Bank5 Connect 2025: High APYs and 100% insurance (no matter how much you deposit)
Bank5 Connect is a uniquely favorable financial institution for those intending to open a certificate of deposit—for a few reasons. Its return rates are highly competitive, its early withdrawal penalties are less severe than some of its competitors, and its 100% deposit insurance is incredibly generous. Read on for what you need to know about Bank5 Connect CD rates.
Rates are current as of Nov. 7, 2025 and are subject to change.
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Best CD Rates for December 12, 2025 ZIP Code Deposit Amount $Min. Term Length 6 months
1 months 6 months 1 year 18 months 2 years 3 years Max. Term Length 3 years
6 months 1 year 18 months 2 years 3 years 4 years 5 years 6 years FEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...
Bank5 Connect CD rates and products Bank5 Connect offers two categories of CD: standard high-APY CDs and “investment” CDs. You won’t find specialty options such as bump-up, flexible, or IRA CDs.
Between all account types, you’ve got a total of eight term lengths to choose from, ranging from three months to three years. No matter the CD, you’re required to deposit at least $500 to open an account.
Standard CDs Several Bank5 Connect CD terms deliver respectable APYs.
When you access your money before your account matures, you’ll be charged an early withdrawal penalty between three and six months’ interest depending on your term length.
Bank5 Connect standard CD features Minimum opening deposit $500 Early withdrawal penalty – Terms less than 1 year: 3 months’ interest Partial withdrawals permitted For a fee (with the exception of interest earned) Additional deposits permitted No Automatic renewal Yes, for the same term Renewal grace period 10 days
Bank5 Connect standard CD rates Term length APY 3 months 3.75% 6 months 3.65% 12 months 3.75% 15 months 3.75% 18 months 3.50% 21 months 3.20% 36 months 0.85%
3 months APY 3.75% 6 months APY 3.65% 12 months APY 3.75% 15 months APY 3.75% 18 months APY 3.50% 21 months APY 3.20% 36 months APY 0.85%
Bank details checked Nov. 7, 2025
Investment CDs Bank5 Connect offers a 24-month investment CD. This comes with the ability to deposit additional money into your CD throughout its term—so if you decide to invest more money later, you’ll benefit from the high APY you secured upon account opening.
You can make as many deposits as you like. You can also make withdrawals of interest you’ve earned before your account matures.
Bank5 Connect Investment CD features Minimum opening deposit $500 Early withdrawal penalty – Terms less than 1 year: 3 months’ interest Partial withdrawals permitted For a fee Additional deposits permitted Yes Automatic renewal Yes, for the same term Renewal grace period 10 days
Bank5 Connect Investment CD Term length APY 24 months 3.20%
Bank details checked Nov. 7, 2025
SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on Quontic Bank's website3.75%6 mos$500View Details
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margin-bottom: 15px; } #TqPfJochHILPDGdS.sh-box600.device-desktop #sh-header-container, #TqPfJochHILPDGdS.sh-box650.device-desktop #sh-header-container, #TqPfJochHILPDGdS.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-d-hide, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-d-hide, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-d-hide { display: block !important; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-listing-content-wrapper, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-listing-content-wrapper, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-promo .sh-promo-text, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-promo .sh-promo-text, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-btn__text, #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-btn__text, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-btn__text, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-btn__text, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-btn__text, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-fdic-insured, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-fdic-insured, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #TqPfJochHILPDGdS.sh-box600.device-desktop .product-details-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .product-details-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .product-details-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .product-details-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-title, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-title, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-promo, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-promo, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-promo-offer-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-promo-offer-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-title-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-title-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-title-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-title-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-row2-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-row2-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-fdic-dis-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-fdic-dis-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-cta-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-cta-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-cta-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-cta-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .mobile-bottom-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .mobile-bottom-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #TqPfJochHILPDGdS.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #TqPfJochHILPDGdS.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #TqPfJochHILPDGdS.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-title-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-title-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #TqPfJochHILPDGdS.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #TqPfJochHILPDGdS.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #TqPfJochHILPDGdS.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #TqPfJochHILPDGdS.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #TqPfJochHILPDGdS.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #TqPfJochHILPDGdS.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #TqPfJochHILPDGdS.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #TqPfJochHILPDGdS .sh-row-container.sh-apy-value { height: 24px; } #TqPfJochHILPDGdS .sh-title-container { height: 45px; } #TqPfJochHILPDGdS .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #TqPfJochHILPDGdS .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #TqPfJochHILPDGdS .sh-first-product .sh-title-container { height: 72px; } #TqPfJochHILPDGdS .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #TqPfJochHILPDGdS .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #TqPfJochHILPDGdS .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #TqPfJochHILPDGdS .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #TqPfJochHILPDGdS .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #TqPfJochHILPDGdS .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #TqPfJochHILPDGdS .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #TqPfJochHILPDGdS.loadingMessage .sh-loading-msg { display: block; } #TqPfJochHILPDGdS.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #TqPfJochHILPDGdS .sh-loading-msg { font-size: 18px; } } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-container { align-items: center; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #TqPfJochHILPDGdS .sh-row-product-title.sh-bank-name { display: none; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #TqPfJochHILPDGdS.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #TqPfJochHILPDGdS.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #TqPfJochHILPDGdS.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #TqPfJochHILPDGdS.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #TqPfJochHILPDGdS.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #TqPfJochHILPDGdS.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #TqPfJochHILPDGdS.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #TqPfJochHILPDGdS.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #TqPfJochHILPDGdS.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #TqPfJochHILPDGdS.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #TqPfJochHILPDGdS.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #TqPfJochHILPDGdS.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #TqPfJochHILPDGdS.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #TqPfJochHILPDGdS.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #TqPfJochHILPDGdS.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #TqPfJochHILPDGdS.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #TqPfJochHILPDGdS.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #TqPfJochHILPDGdS.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #TqPfJochHILPDGdS.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #TqPfJochHILPDGdS.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #TqPfJochHILPDGdS.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #TqPfJochHILPDGdS.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #TqPfJochHILPDGdS.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #TqPfJochHILPDGdS.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #TqPfJochHILPDGdS.sh-box600.device-desktop .sh-first-product .sh-row2-container, #TqPfJochHILPDGdS.sh-box650.device-desktop .sh-first-product .sh-row2-container, #TqPfJochHILPDGdS.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #TqPfJochHILPDGdS .sh-gb-banner.sh-promo { display: none !important; } #TqPfJochHILPDGdS.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #TqPfJochHILPDGdS.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #TqPfJochHILPDGdS.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #TqPfJochHILPDGdS.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #TqPfJochHILPDGdS.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; 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} #TqPfJochHILPDGdS.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #TqPfJochHILPDGdS.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #TqPfJochHILPDGdS.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #TqPfJochHILPDGdS.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #TqPfJochHILPDGdS.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #TqPfJochHILPDGdS.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #TqPfJochHILPDGdS.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; 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font-weight: 600; } }
Compare Bank5 Connect to competitors If you’re strategic with selecting your CD term, you can earn some of the highest APYs on the market with Bank5 Connect. Here’s a look at Bank5 Connect’s CDs compared to two competitors.
Bank5 Connect
Discover
Northern Bank Direct 3 months 3 months 3 months 3.75% 2.00% N/A 6 months 6 months 6 months 3.65% 3.50% 4.00% 9 months 9 months 9 months N/A 3.50% 3.75% 12 months 12 months 12 months 3.75% 4.05% 3.25% 18 months 18 months 18 months 3.50% 3.70% 3.25% 24 months (Investment) 24 months 24 months 3.20% 3.50% 3.25% 36 months 36 months 36 months 0.85% 3.50% 3.25% Learn more Learn more Learn more View offer View offer View offer
Bank details checked Nov. 7, 2025
Pro tip Read our full roundup of Discover CD rates and Northern Bank Direct CD rates.
Learn more about Bank5 Connect Bank5 Connect is the digital banking division of financial institution BankFive, headquartered in Massachusetts. In addition to CDs, it offers high-interest checking accounts, high-yield savings accounts and money market accounts.
Bank5 Connect even offers mortgages and issues a collection of rewards credit cards. While not technically a full-service bank, you can do most things through Bank5 Connect. And with its generous 100% deposit insurance, it should be a safe place to store your money—no matter the amount. Read our full Bank5 Connect review for more details.
Check Out Our Daily Rates Reports
Discover the highest high-yield savings rates, up to 5% for December 11, 2025. Discover the highest CD rates, up to 4.18% for December 11, 2025. Discover the current mortgage rates for December 11, 2025. Discover current refi mortgage rates report for December 11, 2025. Discover current ARM mortgage rates report for December 11, 2025. Discover the current price of gold for December 11, 2025. Discover the current price of silver for December 11, 2025. Frequently asked questions What is the minimum deposit required for Bank5 Connect CDs? The minimum deposit required for Bank5 Connect CDs is $500.
Can you add money to a Bank5 Connect CD after opening? You can only add money to a Bank5 Connect CD before your account matures if you’ve opened an “investment” CD. Standard CDs do not allow this.
What are the early withdrawal penalties for Bank5 Connect CDs? If you withdraw your money before your CD matures, you’ll pay three months’ interest for terms less than a year—and six months’ interest for terms of a year or more.
Does Bank5 Connect offer IRA CDs? Bank5 Connect does not offer IRA CDs.
How does Bank5 Connect’s 100% deposit insurance work for CDs? With most banks, your deposits are insured by the FDIC up to $250,000 per depositor per ownership category (e.g. single accounts, retirement accounts, etc.). But Bank5 Connect offers Depositors Insurance Fund (DIF) protection, which covers every penny of your deposits above the FDIC maximum.
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Bank5 Connect 2025: High APYs and 100% insurance (no matter how much you deposit) 
