Sallie Mae CD rates 2025: Excellent returns (and not just for students)
Scouring the internet to find the best certificates of deposit (CDs) to grow your savings? You might at first glance neglect Sallie Mae, the financial institution best known for issuing student loans—but that would be a mistake.
Sallie Mae CDs offer APY that’s near the top of the market. It’s not a perfect destination for everyone’s money (it’s not a full-service bank, after all) but may be an excellent fit for those seeking to earn a generous amount of interest. Here’s everything you need to know about Sallie Mae CD rates.
Rates are current as of Nov. 7, 2025 and are subject to change.
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Best CD Rates for December 12, 2025 ZIP Code Deposit Amount $Min. Term Length 6 months
1 months 6 months 1 year 18 months 2 years 3 years Max. Term Length 3 years
6 months 1 year 18 months 2 years 3 years 4 years 5 years 6 years FEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...
Sallie Mae CD rates and products Sallie Mae offers only standard CDs. You won’t find specialty CDs like bump-up, flexible, business, or IRA CDs. If you’re looking for something distinct, your best bet is to open a CD elsewhere.
You can choose from 11 different CD terms from six months to five years. Sallie Mae also provides some unconventional term lengths, such as 11- and 13-month accounts. This can come in handy if you plan to build a CD ladder, as you’ll have more options when staggering your maturity dates.
The only real caveat when it comes to Sallie Mae CDs is its minimum opening deposit of $2,500. This is a little more than we’ve found to be typical. Some banks require no minimum deposit at all.
Sallie Mae also offers CDs with different term lengths and APYs through its partner, Raisin, but this requires that you open an account with Raisin.
Sallie Mae standard CD features Minimum opening deposit $2,500 Early withdrawal penalty – Terms of 12 months or less: 90 days’ simple interest on the amount withdrawn Partial withdrawals permitted Yes (but you’ll incur a penalty) Additional deposits permitted No Automatic renewal Yes, for the same term Renewal grace period 10 days
Sallie Mae standard CD rates Term length APY 6 months 3.90% 9 months 3.90% 11 months 3.90% 12 months 4.00% 13 months 3.95% 15 months 4.10% 18 months 3.95% 24 months 3.50% 30 months 3.80% 36 months 3.90% 60 months 4.00%
6 months APY 3.90% 9 months APY 3.90% 11 months APY 3.90% 12 months APY 4.00% 13 months APY 3.95% 15 months APY 4.10% 18 months APY 3.95% 24 months APY 3.50% 30 months APY 3.80% 36 months APY 3.90% 60 months APY 4.00%
Bank details checked Nov. 7, 2025
SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Quontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on Quontic Bank's website3.75%6 mos$500View Details
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margin-bottom: 15px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop #sh-header-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop #sh-header-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-d-hide, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-d-hide, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-d-hide { display: block !important; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-listing-content-wrapper, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-listing-content-wrapper, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-promo .sh-promo-text, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-promo .sh-promo-text, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-btn__text, #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-btn__text, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-btn__text, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-btn__text, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-btn__text, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-fdic-insured, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-fdic-insured, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .product-details-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .product-details-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .product-details-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .product-details-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-title, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-title, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-promo, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-promo, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-promo-offer-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-promo-offer-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-title-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-title-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-title-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-title-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-row2-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-row2-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-fdic-dis-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-fdic-dis-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-cta-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-cta-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-cta-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-cta-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .mobile-bottom-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .mobile-bottom-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-title-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-title-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #qRouLrZsgqRoGGjh.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #qRouLrZsgqRoGGjh.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #qRouLrZsgqRoGGjh.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #qRouLrZsgqRoGGjh.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #qRouLrZsgqRoGGjh.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #qRouLrZsgqRoGGjh.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #qRouLrZsgqRoGGjh.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #qRouLrZsgqRoGGjh .sh-row-container.sh-apy-value { height: 24px; } #qRouLrZsgqRoGGjh .sh-title-container { height: 45px; } #qRouLrZsgqRoGGjh .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #qRouLrZsgqRoGGjh .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #qRouLrZsgqRoGGjh .sh-first-product .sh-title-container { height: 72px; } #qRouLrZsgqRoGGjh .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #qRouLrZsgqRoGGjh .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #qRouLrZsgqRoGGjh .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #qRouLrZsgqRoGGjh .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #qRouLrZsgqRoGGjh .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #qRouLrZsgqRoGGjh .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #qRouLrZsgqRoGGjh .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #qRouLrZsgqRoGGjh.loadingMessage .sh-loading-msg { display: block; } #qRouLrZsgqRoGGjh.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #qRouLrZsgqRoGGjh .sh-loading-msg { font-size: 18px; } } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-container { align-items: center; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #qRouLrZsgqRoGGjh .sh-row-product-title.sh-bank-name { display: none; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #qRouLrZsgqRoGGjh.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #qRouLrZsgqRoGGjh.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #qRouLrZsgqRoGGjh.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #qRouLrZsgqRoGGjh.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #qRouLrZsgqRoGGjh.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #qRouLrZsgqRoGGjh.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #qRouLrZsgqRoGGjh.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #qRouLrZsgqRoGGjh.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #qRouLrZsgqRoGGjh.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop .sh-first-product .sh-row2-container, #qRouLrZsgqRoGGjh.sh-box650.device-desktop .sh-first-product .sh-row2-container, #qRouLrZsgqRoGGjh.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #qRouLrZsgqRoGGjh .sh-gb-banner.sh-promo { display: none !important; } #qRouLrZsgqRoGGjh.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #qRouLrZsgqRoGGjh.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #qRouLrZsgqRoGGjh.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #qRouLrZsgqRoGGjh.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; height: unset; flex: 0 0 150px; padding-top: unset; box-sizing: unset; background-color: transparent; position: relative; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: unset; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: unset; margin-right: 15px; width: 100%; padding: 1px 0 10px 0; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font: normal normal bold 24px/24px Roboto; padding: 12px 0px; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-cta-container{ padding: 12px 0px; box-sizing: unset; border-bottom: unset; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-title-container{ display: none; margin: unset; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-promo{ width: 100%; margin: -10px 0 20px; text-align: left; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-promo .sh-promo-text{ font: normal normal normal 16px/24px Roboto; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-fdic-insured{ padding: 20px 0 7px 0; } #qRouLrZsgqRoGGjh.sh-box700.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg, #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg{ vertical-align: unset; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-listing-content-wrapper{ display: block; padding: 20px; margin-bottom: 16px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .logo-image-wrapper{ max-width: 200px; min-height: unset; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges img.logo-image{ max-width: inherit; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-d-hide { display: block !important; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-title{ font: normal normal bold 16px / 24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-fdic-dis-container{ display: flex; justify-content: space-between; max-width: 400px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-fdic-insured{ padding: 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-m-hide { display: none !important; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .product-details-container{ display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container{ flex-flow: row wrap; align-items: flex-start; margin-bottom: 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-row-container{ flex: 0 0 100%; order: 2; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: 42px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 27%; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #qRouLrZsgqRoGGjh.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer176 .logo-column.flex-container, #qsWidgetContainer176 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer176 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer176 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer176 .apy-label, #qsWidgetContainer176 .curDate, #qsWidgetContainer176 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer176 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer176 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer176 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer176 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer176 .prop-value-container { align-items: stretch; } #qsWidgetContainer176 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer176 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer176 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer176 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer176 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer176 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer176 #sh-star-icon { top: -2px; } #qsWidgetContainer176 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer176 #see_more_carrier, #qsWidgetContainer176 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer176 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer176 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer176 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer176 .shmktpl-sponsored, #qsWidgetContainer176 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; 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} #qsWidgetContainer176 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer176 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer176 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer176 .sh-first-product .sh-btn__text, #qsWidgetContainer176 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer176 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer176 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer176 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer176 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer176 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer176 .listing-title { font-size: 20px; font-weight: 600; } }
Compare Sallie Mae to competitors Sallie Mae’s CD rates are nothing to sneeze at. But again, there are higher rates out there for select terms. Here’s a look at some of its competitors, all of which have far lower minimum opening deposit requirements.
Sallie Mae Bank
Discover
Northern Bank Direct 6 months 6 months 6 months 3.90% 3.50% 4.00% 9 months 9 months 9 months 3.90% 3.50% 3.75% 12 months 12 months 12 months 4.00% 4.05% 3.25% 18 months 18 months 18 months 3.95% 3.70% 3.25% 24 months 24 months 24 months 3.50% 3.50% 3.25% 60 months 60 months 60 months 4.00% 3.50% 3.25% Learn more Learn more Learn more View offer View offer View offer
Bank details checked Nov. 7, 2025
Learn more about Sallie Mae Sallie Mae is a financial institution primarily focused on student loans, advertising private, undergrad, graduate, and career training options. It was originally created by the U.S. Congress in 1972 and called the Student Loan Marketing Association. It became privatized in 2004.
Sallie Mae now offers more than just student loans and CDs—you can also open high-yield savings accounts and a money market account. It’s far from a full-service bank, however, so those who want to manage all their accounts under one roof (think mortgage, checking, auto loan, etc.) may not find Sallie Mae to be a good fit.
Check Out Our Daily Rates Reports
Discover the highest high-yield savings rates, up to 5% for December 11, 2025. Discover the highest CD rates, up to 4.18% for December 11, 2025. Discover the current mortgage rates for December 11, 2025. Discover current refi mortgage rates report for December 11, 2025. Discover current ARM mortgage rates report for December 11, 2025. Discover the current price of gold for December 11, 2025. Discover the current price of silver for December 11, 2025. Frequently asked questions Does Sallie Mae offer bump-up, jumbo, or IRA CDs? Sallie Mae doesn’t offer bump-up, jumbo, or IRA CDs. It keeps things uncomplicated by offering only standard CDs.
When does interest compound on Sallie Mae CDs? Interest compounds daily on Sallie Mae CDs.
Are Sallie Mae CDs FDIC insured? Sallie Mae CDs are FDIC insured up to $250,000.
What is the minimum deposit required for a Sallie Mae CD? The minimum deposit required for a Sallie Mae CD is $2,500.
What customer support options are available for Sallie Mae CD holders? If you need help with your Sallie Mae CD, you can call 877-346-2756 from Monday through Friday between 9 a.m. and 6 p.m. Eastern Time. You can also write to Sallie Mae Bank at: 175 S West Temple, Ste. 600, Salt Lake City, UT 84101.
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Sallie Mae CD rates 2025: Excellent returns (and not just for students) 
