12 different CD terms which vary from six to 60 months. Interest accrues daily and deposits monthly to your account.
Capital One standard CD features Minimum opening deposit $0 Early withdrawal penalty (terms 12 months or less) 3 months of interest Early withdrawal penalty (terms greater than 12 months) 6 months of interest
Capital One CD rates 6-month term 3.50% 9-month term 3.50% 12-month term 4.05% 18-month term 3.70% 24-month term 3.50% 30-month term 3.50% 36-month term 3.50% 48-month term 3.50% 60-month term 3.50%
Bank details reviewed Nov. 7, 2025.
Compare the CD rates and terms available from other top institutions Read our roundups of all available CD rates from Chase and Bank of America.
Compare Capital One to competitors While Capital One’s CD rates are excellent, other banks may in some cases be even better. Below is a table comparing Capital One with CDs from two competitors.
Capital One 360
Synchrony Bank
Northern Bank Direct6 months 6 months 6 months 3.50% 3.75% 4.00% 12 months 12 months 12 months 4.05% 3.90% 3.25% 18 months 18 months 18 months 3.70% 3.70% 3.25% 24 months 24 months 24 months 3.50% 3.50% 3.25% 36 months 36 months 36 months 3.50% 3.75% 3.25% 48 months 48 months 48 months 3.50% 3.50% 3.25% 60 months 60 months 60 months 3.50% 4.00% 3.25% Learn more Learn more Learn more View offer at Bankrate View offer at Discover View offer at Northern Bank Direct
Bank details reviewed Nov. 7, 2025.
Learn more about Capital One In addition to its 360 CDs, Capital One offers a variety of products for individual customers, businesses, and commercial entities. These include checking, savings, loans, credit cards, and investment accounts.
Not sure what type of account is best for your savings? Read our comparison of CDs vs. high-yield savings accounts to help you decide.
SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on Quontic Bank's website3.75%6 mos$500View Details
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border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #IdBqfqTilBxCKAzg .sh-first-product .sh-cta-container { padding-top: 0px; } #IdBqfqTilBxCKAzg .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #IdBqfqTilBxCKAzg .mobile-bottom-container .sh-fdic-insured { padding: 0; } } @media only screen and (max-width : 370px) { #IdBqfqTilBxCKAzg .sh-first-product .sh-row-sub-container span.sh-row-value { font: normal normal bold 25px/30px Roboto; } } #IdBqfqTilBxCKAzg.box750.device-desktop img.logo-image { max-width: 75%; } #IdBqfqTilBxCKAzg.sh-box750.device-desktop .sh-row2-container { flex: 0 0 170px; } #IdBqfqTilBxCKAzg.box750.device-desktop .sh-row-product-title { flex: 0 0 36%; } #IdBqfqTilBxCKAzg.box750.device-desktop .sh-row-product-title.sh-date { margin-right: 4px; } #IdBqfqTilBxCKAzg.box750.device-desktop .sh-first-product .sh-btn__text, #IdBqfqTilBxCKAzg.box750.device-desktop .sh-btn__text { width: 140px; } #IdBqfqTilBxCKAzg.box800.device-desktop .sh-first-product .sh-btn__text, #IdBqfqTilBxCKAzg.box800.device-desktop .sh-btn__text { width: 150px; 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margin-bottom: 15px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop #sh-header-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop #sh-header-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-d-hide, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-d-hide, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-d-hide { display: block !important; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-listing-content-wrapper, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-listing-content-wrapper, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-promo .sh-promo-text, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-promo .sh-promo-text, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-btn__text, #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-btn__text, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-btn__text, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-btn__text, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-btn__text, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-fdic-insured, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-fdic-insured, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .product-details-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .product-details-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .product-details-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .product-details-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-title, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-title, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-promo, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-promo, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-promo-offer-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-promo-offer-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-title-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-title-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-title-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-title-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-row2-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-row2-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-fdic-dis-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-fdic-dis-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-cta-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-cta-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-cta-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-cta-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .mobile-bottom-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .mobile-bottom-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-title-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-title-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #IdBqfqTilBxCKAzg.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #IdBqfqTilBxCKAzg.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #IdBqfqTilBxCKAzg.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #IdBqfqTilBxCKAzg.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #IdBqfqTilBxCKAzg.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #IdBqfqTilBxCKAzg.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #IdBqfqTilBxCKAzg.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #IdBqfqTilBxCKAzg .sh-row-container.sh-apy-value { height: 24px; } #IdBqfqTilBxCKAzg .sh-title-container { height: 45px; } #IdBqfqTilBxCKAzg .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #IdBqfqTilBxCKAzg .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #IdBqfqTilBxCKAzg .sh-first-product .sh-title-container { height: 72px; } #IdBqfqTilBxCKAzg .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #IdBqfqTilBxCKAzg .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #IdBqfqTilBxCKAzg .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #IdBqfqTilBxCKAzg .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #IdBqfqTilBxCKAzg .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #IdBqfqTilBxCKAzg .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #IdBqfqTilBxCKAzg .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #IdBqfqTilBxCKAzg.loadingMessage .sh-loading-msg { display: block; } #IdBqfqTilBxCKAzg.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #IdBqfqTilBxCKAzg .sh-loading-msg { font-size: 18px; } } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-container { align-items: center; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #IdBqfqTilBxCKAzg .sh-row-product-title.sh-bank-name { display: none; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #IdBqfqTilBxCKAzg.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #IdBqfqTilBxCKAzg.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #IdBqfqTilBxCKAzg.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #IdBqfqTilBxCKAzg.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #IdBqfqTilBxCKAzg.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #IdBqfqTilBxCKAzg.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #IdBqfqTilBxCKAzg.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #IdBqfqTilBxCKAzg.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #IdBqfqTilBxCKAzg.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop .sh-first-product .sh-row2-container, #IdBqfqTilBxCKAzg.sh-box650.device-desktop .sh-first-product .sh-row2-container, #IdBqfqTilBxCKAzg.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #IdBqfqTilBxCKAzg .sh-gb-banner.sh-promo { display: none !important; } #IdBqfqTilBxCKAzg.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #IdBqfqTilBxCKAzg.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #IdBqfqTilBxCKAzg.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #IdBqfqTilBxCKAzg.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; height: unset; flex: 0 0 150px; padding-top: unset; box-sizing: unset; background-color: transparent; position: relative; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: unset; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: unset; margin-right: 15px; width: 100%; padding: 1px 0 10px 0; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font: normal normal bold 24px/24px Roboto; padding: 12px 0px; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-cta-container{ padding: 12px 0px; box-sizing: unset; border-bottom: unset; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-title-container{ display: none; margin: unset; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-promo{ width: 100%; margin: -10px 0 20px; text-align: left; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-promo .sh-promo-text{ font: normal normal normal 16px/24px Roboto; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-fdic-insured{ padding: 20px 0 7px 0; } #IdBqfqTilBxCKAzg.sh-box700.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg, #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg{ vertical-align: unset; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-listing-content-wrapper{ display: block; padding: 20px; margin-bottom: 16px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .logo-image-wrapper{ max-width: 200px; min-height: unset; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges img.logo-image{ max-width: inherit; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-d-hide { display: block !important; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-title{ font: normal normal bold 16px / 24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-fdic-dis-container{ display: flex; justify-content: space-between; max-width: 400px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-fdic-insured{ padding: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-m-hide { display: none !important; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .product-details-container{ display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container{ flex-flow: row wrap; align-items: flex-start; margin-bottom: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-row-container{ flex: 0 0 100%; order: 2; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: 42px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 27%; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #IdBqfqTilBxCKAzg.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer176 .logo-column.flex-container, #qsWidgetContainer176 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer176 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer176 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer176 .apy-label, #qsWidgetContainer176 .curDate, #qsWidgetContainer176 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer176 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer176 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer176 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer176 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer176 .prop-value-container { align-items: stretch; } #qsWidgetContainer176 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer176 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer176 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer176 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer176 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer176 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer176 #sh-star-icon { top: -2px; } #qsWidgetContainer176 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer176 #see_more_carrier, #qsWidgetContainer176 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer176 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer176 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer176 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer176 .shmktpl-sponsored, #qsWidgetContainer176 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; } #qsWidgetContainer176 .sh-logo { flex-shrink: 1; } #qsWidgetContainer176 .shmktpl-sponsored { text-transform: uppercase; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-content-wrapper { box-shadow: none; gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer176 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer176 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer176 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer176 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer176 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer176 .sh-first-product .sh-btn__text, #qsWidgetContainer176 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer176 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer176 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer176 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer176 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer176 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer176 .listing-title { font-size: 20px; font-weight: 600; } }
Frequently asked questions What is the minimum deposit for a Capital One CD? Capital One CDs require no minimum deposit. This is a convenient feature that you won’t find with many other banks.
How often is interest compounded on Capital One CDs? Interest is compounded monthly on Capital One CDs.
Can I withdraw money from a Capital One CD before maturity? You can withdraw money from a Capital One CD before maturity, but you’ll almost certainly be penalized for it. You’ll owe between three and six months of interest, depending on the length of your account term. The only exception is Capital One’s 10-day grace period upon opening your account.
Are Capital One CDs FDIC insured? Capital One CDs are FDIC insured, up to $250,000 per member.
Can I add more money to my Capital One CD after opening? You cannot add more money to your Capital One CD after opening. You must wait until the account matures.
Are Capital One CD rates better than savings accounts? Capital One CD rates will in many cases be higher than what some savings accounts on the market offer. The tradeoff is that they’re more restrictive than a savings account. While most institutions permit you to make at least six withdrawals from your savings account each month, you won’t be allowed to touch the money in your CD for several months (or years, depending on the term you choose) without incurring a penalty.
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Capital One CD rates